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Mortgage Payment Schedule for a $350,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($70,000) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,324 360 $196,597 $476,597

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $350,000
Down Payment $70,000$280,000
Year 1 - 1 ($1,324)$915$409$279,591
2 ($1,324)$913$411$279,180
3 ($1,324)$912$412$278,768
4 ($1,324)$911$413$278,355
5 ($1,324)$909$415$277,941
6 ($1,324)$908$416$277,525
7 ($1,324)$907$417$277,107
8 ($1,324)$905$419$276,689
9 ($1,324)$904$420$276,269
10 ($1,324)$902$421$275,847
11 ($1,324)$901$423$275,424
12 ($1,324)$900$424$275,000
Year 2 - 13 ($1,324)$898$426$274,575
14 ($1,324)$897$427$274,148
15 ($1,324)$896$428$273,719
16 ($1,324)$894$430$273,290
17 ($1,324)$893$431$272,859
18 ($1,324)$891$433$272,426
19 ($1,324)$890$434$271,992
20 ($1,324)$889$435$271,557
21 ($1,324)$887$437$271,120
22 ($1,324)$886$438$270,682
23 ($1,324)$884$440$270,242
24 ($1,324)$883$441$269,801
Year 3 - 25 ($1,324)$881$443$269,358
26 ($1,324)$880$444$268,914
27 ($1,324)$878$445$268,469
28 ($1,324)$877$447$268,022
29 ($1,324)$876$448$267,574
30 ($1,324)$874$450$267,124
31 ($1,324)$873$451$266,673
32 ($1,324)$871$453$266,220
33 ($1,324)$870$454$265,766
34 ($1,324)$868$456$265,310
35 ($1,324)$867$457$264,853
36 ($1,324)$865$459$264,394
Year 4 - 37 ($1,324)$864$460$263,934
38 ($1,324)$862$462$263,472
39 ($1,324)$861$463$263,009
40 ($1,324)$859$465$262,544
41 ($1,324)$858$466$262,078
42 ($1,324)$856$468$261,610
43 ($1,324)$855$469$261,141
44 ($1,324)$853$471$260,670
45 ($1,324)$852$472$260,198
46 ($1,324)$850$474$259,724
47 ($1,324)$848$475$259,248
48 ($1,324)$847$477$258,771
Year 5 - 49 ($1,324)$845$479$258,293
50 ($1,324)$844$480$257,813
51 ($1,324)$842$482$257,331
52 ($1,324)$841$483$256,848
53 ($1,324)$839$485$256,363
54 ($1,324)$837$486$255,877
55 ($1,324)$836$488$255,389
56 ($1,324)$834$490$254,899
57 ($1,324)$833$491$254,408
58 ($1,324)$831$493$253,915
59 ($1,324)$829$494$253,420
60 ($1,324)$828$496$252,924
Year 6 - 61 ($1,324)$826$498$252,427
62 ($1,324)$825$499$251,927
63 ($1,324)$823$501$251,427
64 ($1,324)$821$503$250,924
65 ($1,324)$820$504$250,420
66 ($1,324)$818$506$249,914
67 ($1,324)$816$507$249,406
68 ($1,324)$815$509$248,897
69 ($1,324)$813$511$248,386
70 ($1,324)$811$512$247,874
71 ($1,324)$810$514$247,360
72 ($1,324)$808$516$246,844
Year 7 - 73 ($1,324)$806$518$246,326
74 ($1,324)$805$519$245,807
75 ($1,324)$803$521$245,286
76 ($1,324)$801$523$244,764
77 ($1,324)$800$524$244,239
78 ($1,324)$798$526$243,713
79 ($1,324)$796$528$243,186
80 ($1,324)$794$529$242,656
81 ($1,324)$793$531$242,125
82 ($1,324)$791$533$241,592
83 ($1,324)$789$535$241,057
84 ($1,324)$787$536$240,521
Year 8 - 85 ($1,324)$786$538$239,983
86 ($1,324)$784$540$239,443
87 ($1,324)$782$542$238,901
88 ($1,324)$780$543$238,358
89 ($1,324)$779$545$237,812
90 ($1,324)$777$547$237,265
91 ($1,324)$775$549$236,717
92 ($1,324)$773$551$236,166
93 ($1,324)$771$552$235,614
94 ($1,324)$770$554$235,059
95 ($1,324)$768$556$234,503
96 ($1,324)$766$558$233,945
Year 9 - 97 ($1,324)$764$560$233,386
98 ($1,324)$762$561$232,824
99 ($1,324)$761$563$232,261
100 ($1,324)$759$565$231,696
101 ($1,324)$757$567$231,129
102 ($1,324)$755$569$230,560
103 ($1,324)$753$571$229,989
104 ($1,324)$751$573$229,417
105 ($1,324)$749$574$228,842
106 ($1,324)$748$576$228,266
107 ($1,324)$746$578$227,688
108 ($1,324)$744$580$227,108
Year 10 - 109 ($1,324)$742$582$226,526
110 ($1,324)$740$584$225,942
111 ($1,324)$738$586$225,356
112 ($1,324)$736$588$224,768
113 ($1,324)$734$590$224,178
114 ($1,324)$732$592$223,587
115 ($1,324)$730$593$222,993
116 ($1,324)$728$595$222,398
117 ($1,324)$727$597$221,801
118 ($1,324)$725$599$221,201
119 ($1,324)$723$601$220,600
120 ($1,324)$721$603$219,997
Year 11 - 121 ($1,324)$719$605$219,391
122 ($1,324)$717$607$218,784
123 ($1,324)$715$609$218,175
124 ($1,324)$713$611$217,564
125 ($1,324)$711$613$216,951
126 ($1,324)$709$615$216,336
127 ($1,324)$707$617$215,718
128 ($1,324)$705$619$215,099
129 ($1,324)$703$621$214,478
130 ($1,324)$701$623$213,855
131 ($1,324)$699$625$213,229
132 ($1,324)$697$627$212,602
Year 12 - 133 ($1,324)$695$629$211,973
134 ($1,324)$692$631$211,341
135 ($1,324)$690$633$210,708
136 ($1,324)$688$636$210,072
137 ($1,324)$686$638$209,435
138 ($1,324)$684$640$208,795
139 ($1,324)$682$642$208,153
140 ($1,324)$680$644$207,509
141 ($1,324)$678$646$206,863
142 ($1,324)$676$648$206,215
143 ($1,324)$674$650$205,565
144 ($1,324)$672$652$204,912
Year 13 - 145 ($1,324)$669$655$204,258
146 ($1,324)$667$657$203,601
147 ($1,324)$665$659$202,942
148 ($1,324)$663$661$202,281
149 ($1,324)$661$663$201,618
150 ($1,324)$659$665$200,953
151 ($1,324)$656$667$200,286
152 ($1,324)$654$670$199,616
153 ($1,324)$652$672$198,944
154 ($1,324)$650$674$198,270
155 ($1,324)$648$676$197,594
156 ($1,324)$645$678$196,916
Year 14 - 157 ($1,324)$643$681$196,235
158 ($1,324)$641$683$195,552
159 ($1,324)$639$685$194,867
160 ($1,324)$637$687$194,180
161 ($1,324)$634$690$193,490
162 ($1,324)$632$692$192,798
163 ($1,324)$630$694$192,104
164 ($1,324)$628$696$191,408
165 ($1,324)$625$699$190,709
166 ($1,324)$623$701$190,009
167 ($1,324)$621$703$189,305
168 ($1,324)$618$705$188,600
Year 15 - 169 ($1,324)$616$708$187,892
170 ($1,324)$614$710$187,182
171 ($1,324)$611$712$186,470
172 ($1,324)$609$715$185,755
173 ($1,324)$607$717$185,038
174 ($1,324)$604$719$184,318
175 ($1,324)$602$722$183,596
176 ($1,324)$600$724$182,872
177 ($1,324)$597$726$182,146
178 ($1,324)$595$729$181,417
179 ($1,324)$593$731$180,686
180 ($1,324)$590$734$179,952
Year 16 - 181 ($1,324)$588$736$179,216
182 ($1,324)$585$738$178,478
183 ($1,324)$583$741$177,737
184 ($1,324)$581$743$176,993
185 ($1,324)$578$746$176,248
186 ($1,324)$576$748$175,500
187 ($1,324)$573$751$174,749
188 ($1,324)$571$753$173,996
189 ($1,324)$568$755$173,241
190 ($1,324)$566$758$172,483
191 ($1,324)$563$760$171,722
192 ($1,324)$561$763$170,959
Year 17 - 193 ($1,324)$558$765$170,194
194 ($1,324)$556$768$169,426
195 ($1,324)$553$770$168,655
196 ($1,324)$551$773$167,883
197 ($1,324)$548$775$167,107
198 ($1,324)$546$778$166,329
199 ($1,324)$543$781$165,549
200 ($1,324)$541$783$164,765
201 ($1,324)$538$786$163,980
202 ($1,324)$536$788$163,192
203 ($1,324)$533$791$162,401
204 ($1,324)$531$793$161,607
Year 18 - 205 ($1,324)$528$796$160,811
206 ($1,324)$525$799$160,013
207 ($1,324)$523$801$159,212
208 ($1,324)$520$804$158,408
209 ($1,324)$517$806$157,602
210 ($1,324)$515$809$156,792
211 ($1,324)$512$812$155,981
212 ($1,324)$510$814$155,166
213 ($1,324)$507$817$154,349
214 ($1,324)$504$820$153,530
215 ($1,324)$502$822$152,707
216 ($1,324)$499$825$151,882
Year 19 - 217 ($1,324)$496$828$151,055
218 ($1,324)$493$830$150,224
219 ($1,324)$491$833$149,391
220 ($1,324)$488$836$148,555
221 ($1,324)$485$839$147,717
222 ($1,324)$483$841$146,875
223 ($1,324)$480$844$146,031
224 ($1,324)$477$847$145,184
225 ($1,324)$474$850$144,335
226 ($1,324)$471$852$143,482
227 ($1,324)$469$855$142,627
228 ($1,324)$466$858$141,769
Year 20 - 229 ($1,324)$463$861$140,908
230 ($1,324)$460$864$140,045
231 ($1,324)$457$866$139,178
232 ($1,324)$455$869$138,309
233 ($1,324)$452$872$137,437
234 ($1,324)$449$875$136,562
235 ($1,324)$446$878$135,684
236 ($1,324)$443$881$134,804
237 ($1,324)$440$884$133,920
238 ($1,324)$437$886$133,034
239 ($1,324)$435$889$132,145
240 ($1,324)$432$892$131,252
Year 21 - 241 ($1,324)$429$895$130,357
242 ($1,324)$426$898$129,459
243 ($1,324)$423$901$128,558
244 ($1,324)$420$904$127,654
245 ($1,324)$417$907$126,747
246 ($1,324)$414$910$125,838
247 ($1,324)$411$913$124,925
248 ($1,324)$408$916$124,009
249 ($1,324)$405$919$123,090
250 ($1,324)$402$922$122,168
251 ($1,324)$399$925$121,244
252 ($1,324)$396$928$120,316
Year 22 - 253 ($1,324)$393$931$119,385
254 ($1,324)$390$934$118,451
255 ($1,324)$387$937$117,514
256 ($1,324)$384$940$116,574
257 ($1,324)$381$943$115,631
258 ($1,324)$378$946$114,685
259 ($1,324)$375$949$113,736
260 ($1,324)$372$952$112,783
261 ($1,324)$368$955$111,828
262 ($1,324)$365$959$110,869
263 ($1,324)$362$962$109,907
264 ($1,324)$359$965$108,943
Year 23 - 265 ($1,324)$356$968$107,975
266 ($1,324)$353$971$107,003
267 ($1,324)$350$974$106,029
268 ($1,324)$346$978$105,052
269 ($1,324)$343$981$104,071
270 ($1,324)$340$984$103,087
271 ($1,324)$337$987$102,100
272 ($1,324)$334$990$101,109
273 ($1,324)$330$994$100,116
274 ($1,324)$327$997$99,119
275 ($1,324)$324$1,000$98,119
276 ($1,324)$321$1,003$97,116
Year 24 - 277 ($1,324)$317$1,007$96,109
278 ($1,324)$314$1,010$95,099
279 ($1,324)$311$1,013$94,086
280 ($1,324)$307$1,017$93,069
281 ($1,324)$304$1,020$92,049
282 ($1,324)$301$1,023$91,026
283 ($1,324)$297$1,027$90,000
284 ($1,324)$294$1,030$88,970
285 ($1,324)$291$1,033$87,937
286 ($1,324)$287$1,037$86,900
287 ($1,324)$284$1,040$85,860
288 ($1,324)$280$1,043$84,817
Year 25 - 289 ($1,324)$277$1,047$83,770
290 ($1,324)$274$1,050$82,720
291 ($1,324)$270$1,054$81,666
292 ($1,324)$267$1,057$80,609
293 ($1,324)$263$1,061$79,548
294 ($1,324)$260$1,064$78,484
295 ($1,324)$256$1,067$77,417
296 ($1,324)$253$1,071$76,346
297 ($1,324)$249$1,074$75,271
298 ($1,324)$246$1,078$74,193
299 ($1,324)$242$1,082$73,112
300 ($1,324)$239$1,085$72,027
Year 26 - 301 ($1,324)$235$1,089$70,938
302 ($1,324)$232$1,092$69,846
303 ($1,324)$228$1,096$68,750
304 ($1,324)$225$1,099$67,651
305 ($1,324)$221$1,103$66,548
306 ($1,324)$217$1,106$65,441
307 ($1,324)$214$1,110$64,331
308 ($1,324)$210$1,114$63,218
309 ($1,324)$207$1,117$62,100
310 ($1,324)$203$1,121$60,979
311 ($1,324)$199$1,125$59,855
312 ($1,324)$196$1,128$58,726
Year 27 - 313 ($1,324)$192$1,132$57,594
314 ($1,324)$188$1,136$56,458
315 ($1,324)$184$1,139$55,319
316 ($1,324)$181$1,143$54,176
317 ($1,324)$177$1,147$53,029
318 ($1,324)$173$1,151$51,878
319 ($1,324)$169$1,154$50,724
320 ($1,324)$166$1,158$49,566
321 ($1,324)$162$1,162$48,404
322 ($1,324)$158$1,166$47,238
323 ($1,324)$154$1,170$46,068
324 ($1,324)$150$1,173$44,895
Year 28 - 325 ($1,324)$147$1,177$43,718
326 ($1,324)$143$1,181$42,537
327 ($1,324)$139$1,185$41,352
328 ($1,324)$135$1,189$40,163
329 ($1,324)$131$1,193$38,970
330 ($1,324)$127$1,197$37,774
331 ($1,324)$123$1,200$36,573
332 ($1,324)$119$1,204$35,369
333 ($1,324)$116$1,208$34,160
334 ($1,324)$112$1,212$32,948
335 ($1,324)$108$1,216$31,732
336 ($1,324)$104$1,220$30,512
Year 29 - 337 ($1,324)$100$1,224$29,287
338 ($1,324)$96$1,228$28,059
339 ($1,324)$92$1,232$26,827
340 ($1,324)$88$1,236$25,591
341 ($1,324)$84$1,240$24,351
342 ($1,324)$80$1,244$23,106
343 ($1,324)$75$1,248$21,858
344 ($1,324)$71$1,252$20,605
345 ($1,324)$67$1,257$19,349
346 ($1,324)$63$1,261$18,088
347 ($1,324)$59$1,265$16,823
348 ($1,324)$55$1,269$15,554
Year 30 - 349 ($1,324)$51$1,273$14,281
350 ($1,324)$47$1,277$13,004
351 ($1,324)$42$1,281$11,723
352 ($1,324)$38$1,286$10,437
353 ($1,324)$34$1,290$9,147
354 ($1,324)$30$1,294$7,853
355 ($1,324)$26$1,298$6,555
356 ($1,324)$21$1,302$5,253
357 ($1,324)$17$1,307$3,946
358 ($1,324)$13$1,311$2,635
359 ($1,324)$9$1,315$1,320
360 ($1,324)$4$1,320$0
TOTALS$196,597$280,000$476,597

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.