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Mortgage Payment Schedule for a $385,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($77,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,440 360 $210,549 $518,549

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $690 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $385,000
Down Payment $77,000$308,000
Year 1 - 1 ($1,440)$983$457$307,543
2 ($1,440)$982$459$307,084
3 ($1,440)$980$460$306,623
4 ($1,440)$979$462$306,162
5 ($1,440)$977$463$305,698
6 ($1,440)$976$465$305,234
7 ($1,440)$974$466$304,768
8 ($1,440)$973$468$304,300
9 ($1,440)$971$469$303,831
10 ($1,440)$970$471$303,360
11 ($1,440)$968$472$302,888
12 ($1,440)$967$474$302,414
Year 2 - 13 ($1,440)$965$475$301,939
14 ($1,440)$964$477$301,462
15 ($1,440)$962$478$300,984
16 ($1,440)$961$480$300,504
17 ($1,440)$959$481$300,023
18 ($1,440)$958$483$299,540
19 ($1,440)$956$484$299,056
20 ($1,440)$954$486$298,570
21 ($1,440)$953$487$298,082
22 ($1,440)$951$489$297,593
23 ($1,440)$950$491$297,103
24 ($1,440)$948$492$296,610
Year 3 - 25 ($1,440)$947$494$296,117
26 ($1,440)$945$495$295,621
27 ($1,440)$944$497$295,124
28 ($1,440)$942$498$294,626
29 ($1,440)$940$500$294,126
30 ($1,440)$939$502$293,624
31 ($1,440)$937$503$293,121
32 ($1,440)$936$505$292,616
33 ($1,440)$934$506$292,110
34 ($1,440)$932$508$291,602
35 ($1,440)$931$510$291,092
36 ($1,440)$929$511$290,580
Year 4 - 37 ($1,440)$927$513$290,067
38 ($1,440)$926$515$289,553
39 ($1,440)$924$516$289,037
40 ($1,440)$923$518$288,519
41 ($1,440)$921$520$287,999
42 ($1,440)$919$521$287,478
43 ($1,440)$918$523$286,955
44 ($1,440)$916$525$286,431
45 ($1,440)$914$526$285,904
46 ($1,440)$913$528$285,376
47 ($1,440)$911$530$284,847
48 ($1,440)$909$531$284,316
Year 5 - 49 ($1,440)$907$533$283,783
50 ($1,440)$906$535$283,248
51 ($1,440)$904$536$282,711
52 ($1,440)$902$538$282,173
53 ($1,440)$901$540$281,634
54 ($1,440)$899$542$281,092
55 ($1,440)$897$543$280,549
56 ($1,440)$895$545$280,004
57 ($1,440)$894$547$279,457
58 ($1,440)$892$548$278,909
59 ($1,440)$890$550$278,358
60 ($1,440)$888$552$277,806
Year 6 - 61 ($1,440)$887$554$277,253
62 ($1,440)$885$556$276,697
63 ($1,440)$883$557$276,140
64 ($1,440)$881$559$275,581
65 ($1,440)$880$561$275,020
66 ($1,440)$878$563$274,457
67 ($1,440)$876$564$273,893
68 ($1,440)$874$566$273,327
69 ($1,440)$872$568$272,759
70 ($1,440)$871$570$272,189
71 ($1,440)$869$572$271,617
72 ($1,440)$867$574$271,043
Year 7 - 73 ($1,440)$865$575$270,468
74 ($1,440)$863$577$269,891
75 ($1,440)$861$579$269,312
76 ($1,440)$860$581$268,731
77 ($1,440)$858$583$268,148
78 ($1,440)$856$585$267,564
79 ($1,440)$854$586$266,977
80 ($1,440)$852$588$266,389
81 ($1,440)$850$590$265,799
82 ($1,440)$848$592$265,207
83 ($1,440)$846$594$264,613
84 ($1,440)$845$596$264,017
Year 8 - 85 ($1,440)$843$598$263,419
86 ($1,440)$841$600$262,820
87 ($1,440)$839$602$262,218
88 ($1,440)$837$604$261,614
89 ($1,440)$835$605$261,009
90 ($1,440)$833$607$260,402
91 ($1,440)$831$609$259,792
92 ($1,440)$829$611$259,181
93 ($1,440)$827$613$258,568
94 ($1,440)$825$615$257,953
95 ($1,440)$823$617$257,336
96 ($1,440)$821$619$256,717
Year 9 - 97 ($1,440)$819$621$256,096
98 ($1,440)$817$623$255,473
99 ($1,440)$815$625$254,847
100 ($1,440)$813$627$254,220
101 ($1,440)$811$629$253,591
102 ($1,440)$809$631$252,960
103 ($1,440)$807$633$252,327
104 ($1,440)$805$635$251,692
105 ($1,440)$803$637$251,055
106 ($1,440)$801$639$250,416
107 ($1,440)$799$641$249,775
108 ($1,440)$797$643$249,132
Year 10 - 109 ($1,440)$795$645$248,486
110 ($1,440)$793$647$247,839
111 ($1,440)$791$649$247,190
112 ($1,440)$789$651$246,538
113 ($1,440)$787$654$245,885
114 ($1,440)$785$656$245,229
115 ($1,440)$783$658$244,571
116 ($1,440)$781$660$243,911
117 ($1,440)$778$662$243,250
118 ($1,440)$776$664$242,586
119 ($1,440)$774$666$241,919
120 ($1,440)$772$668$241,251
Year 11 - 121 ($1,440)$770$670$240,581
122 ($1,440)$768$673$239,908
123 ($1,440)$766$675$239,233
124 ($1,440)$764$677$238,557
125 ($1,440)$761$679$237,877
126 ($1,440)$759$681$237,196
127 ($1,440)$757$683$236,513
128 ($1,440)$755$686$235,827
129 ($1,440)$753$688$235,140
130 ($1,440)$750$690$234,450
131 ($1,440)$748$692$233,758
132 ($1,440)$746$694$233,063
Year 12 - 133 ($1,440)$744$697$232,367
134 ($1,440)$742$699$231,668
135 ($1,440)$739$701$230,967
136 ($1,440)$737$703$230,264
137 ($1,440)$735$705$229,558
138 ($1,440)$733$708$228,850
139 ($1,440)$730$710$228,140
140 ($1,440)$728$712$227,428
141 ($1,440)$726$715$226,714
142 ($1,440)$724$717$225,997
143 ($1,440)$721$719$225,278
144 ($1,440)$719$721$224,556
Year 13 - 145 ($1,440)$717$724$223,833
146 ($1,440)$714$726$223,107
147 ($1,440)$712$728$222,378
148 ($1,440)$710$731$221,648
149 ($1,440)$707$733$220,915
150 ($1,440)$705$735$220,179
151 ($1,440)$703$738$219,442
152 ($1,440)$700$740$218,702
153 ($1,440)$698$742$217,959
154 ($1,440)$696$745$217,214
155 ($1,440)$693$747$216,467
156 ($1,440)$691$750$215,718
Year 14 - 157 ($1,440)$688$752$214,966
158 ($1,440)$686$754$214,212
159 ($1,440)$684$757$213,455
160 ($1,440)$681$759$212,696
161 ($1,440)$679$762$211,934
162 ($1,440)$676$764$211,170
163 ($1,440)$674$766$210,404
164 ($1,440)$672$769$209,635
165 ($1,440)$669$771$208,864
166 ($1,440)$667$774$208,090
167 ($1,440)$664$776$207,313
168 ($1,440)$662$779$206,535
Year 15 - 169 ($1,440)$659$781$205,754
170 ($1,440)$657$784$204,970
171 ($1,440)$654$786$204,184
172 ($1,440)$652$789$203,395
173 ($1,440)$649$791$202,604
174 ($1,440)$647$794$201,810
175 ($1,440)$644$796$201,014
176 ($1,440)$642$799$200,215
177 ($1,440)$639$801$199,413
178 ($1,440)$636$804$198,609
179 ($1,440)$634$807$197,803
180 ($1,440)$631$809$196,994
Year 16 - 181 ($1,440)$629$812$196,182
182 ($1,440)$626$814$195,368
183 ($1,440)$624$817$194,551
184 ($1,440)$621$819$193,731
185 ($1,440)$618$822$192,909
186 ($1,440)$616$825$192,085
187 ($1,440)$613$827$191,257
188 ($1,440)$610$830$190,427
189 ($1,440)$608$833$189,595
190 ($1,440)$605$835$188,759
191 ($1,440)$602$838$187,921
192 ($1,440)$600$841$187,081
Year 17 - 193 ($1,440)$597$843$186,237
194 ($1,440)$594$846$185,391
195 ($1,440)$592$849$184,543
196 ($1,440)$589$851$183,691
197 ($1,440)$586$854$182,837
198 ($1,440)$584$857$181,980
199 ($1,440)$581$860$181,121
200 ($1,440)$578$862$180,258
201 ($1,440)$575$865$179,393
202 ($1,440)$573$868$178,526
203 ($1,440)$570$871$177,655
204 ($1,440)$567$873$176,781
Year 18 - 205 ($1,440)$564$876$175,905
206 ($1,440)$561$879$175,026
207 ($1,440)$559$882$174,145
208 ($1,440)$556$885$173,260
209 ($1,440)$553$887$172,373
210 ($1,440)$550$890$171,482
211 ($1,440)$547$893$170,589
212 ($1,440)$544$896$169,693
213 ($1,440)$542$899$168,794
214 ($1,440)$539$902$167,893
215 ($1,440)$536$905$166,988
216 ($1,440)$533$907$166,081
Year 19 - 217 ($1,440)$530$910$165,170
218 ($1,440)$527$913$164,257
219 ($1,440)$524$916$163,341
220 ($1,440)$521$919$162,422
221 ($1,440)$518$922$161,500
222 ($1,440)$515$925$160,575
223 ($1,440)$513$928$159,647
224 ($1,440)$510$931$158,716
225 ($1,440)$507$934$157,782
226 ($1,440)$504$937$156,845
227 ($1,440)$501$940$155,906
228 ($1,440)$498$943$154,963
Year 20 - 229 ($1,440)$495$946$154,017
230 ($1,440)$492$949$153,068
231 ($1,440)$489$952$152,116
232 ($1,440)$486$955$151,161
233 ($1,440)$482$958$150,203
234 ($1,440)$479$961$149,242
235 ($1,440)$476$964$148,278
236 ($1,440)$473$967$147,311
237 ($1,440)$470$970$146,341
238 ($1,440)$467$973$145,368
239 ($1,440)$464$976$144,391
240 ($1,440)$461$980$143,412
Year 21 - 241 ($1,440)$458$983$142,429
242 ($1,440)$455$986$141,443
243 ($1,440)$451$989$140,454
244 ($1,440)$448$992$139,462
245 ($1,440)$445$995$138,467
246 ($1,440)$442$998$137,468
247 ($1,440)$439$1,002$136,466
248 ($1,440)$436$1,005$135,462
249 ($1,440)$432$1,008$134,454
250 ($1,440)$429$1,011$133,442
251 ($1,440)$426$1,015$132,428
252 ($1,440)$423$1,018$131,410
Year 22 - 253 ($1,440)$419$1,021$130,389
254 ($1,440)$416$1,024$129,365
255 ($1,440)$413$1,028$128,337
256 ($1,440)$410$1,031$127,306
257 ($1,440)$406$1,034$126,272
258 ($1,440)$403$1,037$125,235
259 ($1,440)$400$1,041$124,194
260 ($1,440)$396$1,044$123,150
261 ($1,440)$393$1,047$122,103
262 ($1,440)$390$1,051$121,052
263 ($1,440)$386$1,054$119,998
264 ($1,440)$383$1,057$118,941
Year 23 - 265 ($1,440)$380$1,061$117,880
266 ($1,440)$376$1,064$116,816
267 ($1,440)$373$1,068$115,748
268 ($1,440)$369$1,071$114,677
269 ($1,440)$366$1,074$113,603
270 ($1,440)$363$1,078$112,525
271 ($1,440)$359$1,081$111,444
272 ($1,440)$356$1,085$110,359
273 ($1,440)$352$1,088$109,271
274 ($1,440)$349$1,092$108,179
275 ($1,440)$345$1,095$107,084
276 ($1,440)$342$1,099$105,985
Year 24 - 277 ($1,440)$338$1,102$104,883
278 ($1,440)$335$1,106$103,778
279 ($1,440)$331$1,109$102,668
280 ($1,440)$328$1,113$101,556
281 ($1,440)$324$1,116$100,439
282 ($1,440)$321$1,120$99,319
283 ($1,440)$317$1,123$98,196
284 ($1,440)$313$1,127$97,069
285 ($1,440)$310$1,131$95,938
286 ($1,440)$306$1,134$94,804
287 ($1,440)$303$1,138$93,666
288 ($1,440)$299$1,141$92,525
Year 25 - 289 ($1,440)$295$1,145$91,380
290 ($1,440)$292$1,149$90,231
291 ($1,440)$288$1,152$89,079
292 ($1,440)$284$1,156$87,923
293 ($1,440)$281$1,160$86,763
294 ($1,440)$277$1,163$85,599
295 ($1,440)$273$1,167$84,432
296 ($1,440)$269$1,171$83,261
297 ($1,440)$266$1,175$82,086
298 ($1,440)$262$1,178$80,908
299 ($1,440)$258$1,182$79,726
300 ($1,440)$254$1,186$78,540
Year 26 - 301 ($1,440)$251$1,190$77,350
302 ($1,440)$247$1,194$76,157
303 ($1,440)$243$1,197$74,959
304 ($1,440)$239$1,201$73,758
305 ($1,440)$235$1,205$72,553
306 ($1,440)$232$1,209$71,344
307 ($1,440)$228$1,213$70,132
308 ($1,440)$224$1,217$68,915
309 ($1,440)$220$1,220$67,694
310 ($1,440)$216$1,224$66,470
311 ($1,440)$212$1,228$65,242
312 ($1,440)$208$1,232$64,010
Year 27 - 313 ($1,440)$204$1,236$62,774
314 ($1,440)$200$1,240$61,533
315 ($1,440)$196$1,244$60,289
316 ($1,440)$192$1,248$59,041
317 ($1,440)$188$1,252$57,790
318 ($1,440)$184$1,256$56,534
319 ($1,440)$180$1,260$55,274
320 ($1,440)$176$1,264$54,010
321 ($1,440)$172$1,268$52,742
322 ($1,440)$168$1,272$51,469
323 ($1,440)$164$1,276$50,193
324 ($1,440)$160$1,280$48,913
Year 28 - 325 ($1,440)$156$1,284$47,629
326 ($1,440)$152$1,288$46,340
327 ($1,440)$148$1,293$45,048
328 ($1,440)$144$1,297$43,751
329 ($1,440)$140$1,301$42,450
330 ($1,440)$135$1,305$41,146
331 ($1,440)$131$1,309$39,836
332 ($1,440)$127$1,313$38,523
333 ($1,440)$123$1,317$37,206
334 ($1,440)$119$1,322$35,884
335 ($1,440)$115$1,326$34,558
336 ($1,440)$110$1,330$33,228
Year 29 - 337 ($1,440)$106$1,334$31,894
338 ($1,440)$102$1,339$30,555
339 ($1,440)$98$1,343$29,212
340 ($1,440)$93$1,347$27,865
341 ($1,440)$89$1,351$26,514
342 ($1,440)$85$1,356$25,158
343 ($1,440)$80$1,360$23,798
344 ($1,440)$76$1,364$22,433
345 ($1,440)$72$1,369$21,064
346 ($1,440)$67$1,373$19,691
347 ($1,440)$63$1,378$18,314
348 ($1,440)$58$1,382$16,932
Year 30 - 349 ($1,440)$54$1,386$15,545
350 ($1,440)$50$1,391$14,154
351 ($1,440)$45$1,395$12,759
352 ($1,440)$41$1,400$11,360
353 ($1,440)$36$1,404$9,955
354 ($1,440)$32$1,409$8,547
355 ($1,440)$27$1,413$7,134
356 ($1,440)$23$1,418$5,716
357 ($1,440)$18$1,422$4,294
358 ($1,440)$14$1,427$2,867
359 ($1,440)$9$1,431$1,436
360 ($1,440)$5$1,436$0
TOTALS$210,549$308,000$518,549

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.