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Mortgage Payment Schedule for a $360,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 27, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($72,000) may require pre-mortgage insurance


4.03% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,380 360 $208,779 $496,779

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $360,000
Down Payment $72,000$288,000
Year 1 - 1 ($1,380)$967$413$287,587
2 ($1,380)$966$414$287,173
3 ($1,380)$964$416$286,758
4 ($1,380)$963$417$286,341
5 ($1,380)$962$418$285,922
6 ($1,380)$960$420$285,503
7 ($1,380)$959$421$285,082
8 ($1,380)$957$423$284,659
9 ($1,380)$956$424$284,235
10 ($1,380)$955$425$283,810
11 ($1,380)$953$427$283,383
12 ($1,380)$952$428$282,955
Year 2 - 13 ($1,380)$950$430$282,525
14 ($1,380)$949$431$282,094
15 ($1,380)$947$433$281,661
16 ($1,380)$946$434$281,227
17 ($1,380)$944$435$280,792
18 ($1,380)$943$437$280,355
19 ($1,380)$942$438$279,916
20 ($1,380)$940$440$279,476
21 ($1,380)$939$441$279,035
22 ($1,380)$937$443$278,592
23 ($1,380)$936$444$278,148
24 ($1,380)$934$446$277,702
Year 3 - 25 ($1,380)$933$447$277,255
26 ($1,380)$931$449$276,806
27 ($1,380)$930$450$276,356
28 ($1,380)$928$452$275,904
29 ($1,380)$927$453$275,450
30 ($1,380)$925$455$274,995
31 ($1,380)$924$456$274,539
32 ($1,380)$922$458$274,081
33 ($1,380)$920$459$273,622
34 ($1,380)$919$461$273,161
35 ($1,380)$917$463$272,698
36 ($1,380)$916$464$272,234
Year 4 - 37 ($1,380)$914$466$271,768
38 ($1,380)$913$467$271,301
39 ($1,380)$911$469$270,832
40 ($1,380)$910$470$270,362
41 ($1,380)$908$472$269,890
42 ($1,380)$906$474$269,416
43 ($1,380)$905$475$268,941
44 ($1,380)$903$477$268,464
45 ($1,380)$902$478$267,986
46 ($1,380)$900$480$267,506
47 ($1,380)$898$482$267,024
48 ($1,380)$897$483$266,541
Year 5 - 49 ($1,380)$895$485$266,056
50 ($1,380)$894$486$265,570
51 ($1,380)$892$488$265,082
52 ($1,380)$890$490$264,592
53 ($1,380)$889$491$264,101
54 ($1,380)$887$493$263,608
55 ($1,380)$885$495$263,113
56 ($1,380)$884$496$262,617
57 ($1,380)$882$498$262,119
58 ($1,380)$880$500$261,619
59 ($1,380)$879$501$261,118
60 ($1,380)$877$503$260,615
Year 6 - 61 ($1,380)$875$505$260,110
62 ($1,380)$874$506$259,604
63 ($1,380)$872$508$259,096
64 ($1,380)$870$510$258,586
65 ($1,380)$868$512$258,074
66 ($1,380)$867$513$257,561
67 ($1,380)$865$515$257,046
68 ($1,380)$863$517$256,529
69 ($1,380)$862$518$256,011
70 ($1,380)$860$520$255,491
71 ($1,380)$858$522$254,969
72 ($1,380)$856$524$254,445
Year 7 - 73 ($1,380)$855$525$253,920
74 ($1,380)$853$527$253,393
75 ($1,380)$851$529$252,864
76 ($1,380)$849$531$252,333
77 ($1,380)$847$533$251,800
78 ($1,380)$846$534$251,266
79 ($1,380)$844$536$250,730
80 ($1,380)$842$538$250,192
81 ($1,380)$840$540$249,652
82 ($1,380)$838$542$249,111
83 ($1,380)$837$543$248,567
84 ($1,380)$835$545$248,022
Year 8 - 85 ($1,380)$833$547$247,475
86 ($1,380)$831$549$246,926
87 ($1,380)$829$551$246,376
88 ($1,380)$827$553$245,823
89 ($1,380)$826$554$245,269
90 ($1,380)$824$556$244,713
91 ($1,380)$822$558$244,154
92 ($1,380)$820$560$243,594
93 ($1,380)$818$562$243,033
94 ($1,380)$816$564$242,469
95 ($1,380)$814$566$241,903
96 ($1,380)$812$568$241,336
Year 9 - 97 ($1,380)$810$569$240,766
98 ($1,380)$809$571$240,195
99 ($1,380)$807$573$239,622
100 ($1,380)$805$575$239,046
101 ($1,380)$803$577$238,469
102 ($1,380)$801$579$237,890
103 ($1,380)$799$581$237,309
104 ($1,380)$797$583$236,726
105 ($1,380)$795$585$236,141
106 ($1,380)$793$587$235,554
107 ($1,380)$791$589$234,965
108 ($1,380)$789$591$234,375
Year 10 - 109 ($1,380)$787$593$233,782
110 ($1,380)$785$595$233,187
111 ($1,380)$783$597$232,590
112 ($1,380)$781$599$231,991
113 ($1,380)$779$601$231,390
114 ($1,380)$777$603$230,788
115 ($1,380)$775$605$230,183
116 ($1,380)$773$607$229,576
117 ($1,380)$771$609$228,967
118 ($1,380)$769$611$228,356
119 ($1,380)$767$613$227,743
120 ($1,380)$765$615$227,128
Year 11 - 121 ($1,380)$763$617$226,510
122 ($1,380)$761$619$225,891
123 ($1,380)$759$621$225,270
124 ($1,380)$757$623$224,646
125 ($1,380)$754$626$224,021
126 ($1,380)$752$628$223,393
127 ($1,380)$750$630$222,764
128 ($1,380)$748$632$222,132
129 ($1,380)$746$634$221,498
130 ($1,380)$744$636$220,862
131 ($1,380)$742$638$220,224
132 ($1,380)$740$640$219,583
Year 12 - 133 ($1,380)$737$643$218,941
134 ($1,380)$735$645$218,296
135 ($1,380)$733$647$217,649
136 ($1,380)$731$649$217,000
137 ($1,380)$729$651$216,349
138 ($1,380)$727$653$215,696
139 ($1,380)$724$656$215,040
140 ($1,380)$722$658$214,382
141 ($1,380)$720$660$213,722
142 ($1,380)$718$662$213,060
143 ($1,380)$716$664$212,396
144 ($1,380)$713$667$211,729
Year 13 - 145 ($1,380)$711$669$211,060
146 ($1,380)$709$671$210,389
147 ($1,380)$707$673$209,716
148 ($1,380)$704$676$209,040
149 ($1,380)$702$678$208,362
150 ($1,380)$700$680$207,682
151 ($1,380)$697$682$206,999
152 ($1,380)$695$685$206,315
153 ($1,380)$693$687$205,628
154 ($1,380)$691$689$204,938
155 ($1,380)$688$692$204,247
156 ($1,380)$686$694$203,553
Year 14 - 157 ($1,380)$684$696$202,856
158 ($1,380)$681$699$202,158
159 ($1,380)$679$701$201,457
160 ($1,380)$677$703$200,753
161 ($1,380)$674$706$200,047
162 ($1,380)$672$708$199,339
163 ($1,380)$669$710$198,629
164 ($1,380)$667$713$197,916
165 ($1,380)$665$715$197,201
166 ($1,380)$662$718$196,483
167 ($1,380)$660$720$195,763
168 ($1,380)$657$723$195,040
Year 15 - 169 ($1,380)$655$725$194,315
170 ($1,380)$653$727$193,588
171 ($1,380)$650$730$192,858
172 ($1,380)$648$732$192,126
173 ($1,380)$645$735$191,391
174 ($1,380)$643$737$190,654
175 ($1,380)$640$740$189,914
176 ($1,380)$638$742$189,172
177 ($1,380)$635$745$188,428
178 ($1,380)$633$747$187,680
179 ($1,380)$630$750$186,931
180 ($1,380)$628$752$186,179
Year 16 - 181 ($1,380)$625$755$185,424
182 ($1,380)$623$757$184,667
183 ($1,380)$620$760$183,907
184 ($1,380)$618$762$183,145
185 ($1,380)$615$765$182,380
186 ($1,380)$612$767$181,612
187 ($1,380)$610$770$180,842
188 ($1,380)$607$773$180,070
189 ($1,380)$605$775$179,294
190 ($1,380)$602$778$178,517
191 ($1,380)$600$780$177,736
192 ($1,380)$597$783$176,953
Year 17 - 193 ($1,380)$594$786$176,168
194 ($1,380)$592$788$175,379
195 ($1,380)$589$791$174,588
196 ($1,380)$586$794$173,795
197 ($1,380)$584$796$172,998
198 ($1,380)$581$799$172,199
199 ($1,380)$578$802$171,398
200 ($1,380)$576$804$170,593
201 ($1,380)$573$807$169,786
202 ($1,380)$570$810$168,977
203 ($1,380)$567$812$168,164
204 ($1,380)$565$815$167,349
Year 18 - 205 ($1,380)$562$818$166,531
206 ($1,380)$559$821$165,710
207 ($1,380)$557$823$164,887
208 ($1,380)$554$826$164,061
209 ($1,380)$551$829$163,232
210 ($1,380)$548$832$162,400
211 ($1,380)$545$835$161,566
212 ($1,380)$543$837$160,728
213 ($1,380)$540$840$159,888
214 ($1,380)$537$843$159,045
215 ($1,380)$534$846$158,199
216 ($1,380)$531$849$157,351
Year 19 - 217 ($1,380)$528$852$156,499
218 ($1,380)$526$854$155,645
219 ($1,380)$523$857$154,787
220 ($1,380)$520$860$153,927
221 ($1,380)$517$863$153,064
222 ($1,380)$514$866$152,198
223 ($1,380)$511$869$151,330
224 ($1,380)$508$872$150,458
225 ($1,380)$505$875$149,583
226 ($1,380)$502$878$148,706
227 ($1,380)$499$881$147,825
228 ($1,380)$496$883$146,942
Year 20 - 229 ($1,380)$493$886$146,055
230 ($1,380)$491$889$145,166
231 ($1,380)$488$892$144,273
232 ($1,380)$485$895$143,378
233 ($1,380)$482$898$142,479
234 ($1,380)$478$901$141,578
235 ($1,380)$475$904$140,673
236 ($1,380)$472$908$139,766
237 ($1,380)$469$911$138,855
238 ($1,380)$466$914$137,942
239 ($1,380)$463$917$137,025
240 ($1,380)$460$920$136,105
Year 21 - 241 ($1,380)$457$923$135,182
242 ($1,380)$454$926$134,257
243 ($1,380)$451$929$133,327
244 ($1,380)$448$932$132,395
245 ($1,380)$445$935$131,460
246 ($1,380)$441$938$130,522
247 ($1,380)$438$942$129,580
248 ($1,380)$435$945$128,635
249 ($1,380)$432$948$127,687
250 ($1,380)$429$951$126,736
251 ($1,380)$426$954$125,782
252 ($1,380)$422$958$124,824
Year 22 - 253 ($1,380)$419$961$123,863
254 ($1,380)$416$964$122,900
255 ($1,380)$413$967$121,932
256 ($1,380)$409$970$120,962
257 ($1,380)$406$974$119,988
258 ($1,380)$403$977$119,011
259 ($1,380)$400$980$118,031
260 ($1,380)$396$984$117,047
261 ($1,380)$393$987$116,060
262 ($1,380)$390$990$115,070
263 ($1,380)$386$993$114,077
264 ($1,380)$383$997$113,080
Year 23 - 265 ($1,380)$380$1,000$112,080
266 ($1,380)$376$1,004$111,076
267 ($1,380)$373$1,007$110,069
268 ($1,380)$370$1,010$109,059
269 ($1,380)$366$1,014$108,045
270 ($1,380)$363$1,017$107,028
271 ($1,380)$359$1,021$106,008
272 ($1,380)$356$1,024$104,984
273 ($1,380)$353$1,027$103,956
274 ($1,380)$349$1,031$102,926
275 ($1,380)$346$1,034$101,891
276 ($1,380)$342$1,038$100,854
Year 24 - 277 ($1,380)$339$1,041$99,812
278 ($1,380)$335$1,045$98,768
279 ($1,380)$332$1,048$97,719
280 ($1,380)$328$1,052$96,668
281 ($1,380)$325$1,055$95,612
282 ($1,380)$321$1,059$94,553
283 ($1,380)$318$1,062$93,491
284 ($1,380)$314$1,066$92,425
285 ($1,380)$310$1,070$91,356
286 ($1,380)$307$1,073$90,282
287 ($1,380)$303$1,077$89,206
288 ($1,380)$300$1,080$88,125
Year 25 - 289 ($1,380)$296$1,084$87,041
290 ($1,380)$292$1,088$85,954
291 ($1,380)$289$1,091$84,862
292 ($1,380)$285$1,095$83,767
293 ($1,380)$281$1,099$82,669
294 ($1,380)$278$1,102$81,567
295 ($1,380)$274$1,106$80,461
296 ($1,380)$270$1,110$79,351
297 ($1,380)$266$1,113$78,237
298 ($1,380)$263$1,117$77,120
299 ($1,380)$259$1,121$75,999
300 ($1,380)$255$1,125$74,874
Year 26 - 301 ($1,380)$251$1,128$73,746
302 ($1,380)$248$1,132$72,614
303 ($1,380)$244$1,136$71,478
304 ($1,380)$240$1,140$70,338
305 ($1,380)$236$1,144$69,194
306 ($1,380)$232$1,148$68,046
307 ($1,380)$229$1,151$66,895
308 ($1,380)$225$1,155$65,740
309 ($1,380)$221$1,159$64,581
310 ($1,380)$217$1,163$63,418
311 ($1,380)$213$1,167$62,251
312 ($1,380)$209$1,171$61,080
Year 27 - 313 ($1,380)$205$1,175$59,905
314 ($1,380)$201$1,179$58,726
315 ($1,380)$197$1,183$57,543
316 ($1,380)$193$1,187$56,357
317 ($1,380)$189$1,191$55,166
318 ($1,380)$185$1,195$53,971
319 ($1,380)$181$1,199$52,773
320 ($1,380)$177$1,203$51,570
321 ($1,380)$173$1,207$50,363
322 ($1,380)$169$1,211$49,152
323 ($1,380)$165$1,215$47,938
324 ($1,380)$161$1,219$46,719
Year 28 - 325 ($1,380)$157$1,223$45,496
326 ($1,380)$153$1,227$44,268
327 ($1,380)$149$1,231$43,037
328 ($1,380)$145$1,235$41,802
329 ($1,380)$140$1,240$40,562
330 ($1,380)$136$1,244$39,318
331 ($1,380)$132$1,248$38,071
332 ($1,380)$128$1,252$36,818
333 ($1,380)$124$1,256$35,562
334 ($1,380)$119$1,261$34,302
335 ($1,380)$115$1,265$33,037
336 ($1,380)$111$1,269$31,768
Year 29 - 337 ($1,380)$107$1,273$30,495
338 ($1,380)$102$1,278$29,217
339 ($1,380)$98$1,282$27,935
340 ($1,380)$94$1,286$26,649
341 ($1,380)$89$1,290$25,359
342 ($1,380)$85$1,295$24,064
343 ($1,380)$81$1,299$22,765
344 ($1,380)$76$1,303$21,461
345 ($1,380)$72$1,308$20,153
346 ($1,380)$68$1,312$18,841
347 ($1,380)$63$1,317$17,525
348 ($1,380)$59$1,321$16,203
Year 30 - 349 ($1,380)$54$1,326$14,878
350 ($1,380)$50$1,330$13,548
351 ($1,380)$45$1,334$12,213
352 ($1,380)$41$1,339$10,875
353 ($1,380)$37$1,343$9,531
354 ($1,380)$32$1,348$8,183
355 ($1,380)$27$1,352$6,831
356 ($1,380)$23$1,357$5,474
357 ($1,380)$18$1,362$4,112
358 ($1,380)$14$1,366$2,746
359 ($1,380)$9$1,371$1,375
360 ($1,380)$5$1,375$0
TOTALS$208,779$288,000$496,779

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.