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Mortgage Payment Schedule for a $381,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($76,200) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,446 360 $215,900 $520,700

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 113054 | State Lic #: MC-2236
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $381,000
Down Payment $76,200$304,800
Year 1 - 1 ($1,446)$1,003$443$304,357
2 ($1,446)$1,002$445$303,912
3 ($1,446)$1,000$446$303,466
4 ($1,446)$999$447$303,019
5 ($1,446)$997$449$302,570
6 ($1,446)$996$450$302,119
7 ($1,446)$994$452$301,668
8 ($1,446)$993$453$301,214
9 ($1,446)$991$455$300,759
10 ($1,446)$990$456$300,303
11 ($1,446)$988$458$299,845
12 ($1,446)$987$459$299,386
Year 2 - 13 ($1,446)$985$461$298,925
14 ($1,446)$984$462$298,462
15 ($1,446)$982$464$297,998
16 ($1,446)$981$465$297,533
17 ($1,446)$979$467$297,066
18 ($1,446)$978$469$296,597
19 ($1,446)$976$470$296,127
20 ($1,446)$975$472$295,656
21 ($1,446)$973$473$295,182
22 ($1,446)$972$475$294,708
23 ($1,446)$970$476$294,231
24 ($1,446)$969$478$293,753
Year 3 - 25 ($1,446)$967$479$293,274
26 ($1,446)$965$481$292,793
27 ($1,446)$964$483$292,310
28 ($1,446)$962$484$291,826
29 ($1,446)$961$486$291,340
30 ($1,446)$959$487$290,853
31 ($1,446)$957$489$290,364
32 ($1,446)$956$491$289,873
33 ($1,446)$954$492$289,381
34 ($1,446)$953$494$288,887
35 ($1,446)$951$495$288,392
36 ($1,446)$949$497$287,895
Year 4 - 37 ($1,446)$948$499$287,396
38 ($1,446)$946$500$286,896
39 ($1,446)$944$502$286,394
40 ($1,446)$943$504$285,890
41 ($1,446)$941$505$285,385
42 ($1,446)$939$507$284,878
43 ($1,446)$938$509$284,369
44 ($1,446)$936$510$283,859
45 ($1,446)$934$512$283,347
46 ($1,446)$933$514$282,833
47 ($1,446)$931$515$282,317
48 ($1,446)$929$517$281,800
Year 5 - 49 ($1,446)$928$519$281,282
50 ($1,446)$926$521$280,761
51 ($1,446)$924$522$280,239
52 ($1,446)$922$524$279,715
53 ($1,446)$921$526$279,189
54 ($1,446)$919$527$278,662
55 ($1,446)$917$529$278,133
56 ($1,446)$916$531$277,602
57 ($1,446)$914$533$277,069
58 ($1,446)$912$534$276,535
59 ($1,446)$910$536$275,999
60 ($1,446)$908$538$275,461
Year 6 - 61 ($1,446)$907$540$274,921
62 ($1,446)$905$541$274,380
63 ($1,446)$903$543$273,836
64 ($1,446)$901$545$273,291
65 ($1,446)$900$547$272,745
66 ($1,446)$898$549$272,196
67 ($1,446)$896$550$271,646
68 ($1,446)$894$552$271,093
69 ($1,446)$892$554$270,539
70 ($1,446)$891$556$269,984
71 ($1,446)$889$558$269,426
72 ($1,446)$887$560$268,866
Year 7 - 73 ($1,446)$885$561$268,305
74 ($1,446)$883$563$267,742
75 ($1,446)$881$565$267,177
76 ($1,446)$879$567$266,610
77 ($1,446)$878$569$266,041
78 ($1,446)$876$571$265,470
79 ($1,446)$874$573$264,898
80 ($1,446)$872$574$264,323
81 ($1,446)$870$576$263,747
82 ($1,446)$868$578$263,169
83 ($1,446)$866$580$262,589
84 ($1,446)$864$582$262,007
Year 8 - 85 ($1,446)$862$584$261,423
86 ($1,446)$861$586$260,837
87 ($1,446)$859$588$260,249
88 ($1,446)$857$590$259,659
89 ($1,446)$855$592$259,067
90 ($1,446)$853$594$258,474
91 ($1,446)$851$596$257,878
92 ($1,446)$849$598$257,281
93 ($1,446)$847$600$256,681
94 ($1,446)$845$601$256,080
95 ($1,446)$843$603$255,476
96 ($1,446)$841$605$254,871
Year 9 - 97 ($1,446)$839$607$254,263
98 ($1,446)$837$609$253,654
99 ($1,446)$835$611$253,043
100 ($1,446)$833$613$252,429
101 ($1,446)$831$615$251,814
102 ($1,446)$829$618$251,196
103 ($1,446)$827$620$250,577
104 ($1,446)$825$622$249,955
105 ($1,446)$823$624$249,331
106 ($1,446)$821$626$248,706
107 ($1,446)$819$628$248,078
108 ($1,446)$817$630$247,448
Year 10 - 109 ($1,446)$815$632$246,816
110 ($1,446)$812$634$246,182
111 ($1,446)$810$636$245,546
112 ($1,446)$808$638$244,908
113 ($1,446)$806$640$244,268
114 ($1,446)$804$642$243,626
115 ($1,446)$802$644$242,981
116 ($1,446)$800$647$242,335
117 ($1,446)$798$649$241,686
118 ($1,446)$796$651$241,035
119 ($1,446)$793$653$240,382
120 ($1,446)$791$655$239,727
Year 11 - 121 ($1,446)$789$657$239,070
122 ($1,446)$787$659$238,410
123 ($1,446)$785$662$237,749
124 ($1,446)$783$664$237,085
125 ($1,446)$780$666$236,419
126 ($1,446)$778$668$235,751
127 ($1,446)$776$670$235,080
128 ($1,446)$774$673$234,408
129 ($1,446)$772$675$233,733
130 ($1,446)$769$677$233,056
131 ($1,446)$767$679$232,377
132 ($1,446)$765$681$231,695
Year 12 - 133 ($1,446)$763$684$231,011
134 ($1,446)$760$686$230,325
135 ($1,446)$758$688$229,637
136 ($1,446)$756$691$228,947
137 ($1,446)$754$693$228,254
138 ($1,446)$751$695$227,559
139 ($1,446)$749$697$226,861
140 ($1,446)$747$700$226,162
141 ($1,446)$744$702$225,460
142 ($1,446)$742$704$224,756
143 ($1,446)$740$707$224,049
144 ($1,446)$737$709$223,340
Year 13 - 145 ($1,446)$735$711$222,629
146 ($1,446)$733$714$221,915
147 ($1,446)$730$716$221,199
148 ($1,446)$728$718$220,481
149 ($1,446)$726$721$219,761
150 ($1,446)$723$723$219,037
151 ($1,446)$721$725$218,312
152 ($1,446)$719$728$217,584
153 ($1,446)$716$730$216,854
154 ($1,446)$714$733$216,122
155 ($1,446)$711$735$215,387
156 ($1,446)$709$737$214,649
Year 14 - 157 ($1,446)$707$740$213,909
158 ($1,446)$704$742$213,167
159 ($1,446)$702$745$212,422
160 ($1,446)$699$747$211,675
161 ($1,446)$697$750$210,926
162 ($1,446)$694$752$210,173
163 ($1,446)$692$755$209,419
164 ($1,446)$689$757$208,662
165 ($1,446)$687$760$207,902
166 ($1,446)$684$762$207,140
167 ($1,446)$682$765$206,376
168 ($1,446)$679$767$205,609
Year 15 - 169 ($1,446)$677$770$204,839
170 ($1,446)$674$772$204,067
171 ($1,446)$672$775$203,292
172 ($1,446)$669$777$202,515
173 ($1,446)$667$780$201,735
174 ($1,446)$664$782$200,953
175 ($1,446)$661$785$200,168
176 ($1,446)$659$788$199,380
177 ($1,446)$656$790$198,590
178 ($1,446)$654$793$197,798
179 ($1,446)$651$795$197,002
180 ($1,446)$648$798$196,204
Year 16 - 181 ($1,446)$646$801$195,404
182 ($1,446)$643$803$194,601
183 ($1,446)$641$806$193,795
184 ($1,446)$638$808$192,986
185 ($1,446)$635$811$192,175
186 ($1,446)$633$814$191,361
187 ($1,446)$630$816$190,545
188 ($1,446)$627$819$189,726
189 ($1,446)$625$822$188,904
190 ($1,446)$622$825$188,079
191 ($1,446)$619$827$187,252
192 ($1,446)$616$830$186,422
Year 17 - 193 ($1,446)$614$833$185,589
194 ($1,446)$611$835$184,754
195 ($1,446)$608$838$183,916
196 ($1,446)$605$841$183,075
197 ($1,446)$603$844$182,231
198 ($1,446)$600$847$181,384
199 ($1,446)$597$849$180,535
200 ($1,446)$594$852$179,683
201 ($1,446)$591$855$178,828
202 ($1,446)$589$858$177,970
203 ($1,446)$586$861$177,110
204 ($1,446)$583$863$176,246
Year 18 - 205 ($1,446)$580$866$175,380
206 ($1,446)$577$869$174,511
207 ($1,446)$574$872$173,639
208 ($1,446)$572$875$172,764
209 ($1,446)$569$878$171,886
210 ($1,446)$566$881$171,006
211 ($1,446)$563$883$170,122
212 ($1,446)$560$886$169,236
213 ($1,446)$557$889$168,346
214 ($1,446)$554$892$167,454
215 ($1,446)$551$895$166,559
216 ($1,446)$548$898$165,661
Year 19 - 217 ($1,446)$545$901$164,760
218 ($1,446)$542$904$163,856
219 ($1,446)$539$907$162,949
220 ($1,446)$536$910$162,039
221 ($1,446)$533$913$161,126
222 ($1,446)$530$916$160,210
223 ($1,446)$527$919$159,291
224 ($1,446)$524$922$158,369
225 ($1,446)$521$925$157,443
226 ($1,446)$518$928$156,515
227 ($1,446)$515$931$155,584
228 ($1,446)$512$934$154,650
Year 20 - 229 ($1,446)$509$937$153,713
230 ($1,446)$506$940$152,772
231 ($1,446)$503$944$151,829
232 ($1,446)$500$947$150,882
233 ($1,446)$497$950$149,932
234 ($1,446)$494$953$148,979
235 ($1,446)$490$956$148,023
236 ($1,446)$487$959$147,064
237 ($1,446)$484$962$146,102
238 ($1,446)$481$965$145,136
239 ($1,446)$478$969$144,168
240 ($1,446)$475$972$143,196
Year 21 - 241 ($1,446)$471$975$142,221
242 ($1,446)$468$978$141,243
243 ($1,446)$465$981$140,261
244 ($1,446)$462$985$139,277
245 ($1,446)$458$988$138,289
246 ($1,446)$455$991$137,297
247 ($1,446)$452$994$136,303
248 ($1,446)$449$998$135,305
249 ($1,446)$445$1,001$134,304
250 ($1,446)$442$1,004$133,300
251 ($1,446)$439$1,008$132,292
252 ($1,446)$435$1,011$131,281
Year 22 - 253 ($1,446)$432$1,014$130,267
254 ($1,446)$429$1,018$129,250
255 ($1,446)$425$1,021$128,229
256 ($1,446)$422$1,024$127,204
257 ($1,446)$419$1,028$126,177
258 ($1,446)$415$1,031$125,146
259 ($1,446)$412$1,034$124,111
260 ($1,446)$409$1,038$123,073
261 ($1,446)$405$1,041$122,032
262 ($1,446)$402$1,045$120,987
263 ($1,446)$398$1,048$119,939
264 ($1,446)$395$1,052$118,888
Year 23 - 265 ($1,446)$391$1,055$117,833
266 ($1,446)$388$1,059$116,774
267 ($1,446)$384$1,062$115,712
268 ($1,446)$381$1,066$114,646
269 ($1,446)$377$1,069$113,577
270 ($1,446)$374$1,073$112,505
271 ($1,446)$370$1,076$111,429
272 ($1,446)$367$1,080$110,349
273 ($1,446)$363$1,083$109,266
274 ($1,446)$360$1,087$108,179
275 ($1,446)$356$1,090$107,089
276 ($1,446)$353$1,094$105,995
Year 24 - 277 ($1,446)$349$1,097$104,898
278 ($1,446)$345$1,101$103,797
279 ($1,446)$342$1,105$102,692
280 ($1,446)$338$1,108$101,584
281 ($1,446)$334$1,112$100,472
282 ($1,446)$331$1,116$99,356
283 ($1,446)$327$1,119$98,236
284 ($1,446)$323$1,123$97,113
285 ($1,446)$320$1,127$95,987
286 ($1,446)$316$1,130$94,856
287 ($1,446)$312$1,134$93,722
288 ($1,446)$309$1,138$92,584
Year 25 - 289 ($1,446)$305$1,142$91,443
290 ($1,446)$301$1,145$90,297
291 ($1,446)$297$1,149$89,148
292 ($1,446)$293$1,153$87,995
293 ($1,446)$290$1,157$86,838
294 ($1,446)$286$1,161$85,678
295 ($1,446)$282$1,164$84,513
296 ($1,446)$278$1,168$83,345
297 ($1,446)$274$1,172$82,173
298 ($1,446)$270$1,176$80,997
299 ($1,446)$267$1,180$79,818
300 ($1,446)$263$1,184$78,634
Year 26 - 301 ($1,446)$259$1,188$77,446
302 ($1,446)$255$1,191$76,255
303 ($1,446)$251$1,195$75,060
304 ($1,446)$247$1,199$73,860
305 ($1,446)$243$1,203$72,657
306 ($1,446)$239$1,207$71,450
307 ($1,446)$235$1,211$70,238
308 ($1,446)$231$1,215$69,023
309 ($1,446)$227$1,219$67,804
310 ($1,446)$223$1,223$66,581
311 ($1,446)$219$1,227$65,354
312 ($1,446)$215$1,231$64,122
Year 27 - 313 ($1,446)$211$1,235$62,887
314 ($1,446)$207$1,239$61,648
315 ($1,446)$203$1,243$60,404
316 ($1,446)$199$1,248$59,157
317 ($1,446)$195$1,252$57,905
318 ($1,446)$191$1,256$56,649
319 ($1,446)$186$1,260$55,389
320 ($1,446)$182$1,264$54,125
321 ($1,446)$178$1,268$52,857
322 ($1,446)$174$1,272$51,585
323 ($1,446)$170$1,277$50,308
324 ($1,446)$166$1,281$49,027
Year 28 - 325 ($1,446)$161$1,285$47,742
326 ($1,446)$157$1,289$46,453
327 ($1,446)$153$1,293$45,160
328 ($1,446)$149$1,298$43,862
329 ($1,446)$144$1,302$42,560
330 ($1,446)$140$1,306$41,253
331 ($1,446)$136$1,311$39,943
332 ($1,446)$131$1,315$38,628
333 ($1,446)$127$1,319$37,309
334 ($1,446)$123$1,324$35,985
335 ($1,446)$118$1,328$34,657
336 ($1,446)$114$1,332$33,325
Year 29 - 337 ($1,446)$110$1,337$31,988
338 ($1,446)$105$1,341$30,647
339 ($1,446)$101$1,346$29,302
340 ($1,446)$96$1,350$27,952
341 ($1,446)$92$1,354$26,597
342 ($1,446)$88$1,359$25,238
343 ($1,446)$83$1,363$23,875
344 ($1,446)$79$1,368$22,507
345 ($1,446)$74$1,372$21,135
346 ($1,446)$70$1,377$19,758
347 ($1,446)$65$1,381$18,377
348 ($1,446)$60$1,386$16,991
Year 30 - 349 ($1,446)$56$1,390$15,600
350 ($1,446)$51$1,395$14,205
351 ($1,446)$47$1,400$12,806
352 ($1,446)$42$1,404$11,402
353 ($1,446)$38$1,409$9,993
354 ($1,446)$33$1,413$8,579
355 ($1,446)$28$1,418$7,161
356 ($1,446)$24$1,423$5,738
357 ($1,446)$19$1,428$4,311
358 ($1,446)$14$1,432$2,879
359 ($1,446)$9$1,437$1,442
360 ($1,446)$5$1,442$0
TOTALS$215,900$304,800$520,700

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.