« Back to all home prices

Mortgage Payment Schedule for a $385,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($77,000) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,465 360 $219,442 $527,442

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $385,000
Down Payment $77,000$308,000
Year 1 - 1 ($1,465)$1,019$446$307,554
2 ($1,465)$1,017$448$307,106
3 ($1,465)$1,016$449$306,657
4 ($1,465)$1,015$451$306,207
5 ($1,465)$1,013$452$305,754
6 ($1,465)$1,012$454$305,301
7 ($1,465)$1,010$455$304,846
8 ($1,465)$1,009$457$304,389
9 ($1,465)$1,007$458$303,931
10 ($1,465)$1,006$460$303,471
11 ($1,465)$1,004$461$303,010
12 ($1,465)$1,002$463$302,548
Year 2 - 13 ($1,465)$1,001$464$302,084
14 ($1,465)$999$466$301,618
15 ($1,465)$998$467$301,151
16 ($1,465)$996$469$300,682
17 ($1,465)$995$470$300,211
18 ($1,465)$993$472$299,739
19 ($1,465)$992$473$299,266
20 ($1,465)$990$475$298,791
21 ($1,465)$988$477$298,314
22 ($1,465)$987$478$297,836
23 ($1,465)$985$480$297,356
24 ($1,465)$984$481$296,875
Year 3 - 25 ($1,465)$982$483$296,392
26 ($1,465)$981$485$295,907
27 ($1,465)$979$486$295,421
28 ($1,465)$977$488$294,934
29 ($1,465)$976$489$294,444
30 ($1,465)$974$491$293,953
31 ($1,465)$972$493$293,461
32 ($1,465)$971$494$292,966
33 ($1,465)$969$496$292,470
34 ($1,465)$968$498$291,973
35 ($1,465)$966$499$291,474
36 ($1,465)$964$501$290,973
Year 4 - 37 ($1,465)$963$502$290,470
38 ($1,465)$961$504$289,966
39 ($1,465)$959$506$289,460
40 ($1,465)$958$507$288,953
41 ($1,465)$956$509$288,444
42 ($1,465)$954$511$287,933
43 ($1,465)$953$513$287,420
44 ($1,465)$951$514$286,906
45 ($1,465)$949$516$286,390
46 ($1,465)$947$518$285,873
47 ($1,465)$946$519$285,353
48 ($1,465)$944$521$284,832
Year 5 - 49 ($1,465)$942$523$284,309
50 ($1,465)$941$525$283,785
51 ($1,465)$939$526$283,259
52 ($1,465)$937$528$282,731
53 ($1,465)$935$530$282,201
54 ($1,465)$934$532$281,669
55 ($1,465)$932$533$281,136
56 ($1,465)$930$535$280,601
57 ($1,465)$928$537$280,064
58 ($1,465)$927$539$279,526
59 ($1,465)$925$540$278,985
60 ($1,465)$923$542$278,443
Year 6 - 61 ($1,465)$921$544$277,899
62 ($1,465)$919$546$277,353
63 ($1,465)$918$548$276,806
64 ($1,465)$916$549$276,257
65 ($1,465)$914$551$275,705
66 ($1,465)$912$553$275,152
67 ($1,465)$910$555$274,598
68 ($1,465)$908$557$274,041
69 ($1,465)$907$558$273,482
70 ($1,465)$905$560$272,922
71 ($1,465)$903$562$272,360
72 ($1,465)$901$564$271,796
Year 7 - 73 ($1,465)$899$566$271,230
74 ($1,465)$897$568$270,662
75 ($1,465)$895$570$270,092
76 ($1,465)$894$572$269,521
77 ($1,465)$892$573$268,947
78 ($1,465)$890$575$268,372
79 ($1,465)$888$577$267,795
80 ($1,465)$886$579$267,216
81 ($1,465)$884$581$266,635
82 ($1,465)$882$583$266,052
83 ($1,465)$880$585$265,467
84 ($1,465)$878$587$264,880
Year 8 - 85 ($1,465)$876$589$264,291
86 ($1,465)$874$591$263,700
87 ($1,465)$872$593$263,108
88 ($1,465)$870$595$262,513
89 ($1,465)$868$597$261,916
90 ($1,465)$867$599$261,318
91 ($1,465)$865$601$260,717
92 ($1,465)$863$603$260,114
93 ($1,465)$861$605$259,510
94 ($1,465)$859$607$258,903
95 ($1,465)$857$609$258,295
96 ($1,465)$855$611$257,684
Year 9 - 97 ($1,465)$853$613$257,072
98 ($1,465)$850$615$256,457
99 ($1,465)$848$617$255,840
100 ($1,465)$846$619$255,221
101 ($1,465)$844$621$254,601
102 ($1,465)$842$623$253,978
103 ($1,465)$840$625$253,353
104 ($1,465)$838$627$252,726
105 ($1,465)$836$629$252,097
106 ($1,465)$834$631$251,466
107 ($1,465)$832$633$250,833
108 ($1,465)$830$635$250,198
Year 10 - 109 ($1,465)$828$637$249,560
110 ($1,465)$826$639$248,921
111 ($1,465)$824$642$248,279
112 ($1,465)$821$644$247,635
113 ($1,465)$819$646$246,989
114 ($1,465)$817$648$246,341
115 ($1,465)$815$650$245,691
116 ($1,465)$813$652$245,039
117 ($1,465)$811$654$244,385
118 ($1,465)$809$657$243,728
119 ($1,465)$806$659$243,069
120 ($1,465)$804$661$242,408
Year 11 - 121 ($1,465)$802$663$241,745
122 ($1,465)$800$665$241,080
123 ($1,465)$798$668$240,412
124 ($1,465)$795$670$239,742
125 ($1,465)$793$672$239,070
126 ($1,465)$791$674$238,396
127 ($1,465)$789$676$237,720
128 ($1,465)$786$679$237,041
129 ($1,465)$784$681$236,360
130 ($1,465)$782$683$235,677
131 ($1,465)$780$685$234,992
132 ($1,465)$777$688$234,304
Year 12 - 133 ($1,465)$775$690$233,614
134 ($1,465)$773$692$232,922
135 ($1,465)$771$695$232,227
136 ($1,465)$768$697$231,530
137 ($1,465)$766$699$230,831
138 ($1,465)$764$701$230,130
139 ($1,465)$761$704$229,426
140 ($1,465)$759$706$228,720
141 ($1,465)$757$708$228,012
142 ($1,465)$754$711$227,301
143 ($1,465)$752$713$226,588
144 ($1,465)$750$715$225,872
Year 13 - 145 ($1,465)$747$718$225,154
146 ($1,465)$745$720$224,434
147 ($1,465)$743$723$223,711
148 ($1,465)$740$725$222,986
149 ($1,465)$738$727$222,259
150 ($1,465)$735$730$221,529
151 ($1,465)$733$732$220,797
152 ($1,465)$730$735$220,062
153 ($1,465)$728$737$219,325
154 ($1,465)$726$740$218,586
155 ($1,465)$723$742$217,844
156 ($1,465)$721$744$217,099
Year 14 - 157 ($1,465)$718$747$216,353
158 ($1,465)$716$749$215,603
159 ($1,465)$713$752$214,851
160 ($1,465)$711$754$214,097
161 ($1,465)$708$757$213,340
162 ($1,465)$706$759$212,581
163 ($1,465)$703$762$211,819
164 ($1,465)$701$764$211,055
165 ($1,465)$698$767$210,288
166 ($1,465)$696$769$209,518
167 ($1,465)$693$772$208,746
168 ($1,465)$691$775$207,972
Year 15 - 169 ($1,465)$688$777$207,195
170 ($1,465)$685$780$206,415
171 ($1,465)$683$782$205,633
172 ($1,465)$680$785$204,848
173 ($1,465)$678$787$204,061
174 ($1,465)$675$790$203,271
175 ($1,465)$672$793$202,478
176 ($1,465)$670$795$201,683
177 ($1,465)$667$798$200,885
178 ($1,465)$665$801$200,084
179 ($1,465)$662$803$199,281
180 ($1,465)$659$806$198,475
Year 16 - 181 ($1,465)$657$808$197,667
182 ($1,465)$654$811$196,856
183 ($1,465)$651$814$196,042
184 ($1,465)$649$817$195,225
185 ($1,465)$646$819$194,406
186 ($1,465)$643$822$193,584
187 ($1,465)$640$825$192,760
188 ($1,465)$638$827$191,932
189 ($1,465)$635$830$191,102
190 ($1,465)$632$833$190,269
191 ($1,465)$629$836$189,433
192 ($1,465)$627$838$188,595
Year 17 - 193 ($1,465)$624$841$187,754
194 ($1,465)$621$844$186,910
195 ($1,465)$618$847$186,063
196 ($1,465)$616$850$185,214
197 ($1,465)$613$852$184,361
198 ($1,465)$610$855$183,506
199 ($1,465)$607$858$182,648
200 ($1,465)$604$861$181,787
201 ($1,465)$601$864$180,923
202 ($1,465)$599$867$180,057
203 ($1,465)$596$869$179,187
204 ($1,465)$593$872$178,315
Year 18 - 205 ($1,465)$590$875$177,440
206 ($1,465)$587$878$176,562
207 ($1,465)$584$881$175,681
208 ($1,465)$581$884$174,797
209 ($1,465)$578$887$173,910
210 ($1,465)$575$890$173,020
211 ($1,465)$572$893$172,128
212 ($1,465)$569$896$171,232
213 ($1,465)$566$899$170,333
214 ($1,465)$564$902$169,432
215 ($1,465)$561$905$168,527
216 ($1,465)$558$908$167,620
Year 19 - 217 ($1,465)$555$911$166,709
218 ($1,465)$552$914$165,795
219 ($1,465)$549$917$164,879
220 ($1,465)$545$920$163,959
221 ($1,465)$542$923$163,037
222 ($1,465)$539$926$162,111
223 ($1,465)$536$929$161,182
224 ($1,465)$533$932$160,250
225 ($1,465)$530$935$159,315
226 ($1,465)$527$938$158,377
227 ($1,465)$524$941$157,436
228 ($1,465)$521$944$156,492
Year 20 - 229 ($1,465)$518$947$155,544
230 ($1,465)$515$951$154,594
231 ($1,465)$511$954$153,640
232 ($1,465)$508$957$152,683
233 ($1,465)$505$960$151,723
234 ($1,465)$502$963$150,760
235 ($1,465)$499$966$149,794
236 ($1,465)$496$970$148,824
237 ($1,465)$492$973$147,851
238 ($1,465)$489$976$146,876
239 ($1,465)$486$979$145,896
240 ($1,465)$483$982$144,914
Year 21 - 241 ($1,465)$479$986$143,928
242 ($1,465)$476$989$142,939
243 ($1,465)$473$992$141,947
244 ($1,465)$470$996$140,951
245 ($1,465)$466$999$139,953
246 ($1,465)$463$1,002$138,951
247 ($1,465)$460$1,005$137,945
248 ($1,465)$456$1,009$136,936
249 ($1,465)$453$1,012$135,924
250 ($1,465)$450$1,015$134,909
251 ($1,465)$446$1,019$133,890
252 ($1,465)$443$1,022$132,868
Year 22 - 253 ($1,465)$440$1,026$131,842
254 ($1,465)$436$1,029$130,813
255 ($1,465)$433$1,032$129,781
256 ($1,465)$429$1,036$128,745
257 ($1,465)$426$1,039$127,706
258 ($1,465)$422$1,043$126,664
259 ($1,465)$419$1,046$125,617
260 ($1,465)$416$1,050$124,568
261 ($1,465)$412$1,053$123,515
262 ($1,465)$409$1,056$122,458
263 ($1,465)$405$1,060$121,398
264 ($1,465)$402$1,063$120,335
Year 23 - 265 ($1,465)$398$1,067$119,268
266 ($1,465)$395$1,071$118,197
267 ($1,465)$391$1,074$117,123
268 ($1,465)$387$1,078$116,046
269 ($1,465)$384$1,081$114,964
270 ($1,465)$380$1,085$113,880
271 ($1,465)$377$1,088$112,791
272 ($1,465)$373$1,092$111,699
273 ($1,465)$370$1,096$110,604
274 ($1,465)$366$1,099$109,505
275 ($1,465)$362$1,103$108,402
276 ($1,465)$359$1,106$107,295
Year 24 - 277 ($1,465)$355$1,110$106,185
278 ($1,465)$351$1,114$105,071
279 ($1,465)$348$1,118$103,954
280 ($1,465)$344$1,121$102,833
281 ($1,465)$340$1,125$101,708
282 ($1,465)$336$1,129$100,579
283 ($1,465)$333$1,132$99,447
284 ($1,465)$329$1,136$98,311
285 ($1,465)$325$1,140$97,171
286 ($1,465)$321$1,144$96,027
287 ($1,465)$318$1,147$94,880
288 ($1,465)$314$1,151$93,728
Year 25 - 289 ($1,465)$310$1,155$92,573
290 ($1,465)$306$1,159$91,415
291 ($1,465)$302$1,163$90,252
292 ($1,465)$299$1,167$89,085
293 ($1,465)$295$1,170$87,915
294 ($1,465)$291$1,174$86,741
295 ($1,465)$287$1,178$85,562
296 ($1,465)$283$1,182$84,380
297 ($1,465)$279$1,186$83,194
298 ($1,465)$275$1,190$82,005
299 ($1,465)$271$1,194$80,811
300 ($1,465)$267$1,198$79,613
Year 26 - 301 ($1,465)$263$1,202$78,411
302 ($1,465)$259$1,206$77,206
303 ($1,465)$255$1,210$75,996
304 ($1,465)$251$1,214$74,782
305 ($1,465)$247$1,218$73,564
306 ($1,465)$243$1,222$72,343
307 ($1,465)$239$1,226$71,117
308 ($1,465)$235$1,230$69,887
309 ($1,465)$231$1,234$68,653
310 ($1,465)$227$1,238$67,415
311 ($1,465)$223$1,242$66,173
312 ($1,465)$219$1,246$64,927
Year 27 - 313 ($1,465)$215$1,250$63,677
314 ($1,465)$211$1,254$62,422
315 ($1,465)$207$1,259$61,164
316 ($1,465)$202$1,263$59,901
317 ($1,465)$198$1,267$58,634
318 ($1,465)$194$1,271$57,363
319 ($1,465)$190$1,275$56,087
320 ($1,465)$186$1,280$54,808
321 ($1,465)$181$1,284$53,524
322 ($1,465)$177$1,288$52,236
323 ($1,465)$173$1,292$50,944
324 ($1,465)$169$1,297$49,647
Year 28 - 325 ($1,465)$164$1,301$48,346
326 ($1,465)$160$1,305$47,041
327 ($1,465)$156$1,309$45,732
328 ($1,465)$151$1,314$44,418
329 ($1,465)$147$1,318$43,100
330 ($1,465)$143$1,323$41,777
331 ($1,465)$138$1,327$40,450
332 ($1,465)$134$1,331$39,119
333 ($1,465)$129$1,336$37,783
334 ($1,465)$125$1,340$36,443
335 ($1,465)$121$1,345$35,098
336 ($1,465)$116$1,349$33,749
Year 29 - 337 ($1,465)$112$1,353$32,396
338 ($1,465)$107$1,358$31,038
339 ($1,465)$103$1,362$29,676
340 ($1,465)$98$1,367$28,309
341 ($1,465)$94$1,371$26,937
342 ($1,465)$89$1,376$25,561
343 ($1,465)$85$1,381$24,181
344 ($1,465)$80$1,385$22,796
345 ($1,465)$75$1,390$21,406
346 ($1,465)$71$1,394$20,012
347 ($1,465)$66$1,399$18,613
348 ($1,465)$62$1,404$17,209
Year 30 - 349 ($1,465)$57$1,408$15,801
350 ($1,465)$52$1,413$14,388
351 ($1,465)$48$1,418$12,971
352 ($1,465)$43$1,422$11,548
353 ($1,465)$38$1,427$10,121
354 ($1,465)$33$1,432$8,690
355 ($1,465)$29$1,436$7,253
356 ($1,465)$24$1,441$5,812
357 ($1,465)$19$1,446$4,366
358 ($1,465)$14$1,451$2,916
359 ($1,465)$10$1,455$1,460
360 ($1,465)$5$1,460$0
TOTALS$219,442$308,000$527,442

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.