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Mortgage Payment Schedule for a $360,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of August 17, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($72,000) may require pre-mortgage insurance


3.89% is current rate for 30-year fixed
3.16% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,357 360 $200,432 $488,432

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $360,000
Down Payment $72,000$288,000
Year 1 - 1 ($1,357)$934$423$287,577
2 ($1,357)$932$425$287,152
3 ($1,357)$931$426$286,726
4 ($1,357)$929$427$286,299
5 ($1,357)$928$429$285,870
6 ($1,357)$927$430$285,440
7 ($1,357)$925$431$285,009
8 ($1,357)$924$433$284,576
9 ($1,357)$923$434$284,142
10 ($1,357)$921$436$283,706
11 ($1,357)$920$437$283,269
12 ($1,357)$918$438$282,831
Year 2 - 13 ($1,357)$917$440$282,391
14 ($1,357)$915$441$281,949
15 ($1,357)$914$443$281,507
16 ($1,357)$913$444$281,062
17 ($1,357)$911$446$280,617
18 ($1,357)$910$447$280,170
19 ($1,357)$908$449$279,721
20 ($1,357)$907$450$279,271
21 ($1,357)$905$451$278,820
22 ($1,357)$904$453$278,367
23 ($1,357)$902$454$277,912
24 ($1,357)$901$456$277,457
Year 3 - 25 ($1,357)$899$457$276,999
26 ($1,357)$898$459$276,540
27 ($1,357)$896$460$276,080
28 ($1,357)$895$462$275,618
29 ($1,357)$893$463$275,155
30 ($1,357)$892$465$274,690
31 ($1,357)$890$466$274,224
32 ($1,357)$889$468$273,756
33 ($1,357)$887$469$273,287
34 ($1,357)$886$471$272,816
35 ($1,357)$884$472$272,344
36 ($1,357)$883$474$271,870
Year 4 - 37 ($1,357)$881$475$271,394
38 ($1,357)$880$477$270,917
39 ($1,357)$878$479$270,439
40 ($1,357)$877$480$269,959
41 ($1,357)$875$482$269,477
42 ($1,357)$874$483$268,994
43 ($1,357)$872$485$268,509
44 ($1,357)$870$486$268,023
45 ($1,357)$869$488$267,535
46 ($1,357)$867$489$267,045
47 ($1,357)$866$491$266,554
48 ($1,357)$864$493$266,061
Year 5 - 49 ($1,357)$862$494$265,567
50 ($1,357)$861$496$265,071
51 ($1,357)$859$497$264,574
52 ($1,357)$858$499$264,075
53 ($1,357)$856$501$263,574
54 ($1,357)$854$502$263,072
55 ($1,357)$853$504$262,568
56 ($1,357)$851$506$262,062
57 ($1,357)$850$507$261,555
58 ($1,357)$848$509$261,046
59 ($1,357)$846$511$260,535
60 ($1,357)$845$512$260,023
Year 6 - 61 ($1,357)$843$514$259,509
62 ($1,357)$841$516$258,994
63 ($1,357)$840$517$258,477
64 ($1,357)$838$519$257,958
65 ($1,357)$836$521$257,437
66 ($1,357)$835$522$256,915
67 ($1,357)$833$524$256,391
68 ($1,357)$831$526$255,866
69 ($1,357)$829$527$255,338
70 ($1,357)$828$529$254,809
71 ($1,357)$826$531$254,278
72 ($1,357)$824$532$253,746
Year 7 - 73 ($1,357)$823$534$253,212
74 ($1,357)$821$536$252,676
75 ($1,357)$819$538$252,138
76 ($1,357)$817$539$251,599
77 ($1,357)$816$541$251,058
78 ($1,357)$814$543$250,515
79 ($1,357)$812$545$249,970
80 ($1,357)$810$546$249,424
81 ($1,357)$809$548$248,875
82 ($1,357)$807$550$248,325
83 ($1,357)$805$552$247,774
84 ($1,357)$803$554$247,220
Year 8 - 85 ($1,357)$801$555$246,665
86 ($1,357)$800$557$246,108
87 ($1,357)$798$559$245,549
88 ($1,357)$796$561$244,988
89 ($1,357)$794$563$244,425
90 ($1,357)$792$564$243,861
91 ($1,357)$791$566$243,295
92 ($1,357)$789$568$242,727
93 ($1,357)$787$570$242,157
94 ($1,357)$785$572$241,585
95 ($1,357)$783$574$241,011
96 ($1,357)$781$575$240,436
Year 9 - 97 ($1,357)$779$577$239,858
98 ($1,357)$778$579$239,279
99 ($1,357)$776$581$238,698
100 ($1,357)$774$583$238,115
101 ($1,357)$772$585$237,530
102 ($1,357)$770$587$236,944
103 ($1,357)$768$589$236,355
104 ($1,357)$766$591$235,764
105 ($1,357)$764$592$235,172
106 ($1,357)$762$594$234,577
107 ($1,357)$760$596$233,981
108 ($1,357)$758$598$233,383
Year 10 - 109 ($1,357)$757$600$232,783
110 ($1,357)$755$602$232,180
111 ($1,357)$753$604$231,576
112 ($1,357)$751$606$230,970
113 ($1,357)$749$608$230,362
114 ($1,357)$747$610$229,752
115 ($1,357)$745$612$229,140
116 ($1,357)$743$614$228,526
117 ($1,357)$741$616$227,910
118 ($1,357)$739$618$227,292
119 ($1,357)$737$620$226,673
120 ($1,357)$735$622$226,051
Year 11 - 121 ($1,357)$733$624$225,427
122 ($1,357)$731$626$224,801
123 ($1,357)$729$628$224,173
124 ($1,357)$727$630$223,543
125 ($1,357)$725$632$222,910
126 ($1,357)$723$634$222,276
127 ($1,357)$721$636$221,640
128 ($1,357)$718$638$221,002
129 ($1,357)$716$640$220,361
130 ($1,357)$714$642$219,719
131 ($1,357)$712$644$219,075
132 ($1,357)$710$647$218,428
Year 12 - 133 ($1,357)$708$649$217,779
134 ($1,357)$706$651$217,128
135 ($1,357)$704$653$216,476
136 ($1,357)$702$655$215,821
137 ($1,357)$700$657$215,163
138 ($1,357)$697$659$214,504
139 ($1,357)$695$661$213,843
140 ($1,357)$693$664$213,179
141 ($1,357)$691$666$212,513
142 ($1,357)$689$668$211,846
143 ($1,357)$687$670$211,176
144 ($1,357)$685$672$210,503
Year 13 - 145 ($1,357)$682$674$209,829
146 ($1,357)$680$677$209,152
147 ($1,357)$678$679$208,474
148 ($1,357)$676$681$207,793
149 ($1,357)$674$683$207,110
150 ($1,357)$671$685$206,424
151 ($1,357)$669$688$205,737
152 ($1,357)$667$690$205,047
153 ($1,357)$665$692$204,355
154 ($1,357)$662$694$203,660
155 ($1,357)$660$697$202,964
156 ($1,357)$658$699$202,265
Year 14 - 157 ($1,357)$656$701$201,564
158 ($1,357)$653$703$200,861
159 ($1,357)$651$706$200,155
160 ($1,357)$649$708$199,447
161 ($1,357)$647$710$198,737
162 ($1,357)$644$713$198,024
163 ($1,357)$642$715$197,310
164 ($1,357)$640$717$196,592
165 ($1,357)$637$719$195,873
166 ($1,357)$635$722$195,151
167 ($1,357)$633$724$194,427
168 ($1,357)$630$726$193,700
Year 15 - 169 ($1,357)$628$729$192,972
170 ($1,357)$626$731$192,240
171 ($1,357)$623$734$191,507
172 ($1,357)$621$736$190,771
173 ($1,357)$618$738$190,033
174 ($1,357)$616$741$189,292
175 ($1,357)$614$743$188,549
176 ($1,357)$611$746$187,803
177 ($1,357)$609$748$187,055
178 ($1,357)$606$750$186,305
179 ($1,357)$604$753$185,552
180 ($1,357)$601$755$184,797
Year 16 - 181 ($1,357)$599$758$184,039
182 ($1,357)$597$760$183,279
183 ($1,357)$594$763$182,516
184 ($1,357)$592$765$181,751
185 ($1,357)$589$768$180,984
186 ($1,357)$587$770$180,214
187 ($1,357)$584$773$179,441
188 ($1,357)$582$775$178,666
189 ($1,357)$579$778$177,888
190 ($1,357)$577$780$177,108
191 ($1,357)$574$783$176,326
192 ($1,357)$572$785$175,540
Year 17 - 193 ($1,357)$569$788$174,753
194 ($1,357)$566$790$173,962
195 ($1,357)$564$793$173,170
196 ($1,357)$561$795$172,374
197 ($1,357)$559$798$171,576
198 ($1,357)$556$801$170,776
199 ($1,357)$554$803$169,973
200 ($1,357)$551$806$169,167
201 ($1,357)$548$808$168,358
202 ($1,357)$546$811$167,547
203 ($1,357)$543$814$166,734
204 ($1,357)$540$816$165,918
Year 18 - 205 ($1,357)$538$819$165,099
206 ($1,357)$535$822$164,277
207 ($1,357)$533$824$163,453
208 ($1,357)$530$827$162,626
209 ($1,357)$527$830$161,796
210 ($1,357)$524$832$160,964
211 ($1,357)$522$835$160,129
212 ($1,357)$519$838$159,291
213 ($1,357)$516$840$158,451
214 ($1,357)$514$843$157,608
215 ($1,357)$511$846$156,762
216 ($1,357)$508$849$155,914
Year 19 - 217 ($1,357)$505$851$155,062
218 ($1,357)$503$854$154,208
219 ($1,357)$500$857$153,351
220 ($1,357)$497$860$152,492
221 ($1,357)$494$862$151,629
222 ($1,357)$492$865$150,764
223 ($1,357)$489$868$149,896
224 ($1,357)$486$871$149,025
225 ($1,357)$483$874$148,151
226 ($1,357)$480$876$147,275
227 ($1,357)$477$879$146,396
228 ($1,357)$475$882$145,513
Year 20 - 229 ($1,357)$472$885$144,628
230 ($1,357)$469$888$143,740
231 ($1,357)$466$891$142,850
232 ($1,357)$463$894$141,956
233 ($1,357)$460$897$141,059
234 ($1,357)$457$899$140,160
235 ($1,357)$454$902$139,257
236 ($1,357)$451$905$138,352
237 ($1,357)$448$908$137,444
238 ($1,357)$446$911$136,533
239 ($1,357)$443$914$135,618
240 ($1,357)$440$917$134,701
Year 21 - 241 ($1,357)$437$920$133,781
242 ($1,357)$434$923$132,858
243 ($1,357)$431$926$131,932
244 ($1,357)$428$929$131,003
245 ($1,357)$425$932$130,071
246 ($1,357)$422$935$129,136
247 ($1,357)$419$938$128,198
248 ($1,357)$416$941$127,257
249 ($1,357)$413$944$126,312
250 ($1,357)$409$947$125,365
251 ($1,357)$406$950$124,415
252 ($1,357)$403$953$123,461
Year 22 - 253 ($1,357)$400$957$122,505
254 ($1,357)$397$960$121,545
255 ($1,357)$394$963$120,582
256 ($1,357)$391$966$119,616
257 ($1,357)$388$969$118,647
258 ($1,357)$385$972$117,675
259 ($1,357)$381$975$116,700
260 ($1,357)$378$978$115,722
261 ($1,357)$375$982$114,740
262 ($1,357)$372$985$113,755
263 ($1,357)$369$988$112,767
264 ($1,357)$366$991$111,776
Year 23 - 265 ($1,357)$362$994$110,781
266 ($1,357)$359$998$109,784
267 ($1,357)$356$1,001$108,783
268 ($1,357)$353$1,004$107,779
269 ($1,357)$349$1,007$106,771
270 ($1,357)$346$1,011$105,761
271 ($1,357)$343$1,014$104,747
272 ($1,357)$340$1,017$103,730
273 ($1,357)$336$1,020$102,709
274 ($1,357)$333$1,024$101,685
275 ($1,357)$330$1,027$100,658
276 ($1,357)$326$1,030$99,628
Year 24 - 277 ($1,357)$323$1,034$98,594
278 ($1,357)$320$1,037$97,557
279 ($1,357)$316$1,041$96,516
280 ($1,357)$313$1,044$95,473
281 ($1,357)$309$1,047$94,425
282 ($1,357)$306$1,051$93,375
283 ($1,357)$303$1,054$92,321
284 ($1,357)$299$1,057$91,263
285 ($1,357)$296$1,061$90,202
286 ($1,357)$292$1,064$89,138
287 ($1,357)$289$1,068$88,070
288 ($1,357)$285$1,071$86,999
Year 25 - 289 ($1,357)$282$1,075$85,924
290 ($1,357)$279$1,078$84,846
291 ($1,357)$275$1,082$83,764
292 ($1,357)$272$1,085$82,679
293 ($1,357)$268$1,089$81,590
294 ($1,357)$264$1,092$80,498
295 ($1,357)$261$1,096$79,402
296 ($1,357)$257$1,099$78,303
297 ($1,357)$254$1,103$77,200
298 ($1,357)$250$1,106$76,093
299 ($1,357)$247$1,110$74,983
300 ($1,357)$243$1,114$73,869
Year 26 - 301 ($1,357)$239$1,117$72,752
302 ($1,357)$236$1,121$71,631
303 ($1,357)$232$1,125$70,507
304 ($1,357)$229$1,128$69,379
305 ($1,357)$225$1,132$68,247
306 ($1,357)$221$1,136$67,111
307 ($1,357)$218$1,139$65,972
308 ($1,357)$214$1,143$64,829
309 ($1,357)$210$1,147$63,682
310 ($1,357)$206$1,150$62,532
311 ($1,357)$203$1,154$61,378
312 ($1,357)$199$1,158$60,220
Year 27 - 313 ($1,357)$195$1,162$59,059
314 ($1,357)$191$1,165$57,893
315 ($1,357)$188$1,169$56,724
316 ($1,357)$184$1,173$55,551
317 ($1,357)$180$1,177$54,375
318 ($1,357)$176$1,180$53,194
319 ($1,357)$172$1,184$52,010
320 ($1,357)$169$1,188$50,822
321 ($1,357)$165$1,192$49,630
322 ($1,357)$161$1,196$48,434
323 ($1,357)$157$1,200$47,234
324 ($1,357)$153$1,204$46,031
Year 28 - 325 ($1,357)$149$1,208$44,823
326 ($1,357)$145$1,211$43,612
327 ($1,357)$141$1,215$42,396
328 ($1,357)$137$1,219$41,177
329 ($1,357)$133$1,223$39,954
330 ($1,357)$130$1,227$38,726
331 ($1,357)$126$1,231$37,495
332 ($1,357)$122$1,235$36,260
333 ($1,357)$118$1,239$35,021
334 ($1,357)$114$1,243$33,778
335 ($1,357)$109$1,247$32,530
336 ($1,357)$105$1,251$31,279
Year 29 - 337 ($1,357)$101$1,255$30,024
338 ($1,357)$97$1,259$28,764
339 ($1,357)$93$1,264$27,501
340 ($1,357)$89$1,268$26,233
341 ($1,357)$85$1,272$24,961
342 ($1,357)$81$1,276$23,685
343 ($1,357)$77$1,280$22,406
344 ($1,357)$73$1,284$21,121
345 ($1,357)$68$1,288$19,833
346 ($1,357)$64$1,292$18,541
347 ($1,357)$60$1,297$17,244
348 ($1,357)$56$1,301$15,943
Year 30 - 349 ($1,357)$52$1,305$14,638
350 ($1,357)$47$1,309$13,329
351 ($1,357)$43$1,314$12,015
352 ($1,357)$39$1,318$10,697
353 ($1,357)$35$1,322$9,375
354 ($1,357)$30$1,326$8,049
355 ($1,357)$26$1,331$6,718
356 ($1,357)$22$1,335$5,383
357 ($1,357)$17$1,339$4,044
358 ($1,357)$13$1,344$2,700
359 ($1,357)$9$1,348$1,352
360 ($1,357)$4$1,352$0
TOTALS$200,432$288,000$488,432

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.