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Mortgage Payment Schedule for a $358,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of February 15, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($71,600) may require pre-mortgage insurance


4.38% is current rate for 30-year fixed
3.84% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,431 360 $228,687 $515,087

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $358,000
Down Payment $71,600$286,400
Year 1 - 1 ($1,431)$1,045$385$286,015
2 ($1,431)$1,044$387$285,628
3 ($1,431)$1,043$388$285,239
4 ($1,431)$1,041$390$284,850
5 ($1,431)$1,040$391$284,459
6 ($1,431)$1,038$393$284,066
7 ($1,431)$1,037$394$283,672
8 ($1,431)$1,035$395$283,277
9 ($1,431)$1,034$397$282,880
10 ($1,431)$1,033$398$282,482
11 ($1,431)$1,031$400$282,082
12 ($1,431)$1,030$401$281,681
Year 2 - 13 ($1,431)$1,028$403$281,278
14 ($1,431)$1,027$404$280,874
15 ($1,431)$1,025$406$280,468
16 ($1,431)$1,024$407$280,061
17 ($1,431)$1,022$409$279,653
18 ($1,431)$1,021$410$279,243
19 ($1,431)$1,019$412$278,831
20 ($1,431)$1,018$413$278,418
21 ($1,431)$1,016$415$278,003
22 ($1,431)$1,015$416$277,587
23 ($1,431)$1,013$418$277,170
24 ($1,431)$1,012$419$276,751
Year 3 - 25 ($1,431)$1,010$421$276,330
26 ($1,431)$1,009$422$275,908
27 ($1,431)$1,007$424$275,484
28 ($1,431)$1,006$425$275,059
29 ($1,431)$1,004$427$274,632
30 ($1,431)$1,002$428$274,204
31 ($1,431)$1,001$430$273,774
32 ($1,431)$999$432$273,342
33 ($1,431)$998$433$272,909
34 ($1,431)$996$435$272,474
35 ($1,431)$995$436$272,038
36 ($1,431)$993$438$271,600
Year 4 - 37 ($1,431)$991$439$271,161
38 ($1,431)$990$441$270,720
39 ($1,431)$988$443$270,277
40 ($1,431)$987$444$269,833
41 ($1,431)$985$446$269,387
42 ($1,431)$983$448$268,939
43 ($1,431)$982$449$268,490
44 ($1,431)$980$451$268,039
45 ($1,431)$978$452$267,587
46 ($1,431)$977$454$267,133
47 ($1,431)$975$456$266,677
48 ($1,431)$973$457$266,219
Year 5 - 49 ($1,431)$972$459$265,760
50 ($1,431)$970$461$265,300
51 ($1,431)$968$462$264,837
52 ($1,431)$967$464$264,373
53 ($1,431)$965$466$263,907
54 ($1,431)$963$468$263,440
55 ($1,431)$962$469$262,970
56 ($1,431)$960$471$262,499
57 ($1,431)$958$473$262,027
58 ($1,431)$956$474$261,552
59 ($1,431)$955$476$261,076
60 ($1,431)$953$478$260,598
Year 6 - 61 ($1,431)$951$480$260,119
62 ($1,431)$949$481$259,637
63 ($1,431)$948$483$259,154
64 ($1,431)$946$485$258,669
65 ($1,431)$944$487$258,183
66 ($1,431)$942$488$257,694
67 ($1,431)$941$490$257,204
68 ($1,431)$939$492$256,712
69 ($1,431)$937$494$256,218
70 ($1,431)$935$496$255,723
71 ($1,431)$933$497$255,225
72 ($1,431)$932$499$254,726
Year 7 - 73 ($1,431)$930$501$254,225
74 ($1,431)$928$503$253,722
75 ($1,431)$926$505$253,217
76 ($1,431)$924$507$252,711
77 ($1,431)$922$508$252,202
78 ($1,431)$921$510$251,692
79 ($1,431)$919$512$251,180
80 ($1,431)$917$514$250,666
81 ($1,431)$915$516$250,150
82 ($1,431)$913$518$249,632
83 ($1,431)$911$520$249,113
84 ($1,431)$909$522$248,591
Year 8 - 85 ($1,431)$907$523$248,068
86 ($1,431)$905$525$247,543
87 ($1,431)$904$527$247,015
88 ($1,431)$902$529$246,486
89 ($1,431)$900$531$245,955
90 ($1,431)$898$533$245,422
91 ($1,431)$896$535$244,887
92 ($1,431)$894$537$244,350
93 ($1,431)$892$539$243,811
94 ($1,431)$890$541$243,270
95 ($1,431)$888$543$242,727
96 ($1,431)$886$545$242,182
Year 9 - 97 ($1,431)$884$547$241,636
98 ($1,431)$882$549$241,087
99 ($1,431)$880$551$240,536
100 ($1,431)$878$553$239,983
101 ($1,431)$876$555$239,428
102 ($1,431)$874$557$238,871
103 ($1,431)$872$559$238,312
104 ($1,431)$870$561$237,751
105 ($1,431)$868$563$237,188
106 ($1,431)$866$565$236,623
107 ($1,431)$864$567$236,056
108 ($1,431)$862$569$235,487
Year 10 - 109 ($1,431)$860$571$234,916
110 ($1,431)$857$573$234,342
111 ($1,431)$855$575$233,767
112 ($1,431)$853$578$233,189
113 ($1,431)$851$580$232,610
114 ($1,431)$849$582$232,028
115 ($1,431)$847$584$231,444
116 ($1,431)$845$586$230,858
117 ($1,431)$843$588$230,270
118 ($1,431)$840$590$229,680
119 ($1,431)$838$592$229,087
120 ($1,431)$836$595$228,492
Year 11 - 121 ($1,431)$834$597$227,896
122 ($1,431)$832$599$227,297
123 ($1,431)$830$601$226,696
124 ($1,431)$827$603$226,092
125 ($1,431)$825$606$225,487
126 ($1,431)$823$608$224,879
127 ($1,431)$821$610$224,269
128 ($1,431)$819$612$223,657
129 ($1,431)$816$614$223,042
130 ($1,431)$814$617$222,426
131 ($1,431)$812$619$221,807
132 ($1,431)$810$621$221,185
Year 12 - 133 ($1,431)$807$623$220,562
134 ($1,431)$805$626$219,936
135 ($1,431)$803$628$219,308
136 ($1,431)$800$630$218,678
137 ($1,431)$798$633$218,045
138 ($1,431)$796$635$217,410
139 ($1,431)$794$637$216,773
140 ($1,431)$791$640$216,133
141 ($1,431)$789$642$215,491
142 ($1,431)$787$644$214,847
143 ($1,431)$784$647$214,201
144 ($1,431)$782$649$213,552
Year 13 - 145 ($1,431)$779$651$212,900
146 ($1,431)$777$654$212,247
147 ($1,431)$775$656$211,591
148 ($1,431)$772$658$210,932
149 ($1,431)$770$661$210,271
150 ($1,431)$767$663$209,608
151 ($1,431)$765$666$208,942
152 ($1,431)$763$668$208,274
153 ($1,431)$760$671$207,603
154 ($1,431)$758$673$206,930
155 ($1,431)$755$676$206,255
156 ($1,431)$753$678$205,577
Year 14 - 157 ($1,431)$750$680$204,896
158 ($1,431)$748$683$204,213
159 ($1,431)$745$685$203,528
160 ($1,431)$743$688$202,840
161 ($1,431)$740$690$202,150
162 ($1,431)$738$693$201,457
163 ($1,431)$735$695$200,761
164 ($1,431)$733$698$200,063
165 ($1,431)$730$701$199,363
166 ($1,431)$728$703$198,660
167 ($1,431)$725$706$197,954
168 ($1,431)$723$708$197,246
Year 15 - 169 ($1,431)$720$711$196,535
170 ($1,431)$717$713$195,821
171 ($1,431)$715$716$195,105
172 ($1,431)$712$719$194,387
173 ($1,431)$710$721$193,665
174 ($1,431)$707$724$192,941
175 ($1,431)$704$727$192,215
176 ($1,431)$702$729$191,486
177 ($1,431)$699$732$190,754
178 ($1,431)$696$735$190,019
179 ($1,431)$694$737$189,282
180 ($1,431)$691$740$188,542
Year 16 - 181 ($1,431)$688$743$187,799
182 ($1,431)$685$745$187,054
183 ($1,431)$683$748$186,306
184 ($1,431)$680$751$185,555
185 ($1,431)$677$754$184,802
186 ($1,431)$675$756$184,045
187 ($1,431)$672$759$183,286
188 ($1,431)$669$762$182,525
189 ($1,431)$666$765$181,760
190 ($1,431)$663$767$180,993
191 ($1,431)$661$770$180,222
192 ($1,431)$658$773$179,450
Year 17 - 193 ($1,431)$655$776$178,674
194 ($1,431)$652$779$177,895
195 ($1,431)$649$781$177,114
196 ($1,431)$646$784$176,329
197 ($1,431)$644$787$175,542
198 ($1,431)$641$790$174,752
199 ($1,431)$638$793$173,959
200 ($1,431)$635$796$173,163
201 ($1,431)$632$799$172,364
202 ($1,431)$629$802$171,563
203 ($1,431)$626$805$170,758
204 ($1,431)$623$808$169,951
Year 18 - 205 ($1,431)$620$810$169,140
206 ($1,431)$617$813$168,327
207 ($1,431)$614$816$167,510
208 ($1,431)$611$819$166,691
209 ($1,431)$608$822$165,869
210 ($1,431)$605$825$165,043
211 ($1,431)$602$828$164,215
212 ($1,431)$599$831$163,383
213 ($1,431)$596$834$162,549
214 ($1,431)$593$837$161,711
215 ($1,431)$590$841$160,871
216 ($1,431)$587$844$160,027
Year 19 - 217 ($1,431)$584$847$159,181
218 ($1,431)$581$850$158,331
219 ($1,431)$578$853$157,478
220 ($1,431)$575$856$156,622
221 ($1,431)$572$859$155,763
222 ($1,431)$569$862$154,900
223 ($1,431)$565$865$154,035
224 ($1,431)$562$869$153,167
225 ($1,431)$559$872$152,295
226 ($1,431)$556$875$151,420
227 ($1,431)$553$878$150,542
228 ($1,431)$549$881$149,660
Year 20 - 229 ($1,431)$546$885$148,776
230 ($1,431)$543$888$147,888
231 ($1,431)$540$891$146,997
232 ($1,431)$537$894$146,103
233 ($1,431)$533$898$145,205
234 ($1,431)$530$901$144,305
235 ($1,431)$527$904$143,400
236 ($1,431)$523$907$142,493
237 ($1,431)$520$911$141,582
238 ($1,431)$517$914$140,668
239 ($1,431)$513$917$139,751
240 ($1,431)$510$921$138,830
Year 21 - 241 ($1,431)$507$924$137,906
242 ($1,431)$503$927$136,979
243 ($1,431)$500$931$136,048
244 ($1,431)$497$934$135,114
245 ($1,431)$493$938$134,176
246 ($1,431)$490$941$133,235
247 ($1,431)$486$944$132,291
248 ($1,431)$483$948$131,343
249 ($1,431)$479$951$130,391
250 ($1,431)$476$955$129,436
251 ($1,431)$472$958$128,478
252 ($1,431)$469$962$127,516
Year 22 - 253 ($1,431)$465$965$126,551
254 ($1,431)$462$969$125,582
255 ($1,431)$458$972$124,609
256 ($1,431)$455$976$123,633
257 ($1,431)$451$980$122,654
258 ($1,431)$448$983$121,671
259 ($1,431)$444$987$120,684
260 ($1,431)$440$990$119,694
261 ($1,431)$437$994$118,700
262 ($1,431)$433$998$117,702
263 ($1,431)$430$1,001$116,701
264 ($1,431)$426$1,005$115,696
Year 23 - 265 ($1,431)$422$1,009$114,688
266 ($1,431)$419$1,012$113,676
267 ($1,431)$415$1,016$112,660
268 ($1,431)$411$1,020$111,640
269 ($1,431)$407$1,023$110,617
270 ($1,431)$404$1,027$109,590
271 ($1,431)$400$1,031$108,559
272 ($1,431)$396$1,035$107,524
273 ($1,431)$392$1,038$106,486
274 ($1,431)$389$1,042$105,444
275 ($1,431)$385$1,046$104,398
276 ($1,431)$381$1,050$103,348
Year 24 - 277 ($1,431)$377$1,054$102,295
278 ($1,431)$373$1,057$101,237
279 ($1,431)$370$1,061$100,176
280 ($1,431)$366$1,065$99,111
281 ($1,431)$362$1,069$98,042
282 ($1,431)$358$1,073$96,969
283 ($1,431)$354$1,077$95,892
284 ($1,431)$350$1,081$94,811
285 ($1,431)$346$1,085$93,727
286 ($1,431)$342$1,089$92,638
287 ($1,431)$338$1,093$91,545
288 ($1,431)$334$1,097$90,449
Year 25 - 289 ($1,431)$330$1,101$89,348
290 ($1,431)$326$1,105$88,243
291 ($1,431)$322$1,109$87,134
292 ($1,431)$318$1,113$86,022
293 ($1,431)$314$1,117$84,905
294 ($1,431)$310$1,121$83,784
295 ($1,431)$306$1,125$82,659
296 ($1,431)$302$1,129$81,530
297 ($1,431)$298$1,133$80,397
298 ($1,431)$293$1,137$79,259
299 ($1,431)$289$1,142$78,118
300 ($1,431)$285$1,146$76,972
Year 26 - 301 ($1,431)$281$1,150$75,822
302 ($1,431)$277$1,154$74,668
303 ($1,431)$273$1,158$73,510
304 ($1,431)$268$1,162$72,348
305 ($1,431)$264$1,167$71,181
306 ($1,431)$260$1,171$70,010
307 ($1,431)$256$1,175$68,835
308 ($1,431)$251$1,180$67,655
309 ($1,431)$247$1,184$66,471
310 ($1,431)$243$1,188$65,283
311 ($1,431)$238$1,193$64,090
312 ($1,431)$234$1,197$62,894
Year 27 - 313 ($1,431)$230$1,201$61,692
314 ($1,431)$225$1,206$60,487
315 ($1,431)$221$1,210$59,277
316 ($1,431)$216$1,214$58,062
317 ($1,431)$212$1,219$56,843
318 ($1,431)$207$1,223$55,620
319 ($1,431)$203$1,228$54,392
320 ($1,431)$199$1,232$53,160
321 ($1,431)$194$1,237$51,923
322 ($1,431)$190$1,241$50,682
323 ($1,431)$185$1,246$49,436
324 ($1,431)$180$1,250$48,186
Year 28 - 325 ($1,431)$176$1,255$46,931
326 ($1,431)$171$1,259$45,671
327 ($1,431)$167$1,264$44,407
328 ($1,431)$162$1,269$43,139
329 ($1,431)$157$1,273$41,865
330 ($1,431)$153$1,278$40,587
331 ($1,431)$148$1,283$39,305
332 ($1,431)$143$1,287$38,017
333 ($1,431)$139$1,292$36,725
334 ($1,431)$134$1,297$35,429
335 ($1,431)$129$1,301$34,127
336 ($1,431)$125$1,306$32,821
Year 29 - 337 ($1,431)$120$1,311$31,510
338 ($1,431)$115$1,316$30,194
339 ($1,431)$110$1,321$28,873
340 ($1,431)$105$1,325$27,548
341 ($1,431)$101$1,330$26,218
342 ($1,431)$96$1,335$24,883
343 ($1,431)$91$1,340$23,543
344 ($1,431)$86$1,345$22,198
345 ($1,431)$81$1,350$20,848
346 ($1,431)$76$1,355$19,493
347 ($1,431)$71$1,360$18,134
348 ($1,431)$66$1,365$16,769
Year 30 - 349 ($1,431)$61$1,370$15,399
350 ($1,431)$56$1,375$14,025
351 ($1,431)$51$1,380$12,645
352 ($1,431)$46$1,385$11,261
353 ($1,431)$41$1,390$9,871
354 ($1,431)$36$1,395$8,476
355 ($1,431)$31$1,400$7,076
356 ($1,431)$26$1,405$5,671
357 ($1,431)$21$1,410$4,261
358 ($1,431)$16$1,415$2,846
359 ($1,431)$10$1,420$1,426
360 ($1,431)$5$1,426$0
TOTALS$228,687$286,400$515,087

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.