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Mortgage Payment Schedule for a $350,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($70,000) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,332 360 $199,493 $479,493

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $350,000
Down Payment $70,000$280,000
Year 1 - 1 ($1,332)$926$406$279,594
2 ($1,332)$925$407$279,187
3 ($1,332)$924$408$278,779
4 ($1,332)$922$410$278,370
5 ($1,332)$921$411$277,959
6 ($1,332)$920$412$277,546
7 ($1,332)$918$414$277,133
8 ($1,332)$917$415$276,717
9 ($1,332)$915$416$276,301
10 ($1,332)$914$418$275,883
11 ($1,332)$913$419$275,464
12 ($1,332)$911$421$275,043
Year 2 - 13 ($1,332)$910$422$274,621
14 ($1,332)$909$423$274,198
15 ($1,332)$907$425$273,773
16 ($1,332)$906$426$273,347
17 ($1,332)$904$428$272,919
18 ($1,332)$903$429$272,490
19 ($1,332)$901$430$272,060
20 ($1,332)$900$432$271,628
21 ($1,332)$899$433$271,195
22 ($1,332)$897$435$270,760
23 ($1,332)$896$436$270,324
24 ($1,332)$894$438$269,886
Year 3 - 25 ($1,332)$893$439$269,447
26 ($1,332)$891$441$269,007
27 ($1,332)$890$442$268,565
28 ($1,332)$889$443$268,121
29 ($1,332)$887$445$267,676
30 ($1,332)$886$446$267,230
31 ($1,332)$884$448$266,782
32 ($1,332)$883$449$266,333
33 ($1,332)$881$451$265,882
34 ($1,332)$880$452$265,430
35 ($1,332)$878$454$264,976
36 ($1,332)$877$455$264,521
Year 4 - 37 ($1,332)$875$457$264,064
38 ($1,332)$874$458$263,606
39 ($1,332)$872$460$263,146
40 ($1,332)$871$461$262,684
41 ($1,332)$869$463$262,222
42 ($1,332)$868$464$261,757
43 ($1,332)$866$466$261,291
44 ($1,332)$864$467$260,824
45 ($1,332)$863$469$260,355
46 ($1,332)$861$471$259,884
47 ($1,332)$860$472$259,412
48 ($1,332)$858$474$258,938
Year 5 - 49 ($1,332)$857$475$258,463
50 ($1,332)$855$477$257,986
51 ($1,332)$854$478$257,508
52 ($1,332)$852$480$257,028
53 ($1,332)$850$482$256,546
54 ($1,332)$849$483$256,063
55 ($1,332)$847$485$255,578
56 ($1,332)$846$486$255,092
57 ($1,332)$844$488$254,604
58 ($1,332)$842$490$254,114
59 ($1,332)$841$491$253,623
60 ($1,332)$839$493$253,130
Year 6 - 61 ($1,332)$837$494$252,636
62 ($1,332)$836$496$252,140
63 ($1,332)$834$498$251,642
64 ($1,332)$833$499$251,142
65 ($1,332)$831$501$250,641
66 ($1,332)$829$503$250,139
67 ($1,332)$828$504$249,634
68 ($1,332)$826$506$249,128
69 ($1,332)$824$508$248,620
70 ($1,332)$823$509$248,111
71 ($1,332)$821$511$247,600
72 ($1,332)$819$513$247,087
Year 7 - 73 ($1,332)$817$514$246,573
74 ($1,332)$816$516$246,056
75 ($1,332)$814$518$245,539
76 ($1,332)$812$520$245,019
77 ($1,332)$811$521$244,498
78 ($1,332)$809$523$243,975
79 ($1,332)$807$525$243,450
80 ($1,332)$805$527$242,923
81 ($1,332)$804$528$242,395
82 ($1,332)$802$530$241,865
83 ($1,332)$800$532$241,333
84 ($1,332)$798$534$240,800
Year 8 - 85 ($1,332)$797$535$240,265
86 ($1,332)$795$537$239,727
87 ($1,332)$793$539$239,189
88 ($1,332)$791$541$238,648
89 ($1,332)$790$542$238,106
90 ($1,332)$788$544$237,561
91 ($1,332)$786$546$237,015
92 ($1,332)$784$548$236,468
93 ($1,332)$782$550$235,918
94 ($1,332)$780$551$235,367
95 ($1,332)$779$553$234,813
96 ($1,332)$777$555$234,258
Year 9 - 97 ($1,332)$775$557$233,701
98 ($1,332)$773$559$233,143
99 ($1,332)$771$561$232,582
100 ($1,332)$769$562$232,020
101 ($1,332)$768$564$231,455
102 ($1,332)$766$566$230,889
103 ($1,332)$764$568$230,321
104 ($1,332)$762$570$229,751
105 ($1,332)$760$572$229,179
106 ($1,332)$758$574$228,605
107 ($1,332)$756$576$228,030
108 ($1,332)$754$578$227,452
Year 10 - 109 ($1,332)$752$579$226,873
110 ($1,332)$751$581$226,292
111 ($1,332)$749$583$225,708
112 ($1,332)$747$585$225,123
113 ($1,332)$745$587$224,536
114 ($1,332)$743$589$223,947
115 ($1,332)$741$591$223,356
116 ($1,332)$739$593$222,763
117 ($1,332)$737$595$222,168
118 ($1,332)$735$597$221,571
119 ($1,332)$733$599$220,972
120 ($1,332)$731$601$220,371
Year 11 - 121 ($1,332)$729$603$219,768
122 ($1,332)$727$605$219,163
123 ($1,332)$725$607$218,557
124 ($1,332)$723$609$217,948
125 ($1,332)$721$611$217,337
126 ($1,332)$719$613$216,724
127 ($1,332)$717$615$216,109
128 ($1,332)$715$617$215,492
129 ($1,332)$713$619$214,873
130 ($1,332)$711$621$214,252
131 ($1,332)$709$623$213,629
132 ($1,332)$707$625$213,004
Year 12 - 133 ($1,332)$705$627$212,376
134 ($1,332)$703$629$211,747
135 ($1,332)$701$631$211,116
136 ($1,332)$698$633$210,482
137 ($1,332)$696$636$209,847
138 ($1,332)$694$638$209,209
139 ($1,332)$692$640$208,569
140 ($1,332)$690$642$207,927
141 ($1,332)$688$644$207,283
142 ($1,332)$686$646$206,637
143 ($1,332)$684$648$205,989
144 ($1,332)$681$650$205,338
Year 13 - 145 ($1,332)$679$653$204,686
146 ($1,332)$677$655$204,031
147 ($1,332)$675$657$203,374
148 ($1,332)$673$659$202,715
149 ($1,332)$671$661$202,054
150 ($1,332)$668$663$201,390
151 ($1,332)$666$666$200,725
152 ($1,332)$664$668$200,057
153 ($1,332)$662$670$199,387
154 ($1,332)$660$672$198,714
155 ($1,332)$657$675$198,040
156 ($1,332)$655$677$197,363
Year 14 - 157 ($1,332)$653$679$196,684
158 ($1,332)$651$681$196,003
159 ($1,332)$648$683$195,319
160 ($1,332)$646$686$194,634
161 ($1,332)$644$688$193,946
162 ($1,332)$642$690$193,255
163 ($1,332)$639$693$192,563
164 ($1,332)$637$695$191,868
165 ($1,332)$635$697$191,171
166 ($1,332)$632$699$190,471
167 ($1,332)$630$702$189,770
168 ($1,332)$628$704$189,065
Year 15 - 169 ($1,332)$625$706$188,359
170 ($1,332)$623$709$187,650
171 ($1,332)$621$711$186,939
172 ($1,332)$618$713$186,226
173 ($1,332)$616$716$185,510
174 ($1,332)$614$718$184,792
175 ($1,332)$611$721$184,071
176 ($1,332)$609$723$183,348
177 ($1,332)$607$725$182,623
178 ($1,332)$604$728$181,895
179 ($1,332)$602$730$181,165
180 ($1,332)$599$733$180,432
Year 16 - 181 ($1,332)$597$735$179,697
182 ($1,332)$594$737$178,960
183 ($1,332)$592$740$178,220
184 ($1,332)$590$742$177,478
185 ($1,332)$587$745$176,733
186 ($1,332)$585$747$175,986
187 ($1,332)$582$750$175,236
188 ($1,332)$580$752$174,484
189 ($1,332)$577$755$173,729
190 ($1,332)$575$757$172,972
191 ($1,332)$572$760$172,212
192 ($1,332)$570$762$171,450
Year 17 - 193 ($1,332)$567$765$170,685
194 ($1,332)$565$767$169,918
195 ($1,332)$562$770$169,148
196 ($1,332)$560$772$168,376
197 ($1,332)$557$775$167,601
198 ($1,332)$554$777$166,824
199 ($1,332)$552$780$166,044
200 ($1,332)$549$783$165,261
201 ($1,332)$547$785$164,476
202 ($1,332)$544$788$163,688
203 ($1,332)$542$790$162,898
204 ($1,332)$539$793$162,105
Year 18 - 205 ($1,332)$536$796$161,309
206 ($1,332)$534$798$160,511
207 ($1,332)$531$801$159,710
208 ($1,332)$528$804$158,906
209 ($1,332)$526$806$158,100
210 ($1,332)$523$809$157,291
211 ($1,332)$520$812$156,480
212 ($1,332)$518$814$155,665
213 ($1,332)$515$817$154,849
214 ($1,332)$512$820$154,029
215 ($1,332)$510$822$153,207
216 ($1,332)$507$825$152,381
Year 19 - 217 ($1,332)$504$828$151,554
218 ($1,332)$501$831$150,723
219 ($1,332)$499$833$149,890
220 ($1,332)$496$836$149,054
221 ($1,332)$493$839$148,215
222 ($1,332)$490$842$147,373
223 ($1,332)$488$844$146,529
224 ($1,332)$485$847$145,682
225 ($1,332)$482$850$144,832
226 ($1,332)$479$853$143,979
227 ($1,332)$476$856$143,124
228 ($1,332)$474$858$142,265
Year 20 - 229 ($1,332)$471$861$141,404
230 ($1,332)$468$864$140,540
231 ($1,332)$465$867$139,673
232 ($1,332)$462$870$138,803
233 ($1,332)$459$873$137,930
234 ($1,332)$456$876$137,055
235 ($1,332)$453$879$136,176
236 ($1,332)$451$881$135,295
237 ($1,332)$448$884$134,410
238 ($1,332)$445$887$133,523
239 ($1,332)$442$890$132,633
240 ($1,332)$439$893$131,740
Year 21 - 241 ($1,332)$436$896$130,844
242 ($1,332)$433$899$129,945
243 ($1,332)$430$902$129,043
244 ($1,332)$427$905$128,138
245 ($1,332)$424$908$127,230
246 ($1,332)$421$911$126,319
247 ($1,332)$418$914$125,405
248 ($1,332)$415$917$124,488
249 ($1,332)$412$920$123,568
250 ($1,332)$409$923$122,644
251 ($1,332)$406$926$121,718
252 ($1,332)$403$929$120,789
Year 22 - 253 ($1,332)$400$932$119,857
254 ($1,332)$397$935$118,921
255 ($1,332)$393$938$117,983
256 ($1,332)$390$942$117,041
257 ($1,332)$387$945$116,096
258 ($1,332)$384$948$115,149
259 ($1,332)$381$951$114,198
260 ($1,332)$378$954$113,244
261 ($1,332)$375$957$112,286
262 ($1,332)$371$960$111,326
263 ($1,332)$368$964$110,362
264 ($1,332)$365$967$109,395
Year 23 - 265 ($1,332)$362$970$108,425
266 ($1,332)$359$973$107,452
267 ($1,332)$355$976$106,476
268 ($1,332)$352$980$105,496
269 ($1,332)$349$983$104,513
270 ($1,332)$346$986$103,527
271 ($1,332)$343$989$102,538
272 ($1,332)$339$993$101,545
273 ($1,332)$336$996$100,549
274 ($1,332)$333$999$99,550
275 ($1,332)$329$1,003$98,547
276 ($1,332)$326$1,006$97,541
Year 24 - 277 ($1,332)$323$1,009$96,532
278 ($1,332)$319$1,013$95,519
279 ($1,332)$316$1,016$94,503
280 ($1,332)$313$1,019$93,484
281 ($1,332)$309$1,023$92,462
282 ($1,332)$306$1,026$91,435
283 ($1,332)$302$1,029$90,406
284 ($1,332)$299$1,033$89,373
285 ($1,332)$296$1,036$88,337
286 ($1,332)$292$1,040$87,297
287 ($1,332)$289$1,043$86,254
288 ($1,332)$285$1,047$85,208
Year 25 - 289 ($1,332)$282$1,050$84,158
290 ($1,332)$278$1,054$83,104
291 ($1,332)$275$1,057$82,047
292 ($1,332)$271$1,060$80,987
293 ($1,332)$268$1,064$79,923
294 ($1,332)$264$1,068$78,855
295 ($1,332)$261$1,071$77,784
296 ($1,332)$257$1,075$76,709
297 ($1,332)$254$1,078$75,631
298 ($1,332)$250$1,082$74,550
299 ($1,332)$247$1,085$73,464
300 ($1,332)$243$1,089$72,375
Year 26 - 301 ($1,332)$239$1,092$71,283
302 ($1,332)$236$1,096$70,187
303 ($1,332)$232$1,100$69,087
304 ($1,332)$229$1,103$67,984
305 ($1,332)$225$1,107$66,877
306 ($1,332)$221$1,111$65,766
307 ($1,332)$218$1,114$64,652
308 ($1,332)$214$1,118$63,534
309 ($1,332)$210$1,122$62,412
310 ($1,332)$206$1,125$61,287
311 ($1,332)$203$1,129$60,157
312 ($1,332)$199$1,133$59,024
Year 27 - 313 ($1,332)$195$1,137$57,888
314 ($1,332)$192$1,140$56,747
315 ($1,332)$188$1,144$55,603
316 ($1,332)$184$1,148$54,455
317 ($1,332)$180$1,152$53,303
318 ($1,332)$176$1,156$52,148
319 ($1,332)$173$1,159$50,989
320 ($1,332)$169$1,163$49,825
321 ($1,332)$165$1,167$48,658
322 ($1,332)$161$1,171$47,487
323 ($1,332)$157$1,175$46,312
324 ($1,332)$153$1,179$45,134
Year 28 - 325 ($1,332)$149$1,183$43,951
326 ($1,332)$145$1,187$42,765
327 ($1,332)$141$1,190$41,574
328 ($1,332)$138$1,194$40,380
329 ($1,332)$134$1,198$39,181
330 ($1,332)$130$1,202$37,979
331 ($1,332)$126$1,206$36,773
332 ($1,332)$122$1,210$35,563
333 ($1,332)$118$1,214$34,348
334 ($1,332)$114$1,218$33,130
335 ($1,332)$110$1,222$31,908
336 ($1,332)$106$1,226$30,681
Year 29 - 337 ($1,332)$102$1,230$29,451
338 ($1,332)$97$1,234$28,216
339 ($1,332)$93$1,239$26,978
340 ($1,332)$89$1,243$25,735
341 ($1,332)$85$1,247$24,488
342 ($1,332)$81$1,251$23,237
343 ($1,332)$77$1,255$21,982
344 ($1,332)$73$1,259$20,723
345 ($1,332)$69$1,263$19,460
346 ($1,332)$64$1,268$18,192
347 ($1,332)$60$1,272$16,921
348 ($1,332)$56$1,276$15,645
Year 30 - 349 ($1,332)$52$1,280$14,364
350 ($1,332)$48$1,284$13,080
351 ($1,332)$43$1,289$11,791
352 ($1,332)$39$1,293$10,498
353 ($1,332)$35$1,297$9,201
354 ($1,332)$30$1,301$7,900
355 ($1,332)$26$1,306$6,594
356 ($1,332)$22$1,310$5,284
357 ($1,332)$17$1,314$3,969
358 ($1,332)$13$1,319$2,651
359 ($1,332)$9$1,323$1,328
360 ($1,332)$4$1,328$0
TOTALS$199,493$280,000$479,493

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.