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Mortgage Payment Schedule for a $372,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($74,400) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,392 360 $203,439 $501,039

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $372,000
Down Payment $74,400$297,600
Year 1 - 1 ($1,392)$950$442$297,158
2 ($1,392)$948$443$296,715
3 ($1,392)$947$445$296,270
4 ($1,392)$946$446$295,824
5 ($1,392)$944$448$295,376
6 ($1,392)$943$449$294,927
7 ($1,392)$941$450$294,477
8 ($1,392)$940$452$294,025
9 ($1,392)$938$453$293,571
10 ($1,392)$937$455$293,117
11 ($1,392)$936$456$292,660
12 ($1,392)$934$458$292,203
Year 2 - 13 ($1,392)$933$459$291,744
14 ($1,392)$931$461$291,283
15 ($1,392)$930$462$290,821
16 ($1,392)$928$464$290,357
17 ($1,392)$927$465$289,892
18 ($1,392)$925$467$289,426
19 ($1,392)$924$468$288,958
20 ($1,392)$922$470$288,488
21 ($1,392)$921$471$288,017
22 ($1,392)$919$473$287,545
23 ($1,392)$918$474$287,071
24 ($1,392)$916$476$286,595
Year 3 - 25 ($1,392)$915$477$286,118
26 ($1,392)$913$479$285,639
27 ($1,392)$912$480$285,159
28 ($1,392)$910$482$284,678
29 ($1,392)$909$483$284,194
30 ($1,392)$907$485$283,710
31 ($1,392)$906$486$283,223
32 ($1,392)$904$488$282,736
33 ($1,392)$902$489$282,246
34 ($1,392)$901$491$281,755
35 ($1,392)$899$493$281,263
36 ($1,392)$898$494$280,769
Year 4 - 37 ($1,392)$896$496$280,273
38 ($1,392)$895$497$279,776
39 ($1,392)$893$499$279,277
40 ($1,392)$891$500$278,777
41 ($1,392)$890$502$278,275
42 ($1,392)$888$504$277,771
43 ($1,392)$887$505$277,266
44 ($1,392)$885$507$276,759
45 ($1,392)$883$508$276,250
46 ($1,392)$882$510$275,740
47 ($1,392)$880$512$275,229
48 ($1,392)$878$513$274,715
Year 5 - 49 ($1,392)$877$515$274,200
50 ($1,392)$875$517$273,684
51 ($1,392)$874$518$273,165
52 ($1,392)$872$520$272,645
53 ($1,392)$870$522$272,124
54 ($1,392)$869$523$271,601
55 ($1,392)$867$525$271,076
56 ($1,392)$865$527$270,549
57 ($1,392)$864$528$270,021
58 ($1,392)$862$530$269,491
59 ($1,392)$860$532$268,959
60 ($1,392)$858$533$268,426
Year 6 - 61 ($1,392)$857$535$267,891
62 ($1,392)$855$537$267,354
63 ($1,392)$853$538$266,816
64 ($1,392)$852$540$266,275
65 ($1,392)$850$542$265,734
66 ($1,392)$848$544$265,190
67 ($1,392)$846$545$264,644
68 ($1,392)$845$547$264,097
69 ($1,392)$843$549$263,548
70 ($1,392)$841$551$262,998
71 ($1,392)$839$552$262,446
72 ($1,392)$838$554$261,891
Year 7 - 73 ($1,392)$836$556$261,335
74 ($1,392)$834$558$260,778
75 ($1,392)$832$559$260,218
76 ($1,392)$831$561$259,657
77 ($1,392)$829$563$259,094
78 ($1,392)$827$565$258,529
79 ($1,392)$825$567$257,963
80 ($1,392)$823$568$257,394
81 ($1,392)$822$570$256,824
82 ($1,392)$820$572$256,252
83 ($1,392)$818$574$255,678
84 ($1,392)$816$576$255,102
Year 8 - 85 ($1,392)$814$578$254,525
86 ($1,392)$812$579$253,945
87 ($1,392)$811$581$253,364
88 ($1,392)$809$583$252,781
89 ($1,392)$807$585$252,196
90 ($1,392)$805$587$251,609
91 ($1,392)$803$589$251,020
92 ($1,392)$801$591$250,430
93 ($1,392)$799$592$249,837
94 ($1,392)$797$594$249,243
95 ($1,392)$795$596$248,646
96 ($1,392)$794$598$248,048
Year 9 - 97 ($1,392)$792$600$247,448
98 ($1,392)$790$602$246,846
99 ($1,392)$788$604$246,242
100 ($1,392)$786$606$245,636
101 ($1,392)$784$608$245,029
102 ($1,392)$782$610$244,419
103 ($1,392)$780$612$243,807
104 ($1,392)$778$614$243,194
105 ($1,392)$776$616$242,578
106 ($1,392)$774$618$241,960
107 ($1,392)$772$620$241,341
108 ($1,392)$770$621$240,719
Year 10 - 109 ($1,392)$768$623$240,096
110 ($1,392)$766$625$239,470
111 ($1,392)$764$627$238,843
112 ($1,392)$762$629$238,214
113 ($1,392)$760$631$237,582
114 ($1,392)$758$633$236,949
115 ($1,392)$756$636$236,313
116 ($1,392)$754$638$235,676
117 ($1,392)$752$640$235,036
118 ($1,392)$750$642$234,394
119 ($1,392)$748$644$233,751
120 ($1,392)$746$646$233,105
Year 11 - 121 ($1,392)$744$648$232,457
122 ($1,392)$742$650$231,807
123 ($1,392)$740$652$231,155
124 ($1,392)$738$654$230,501
125 ($1,392)$736$656$229,845
126 ($1,392)$734$658$229,187
127 ($1,392)$731$660$228,527
128 ($1,392)$729$662$227,864
129 ($1,392)$727$665$227,200
130 ($1,392)$725$667$226,533
131 ($1,392)$723$669$225,865
132 ($1,392)$721$671$225,194
Year 12 - 133 ($1,392)$719$673$224,521
134 ($1,392)$717$675$223,845
135 ($1,392)$714$677$223,168
136 ($1,392)$712$679$222,489
137 ($1,392)$710$682$221,807
138 ($1,392)$708$684$221,123
139 ($1,392)$706$686$220,437
140 ($1,392)$704$688$219,749
141 ($1,392)$701$690$219,058
142 ($1,392)$699$693$218,366
143 ($1,392)$697$695$217,671
144 ($1,392)$695$697$216,974
Year 13 - 145 ($1,392)$693$699$216,275
146 ($1,392)$690$701$215,573
147 ($1,392)$688$704$214,869
148 ($1,392)$686$706$214,163
149 ($1,392)$684$708$213,455
150 ($1,392)$681$710$212,745
151 ($1,392)$679$713$212,032
152 ($1,392)$677$715$211,317
153 ($1,392)$674$717$210,600
154 ($1,392)$672$720$209,880
155 ($1,392)$670$722$209,158
156 ($1,392)$668$724$208,434
Year 14 - 157 ($1,392)$665$727$207,707
158 ($1,392)$663$729$206,978
159 ($1,392)$661$731$206,247
160 ($1,392)$658$734$205,514
161 ($1,392)$656$736$204,778
162 ($1,392)$654$738$204,040
163 ($1,392)$651$741$203,299
164 ($1,392)$649$743$202,556
165 ($1,392)$646$745$201,811
166 ($1,392)$644$748$201,063
167 ($1,392)$642$750$200,313
168 ($1,392)$639$752$199,561
Year 15 - 169 ($1,392)$637$755$198,806
170 ($1,392)$635$757$198,049
171 ($1,392)$632$760$197,289
172 ($1,392)$630$762$196,527
173 ($1,392)$627$765$195,762
174 ($1,392)$625$767$194,995
175 ($1,392)$622$769$194,226
176 ($1,392)$620$772$193,454
177 ($1,392)$617$774$192,680
178 ($1,392)$615$777$191,903
179 ($1,392)$612$779$191,124
180 ($1,392)$610$782$190,342
Year 16 - 181 ($1,392)$608$784$189,558
182 ($1,392)$605$787$188,771
183 ($1,392)$602$789$187,982
184 ($1,392)$600$792$187,190
185 ($1,392)$597$794$186,396
186 ($1,392)$595$797$185,599
187 ($1,392)$592$799$184,799
188 ($1,392)$590$802$183,997
189 ($1,392)$587$805$183,193
190 ($1,392)$585$807$182,386
191 ($1,392)$582$810$181,576
192 ($1,392)$580$812$180,764
Year 17 - 193 ($1,392)$577$815$179,949
194 ($1,392)$574$817$179,132
195 ($1,392)$572$820$178,311
196 ($1,392)$569$823$177,489
197 ($1,392)$566$825$176,664
198 ($1,392)$564$828$175,836
199 ($1,392)$561$831$175,005
200 ($1,392)$559$833$174,172
201 ($1,392)$556$836$173,336
202 ($1,392)$553$839$172,497
203 ($1,392)$551$841$171,656
204 ($1,392)$548$844$170,812
Year 18 - 205 ($1,392)$545$847$169,966
206 ($1,392)$542$849$169,116
207 ($1,392)$540$852$168,264
208 ($1,392)$537$855$167,410
209 ($1,392)$534$857$166,552
210 ($1,392)$532$860$165,692
211 ($1,392)$529$863$164,829
212 ($1,392)$526$866$163,963
213 ($1,392)$523$868$163,095
214 ($1,392)$521$871$162,224
215 ($1,392)$518$874$161,350
216 ($1,392)$515$877$160,473
Year 19 - 217 ($1,392)$512$880$159,593
218 ($1,392)$509$882$158,711
219 ($1,392)$507$885$157,826
220 ($1,392)$504$888$156,938
221 ($1,392)$501$891$156,047
222 ($1,392)$498$894$155,153
223 ($1,392)$495$897$154,256
224 ($1,392)$492$899$153,357
225 ($1,392)$489$902$152,455
226 ($1,392)$487$905$151,549
227 ($1,392)$484$908$150,641
228 ($1,392)$481$911$149,730
Year 20 - 229 ($1,392)$478$914$148,816
230 ($1,392)$475$917$147,900
231 ($1,392)$472$920$146,980
232 ($1,392)$469$923$146,057
233 ($1,392)$466$926$145,132
234 ($1,392)$463$929$144,203
235 ($1,392)$460$932$143,272
236 ($1,392)$457$935$142,337
237 ($1,392)$454$937$141,400
238 ($1,392)$451$940$140,459
239 ($1,392)$448$943$139,516
240 ($1,392)$445$946$138,569
Year 21 - 241 ($1,392)$442$950$137,620
242 ($1,392)$439$953$136,667
243 ($1,392)$436$956$135,711
244 ($1,392)$433$959$134,753
245 ($1,392)$430$962$133,791
246 ($1,392)$427$965$132,826
247 ($1,392)$424$968$131,859
248 ($1,392)$421$971$130,888
249 ($1,392)$418$974$129,914
250 ($1,392)$415$977$128,936
251 ($1,392)$412$980$127,956
252 ($1,392)$408$983$126,973
Year 22 - 253 ($1,392)$405$987$125,986
254 ($1,392)$402$990$124,997
255 ($1,392)$399$993$124,004
256 ($1,392)$396$996$123,008
257 ($1,392)$393$999$122,009
258 ($1,392)$389$1,002$121,006
259 ($1,392)$386$1,006$120,001
260 ($1,392)$383$1,009$118,992
261 ($1,392)$380$1,012$117,980
262 ($1,392)$377$1,015$116,965
263 ($1,392)$373$1,018$115,946
264 ($1,392)$370$1,022$114,925
Year 23 - 265 ($1,392)$367$1,025$113,900
266 ($1,392)$364$1,028$112,871
267 ($1,392)$360$1,032$111,840
268 ($1,392)$357$1,035$110,805
269 ($1,392)$354$1,038$109,767
270 ($1,392)$350$1,041$108,725
271 ($1,392)$347$1,045$107,681
272 ($1,392)$344$1,048$106,633
273 ($1,392)$340$1,051$105,581
274 ($1,392)$337$1,055$104,526
275 ($1,392)$334$1,058$103,468
276 ($1,392)$330$1,062$102,407
Year 24 - 277 ($1,392)$327$1,065$101,342
278 ($1,392)$323$1,068$100,273
279 ($1,392)$320$1,072$99,202
280 ($1,392)$317$1,075$98,126
281 ($1,392)$313$1,079$97,048
282 ($1,392)$310$1,082$95,966
283 ($1,392)$306$1,085$94,880
284 ($1,392)$303$1,089$93,791
285 ($1,392)$299$1,092$92,699
286 ($1,392)$296$1,096$91,603
287 ($1,392)$292$1,099$90,504
288 ($1,392)$289$1,103$89,401
Year 25 - 289 ($1,392)$285$1,106$88,294
290 ($1,392)$282$1,110$87,184
291 ($1,392)$278$1,114$86,071
292 ($1,392)$275$1,117$84,954
293 ($1,392)$271$1,121$83,833
294 ($1,392)$268$1,124$82,709
295 ($1,392)$264$1,128$81,581
296 ($1,392)$260$1,131$80,450
297 ($1,392)$257$1,135$79,315
298 ($1,392)$253$1,139$78,176
299 ($1,392)$250$1,142$77,034
300 ($1,392)$246$1,146$75,888
Year 26 - 301 ($1,392)$242$1,150$74,738
302 ($1,392)$239$1,153$73,585
303 ($1,392)$235$1,157$72,428
304 ($1,392)$231$1,161$71,268
305 ($1,392)$227$1,164$70,103
306 ($1,392)$224$1,168$68,935
307 ($1,392)$220$1,172$67,763
308 ($1,392)$216$1,175$66,588
309 ($1,392)$213$1,179$65,409
310 ($1,392)$209$1,183$64,226
311 ($1,392)$205$1,187$63,039
312 ($1,392)$201$1,191$61,848
Year 27 - 313 ($1,392)$197$1,194$60,654
314 ($1,392)$194$1,198$59,456
315 ($1,392)$190$1,202$58,254
316 ($1,392)$186$1,206$57,048
317 ($1,392)$182$1,210$55,838
318 ($1,392)$178$1,214$54,625
319 ($1,392)$174$1,217$53,407
320 ($1,392)$170$1,221$52,186
321 ($1,392)$167$1,225$50,961
322 ($1,392)$163$1,229$49,732
323 ($1,392)$159$1,233$48,498
324 ($1,392)$155$1,237$47,261
Year 28 - 325 ($1,392)$151$1,241$46,021
326 ($1,392)$147$1,245$44,776
327 ($1,392)$143$1,249$43,527
328 ($1,392)$139$1,253$42,274
329 ($1,392)$135$1,257$41,017
330 ($1,392)$131$1,261$39,756
331 ($1,392)$127$1,265$38,491
332 ($1,392)$123$1,269$37,222
333 ($1,392)$119$1,273$35,949
334 ($1,392)$115$1,277$34,672
335 ($1,392)$111$1,281$33,391
336 ($1,392)$107$1,285$32,106
Year 29 - 337 ($1,392)$102$1,289$30,817
338 ($1,392)$98$1,293$29,523
339 ($1,392)$94$1,298$28,226
340 ($1,392)$90$1,302$26,924
341 ($1,392)$86$1,306$25,618
342 ($1,392)$82$1,310$24,308
343 ($1,392)$78$1,314$22,994
344 ($1,392)$73$1,318$21,676
345 ($1,392)$69$1,323$20,353
346 ($1,392)$65$1,327$19,026
347 ($1,392)$61$1,331$17,695
348 ($1,392)$56$1,335$16,360
Year 30 - 349 ($1,392)$52$1,340$15,020
350 ($1,392)$48$1,344$13,677
351 ($1,392)$44$1,348$12,328
352 ($1,392)$39$1,352$10,976
353 ($1,392)$35$1,357$9,619
354 ($1,392)$31$1,361$8,258
355 ($1,392)$26$1,365$6,893
356 ($1,392)$22$1,370$5,523
357 ($1,392)$18$1,374$4,149
358 ($1,392)$13$1,379$2,770
359 ($1,392)$9$1,383$1,387
360 ($1,392)$4$1,387$0
TOTALS$203,439$297,600$501,039

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.