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Mortgage Payment Schedule for a $358,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of May 18, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($71,600) may require pre-mortgage insurance


4.02% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,371 360 $207,024 $493,424

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $358,000
Down Payment $71,600$286,400
Year 1 - 1 ($1,371)$959$411$285,989
2 ($1,371)$958$413$285,576
3 ($1,371)$957$414$285,162
4 ($1,371)$955$415$284,747
5 ($1,371)$954$417$284,330
6 ($1,371)$953$418$283,912
7 ($1,371)$951$420$283,493
8 ($1,371)$950$421$283,072
9 ($1,371)$948$422$282,649
10 ($1,371)$947$424$282,226
11 ($1,371)$945$425$281,800
12 ($1,371)$944$427$281,374
Year 2 - 13 ($1,371)$943$428$280,946
14 ($1,371)$941$429$280,516
15 ($1,371)$940$431$280,086
16 ($1,371)$938$432$279,653
17 ($1,371)$937$434$279,219
18 ($1,371)$935$435$278,784
19 ($1,371)$934$437$278,347
20 ($1,371)$932$438$277,909
21 ($1,371)$931$440$277,470
22 ($1,371)$930$441$277,029
23 ($1,371)$928$443$276,586
24 ($1,371)$927$444$276,142
Year 3 - 25 ($1,371)$925$446$275,696
26 ($1,371)$924$447$275,249
27 ($1,371)$922$449$274,801
28 ($1,371)$921$450$274,351
29 ($1,371)$919$452$273,899
30 ($1,371)$918$453$273,446
31 ($1,371)$916$455$272,992
32 ($1,371)$915$456$272,536
33 ($1,371)$913$458$272,078
34 ($1,371)$911$459$271,619
35 ($1,371)$910$461$271,158
36 ($1,371)$908$462$270,696
Year 4 - 37 ($1,371)$907$464$270,232
38 ($1,371)$905$465$269,767
39 ($1,371)$904$467$269,300
40 ($1,371)$902$468$268,831
41 ($1,371)$901$470$268,361
42 ($1,371)$899$472$267,890
43 ($1,371)$897$473$267,416
44 ($1,371)$896$475$266,942
45 ($1,371)$894$476$266,465
46 ($1,371)$893$478$265,987
47 ($1,371)$891$480$265,508
48 ($1,371)$889$481$265,027
Year 5 - 49 ($1,371)$888$483$264,544
50 ($1,371)$886$484$264,059
51 ($1,371)$885$486$263,573
52 ($1,371)$883$488$263,086
53 ($1,371)$881$489$262,596
54 ($1,371)$880$491$262,106
55 ($1,371)$878$493$261,613
56 ($1,371)$876$494$261,119
57 ($1,371)$875$496$260,623
58 ($1,371)$873$498$260,125
59 ($1,371)$871$499$259,626
60 ($1,371)$870$501$259,125
Year 6 - 61 ($1,371)$868$503$258,623
62 ($1,371)$866$504$258,118
63 ($1,371)$865$506$257,613
64 ($1,371)$863$508$257,105
65 ($1,371)$861$509$256,596
66 ($1,371)$860$511$256,085
67 ($1,371)$858$513$255,572
68 ($1,371)$856$514$255,057
69 ($1,371)$854$516$254,541
70 ($1,371)$853$518$254,023
71 ($1,371)$851$520$253,504
72 ($1,371)$849$521$252,982
Year 7 - 73 ($1,371)$847$523$252,459
74 ($1,371)$846$525$251,934
75 ($1,371)$844$527$251,408
76 ($1,371)$842$528$250,879
77 ($1,371)$840$530$250,349
78 ($1,371)$839$532$249,817
79 ($1,371)$837$534$249,283
80 ($1,371)$835$536$248,748
81 ($1,371)$833$537$248,211
82 ($1,371)$832$539$247,671
83 ($1,371)$830$541$247,130
84 ($1,371)$828$543$246,588
Year 8 - 85 ($1,371)$826$545$246,043
86 ($1,371)$824$546$245,497
87 ($1,371)$822$548$244,949
88 ($1,371)$821$550$244,399
89 ($1,371)$819$552$243,847
90 ($1,371)$817$554$243,293
91 ($1,371)$815$556$242,737
92 ($1,371)$813$557$242,180
93 ($1,371)$811$559$241,621
94 ($1,371)$809$561$241,059
95 ($1,371)$808$563$240,496
96 ($1,371)$806$565$239,931
Year 9 - 97 ($1,371)$804$567$239,364
98 ($1,371)$802$569$238,796
99 ($1,371)$800$571$238,225
100 ($1,371)$798$573$237,653
101 ($1,371)$796$574$237,078
102 ($1,371)$794$576$236,502
103 ($1,371)$792$578$235,923
104 ($1,371)$790$580$235,343
105 ($1,371)$788$582$234,761
106 ($1,371)$786$584$234,177
107 ($1,371)$784$586$233,590
108 ($1,371)$783$588$233,002
Year 10 - 109 ($1,371)$781$590$232,412
110 ($1,371)$779$592$231,820
111 ($1,371)$777$594$231,226
112 ($1,371)$775$596$230,630
113 ($1,371)$773$598$230,032
114 ($1,371)$771$600$229,432
115 ($1,371)$769$602$228,830
116 ($1,371)$767$604$228,226
117 ($1,371)$765$606$227,620
118 ($1,371)$763$608$227,012
119 ($1,371)$760$610$226,402
120 ($1,371)$758$612$225,790
Year 11 - 121 ($1,371)$756$614$225,175
122 ($1,371)$754$616$224,559
123 ($1,371)$752$618$223,941
124 ($1,371)$750$620$223,320
125 ($1,371)$748$622$222,698
126 ($1,371)$746$625$222,073
127 ($1,371)$744$627$221,447
128 ($1,371)$742$629$220,818
129 ($1,371)$740$631$220,187
130 ($1,371)$738$633$219,554
131 ($1,371)$736$635$218,919
132 ($1,371)$733$637$218,282
Year 12 - 133 ($1,371)$731$639$217,642
134 ($1,371)$729$642$217,001
135 ($1,371)$727$644$216,357
136 ($1,371)$725$646$215,711
137 ($1,371)$723$648$215,063
138 ($1,371)$720$650$214,413
139 ($1,371)$718$652$213,761
140 ($1,371)$716$655$213,106
141 ($1,371)$714$657$212,450
142 ($1,371)$712$659$211,791
143 ($1,371)$709$661$211,129
144 ($1,371)$707$663$210,466
Year 13 - 145 ($1,371)$705$666$209,801
146 ($1,371)$703$668$209,133
147 ($1,371)$701$670$208,463
148 ($1,371)$698$672$207,790
149 ($1,371)$696$675$207,116
150 ($1,371)$694$677$206,439
151 ($1,371)$692$679$205,760
152 ($1,371)$689$681$205,079
153 ($1,371)$687$684$204,395
154 ($1,371)$685$686$203,709
155 ($1,371)$682$688$203,021
156 ($1,371)$680$691$202,331
Year 14 - 157 ($1,371)$678$693$201,638
158 ($1,371)$675$695$200,943
159 ($1,371)$673$697$200,245
160 ($1,371)$671$700$199,545
161 ($1,371)$668$702$198,843
162 ($1,371)$666$704$198,139
163 ($1,371)$664$707$197,432
164 ($1,371)$661$709$196,723
165 ($1,371)$659$712$196,011
166 ($1,371)$657$714$195,297
167 ($1,371)$654$716$194,581
168 ($1,371)$652$719$193,862
Year 15 - 169 ($1,371)$649$721$193,141
170 ($1,371)$647$724$192,417
171 ($1,371)$645$726$191,691
172 ($1,371)$642$728$190,963
173 ($1,371)$640$731$190,232
174 ($1,371)$637$733$189,498
175 ($1,371)$635$736$188,763
176 ($1,371)$632$738$188,024
177 ($1,371)$630$741$187,284
178 ($1,371)$627$743$186,540
179 ($1,371)$625$746$185,795
180 ($1,371)$622$748$185,046
Year 16 - 181 ($1,371)$620$751$184,296
182 ($1,371)$617$753$183,543
183 ($1,371)$615$756$182,787
184 ($1,371)$612$758$182,028
185 ($1,371)$610$761$181,268
186 ($1,371)$607$763$180,504
187 ($1,371)$605$766$179,738
188 ($1,371)$602$768$178,970
189 ($1,371)$600$771$178,199
190 ($1,371)$597$774$177,425
191 ($1,371)$594$776$176,649
192 ($1,371)$592$779$175,870
Year 17 - 193 ($1,371)$589$781$175,089
194 ($1,371)$587$784$174,304
195 ($1,371)$584$787$173,518
196 ($1,371)$581$789$172,728
197 ($1,371)$579$792$171,936
198 ($1,371)$576$795$171,142
199 ($1,371)$573$797$170,345
200 ($1,371)$571$800$169,545
201 ($1,371)$568$803$168,742
202 ($1,371)$565$805$167,937
203 ($1,371)$563$808$167,129
204 ($1,371)$560$811$166,318
Year 18 - 205 ($1,371)$557$813$165,504
206 ($1,371)$554$816$164,688
207 ($1,371)$552$819$163,869
208 ($1,371)$549$822$163,048
209 ($1,371)$546$824$162,223
210 ($1,371)$543$827$161,396
211 ($1,371)$541$830$160,566
212 ($1,371)$538$833$159,733
213 ($1,371)$535$836$158,898
214 ($1,371)$532$838$158,060
215 ($1,371)$529$841$157,218
216 ($1,371)$527$844$156,374
Year 19 - 217 ($1,371)$524$847$155,528
218 ($1,371)$521$850$154,678
219 ($1,371)$518$852$153,826
220 ($1,371)$515$855$152,970
221 ($1,371)$512$858$152,112
222 ($1,371)$510$861$151,251
223 ($1,371)$507$864$150,387
224 ($1,371)$504$867$149,520
225 ($1,371)$501$870$148,651
226 ($1,371)$498$873$147,778
227 ($1,371)$495$876$146,902
228 ($1,371)$492$878$146,024
Year 20 - 229 ($1,371)$489$881$145,142
230 ($1,371)$486$884$144,258
231 ($1,371)$483$887$143,371
232 ($1,371)$480$890$142,480
233 ($1,371)$477$893$141,587
234 ($1,371)$474$896$140,691
235 ($1,371)$471$899$139,791
236 ($1,371)$468$902$138,889
237 ($1,371)$465$905$137,984
238 ($1,371)$462$908$137,075
239 ($1,371)$459$911$136,164
240 ($1,371)$456$914$135,250
Year 21 - 241 ($1,371)$453$918$134,332
242 ($1,371)$450$921$133,411
243 ($1,371)$447$924$132,488
244 ($1,371)$444$927$131,561
245 ($1,371)$441$930$130,631
246 ($1,371)$438$933$129,698
247 ($1,371)$434$936$128,762
248 ($1,371)$431$939$127,823
249 ($1,371)$428$942$126,880
250 ($1,371)$425$946$125,935
251 ($1,371)$422$949$124,986
252 ($1,371)$419$952$124,034
Year 22 - 253 ($1,371)$416$955$123,079
254 ($1,371)$412$958$122,121
255 ($1,371)$409$962$121,159
256 ($1,371)$406$965$120,194
257 ($1,371)$403$968$119,226
258 ($1,371)$399$971$118,255
259 ($1,371)$396$974$117,281
260 ($1,371)$393$978$116,303
261 ($1,371)$390$981$115,322
262 ($1,371)$386$984$114,338
263 ($1,371)$383$988$113,350
264 ($1,371)$380$991$112,359
Year 23 - 265 ($1,371)$376$994$111,365
266 ($1,371)$373$998$110,367
267 ($1,371)$370$1,001$109,366
268 ($1,371)$366$1,004$108,362
269 ($1,371)$363$1,008$107,355
270 ($1,371)$360$1,011$106,344
271 ($1,371)$356$1,014$105,329
272 ($1,371)$353$1,018$104,311
273 ($1,371)$349$1,021$103,290
274 ($1,371)$346$1,025$102,266
275 ($1,371)$343$1,028$101,238
276 ($1,371)$339$1,031$100,206
Year 24 - 277 ($1,371)$336$1,035$99,171
278 ($1,371)$332$1,038$98,133
279 ($1,371)$329$1,042$97,091
280 ($1,371)$325$1,045$96,046
281 ($1,371)$322$1,049$94,997
282 ($1,371)$318$1,052$93,944
283 ($1,371)$315$1,056$92,888
284 ($1,371)$311$1,059$91,829
285 ($1,371)$308$1,063$90,766
286 ($1,371)$304$1,067$89,699
287 ($1,371)$300$1,070$88,629
288 ($1,371)$297$1,074$87,556
Year 25 - 289 ($1,371)$293$1,077$86,478
290 ($1,371)$290$1,081$85,397
291 ($1,371)$286$1,085$84,313
292 ($1,371)$282$1,088$83,225
293 ($1,371)$279$1,092$82,133
294 ($1,371)$275$1,095$81,037
295 ($1,371)$271$1,099$79,938
296 ($1,371)$268$1,103$78,835
297 ($1,371)$264$1,107$77,729
298 ($1,371)$260$1,110$76,619
299 ($1,371)$257$1,114$75,505
300 ($1,371)$253$1,118$74,387
Year 26 - 301 ($1,371)$249$1,121$73,266
302 ($1,371)$245$1,125$72,140
303 ($1,371)$242$1,129$71,011
304 ($1,371)$238$1,133$69,879
305 ($1,371)$234$1,137$68,742
306 ($1,371)$230$1,140$67,602
307 ($1,371)$226$1,144$66,458
308 ($1,371)$223$1,148$65,310
309 ($1,371)$219$1,152$64,158
310 ($1,371)$215$1,156$63,002
311 ($1,371)$211$1,160$61,843
312 ($1,371)$207$1,163$60,679
Year 27 - 313 ($1,371)$203$1,167$59,512
314 ($1,371)$199$1,171$58,341
315 ($1,371)$195$1,175$57,165
316 ($1,371)$192$1,179$55,986
317 ($1,371)$188$1,183$54,803
318 ($1,371)$184$1,187$53,616
319 ($1,371)$180$1,191$52,425
320 ($1,371)$176$1,195$51,230
321 ($1,371)$172$1,199$50,031
322 ($1,371)$168$1,203$48,828
323 ($1,371)$164$1,207$47,621
324 ($1,371)$160$1,211$46,410
Year 28 - 325 ($1,371)$155$1,215$45,195
326 ($1,371)$151$1,219$43,976
327 ($1,371)$147$1,223$42,752
328 ($1,371)$143$1,227$41,525
329 ($1,371)$139$1,232$40,293
330 ($1,371)$135$1,236$39,058
331 ($1,371)$131$1,240$37,818
332 ($1,371)$127$1,244$36,574
333 ($1,371)$123$1,248$35,326
334 ($1,371)$118$1,252$34,074
335 ($1,371)$114$1,256$32,817
336 ($1,371)$110$1,261$31,557
Year 29 - 337 ($1,371)$106$1,265$30,292
338 ($1,371)$101$1,269$29,022
339 ($1,371)$97$1,273$27,749
340 ($1,371)$93$1,278$26,471
341 ($1,371)$89$1,282$25,189
342 ($1,371)$84$1,286$23,903
343 ($1,371)$80$1,291$22,613
344 ($1,371)$76$1,295$21,318
345 ($1,371)$71$1,299$20,019
346 ($1,371)$67$1,304$18,715
347 ($1,371)$63$1,308$17,407
348 ($1,371)$58$1,312$16,095
Year 30 - 349 ($1,371)$54$1,317$14,778
350 ($1,371)$50$1,321$13,457
351 ($1,371)$45$1,326$12,131
352 ($1,371)$41$1,330$10,802
353 ($1,371)$36$1,334$9,467
354 ($1,371)$32$1,339$8,128
355 ($1,371)$27$1,343$6,785
356 ($1,371)$23$1,348$5,437
357 ($1,371)$18$1,352$4,084
358 ($1,371)$14$1,357$2,728
359 ($1,371)$9$1,361$1,366
360 ($1,371)$5$1,366$0
TOTALS$207,024$286,400$493,424

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.