« Back to all home prices

Mortgage Payment Schedule for a $355,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($71,000) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,343 360 $199,406 $483,406

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 417490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $355,000
Down Payment $71,000$284,000
Year 1 - 1 ($1,343)$928$415$283,585
2 ($1,343)$926$416$283,169
3 ($1,343)$925$418$282,751
4 ($1,343)$924$419$282,332
5 ($1,343)$922$421$281,911
6 ($1,343)$921$422$281,489
7 ($1,343)$920$423$281,066
8 ($1,343)$918$425$280,641
9 ($1,343)$917$426$280,215
10 ($1,343)$915$427$279,788
11 ($1,343)$914$429$279,359
12 ($1,343)$913$430$278,929
Year 2 - 13 ($1,343)$911$432$278,497
14 ($1,343)$910$433$278,064
15 ($1,343)$908$434$277,630
16 ($1,343)$907$436$277,194
17 ($1,343)$905$437$276,757
18 ($1,343)$904$439$276,318
19 ($1,343)$903$440$275,878
20 ($1,343)$901$442$275,436
21 ($1,343)$900$443$274,993
22 ($1,343)$898$444$274,549
23 ($1,343)$897$446$274,103
24 ($1,343)$895$447$273,655
Year 3 - 25 ($1,343)$894$449$273,206
26 ($1,343)$892$450$272,756
27 ($1,343)$891$452$272,304
28 ($1,343)$890$453$271,851
29 ($1,343)$888$455$271,396
30 ($1,343)$887$456$270,940
31 ($1,343)$885$458$270,482
32 ($1,343)$884$459$270,023
33 ($1,343)$882$461$269,562
34 ($1,343)$881$462$269,100
35 ($1,343)$879$464$268,636
36 ($1,343)$878$465$268,171
Year 4 - 37 ($1,343)$876$467$267,704
38 ($1,343)$875$468$267,236
39 ($1,343)$873$470$266,766
40 ($1,343)$871$471$266,295
41 ($1,343)$870$473$265,822
42 ($1,343)$868$474$265,348
43 ($1,343)$867$476$264,872
44 ($1,343)$865$478$264,394
45 ($1,343)$864$479$263,915
46 ($1,343)$862$481$263,434
47 ($1,343)$861$482$262,952
48 ($1,343)$859$484$262,468
Year 5 - 49 ($1,343)$857$485$261,983
50 ($1,343)$856$487$261,496
51 ($1,343)$854$489$261,007
52 ($1,343)$853$490$260,517
53 ($1,343)$851$492$260,025
54 ($1,343)$849$493$259,532
55 ($1,343)$848$495$259,037
56 ($1,343)$846$497$258,540
57 ($1,343)$845$498$258,042
58 ($1,343)$843$500$257,542
59 ($1,343)$841$501$257,041
60 ($1,343)$840$503$256,538
Year 6 - 61 ($1,343)$838$505$256,033
62 ($1,343)$836$506$255,526
63 ($1,343)$835$508$255,018
64 ($1,343)$833$510$254,509
65 ($1,343)$831$511$253,997
66 ($1,343)$830$513$253,484
67 ($1,343)$828$515$252,969
68 ($1,343)$826$516$252,453
69 ($1,343)$825$518$251,935
70 ($1,343)$823$520$251,415
71 ($1,343)$821$522$250,894
72 ($1,343)$820$523$250,370
Year 7 - 73 ($1,343)$818$525$249,845
74 ($1,343)$816$527$249,319
75 ($1,343)$814$528$248,790
76 ($1,343)$813$530$248,260
77 ($1,343)$811$532$247,729
78 ($1,343)$809$534$247,195
79 ($1,343)$808$535$246,660
80 ($1,343)$806$537$246,123
81 ($1,343)$804$539$245,584
82 ($1,343)$802$541$245,043
83 ($1,343)$800$542$244,501
84 ($1,343)$799$544$243,957
Year 8 - 85 ($1,343)$797$546$243,411
86 ($1,343)$795$548$242,863
87 ($1,343)$793$549$242,314
88 ($1,343)$792$551$241,763
89 ($1,343)$790$553$241,210
90 ($1,343)$788$555$240,655
91 ($1,343)$786$557$240,098
92 ($1,343)$784$558$239,540
93 ($1,343)$782$560$238,979
94 ($1,343)$781$562$238,417
95 ($1,343)$779$564$237,853
96 ($1,343)$777$566$237,288
Year 9 - 97 ($1,343)$775$568$236,720
98 ($1,343)$773$570$236,150
99 ($1,343)$771$571$235,579
100 ($1,343)$770$573$235,006
101 ($1,343)$768$575$234,431
102 ($1,343)$766$577$233,854
103 ($1,343)$764$579$233,275
104 ($1,343)$762$581$232,694
105 ($1,343)$760$583$232,111
106 ($1,343)$758$585$231,527
107 ($1,343)$756$586$230,940
108 ($1,343)$754$588$230,352
Year 10 - 109 ($1,343)$752$590$229,762
110 ($1,343)$751$592$229,169
111 ($1,343)$749$594$228,575
112 ($1,343)$747$596$227,979
113 ($1,343)$745$598$227,381
114 ($1,343)$743$600$226,781
115 ($1,343)$741$602$226,179
116 ($1,343)$739$604$225,575
117 ($1,343)$737$606$224,969
118 ($1,343)$735$608$224,361
119 ($1,343)$733$610$223,751
120 ($1,343)$731$612$223,140
Year 11 - 121 ($1,343)$729$614$222,526
122 ($1,343)$727$616$221,910
123 ($1,343)$725$618$221,292
124 ($1,343)$723$620$220,672
125 ($1,343)$721$622$220,050
126 ($1,343)$719$624$219,426
127 ($1,343)$717$626$218,800
128 ($1,343)$715$628$218,172
129 ($1,343)$713$630$217,542
130 ($1,343)$711$632$216,910
131 ($1,343)$709$634$216,276
132 ($1,343)$707$636$215,639
Year 12 - 133 ($1,343)$704$638$215,001
134 ($1,343)$702$640$214,360
135 ($1,343)$700$643$213,718
136 ($1,343)$698$645$213,073
137 ($1,343)$696$647$212,426
138 ($1,343)$694$649$211,778
139 ($1,343)$692$651$211,127
140 ($1,343)$690$653$210,474
141 ($1,343)$688$655$209,818
142 ($1,343)$685$657$209,161
143 ($1,343)$683$660$208,501
144 ($1,343)$681$662$207,840
Year 13 - 145 ($1,343)$679$664$207,176
146 ($1,343)$677$666$206,510
147 ($1,343)$675$668$205,842
148 ($1,343)$672$670$205,171
149 ($1,343)$670$673$204,499
150 ($1,343)$668$675$203,824
151 ($1,343)$666$677$203,147
152 ($1,343)$664$679$202,468
153 ($1,343)$661$681$201,786
154 ($1,343)$659$684$201,103
155 ($1,343)$657$686$200,417
156 ($1,343)$655$688$199,729
Year 14 - 157 ($1,343)$652$690$199,038
158 ($1,343)$650$693$198,346
159 ($1,343)$648$695$197,651
160 ($1,343)$646$697$196,954
161 ($1,343)$643$699$196,254
162 ($1,343)$641$702$195,553
163 ($1,343)$639$704$194,849
164 ($1,343)$637$706$194,142
165 ($1,343)$634$709$193,434
166 ($1,343)$632$711$192,723
167 ($1,343)$630$713$192,010
168 ($1,343)$627$716$191,294
Year 15 - 169 ($1,343)$625$718$190,576
170 ($1,343)$623$720$189,856
171 ($1,343)$620$723$189,133
172 ($1,343)$618$725$188,408
173 ($1,343)$615$727$187,681
174 ($1,343)$613$730$186,951
175 ($1,343)$611$732$186,219
176 ($1,343)$608$734$185,485
177 ($1,343)$606$737$184,748
178 ($1,343)$604$739$184,009
179 ($1,343)$601$742$183,267
180 ($1,343)$599$744$182,523
Year 16 - 181 ($1,343)$596$747$181,776
182 ($1,343)$594$749$181,027
183 ($1,343)$591$751$180,276
184 ($1,343)$589$754$179,522
185 ($1,343)$586$756$178,766
186 ($1,343)$584$759$178,007
187 ($1,343)$581$761$177,245
188 ($1,343)$579$764$176,482
189 ($1,343)$577$766$175,715
190 ($1,343)$574$769$174,947
191 ($1,343)$571$771$174,175
192 ($1,343)$569$774$173,401
Year 17 - 193 ($1,343)$566$776$172,625
194 ($1,343)$564$779$171,846
195 ($1,343)$561$781$171,065
196 ($1,343)$559$784$170,281
197 ($1,343)$556$787$169,494
198 ($1,343)$554$789$168,705
199 ($1,343)$551$792$167,914
200 ($1,343)$549$794$167,119
201 ($1,343)$546$797$166,322
202 ($1,343)$543$799$165,523
203 ($1,343)$541$802$164,721
204 ($1,343)$538$805$163,916
Year 18 - 205 ($1,343)$535$807$163,109
206 ($1,343)$533$810$162,299
207 ($1,343)$530$813$161,486
208 ($1,343)$528$815$160,671
209 ($1,343)$525$818$159,853
210 ($1,343)$522$821$159,032
211 ($1,343)$520$823$158,209
212 ($1,343)$517$826$157,383
213 ($1,343)$514$829$156,554
214 ($1,343)$511$831$155,723
215 ($1,343)$509$834$154,889
216 ($1,343)$506$837$154,052
Year 19 - 217 ($1,343)$503$840$153,213
218 ($1,343)$500$842$152,370
219 ($1,343)$498$845$151,525
220 ($1,343)$495$848$150,677
221 ($1,343)$492$851$149,827
222 ($1,343)$489$853$148,973
223 ($1,343)$487$856$148,117
224 ($1,343)$484$859$147,258
225 ($1,343)$481$862$146,397
226 ($1,343)$478$865$145,532
227 ($1,343)$475$867$144,665
228 ($1,343)$473$870$143,794
Year 20 - 229 ($1,343)$470$873$142,921
230 ($1,343)$467$876$142,045
231 ($1,343)$464$879$141,167
232 ($1,343)$461$882$140,285
233 ($1,343)$458$885$139,400
234 ($1,343)$455$887$138,513
235 ($1,343)$452$890$137,623
236 ($1,343)$450$893$136,730
237 ($1,343)$447$896$135,833
238 ($1,343)$444$899$134,934
239 ($1,343)$441$902$134,032
240 ($1,343)$438$905$133,127
Year 21 - 241 ($1,343)$435$908$132,219
242 ($1,343)$432$911$131,309
243 ($1,343)$429$914$130,395
244 ($1,343)$426$917$129,478
245 ($1,343)$423$920$128,558
246 ($1,343)$420$923$127,635
247 ($1,343)$417$926$126,709
248 ($1,343)$414$929$125,780
249 ($1,343)$411$932$124,849
250 ($1,343)$408$935$123,914
251 ($1,343)$405$938$122,976
252 ($1,343)$402$941$122,035
Year 22 - 253 ($1,343)$399$944$121,090
254 ($1,343)$396$947$120,143
255 ($1,343)$392$950$119,193
256 ($1,343)$389$953$118,239
257 ($1,343)$386$957$117,283
258 ($1,343)$383$960$116,323
259 ($1,343)$380$963$115,360
260 ($1,343)$377$966$114,394
261 ($1,343)$374$969$113,425
262 ($1,343)$371$972$112,453
263 ($1,343)$367$975$111,478
264 ($1,343)$364$979$110,499
Year 23 - 265 ($1,343)$361$982$109,517
266 ($1,343)$358$985$108,532
267 ($1,343)$355$988$107,544
268 ($1,343)$351$991$106,552
269 ($1,343)$348$995$105,558
270 ($1,343)$345$998$104,560
271 ($1,343)$342$1,001$103,558
272 ($1,343)$338$1,005$102,554
273 ($1,343)$335$1,008$101,546
274 ($1,343)$332$1,011$100,535
275 ($1,343)$328$1,014$99,521
276 ($1,343)$325$1,018$98,503
Year 24 - 277 ($1,343)$322$1,021$97,482
278 ($1,343)$318$1,024$96,458
279 ($1,343)$315$1,028$95,430
280 ($1,343)$312$1,031$94,399
281 ($1,343)$308$1,034$93,364
282 ($1,343)$305$1,038$92,327
283 ($1,343)$302$1,041$91,285
284 ($1,343)$298$1,045$90,241
285 ($1,343)$295$1,048$89,193
286 ($1,343)$291$1,051$88,141
287 ($1,343)$288$1,055$87,087
288 ($1,343)$284$1,058$86,028
Year 25 - 289 ($1,343)$281$1,062$84,966
290 ($1,343)$278$1,065$83,901
291 ($1,343)$274$1,069$82,833
292 ($1,343)$271$1,072$81,760
293 ($1,343)$267$1,076$80,685
294 ($1,343)$264$1,079$79,605
295 ($1,343)$260$1,083$78,523
296 ($1,343)$257$1,086$77,436
297 ($1,343)$253$1,090$76,346
298 ($1,343)$249$1,093$75,253
299 ($1,343)$246$1,097$74,156
300 ($1,343)$242$1,101$73,056
Year 26 - 301 ($1,343)$239$1,104$71,951
302 ($1,343)$235$1,108$70,844
303 ($1,343)$231$1,111$69,732
304 ($1,343)$228$1,115$68,617
305 ($1,343)$224$1,119$67,499
306 ($1,343)$220$1,122$66,376
307 ($1,343)$217$1,126$65,250
308 ($1,343)$213$1,130$64,121
309 ($1,343)$209$1,133$62,987
310 ($1,343)$206$1,137$61,850
311 ($1,343)$202$1,141$60,710
312 ($1,343)$198$1,144$59,565
Year 27 - 313 ($1,343)$195$1,148$58,417
314 ($1,343)$191$1,152$57,265
315 ($1,343)$187$1,156$56,109
316 ($1,343)$183$1,160$54,950
317 ($1,343)$180$1,163$53,786
318 ($1,343)$176$1,167$52,619
319 ($1,343)$172$1,171$51,448
320 ($1,343)$168$1,175$50,274
321 ($1,343)$164$1,179$49,095
322 ($1,343)$160$1,182$47,913
323 ($1,343)$157$1,186$46,726
324 ($1,343)$153$1,190$45,536
Year 28 - 325 ($1,343)$149$1,194$44,342
326 ($1,343)$145$1,198$43,144
327 ($1,343)$141$1,202$41,942
328 ($1,343)$137$1,206$40,737
329 ($1,343)$133$1,210$39,527
330 ($1,343)$129$1,214$38,313
331 ($1,343)$125$1,218$37,096
332 ($1,343)$121$1,222$35,874
333 ($1,343)$117$1,226$34,648
334 ($1,343)$113$1,230$33,419
335 ($1,343)$109$1,234$32,185
336 ($1,343)$105$1,238$30,948
Year 29 - 337 ($1,343)$101$1,242$29,706
338 ($1,343)$97$1,246$28,460
339 ($1,343)$93$1,250$27,210
340 ($1,343)$89$1,254$25,956
341 ($1,343)$85$1,258$24,698
342 ($1,343)$81$1,262$23,436
343 ($1,343)$77$1,266$22,170
344 ($1,343)$72$1,270$20,900
345 ($1,343)$68$1,275$19,625
346 ($1,343)$64$1,279$18,346
347 ($1,343)$60$1,283$17,064
348 ($1,343)$56$1,287$15,777
Year 30 - 349 ($1,343)$52$1,291$14,485
350 ($1,343)$47$1,295$13,190
351 ($1,343)$43$1,300$11,890
352 ($1,343)$39$1,304$10,586
353 ($1,343)$35$1,308$9,278
354 ($1,343)$30$1,312$7,965
355 ($1,343)$26$1,317$6,649
356 ($1,343)$22$1,321$5,328
357 ($1,343)$17$1,325$4,002
358 ($1,343)$13$1,330$2,672
359 ($1,343)$9$1,334$1,338
360 ($1,343)$4$1,338$0
TOTALS$199,406$284,000$483,406

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.