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Mortgage Payment Schedule for a $382,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($76,400) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,447 360 $215,203 $520,803

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $382,000
Down Payment $76,400$305,600
Year 1 - 1 ($1,447)$1,001$446$305,154
2 ($1,447)$999$447$304,707
3 ($1,447)$998$449$304,258
4 ($1,447)$996$450$303,808
5 ($1,447)$995$452$303,356
6 ($1,447)$993$453$302,903
7 ($1,447)$992$455$302,448
8 ($1,447)$991$456$301,992
9 ($1,447)$989$458$301,535
10 ($1,447)$988$459$301,075
11 ($1,447)$986$461$300,615
12 ($1,447)$985$462$300,153
Year 2 - 13 ($1,447)$983$464$299,689
14 ($1,447)$981$465$299,224
15 ($1,447)$980$467$298,757
16 ($1,447)$978$468$298,289
17 ($1,447)$977$470$297,819
18 ($1,447)$975$471$297,348
19 ($1,447)$974$473$296,875
20 ($1,447)$972$474$296,400
21 ($1,447)$971$476$295,924
22 ($1,447)$969$478$295,447
23 ($1,447)$968$479$294,968
24 ($1,447)$966$481$294,487
Year 3 - 25 ($1,447)$964$482$294,005
26 ($1,447)$963$484$293,521
27 ($1,447)$961$485$293,036
28 ($1,447)$960$487$292,549
29 ($1,447)$958$489$292,060
30 ($1,447)$956$490$291,570
31 ($1,447)$955$492$291,078
32 ($1,447)$953$493$290,585
33 ($1,447)$952$495$290,090
34 ($1,447)$950$497$289,593
35 ($1,447)$948$498$289,095
36 ($1,447)$947$500$288,595
Year 4 - 37 ($1,447)$945$502$288,093
38 ($1,447)$944$503$287,590
39 ($1,447)$942$505$287,085
40 ($1,447)$940$506$286,579
41 ($1,447)$939$508$286,071
42 ($1,447)$937$510$285,561
43 ($1,447)$935$511$285,050
44 ($1,447)$934$513$284,536
45 ($1,447)$932$515$284,022
46 ($1,447)$930$517$283,505
47 ($1,447)$928$518$282,987
48 ($1,447)$927$520$282,467
Year 5 - 49 ($1,447)$925$522$281,945
50 ($1,447)$923$523$281,422
51 ($1,447)$922$525$280,897
52 ($1,447)$920$527$280,370
53 ($1,447)$918$528$279,842
54 ($1,447)$916$530$279,312
55 ($1,447)$915$532$278,780
56 ($1,447)$913$534$278,246
57 ($1,447)$911$535$277,711
58 ($1,447)$910$537$277,174
59 ($1,447)$908$539$276,635
60 ($1,447)$906$541$276,094
Year 6 - 61 ($1,447)$904$542$275,551
62 ($1,447)$902$544$275,007
63 ($1,447)$901$546$274,461
64 ($1,447)$899$548$273,913
65 ($1,447)$897$550$273,364
66 ($1,447)$895$551$272,812
67 ($1,447)$893$553$272,259
68 ($1,447)$892$555$271,704
69 ($1,447)$890$557$271,147
70 ($1,447)$888$559$270,589
71 ($1,447)$886$560$270,028
72 ($1,447)$884$562$269,466
Year 7 - 73 ($1,447)$883$564$268,902
74 ($1,447)$881$566$268,336
75 ($1,447)$879$568$267,768
76 ($1,447)$877$570$267,198
77 ($1,447)$875$572$266,626
78 ($1,447)$873$573$266,053
79 ($1,447)$871$575$265,478
80 ($1,447)$869$577$264,900
81 ($1,447)$868$579$264,321
82 ($1,447)$866$581$263,740
83 ($1,447)$864$583$263,157
84 ($1,447)$862$585$262,572
Year 8 - 85 ($1,447)$860$587$261,986
86 ($1,447)$858$589$261,397
87 ($1,447)$856$591$260,806
88 ($1,447)$854$593$260,214
89 ($1,447)$852$594$259,619
90 ($1,447)$850$596$259,023
91 ($1,447)$848$598$258,425
92 ($1,447)$846$600$257,824
93 ($1,447)$844$602$257,222
94 ($1,447)$842$604$256,618
95 ($1,447)$840$606$256,011
96 ($1,447)$838$608$255,403
Year 9 - 97 ($1,447)$836$610$254,793
98 ($1,447)$834$612$254,181
99 ($1,447)$832$614$253,566
100 ($1,447)$830$616$252,950
101 ($1,447)$828$618$252,332
102 ($1,447)$826$620$251,712
103 ($1,447)$824$622$251,089
104 ($1,447)$822$624$250,465
105 ($1,447)$820$626$249,839
106 ($1,447)$818$628$249,210
107 ($1,447)$816$631$248,580
108 ($1,447)$814$633$247,947
Year 10 - 109 ($1,447)$812$635$247,312
110 ($1,447)$810$637$246,676
111 ($1,447)$808$639$246,037
112 ($1,447)$806$641$245,396
113 ($1,447)$804$643$244,753
114 ($1,447)$802$645$244,108
115 ($1,447)$799$647$243,461
116 ($1,447)$797$649$242,811
117 ($1,447)$795$651$242,160
118 ($1,447)$793$654$241,506
119 ($1,447)$791$656$240,850
120 ($1,447)$789$658$240,193
Year 11 - 121 ($1,447)$787$660$239,533
122 ($1,447)$784$662$238,870
123 ($1,447)$782$664$238,206
124 ($1,447)$780$667$237,539
125 ($1,447)$778$669$236,871
126 ($1,447)$776$671$236,200
127 ($1,447)$774$673$235,527
128 ($1,447)$771$675$234,851
129 ($1,447)$769$678$234,174
130 ($1,447)$767$680$233,494
131 ($1,447)$765$682$232,812
132 ($1,447)$762$684$232,128
Year 12 - 133 ($1,447)$760$686$231,441
134 ($1,447)$758$689$230,753
135 ($1,447)$756$691$230,062
136 ($1,447)$753$693$229,368
137 ($1,447)$751$695$228,673
138 ($1,447)$749$698$227,975
139 ($1,447)$747$700$227,275
140 ($1,447)$744$702$226,573
141 ($1,447)$742$705$225,868
142 ($1,447)$740$707$225,161
143 ($1,447)$737$709$224,452
144 ($1,447)$735$712$223,740
Year 13 - 145 ($1,447)$733$714$223,026
146 ($1,447)$730$716$222,310
147 ($1,447)$728$719$221,591
148 ($1,447)$726$721$220,871
149 ($1,447)$723$723$220,147
150 ($1,447)$721$726$219,422
151 ($1,447)$719$728$218,693
152 ($1,447)$716$730$217,963
153 ($1,447)$714$733$217,230
154 ($1,447)$711$735$216,495
155 ($1,447)$709$738$215,757
156 ($1,447)$707$740$215,017
Year 14 - 157 ($1,447)$704$742$214,275
158 ($1,447)$702$745$213,530
159 ($1,447)$699$747$212,782
160 ($1,447)$697$750$212,033
161 ($1,447)$694$752$211,280
162 ($1,447)$692$755$210,526
163 ($1,447)$689$757$209,768
164 ($1,447)$687$760$209,009
165 ($1,447)$685$762$208,247
166 ($1,447)$682$765$207,482
167 ($1,447)$680$767$206,715
168 ($1,447)$677$770$205,945
Year 15 - 169 ($1,447)$674$772$205,173
170 ($1,447)$672$775$204,398
171 ($1,447)$669$777$203,621
172 ($1,447)$667$780$202,841
173 ($1,447)$664$782$202,059
174 ($1,447)$662$785$201,274
175 ($1,447)$659$788$200,486
176 ($1,447)$657$790$199,696
177 ($1,447)$654$793$198,903
178 ($1,447)$651$795$198,108
179 ($1,447)$649$798$197,310
180 ($1,447)$646$800$196,510
Year 16 - 181 ($1,447)$644$803$195,707
182 ($1,447)$641$806$194,901
183 ($1,447)$638$808$194,093
184 ($1,447)$636$811$193,282
185 ($1,447)$633$814$192,468
186 ($1,447)$630$816$191,652
187 ($1,447)$628$819$190,832
188 ($1,447)$625$822$190,011
189 ($1,447)$622$824$189,186
190 ($1,447)$620$827$188,359
191 ($1,447)$617$830$187,530
192 ($1,447)$614$833$186,697
Year 17 - 193 ($1,447)$611$835$185,862
194 ($1,447)$609$838$185,024
195 ($1,447)$606$841$184,183
196 ($1,447)$603$843$183,340
197 ($1,447)$600$846$182,493
198 ($1,447)$598$849$181,644
199 ($1,447)$595$852$180,793
200 ($1,447)$592$855$179,938
201 ($1,447)$589$857$179,081
202 ($1,447)$586$860$178,220
203 ($1,447)$584$863$177,357
204 ($1,447)$581$866$176,492
Year 18 - 205 ($1,447)$578$869$175,623
206 ($1,447)$575$872$174,751
207 ($1,447)$572$874$173,877
208 ($1,447)$569$877$173,000
209 ($1,447)$567$880$172,120
210 ($1,447)$564$883$171,237
211 ($1,447)$561$886$170,351
212 ($1,447)$558$889$169,462
213 ($1,447)$555$892$168,570
214 ($1,447)$552$895$167,676
215 ($1,447)$549$898$166,778
216 ($1,447)$546$900$165,878
Year 19 - 217 ($1,447)$543$903$164,974
218 ($1,447)$540$906$164,068
219 ($1,447)$537$909$163,159
220 ($1,447)$534$912$162,246
221 ($1,447)$531$915$161,331
222 ($1,447)$528$918$160,413
223 ($1,447)$525$921$159,491
224 ($1,447)$522$924$158,567
225 ($1,447)$519$927$157,640
226 ($1,447)$516$930$156,709
227 ($1,447)$513$933$155,776
228 ($1,447)$510$937$154,839
Year 20 - 229 ($1,447)$507$940$153,900
230 ($1,447)$504$943$152,957
231 ($1,447)$501$946$152,011
232 ($1,447)$498$949$151,062
233 ($1,447)$495$952$150,110
234 ($1,447)$492$955$149,155
235 ($1,447)$488$958$148,197
236 ($1,447)$485$961$147,236
237 ($1,447)$482$964$146,271
238 ($1,447)$479$968$145,304
239 ($1,447)$476$971$144,333
240 ($1,447)$473$974$143,359
Year 21 - 241 ($1,447)$470$977$142,382
242 ($1,447)$466$980$141,401
243 ($1,447)$463$984$140,418
244 ($1,447)$460$987$139,431
245 ($1,447)$457$990$138,441
246 ($1,447)$453$993$137,448
247 ($1,447)$450$997$136,451
248 ($1,447)$447$1,000$135,451
249 ($1,447)$444$1,003$134,448
250 ($1,447)$440$1,006$133,442
251 ($1,447)$437$1,010$132,432
252 ($1,447)$434$1,013$131,419
Year 22 - 253 ($1,447)$430$1,016$130,403
254 ($1,447)$427$1,020$129,383
255 ($1,447)$424$1,023$128,361
256 ($1,447)$420$1,026$127,334
257 ($1,447)$417$1,030$126,305
258 ($1,447)$414$1,033$125,272
259 ($1,447)$410$1,036$124,235
260 ($1,447)$407$1,040$123,195
261 ($1,447)$403$1,043$122,152
262 ($1,447)$400$1,047$121,105
263 ($1,447)$397$1,050$120,055
264 ($1,447)$393$1,053$119,002
Year 23 - 265 ($1,447)$390$1,057$117,945
266 ($1,447)$386$1,060$116,885
267 ($1,447)$383$1,064$115,821
268 ($1,447)$379$1,067$114,753
269 ($1,447)$376$1,071$113,682
270 ($1,447)$372$1,074$112,608
271 ($1,447)$369$1,078$111,530
272 ($1,447)$365$1,081$110,449
273 ($1,447)$362$1,085$109,364
274 ($1,447)$358$1,089$108,275
275 ($1,447)$355$1,092$107,183
276 ($1,447)$351$1,096$106,088
Year 24 - 277 ($1,447)$347$1,099$104,988
278 ($1,447)$344$1,103$103,886
279 ($1,447)$340$1,106$102,779
280 ($1,447)$337$1,110$101,669
281 ($1,447)$333$1,114$100,555
282 ($1,447)$329$1,117$99,438
283 ($1,447)$326$1,121$98,317
284 ($1,447)$322$1,125$97,192
285 ($1,447)$318$1,128$96,064
286 ($1,447)$315$1,132$94,932
287 ($1,447)$311$1,136$93,796
288 ($1,447)$307$1,139$92,657
Year 25 - 289 ($1,447)$303$1,143$91,513
290 ($1,447)$300$1,147$90,366
291 ($1,447)$296$1,151$89,216
292 ($1,447)$292$1,154$88,061
293 ($1,447)$288$1,158$86,903
294 ($1,447)$285$1,162$85,741
295 ($1,447)$281$1,166$84,575
296 ($1,447)$277$1,170$83,405
297 ($1,447)$273$1,174$82,232
298 ($1,447)$269$1,177$81,054
299 ($1,447)$265$1,181$79,873
300 ($1,447)$262$1,185$78,688
Year 26 - 301 ($1,447)$258$1,189$77,499
302 ($1,447)$254$1,193$76,306
303 ($1,447)$250$1,197$75,109
304 ($1,447)$246$1,201$73,909
305 ($1,447)$242$1,205$72,704
306 ($1,447)$238$1,209$71,496
307 ($1,447)$234$1,213$70,283
308 ($1,447)$230$1,216$69,067
309 ($1,447)$226$1,220$67,846
310 ($1,447)$222$1,224$66,622
311 ($1,447)$218$1,228$65,393
312 ($1,447)$214$1,233$64,161
Year 27 - 313 ($1,447)$210$1,237$62,924
314 ($1,447)$206$1,241$61,683
315 ($1,447)$202$1,245$60,439
316 ($1,447)$198$1,249$59,190
317 ($1,447)$194$1,253$57,937
318 ($1,447)$190$1,257$56,680
319 ($1,447)$186$1,261$55,419
320 ($1,447)$181$1,265$54,154
321 ($1,447)$177$1,269$52,885
322 ($1,447)$173$1,273$51,611
323 ($1,447)$169$1,278$50,334
324 ($1,447)$165$1,282$49,052
Year 28 - 325 ($1,447)$161$1,286$47,766
326 ($1,447)$156$1,290$46,475
327 ($1,447)$152$1,294$45,181
328 ($1,447)$148$1,299$43,882
329 ($1,447)$144$1,303$42,579
330 ($1,447)$139$1,307$41,272
331 ($1,447)$135$1,312$39,961
332 ($1,447)$131$1,316$38,645
333 ($1,447)$127$1,320$37,325
334 ($1,447)$122$1,324$36,000
335 ($1,447)$118$1,329$34,671
336 ($1,447)$114$1,333$33,338
Year 29 - 337 ($1,447)$109$1,337$32,001
338 ($1,447)$105$1,342$30,659
339 ($1,447)$100$1,346$29,313
340 ($1,447)$96$1,351$27,962
341 ($1,447)$92$1,355$26,607
342 ($1,447)$87$1,360$25,247
343 ($1,447)$83$1,364$23,883
344 ($1,447)$78$1,368$22,515
345 ($1,447)$74$1,373$21,142
346 ($1,447)$69$1,377$19,765
347 ($1,447)$65$1,382$18,383
348 ($1,447)$60$1,386$16,996
Year 30 - 349 ($1,447)$56$1,391$15,605
350 ($1,447)$51$1,396$14,210
351 ($1,447)$47$1,400$12,809
352 ($1,447)$42$1,405$11,405
353 ($1,447)$37$1,409$9,995
354 ($1,447)$33$1,414$8,581
355 ($1,447)$28$1,419$7,163
356 ($1,447)$23$1,423$5,740
357 ($1,447)$19$1,428$4,312
358 ($1,447)$14$1,433$2,879
359 ($1,447)$9$1,437$1,442
360 ($1,447)$5$1,442$0
TOTALS$215,203$305,600$520,803

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.