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Mortgage Payment Schedule for a $381,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($76,200) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,462 360 $221,592 $526,392

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $381,000
Down Payment $76,200$304,800
Year 1 - 1 ($1,462)$1,026$436$304,364
2 ($1,462)$1,025$438$303,926
3 ($1,462)$1,023$439$303,487
4 ($1,462)$1,022$440$303,047
5 ($1,462)$1,020$442$302,605
6 ($1,462)$1,019$443$302,162
7 ($1,462)$1,017$445$301,717
8 ($1,462)$1,016$446$301,270
9 ($1,462)$1,014$448$300,822
10 ($1,462)$1,013$449$300,373
11 ($1,462)$1,011$451$299,922
12 ($1,462)$1,010$452$299,470
Year 2 - 13 ($1,462)$1,008$454$299,016
14 ($1,462)$1,007$456$298,560
15 ($1,462)$1,005$457$298,103
16 ($1,462)$1,004$459$297,644
17 ($1,462)$1,002$460$297,184
18 ($1,462)$1,001$462$296,723
19 ($1,462)$999$463$296,259
20 ($1,462)$997$465$295,795
21 ($1,462)$996$466$295,328
22 ($1,462)$994$468$294,860
23 ($1,462)$993$470$294,391
24 ($1,462)$991$471$293,920
Year 3 - 25 ($1,462)$990$473$293,447
26 ($1,462)$988$474$292,973
27 ($1,462)$986$476$292,497
28 ($1,462)$985$477$292,019
29 ($1,462)$983$479$291,540
30 ($1,462)$982$481$291,060
31 ($1,462)$980$482$290,577
32 ($1,462)$978$484$290,093
33 ($1,462)$977$486$289,608
34 ($1,462)$975$487$289,121
35 ($1,462)$973$489$288,632
36 ($1,462)$972$490$288,141
Year 4 - 37 ($1,462)$970$492$287,649
38 ($1,462)$968$494$287,156
39 ($1,462)$967$495$286,660
40 ($1,462)$965$497$286,163
41 ($1,462)$963$499$285,664
42 ($1,462)$962$500$285,164
43 ($1,462)$960$502$284,662
44 ($1,462)$958$504$284,158
45 ($1,462)$957$506$283,652
46 ($1,462)$955$507$283,145
47 ($1,462)$953$509$282,636
48 ($1,462)$952$511$282,125
Year 5 - 49 ($1,462)$950$512$281,613
50 ($1,462)$948$514$281,099
51 ($1,462)$946$516$280,583
52 ($1,462)$945$518$280,066
53 ($1,462)$943$519$279,546
54 ($1,462)$941$521$279,025
55 ($1,462)$939$523$278,502
56 ($1,462)$938$525$277,978
57 ($1,462)$936$526$277,451
58 ($1,462)$934$528$276,923
59 ($1,462)$932$530$276,393
60 ($1,462)$931$532$275,862
Year 6 - 61 ($1,462)$929$533$275,328
62 ($1,462)$927$535$274,793
63 ($1,462)$925$537$274,256
64 ($1,462)$923$539$273,717
65 ($1,462)$922$541$273,176
66 ($1,462)$920$543$272,634
67 ($1,462)$918$544$272,090
68 ($1,462)$916$546$271,543
69 ($1,462)$914$548$270,995
70 ($1,462)$912$550$270,446
71 ($1,462)$910$552$269,894
72 ($1,462)$909$554$269,340
Year 7 - 73 ($1,462)$907$555$268,785
74 ($1,462)$905$557$268,228
75 ($1,462)$903$559$267,668
76 ($1,462)$901$561$267,107
77 ($1,462)$899$563$266,544
78 ($1,462)$897$565$265,980
79 ($1,462)$895$567$265,413
80 ($1,462)$894$569$264,844
81 ($1,462)$892$571$264,274
82 ($1,462)$890$572$263,701
83 ($1,462)$888$574$263,127
84 ($1,462)$886$576$262,550
Year 8 - 85 ($1,462)$884$578$261,972
86 ($1,462)$882$580$261,392
87 ($1,462)$880$582$260,810
88 ($1,462)$878$584$260,226
89 ($1,462)$876$586$259,639
90 ($1,462)$874$588$259,051
91 ($1,462)$872$590$258,461
92 ($1,462)$870$592$257,869
93 ($1,462)$868$594$257,275
94 ($1,462)$866$596$256,679
95 ($1,462)$864$598$256,081
96 ($1,462)$862$600$255,481
Year 9 - 97 ($1,462)$860$602$254,879
98 ($1,462)$858$604$254,275
99 ($1,462)$856$606$253,669
100 ($1,462)$854$608$253,061
101 ($1,462)$852$610$252,450
102 ($1,462)$850$612$251,838
103 ($1,462)$848$614$251,224
104 ($1,462)$846$616$250,607
105 ($1,462)$844$618$249,989
106 ($1,462)$842$621$249,368
107 ($1,462)$840$623$248,746
108 ($1,462)$837$625$248,121
Year 10 - 109 ($1,462)$835$627$247,494
110 ($1,462)$833$629$246,865
111 ($1,462)$831$631$246,234
112 ($1,462)$829$633$245,601
113 ($1,462)$827$635$244,965
114 ($1,462)$825$637$244,328
115 ($1,462)$823$640$243,688
116 ($1,462)$820$642$243,046
117 ($1,462)$818$644$242,403
118 ($1,462)$816$646$241,756
119 ($1,462)$814$648$241,108
120 ($1,462)$812$650$240,458
Year 11 - 121 ($1,462)$810$653$239,805
122 ($1,462)$807$655$239,150
123 ($1,462)$805$657$238,493
124 ($1,462)$803$659$237,834
125 ($1,462)$801$661$237,172
126 ($1,462)$798$664$236,509
127 ($1,462)$796$666$235,843
128 ($1,462)$794$668$235,174
129 ($1,462)$792$670$234,504
130 ($1,462)$789$673$233,831
131 ($1,462)$787$675$233,156
132 ($1,462)$785$677$232,479
Year 12 - 133 ($1,462)$783$680$231,800
134 ($1,462)$780$682$231,118
135 ($1,462)$778$684$230,434
136 ($1,462)$776$686$229,747
137 ($1,462)$773$689$229,059
138 ($1,462)$771$691$228,368
139 ($1,462)$769$693$227,674
140 ($1,462)$767$696$226,978
141 ($1,462)$764$698$226,280
142 ($1,462)$762$700$225,580
143 ($1,462)$759$703$224,877
144 ($1,462)$757$705$224,172
Year 13 - 145 ($1,462)$755$707$223,465
146 ($1,462)$752$710$222,755
147 ($1,462)$750$712$222,043
148 ($1,462)$748$715$221,328
149 ($1,462)$745$717$220,611
150 ($1,462)$743$719$219,891
151 ($1,462)$740$722$219,169
152 ($1,462)$738$724$218,445
153 ($1,462)$735$727$217,718
154 ($1,462)$733$729$216,989
155 ($1,462)$731$732$216,257
156 ($1,462)$728$734$215,523
Year 14 - 157 ($1,462)$726$737$214,787
158 ($1,462)$723$739$214,048
159 ($1,462)$721$742$213,306
160 ($1,462)$718$744$212,562
161 ($1,462)$716$747$211,815
162 ($1,462)$713$749$211,066
163 ($1,462)$711$752$210,315
164 ($1,462)$708$754$209,561
165 ($1,462)$706$757$208,804
166 ($1,462)$703$759$208,045
167 ($1,462)$700$762$207,283
168 ($1,462)$698$764$206,519
Year 15 - 169 ($1,462)$695$767$205,752
170 ($1,462)$693$770$204,982
171 ($1,462)$690$772$204,210
172 ($1,462)$688$775$203,435
173 ($1,462)$685$777$202,658
174 ($1,462)$682$780$201,878
175 ($1,462)$680$783$201,096
176 ($1,462)$677$785$200,310
177 ($1,462)$674$788$199,523
178 ($1,462)$672$790$198,732
179 ($1,462)$669$793$197,939
180 ($1,462)$666$796$197,143
Year 16 - 181 ($1,462)$664$798$196,345
182 ($1,462)$661$801$195,544
183 ($1,462)$658$804$194,740
184 ($1,462)$656$807$193,933
185 ($1,462)$653$809$193,124
186 ($1,462)$650$812$192,312
187 ($1,462)$647$815$191,497
188 ($1,462)$645$817$190,680
189 ($1,462)$642$820$189,859
190 ($1,462)$639$823$189,036
191 ($1,462)$636$826$188,211
192 ($1,462)$634$829$187,382
Year 17 - 193 ($1,462)$631$831$186,551
194 ($1,462)$628$834$185,716
195 ($1,462)$625$837$184,880
196 ($1,462)$622$840$184,040
197 ($1,462)$620$843$183,197
198 ($1,462)$617$845$182,352
199 ($1,462)$614$848$181,503
200 ($1,462)$611$851$180,652
201 ($1,462)$608$854$179,798
202 ($1,462)$605$857$178,941
203 ($1,462)$602$860$178,082
204 ($1,462)$600$863$177,219
Year 18 - 205 ($1,462)$597$866$176,353
206 ($1,462)$594$868$175,485
207 ($1,462)$591$871$174,614
208 ($1,462)$588$874$173,739
209 ($1,462)$585$877$172,862
210 ($1,462)$582$880$171,982
211 ($1,462)$579$883$171,099
212 ($1,462)$576$886$170,212
213 ($1,462)$573$889$169,323
214 ($1,462)$570$892$168,431
215 ($1,462)$567$895$167,536
216 ($1,462)$564$898$166,638
Year 19 - 217 ($1,462)$561$901$165,737
218 ($1,462)$558$904$164,832
219 ($1,462)$555$907$163,925
220 ($1,462)$552$910$163,015
221 ($1,462)$549$913$162,101
222 ($1,462)$546$916$161,185
223 ($1,462)$543$920$160,265
224 ($1,462)$540$923$159,343
225 ($1,462)$536$926$158,417
226 ($1,462)$533$929$157,488
227 ($1,462)$530$932$156,556
228 ($1,462)$527$935$155,621
Year 20 - 229 ($1,462)$524$938$154,683
230 ($1,462)$521$941$153,741
231 ($1,462)$518$945$152,797
232 ($1,462)$514$948$151,849
233 ($1,462)$511$951$150,898
234 ($1,462)$508$954$149,944
235 ($1,462)$505$957$148,986
236 ($1,462)$502$961$148,026
237 ($1,462)$498$964$147,062
238 ($1,462)$495$967$146,095
239 ($1,462)$492$970$145,124
240 ($1,462)$489$974$144,151
Year 21 - 241 ($1,462)$485$977$143,174
242 ($1,462)$482$980$142,194
243 ($1,462)$479$983$141,210
244 ($1,462)$475$987$140,224
245 ($1,462)$472$990$139,233
246 ($1,462)$469$993$138,240
247 ($1,462)$465$997$137,243
248 ($1,462)$462$1,000$136,243
249 ($1,462)$459$1,004$135,240
250 ($1,462)$455$1,007$134,233
251 ($1,462)$452$1,010$133,222
252 ($1,462)$449$1,014$132,209
Year 22 - 253 ($1,462)$445$1,017$131,192
254 ($1,462)$442$1,021$130,171
255 ($1,462)$438$1,024$129,147
256 ($1,462)$435$1,027$128,120
257 ($1,462)$431$1,031$127,089
258 ($1,462)$428$1,034$126,054
259 ($1,462)$424$1,038$125,017
260 ($1,462)$421$1,041$123,975
261 ($1,462)$417$1,045$122,931
262 ($1,462)$414$1,048$121,882
263 ($1,462)$410$1,052$120,830
264 ($1,462)$407$1,055$119,775
Year 23 - 265 ($1,462)$403$1,059$118,716
266 ($1,462)$400$1,063$117,653
267 ($1,462)$396$1,066$116,587
268 ($1,462)$393$1,070$115,518
269 ($1,462)$389$1,073$114,444
270 ($1,462)$385$1,077$113,367
271 ($1,462)$382$1,081$112,287
272 ($1,462)$378$1,084$111,203
273 ($1,462)$374$1,088$110,115
274 ($1,462)$371$1,091$109,023
275 ($1,462)$367$1,095$107,928
276 ($1,462)$363$1,099$106,829
Year 24 - 277 ($1,462)$360$1,103$105,727
278 ($1,462)$356$1,106$104,621
279 ($1,462)$352$1,110$103,511
280 ($1,462)$348$1,114$102,397
281 ($1,462)$345$1,117$101,280
282 ($1,462)$341$1,121$100,158
283 ($1,462)$337$1,125$99,033
284 ($1,462)$333$1,129$97,905
285 ($1,462)$330$1,133$96,772
286 ($1,462)$326$1,136$95,636
287 ($1,462)$322$1,140$94,495
288 ($1,462)$318$1,144$93,351
Year 25 - 289 ($1,462)$314$1,148$92,203
290 ($1,462)$310$1,152$91,052
291 ($1,462)$307$1,156$89,896
292 ($1,462)$303$1,160$88,736
293 ($1,462)$299$1,163$87,573
294 ($1,462)$295$1,167$86,406
295 ($1,462)$291$1,171$85,234
296 ($1,462)$287$1,175$84,059
297 ($1,462)$283$1,179$82,880
298 ($1,462)$279$1,183$81,697
299 ($1,462)$275$1,187$80,509
300 ($1,462)$271$1,191$79,318
Year 26 - 301 ($1,462)$267$1,195$78,123
302 ($1,462)$263$1,199$76,924
303 ($1,462)$259$1,203$75,721
304 ($1,462)$255$1,207$74,513
305 ($1,462)$251$1,211$73,302
306 ($1,462)$247$1,215$72,087
307 ($1,462)$243$1,220$70,867
308 ($1,462)$239$1,224$69,644
309 ($1,462)$234$1,228$68,416
310 ($1,462)$230$1,232$67,184
311 ($1,462)$226$1,236$65,948
312 ($1,462)$222$1,240$64,708
Year 27 - 313 ($1,462)$218$1,244$63,463
314 ($1,462)$214$1,249$62,215
315 ($1,462)$209$1,253$60,962
316 ($1,462)$205$1,257$59,705
317 ($1,462)$201$1,261$58,444
318 ($1,462)$197$1,265$57,179
319 ($1,462)$193$1,270$55,909
320 ($1,462)$188$1,274$54,635
321 ($1,462)$184$1,278$53,357
322 ($1,462)$180$1,283$52,074
323 ($1,462)$175$1,287$50,787
324 ($1,462)$171$1,291$49,496
Year 28 - 325 ($1,462)$167$1,296$48,200
326 ($1,462)$162$1,300$46,900
327 ($1,462)$158$1,304$45,596
328 ($1,462)$154$1,309$44,287
329 ($1,462)$149$1,313$42,974
330 ($1,462)$145$1,318$41,657
331 ($1,462)$140$1,322$40,335
332 ($1,462)$136$1,326$39,009
333 ($1,462)$131$1,331$37,678
334 ($1,462)$127$1,335$36,342
335 ($1,462)$122$1,340$35,002
336 ($1,462)$118$1,344$33,658
Year 29 - 337 ($1,462)$113$1,349$32,309
338 ($1,462)$109$1,353$30,956
339 ($1,462)$104$1,358$29,598
340 ($1,462)$100$1,363$28,235
341 ($1,462)$95$1,367$26,868
342 ($1,462)$90$1,372$25,496
343 ($1,462)$86$1,376$24,120
344 ($1,462)$81$1,381$22,739
345 ($1,462)$77$1,386$21,353
346 ($1,462)$72$1,390$19,963
347 ($1,462)$67$1,395$18,568
348 ($1,462)$63$1,400$17,168
Year 30 - 349 ($1,462)$58$1,404$15,764
350 ($1,462)$53$1,409$14,355
351 ($1,462)$48$1,414$12,941
352 ($1,462)$44$1,419$11,522
353 ($1,462)$39$1,423$10,099
354 ($1,462)$34$1,428$8,671
355 ($1,462)$29$1,433$7,238
356 ($1,462)$24$1,438$5,800
357 ($1,462)$20$1,443$4,357
358 ($1,462)$15$1,448$2,910
359 ($1,462)$10$1,452$1,457
360 ($1,462)$5$1,457$0
TOTALS$221,592$304,800$526,392

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.