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Mortgage Payment Schedule for a $374,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($74,800) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,427 360 $214,413 $513,613

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.888% | Rate: 3.875% | Fees: $400 | 30 day rate lock

NMLS #: 101475 | State Lic #: MC-6729
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.891% | Rate: 3.875% | Fees: $477 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,174 /mo
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30 yr fixed mtg, 0 points | APR: 3.892% | Rate: 3.865% | Fees: $820 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.008% | Rate: 4.000% | Fees: $245 | 40 day rate lock

NMLS #: 181005
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.154% | Rate: 4.125% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.260% | Rate: 4.250% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.490% | Rate: 4.490% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.904% | Rate: 3.875% | Fees: $885 | 30 day rate lock

$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.043% | Rate: 4.000% | Fees: $1,295 | 30 day rate lock

NMLS #: 277676 | State Lic #: MC-4238
$1,323 /mo
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30 yr fixed mtg, 0 points | APR: 4.875% | Rate: 4.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $374,000
Down Payment $74,800$299,200
Year 1 - 1 ($1,427)$995$432$298,768
2 ($1,427)$993$433$298,335
3 ($1,427)$992$435$297,900
4 ($1,427)$991$436$297,464
5 ($1,427)$989$438$297,026
6 ($1,427)$988$439$296,587
7 ($1,427)$986$441$296,147
8 ($1,427)$985$442$295,705
9 ($1,427)$983$443$295,261
10 ($1,427)$982$445$294,816
11 ($1,427)$980$446$294,370
12 ($1,427)$979$448$293,922
Year 2 - 13 ($1,427)$977$449$293,472
14 ($1,427)$976$451$293,022
15 ($1,427)$974$452$292,569
16 ($1,427)$973$454$292,115
17 ($1,427)$971$455$291,660
18 ($1,427)$970$457$291,203
19 ($1,427)$968$458$290,744
20 ($1,427)$967$460$290,284
21 ($1,427)$965$462$289,823
22 ($1,427)$964$463$289,360
23 ($1,427)$962$465$288,895
24 ($1,427)$961$466$288,429
Year 3 - 25 ($1,427)$959$468$287,961
26 ($1,427)$957$469$287,492
27 ($1,427)$956$471$287,021
28 ($1,427)$954$472$286,549
29 ($1,427)$953$474$286,075
30 ($1,427)$951$476$285,600
31 ($1,427)$950$477$285,123
32 ($1,427)$948$479$284,644
33 ($1,427)$946$480$284,164
34 ($1,427)$945$482$283,682
35 ($1,427)$943$483$283,198
36 ($1,427)$942$485$282,713
Year 4 - 37 ($1,427)$940$487$282,227
38 ($1,427)$938$488$281,738
39 ($1,427)$937$490$281,248
40 ($1,427)$935$492$280,757
41 ($1,427)$934$493$280,264
42 ($1,427)$932$495$279,769
43 ($1,427)$930$496$279,272
44 ($1,427)$929$498$278,774
45 ($1,427)$927$500$278,274
46 ($1,427)$925$501$277,773
47 ($1,427)$924$503$277,270
48 ($1,427)$922$505$276,765
Year 5 - 49 ($1,427)$920$506$276,259
50 ($1,427)$919$508$275,751
51 ($1,427)$917$510$275,241
52 ($1,427)$915$512$274,729
53 ($1,427)$913$513$274,216
54 ($1,427)$912$515$273,701
55 ($1,427)$910$517$273,184
56 ($1,427)$908$518$272,666
57 ($1,427)$907$520$272,146
58 ($1,427)$905$522$271,624
59 ($1,427)$903$524$271,101
60 ($1,427)$901$525$270,575
Year 6 - 61 ($1,427)$900$527$270,048
62 ($1,427)$898$529$269,519
63 ($1,427)$896$531$268,989
64 ($1,427)$894$532$268,457
65 ($1,427)$893$534$267,922
66 ($1,427)$891$536$267,387
67 ($1,427)$889$538$266,849
68 ($1,427)$887$539$266,310
69 ($1,427)$885$541$265,768
70 ($1,427)$884$543$265,225
71 ($1,427)$882$545$264,680
72 ($1,427)$880$547$264,134
Year 7 - 73 ($1,427)$878$548$263,585
74 ($1,427)$876$550$263,035
75 ($1,427)$875$552$262,483
76 ($1,427)$873$554$261,929
77 ($1,427)$871$556$261,373
78 ($1,427)$869$558$260,816
79 ($1,427)$867$559$260,256
80 ($1,427)$865$561$259,695
81 ($1,427)$863$563$259,132
82 ($1,427)$862$565$258,566
83 ($1,427)$860$567$257,999
84 ($1,427)$858$569$257,431
Year 8 - 85 ($1,427)$856$571$256,860
86 ($1,427)$854$573$256,287
87 ($1,427)$852$575$255,713
88 ($1,427)$850$576$255,136
89 ($1,427)$848$578$254,558
90 ($1,427)$846$580$253,978
91 ($1,427)$844$582$253,395
92 ($1,427)$843$584$252,811
93 ($1,427)$841$586$252,225
94 ($1,427)$839$588$251,637
95 ($1,427)$837$590$251,047
96 ($1,427)$835$592$250,455
Year 9 - 97 ($1,427)$833$594$249,861
98 ($1,427)$831$596$249,265
99 ($1,427)$829$598$248,667
100 ($1,427)$827$600$248,067
101 ($1,427)$825$602$247,466
102 ($1,427)$823$604$246,862
103 ($1,427)$821$606$246,256
104 ($1,427)$819$608$245,648
105 ($1,427)$817$610$245,038
106 ($1,427)$815$612$244,426
107 ($1,427)$813$614$243,812
108 ($1,427)$811$616$243,196
Year 10 - 109 ($1,427)$809$618$242,578
110 ($1,427)$807$620$241,958
111 ($1,427)$805$622$241,336
112 ($1,427)$802$624$240,711
113 ($1,427)$800$626$240,085
114 ($1,427)$798$628$239,457
115 ($1,427)$796$631$238,826
116 ($1,427)$794$633$238,193
117 ($1,427)$792$635$237,559
118 ($1,427)$790$637$236,922
119 ($1,427)$788$639$236,283
120 ($1,427)$786$641$235,642
Year 11 - 121 ($1,427)$784$643$234,999
122 ($1,427)$781$645$234,353
123 ($1,427)$779$647$233,706
124 ($1,427)$777$650$233,056
125 ($1,427)$775$652$232,404
126 ($1,427)$773$654$231,751
127 ($1,427)$771$656$231,094
128 ($1,427)$768$658$230,436
129 ($1,427)$766$661$229,776
130 ($1,427)$764$663$229,113
131 ($1,427)$762$665$228,448
132 ($1,427)$760$667$227,781
Year 12 - 133 ($1,427)$757$669$227,112
134 ($1,427)$755$672$226,440
135 ($1,427)$753$674$225,766
136 ($1,427)$751$676$225,090
137 ($1,427)$748$678$224,412
138 ($1,427)$746$681$223,731
139 ($1,427)$744$683$223,049
140 ($1,427)$742$685$222,363
141 ($1,427)$739$687$221,676
142 ($1,427)$737$690$220,987
143 ($1,427)$735$692$220,295
144 ($1,427)$732$694$219,600
Year 13 - 145 ($1,427)$730$697$218,904
146 ($1,427)$728$699$218,205
147 ($1,427)$726$701$217,504
148 ($1,427)$723$704$216,800
149 ($1,427)$721$706$216,094
150 ($1,427)$719$708$215,386
151 ($1,427)$716$711$214,676
152 ($1,427)$714$713$213,963
153 ($1,427)$711$715$213,248
154 ($1,427)$709$718$212,530
155 ($1,427)$707$720$211,810
156 ($1,427)$704$722$211,087
Year 14 - 157 ($1,427)$702$725$210,363
158 ($1,427)$699$727$209,635
159 ($1,427)$697$730$208,906
160 ($1,427)$695$732$208,174
161 ($1,427)$692$735$207,439
162 ($1,427)$690$737$206,702
163 ($1,427)$687$739$205,963
164 ($1,427)$685$742$205,221
165 ($1,427)$682$744$204,476
166 ($1,427)$680$747$203,730
167 ($1,427)$677$749$202,980
168 ($1,427)$675$752$202,229
Year 15 - 169 ($1,427)$672$754$201,474
170 ($1,427)$670$757$200,717
171 ($1,427)$667$759$199,958
172 ($1,427)$665$762$199,196
173 ($1,427)$662$764$198,432
174 ($1,427)$660$767$197,665
175 ($1,427)$657$769$196,896
176 ($1,427)$655$772$196,124
177 ($1,427)$652$775$195,349
178 ($1,427)$650$777$194,572
179 ($1,427)$647$780$193,792
180 ($1,427)$644$782$193,010
Year 16 - 181 ($1,427)$642$785$192,225
182 ($1,427)$639$788$191,437
183 ($1,427)$637$790$190,647
184 ($1,427)$634$793$189,854
185 ($1,427)$631$795$189,059
186 ($1,427)$629$798$188,261
187 ($1,427)$626$801$187,460
188 ($1,427)$623$803$186,657
189 ($1,427)$621$806$185,850
190 ($1,427)$618$809$185,042
191 ($1,427)$615$811$184,230
192 ($1,427)$613$814$183,416
Year 17 - 193 ($1,427)$610$817$182,599
194 ($1,427)$607$820$181,780
195 ($1,427)$604$822$180,957
196 ($1,427)$602$825$180,132
197 ($1,427)$599$828$179,305
198 ($1,427)$596$831$178,474
199 ($1,427)$593$833$177,641
200 ($1,427)$591$836$176,805
201 ($1,427)$588$839$175,966
202 ($1,427)$585$842$175,124
203 ($1,427)$582$844$174,280
204 ($1,427)$579$847$173,433
Year 18 - 205 ($1,427)$577$850$172,583
206 ($1,427)$574$853$171,730
207 ($1,427)$571$856$170,874
208 ($1,427)$568$859$170,016
209 ($1,427)$565$861$169,154
210 ($1,427)$562$864$168,290
211 ($1,427)$560$867$167,423
212 ($1,427)$557$870$166,553
213 ($1,427)$554$873$165,680
214 ($1,427)$551$876$164,804
215 ($1,427)$548$879$163,925
216 ($1,427)$545$882$163,044
Year 19 - 217 ($1,427)$542$885$162,159
218 ($1,427)$539$888$161,272
219 ($1,427)$536$890$160,381
220 ($1,427)$533$893$159,488
221 ($1,427)$530$896$158,591
222 ($1,427)$527$899$157,692
223 ($1,427)$524$902$156,790
224 ($1,427)$521$905$155,884
225 ($1,427)$518$908$154,976
226 ($1,427)$515$911$154,064
227 ($1,427)$512$914$153,150
228 ($1,427)$509$917$152,232
Year 20 - 229 ($1,427)$506$921$151,312
230 ($1,427)$503$924$150,388
231 ($1,427)$500$927$149,462
232 ($1,427)$497$930$148,532
233 ($1,427)$494$933$147,599
234 ($1,427)$491$936$146,663
235 ($1,427)$488$939$145,724
236 ($1,427)$485$942$144,782
237 ($1,427)$481$945$143,837
238 ($1,427)$478$948$142,888
239 ($1,427)$475$952$141,937
240 ($1,427)$472$955$140,982
Year 21 - 241 ($1,427)$469$958$140,024
242 ($1,427)$466$961$139,063
243 ($1,427)$462$964$138,098
244 ($1,427)$459$968$137,131
245 ($1,427)$456$971$136,160
246 ($1,427)$453$974$135,186
247 ($1,427)$449$977$134,209
248 ($1,427)$446$980$133,229
249 ($1,427)$443$984$132,245
250 ($1,427)$440$987$131,258
251 ($1,427)$436$990$130,268
252 ($1,427)$433$994$129,274
Year 22 - 253 ($1,427)$430$997$128,277
254 ($1,427)$427$1,000$127,277
255 ($1,427)$423$1,004$126,273
256 ($1,427)$420$1,007$125,267
257 ($1,427)$417$1,010$124,256
258 ($1,427)$413$1,014$123,243
259 ($1,427)$410$1,017$122,226
260 ($1,427)$406$1,020$121,206
261 ($1,427)$403$1,024$120,182
262 ($1,427)$400$1,027$119,155
263 ($1,427)$396$1,031$118,124
264 ($1,427)$393$1,034$117,090
Year 23 - 265 ($1,427)$389$1,037$116,053
266 ($1,427)$386$1,041$115,012
267 ($1,427)$382$1,044$113,968
268 ($1,427)$379$1,048$112,920
269 ($1,427)$375$1,051$111,869
270 ($1,427)$372$1,055$110,814
271 ($1,427)$368$1,058$109,756
272 ($1,427)$365$1,062$108,694
273 ($1,427)$361$1,065$107,629
274 ($1,427)$358$1,069$106,560
275 ($1,427)$354$1,072$105,488
276 ($1,427)$351$1,076$104,412
Year 24 - 277 ($1,427)$347$1,080$103,332
278 ($1,427)$344$1,083$102,249
279 ($1,427)$340$1,087$101,162
280 ($1,427)$336$1,090$100,072
281 ($1,427)$333$1,094$98,978
282 ($1,427)$329$1,098$97,880
283 ($1,427)$325$1,101$96,779
284 ($1,427)$322$1,105$95,674
285 ($1,427)$318$1,109$94,566
286 ($1,427)$314$1,112$93,453
287 ($1,427)$311$1,116$92,337
288 ($1,427)$307$1,120$91,218
Year 25 - 289 ($1,427)$303$1,123$90,094
290 ($1,427)$300$1,127$88,967
291 ($1,427)$296$1,131$87,836
292 ($1,427)$292$1,135$86,702
293 ($1,427)$288$1,138$85,563
294 ($1,427)$284$1,142$84,421
295 ($1,427)$281$1,146$83,275
296 ($1,427)$277$1,150$82,125
297 ($1,427)$273$1,154$80,972
298 ($1,427)$269$1,157$79,814
299 ($1,427)$265$1,161$78,653
300 ($1,427)$262$1,165$77,488
Year 26 - 301 ($1,427)$258$1,169$76,319
302 ($1,427)$254$1,173$75,146
303 ($1,427)$250$1,177$73,969
304 ($1,427)$246$1,181$72,788
305 ($1,427)$242$1,185$71,603
306 ($1,427)$238$1,189$70,415
307 ($1,427)$234$1,193$69,222
308 ($1,427)$230$1,197$68,026
309 ($1,427)$226$1,201$66,825
310 ($1,427)$222$1,205$65,621
311 ($1,427)$218$1,209$64,412
312 ($1,427)$214$1,213$63,200
Year 27 - 313 ($1,427)$210$1,217$61,983
314 ($1,427)$206$1,221$60,762
315 ($1,427)$202$1,225$59,538
316 ($1,427)$198$1,229$58,309
317 ($1,427)$194$1,233$57,076
318 ($1,427)$190$1,237$55,839
319 ($1,427)$186$1,241$54,598
320 ($1,427)$182$1,245$53,353
321 ($1,427)$177$1,249$52,104
322 ($1,427)$173$1,253$50,850
323 ($1,427)$169$1,258$49,593
324 ($1,427)$165$1,262$48,331
Year 28 - 325 ($1,427)$161$1,266$47,065
326 ($1,427)$156$1,270$45,795
327 ($1,427)$152$1,274$44,520
328 ($1,427)$148$1,279$43,241
329 ($1,427)$144$1,283$41,959
330 ($1,427)$140$1,287$40,671
331 ($1,427)$135$1,291$39,380
332 ($1,427)$131$1,296$38,084
333 ($1,427)$127$1,300$36,784
334 ($1,427)$122$1,304$35,480
335 ($1,427)$118$1,309$34,171
336 ($1,427)$114$1,313$32,858
Year 29 - 337 ($1,427)$109$1,317$31,540
338 ($1,427)$105$1,322$30,219
339 ($1,427)$100$1,326$28,892
340 ($1,427)$96$1,331$27,562
341 ($1,427)$92$1,335$26,227
342 ($1,427)$87$1,339$24,887
343 ($1,427)$83$1,344$23,543
344 ($1,427)$78$1,348$22,195
345 ($1,427)$74$1,353$20,842
346 ($1,427)$69$1,357$19,484
347 ($1,427)$65$1,362$18,123
348 ($1,427)$60$1,366$16,756
Year 30 - 349 ($1,427)$56$1,371$15,385
350 ($1,427)$51$1,376$14,010
351 ($1,427)$47$1,380$12,629
352 ($1,427)$42$1,385$11,245
353 ($1,427)$37$1,389$9,855
354 ($1,427)$33$1,394$8,461
355 ($1,427)$28$1,399$7,063
356 ($1,427)$23$1,403$5,660
357 ($1,427)$19$1,408$4,252
358 ($1,427)$14$1,413$2,839
359 ($1,427)$9$1,417$1,422
360 ($1,427)$5$1,422$0
TOTALS$214,413$299,200$513,613

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.