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Mortgage Payment Schedule for a $364,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($72,800) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,375 360 $203,860 $495,060

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.631% | Rate: 3.625% | Fees: $188 | 30 day rate lock

NMLS #: 168163 | State Lic #: MC3254
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.651% | Rate: 3.625% | Fees: $795 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.896% | Rate: 3.875% | Fees: $625 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $364,000
Down Payment $72,800$291,200
Year 1 - 1 ($1,375)$949$426$290,774
2 ($1,375)$947$428$290,346
3 ($1,375)$946$429$289,917
4 ($1,375)$945$431$289,486
5 ($1,375)$943$432$289,054
6 ($1,375)$942$433$288,621
7 ($1,375)$940$435$288,186
8 ($1,375)$939$436$287,750
9 ($1,375)$938$438$287,313
10 ($1,375)$936$439$286,874
11 ($1,375)$935$440$286,433
12 ($1,375)$933$442$285,991
Year 2 - 13 ($1,375)$932$443$285,548
14 ($1,375)$930$445$285,103
15 ($1,375)$929$446$284,657
16 ($1,375)$928$448$284,209
17 ($1,375)$926$449$283,760
18 ($1,375)$925$451$283,310
19 ($1,375)$923$452$282,858
20 ($1,375)$922$454$282,404
21 ($1,375)$920$455$281,949
22 ($1,375)$919$456$281,493
23 ($1,375)$917$458$281,035
24 ($1,375)$916$459$280,575
Year 3 - 25 ($1,375)$914$461$280,114
26 ($1,375)$913$462$279,652
27 ($1,375)$911$464$279,188
28 ($1,375)$910$465$278,722
29 ($1,375)$908$467$278,255
30 ($1,375)$907$469$277,787
31 ($1,375)$905$470$277,317
32 ($1,375)$904$472$276,845
33 ($1,375)$902$473$276,372
34 ($1,375)$901$475$275,897
35 ($1,375)$899$476$275,421
36 ($1,375)$897$478$274,943
Year 4 - 37 ($1,375)$896$479$274,464
38 ($1,375)$894$481$273,983
39 ($1,375)$893$482$273,501
40 ($1,375)$891$484$273,017
41 ($1,375)$890$486$272,531
42 ($1,375)$888$487$272,044
43 ($1,375)$886$489$271,555
44 ($1,375)$885$490$271,065
45 ($1,375)$883$492$270,573
46 ($1,375)$882$494$270,079
47 ($1,375)$880$495$269,584
48 ($1,375)$878$497$269,087
Year 5 - 49 ($1,375)$877$498$268,589
50 ($1,375)$875$500$268,089
51 ($1,375)$874$502$267,587
52 ($1,375)$872$503$267,084
53 ($1,375)$870$505$266,579
54 ($1,375)$869$507$266,073
55 ($1,375)$867$508$265,564
56 ($1,375)$865$510$265,055
57 ($1,375)$864$512$264,543
58 ($1,375)$862$513$264,030
59 ($1,375)$860$515$263,515
60 ($1,375)$859$517$262,998
Year 6 - 61 ($1,375)$857$518$262,480
62 ($1,375)$855$520$261,960
63 ($1,375)$854$522$261,439
64 ($1,375)$852$523$260,915
65 ($1,375)$850$525$260,390
66 ($1,375)$848$527$259,864
67 ($1,375)$847$528$259,335
68 ($1,375)$845$530$258,805
69 ($1,375)$843$532$258,273
70 ($1,375)$842$534$257,739
71 ($1,375)$840$535$257,204
72 ($1,375)$838$537$256,667
Year 7 - 73 ($1,375)$836$539$256,128
74 ($1,375)$835$541$255,588
75 ($1,375)$833$542$255,045
76 ($1,375)$831$544$254,501
77 ($1,375)$829$546$253,955
78 ($1,375)$827$548$253,407
79 ($1,375)$826$549$252,858
80 ($1,375)$824$551$252,307
81 ($1,375)$822$553$251,754
82 ($1,375)$820$555$251,199
83 ($1,375)$818$557$250,642
84 ($1,375)$817$558$250,084
Year 8 - 85 ($1,375)$815$560$249,523
86 ($1,375)$813$562$248,961
87 ($1,375)$811$564$248,397
88 ($1,375)$809$566$247,831
89 ($1,375)$808$568$247,264
90 ($1,375)$806$569$246,694
91 ($1,375)$804$571$246,123
92 ($1,375)$802$573$245,550
93 ($1,375)$800$575$244,975
94 ($1,375)$798$577$244,398
95 ($1,375)$796$579$243,819
96 ($1,375)$794$581$243,238
Year 9 - 97 ($1,375)$793$583$242,655
98 ($1,375)$791$585$242,071
99 ($1,375)$789$586$241,484
100 ($1,375)$787$588$240,896
101 ($1,375)$785$590$240,306
102 ($1,375)$783$592$239,714
103 ($1,375)$781$594$239,120
104 ($1,375)$779$596$238,524
105 ($1,375)$777$598$237,926
106 ($1,375)$775$600$237,326
107 ($1,375)$773$602$236,724
108 ($1,375)$771$604$236,120
Year 10 - 109 ($1,375)$769$606$235,514
110 ($1,375)$767$608$234,906
111 ($1,375)$765$610$234,297
112 ($1,375)$763$612$233,685
113 ($1,375)$761$614$233,071
114 ($1,375)$759$616$232,455
115 ($1,375)$757$618$231,838
116 ($1,375)$755$620$231,218
117 ($1,375)$753$622$230,596
118 ($1,375)$751$624$229,972
119 ($1,375)$749$626$229,346
120 ($1,375)$747$628$228,719
Year 11 - 121 ($1,375)$745$630$228,089
122 ($1,375)$743$632$227,457
123 ($1,375)$741$634$226,823
124 ($1,375)$739$636$226,186
125 ($1,375)$737$638$225,548
126 ($1,375)$735$640$224,908
127 ($1,375)$733$642$224,266
128 ($1,375)$731$644$223,621
129 ($1,375)$729$647$222,975
130 ($1,375)$727$649$222,326
131 ($1,375)$724$651$221,675
132 ($1,375)$722$653$221,022
Year 12 - 133 ($1,375)$720$655$220,367
134 ($1,375)$718$657$219,710
135 ($1,375)$716$659$219,051
136 ($1,375)$714$661$218,390
137 ($1,375)$712$664$217,726
138 ($1,375)$709$666$217,060
139 ($1,375)$707$668$216,392
140 ($1,375)$705$670$215,722
141 ($1,375)$703$672$215,050
142 ($1,375)$701$674$214,376
143 ($1,375)$699$677$213,699
144 ($1,375)$696$679$213,020
Year 13 - 145 ($1,375)$694$681$212,339
146 ($1,375)$692$683$211,656
147 ($1,375)$690$686$210,970
148 ($1,375)$687$688$210,282
149 ($1,375)$685$690$209,592
150 ($1,375)$683$692$208,900
151 ($1,375)$681$695$208,206
152 ($1,375)$678$697$207,509
153 ($1,375)$676$699$206,810
154 ($1,375)$674$701$206,109
155 ($1,375)$672$704$205,405
156 ($1,375)$669$706$204,699
Year 14 - 157 ($1,375)$667$708$203,991
158 ($1,375)$665$710$203,280
159 ($1,375)$662$713$202,568
160 ($1,375)$660$715$201,852
161 ($1,375)$658$717$201,135
162 ($1,375)$655$720$200,415
163 ($1,375)$653$722$199,693
164 ($1,375)$651$725$198,969
165 ($1,375)$648$727$198,242
166 ($1,375)$646$729$197,512
167 ($1,375)$644$732$196,781
168 ($1,375)$641$734$196,047
Year 15 - 169 ($1,375)$639$736$195,310
170 ($1,375)$636$739$194,572
171 ($1,375)$634$741$193,830
172 ($1,375)$632$744$193,087
173 ($1,375)$629$746$192,341
174 ($1,375)$627$748$191,592
175 ($1,375)$624$751$190,842
176 ($1,375)$622$753$190,088
177 ($1,375)$619$756$189,332
178 ($1,375)$617$758$188,574
179 ($1,375)$614$761$187,813
180 ($1,375)$612$763$187,050
Year 16 - 181 ($1,375)$609$766$186,284
182 ($1,375)$607$768$185,516
183 ($1,375)$604$771$184,746
184 ($1,375)$602$773$183,972
185 ($1,375)$599$776$183,197
186 ($1,375)$597$778$182,418
187 ($1,375)$594$781$181,638
188 ($1,375)$592$783$180,854
189 ($1,375)$589$786$180,068
190 ($1,375)$587$788$179,280
191 ($1,375)$584$791$178,489
192 ($1,375)$582$794$177,695
Year 17 - 193 ($1,375)$579$796$176,899
194 ($1,375)$576$799$176,100
195 ($1,375)$574$801$175,299
196 ($1,375)$571$804$174,495
197 ($1,375)$569$807$173,688
198 ($1,375)$566$809$172,879
199 ($1,375)$563$812$172,067
200 ($1,375)$561$815$171,253
201 ($1,375)$558$817$170,436
202 ($1,375)$555$820$169,616
203 ($1,375)$553$823$168,793
204 ($1,375)$550$825$167,968
Year 18 - 205 ($1,375)$547$828$167,140
206 ($1,375)$545$831$166,310
207 ($1,375)$542$833$165,476
208 ($1,375)$539$836$164,640
209 ($1,375)$536$839$163,802
210 ($1,375)$534$841$162,960
211 ($1,375)$531$844$162,116
212 ($1,375)$528$847$161,269
213 ($1,375)$525$850$160,419
214 ($1,375)$523$852$159,567
215 ($1,375)$520$855$158,712
216 ($1,375)$517$858$157,854
Year 19 - 217 ($1,375)$514$861$156,993
218 ($1,375)$512$864$156,129
219 ($1,375)$509$866$155,263
220 ($1,375)$506$869$154,394
221 ($1,375)$503$872$153,521
222 ($1,375)$500$875$152,647
223 ($1,375)$497$878$151,769
224 ($1,375)$495$881$150,888
225 ($1,375)$492$884$150,005
226 ($1,375)$489$886$149,118
227 ($1,375)$486$889$148,229
228 ($1,375)$483$892$147,337
Year 20 - 229 ($1,375)$480$895$146,442
230 ($1,375)$477$898$145,544
231 ($1,375)$474$901$144,643
232 ($1,375)$471$904$143,739
233 ($1,375)$468$907$142,832
234 ($1,375)$465$910$141,922
235 ($1,375)$462$913$141,009
236 ($1,375)$459$916$140,094
237 ($1,375)$456$919$139,175
238 ($1,375)$453$922$138,253
239 ($1,375)$450$925$137,329
240 ($1,375)$447$928$136,401
Year 21 - 241 ($1,375)$444$931$135,470
242 ($1,375)$441$934$134,536
243 ($1,375)$438$937$133,600
244 ($1,375)$435$940$132,660
245 ($1,375)$432$943$131,717
246 ($1,375)$429$946$130,771
247 ($1,375)$426$949$129,822
248 ($1,375)$423$952$128,870
249 ($1,375)$420$955$127,914
250 ($1,375)$417$958$126,956
251 ($1,375)$414$962$125,995
252 ($1,375)$411$965$125,030
Year 22 - 253 ($1,375)$407$968$124,062
254 ($1,375)$404$971$123,091
255 ($1,375)$401$974$122,117
256 ($1,375)$398$977$121,140
257 ($1,375)$395$980$120,159
258 ($1,375)$392$984$119,176
259 ($1,375)$388$987$118,189
260 ($1,375)$385$990$117,199
261 ($1,375)$382$993$116,206
262 ($1,375)$379$997$115,209
263 ($1,375)$375$1,000$114,209
264 ($1,375)$372$1,003$113,206
Year 23 - 265 ($1,375)$369$1,006$112,200
266 ($1,375)$366$1,010$111,190
267 ($1,375)$362$1,013$110,177
268 ($1,375)$359$1,016$109,161
269 ($1,375)$356$1,019$108,142
270 ($1,375)$352$1,023$107,119
271 ($1,375)$349$1,026$106,093
272 ($1,375)$346$1,029$105,063
273 ($1,375)$342$1,033$104,031
274 ($1,375)$339$1,036$102,994
275 ($1,375)$336$1,040$101,955
276 ($1,375)$332$1,043$100,912
Year 24 - 277 ($1,375)$329$1,046$99,865
278 ($1,375)$325$1,050$98,816
279 ($1,375)$322$1,053$97,762
280 ($1,375)$319$1,057$96,706
281 ($1,375)$315$1,060$95,646
282 ($1,375)$312$1,064$94,582
283 ($1,375)$308$1,067$93,515
284 ($1,375)$305$1,070$92,445
285 ($1,375)$301$1,074$91,371
286 ($1,375)$298$1,077$90,293
287 ($1,375)$294$1,081$89,212
288 ($1,375)$291$1,084$88,128
Year 25 - 289 ($1,375)$287$1,088$87,040
290 ($1,375)$284$1,092$85,948
291 ($1,375)$280$1,095$84,853
292 ($1,375)$276$1,099$83,755
293 ($1,375)$273$1,102$82,652
294 ($1,375)$269$1,106$81,546
295 ($1,375)$266$1,109$80,437
296 ($1,375)$262$1,113$79,324
297 ($1,375)$258$1,117$78,207
298 ($1,375)$255$1,120$77,087
299 ($1,375)$251$1,124$75,963
300 ($1,375)$248$1,128$74,835
Year 26 - 301 ($1,375)$244$1,131$73,704
302 ($1,375)$240$1,135$72,569
303 ($1,375)$236$1,139$71,430
304 ($1,375)$233$1,142$70,288
305 ($1,375)$229$1,146$69,142
306 ($1,375)$225$1,150$67,992
307 ($1,375)$222$1,154$66,838
308 ($1,375)$218$1,157$65,681
309 ($1,375)$214$1,161$64,520
310 ($1,375)$210$1,165$63,355
311 ($1,375)$206$1,169$62,186
312 ($1,375)$203$1,173$61,013
Year 27 - 313 ($1,375)$199$1,176$59,837
314 ($1,375)$195$1,180$58,657
315 ($1,375)$191$1,184$57,473
316 ($1,375)$187$1,188$56,285
317 ($1,375)$183$1,192$55,093
318 ($1,375)$180$1,196$53,897
319 ($1,375)$176$1,200$52,698
320 ($1,375)$172$1,203$51,494
321 ($1,375)$168$1,207$50,287
322 ($1,375)$164$1,211$49,076
323 ($1,375)$160$1,215$47,860
324 ($1,375)$156$1,219$46,641
Year 28 - 325 ($1,375)$152$1,223$45,418
326 ($1,375)$148$1,227$44,191
327 ($1,375)$144$1,231$42,960
328 ($1,375)$140$1,235$41,724
329 ($1,375)$136$1,239$40,485
330 ($1,375)$132$1,243$39,242
331 ($1,375)$128$1,247$37,995
332 ($1,375)$124$1,251$36,743
333 ($1,375)$120$1,255$35,488
334 ($1,375)$116$1,260$34,228
335 ($1,375)$112$1,264$32,965
336 ($1,375)$107$1,268$31,697
Year 29 - 337 ($1,375)$103$1,272$30,425
338 ($1,375)$99$1,276$29,149
339 ($1,375)$95$1,280$27,869
340 ($1,375)$91$1,284$26,584
341 ($1,375)$87$1,289$25,296
342 ($1,375)$82$1,293$24,003
343 ($1,375)$78$1,297$22,706
344 ($1,375)$74$1,301$21,405
345 ($1,375)$70$1,305$20,100
346 ($1,375)$65$1,310$18,790
347 ($1,375)$61$1,314$17,476
348 ($1,375)$57$1,318$16,158
Year 30 - 349 ($1,375)$53$1,323$14,835
350 ($1,375)$48$1,327$13,508
351 ($1,375)$44$1,331$12,177
352 ($1,375)$40$1,335$10,842
353 ($1,375)$35$1,340$9,502
354 ($1,375)$31$1,344$8,158
355 ($1,375)$27$1,349$6,809
356 ($1,375)$22$1,353$5,456
357 ($1,375)$18$1,357$4,099
358 ($1,375)$13$1,362$2,737
359 ($1,375)$9$1,366$1,371
360 ($1,375)$4$1,371$0
TOTALS$203,860$291,200$495,060

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.