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Mortgage Payment Schedule for a $386,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($77,200) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,458 360 $216,181 $524,981

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.887% | Rate: 3.875% | Fees: $377 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.644% | Rate: 3.625% | Fees: $595 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.769% | Rate: 3.750% | Fees: $595 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $386,000
Down Payment $77,200$308,800
Year 1 - 1 ($1,458)$1,006$452$308,348
2 ($1,458)$1,005$454$307,894
3 ($1,458)$1,003$455$307,439
4 ($1,458)$1,002$457$306,983
5 ($1,458)$1,000$458$306,525
6 ($1,458)$999$460$306,065
7 ($1,458)$997$461$305,604
8 ($1,458)$996$463$305,142
9 ($1,458)$994$464$304,678
10 ($1,458)$993$466$304,212
11 ($1,458)$991$467$303,745
12 ($1,458)$990$469$303,276
Year 2 - 13 ($1,458)$988$470$302,806
14 ($1,458)$987$472$302,335
15 ($1,458)$985$473$301,862
16 ($1,458)$984$475$301,387
17 ($1,458)$982$476$300,911
18 ($1,458)$980$478$300,433
19 ($1,458)$979$479$299,953
20 ($1,458)$977$481$299,472
21 ($1,458)$976$483$298,990
22 ($1,458)$974$484$298,506
23 ($1,458)$973$486$298,020
24 ($1,458)$971$487$297,533
Year 3 - 25 ($1,458)$969$489$297,044
26 ($1,458)$968$490$296,554
27 ($1,458)$966$492$296,062
28 ($1,458)$965$494$295,568
29 ($1,458)$963$495$295,073
30 ($1,458)$961$497$294,576
31 ($1,458)$960$498$294,078
32 ($1,458)$958$500$293,578
33 ($1,458)$957$502$293,076
34 ($1,458)$955$503$292,572
35 ($1,458)$953$505$292,067
36 ($1,458)$952$507$291,561
Year 4 - 37 ($1,458)$950$508$291,053
38 ($1,458)$948$510$290,543
39 ($1,458)$947$512$290,031
40 ($1,458)$945$513$289,518
41 ($1,458)$943$515$289,003
42 ($1,458)$942$517$288,486
43 ($1,458)$940$518$287,968
44 ($1,458)$938$520$287,448
45 ($1,458)$937$522$286,926
46 ($1,458)$935$523$286,403
47 ($1,458)$933$525$285,878
48 ($1,458)$931$527$285,351
Year 5 - 49 ($1,458)$930$529$284,822
50 ($1,458)$928$530$284,292
51 ($1,458)$926$532$283,760
52 ($1,458)$925$534$283,227
53 ($1,458)$923$535$282,691
54 ($1,458)$921$537$282,154
55 ($1,458)$919$539$281,615
56 ($1,458)$918$541$281,074
57 ($1,458)$916$542$280,532
58 ($1,458)$914$544$279,988
59 ($1,458)$912$546$279,442
60 ($1,458)$911$548$278,894
Year 6 - 61 ($1,458)$909$550$278,344
62 ($1,458)$907$551$277,793
63 ($1,458)$905$553$277,240
64 ($1,458)$903$555$276,685
65 ($1,458)$902$557$276,128
66 ($1,458)$900$559$275,570
67 ($1,458)$898$560$275,009
68 ($1,458)$896$562$274,447
69 ($1,458)$894$564$273,883
70 ($1,458)$892$566$273,317
71 ($1,458)$891$568$272,749
72 ($1,458)$889$570$272,180
Year 7 - 73 ($1,458)$887$571$271,608
74 ($1,458)$885$573$271,035
75 ($1,458)$883$575$270,460
76 ($1,458)$881$577$269,883
77 ($1,458)$879$579$269,304
78 ($1,458)$877$581$268,723
79 ($1,458)$876$583$268,141
80 ($1,458)$874$585$267,556
81 ($1,458)$872$586$266,969
82 ($1,458)$870$588$266,381
83 ($1,458)$868$590$265,791
84 ($1,458)$866$592$265,198
Year 8 - 85 ($1,458)$864$594$264,604
86 ($1,458)$862$596$264,008
87 ($1,458)$860$598$263,410
88 ($1,458)$858$600$262,810
89 ($1,458)$856$602$262,208
90 ($1,458)$854$604$261,604
91 ($1,458)$852$606$260,998
92 ($1,458)$850$608$260,391
93 ($1,458)$848$610$259,781
94 ($1,458)$846$612$259,169
95 ($1,458)$844$614$258,555
96 ($1,458)$842$616$257,939
Year 9 - 97 ($1,458)$840$618$257,321
98 ($1,458)$838$620$256,702
99 ($1,458)$836$622$256,080
100 ($1,458)$834$624$255,456
101 ($1,458)$832$626$254,830
102 ($1,458)$830$628$254,202
103 ($1,458)$828$630$253,572
104 ($1,458)$826$632$252,940
105 ($1,458)$824$634$252,306
106 ($1,458)$822$636$251,670
107 ($1,458)$820$638$251,031
108 ($1,458)$818$640$250,391
Year 10 - 109 ($1,458)$816$642$249,749
110 ($1,458)$814$645$249,104
111 ($1,458)$812$647$248,457
112 ($1,458)$810$649$247,809
113 ($1,458)$807$651$247,158
114 ($1,458)$805$653$246,505
115 ($1,458)$803$655$245,850
116 ($1,458)$801$657$245,193
117 ($1,458)$799$659$244,533
118 ($1,458)$797$662$243,872
119 ($1,458)$795$664$243,208
120 ($1,458)$792$666$242,542
Year 11 - 121 ($1,458)$790$668$241,874
122 ($1,458)$788$670$241,204
123 ($1,458)$786$672$240,532
124 ($1,458)$784$675$239,857
125 ($1,458)$782$677$239,180
126 ($1,458)$779$679$238,501
127 ($1,458)$777$681$237,820
128 ($1,458)$775$683$237,137
129 ($1,458)$773$686$236,451
130 ($1,458)$770$688$235,763
131 ($1,458)$768$690$235,073
132 ($1,458)$766$692$234,381
Year 12 - 133 ($1,458)$764$695$233,686
134 ($1,458)$761$697$232,990
135 ($1,458)$759$699$232,290
136 ($1,458)$757$701$231,589
137 ($1,458)$755$704$230,885
138 ($1,458)$752$706$230,179
139 ($1,458)$750$708$229,471
140 ($1,458)$748$711$228,760
141 ($1,458)$745$713$228,048
142 ($1,458)$743$715$227,332
143 ($1,458)$741$718$226,615
144 ($1,458)$738$720$225,895
Year 13 - 145 ($1,458)$736$722$225,173
146 ($1,458)$734$725$224,448
147 ($1,458)$731$727$223,721
148 ($1,458)$729$729$222,992
149 ($1,458)$727$732$222,260
150 ($1,458)$724$734$221,526
151 ($1,458)$722$736$220,790
152 ($1,458)$719$739$220,051
153 ($1,458)$717$741$219,309
154 ($1,458)$715$744$218,566
155 ($1,458)$712$746$217,820
156 ($1,458)$710$749$217,071
Year 14 - 157 ($1,458)$707$751$216,320
158 ($1,458)$705$753$215,567
159 ($1,458)$702$756$214,811
160 ($1,458)$700$758$214,052
161 ($1,458)$697$761$213,291
162 ($1,458)$695$763$212,528
163 ($1,458)$692$766$211,762
164 ($1,458)$690$768$210,994
165 ($1,458)$687$771$210,223
166 ($1,458)$685$773$209,450
167 ($1,458)$682$776$208,674
168 ($1,458)$680$778$207,896
Year 15 - 169 ($1,458)$677$781$207,115
170 ($1,458)$675$783$206,332
171 ($1,458)$672$786$205,546
172 ($1,458)$670$789$204,757
173 ($1,458)$667$791$203,966
174 ($1,458)$665$794$203,172
175 ($1,458)$662$796$202,376
176 ($1,458)$659$799$201,577
177 ($1,458)$657$801$200,776
178 ($1,458)$654$804$199,971
179 ($1,458)$652$807$199,165
180 ($1,458)$649$809$198,355
Year 16 - 181 ($1,458)$646$812$197,543
182 ($1,458)$644$815$196,729
183 ($1,458)$641$817$195,912
184 ($1,458)$638$820$195,092
185 ($1,458)$636$823$194,269
186 ($1,458)$633$825$193,444
187 ($1,458)$630$828$192,616
188 ($1,458)$628$831$191,785
189 ($1,458)$625$833$190,952
190 ($1,458)$622$836$190,116
191 ($1,458)$619$839$189,277
192 ($1,458)$617$842$188,435
Year 17 - 193 ($1,458)$614$844$187,591
194 ($1,458)$611$847$186,744
195 ($1,458)$608$850$185,894
196 ($1,458)$606$853$185,041
197 ($1,458)$603$855$184,186
198 ($1,458)$600$858$183,328
199 ($1,458)$597$861$182,467
200 ($1,458)$595$864$181,603
201 ($1,458)$592$867$180,737
202 ($1,458)$589$869$179,867
203 ($1,458)$586$872$178,995
204 ($1,458)$583$875$178,120
Year 18 - 205 ($1,458)$580$878$177,242
206 ($1,458)$578$881$176,361
207 ($1,458)$575$884$175,478
208 ($1,458)$572$887$174,591
209 ($1,458)$569$889$173,702
210 ($1,458)$566$892$172,810
211 ($1,458)$563$895$171,914
212 ($1,458)$560$898$171,016
213 ($1,458)$557$901$170,115
214 ($1,458)$554$904$169,211
215 ($1,458)$551$907$168,304
216 ($1,458)$548$910$167,394
Year 19 - 217 ($1,458)$545$913$166,482
218 ($1,458)$542$916$165,566
219 ($1,458)$539$919$164,647
220 ($1,458)$536$922$163,725
221 ($1,458)$533$925$162,800
222 ($1,458)$530$928$161,872
223 ($1,458)$527$931$160,942
224 ($1,458)$524$934$160,008
225 ($1,458)$521$937$159,071
226 ($1,458)$518$940$158,131
227 ($1,458)$515$943$157,188
228 ($1,458)$512$946$156,242
Year 20 - 229 ($1,458)$509$949$155,292
230 ($1,458)$506$952$154,340
231 ($1,458)$503$955$153,385
232 ($1,458)$500$959$152,426
233 ($1,458)$497$962$151,465
234 ($1,458)$494$965$150,500
235 ($1,458)$490$968$149,532
236 ($1,458)$487$971$148,561
237 ($1,458)$484$974$147,587
238 ($1,458)$481$977$146,609
239 ($1,458)$478$981$145,629
240 ($1,458)$475$984$144,645
Year 21 - 241 ($1,458)$471$987$143,658
242 ($1,458)$468$990$142,668
243 ($1,458)$465$993$141,674
244 ($1,458)$462$997$140,678
245 ($1,458)$458$1,000$139,678
246 ($1,458)$455$1,003$138,675
247 ($1,458)$452$1,006$137,668
248 ($1,458)$449$1,010$136,659
249 ($1,458)$445$1,013$135,646
250 ($1,458)$442$1,016$134,629
251 ($1,458)$439$1,020$133,610
252 ($1,458)$435$1,023$132,587
Year 22 - 253 ($1,458)$432$1,026$131,560
254 ($1,458)$429$1,030$130,531
255 ($1,458)$425$1,033$129,498
256 ($1,458)$422$1,036$128,461
257 ($1,458)$419$1,040$127,422
258 ($1,458)$415$1,043$126,379
259 ($1,458)$412$1,046$125,332
260 ($1,458)$408$1,050$124,282
261 ($1,458)$405$1,053$123,229
262 ($1,458)$402$1,057$122,172
263 ($1,458)$398$1,060$121,112
264 ($1,458)$395$1,064$120,048
Year 23 - 265 ($1,458)$391$1,067$118,981
266 ($1,458)$388$1,071$117,911
267 ($1,458)$384$1,074$116,836
268 ($1,458)$381$1,078$115,759
269 ($1,458)$377$1,081$114,678
270 ($1,458)$374$1,085$113,593
271 ($1,458)$370$1,088$112,505
272 ($1,458)$367$1,092$111,413
273 ($1,458)$363$1,095$110,318
274 ($1,458)$359$1,099$109,219
275 ($1,458)$356$1,102$108,117
276 ($1,458)$352$1,106$107,011
Year 24 - 277 ($1,458)$349$1,110$105,901
278 ($1,458)$345$1,113$104,788
279 ($1,458)$341$1,117$103,671
280 ($1,458)$338$1,120$102,551
281 ($1,458)$334$1,124$101,427
282 ($1,458)$330$1,128$100,299
283 ($1,458)$327$1,131$99,167
284 ($1,458)$323$1,135$98,032
285 ($1,458)$319$1,139$96,893
286 ($1,458)$316$1,143$95,751
287 ($1,458)$312$1,146$94,604
288 ($1,458)$308$1,150$93,454
Year 25 - 289 ($1,458)$305$1,154$92,301
290 ($1,458)$301$1,158$91,143
291 ($1,458)$297$1,161$89,982
292 ($1,458)$293$1,165$88,817
293 ($1,458)$289$1,169$87,648
294 ($1,458)$286$1,173$86,475
295 ($1,458)$282$1,177$85,299
296 ($1,458)$278$1,180$84,118
297 ($1,458)$274$1,184$82,934
298 ($1,458)$270$1,188$81,746
299 ($1,458)$266$1,192$80,554
300 ($1,458)$262$1,196$79,358
Year 26 - 301 ($1,458)$259$1,200$78,158
302 ($1,458)$255$1,204$76,955
303 ($1,458)$251$1,208$75,747
304 ($1,458)$247$1,211$74,536
305 ($1,458)$243$1,215$73,320
306 ($1,458)$239$1,219$72,101
307 ($1,458)$235$1,223$70,878
308 ($1,458)$231$1,227$69,650
309 ($1,458)$227$1,231$68,419
310 ($1,458)$223$1,235$67,184
311 ($1,458)$219$1,239$65,944
312 ($1,458)$215$1,243$64,701
Year 27 - 313 ($1,458)$211$1,247$63,453
314 ($1,458)$207$1,252$62,202
315 ($1,458)$203$1,256$60,946
316 ($1,458)$199$1,260$59,687
317 ($1,458)$194$1,264$58,423
318 ($1,458)$190$1,268$57,155
319 ($1,458)$186$1,272$55,883
320 ($1,458)$182$1,276$54,607
321 ($1,458)$178$1,280$53,326
322 ($1,458)$174$1,285$52,042
323 ($1,458)$170$1,289$50,753
324 ($1,458)$165$1,293$49,460
Year 28 - 325 ($1,458)$161$1,297$48,163
326 ($1,458)$157$1,301$46,862
327 ($1,458)$153$1,306$45,556
328 ($1,458)$148$1,310$44,246
329 ($1,458)$144$1,314$42,932
330 ($1,458)$140$1,318$41,614
331 ($1,458)$136$1,323$40,291
332 ($1,458)$131$1,327$38,964
333 ($1,458)$127$1,331$37,633
334 ($1,458)$123$1,336$36,297
335 ($1,458)$118$1,340$34,957
336 ($1,458)$114$1,344$33,613
Year 29 - 337 ($1,458)$110$1,349$32,264
338 ($1,458)$105$1,353$30,911
339 ($1,458)$101$1,358$29,553
340 ($1,458)$96$1,362$28,191
341 ($1,458)$92$1,366$26,825
342 ($1,458)$87$1,371$25,454
343 ($1,458)$83$1,375$24,079
344 ($1,458)$78$1,380$22,699
345 ($1,458)$74$1,384$21,314
346 ($1,458)$69$1,389$19,926
347 ($1,458)$65$1,393$18,532
348 ($1,458)$60$1,398$17,134
Year 30 - 349 ($1,458)$56$1,402$15,732
350 ($1,458)$51$1,407$14,325
351 ($1,458)$47$1,412$12,913
352 ($1,458)$42$1,416$11,497
353 ($1,458)$37$1,421$10,076
354 ($1,458)$33$1,425$8,651
355 ($1,458)$28$1,430$7,221
356 ($1,458)$24$1,435$5,786
357 ($1,458)$19$1,439$4,346
358 ($1,458)$14$1,444$2,902
359 ($1,458)$9$1,449$1,454
360 ($1,458)$5$1,454$0
TOTALS$216,181$308,800$524,981

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.