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Mortgage Payment Schedule for a $361,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($72,200) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,370 360 $204,567 $493,367

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.763% | Rate: 3.750% | Fees: $385 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $361,000
Down Payment $72,200$288,800
Year 1 - 1 ($1,370)$951$420$288,380
2 ($1,370)$949$421$287,959
3 ($1,370)$948$423$287,536
4 ($1,370)$946$424$287,112
5 ($1,370)$945$425$286,687
6 ($1,370)$944$427$286,260
7 ($1,370)$942$428$285,832
8 ($1,370)$941$430$285,402
9 ($1,370)$939$431$284,971
10 ($1,370)$938$432$284,539
11 ($1,370)$937$434$284,105
12 ($1,370)$935$435$283,670
Year 2 - 13 ($1,370)$934$437$283,233
14 ($1,370)$932$438$282,795
15 ($1,370)$931$440$282,355
16 ($1,370)$929$441$281,914
17 ($1,370)$928$442$281,472
18 ($1,370)$927$444$281,028
19 ($1,370)$925$445$280,582
20 ($1,370)$924$447$280,136
21 ($1,370)$922$448$279,687
22 ($1,370)$921$450$279,237
23 ($1,370)$919$451$278,786
24 ($1,370)$918$453$278,333
Year 3 - 25 ($1,370)$916$454$277,879
26 ($1,370)$915$456$277,423
27 ($1,370)$913$457$276,966
28 ($1,370)$912$459$276,507
29 ($1,370)$910$460$276,047
30 ($1,370)$909$462$275,585
31 ($1,370)$907$463$275,122
32 ($1,370)$906$465$274,657
33 ($1,370)$904$466$274,190
34 ($1,370)$903$468$273,723
35 ($1,370)$901$469$273,253
36 ($1,370)$899$471$272,782
Year 4 - 37 ($1,370)$898$473$272,310
38 ($1,370)$896$474$271,835
39 ($1,370)$895$476$271,360
40 ($1,370)$893$477$270,883
41 ($1,370)$892$479$270,404
42 ($1,370)$890$480$269,923
43 ($1,370)$888$482$269,441
44 ($1,370)$887$484$268,958
45 ($1,370)$885$485$268,473
46 ($1,370)$884$487$267,986
47 ($1,370)$882$488$267,498
48 ($1,370)$881$490$267,008
Year 5 - 49 ($1,370)$879$492$266,516
50 ($1,370)$877$493$266,023
51 ($1,370)$876$495$265,528
52 ($1,370)$874$496$265,032
53 ($1,370)$872$498$264,534
54 ($1,370)$871$500$264,034
55 ($1,370)$869$501$263,533
56 ($1,370)$867$503$263,030
57 ($1,370)$866$505$262,525
58 ($1,370)$864$506$262,019
59 ($1,370)$862$508$261,511
60 ($1,370)$861$510$261,001
Year 6 - 61 ($1,370)$859$511$260,490
62 ($1,370)$857$513$259,977
63 ($1,370)$856$515$259,462
64 ($1,370)$854$516$258,945
65 ($1,370)$852$518$258,427
66 ($1,370)$851$520$257,908
67 ($1,370)$849$522$257,386
68 ($1,370)$847$523$256,863
69 ($1,370)$846$525$256,338
70 ($1,370)$844$527$255,811
71 ($1,370)$842$528$255,283
72 ($1,370)$840$530$254,753
Year 7 - 73 ($1,370)$839$532$254,221
74 ($1,370)$837$534$253,687
75 ($1,370)$835$535$253,152
76 ($1,370)$833$537$252,614
77 ($1,370)$832$539$252,075
78 ($1,370)$830$541$251,535
79 ($1,370)$828$542$250,992
80 ($1,370)$826$544$250,448
81 ($1,370)$824$546$249,902
82 ($1,370)$823$548$249,354
83 ($1,370)$821$550$248,804
84 ($1,370)$819$551$248,253
Year 8 - 85 ($1,370)$817$553$247,700
86 ($1,370)$815$555$247,144
87 ($1,370)$814$557$246,588
88 ($1,370)$812$559$246,029
89 ($1,370)$810$561$245,468
90 ($1,370)$808$562$244,906
91 ($1,370)$806$564$244,341
92 ($1,370)$804$566$243,775
93 ($1,370)$802$568$243,207
94 ($1,370)$801$570$242,637
95 ($1,370)$799$572$242,065
96 ($1,370)$797$574$241,492
Year 9 - 97 ($1,370)$795$576$240,916
98 ($1,370)$793$577$240,339
99 ($1,370)$791$579$239,759
100 ($1,370)$789$581$239,178
101 ($1,370)$787$583$238,595
102 ($1,370)$785$585$238,010
103 ($1,370)$783$587$237,423
104 ($1,370)$782$589$236,834
105 ($1,370)$780$591$236,243
106 ($1,370)$778$593$235,650
107 ($1,370)$776$595$235,055
108 ($1,370)$774$597$234,459
Year 10 - 109 ($1,370)$772$599$233,860
110 ($1,370)$770$601$233,259
111 ($1,370)$768$603$232,657
112 ($1,370)$766$605$232,052
113 ($1,370)$764$607$231,445
114 ($1,370)$762$609$230,837
115 ($1,370)$760$611$230,226
116 ($1,370)$758$613$229,614
117 ($1,370)$756$615$228,999
118 ($1,370)$754$617$228,382
119 ($1,370)$752$619$227,764
120 ($1,370)$750$621$227,143
Year 11 - 121 ($1,370)$748$623$226,520
122 ($1,370)$746$625$225,895
123 ($1,370)$744$627$225,268
124 ($1,370)$742$629$224,639
125 ($1,370)$739$631$224,008
126 ($1,370)$737$633$223,375
127 ($1,370)$735$635$222,740
128 ($1,370)$733$637$222,103
129 ($1,370)$731$639$221,463
130 ($1,370)$729$641$220,822
131 ($1,370)$727$644$220,178
132 ($1,370)$725$646$219,533
Year 12 - 133 ($1,370)$723$648$218,885
134 ($1,370)$720$650$218,235
135 ($1,370)$718$652$217,583
136 ($1,370)$716$654$216,928
137 ($1,370)$714$656$216,272
138 ($1,370)$712$659$215,613
139 ($1,370)$710$661$214,953
140 ($1,370)$708$663$214,290
141 ($1,370)$705$665$213,625
142 ($1,370)$703$667$212,957
143 ($1,370)$701$669$212,288
144 ($1,370)$699$672$211,616
Year 13 - 145 ($1,370)$697$674$210,942
146 ($1,370)$694$676$210,266
147 ($1,370)$692$678$209,588
148 ($1,370)$690$681$208,907
149 ($1,370)$688$683$208,225
150 ($1,370)$685$685$207,539
151 ($1,370)$683$687$206,852
152 ($1,370)$681$690$206,163
153 ($1,370)$679$692$205,471
154 ($1,370)$676$694$204,777
155 ($1,370)$674$696$204,080
156 ($1,370)$672$699$203,382
Year 14 - 157 ($1,370)$669$701$202,681
158 ($1,370)$667$703$201,977
159 ($1,370)$665$706$201,272
160 ($1,370)$663$708$200,564
161 ($1,370)$660$710$199,853
162 ($1,370)$658$713$199,141
163 ($1,370)$656$715$198,426
164 ($1,370)$653$717$197,708
165 ($1,370)$651$720$196,989
166 ($1,370)$648$722$196,267
167 ($1,370)$646$724$195,542
168 ($1,370)$644$727$194,816
Year 15 - 169 ($1,370)$641$729$194,086
170 ($1,370)$639$732$193,355
171 ($1,370)$636$734$192,621
172 ($1,370)$634$736$191,884
173 ($1,370)$632$739$191,145
174 ($1,370)$629$741$190,404
175 ($1,370)$627$744$189,660
176 ($1,370)$624$746$188,914
177 ($1,370)$622$749$188,166
178 ($1,370)$619$751$187,415
179 ($1,370)$617$754$186,661
180 ($1,370)$614$756$185,905
Year 16 - 181 ($1,370)$612$759$185,146
182 ($1,370)$609$761$184,385
183 ($1,370)$607$764$183,622
184 ($1,370)$604$766$182,856
185 ($1,370)$602$769$182,087
186 ($1,370)$599$771$181,316
187 ($1,370)$597$774$180,543
188 ($1,370)$594$776$179,766
189 ($1,370)$592$779$178,988
190 ($1,370)$589$781$178,206
191 ($1,370)$587$784$177,423
192 ($1,370)$584$786$176,636
Year 17 - 193 ($1,370)$581$789$175,847
194 ($1,370)$579$792$175,055
195 ($1,370)$576$794$174,261
196 ($1,370)$574$797$173,464
197 ($1,370)$571$799$172,665
198 ($1,370)$568$802$171,863
199 ($1,370)$566$805$171,058
200 ($1,370)$563$807$170,251
201 ($1,370)$560$810$169,441
202 ($1,370)$558$813$168,628
203 ($1,370)$555$815$167,812
204 ($1,370)$552$818$166,994
Year 18 - 205 ($1,370)$550$821$166,174
206 ($1,370)$547$823$165,350
207 ($1,370)$544$826$164,524
208 ($1,370)$542$829$163,695
209 ($1,370)$539$832$162,863
210 ($1,370)$536$834$162,029
211 ($1,370)$533$837$161,192
212 ($1,370)$531$840$160,352
213 ($1,370)$528$843$159,509
214 ($1,370)$525$845$158,664
215 ($1,370)$522$848$157,816
216 ($1,370)$519$851$156,965
Year 19 - 217 ($1,370)$517$854$156,111
218 ($1,370)$514$857$155,254
219 ($1,370)$511$859$154,395
220 ($1,370)$508$862$153,533
221 ($1,370)$505$865$152,668
222 ($1,370)$503$868$151,800
223 ($1,370)$500$871$150,929
224 ($1,370)$497$874$150,055
225 ($1,370)$494$877$149,179
226 ($1,370)$491$879$148,299
227 ($1,370)$488$882$147,417
228 ($1,370)$485$885$146,532
Year 20 - 229 ($1,370)$482$888$145,644
230 ($1,370)$479$891$144,753
231 ($1,370)$476$894$143,859
232 ($1,370)$474$897$142,962
233 ($1,370)$471$900$142,062
234 ($1,370)$468$903$141,159
235 ($1,370)$465$906$140,253
236 ($1,370)$462$909$139,344
237 ($1,370)$459$912$138,433
238 ($1,370)$456$915$137,518
239 ($1,370)$453$918$136,600
240 ($1,370)$450$921$135,679
Year 21 - 241 ($1,370)$447$924$134,755
242 ($1,370)$444$927$133,828
243 ($1,370)$441$930$132,898
244 ($1,370)$437$933$131,965
245 ($1,370)$434$936$131,029
246 ($1,370)$431$939$130,090
247 ($1,370)$428$942$129,148
248 ($1,370)$425$945$128,203
249 ($1,370)$422$948$127,254
250 ($1,370)$419$952$126,303
251 ($1,370)$416$955$125,348
252 ($1,370)$413$958$124,390
Year 22 - 253 ($1,370)$409$961$123,429
254 ($1,370)$406$964$122,465
255 ($1,370)$403$967$121,497
256 ($1,370)$400$971$120,527
257 ($1,370)$397$974$119,553
258 ($1,370)$394$977$118,576
259 ($1,370)$390$980$117,596
260 ($1,370)$387$983$116,613
261 ($1,370)$384$987$115,626
262 ($1,370)$381$990$114,636
263 ($1,370)$377$993$113,643
264 ($1,370)$374$996$112,647
Year 23 - 265 ($1,370)$371$1,000$111,647
266 ($1,370)$368$1,003$110,644
267 ($1,370)$364$1,006$109,638
268 ($1,370)$361$1,010$108,628
269 ($1,370)$358$1,013$107,615
270 ($1,370)$354$1,016$106,599
271 ($1,370)$351$1,020$105,580
272 ($1,370)$348$1,023$104,557
273 ($1,370)$344$1,026$103,530
274 ($1,370)$341$1,030$102,501
275 ($1,370)$337$1,033$101,468
276 ($1,370)$334$1,036$100,431
Year 24 - 277 ($1,370)$331$1,040$99,391
278 ($1,370)$327$1,043$98,348
279 ($1,370)$324$1,047$97,301
280 ($1,370)$320$1,050$96,251
281 ($1,370)$317$1,054$95,197
282 ($1,370)$313$1,057$94,140
283 ($1,370)$310$1,061$93,080
284 ($1,370)$306$1,064$92,016
285 ($1,370)$303$1,068$90,948
286 ($1,370)$299$1,071$89,877
287 ($1,370)$296$1,075$88,802
288 ($1,370)$292$1,078$87,724
Year 25 - 289 ($1,370)$289$1,082$86,642
290 ($1,370)$285$1,085$85,557
291 ($1,370)$282$1,089$84,468
292 ($1,370)$278$1,092$83,376
293 ($1,370)$274$1,096$82,280
294 ($1,370)$271$1,100$81,180
295 ($1,370)$267$1,103$80,077
296 ($1,370)$264$1,107$78,970
297 ($1,370)$260$1,111$77,860
298 ($1,370)$256$1,114$76,746
299 ($1,370)$253$1,118$75,628
300 ($1,370)$249$1,122$74,506
Year 26 - 301 ($1,370)$245$1,125$73,381
302 ($1,370)$242$1,129$72,252
303 ($1,370)$238$1,133$71,119
304 ($1,370)$234$1,136$69,983
305 ($1,370)$230$1,140$68,843
306 ($1,370)$227$1,144$67,699
307 ($1,370)$223$1,148$66,551
308 ($1,370)$219$1,151$65,400
309 ($1,370)$215$1,155$64,245
310 ($1,370)$211$1,159$63,086
311 ($1,370)$208$1,163$61,923
312 ($1,370)$204$1,167$60,756
Year 27 - 313 ($1,370)$200$1,170$59,586
314 ($1,370)$196$1,174$58,412
315 ($1,370)$192$1,178$57,233
316 ($1,370)$188$1,182$56,051
317 ($1,370)$185$1,186$54,865
318 ($1,370)$181$1,190$53,676
319 ($1,370)$177$1,194$52,482
320 ($1,370)$173$1,198$51,284
321 ($1,370)$169$1,202$50,082
322 ($1,370)$165$1,206$48,877
323 ($1,370)$161$1,210$47,667
324 ($1,370)$157$1,214$46,454
Year 28 - 325 ($1,370)$153$1,218$45,236
326 ($1,370)$149$1,222$44,015
327 ($1,370)$145$1,226$42,789
328 ($1,370)$141$1,230$41,559
329 ($1,370)$137$1,234$40,326
330 ($1,370)$133$1,238$39,088
331 ($1,370)$129$1,242$37,846
332 ($1,370)$125$1,246$36,600
333 ($1,370)$120$1,250$35,350
334 ($1,370)$116$1,254$34,096
335 ($1,370)$112$1,258$32,838
336 ($1,370)$108$1,262$31,576
Year 29 - 337 ($1,370)$104$1,267$30,309
338 ($1,370)$100$1,271$29,038
339 ($1,370)$96$1,275$27,763
340 ($1,370)$91$1,279$26,484
341 ($1,370)$87$1,283$25,201
342 ($1,370)$83$1,288$23,914
343 ($1,370)$79$1,292$22,622
344 ($1,370)$74$1,296$21,326
345 ($1,370)$70$1,300$20,026
346 ($1,370)$66$1,305$18,721
347 ($1,370)$62$1,309$17,412
348 ($1,370)$57$1,313$16,099
Year 30 - 349 ($1,370)$53$1,317$14,782
350 ($1,370)$49$1,322$13,460
351 ($1,370)$44$1,326$12,134
352 ($1,370)$40$1,331$10,803
353 ($1,370)$36$1,335$9,468
354 ($1,370)$31$1,339$8,129
355 ($1,370)$27$1,344$6,785
356 ($1,370)$22$1,348$5,437
357 ($1,370)$18$1,353$4,084
358 ($1,370)$13$1,357$2,727
359 ($1,370)$9$1,361$1,366
360 ($1,370)$4$1,366$0
TOTALS$204,567$288,800$493,367

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.