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Mortgage Payment Schedule for a $358,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($71,600) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,354 360 $201,091 $487,491

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $358,000
Down Payment $71,600$286,400
Year 1 - 1 ($1,354)$936$419$285,981
2 ($1,354)$934$420$285,561
3 ($1,354)$933$421$285,140
4 ($1,354)$931$423$284,718
5 ($1,354)$930$424$284,293
6 ($1,354)$929$425$283,868
7 ($1,354)$927$427$283,441
8 ($1,354)$926$428$283,013
9 ($1,354)$925$430$282,583
10 ($1,354)$923$431$282,152
11 ($1,354)$922$432$281,720
12 ($1,354)$920$434$281,286
Year 2 - 13 ($1,354)$919$435$280,851
14 ($1,354)$917$437$280,414
15 ($1,354)$916$438$279,976
16 ($1,354)$915$440$279,536
17 ($1,354)$913$441$279,095
18 ($1,354)$912$442$278,653
19 ($1,354)$910$444$278,209
20 ($1,354)$909$445$277,764
21 ($1,354)$907$447$277,317
22 ($1,354)$906$448$276,869
23 ($1,354)$904$450$276,419
24 ($1,354)$903$451$275,968
Year 3 - 25 ($1,354)$901$453$275,515
26 ($1,354)$900$454$275,061
27 ($1,354)$899$456$274,605
28 ($1,354)$897$457$274,148
29 ($1,354)$896$459$273,690
30 ($1,354)$894$460$273,230
31 ($1,354)$893$462$272,768
32 ($1,354)$891$463$272,305
33 ($1,354)$890$465$271,840
34 ($1,354)$888$466$271,374
35 ($1,354)$886$468$270,907
36 ($1,354)$885$469$270,437
Year 4 - 37 ($1,354)$883$471$269,967
38 ($1,354)$882$472$269,494
39 ($1,354)$880$474$269,021
40 ($1,354)$879$475$268,545
41 ($1,354)$877$477$268,068
42 ($1,354)$876$478$267,590
43 ($1,354)$874$480$267,110
44 ($1,354)$873$482$266,628
45 ($1,354)$871$483$266,145
46 ($1,354)$869$485$265,660
47 ($1,354)$868$486$265,174
48 ($1,354)$866$488$264,686
Year 5 - 49 ($1,354)$865$489$264,197
50 ($1,354)$863$491$263,706
51 ($1,354)$861$493$263,213
52 ($1,354)$860$494$262,719
53 ($1,354)$858$496$262,223
54 ($1,354)$857$498$261,725
55 ($1,354)$855$499$261,226
56 ($1,354)$853$501$260,725
57 ($1,354)$852$502$260,223
58 ($1,354)$850$504$259,719
59 ($1,354)$848$506$259,213
60 ($1,354)$847$507$258,706
Year 6 - 61 ($1,354)$845$509$258,196
62 ($1,354)$843$511$257,686
63 ($1,354)$842$512$257,173
64 ($1,354)$840$514$256,659
65 ($1,354)$838$516$256,144
66 ($1,354)$837$517$255,626
67 ($1,354)$835$519$255,107
68 ($1,354)$833$521$254,586
69 ($1,354)$832$522$254,064
70 ($1,354)$830$524$253,540
71 ($1,354)$828$526$253,014
72 ($1,354)$827$528$252,486
Year 7 - 73 ($1,354)$825$529$251,957
74 ($1,354)$823$531$251,426
75 ($1,354)$821$533$250,893
76 ($1,354)$820$535$250,358
77 ($1,354)$818$536$249,822
78 ($1,354)$816$538$249,284
79 ($1,354)$814$540$248,744
80 ($1,354)$813$542$248,203
81 ($1,354)$811$543$247,659
82 ($1,354)$809$545$247,114
83 ($1,354)$807$547$246,567
84 ($1,354)$805$549$246,019
Year 8 - 85 ($1,354)$804$550$245,468
86 ($1,354)$802$552$244,916
87 ($1,354)$800$554$244,362
88 ($1,354)$798$556$243,806
89 ($1,354)$796$558$243,248
90 ($1,354)$795$560$242,689
91 ($1,354)$793$561$242,127
92 ($1,354)$791$563$241,564
93 ($1,354)$789$565$240,999
94 ($1,354)$787$567$240,432
95 ($1,354)$785$569$239,863
96 ($1,354)$784$571$239,293
Year 9 - 97 ($1,354)$782$572$238,720
98 ($1,354)$780$574$238,146
99 ($1,354)$778$576$237,570
100 ($1,354)$776$578$236,992
101 ($1,354)$774$580$236,412
102 ($1,354)$772$582$235,830
103 ($1,354)$770$584$235,246
104 ($1,354)$768$586$234,660
105 ($1,354)$767$588$234,073
106 ($1,354)$765$590$233,483
107 ($1,354)$763$591$232,892
108 ($1,354)$761$593$232,299
Year 10 - 109 ($1,354)$759$595$231,703
110 ($1,354)$757$597$231,106
111 ($1,354)$755$599$230,507
112 ($1,354)$753$601$229,906
113 ($1,354)$751$603$229,303
114 ($1,354)$749$605$228,697
115 ($1,354)$747$607$228,090
116 ($1,354)$745$609$227,481
117 ($1,354)$743$611$226,870
118 ($1,354)$741$613$226,257
119 ($1,354)$739$615$225,642
120 ($1,354)$737$617$225,025
Year 11 - 121 ($1,354)$735$619$224,406
122 ($1,354)$733$621$223,785
123 ($1,354)$731$623$223,162
124 ($1,354)$729$625$222,537
125 ($1,354)$727$627$221,910
126 ($1,354)$725$629$221,280
127 ($1,354)$723$631$220,649
128 ($1,354)$721$633$220,016
129 ($1,354)$719$635$219,380
130 ($1,354)$717$637$218,743
131 ($1,354)$715$640$218,103
132 ($1,354)$712$642$217,462
Year 12 - 133 ($1,354)$710$644$216,818
134 ($1,354)$708$646$216,172
135 ($1,354)$706$648$215,524
136 ($1,354)$704$650$214,874
137 ($1,354)$702$652$214,222
138 ($1,354)$700$654$213,567
139 ($1,354)$698$656$212,911
140 ($1,354)$696$659$212,252
141 ($1,354)$693$661$211,591
142 ($1,354)$691$663$210,928
143 ($1,354)$689$665$210,263
144 ($1,354)$687$667$209,596
Year 13 - 145 ($1,354)$685$669$208,927
146 ($1,354)$682$672$208,255
147 ($1,354)$680$674$207,581
148 ($1,354)$678$676$206,905
149 ($1,354)$676$678$206,227
150 ($1,354)$674$680$205,546
151 ($1,354)$671$683$204,864
152 ($1,354)$669$685$204,179
153 ($1,354)$667$687$203,492
154 ($1,354)$665$689$202,802
155 ($1,354)$662$692$202,111
156 ($1,354)$660$694$201,417
Year 14 - 157 ($1,354)$658$696$200,720
158 ($1,354)$656$698$200,022
159 ($1,354)$653$701$199,321
160 ($1,354)$651$703$198,618
161 ($1,354)$649$705$197,913
162 ($1,354)$647$708$197,205
163 ($1,354)$644$710$196,495
164 ($1,354)$642$712$195,783
165 ($1,354)$640$715$195,068
166 ($1,354)$637$717$194,352
167 ($1,354)$635$719$193,632
168 ($1,354)$633$722$192,911
Year 15 - 169 ($1,354)$630$724$192,187
170 ($1,354)$628$726$191,460
171 ($1,354)$625$729$190,732
172 ($1,354)$623$731$190,001
173 ($1,354)$621$733$189,267
174 ($1,354)$618$736$188,531
175 ($1,354)$616$738$187,793
176 ($1,354)$613$741$187,052
177 ($1,354)$611$743$186,309
178 ($1,354)$609$746$185,564
179 ($1,354)$606$748$184,816
180 ($1,354)$604$750$184,065
Year 16 - 181 ($1,354)$601$753$183,312
182 ($1,354)$599$755$182,557
183 ($1,354)$596$758$181,799
184 ($1,354)$594$760$181,039
185 ($1,354)$591$763$180,276
186 ($1,354)$589$765$179,511
187 ($1,354)$586$768$178,743
188 ($1,354)$584$770$177,973
189 ($1,354)$581$773$177,200
190 ($1,354)$579$775$176,425
191 ($1,354)$576$778$175,647
192 ($1,354)$574$780$174,867
Year 17 - 193 ($1,354)$571$783$174,084
194 ($1,354)$569$785$173,298
195 ($1,354)$566$788$172,510
196 ($1,354)$564$791$171,720
197 ($1,354)$561$793$170,927
198 ($1,354)$558$796$170,131
199 ($1,354)$556$798$169,332
200 ($1,354)$553$801$168,532
201 ($1,354)$551$804$167,728
202 ($1,354)$548$806$166,922
203 ($1,354)$545$809$166,113
204 ($1,354)$543$812$165,301
Year 18 - 205 ($1,354)$540$814$164,487
206 ($1,354)$537$817$163,670
207 ($1,354)$535$819$162,851
208 ($1,354)$532$822$162,029
209 ($1,354)$529$825$161,204
210 ($1,354)$527$828$160,376
211 ($1,354)$524$830$159,546
212 ($1,354)$521$833$158,713
213 ($1,354)$518$836$157,877
214 ($1,354)$516$838$157,039
215 ($1,354)$513$841$156,198
216 ($1,354)$510$844$155,354
Year 19 - 217 ($1,354)$507$847$154,507
218 ($1,354)$505$849$153,658
219 ($1,354)$502$852$152,806
220 ($1,354)$499$855$151,951
221 ($1,354)$496$858$151,093
222 ($1,354)$494$861$150,232
223 ($1,354)$491$863$149,369
224 ($1,354)$488$866$148,503
225 ($1,354)$485$869$147,634
226 ($1,354)$482$872$146,762
227 ($1,354)$479$875$145,887
228 ($1,354)$477$878$145,010
Year 20 - 229 ($1,354)$474$880$144,129
230 ($1,354)$471$883$143,246
231 ($1,354)$468$886$142,360
232 ($1,354)$465$889$141,471
233 ($1,354)$462$892$140,579
234 ($1,354)$459$895$139,684
235 ($1,354)$456$898$138,786
236 ($1,354)$453$901$137,885
237 ($1,354)$450$904$136,981
238 ($1,354)$447$907$136,075
239 ($1,354)$445$910$135,165
240 ($1,354)$442$913$134,252
Year 21 - 241 ($1,354)$439$916$133,337
242 ($1,354)$436$919$132,418
243 ($1,354)$433$922$131,497
244 ($1,354)$430$925$130,572
245 ($1,354)$427$928$129,644
246 ($1,354)$424$931$128,714
247 ($1,354)$420$934$127,780
248 ($1,354)$417$937$126,843
249 ($1,354)$414$940$125,904
250 ($1,354)$411$943$124,961
251 ($1,354)$408$946$124,015
252 ($1,354)$405$949$123,066
Year 22 - 253 ($1,354)$402$952$122,114
254 ($1,354)$399$955$121,158
255 ($1,354)$396$958$120,200
256 ($1,354)$393$961$119,239
257 ($1,354)$390$965$118,274
258 ($1,354)$386$968$117,306
259 ($1,354)$383$971$116,335
260 ($1,354)$380$974$115,361
261 ($1,354)$377$977$114,384
262 ($1,354)$374$980$113,403
263 ($1,354)$370$984$112,420
264 ($1,354)$367$987$111,433
Year 23 - 265 ($1,354)$364$990$110,443
266 ($1,354)$361$993$109,449
267 ($1,354)$358$997$108,453
268 ($1,354)$354$1,000$107,453
269 ($1,354)$351$1,003$106,450
270 ($1,354)$348$1,006$105,443
271 ($1,354)$344$1,010$104,434
272 ($1,354)$341$1,013$103,421
273 ($1,354)$338$1,016$102,404
274 ($1,354)$335$1,020$101,385
275 ($1,354)$331$1,023$100,362
276 ($1,354)$328$1,026$99,335
Year 24 - 277 ($1,354)$324$1,030$98,306
278 ($1,354)$321$1,033$97,273
279 ($1,354)$318$1,036$96,236
280 ($1,354)$314$1,040$95,197
281 ($1,354)$311$1,043$94,153
282 ($1,354)$308$1,047$93,107
283 ($1,354)$304$1,050$92,057
284 ($1,354)$301$1,053$91,003
285 ($1,354)$297$1,057$89,947
286 ($1,354)$294$1,060$88,886
287 ($1,354)$290$1,064$87,822
288 ($1,354)$287$1,067$86,755
Year 25 - 289 ($1,354)$283$1,071$85,684
290 ($1,354)$280$1,074$84,610
291 ($1,354)$276$1,078$83,532
292 ($1,354)$273$1,081$82,451
293 ($1,354)$269$1,085$81,366
294 ($1,354)$266$1,088$80,278
295 ($1,354)$262$1,092$79,186
296 ($1,354)$259$1,095$78,091
297 ($1,354)$255$1,099$76,992
298 ($1,354)$252$1,103$75,889
299 ($1,354)$248$1,106$74,783
300 ($1,354)$244$1,110$73,673
Year 26 - 301 ($1,354)$241$1,113$72,559
302 ($1,354)$237$1,117$71,442
303 ($1,354)$233$1,121$70,322
304 ($1,354)$230$1,124$69,197
305 ($1,354)$226$1,128$68,069
306 ($1,354)$222$1,132$66,937
307 ($1,354)$219$1,135$65,802
308 ($1,354)$215$1,139$64,663
309 ($1,354)$211$1,143$63,520
310 ($1,354)$207$1,147$62,373
311 ($1,354)$204$1,150$61,223
312 ($1,354)$200$1,154$60,069
Year 27 - 313 ($1,354)$196$1,158$58,911
314 ($1,354)$192$1,162$57,749
315 ($1,354)$189$1,165$56,583
316 ($1,354)$185$1,169$55,414
317 ($1,354)$181$1,173$54,241
318 ($1,354)$177$1,177$53,064
319 ($1,354)$173$1,181$51,883
320 ($1,354)$169$1,185$50,699
321 ($1,354)$166$1,189$49,510
322 ($1,354)$162$1,192$48,318
323 ($1,354)$158$1,196$47,121
324 ($1,354)$154$1,200$45,921
Year 28 - 325 ($1,354)$150$1,204$44,717
326 ($1,354)$146$1,208$43,509
327 ($1,354)$142$1,212$42,297
328 ($1,354)$138$1,216$41,081
329 ($1,354)$134$1,220$39,861
330 ($1,354)$130$1,224$38,637
331 ($1,354)$126$1,228$37,409
332 ($1,354)$122$1,232$36,177
333 ($1,354)$118$1,236$34,941
334 ($1,354)$114$1,240$33,701
335 ($1,354)$110$1,244$32,457
336 ($1,354)$106$1,248$31,209
Year 29 - 337 ($1,354)$102$1,252$29,957
338 ($1,354)$98$1,256$28,701
339 ($1,354)$94$1,260$27,440
340 ($1,354)$90$1,265$26,176
341 ($1,354)$86$1,269$24,907
342 ($1,354)$81$1,273$23,634
343 ($1,354)$77$1,277$22,357
344 ($1,354)$73$1,281$21,076
345 ($1,354)$69$1,285$19,791
346 ($1,354)$65$1,289$18,501
347 ($1,354)$60$1,294$17,208
348 ($1,354)$56$1,298$15,910
Year 30 - 349 ($1,354)$52$1,302$14,608
350 ($1,354)$48$1,306$13,301
351 ($1,354)$43$1,311$11,991
352 ($1,354)$39$1,315$10,676
353 ($1,354)$35$1,319$9,356
354 ($1,354)$31$1,324$8,033
355 ($1,354)$26$1,328$6,705
356 ($1,354)$22$1,332$5,373
357 ($1,354)$18$1,337$4,036
358 ($1,354)$13$1,341$2,695
359 ($1,354)$9$1,345$1,350
360 ($1,354)$4$1,350$0
TOTALS$201,091$286,400$487,491

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.