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Mortgage Payment Schedule for a $360,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of February 15, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($72,000) may require pre-mortgage insurance


4.38% is current rate for 30-year fixed
3.84% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,439 360 $229,965 $517,965

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $360,000
Down Payment $72,000$288,000
Year 1 - 1 ($1,439)$1,051$388$287,612
2 ($1,439)$1,050$389$287,223
3 ($1,439)$1,048$390$286,833
4 ($1,439)$1,047$392$286,441
5 ($1,439)$1,046$393$286,048
6 ($1,439)$1,044$395$285,653
7 ($1,439)$1,043$396$285,257
8 ($1,439)$1,041$398$284,859
9 ($1,439)$1,040$399$284,460
10 ($1,439)$1,038$401$284,060
11 ($1,439)$1,037$402$283,658
12 ($1,439)$1,035$403$283,254
Year 2 - 13 ($1,439)$1,034$405$282,849
14 ($1,439)$1,032$406$282,443
15 ($1,439)$1,031$408$282,035
16 ($1,439)$1,029$409$281,626
17 ($1,439)$1,028$411$281,215
18 ($1,439)$1,026$412$280,803
19 ($1,439)$1,025$414$280,389
20 ($1,439)$1,023$415$279,973
21 ($1,439)$1,022$417$279,557
22 ($1,439)$1,020$418$279,138
23 ($1,439)$1,019$420$278,718
24 ($1,439)$1,017$421$278,297
Year 3 - 25 ($1,439)$1,016$423$277,874
26 ($1,439)$1,014$425$277,449
27 ($1,439)$1,013$426$277,023
28 ($1,439)$1,011$428$276,595
29 ($1,439)$1,010$429$276,166
30 ($1,439)$1,008$431$275,735
31 ($1,439)$1,006$432$275,303
32 ($1,439)$1,005$434$274,869
33 ($1,439)$1,003$436$274,434
34 ($1,439)$1,002$437$273,996
35 ($1,439)$1,000$439$273,558
36 ($1,439)$998$440$273,117
Year 4 - 37 ($1,439)$997$442$272,676
38 ($1,439)$995$444$272,232
39 ($1,439)$994$445$271,787
40 ($1,439)$992$447$271,340
41 ($1,439)$990$448$270,892
42 ($1,439)$989$450$270,442
43 ($1,439)$987$452$269,990
44 ($1,439)$985$453$269,537
45 ($1,439)$984$455$269,082
46 ($1,439)$982$457$268,625
47 ($1,439)$980$458$268,167
48 ($1,439)$979$460$267,707
Year 5 - 49 ($1,439)$977$462$267,245
50 ($1,439)$975$463$266,782
51 ($1,439)$974$465$266,317
52 ($1,439)$972$467$265,850
53 ($1,439)$970$468$265,382
54 ($1,439)$969$470$264,911
55 ($1,439)$967$472$264,440
56 ($1,439)$965$474$263,966
57 ($1,439)$963$475$263,491
58 ($1,439)$962$477$263,014
59 ($1,439)$960$479$262,535
60 ($1,439)$958$481$262,054
Year 6 - 61 ($1,439)$956$482$261,572
62 ($1,439)$955$484$261,088
63 ($1,439)$953$486$260,602
64 ($1,439)$951$488$260,114
65 ($1,439)$949$489$259,625
66 ($1,439)$948$491$259,134
67 ($1,439)$946$493$258,641
68 ($1,439)$944$495$258,146
69 ($1,439)$942$497$257,650
70 ($1,439)$940$498$257,151
71 ($1,439)$939$500$256,651
72 ($1,439)$937$502$256,149
Year 7 - 73 ($1,439)$935$504$255,645
74 ($1,439)$933$506$255,140
75 ($1,439)$931$508$254,632
76 ($1,439)$929$509$254,123
77 ($1,439)$928$511$253,611
78 ($1,439)$926$513$253,098
79 ($1,439)$924$515$252,583
80 ($1,439)$922$517$252,066
81 ($1,439)$920$519$251,548
82 ($1,439)$918$521$251,027
83 ($1,439)$916$523$250,505
84 ($1,439)$914$524$249,980
Year 8 - 85 ($1,439)$912$526$249,454
86 ($1,439)$911$528$248,925
87 ($1,439)$909$530$248,395
88 ($1,439)$907$532$247,863
89 ($1,439)$905$534$247,329
90 ($1,439)$903$536$246,793
91 ($1,439)$901$538$246,255
92 ($1,439)$899$540$245,715
93 ($1,439)$897$542$245,173
94 ($1,439)$895$544$244,629
95 ($1,439)$893$546$244,083
96 ($1,439)$891$548$243,535
Year 9 - 97 ($1,439)$889$550$242,985
98 ($1,439)$887$552$242,434
99 ($1,439)$885$554$241,880
100 ($1,439)$883$556$241,324
101 ($1,439)$881$558$240,766
102 ($1,439)$879$560$240,206
103 ($1,439)$877$562$239,644
104 ($1,439)$875$564$239,080
105 ($1,439)$873$566$238,513
106 ($1,439)$871$568$237,945
107 ($1,439)$869$570$237,375
108 ($1,439)$866$572$236,803
Year 10 - 109 ($1,439)$864$574$236,228
110 ($1,439)$862$577$235,652
111 ($1,439)$860$579$235,073
112 ($1,439)$858$581$234,492
113 ($1,439)$856$583$233,909
114 ($1,439)$854$585$233,324
115 ($1,439)$852$587$232,737
116 ($1,439)$849$589$232,148
117 ($1,439)$847$591$231,556
118 ($1,439)$845$594$230,963
119 ($1,439)$843$596$230,367
120 ($1,439)$841$598$229,769
Year 11 - 121 ($1,439)$839$600$229,169
122 ($1,439)$836$602$228,567
123 ($1,439)$834$605$227,962
124 ($1,439)$832$607$227,355
125 ($1,439)$830$609$226,746
126 ($1,439)$828$611$226,135
127 ($1,439)$825$613$225,522
128 ($1,439)$823$616$224,906
129 ($1,439)$821$618$224,288
130 ($1,439)$819$620$223,668
131 ($1,439)$816$622$223,046
132 ($1,439)$814$625$222,421
Year 12 - 133 ($1,439)$812$627$221,794
134 ($1,439)$810$629$221,165
135 ($1,439)$807$632$220,533
136 ($1,439)$805$634$219,899
137 ($1,439)$803$636$219,263
138 ($1,439)$800$638$218,625
139 ($1,439)$798$641$217,984
140 ($1,439)$796$643$217,341
141 ($1,439)$793$645$216,695
142 ($1,439)$791$648$216,048
143 ($1,439)$789$650$215,397
144 ($1,439)$786$653$214,745
Year 13 - 145 ($1,439)$784$655$214,090
146 ($1,439)$781$657$213,432
147 ($1,439)$779$660$212,773
148 ($1,439)$777$662$212,110
149 ($1,439)$774$665$211,446
150 ($1,439)$772$667$210,779
151 ($1,439)$769$669$210,109
152 ($1,439)$767$672$209,437
153 ($1,439)$764$674$208,763
154 ($1,439)$762$677$208,086
155 ($1,439)$760$679$207,407
156 ($1,439)$757$682$206,725
Year 14 - 157 ($1,439)$755$684$206,041
158 ($1,439)$752$687$205,354
159 ($1,439)$750$689$204,665
160 ($1,439)$747$692$203,973
161 ($1,439)$745$694$203,279
162 ($1,439)$742$697$202,582
163 ($1,439)$739$699$201,883
164 ($1,439)$737$702$201,181
165 ($1,439)$734$704$200,476
166 ($1,439)$732$707$199,769
167 ($1,439)$729$710$199,060
168 ($1,439)$727$712$198,348
Year 15 - 169 ($1,439)$724$715$197,633
170 ($1,439)$721$717$196,915
171 ($1,439)$719$720$196,195
172 ($1,439)$716$723$195,473
173 ($1,439)$713$725$194,747
174 ($1,439)$711$728$194,019
175 ($1,439)$708$731$193,289
176 ($1,439)$706$733$192,555
177 ($1,439)$703$736$191,819
178 ($1,439)$700$739$191,081
179 ($1,439)$697$741$190,339
180 ($1,439)$695$744$189,595
Year 16 - 181 ($1,439)$692$747$188,849
182 ($1,439)$689$749$188,099
183 ($1,439)$687$752$187,347
184 ($1,439)$684$755$186,592
185 ($1,439)$681$758$185,834
186 ($1,439)$678$760$185,074
187 ($1,439)$676$763$184,310
188 ($1,439)$673$766$183,544
189 ($1,439)$670$769$182,775
190 ($1,439)$667$772$182,004
191 ($1,439)$664$774$181,229
192 ($1,439)$661$777$180,452
Year 17 - 193 ($1,439)$659$780$179,672
194 ($1,439)$656$783$178,889
195 ($1,439)$653$786$178,103
196 ($1,439)$650$789$177,314
197 ($1,439)$647$792$176,523
198 ($1,439)$644$794$175,728
199 ($1,439)$641$797$174,931
200 ($1,439)$638$800$174,131
201 ($1,439)$636$803$173,327
202 ($1,439)$633$806$172,521
203 ($1,439)$630$809$171,712
204 ($1,439)$627$812$170,900
Year 18 - 205 ($1,439)$624$815$170,085
206 ($1,439)$621$818$169,267
207 ($1,439)$618$821$168,446
208 ($1,439)$615$824$167,622
209 ($1,439)$612$827$166,795
210 ($1,439)$609$830$165,965
211 ($1,439)$606$833$165,132
212 ($1,439)$603$836$164,296
213 ($1,439)$600$839$163,457
214 ($1,439)$597$842$162,615
215 ($1,439)$594$845$161,770
216 ($1,439)$590$848$160,921
Year 19 - 217 ($1,439)$587$851$160,070
218 ($1,439)$584$855$159,215
219 ($1,439)$581$858$158,358
220 ($1,439)$578$861$157,497
221 ($1,439)$575$864$156,633
222 ($1,439)$572$867$155,766
223 ($1,439)$569$870$154,896
224 ($1,439)$565$873$154,022
225 ($1,439)$562$877$153,146
226 ($1,439)$559$880$152,266
227 ($1,439)$556$883$151,383
228 ($1,439)$553$886$150,497
Year 20 - 229 ($1,439)$549$889$149,607
230 ($1,439)$546$893$148,714
231 ($1,439)$543$896$147,818
232 ($1,439)$540$899$146,919
233 ($1,439)$536$903$146,017
234 ($1,439)$533$906$145,111
235 ($1,439)$530$909$144,202
236 ($1,439)$526$912$143,289
237 ($1,439)$523$916$142,373
238 ($1,439)$520$919$141,454
239 ($1,439)$516$922$140,532
240 ($1,439)$513$926$139,606
Year 21 - 241 ($1,439)$510$929$138,677
242 ($1,439)$506$933$137,744
243 ($1,439)$503$936$136,808
244 ($1,439)$499$939$135,869
245 ($1,439)$496$943$134,926
246 ($1,439)$492$946$133,979
247 ($1,439)$489$950$133,030
248 ($1,439)$486$953$132,076
249 ($1,439)$482$957$131,120
250 ($1,439)$479$960$130,159
251 ($1,439)$475$964$129,196
252 ($1,439)$472$967$128,229
Year 22 - 253 ($1,439)$468$971$127,258
254 ($1,439)$464$974$126,283
255 ($1,439)$461$978$125,306
256 ($1,439)$457$981$124,324
257 ($1,439)$454$985$123,339
258 ($1,439)$450$989$122,351
259 ($1,439)$447$992$121,358
260 ($1,439)$443$996$120,363
261 ($1,439)$439$999$119,363
262 ($1,439)$436$1,003$118,360
263 ($1,439)$432$1,007$117,353
264 ($1,439)$428$1,010$116,343
Year 23 - 265 ($1,439)$425$1,014$115,329
266 ($1,439)$421$1,018$114,311
267 ($1,439)$417$1,022$113,289
268 ($1,439)$414$1,025$112,264
269 ($1,439)$410$1,029$111,235
270 ($1,439)$406$1,033$110,202
271 ($1,439)$402$1,037$109,166
272 ($1,439)$398$1,040$108,125
273 ($1,439)$395$1,044$107,081
274 ($1,439)$391$1,048$106,033
275 ($1,439)$387$1,052$104,981
276 ($1,439)$383$1,056$103,926
Year 24 - 277 ($1,439)$379$1,059$102,866
278 ($1,439)$375$1,063$101,803
279 ($1,439)$372$1,067$100,736
280 ($1,439)$368$1,071$99,665
281 ($1,439)$364$1,075$98,590
282 ($1,439)$360$1,079$97,511
283 ($1,439)$356$1,083$96,428
284 ($1,439)$352$1,087$95,341
285 ($1,439)$348$1,091$94,250
286 ($1,439)$344$1,095$93,155
287 ($1,439)$340$1,099$92,057
288 ($1,439)$336$1,103$90,954
Year 25 - 289 ($1,439)$332$1,107$89,847
290 ($1,439)$328$1,111$88,736
291 ($1,439)$324$1,115$87,621
292 ($1,439)$320$1,119$86,502
293 ($1,439)$316$1,123$85,379
294 ($1,439)$312$1,127$84,252
295 ($1,439)$308$1,131$83,121
296 ($1,439)$303$1,135$81,985
297 ($1,439)$299$1,140$80,846
298 ($1,439)$295$1,144$79,702
299 ($1,439)$291$1,148$78,554
300 ($1,439)$287$1,152$77,402
Year 26 - 301 ($1,439)$283$1,156$76,246
302 ($1,439)$278$1,160$75,085
303 ($1,439)$274$1,165$73,921
304 ($1,439)$270$1,169$72,752
305 ($1,439)$266$1,173$71,578
306 ($1,439)$261$1,178$70,401
307 ($1,439)$257$1,182$69,219
308 ($1,439)$253$1,186$68,033
309 ($1,439)$248$1,190$66,843
310 ($1,439)$244$1,195$65,648
311 ($1,439)$240$1,199$64,449
312 ($1,439)$235$1,204$63,245
Year 27 - 313 ($1,439)$231$1,208$62,037
314 ($1,439)$226$1,212$60,825
315 ($1,439)$222$1,217$59,608
316 ($1,439)$218$1,221$58,387
317 ($1,439)$213$1,226$57,161
318 ($1,439)$209$1,230$55,931
319 ($1,439)$204$1,235$54,696
320 ($1,439)$200$1,239$53,457
321 ($1,439)$195$1,244$52,213
322 ($1,439)$191$1,248$50,965
323 ($1,439)$186$1,253$49,712
324 ($1,439)$181$1,257$48,455
Year 28 - 325 ($1,439)$177$1,262$47,193
326 ($1,439)$172$1,267$45,927
327 ($1,439)$168$1,271$44,655
328 ($1,439)$163$1,276$43,380
329 ($1,439)$158$1,280$42,099
330 ($1,439)$154$1,285$40,814
331 ($1,439)$149$1,290$39,524
332 ($1,439)$144$1,295$38,230
333 ($1,439)$140$1,299$36,930
334 ($1,439)$135$1,304$35,626
335 ($1,439)$130$1,309$34,318
336 ($1,439)$125$1,314$33,004
Year 29 - 337 ($1,439)$120$1,318$31,686
338 ($1,439)$116$1,323$30,363
339 ($1,439)$111$1,328$29,035
340 ($1,439)$106$1,333$27,702
341 ($1,439)$101$1,338$26,364
342 ($1,439)$96$1,343$25,022
343 ($1,439)$91$1,347$23,674
344 ($1,439)$86$1,352$22,322
345 ($1,439)$81$1,357$20,964
346 ($1,439)$77$1,362$19,602
347 ($1,439)$72$1,367$18,235
348 ($1,439)$67$1,372$16,863
Year 30 - 349 ($1,439)$62$1,377$15,486
350 ($1,439)$57$1,382$14,103
351 ($1,439)$51$1,387$12,716
352 ($1,439)$46$1,392$11,324
353 ($1,439)$41$1,397$9,926
354 ($1,439)$36$1,403$8,524
355 ($1,439)$31$1,408$7,116
356 ($1,439)$26$1,413$5,703
357 ($1,439)$21$1,418$4,285
358 ($1,439)$16$1,423$2,862
359 ($1,439)$10$1,428$1,434
360 ($1,439)$5$1,434$0
TOTALS$229,965$288,000$517,965

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.