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Mortgage Payment Schedule for a $360,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of June 22, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($72,000) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.17% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,358 360 $201,026 $489,026

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $360,000
Down Payment $72,000$288,000
Year 1 - 1 ($1,358)$936$422$287,578
2 ($1,358)$935$424$287,154
3 ($1,358)$933$425$286,729
4 ($1,358)$932$427$286,302
5 ($1,358)$930$428$285,874
6 ($1,358)$929$429$285,445
7 ($1,358)$928$431$285,014
8 ($1,358)$926$432$284,582
9 ($1,358)$925$434$284,149
10 ($1,358)$923$435$283,714
11 ($1,358)$922$436$283,277
12 ($1,358)$921$438$282,840
Year 2 - 13 ($1,358)$919$439$282,400
14 ($1,358)$918$441$281,960
15 ($1,358)$916$442$281,518
16 ($1,358)$915$443$281,074
17 ($1,358)$913$445$280,629
18 ($1,358)$912$446$280,183
19 ($1,358)$911$448$279,735
20 ($1,358)$909$449$279,286
21 ($1,358)$908$451$278,835
22 ($1,358)$906$452$278,383
23 ($1,358)$905$454$277,929
24 ($1,358)$903$455$277,474
Year 3 - 25 ($1,358)$902$457$277,018
26 ($1,358)$900$458$276,559
27 ($1,358)$899$460$276,100
28 ($1,358)$897$461$275,639
29 ($1,358)$896$463$275,176
30 ($1,358)$894$464$274,712
31 ($1,358)$893$466$274,247
32 ($1,358)$891$467$273,779
33 ($1,358)$890$469$273,311
34 ($1,358)$888$470$272,841
35 ($1,358)$887$472$272,369
36 ($1,358)$885$473$271,896
Year 4 - 37 ($1,358)$884$475$271,421
38 ($1,358)$882$476$270,945
39 ($1,358)$881$478$270,467
40 ($1,358)$879$479$269,988
41 ($1,358)$877$481$269,507
42 ($1,358)$876$483$269,024
43 ($1,358)$874$484$268,540
44 ($1,358)$873$486$268,054
45 ($1,358)$871$487$267,567
46 ($1,358)$870$489$267,078
47 ($1,358)$868$490$266,588
48 ($1,358)$866$492$266,096
Year 5 - 49 ($1,358)$865$494$265,602
50 ($1,358)$863$495$265,107
51 ($1,358)$862$497$264,610
52 ($1,358)$860$498$264,112
53 ($1,358)$858$500$263,612
54 ($1,358)$857$502$263,110
55 ($1,358)$855$503$262,607
56 ($1,358)$853$505$262,102
57 ($1,358)$852$507$261,595
58 ($1,358)$850$508$261,087
59 ($1,358)$849$510$260,577
60 ($1,358)$847$512$260,066
Year 6 - 61 ($1,358)$845$513$259,553
62 ($1,358)$844$515$259,038
63 ($1,358)$842$517$258,521
64 ($1,358)$840$518$258,003
65 ($1,358)$839$520$257,483
66 ($1,358)$837$522$256,962
67 ($1,358)$835$523$256,438
68 ($1,358)$833$525$255,913
69 ($1,358)$832$527$255,387
70 ($1,358)$830$528$254,858
71 ($1,358)$828$530$254,328
72 ($1,358)$827$532$253,796
Year 7 - 73 ($1,358)$825$534$253,263
74 ($1,358)$823$535$252,727
75 ($1,358)$821$537$252,190
76 ($1,358)$820$539$251,652
77 ($1,358)$818$541$251,111
78 ($1,358)$816$542$250,569
79 ($1,358)$814$544$250,025
80 ($1,358)$813$546$249,479
81 ($1,358)$811$548$248,931
82 ($1,358)$809$549$248,382
83 ($1,358)$807$551$247,831
84 ($1,358)$805$553$247,278
Year 8 - 85 ($1,358)$804$555$246,723
86 ($1,358)$802$557$246,166
87 ($1,358)$800$558$245,608
88 ($1,358)$798$560$245,048
89 ($1,358)$796$562$244,486
90 ($1,358)$795$564$243,922
91 ($1,358)$793$566$243,356
92 ($1,358)$791$567$242,789
93 ($1,358)$789$569$242,220
94 ($1,358)$787$571$241,648
95 ($1,358)$785$573$241,075
96 ($1,358)$783$575$240,500
Year 9 - 97 ($1,358)$782$577$239,924
98 ($1,358)$780$579$239,345
99 ($1,358)$778$581$238,764
100 ($1,358)$776$582$238,182
101 ($1,358)$774$584$237,598
102 ($1,358)$772$586$237,012
103 ($1,358)$770$588$236,423
104 ($1,358)$768$590$235,833
105 ($1,358)$766$592$235,241
106 ($1,358)$765$594$234,648
107 ($1,358)$763$596$234,052
108 ($1,358)$761$598$233,454
Year 10 - 109 ($1,358)$759$600$232,854
110 ($1,358)$757$602$232,253
111 ($1,358)$755$604$231,649
112 ($1,358)$753$606$231,044
113 ($1,358)$751$608$230,436
114 ($1,358)$749$609$229,827
115 ($1,358)$747$611$229,215
116 ($1,358)$745$613$228,602
117 ($1,358)$743$615$227,986
118 ($1,358)$741$617$227,369
119 ($1,358)$739$619$226,749
120 ($1,358)$737$621$226,128
Year 11 - 121 ($1,358)$735$623$225,504
122 ($1,358)$733$626$224,879
123 ($1,358)$731$628$224,251
124 ($1,358)$729$630$223,622
125 ($1,358)$727$632$222,990
126 ($1,358)$725$634$222,356
127 ($1,358)$723$636$221,721
128 ($1,358)$721$638$221,083
129 ($1,358)$719$640$220,443
130 ($1,358)$716$642$219,801
131 ($1,358)$714$644$219,157
132 ($1,358)$712$646$218,511
Year 12 - 133 ($1,358)$710$648$217,863
134 ($1,358)$708$650$217,212
135 ($1,358)$706$652$216,560
136 ($1,358)$704$655$215,905
137 ($1,358)$702$657$215,248
138 ($1,358)$700$659$214,590
139 ($1,358)$697$661$213,929
140 ($1,358)$695$663$213,265
141 ($1,358)$693$665$212,600
142 ($1,358)$691$667$211,933
143 ($1,358)$689$670$211,263
144 ($1,358)$687$672$210,591
Year 13 - 145 ($1,358)$684$674$209,917
146 ($1,358)$682$676$209,241
147 ($1,358)$680$678$208,563
148 ($1,358)$678$681$207,882
149 ($1,358)$676$683$207,199
150 ($1,358)$673$685$206,514
151 ($1,358)$671$687$205,827
152 ($1,358)$669$689$205,138
153 ($1,358)$667$692$204,446
154 ($1,358)$664$694$203,752
155 ($1,358)$662$696$203,056
156 ($1,358)$660$698$202,357
Year 14 - 157 ($1,358)$658$701$201,657
158 ($1,358)$655$703$200,954
159 ($1,358)$653$705$200,248
160 ($1,358)$651$708$199,541
161 ($1,358)$649$710$198,831
162 ($1,358)$646$712$198,119
163 ($1,358)$644$715$197,404
164 ($1,358)$642$717$196,687
165 ($1,358)$639$719$195,968
166 ($1,358)$637$722$195,247
167 ($1,358)$635$724$194,523
168 ($1,358)$632$726$193,797
Year 15 - 169 ($1,358)$630$729$193,068
170 ($1,358)$627$731$192,337
171 ($1,358)$625$733$191,604
172 ($1,358)$623$736$190,868
173 ($1,358)$620$738$190,130
174 ($1,358)$618$740$189,389
175 ($1,358)$616$743$188,647
176 ($1,358)$613$745$187,901
177 ($1,358)$611$748$187,154
178 ($1,358)$608$750$186,403
179 ($1,358)$606$753$185,651
180 ($1,358)$603$755$184,896
Year 16 - 181 ($1,358)$601$757$184,138
182 ($1,358)$598$760$183,378
183 ($1,358)$596$762$182,616
184 ($1,358)$594$765$181,851
185 ($1,358)$591$767$181,084
186 ($1,358)$589$770$180,314
187 ($1,358)$586$772$179,541
188 ($1,358)$584$775$178,766
189 ($1,358)$581$777$177,989
190 ($1,358)$578$780$177,209
191 ($1,358)$576$782$176,427
192 ($1,358)$573$785$175,642
Year 17 - 193 ($1,358)$571$788$174,854
194 ($1,358)$568$790$174,064
195 ($1,358)$566$793$173,271
196 ($1,358)$563$795$172,476
197 ($1,358)$561$798$171,678
198 ($1,358)$558$800$170,878
199 ($1,358)$555$803$170,075
200 ($1,358)$553$806$169,269
201 ($1,358)$550$808$168,461
202 ($1,358)$547$811$167,650
203 ($1,358)$545$814$166,836
204 ($1,358)$542$816$166,020
Year 18 - 205 ($1,358)$540$819$165,201
206 ($1,358)$537$822$164,380
207 ($1,358)$534$824$163,555
208 ($1,358)$532$827$162,729
209 ($1,358)$529$830$161,899
210 ($1,358)$526$832$161,067
211 ($1,358)$523$835$160,232
212 ($1,358)$521$838$159,394
213 ($1,358)$518$840$158,554
214 ($1,358)$515$843$157,711
215 ($1,358)$513$846$156,865
216 ($1,358)$510$849$156,016
Year 19 - 217 ($1,358)$507$851$155,165
218 ($1,358)$504$854$154,311
219 ($1,358)$502$857$153,454
220 ($1,358)$499$860$152,594
221 ($1,358)$496$862$151,732
222 ($1,358)$493$865$150,867
223 ($1,358)$490$868$149,998
224 ($1,358)$487$871$149,128
225 ($1,358)$485$874$148,254
226 ($1,358)$482$877$147,377
227 ($1,358)$479$879$146,498
228 ($1,358)$476$882$145,616
Year 20 - 229 ($1,358)$473$885$144,730
230 ($1,358)$470$888$143,842
231 ($1,358)$467$891$142,951
232 ($1,358)$465$894$142,058
233 ($1,358)$462$897$141,161
234 ($1,358)$459$900$140,261
235 ($1,358)$456$903$139,359
236 ($1,358)$453$905$138,453
237 ($1,358)$450$908$137,545
238 ($1,358)$447$911$136,633
239 ($1,358)$444$914$135,719
240 ($1,358)$441$917$134,802
Year 21 - 241 ($1,358)$438$920$133,881
242 ($1,358)$435$923$132,958
243 ($1,358)$432$926$132,032
244 ($1,358)$429$929$131,103
245 ($1,358)$426$932$130,170
246 ($1,358)$423$935$129,235
247 ($1,358)$420$938$128,296
248 ($1,358)$417$941$127,355
249 ($1,358)$414$945$126,411
250 ($1,358)$411$948$125,463
251 ($1,358)$408$951$124,512
252 ($1,358)$405$954$123,559
Year 22 - 253 ($1,358)$402$957$122,602
254 ($1,358)$398$960$121,642
255 ($1,358)$395$963$120,679
256 ($1,358)$392$966$119,713
257 ($1,358)$389$969$118,743
258 ($1,358)$386$972$117,771
259 ($1,358)$383$976$116,795
260 ($1,358)$380$979$115,816
261 ($1,358)$376$982$114,834
262 ($1,358)$373$985$113,849
263 ($1,358)$370$988$112,861
264 ($1,358)$367$992$111,869
Year 23 - 265 ($1,358)$364$995$110,874
266 ($1,358)$360$998$109,876
267 ($1,358)$357$1,001$108,875
268 ($1,358)$354$1,005$107,870
269 ($1,358)$351$1,008$106,862
270 ($1,358)$347$1,011$105,851
271 ($1,358)$344$1,014$104,837
272 ($1,358)$341$1,018$103,819
273 ($1,358)$337$1,021$102,798
274 ($1,358)$334$1,024$101,774
275 ($1,358)$331$1,028$100,746
276 ($1,358)$327$1,031$99,715
Year 24 - 277 ($1,358)$324$1,034$98,681
278 ($1,358)$321$1,038$97,643
279 ($1,358)$317$1,041$96,602
280 ($1,358)$314$1,044$95,558
281 ($1,358)$311$1,048$94,510
282 ($1,358)$307$1,051$93,459
283 ($1,358)$304$1,055$92,404
284 ($1,358)$300$1,058$91,346
285 ($1,358)$297$1,062$90,284
286 ($1,358)$293$1,065$89,219
287 ($1,358)$290$1,068$88,151
288 ($1,358)$286$1,072$87,079
Year 25 - 289 ($1,358)$283$1,075$86,004
290 ($1,358)$280$1,079$84,925
291 ($1,358)$276$1,082$83,842
292 ($1,358)$272$1,086$82,756
293 ($1,358)$269$1,089$81,667
294 ($1,358)$265$1,093$80,574
295 ($1,358)$262$1,097$79,478
296 ($1,358)$258$1,100$78,377
297 ($1,358)$255$1,104$77,274
298 ($1,358)$251$1,107$76,166
299 ($1,358)$248$1,111$75,056
300 ($1,358)$244$1,114$73,941
Year 26 - 301 ($1,358)$240$1,118$72,823
302 ($1,358)$237$1,122$71,701
303 ($1,358)$233$1,125$70,576
304 ($1,358)$229$1,129$69,447
305 ($1,358)$226$1,133$68,314
306 ($1,358)$222$1,136$67,178
307 ($1,358)$218$1,140$66,038
308 ($1,358)$215$1,144$64,894
309 ($1,358)$211$1,147$63,746
310 ($1,358)$207$1,151$62,595
311 ($1,358)$203$1,155$61,440
312 ($1,358)$200$1,159$60,282
Year 27 - 313 ($1,358)$196$1,162$59,119
314 ($1,358)$192$1,166$57,953
315 ($1,358)$188$1,170$56,783
316 ($1,358)$185$1,174$55,609
317 ($1,358)$181$1,178$54,431
318 ($1,358)$177$1,182$53,250
319 ($1,358)$173$1,185$52,064
320 ($1,358)$169$1,189$50,875
321 ($1,358)$165$1,193$49,682
322 ($1,358)$161$1,197$48,485
323 ($1,358)$158$1,201$47,284
324 ($1,358)$154$1,205$46,080
Year 28 - 325 ($1,358)$150$1,209$44,871
326 ($1,358)$146$1,213$43,658
327 ($1,358)$142$1,217$42,442
328 ($1,358)$138$1,220$41,221
329 ($1,358)$134$1,224$39,997
330 ($1,358)$130$1,228$38,769
331 ($1,358)$126$1,232$37,536
332 ($1,358)$122$1,236$36,300
333 ($1,358)$118$1,240$35,059
334 ($1,358)$114$1,244$33,815
335 ($1,358)$110$1,249$32,566
336 ($1,358)$106$1,253$31,314
Year 29 - 337 ($1,358)$102$1,257$30,057
338 ($1,358)$98$1,261$28,796
339 ($1,358)$94$1,265$27,532
340 ($1,358)$89$1,269$26,263
341 ($1,358)$85$1,273$24,990
342 ($1,358)$81$1,277$23,712
343 ($1,358)$77$1,281$22,431
344 ($1,358)$73$1,286$21,146
345 ($1,358)$69$1,290$19,856
346 ($1,358)$65$1,294$18,562
347 ($1,358)$60$1,298$17,264
348 ($1,358)$56$1,302$15,962
Year 30 - 349 ($1,358)$52$1,307$14,655
350 ($1,358)$48$1,311$13,344
351 ($1,358)$43$1,315$12,029
352 ($1,358)$39$1,319$10,710
353 ($1,358)$35$1,324$9,386
354 ($1,358)$31$1,328$8,059
355 ($1,358)$26$1,332$6,726
356 ($1,358)$22$1,337$5,390
357 ($1,358)$18$1,341$4,049
358 ($1,358)$13$1,345$2,704
359 ($1,358)$9$1,350$1,354
360 ($1,358)$4$1,354$0
TOTALS$201,026$288,000$489,026

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.