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Mortgage Payment Schedule for a $381,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($76,200) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,425 360 $208,361 $513,161

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.646% | Rate: 3.625% | Fees: $650 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.772% | Rate: 3.750% | Fees: $675 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $5 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $381,000
Down Payment $76,200$304,800
Year 1 - 1 ($1,425)$973$453$304,347
2 ($1,425)$971$454$303,893
3 ($1,425)$970$456$303,438
4 ($1,425)$968$457$302,981
5 ($1,425)$967$458$302,522
6 ($1,425)$966$460$302,062
7 ($1,425)$964$461$301,601
8 ($1,425)$963$463$301,138
9 ($1,425)$961$464$300,674
10 ($1,425)$960$466$300,208
11 ($1,425)$958$467$299,741
12 ($1,425)$957$469$299,272
Year 2 - 13 ($1,425)$955$470$298,802
14 ($1,425)$954$472$298,330
15 ($1,425)$952$473$297,857
16 ($1,425)$951$475$297,382
17 ($1,425)$949$476$296,906
18 ($1,425)$948$478$296,428
19 ($1,425)$946$479$295,949
20 ($1,425)$945$481$295,468
21 ($1,425)$943$482$294,985
22 ($1,425)$941$484$294,501
23 ($1,425)$940$485$294,016
24 ($1,425)$938$487$293,529
Year 3 - 25 ($1,425)$937$489$293,040
26 ($1,425)$935$490$292,550
27 ($1,425)$934$492$292,058
28 ($1,425)$932$493$291,565
29 ($1,425)$931$495$291,070
30 ($1,425)$929$496$290,574
31 ($1,425)$927$498$290,076
32 ($1,425)$926$500$289,576
33 ($1,425)$924$501$289,075
34 ($1,425)$923$503$288,572
35 ($1,425)$921$504$288,067
36 ($1,425)$919$506$287,561
Year 4 - 37 ($1,425)$918$508$287,054
38 ($1,425)$916$509$286,545
39 ($1,425)$915$511$286,034
40 ($1,425)$913$513$285,521
41 ($1,425)$911$514$285,007
42 ($1,425)$910$516$284,491
43 ($1,425)$908$517$283,974
44 ($1,425)$906$519$283,455
45 ($1,425)$905$521$282,934
46 ($1,425)$903$522$282,411
47 ($1,425)$901$524$281,887
48 ($1,425)$900$526$281,362
Year 5 - 49 ($1,425)$898$527$280,834
50 ($1,425)$896$529$280,305
51 ($1,425)$895$531$279,774
52 ($1,425)$893$533$279,242
53 ($1,425)$891$534$278,708
54 ($1,425)$890$536$278,172
55 ($1,425)$888$538$277,634
56 ($1,425)$886$539$277,095
57 ($1,425)$884$541$276,554
58 ($1,425)$883$543$276,011
59 ($1,425)$881$545$275,466
60 ($1,425)$879$546$274,920
Year 6 - 61 ($1,425)$877$548$274,372
62 ($1,425)$876$550$273,822
63 ($1,425)$874$551$273,271
64 ($1,425)$872$553$272,718
65 ($1,425)$870$555$272,163
66 ($1,425)$869$557$271,606
67 ($1,425)$867$559$271,047
68 ($1,425)$865$560$270,487
69 ($1,425)$863$562$269,925
70 ($1,425)$862$564$269,361
71 ($1,425)$860$566$268,795
72 ($1,425)$858$568$268,227
Year 7 - 73 ($1,425)$856$569$267,658
74 ($1,425)$854$571$267,087
75 ($1,425)$852$573$266,514
76 ($1,425)$851$575$265,939
77 ($1,425)$849$577$265,362
78 ($1,425)$847$578$264,784
79 ($1,425)$845$580$264,204
80 ($1,425)$843$582$263,621
81 ($1,425)$841$584$263,037
82 ($1,425)$840$586$262,451
83 ($1,425)$838$588$261,864
84 ($1,425)$836$590$261,274
Year 8 - 85 ($1,425)$834$592$260,682
86 ($1,425)$832$593$260,089
87 ($1,425)$830$595$259,494
88 ($1,425)$828$597$258,896
89 ($1,425)$826$599$258,297
90 ($1,425)$824$601$257,696
91 ($1,425)$822$603$257,093
92 ($1,425)$821$605$256,488
93 ($1,425)$819$607$255,882
94 ($1,425)$817$609$255,273
95 ($1,425)$815$611$254,662
96 ($1,425)$813$613$254,049
Year 9 - 97 ($1,425)$811$615$253,435
98 ($1,425)$809$617$252,818
99 ($1,425)$807$619$252,200
100 ($1,425)$805$621$251,579
101 ($1,425)$803$622$250,957
102 ($1,425)$801$624$250,332
103 ($1,425)$799$626$249,706
104 ($1,425)$797$628$249,077
105 ($1,425)$795$630$248,447
106 ($1,425)$793$632$247,814
107 ($1,425)$791$635$247,180
108 ($1,425)$789$637$246,543
Year 10 - 109 ($1,425)$787$639$245,905
110 ($1,425)$785$641$245,264
111 ($1,425)$783$643$244,621
112 ($1,425)$781$645$243,977
113 ($1,425)$779$647$243,330
114 ($1,425)$777$649$242,681
115 ($1,425)$775$651$242,030
116 ($1,425)$772$653$241,377
117 ($1,425)$770$655$240,722
118 ($1,425)$768$657$240,065
119 ($1,425)$766$659$239,406
120 ($1,425)$764$661$238,745
Year 11 - 121 ($1,425)$762$663$238,081
122 ($1,425)$760$666$237,416
123 ($1,425)$758$668$236,748
124 ($1,425)$756$670$236,078
125 ($1,425)$753$672$235,406
126 ($1,425)$751$674$234,732
127 ($1,425)$749$676$234,056
128 ($1,425)$747$678$233,377
129 ($1,425)$745$681$232,697
130 ($1,425)$743$683$232,014
131 ($1,425)$741$685$231,329
132 ($1,425)$738$687$230,642
Year 12 - 133 ($1,425)$736$689$229,953
134 ($1,425)$734$692$229,261
135 ($1,425)$732$694$228,567
136 ($1,425)$730$696$227,871
137 ($1,425)$727$698$227,173
138 ($1,425)$725$700$226,473
139 ($1,425)$723$703$225,770
140 ($1,425)$721$705$225,065
141 ($1,425)$718$707$224,358
142 ($1,425)$716$709$223,649
143 ($1,425)$714$712$222,937
144 ($1,425)$712$714$222,223
Year 13 - 145 ($1,425)$709$716$221,507
146 ($1,425)$707$718$220,789
147 ($1,425)$705$721$220,068
148 ($1,425)$702$723$219,345
149 ($1,425)$700$725$218,619
150 ($1,425)$698$728$217,892
151 ($1,425)$695$730$217,162
152 ($1,425)$693$732$216,429
153 ($1,425)$691$735$215,695
154 ($1,425)$688$737$214,958
155 ($1,425)$686$739$214,218
156 ($1,425)$684$742$213,477
Year 14 - 157 ($1,425)$681$744$212,732
158 ($1,425)$679$746$211,986
159 ($1,425)$677$749$211,237
160 ($1,425)$674$751$210,486
161 ($1,425)$672$754$209,732
162 ($1,425)$669$756$208,976
163 ($1,425)$667$758$208,218
164 ($1,425)$665$761$207,457
165 ($1,425)$662$763$206,694
166 ($1,425)$660$766$205,928
167 ($1,425)$657$768$205,160
168 ($1,425)$655$771$204,389
Year 15 - 169 ($1,425)$652$773$203,616
170 ($1,425)$650$776$202,840
171 ($1,425)$647$778$202,062
172 ($1,425)$645$781$201,282
173 ($1,425)$642$783$200,499
174 ($1,425)$640$786$199,713
175 ($1,425)$637$788$198,925
176 ($1,425)$635$791$198,135
177 ($1,425)$632$793$197,341
178 ($1,425)$630$796$196,546
179 ($1,425)$627$798$195,748
180 ($1,425)$625$801$194,947
Year 16 - 181 ($1,425)$622$803$194,144
182 ($1,425)$620$806$193,338
183 ($1,425)$617$808$192,530
184 ($1,425)$614$811$191,719
185 ($1,425)$612$814$190,905
186 ($1,425)$609$816$190,089
187 ($1,425)$607$819$189,270
188 ($1,425)$604$821$188,449
189 ($1,425)$601$824$187,625
190 ($1,425)$599$827$186,798
191 ($1,425)$596$829$185,969
192 ($1,425)$594$832$185,137
Year 17 - 193 ($1,425)$591$835$184,303
194 ($1,425)$588$837$183,465
195 ($1,425)$586$840$182,625
196 ($1,425)$583$843$181,783
197 ($1,425)$580$845$180,938
198 ($1,425)$577$848$180,090
199 ($1,425)$575$851$179,239
200 ($1,425)$572$853$178,386
201 ($1,425)$569$856$177,530
202 ($1,425)$567$859$176,671
203 ($1,425)$564$862$175,809
204 ($1,425)$561$864$174,945
Year 18 - 205 ($1,425)$558$867$174,078
206 ($1,425)$556$870$173,208
207 ($1,425)$553$873$172,335
208 ($1,425)$550$875$171,460
209 ($1,425)$547$878$170,582
210 ($1,425)$544$881$169,701
211 ($1,425)$542$884$168,817
212 ($1,425)$539$887$167,930
213 ($1,425)$536$889$167,041
214 ($1,425)$533$892$166,148
215 ($1,425)$530$895$165,253
216 ($1,425)$527$898$164,355
Year 19 - 217 ($1,425)$525$901$163,454
218 ($1,425)$522$904$162,551
219 ($1,425)$519$907$161,644
220 ($1,425)$516$910$160,734
221 ($1,425)$513$912$159,822
222 ($1,425)$510$915$158,907
223 ($1,425)$507$918$157,988
224 ($1,425)$504$921$157,067
225 ($1,425)$501$924$156,143
226 ($1,425)$498$927$155,216
227 ($1,425)$495$930$154,286
228 ($1,425)$492$933$153,353
Year 20 - 229 ($1,425)$489$936$152,417
230 ($1,425)$486$939$151,478
231 ($1,425)$483$942$150,536
232 ($1,425)$480$945$149,591
233 ($1,425)$477$948$148,643
234 ($1,425)$474$951$147,692
235 ($1,425)$471$954$146,738
236 ($1,425)$468$957$145,781
237 ($1,425)$465$960$144,820
238 ($1,425)$462$963$143,857
239 ($1,425)$459$966$142,891
240 ($1,425)$456$969$141,922
Year 21 - 241 ($1,425)$453$972$140,949
242 ($1,425)$450$976$139,974
243 ($1,425)$447$979$138,995
244 ($1,425)$444$982$138,013
245 ($1,425)$440$985$137,028
246 ($1,425)$437$988$136,040
247 ($1,425)$434$991$135,049
248 ($1,425)$431$994$134,054
249 ($1,425)$428$998$133,057
250 ($1,425)$425$1,001$132,056
251 ($1,425)$421$1,004$131,052
252 ($1,425)$418$1,007$130,045
Year 22 - 253 ($1,425)$415$1,010$129,034
254 ($1,425)$412$1,014$128,021
255 ($1,425)$409$1,017$127,004
256 ($1,425)$405$1,020$125,984
257 ($1,425)$402$1,023$124,960
258 ($1,425)$399$1,027$123,934
259 ($1,425)$396$1,030$122,904
260 ($1,425)$392$1,033$121,871
261 ($1,425)$389$1,036$120,834
262 ($1,425)$386$1,040$119,794
263 ($1,425)$382$1,043$118,751
264 ($1,425)$379$1,046$117,705
Year 23 - 265 ($1,425)$376$1,050$116,655
266 ($1,425)$372$1,053$115,602
267 ($1,425)$369$1,056$114,546
268 ($1,425)$366$1,060$113,486
269 ($1,425)$362$1,063$112,422
270 ($1,425)$359$1,067$111,356
271 ($1,425)$355$1,070$110,286
272 ($1,425)$352$1,073$109,212
273 ($1,425)$349$1,077$108,135
274 ($1,425)$345$1,080$107,055
275 ($1,425)$342$1,084$105,971
276 ($1,425)$338$1,087$104,884
Year 24 - 277 ($1,425)$335$1,091$103,793
278 ($1,425)$331$1,094$102,699
279 ($1,425)$328$1,098$101,602
280 ($1,425)$324$1,101$100,500
281 ($1,425)$321$1,105$99,396
282 ($1,425)$317$1,108$98,288
283 ($1,425)$314$1,112$97,176
284 ($1,425)$310$1,115$96,061
285 ($1,425)$307$1,119$94,942
286 ($1,425)$303$1,122$93,819
287 ($1,425)$299$1,126$92,693
288 ($1,425)$296$1,130$91,564
Year 25 - 289 ($1,425)$292$1,133$90,430
290 ($1,425)$289$1,137$89,294
291 ($1,425)$285$1,140$88,153
292 ($1,425)$281$1,144$87,009
293 ($1,425)$278$1,148$85,861
294 ($1,425)$274$1,151$84,710
295 ($1,425)$270$1,155$83,555
296 ($1,425)$267$1,159$82,396
297 ($1,425)$263$1,162$81,234
298 ($1,425)$259$1,166$80,067
299 ($1,425)$256$1,170$78,898
300 ($1,425)$252$1,174$77,724
Year 26 - 301 ($1,425)$248$1,177$76,546
302 ($1,425)$244$1,181$75,365
303 ($1,425)$241$1,185$74,180
304 ($1,425)$237$1,189$72,992
305 ($1,425)$233$1,192$71,799
306 ($1,425)$229$1,196$70,603
307 ($1,425)$225$1,200$69,403
308 ($1,425)$222$1,204$68,199
309 ($1,425)$218$1,208$66,991
310 ($1,425)$214$1,212$65,780
311 ($1,425)$210$1,216$64,564
312 ($1,425)$206$1,219$63,345
Year 27 - 313 ($1,425)$202$1,223$62,121
314 ($1,425)$198$1,227$60,894
315 ($1,425)$194$1,231$59,663
316 ($1,425)$190$1,235$58,428
317 ($1,425)$186$1,239$57,189
318 ($1,425)$183$1,243$55,946
319 ($1,425)$179$1,247$54,699
320 ($1,425)$175$1,251$53,448
321 ($1,425)$171$1,255$52,194
322 ($1,425)$167$1,259$50,935
323 ($1,425)$163$1,263$49,672
324 ($1,425)$159$1,267$48,405
Year 28 - 325 ($1,425)$154$1,271$47,134
326 ($1,425)$150$1,275$45,859
327 ($1,425)$146$1,279$44,580
328 ($1,425)$142$1,283$43,297
329 ($1,425)$138$1,287$42,009
330 ($1,425)$134$1,291$40,718
331 ($1,425)$130$1,295$39,423
332 ($1,425)$126$1,300$38,123
333 ($1,425)$122$1,304$36,819
334 ($1,425)$118$1,308$35,511
335 ($1,425)$113$1,312$34,199
336 ($1,425)$109$1,316$32,883
Year 29 - 337 ($1,425)$105$1,320$31,562
338 ($1,425)$101$1,325$30,238
339 ($1,425)$97$1,329$28,909
340 ($1,425)$92$1,333$27,576
341 ($1,425)$88$1,337$26,238
342 ($1,425)$84$1,342$24,896
343 ($1,425)$79$1,346$23,550
344 ($1,425)$75$1,350$22,200
345 ($1,425)$71$1,355$20,846
346 ($1,425)$67$1,359$19,487
347 ($1,425)$62$1,363$18,123
348 ($1,425)$58$1,368$16,756
Year 30 - 349 ($1,425)$53$1,372$15,384
350 ($1,425)$49$1,376$14,007
351 ($1,425)$45$1,381$12,627
352 ($1,425)$40$1,385$11,242
353 ($1,425)$36$1,390$9,852
354 ($1,425)$31$1,394$8,458
355 ($1,425)$27$1,398$7,060
356 ($1,425)$23$1,403$5,657
357 ($1,425)$18$1,407$4,249
358 ($1,425)$14$1,412$2,837
359 ($1,425)$9$1,416$1,421
360 ($1,425)$5$1,421$0
TOTALS$208,361$304,800$513,161

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.