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Mortgage Payment Schedule for a $372,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($74,400) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,419 360 $213,266 $510,866

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.888% | Rate: 3.875% | Fees: $400 | 30 day rate lock

NMLS #: 101475 | State Lic #: MC-6729
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.891% | Rate: 3.875% | Fees: $477 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,174 /mo
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30 yr fixed mtg, 0 points | APR: 3.892% | Rate: 3.865% | Fees: $820 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.008% | Rate: 4.000% | Fees: $245 | 40 day rate lock

NMLS #: 181005
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.154% | Rate: 4.125% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.260% | Rate: 4.250% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.490% | Rate: 4.490% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.904% | Rate: 3.875% | Fees: $885 | 30 day rate lock

$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.043% | Rate: 4.000% | Fees: $1,295 | 30 day rate lock

NMLS #: 277676 | State Lic #: MC-4238
$1,323 /mo
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30 yr fixed mtg, 0 points | APR: 4.875% | Rate: 4.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $372,000
Down Payment $74,400$297,600
Year 1 - 1 ($1,419)$990$430$297,170
2 ($1,419)$988$431$296,739
3 ($1,419)$987$432$296,307
4 ($1,419)$985$434$295,873
5 ($1,419)$984$435$295,438
6 ($1,419)$982$437$295,001
7 ($1,419)$981$438$294,563
8 ($1,419)$979$440$294,123
9 ($1,419)$978$441$293,682
10 ($1,419)$976$443$293,240
11 ($1,419)$975$444$292,796
12 ($1,419)$974$446$292,350
Year 2 - 13 ($1,419)$972$447$291,903
14 ($1,419)$971$448$291,455
15 ($1,419)$969$450$291,005
16 ($1,419)$968$451$290,553
17 ($1,419)$966$453$290,100
18 ($1,419)$965$454$289,646
19 ($1,419)$963$456$289,190
20 ($1,419)$962$458$288,732
21 ($1,419)$960$459$288,273
22 ($1,419)$959$461$287,812
23 ($1,419)$957$462$287,350
24 ($1,419)$955$464$286,887
Year 3 - 25 ($1,419)$954$465$286,422
26 ($1,419)$952$467$285,955
27 ($1,419)$951$468$285,487
28 ($1,419)$949$470$285,017
29 ($1,419)$948$471$284,545
30 ($1,419)$946$473$284,072
31 ($1,419)$945$475$283,598
32 ($1,419)$943$476$283,122
33 ($1,419)$941$478$282,644
34 ($1,419)$940$479$282,165
35 ($1,419)$938$481$281,684
36 ($1,419)$937$482$281,201
Year 4 - 37 ($1,419)$935$484$280,717
38 ($1,419)$933$486$280,232
39 ($1,419)$932$487$279,744
40 ($1,419)$930$489$279,255
41 ($1,419)$929$491$278,765
42 ($1,419)$927$492$278,273
43 ($1,419)$925$494$277,779
44 ($1,419)$924$495$277,283
45 ($1,419)$922$497$276,786
46 ($1,419)$920$499$276,288
47 ($1,419)$919$500$275,787
48 ($1,419)$917$502$275,285
Year 5 - 49 ($1,419)$915$504$274,781
50 ($1,419)$914$505$274,276
51 ($1,419)$912$507$273,769
52 ($1,419)$910$509$273,260
53 ($1,419)$909$510$272,750
54 ($1,419)$907$512$272,237
55 ($1,419)$905$514$271,723
56 ($1,419)$903$516$271,208
57 ($1,419)$902$517$270,691
58 ($1,419)$900$519$270,172
59 ($1,419)$898$521$269,651
60 ($1,419)$897$522$269,128
Year 6 - 61 ($1,419)$895$524$268,604
62 ($1,419)$893$526$268,078
63 ($1,419)$891$528$267,550
64 ($1,419)$890$529$267,021
65 ($1,419)$888$531$266,490
66 ($1,419)$886$533$265,957
67 ($1,419)$884$535$265,422
68 ($1,419)$883$537$264,885
69 ($1,419)$881$538$264,347
70 ($1,419)$879$540$263,807
71 ($1,419)$877$542$263,265
72 ($1,419)$875$544$262,721
Year 7 - 73 ($1,419)$874$546$262,176
74 ($1,419)$872$547$261,628
75 ($1,419)$870$549$261,079
76 ($1,419)$868$551$260,528
77 ($1,419)$866$553$259,976
78 ($1,419)$864$555$259,421
79 ($1,419)$863$556$258,864
80 ($1,419)$861$558$258,306
81 ($1,419)$859$560$257,746
82 ($1,419)$857$562$257,184
83 ($1,419)$855$564$256,620
84 ($1,419)$853$566$256,054
Year 8 - 85 ($1,419)$851$568$255,486
86 ($1,419)$849$570$254,917
87 ($1,419)$848$571$254,345
88 ($1,419)$846$573$253,772
89 ($1,419)$844$575$253,197
90 ($1,419)$842$577$252,619
91 ($1,419)$840$579$252,040
92 ($1,419)$838$581$251,459
93 ($1,419)$836$583$250,876
94 ($1,419)$834$585$250,291
95 ($1,419)$832$587$249,704
96 ($1,419)$830$589$249,116
Year 9 - 97 ($1,419)$828$591$248,525
98 ($1,419)$826$593$247,932
99 ($1,419)$824$595$247,338
100 ($1,419)$822$597$246,741
101 ($1,419)$820$599$246,142
102 ($1,419)$818$601$245,542
103 ($1,419)$816$603$244,939
104 ($1,419)$814$605$244,334
105 ($1,419)$812$607$243,728
106 ($1,419)$810$609$243,119
107 ($1,419)$808$611$242,508
108 ($1,419)$806$613$241,895
Year 10 - 109 ($1,419)$804$615$241,281
110 ($1,419)$802$617$240,664
111 ($1,419)$800$619$240,045
112 ($1,419)$798$621$239,424
113 ($1,419)$796$623$238,801
114 ($1,419)$794$625$238,176
115 ($1,419)$792$627$237,549
116 ($1,419)$790$629$236,920
117 ($1,419)$788$631$236,288
118 ($1,419)$786$633$235,655
119 ($1,419)$784$636$235,019
120 ($1,419)$781$638$234,382
Year 11 - 121 ($1,419)$779$640$233,742
122 ($1,419)$777$642$233,100
123 ($1,419)$775$644$232,456
124 ($1,419)$773$646$231,810
125 ($1,419)$771$648$231,162
126 ($1,419)$769$650$230,511
127 ($1,419)$766$653$229,859
128 ($1,419)$764$655$229,204
129 ($1,419)$762$657$228,547
130 ($1,419)$760$659$227,888
131 ($1,419)$758$661$227,226
132 ($1,419)$756$664$226,563
Year 12 - 133 ($1,419)$753$666$225,897
134 ($1,419)$751$668$225,229
135 ($1,419)$749$670$224,559
136 ($1,419)$747$672$223,886
137 ($1,419)$744$675$223,212
138 ($1,419)$742$677$222,535
139 ($1,419)$740$679$221,856
140 ($1,419)$738$681$221,174
141 ($1,419)$735$684$220,491
142 ($1,419)$733$686$219,805
143 ($1,419)$731$688$219,117
144 ($1,419)$729$691$218,426
Year 13 - 145 ($1,419)$726$693$217,733
146 ($1,419)$724$695$217,038
147 ($1,419)$722$697$216,341
148 ($1,419)$719$700$215,641
149 ($1,419)$717$702$214,939
150 ($1,419)$715$704$214,234
151 ($1,419)$712$707$213,528
152 ($1,419)$710$709$212,819
153 ($1,419)$708$711$212,107
154 ($1,419)$705$714$211,393
155 ($1,419)$703$716$210,677
156 ($1,419)$701$719$209,959
Year 14 - 157 ($1,419)$698$721$209,238
158 ($1,419)$696$723$208,514
159 ($1,419)$693$726$207,789
160 ($1,419)$691$728$207,060
161 ($1,419)$688$731$206,330
162 ($1,419)$686$733$205,597
163 ($1,419)$684$735$204,861
164 ($1,419)$681$738$204,123
165 ($1,419)$679$740$203,383
166 ($1,419)$676$743$202,640
167 ($1,419)$674$745$201,895
168 ($1,419)$671$748$201,147
Year 15 - 169 ($1,419)$669$750$200,397
170 ($1,419)$666$753$199,644
171 ($1,419)$664$755$198,889
172 ($1,419)$661$758$198,131
173 ($1,419)$659$760$197,371
174 ($1,419)$656$763$196,608
175 ($1,419)$654$765$195,843
176 ($1,419)$651$768$195,075
177 ($1,419)$649$770$194,304
178 ($1,419)$646$773$193,531
179 ($1,419)$643$776$192,756
180 ($1,419)$641$778$191,978
Year 16 - 181 ($1,419)$638$781$191,197
182 ($1,419)$636$783$190,413
183 ($1,419)$633$786$189,627
184 ($1,419)$631$789$188,839
185 ($1,419)$628$791$188,048
186 ($1,419)$625$794$187,254
187 ($1,419)$623$796$186,457
188 ($1,419)$620$799$185,658
189 ($1,419)$617$802$184,857
190 ($1,419)$615$804$184,052
191 ($1,419)$612$807$183,245
192 ($1,419)$609$810$182,435
Year 17 - 193 ($1,419)$607$812$181,623
194 ($1,419)$604$815$180,808
195 ($1,419)$601$818$179,990
196 ($1,419)$598$821$179,169
197 ($1,419)$596$823$178,346
198 ($1,419)$593$826$177,520
199 ($1,419)$590$829$176,691
200 ($1,419)$587$832$175,859
201 ($1,419)$585$834$175,025
202 ($1,419)$582$837$174,188
203 ($1,419)$579$840$173,348
204 ($1,419)$576$843$172,505
Year 18 - 205 ($1,419)$574$845$171,660
206 ($1,419)$571$848$170,812
207 ($1,419)$568$851$169,960
208 ($1,419)$565$854$169,106
209 ($1,419)$562$857$168,250
210 ($1,419)$559$860$167,390
211 ($1,419)$557$863$166,528
212 ($1,419)$554$865$165,662
213 ($1,419)$551$868$164,794
214 ($1,419)$548$871$163,923
215 ($1,419)$545$874$163,049
216 ($1,419)$542$877$162,172
Year 19 - 217 ($1,419)$539$880$161,292
218 ($1,419)$536$883$160,409
219 ($1,419)$533$886$159,523
220 ($1,419)$530$889$158,635
221 ($1,419)$527$892$157,743
222 ($1,419)$524$895$156,849
223 ($1,419)$522$898$155,951
224 ($1,419)$519$901$155,051
225 ($1,419)$516$904$154,147
226 ($1,419)$513$907$153,240
227 ($1,419)$510$910$152,331
228 ($1,419)$507$913$151,418
Year 20 - 229 ($1,419)$503$916$150,503
230 ($1,419)$500$919$149,584
231 ($1,419)$497$922$148,662
232 ($1,419)$494$925$147,738
233 ($1,419)$491$928$146,810
234 ($1,419)$488$931$145,879
235 ($1,419)$485$934$144,945
236 ($1,419)$482$937$144,008
237 ($1,419)$479$940$143,067
238 ($1,419)$476$943$142,124
239 ($1,419)$473$947$141,178
240 ($1,419)$469$950$140,228
Year 21 - 241 ($1,419)$466$953$139,275
242 ($1,419)$463$956$138,319
243 ($1,419)$460$959$137,360
244 ($1,419)$457$962$136,398
245 ($1,419)$454$966$135,432
246 ($1,419)$450$969$134,463
247 ($1,419)$447$972$133,491
248 ($1,419)$444$975$132,516
249 ($1,419)$441$978$131,538
250 ($1,419)$437$982$130,556
251 ($1,419)$434$985$129,571
252 ($1,419)$431$988$128,583
Year 22 - 253 ($1,419)$428$992$127,591
254 ($1,419)$424$995$126,596
255 ($1,419)$421$998$125,598
256 ($1,419)$418$1,001$124,597
257 ($1,419)$414$1,005$123,592
258 ($1,419)$411$1,008$122,584
259 ($1,419)$408$1,011$121,572
260 ($1,419)$404$1,015$120,557
261 ($1,419)$401$1,018$119,539
262 ($1,419)$397$1,022$118,518
263 ($1,419)$394$1,025$117,493
264 ($1,419)$391$1,028$116,464
Year 23 - 265 ($1,419)$387$1,032$115,432
266 ($1,419)$384$1,035$114,397
267 ($1,419)$380$1,039$113,358
268 ($1,419)$377$1,042$112,316
269 ($1,419)$373$1,046$111,271
270 ($1,419)$370$1,049$110,222
271 ($1,419)$366$1,053$109,169
272 ($1,419)$363$1,056$108,113
273 ($1,419)$359$1,060$107,053
274 ($1,419)$356$1,063$105,990
275 ($1,419)$352$1,067$104,924
276 ($1,419)$349$1,070$103,853
Year 24 - 277 ($1,419)$345$1,074$102,780
278 ($1,419)$342$1,077$101,702
279 ($1,419)$338$1,081$100,621
280 ($1,419)$335$1,085$99,537
281 ($1,419)$331$1,088$98,449
282 ($1,419)$327$1,092$97,357
283 ($1,419)$324$1,095$96,262
284 ($1,419)$320$1,099$95,163
285 ($1,419)$316$1,103$94,060
286 ($1,419)$313$1,106$92,954
287 ($1,419)$309$1,110$91,844
288 ($1,419)$305$1,114$90,730
Year 25 - 289 ($1,419)$302$1,117$89,613
290 ($1,419)$298$1,121$88,491
291 ($1,419)$294$1,125$87,367
292 ($1,419)$290$1,129$86,238
293 ($1,419)$287$1,132$85,106
294 ($1,419)$283$1,136$83,970
295 ($1,419)$279$1,140$82,830
296 ($1,419)$275$1,144$81,686
297 ($1,419)$272$1,147$80,539
298 ($1,419)$268$1,151$79,387
299 ($1,419)$264$1,155$78,232
300 ($1,419)$260$1,159$77,073
Year 26 - 301 ($1,419)$256$1,163$75,910
302 ($1,419)$252$1,167$74,744
303 ($1,419)$249$1,171$73,573
304 ($1,419)$245$1,174$72,399
305 ($1,419)$241$1,178$71,220
306 ($1,419)$237$1,182$70,038
307 ($1,419)$233$1,186$68,852
308 ($1,419)$229$1,190$67,662
309 ($1,419)$225$1,194$66,468
310 ($1,419)$221$1,198$65,270
311 ($1,419)$217$1,202$64,068
312 ($1,419)$213$1,206$62,862
Year 27 - 313 ($1,419)$209$1,210$61,651
314 ($1,419)$205$1,214$60,437
315 ($1,419)$201$1,218$59,219
316 ($1,419)$197$1,222$57,997
317 ($1,419)$193$1,226$56,771
318 ($1,419)$189$1,230$55,541
319 ($1,419)$185$1,234$54,306
320 ($1,419)$181$1,239$53,068
321 ($1,419)$176$1,243$51,825
322 ($1,419)$172$1,247$50,578
323 ($1,419)$168$1,251$49,327
324 ($1,419)$164$1,255$48,072
Year 28 - 325 ($1,419)$160$1,259$46,813
326 ($1,419)$156$1,263$45,550
327 ($1,419)$151$1,268$44,282
328 ($1,419)$147$1,272$43,010
329 ($1,419)$143$1,276$41,734
330 ($1,419)$139$1,280$40,454
331 ($1,419)$135$1,285$39,169
332 ($1,419)$130$1,289$37,880
333 ($1,419)$126$1,293$36,587
334 ($1,419)$122$1,297$35,290
335 ($1,419)$117$1,302$33,988
336 ($1,419)$113$1,306$32,682
Year 29 - 337 ($1,419)$109$1,310$31,372
338 ($1,419)$104$1,315$30,057
339 ($1,419)$100$1,319$28,738
340 ($1,419)$96$1,324$27,414
341 ($1,419)$91$1,328$26,086
342 ($1,419)$87$1,332$24,754
343 ($1,419)$82$1,337$23,417
344 ($1,419)$78$1,341$22,076
345 ($1,419)$73$1,346$20,730
346 ($1,419)$69$1,350$19,380
347 ($1,419)$64$1,355$18,026
348 ($1,419)$60$1,359$16,666
Year 30 - 349 ($1,419)$55$1,364$15,303
350 ($1,419)$51$1,368$13,935
351 ($1,419)$46$1,373$12,562
352 ($1,419)$42$1,377$11,185
353 ($1,419)$37$1,382$9,803
354 ($1,419)$33$1,386$8,416
355 ($1,419)$28$1,391$7,025
356 ($1,419)$23$1,396$5,629
357 ($1,419)$19$1,400$4,229
358 ($1,419)$14$1,405$2,824
359 ($1,419)$9$1,410$1,414
360 ($1,419)$5$1,414$0
TOTALS$213,266$297,600$510,866

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.