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Mortgage Payment Schedule for a $384,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($76,800) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,454 360 $216,330 $523,530

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.657% | Rate: 3.625% | Fees: $988 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $189 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.783% | Rate: 3.750% | Fees: $994 | 30 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.994% | Rate: 3.990% | Fees: $130 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,228 /mo
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30 yr fixed mtg, 0 points | APR: 4.240% | Rate: 4.240% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $384,000
Down Payment $76,800$307,200
Year 1 - 1 ($1,454)$1,006$448$306,752
2 ($1,454)$1,005$450$306,302
3 ($1,454)$1,003$451$305,851
4 ($1,454)$1,002$453$305,398
5 ($1,454)$1,000$454$304,944
6 ($1,454)$999$456$304,489
7 ($1,454)$997$457$304,032
8 ($1,454)$996$459$303,573
9 ($1,454)$994$460$303,113
10 ($1,454)$993$462$302,652
11 ($1,454)$991$463$302,189
12 ($1,454)$990$465$301,724
Year 2 - 13 ($1,454)$988$466$301,258
14 ($1,454)$987$468$300,790
15 ($1,454)$985$469$300,321
16 ($1,454)$984$471$299,850
17 ($1,454)$982$472$299,378
18 ($1,454)$980$474$298,904
19 ($1,454)$979$475$298,429
20 ($1,454)$977$477$297,952
21 ($1,454)$976$478$297,474
22 ($1,454)$974$480$296,994
23 ($1,454)$973$482$296,512
24 ($1,454)$971$483$296,029
Year 3 - 25 ($1,454)$969$485$295,544
26 ($1,454)$968$486$295,058
27 ($1,454)$966$488$294,570
28 ($1,454)$965$490$294,080
29 ($1,454)$963$491$293,589
30 ($1,454)$962$493$293,096
31 ($1,454)$960$494$292,602
32 ($1,454)$958$496$292,106
33 ($1,454)$957$498$291,609
34 ($1,454)$955$499$291,109
35 ($1,454)$953$501$290,608
36 ($1,454)$952$503$290,106
Year 4 - 37 ($1,454)$950$504$289,602
38 ($1,454)$948$506$289,096
39 ($1,454)$947$507$288,589
40 ($1,454)$945$509$288,079
41 ($1,454)$943$511$287,569
42 ($1,454)$942$512$287,056
43 ($1,454)$940$514$286,542
44 ($1,454)$938$516$286,026
45 ($1,454)$937$518$285,509
46 ($1,454)$935$519$284,989
47 ($1,454)$933$521$284,469
48 ($1,454)$932$523$283,946
Year 5 - 49 ($1,454)$930$524$283,422
50 ($1,454)$928$526$282,896
51 ($1,454)$926$528$282,368
52 ($1,454)$925$529$281,838
53 ($1,454)$923$531$281,307
54 ($1,454)$921$533$280,774
55 ($1,454)$920$535$280,239
56 ($1,454)$918$536$279,703
57 ($1,454)$916$538$279,165
58 ($1,454)$914$540$278,625
59 ($1,454)$912$542$278,083
60 ($1,454)$911$544$277,539
Year 6 - 61 ($1,454)$909$545$276,994
62 ($1,454)$907$547$276,447
63 ($1,454)$905$549$275,898
64 ($1,454)$904$551$275,347
65 ($1,454)$902$552$274,795
66 ($1,454)$900$554$274,241
67 ($1,454)$898$556$273,685
68 ($1,454)$896$558$273,127
69 ($1,454)$894$560$272,567
70 ($1,454)$893$562$272,005
71 ($1,454)$891$563$271,442
72 ($1,454)$889$565$270,877
Year 7 - 73 ($1,454)$887$567$270,309
74 ($1,454)$885$569$269,740
75 ($1,454)$883$571$269,170
76 ($1,454)$882$573$268,597
77 ($1,454)$880$575$268,022
78 ($1,454)$878$576$267,446
79 ($1,454)$876$578$266,867
80 ($1,454)$874$580$266,287
81 ($1,454)$872$582$265,705
82 ($1,454)$870$584$265,121
83 ($1,454)$868$586$264,535
84 ($1,454)$866$588$263,947
Year 8 - 85 ($1,454)$864$590$263,357
86 ($1,454)$862$592$262,766
87 ($1,454)$861$594$262,172
88 ($1,454)$859$596$261,576
89 ($1,454)$857$598$260,979
90 ($1,454)$855$600$260,379
91 ($1,454)$853$602$259,778
92 ($1,454)$851$603$259,174
93 ($1,454)$849$605$258,569
94 ($1,454)$847$607$257,961
95 ($1,454)$845$609$257,352
96 ($1,454)$843$611$256,740
Year 9 - 97 ($1,454)$841$613$256,127
98 ($1,454)$839$615$255,511
99 ($1,454)$837$617$254,894
100 ($1,454)$835$619$254,275
101 ($1,454)$833$622$253,653
102 ($1,454)$831$624$253,030
103 ($1,454)$829$626$252,404
104 ($1,454)$827$628$251,776
105 ($1,454)$825$630$251,147
106 ($1,454)$823$632$250,515
107 ($1,454)$820$634$249,881
108 ($1,454)$818$636$249,245
Year 10 - 109 ($1,454)$816$638$248,607
110 ($1,454)$814$640$247,967
111 ($1,454)$812$642$247,325
112 ($1,454)$810$644$246,681
113 ($1,454)$808$646$246,034
114 ($1,454)$806$648$245,386
115 ($1,454)$804$651$244,735
116 ($1,454)$802$653$244,083
117 ($1,454)$799$655$243,428
118 ($1,454)$797$657$242,771
119 ($1,454)$795$659$242,111
120 ($1,454)$793$661$241,450
Year 11 - 121 ($1,454)$791$664$240,787
122 ($1,454)$789$666$240,121
123 ($1,454)$786$668$239,453
124 ($1,454)$784$670$238,783
125 ($1,454)$782$672$238,111
126 ($1,454)$780$674$237,436
127 ($1,454)$778$677$236,760
128 ($1,454)$775$679$236,081
129 ($1,454)$773$681$235,400
130 ($1,454)$771$683$234,716
131 ($1,454)$769$686$234,031
132 ($1,454)$766$688$233,343
Year 12 - 133 ($1,454)$764$690$232,653
134 ($1,454)$762$692$231,961
135 ($1,454)$760$695$231,266
136 ($1,454)$757$697$230,569
137 ($1,454)$755$699$229,870
138 ($1,454)$753$701$229,169
139 ($1,454)$751$704$228,465
140 ($1,454)$748$706$227,759
141 ($1,454)$746$708$227,051
142 ($1,454)$744$711$226,340
143 ($1,454)$741$713$225,627
144 ($1,454)$739$715$224,912
Year 13 - 145 ($1,454)$737$718$224,194
146 ($1,454)$734$720$223,474
147 ($1,454)$732$722$222,752
148 ($1,454)$730$725$222,027
149 ($1,454)$727$727$221,300
150 ($1,454)$725$729$220,570
151 ($1,454)$722$732$219,838
152 ($1,454)$720$734$219,104
153 ($1,454)$718$737$218,367
154 ($1,454)$715$739$217,628
155 ($1,454)$713$742$216,887
156 ($1,454)$710$744$216,143
Year 14 - 157 ($1,454)$708$746$215,397
158 ($1,454)$705$749$214,648
159 ($1,454)$703$751$213,896
160 ($1,454)$701$754$213,143
161 ($1,454)$698$756$212,386
162 ($1,454)$696$759$211,628
163 ($1,454)$693$761$210,867
164 ($1,454)$691$764$210,103
165 ($1,454)$688$766$209,337
166 ($1,454)$686$769$208,568
167 ($1,454)$683$771$207,797
168 ($1,454)$681$774$207,023
Year 15 - 169 ($1,454)$678$776$206,247
170 ($1,454)$675$779$205,468
171 ($1,454)$673$781$204,687
172 ($1,454)$670$784$203,903
173 ($1,454)$668$786$203,116
174 ($1,454)$665$789$202,327
175 ($1,454)$663$792$201,536
176 ($1,454)$660$794$200,742
177 ($1,454)$657$797$199,945
178 ($1,454)$655$799$199,145
179 ($1,454)$652$802$198,343
180 ($1,454)$650$805$197,539
Year 16 - 181 ($1,454)$647$807$196,731
182 ($1,454)$644$810$195,921
183 ($1,454)$642$813$195,109
184 ($1,454)$639$815$194,293
185 ($1,454)$636$818$193,476
186 ($1,454)$634$821$192,655
187 ($1,454)$631$823$191,832
188 ($1,454)$628$826$191,006
189 ($1,454)$626$829$190,177
190 ($1,454)$623$831$189,345
191 ($1,454)$620$834$188,511
192 ($1,454)$617$837$187,674
Year 17 - 193 ($1,454)$615$840$186,835
194 ($1,454)$612$842$185,992
195 ($1,454)$609$845$185,147
196 ($1,454)$606$848$184,299
197 ($1,454)$604$851$183,449
198 ($1,454)$601$853$182,595
199 ($1,454)$598$856$181,739
200 ($1,454)$595$859$180,880
201 ($1,454)$592$862$180,018
202 ($1,454)$590$865$179,153
203 ($1,454)$587$868$178,286
204 ($1,454)$584$870$177,416
Year 18 - 205 ($1,454)$581$873$176,542
206 ($1,454)$578$876$175,666
207 ($1,454)$575$879$174,787
208 ($1,454)$572$882$173,906
209 ($1,454)$570$885$173,021
210 ($1,454)$567$888$172,133
211 ($1,454)$564$891$171,243
212 ($1,454)$561$893$170,349
213 ($1,454)$558$896$169,453
214 ($1,454)$555$899$168,554
215 ($1,454)$552$902$167,651
216 ($1,454)$549$905$166,746
Year 19 - 217 ($1,454)$546$908$165,838
218 ($1,454)$543$911$164,927
219 ($1,454)$540$914$164,013
220 ($1,454)$537$917$163,096
221 ($1,454)$534$920$162,176
222 ($1,454)$531$923$161,252
223 ($1,454)$528$926$160,326
224 ($1,454)$525$929$159,397
225 ($1,454)$522$932$158,465
226 ($1,454)$519$935$157,530
227 ($1,454)$516$938$156,591
228 ($1,454)$513$941$155,650
Year 20 - 229 ($1,454)$510$944$154,705
230 ($1,454)$507$948$153,758
231 ($1,454)$504$951$152,807
232 ($1,454)$500$954$151,853
233 ($1,454)$497$957$150,896
234 ($1,454)$494$960$149,936
235 ($1,454)$491$963$148,973
236 ($1,454)$488$966$148,007
237 ($1,454)$485$970$147,037
238 ($1,454)$482$973$146,065
239 ($1,454)$478$976$145,089
240 ($1,454)$475$979$144,110
Year 21 - 241 ($1,454)$472$982$143,127
242 ($1,454)$469$986$142,142
243 ($1,454)$466$989$141,153
244 ($1,454)$462$992$140,161
245 ($1,454)$459$995$139,166
246 ($1,454)$456$998$138,167
247 ($1,454)$452$1,002$137,166
248 ($1,454)$449$1,005$136,161
249 ($1,454)$446$1,008$135,152
250 ($1,454)$443$1,012$134,141
251 ($1,454)$439$1,015$133,126
252 ($1,454)$436$1,018$132,107
Year 22 - 253 ($1,454)$433$1,022$131,086
254 ($1,454)$429$1,025$130,061
255 ($1,454)$426$1,028$129,033
256 ($1,454)$423$1,032$128,001
257 ($1,454)$419$1,035$126,966
258 ($1,454)$416$1,038$125,927
259 ($1,454)$412$1,042$124,886
260 ($1,454)$409$1,045$123,840
261 ($1,454)$406$1,049$122,792
262 ($1,454)$402$1,052$121,740
263 ($1,454)$399$1,056$120,684
264 ($1,454)$395$1,059$119,625
Year 23 - 265 ($1,454)$392$1,062$118,562
266 ($1,454)$388$1,066$117,497
267 ($1,454)$385$1,069$116,427
268 ($1,454)$381$1,073$115,354
269 ($1,454)$378$1,076$114,278
270 ($1,454)$374$1,080$113,198
271 ($1,454)$371$1,084$112,114
272 ($1,454)$367$1,087$111,027
273 ($1,454)$364$1,091$109,936
274 ($1,454)$360$1,094$108,842
275 ($1,454)$356$1,098$107,744
276 ($1,454)$353$1,101$106,643
Year 24 - 277 ($1,454)$349$1,105$105,538
278 ($1,454)$346$1,109$104,429
279 ($1,454)$342$1,112$103,317
280 ($1,454)$338$1,116$102,201
281 ($1,454)$335$1,120$101,082
282 ($1,454)$331$1,123$99,959
283 ($1,454)$327$1,127$98,832
284 ($1,454)$324$1,131$97,701
285 ($1,454)$320$1,134$96,567
286 ($1,454)$316$1,138$95,429
287 ($1,454)$313$1,142$94,287
288 ($1,454)$309$1,145$93,142
Year 25 - 289 ($1,454)$305$1,149$91,992
290 ($1,454)$301$1,153$90,839
291 ($1,454)$297$1,157$89,683
292 ($1,454)$294$1,161$88,522
293 ($1,454)$290$1,164$87,358
294 ($1,454)$286$1,168$86,190
295 ($1,454)$282$1,172$85,018
296 ($1,454)$278$1,176$83,842
297 ($1,454)$275$1,180$82,662
298 ($1,454)$271$1,184$81,479
299 ($1,454)$267$1,187$80,291
300 ($1,454)$263$1,191$79,100
Year 26 - 301 ($1,454)$259$1,195$77,905
302 ($1,454)$255$1,199$76,706
303 ($1,454)$251$1,203$75,503
304 ($1,454)$247$1,207$74,296
305 ($1,454)$243$1,211$73,085
306 ($1,454)$239$1,215$71,870
307 ($1,454)$235$1,219$70,651
308 ($1,454)$231$1,223$69,428
309 ($1,454)$227$1,227$68,201
310 ($1,454)$223$1,231$66,970
311 ($1,454)$219$1,235$65,735
312 ($1,454)$215$1,239$64,496
Year 27 - 313 ($1,454)$211$1,243$63,253
314 ($1,454)$207$1,247$62,006
315 ($1,454)$203$1,251$60,755
316 ($1,454)$199$1,255$59,500
317 ($1,454)$195$1,259$58,240
318 ($1,454)$191$1,264$56,977
319 ($1,454)$187$1,268$55,709
320 ($1,454)$182$1,272$54,438
321 ($1,454)$178$1,276$53,162
322 ($1,454)$174$1,280$51,881
323 ($1,454)$170$1,284$50,597
324 ($1,454)$166$1,289$49,309
Year 28 - 325 ($1,454)$161$1,293$48,016
326 ($1,454)$157$1,297$46,719
327 ($1,454)$153$1,301$45,418
328 ($1,454)$149$1,306$44,112
329 ($1,454)$144$1,310$42,802
330 ($1,454)$140$1,314$41,488
331 ($1,454)$136$1,318$40,170
332 ($1,454)$132$1,323$38,847
333 ($1,454)$127$1,327$37,520
334 ($1,454)$123$1,331$36,189
335 ($1,454)$119$1,336$34,853
336 ($1,454)$114$1,340$33,513
Year 29 - 337 ($1,454)$110$1,344$32,168
338 ($1,454)$105$1,349$30,819
339 ($1,454)$101$1,353$29,466
340 ($1,454)$97$1,358$28,108
341 ($1,454)$92$1,362$26,746
342 ($1,454)$88$1,367$25,380
343 ($1,454)$83$1,371$24,008
344 ($1,454)$79$1,376$22,633
345 ($1,454)$74$1,380$21,253
346 ($1,454)$70$1,385$19,868
347 ($1,454)$65$1,389$18,479
348 ($1,454)$61$1,394$17,085
Year 30 - 349 ($1,454)$56$1,398$15,687
350 ($1,454)$51$1,403$14,284
351 ($1,454)$47$1,407$12,876
352 ($1,454)$42$1,412$11,464
353 ($1,454)$38$1,417$10,048
354 ($1,454)$33$1,421$8,626
355 ($1,454)$28$1,426$7,200
356 ($1,454)$24$1,431$5,770
357 ($1,454)$19$1,435$4,334
358 ($1,454)$14$1,440$2,894
359 ($1,454)$9$1,445$1,450
360 ($1,454)$5$1,450$0
TOTALS$216,330$307,200$523,530

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.