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Mortgage Payment Schedule for a $374,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($74,800) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,408 360 $207,610 $506,810

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.991% | Rate: 3.990% | Fees: $25 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $374,000
Down Payment $74,800$299,200
Year 1 - 1 ($1,408)$967$440$298,760
2 ($1,408)$966$442$298,318
3 ($1,408)$965$443$297,875
4 ($1,408)$963$445$297,430
5 ($1,408)$962$446$296,984
6 ($1,408)$960$448$296,536
7 ($1,408)$959$449$296,087
8 ($1,408)$957$450$295,637
9 ($1,408)$956$452$295,185
10 ($1,408)$954$453$294,731
11 ($1,408)$953$455$294,277
12 ($1,408)$951$456$293,820
Year 2 - 13 ($1,408)$950$458$293,363
14 ($1,408)$949$459$292,903
15 ($1,408)$947$461$292,442
16 ($1,408)$946$462$291,980
17 ($1,408)$944$464$291,517
18 ($1,408)$943$465$291,051
19 ($1,408)$941$467$290,585
20 ($1,408)$940$468$290,116
21 ($1,408)$938$470$289,647
22 ($1,408)$937$471$289,175
23 ($1,408)$935$473$288,702
24 ($1,408)$933$474$288,228
Year 3 - 25 ($1,408)$932$476$287,752
26 ($1,408)$930$477$287,275
27 ($1,408)$929$479$286,796
28 ($1,408)$927$480$286,315
29 ($1,408)$926$482$285,833
30 ($1,408)$924$484$285,350
31 ($1,408)$923$485$284,865
32 ($1,408)$921$487$284,378
33 ($1,408)$919$488$283,889
34 ($1,408)$918$490$283,400
35 ($1,408)$916$491$282,908
36 ($1,408)$915$493$282,415
Year 4 - 37 ($1,408)$913$495$281,920
38 ($1,408)$912$496$281,424
39 ($1,408)$910$498$280,926
40 ($1,408)$908$499$280,427
41 ($1,408)$907$501$279,926
42 ($1,408)$905$503$279,423
43 ($1,408)$903$504$278,919
44 ($1,408)$902$506$278,413
45 ($1,408)$900$508$277,905
46 ($1,408)$899$509$277,396
47 ($1,408)$897$511$276,885
48 ($1,408)$895$513$276,372
Year 5 - 49 ($1,408)$894$514$275,858
50 ($1,408)$892$516$275,342
51 ($1,408)$890$518$274,825
52 ($1,408)$889$519$274,306
53 ($1,408)$887$521$273,785
54 ($1,408)$885$523$273,262
55 ($1,408)$884$524$272,738
56 ($1,408)$882$526$272,212
57 ($1,408)$880$528$271,684
58 ($1,408)$878$529$271,155
59 ($1,408)$877$531$270,624
60 ($1,408)$875$533$270,091
Year 6 - 61 ($1,408)$873$535$269,557
62 ($1,408)$872$536$269,020
63 ($1,408)$870$538$268,482
64 ($1,408)$868$540$267,943
65 ($1,408)$866$541$267,401
66 ($1,408)$865$543$266,858
67 ($1,408)$863$545$266,313
68 ($1,408)$861$547$265,766
69 ($1,408)$859$548$265,218
70 ($1,408)$858$550$264,667
71 ($1,408)$856$552$264,115
72 ($1,408)$854$554$263,562
Year 7 - 73 ($1,408)$852$556$263,006
74 ($1,408)$850$557$262,449
75 ($1,408)$849$559$261,889
76 ($1,408)$847$561$261,328
77 ($1,408)$845$563$260,765
78 ($1,408)$843$565$260,201
79 ($1,408)$841$566$259,634
80 ($1,408)$839$568$259,066
81 ($1,408)$838$570$258,496
82 ($1,408)$836$572$257,924
83 ($1,408)$834$574$257,350
84 ($1,408)$832$576$256,774
Year 8 - 85 ($1,408)$830$578$256,197
86 ($1,408)$828$579$255,617
87 ($1,408)$826$581$255,036
88 ($1,408)$825$583$254,453
89 ($1,408)$823$585$253,868
90 ($1,408)$821$587$253,281
91 ($1,408)$819$589$252,692
92 ($1,408)$817$591$252,101
93 ($1,408)$815$593$251,508
94 ($1,408)$813$595$250,914
95 ($1,408)$811$597$250,317
96 ($1,408)$809$598$249,719
Year 9 - 97 ($1,408)$807$600$249,118
98 ($1,408)$805$602$248,516
99 ($1,408)$804$604$247,912
100 ($1,408)$802$606$247,306
101 ($1,408)$800$608$246,697
102 ($1,408)$798$610$246,087
103 ($1,408)$796$612$245,475
104 ($1,408)$794$614$244,861
105 ($1,408)$792$616$244,245
106 ($1,408)$790$618$243,627
107 ($1,408)$788$620$243,007
108 ($1,408)$786$622$242,385
Year 10 - 109 ($1,408)$784$624$241,761
110 ($1,408)$782$626$241,135
111 ($1,408)$780$628$240,506
112 ($1,408)$778$630$239,876
113 ($1,408)$776$632$239,244
114 ($1,408)$774$634$238,610
115 ($1,408)$772$636$237,974
116 ($1,408)$769$638$237,335
117 ($1,408)$767$640$236,695
118 ($1,408)$765$642$236,052
119 ($1,408)$763$645$235,408
120 ($1,408)$761$647$234,761
Year 11 - 121 ($1,408)$759$649$234,112
122 ($1,408)$757$651$233,461
123 ($1,408)$755$653$232,808
124 ($1,408)$753$655$232,153
125 ($1,408)$751$657$231,496
126 ($1,408)$749$659$230,837
127 ($1,408)$746$661$230,176
128 ($1,408)$744$664$229,512
129 ($1,408)$742$666$228,846
130 ($1,408)$740$668$228,178
131 ($1,408)$738$670$227,508
132 ($1,408)$736$672$226,836
Year 12 - 133 ($1,408)$733$674$226,162
134 ($1,408)$731$677$225,485
135 ($1,408)$729$679$224,806
136 ($1,408)$727$681$224,126
137 ($1,408)$725$683$223,442
138 ($1,408)$722$685$222,757
139 ($1,408)$720$688$222,070
140 ($1,408)$718$690$221,380
141 ($1,408)$716$692$220,688
142 ($1,408)$714$694$219,993
143 ($1,408)$711$696$219,297
144 ($1,408)$709$699$218,598
Year 13 - 145 ($1,408)$707$701$217,897
146 ($1,408)$705$703$217,194
147 ($1,408)$702$706$216,488
148 ($1,408)$700$708$215,781
149 ($1,408)$698$710$215,070
150 ($1,408)$695$712$214,358
151 ($1,408)$693$715$213,643
152 ($1,408)$691$717$212,926
153 ($1,408)$688$719$212,207
154 ($1,408)$686$722$211,485
155 ($1,408)$684$724$210,761
156 ($1,408)$681$726$210,035
Year 14 - 157 ($1,408)$679$729$209,306
158 ($1,408)$677$731$208,575
159 ($1,408)$674$733$207,842
160 ($1,408)$672$736$207,106
161 ($1,408)$670$738$206,368
162 ($1,408)$667$741$205,627
163 ($1,408)$665$743$204,884
164 ($1,408)$662$745$204,139
165 ($1,408)$660$748$203,391
166 ($1,408)$658$750$202,641
167 ($1,408)$655$753$201,889
168 ($1,408)$653$755$201,133
Year 15 - 169 ($1,408)$650$757$200,376
170 ($1,408)$648$760$199,616
171 ($1,408)$645$762$198,854
172 ($1,408)$643$765$198,089
173 ($1,408)$640$767$197,322
174 ($1,408)$638$770$196,552
175 ($1,408)$636$772$195,779
176 ($1,408)$633$775$195,005
177 ($1,408)$631$777$194,227
178 ($1,408)$628$780$193,448
179 ($1,408)$625$782$192,665
180 ($1,408)$623$785$191,880
Year 16 - 181 ($1,408)$620$787$191,093
182 ($1,408)$618$790$190,303
183 ($1,408)$615$792$189,511
184 ($1,408)$613$795$188,716
185 ($1,408)$610$798$187,918
186 ($1,408)$608$800$187,118
187 ($1,408)$605$803$186,315
188 ($1,408)$602$805$185,510
189 ($1,408)$600$808$184,702
190 ($1,408)$597$811$183,891
191 ($1,408)$595$813$183,078
192 ($1,408)$592$816$182,262
Year 17 - 193 ($1,408)$589$818$181,443
194 ($1,408)$587$821$180,622
195 ($1,408)$584$824$179,798
196 ($1,408)$581$826$178,972
197 ($1,408)$579$829$178,143
198 ($1,408)$576$832$177,311
199 ($1,408)$573$834$176,477
200 ($1,408)$571$837$175,639
201 ($1,408)$568$840$174,799
202 ($1,408)$565$843$173,957
203 ($1,408)$562$845$173,111
204 ($1,408)$560$848$172,263
Year 18 - 205 ($1,408)$557$851$171,413
206 ($1,408)$554$854$170,559
207 ($1,408)$551$856$169,703
208 ($1,408)$549$859$168,844
209 ($1,408)$546$862$167,982
210 ($1,408)$543$865$167,117
211 ($1,408)$540$867$166,250
212 ($1,408)$538$870$165,379
213 ($1,408)$535$873$164,506
214 ($1,408)$532$876$163,630
215 ($1,408)$529$879$162,752
216 ($1,408)$526$882$161,870
Year 19 - 217 ($1,408)$523$884$160,986
218 ($1,408)$521$887$160,098
219 ($1,408)$518$890$159,208
220 ($1,408)$515$893$158,315
221 ($1,408)$512$896$157,419
222 ($1,408)$509$899$156,520
223 ($1,408)$506$902$155,619
224 ($1,408)$503$905$154,714
225 ($1,408)$500$908$153,806
226 ($1,408)$497$910$152,896
227 ($1,408)$494$913$151,983
228 ($1,408)$491$916$151,066
Year 20 - 229 ($1,408)$488$919$150,147
230 ($1,408)$485$922$149,224
231 ($1,408)$482$925$148,299
232 ($1,408)$480$928$147,371
233 ($1,408)$476$931$146,440
234 ($1,408)$473$934$145,505
235 ($1,408)$470$937$144,568
236 ($1,408)$467$940$143,627
237 ($1,408)$464$943$142,684
238 ($1,408)$461$946$141,738
239 ($1,408)$458$950$140,788
240 ($1,408)$455$953$139,836
Year 21 - 241 ($1,408)$452$956$138,880
242 ($1,408)$449$959$137,921
243 ($1,408)$446$962$136,959
244 ($1,408)$443$965$135,994
245 ($1,408)$440$968$135,026
246 ($1,408)$437$971$134,055
247 ($1,408)$433$974$133,081
248 ($1,408)$430$978$132,103
249 ($1,408)$427$981$131,122
250 ($1,408)$424$984$130,139
251 ($1,408)$421$987$129,152
252 ($1,408)$418$990$128,161
Year 22 - 253 ($1,408)$414$993$127,168
254 ($1,408)$411$997$126,171
255 ($1,408)$408$1,000$125,171
256 ($1,408)$405$1,003$124,168
257 ($1,408)$401$1,006$123,162
258 ($1,408)$398$1,010$122,152
259 ($1,408)$395$1,013$121,140
260 ($1,408)$392$1,016$120,123
261 ($1,408)$388$1,019$119,104
262 ($1,408)$385$1,023$118,081
263 ($1,408)$382$1,026$117,055
264 ($1,408)$378$1,029$116,026
Year 23 - 265 ($1,408)$375$1,033$114,993
266 ($1,408)$372$1,036$113,957
267 ($1,408)$368$1,039$112,918
268 ($1,408)$365$1,043$111,875
269 ($1,408)$362$1,046$110,829
270 ($1,408)$358$1,049$109,780
271 ($1,408)$355$1,053$108,727
272 ($1,408)$352$1,056$107,671
273 ($1,408)$348$1,060$106,611
274 ($1,408)$345$1,063$105,548
275 ($1,408)$341$1,067$104,481
276 ($1,408)$338$1,070$103,411
Year 24 - 277 ($1,408)$334$1,073$102,338
278 ($1,408)$331$1,077$101,261
279 ($1,408)$327$1,080$100,181
280 ($1,408)$324$1,084$99,097
281 ($1,408)$320$1,087$98,009
282 ($1,408)$317$1,091$96,918
283 ($1,408)$313$1,094$95,824
284 ($1,408)$310$1,098$94,726
285 ($1,408)$306$1,102$93,625
286 ($1,408)$303$1,105$92,519
287 ($1,408)$299$1,109$91,411
288 ($1,408)$296$1,112$90,299
Year 25 - 289 ($1,408)$292$1,116$89,183
290 ($1,408)$288$1,119$88,063
291 ($1,408)$285$1,123$86,940
292 ($1,408)$281$1,127$85,813
293 ($1,408)$277$1,130$84,683
294 ($1,408)$274$1,134$83,549
295 ($1,408)$270$1,138$82,411
296 ($1,408)$266$1,141$81,270
297 ($1,408)$263$1,145$80,125
298 ($1,408)$259$1,149$78,976
299 ($1,408)$255$1,152$77,824
300 ($1,408)$252$1,156$76,668
Year 26 - 301 ($1,408)$248$1,160$75,508
302 ($1,408)$244$1,164$74,344
303 ($1,408)$240$1,167$73,177
304 ($1,408)$237$1,171$72,006
305 ($1,408)$233$1,175$70,831
306 ($1,408)$229$1,179$69,652
307 ($1,408)$225$1,183$68,469
308 ($1,408)$221$1,186$67,283
309 ($1,408)$218$1,190$66,092
310 ($1,408)$214$1,194$64,898
311 ($1,408)$210$1,198$63,700
312 ($1,408)$206$1,202$62,499
Year 27 - 313 ($1,408)$202$1,206$61,293
314 ($1,408)$198$1,210$60,083
315 ($1,408)$194$1,214$58,870
316 ($1,408)$190$1,217$57,652
317 ($1,408)$186$1,221$56,431
318 ($1,408)$182$1,225$55,205
319 ($1,408)$178$1,229$53,976
320 ($1,408)$175$1,233$52,743
321 ($1,408)$171$1,237$51,506
322 ($1,408)$167$1,241$50,264
323 ($1,408)$163$1,245$49,019
324 ($1,408)$158$1,249$47,770
Year 28 - 325 ($1,408)$154$1,253$46,516
326 ($1,408)$150$1,257$45,259
327 ($1,408)$146$1,261$43,998
328 ($1,408)$142$1,266$42,732
329 ($1,408)$138$1,270$41,462
330 ($1,408)$134$1,274$40,189
331 ($1,408)$130$1,278$38,911
332 ($1,408)$126$1,282$37,629
333 ($1,408)$122$1,286$36,343
334 ($1,408)$118$1,290$35,052
335 ($1,408)$113$1,294$33,758
336 ($1,408)$109$1,299$32,459
Year 29 - 337 ($1,408)$105$1,303$31,156
338 ($1,408)$101$1,307$29,849
339 ($1,408)$97$1,311$28,538
340 ($1,408)$92$1,316$27,222
341 ($1,408)$88$1,320$25,903
342 ($1,408)$84$1,324$24,579
343 ($1,408)$79$1,328$23,250
344 ($1,408)$75$1,333$21,918
345 ($1,408)$71$1,337$20,581
346 ($1,408)$67$1,341$19,239
347 ($1,408)$62$1,346$17,894
348 ($1,408)$58$1,350$16,544
Year 30 - 349 ($1,408)$53$1,354$15,190
350 ($1,408)$49$1,359$13,831
351 ($1,408)$45$1,363$12,468
352 ($1,408)$40$1,367$11,100
353 ($1,408)$36$1,372$9,728
354 ($1,408)$31$1,376$8,352
355 ($1,408)$27$1,381$6,971
356 ($1,408)$23$1,385$5,586
357 ($1,408)$18$1,390$4,196
358 ($1,408)$14$1,394$2,802
359 ($1,408)$9$1,399$1,403
360 ($1,408)$5$1,403$0
TOTALS$207,610$299,200$506,810

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.