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Mortgage Payment Schedule for a $386,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($77,200) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,462 360 $217,457 $526,257

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.783% | Rate: 3.750% | Fees: $994 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $386,000
Down Payment $77,200$308,800
Year 1 - 1 ($1,462)$1,011$451$308,349
2 ($1,462)$1,010$452$307,898
3 ($1,462)$1,008$453$307,444
4 ($1,462)$1,007$455$306,989
5 ($1,462)$1,005$456$306,533
6 ($1,462)$1,004$458$306,075
7 ($1,462)$1,002$459$305,615
8 ($1,462)$1,001$461$305,154
9 ($1,462)$999$462$304,692
10 ($1,462)$998$464$304,228
11 ($1,462)$996$465$303,763
12 ($1,462)$995$467$303,296
Year 2 - 13 ($1,462)$993$469$302,827
14 ($1,462)$992$470$302,357
15 ($1,462)$990$472$301,885
16 ($1,462)$989$473$301,412
17 ($1,462)$987$475$300,937
18 ($1,462)$986$476$300,461
19 ($1,462)$984$478$299,983
20 ($1,462)$982$479$299,504
21 ($1,462)$981$481$299,023
22 ($1,462)$979$483$298,541
23 ($1,462)$978$484$298,056
24 ($1,462)$976$486$297,571
Year 3 - 25 ($1,462)$975$487$297,083
26 ($1,462)$973$489$296,595
27 ($1,462)$971$490$296,104
28 ($1,462)$970$492$295,612
29 ($1,462)$968$494$295,118
30 ($1,462)$967$495$294,623
31 ($1,462)$965$497$294,126
32 ($1,462)$963$499$293,628
33 ($1,462)$962$500$293,127
34 ($1,462)$960$502$292,626
35 ($1,462)$958$503$292,122
36 ($1,462)$957$505$291,617
Year 4 - 37 ($1,462)$955$507$291,110
38 ($1,462)$953$508$290,602
39 ($1,462)$952$510$290,092
40 ($1,462)$950$512$289,580
41 ($1,462)$948$513$289,066
42 ($1,462)$947$515$288,551
43 ($1,462)$945$517$288,034
44 ($1,462)$943$519$287,516
45 ($1,462)$942$520$286,996
46 ($1,462)$940$522$286,474
47 ($1,462)$938$524$285,950
48 ($1,462)$936$525$285,425
Year 5 - 49 ($1,462)$935$527$284,898
50 ($1,462)$933$529$284,369
51 ($1,462)$931$531$283,838
52 ($1,462)$930$532$283,306
53 ($1,462)$928$534$282,772
54 ($1,462)$926$536$282,236
55 ($1,462)$924$537$281,699
56 ($1,462)$923$539$281,160
57 ($1,462)$921$541$280,619
58 ($1,462)$919$543$280,076
59 ($1,462)$917$545$279,531
60 ($1,462)$915$546$278,985
Year 6 - 61 ($1,462)$914$548$278,437
62 ($1,462)$912$550$277,887
63 ($1,462)$910$552$277,335
64 ($1,462)$908$554$276,782
65 ($1,462)$906$555$276,226
66 ($1,462)$905$557$275,669
67 ($1,462)$903$559$275,110
68 ($1,462)$901$561$274,549
69 ($1,462)$899$563$273,987
70 ($1,462)$897$565$273,422
71 ($1,462)$895$566$272,856
72 ($1,462)$894$568$272,287
Year 7 - 73 ($1,462)$892$570$271,717
74 ($1,462)$890$572$271,145
75 ($1,462)$888$574$270,572
76 ($1,462)$886$576$269,996
77 ($1,462)$884$578$269,418
78 ($1,462)$882$579$268,839
79 ($1,462)$880$581$268,257
80 ($1,462)$879$583$267,674
81 ($1,462)$877$585$267,089
82 ($1,462)$875$587$266,502
83 ($1,462)$873$589$265,913
84 ($1,462)$871$591$265,322
Year 8 - 85 ($1,462)$869$593$264,729
86 ($1,462)$867$595$264,134
87 ($1,462)$865$597$263,537
88 ($1,462)$863$599$262,939
89 ($1,462)$861$601$262,338
90 ($1,462)$859$603$261,735
91 ($1,462)$857$605$261,131
92 ($1,462)$855$607$260,524
93 ($1,462)$853$609$259,915
94 ($1,462)$851$611$259,305
95 ($1,462)$849$613$258,692
96 ($1,462)$847$615$258,078
Year 9 - 97 ($1,462)$845$617$257,461
98 ($1,462)$843$619$256,842
99 ($1,462)$841$621$256,222
100 ($1,462)$839$623$255,599
101 ($1,462)$837$625$254,974
102 ($1,462)$835$627$254,347
103 ($1,462)$833$629$253,719
104 ($1,462)$831$631$253,088
105 ($1,462)$829$633$252,455
106 ($1,462)$827$635$251,820
107 ($1,462)$825$637$251,183
108 ($1,462)$823$639$250,543
Year 10 - 109 ($1,462)$821$641$249,902
110 ($1,462)$818$643$249,259
111 ($1,462)$816$646$248,613
112 ($1,462)$814$648$247,966
113 ($1,462)$812$650$247,316
114 ($1,462)$810$652$246,664
115 ($1,462)$808$654$246,010
116 ($1,462)$806$656$245,354
117 ($1,462)$804$658$244,695
118 ($1,462)$801$660$244,035
119 ($1,462)$799$663$243,372
120 ($1,462)$797$665$242,708
Year 11 - 121 ($1,462)$795$667$242,041
122 ($1,462)$793$669$241,372
123 ($1,462)$790$671$240,700
124 ($1,462)$788$674$240,027
125 ($1,462)$786$676$239,351
126 ($1,462)$784$678$238,673
127 ($1,462)$782$680$237,993
128 ($1,462)$779$682$237,310
129 ($1,462)$777$685$236,626
130 ($1,462)$775$687$235,939
131 ($1,462)$773$689$235,250
132 ($1,462)$770$691$234,558
Year 12 - 133 ($1,462)$768$694$233,865
134 ($1,462)$766$696$233,169
135 ($1,462)$764$698$232,471
136 ($1,462)$761$700$231,770
137 ($1,462)$759$703$231,067
138 ($1,462)$757$705$230,362
139 ($1,462)$754$707$229,655
140 ($1,462)$752$710$228,945
141 ($1,462)$750$712$228,233
142 ($1,462)$747$714$227,519
143 ($1,462)$745$717$226,802
144 ($1,462)$743$719$226,083
Year 13 - 145 ($1,462)$740$721$225,362
146 ($1,462)$738$724$224,638
147 ($1,462)$736$726$223,912
148 ($1,462)$733$729$223,183
149 ($1,462)$731$731$222,452
150 ($1,462)$729$733$221,719
151 ($1,462)$726$736$220,983
152 ($1,462)$724$738$220,245
153 ($1,462)$721$741$219,505
154 ($1,462)$719$743$218,762
155 ($1,462)$716$745$218,016
156 ($1,462)$714$748$217,269
Year 14 - 157 ($1,462)$712$750$216,518
158 ($1,462)$709$753$215,766
159 ($1,462)$707$755$215,010
160 ($1,462)$704$758$214,253
161 ($1,462)$702$760$213,493
162 ($1,462)$699$763$212,730
163 ($1,462)$697$765$211,965
164 ($1,462)$694$768$211,197
165 ($1,462)$692$770$210,427
166 ($1,462)$689$773$209,654
167 ($1,462)$687$775$208,879
168 ($1,462)$684$778$208,101
Year 15 - 169 ($1,462)$682$780$207,321
170 ($1,462)$679$783$206,538
171 ($1,462)$676$785$205,753
172 ($1,462)$674$788$204,965
173 ($1,462)$671$791$204,174
174 ($1,462)$669$793$203,381
175 ($1,462)$666$796$202,585
176 ($1,462)$663$798$201,787
177 ($1,462)$661$801$200,986
178 ($1,462)$658$804$200,183
179 ($1,462)$656$806$199,376
180 ($1,462)$653$809$198,567
Year 16 - 181 ($1,462)$650$812$197,756
182 ($1,462)$648$814$196,942
183 ($1,462)$645$817$196,125
184 ($1,462)$642$820$195,305
185 ($1,462)$640$822$194,483
186 ($1,462)$637$825$193,658
187 ($1,462)$634$828$192,831
188 ($1,462)$632$830$192,000
189 ($1,462)$629$833$191,167
190 ($1,462)$626$836$190,332
191 ($1,462)$623$838$189,493
192 ($1,462)$621$841$188,652
Year 17 - 193 ($1,462)$618$844$187,808
194 ($1,462)$615$847$186,961
195 ($1,462)$612$850$186,112
196 ($1,462)$610$852$185,259
197 ($1,462)$607$855$184,404
198 ($1,462)$604$858$183,546
199 ($1,462)$601$861$182,686
200 ($1,462)$598$864$181,822
201 ($1,462)$595$866$180,956
202 ($1,462)$593$869$180,087
203 ($1,462)$590$872$179,215
204 ($1,462)$587$875$178,340
Year 18 - 205 ($1,462)$584$878$177,462
206 ($1,462)$581$881$176,581
207 ($1,462)$578$884$175,698
208 ($1,462)$575$886$174,811
209 ($1,462)$573$889$173,922
210 ($1,462)$570$892$173,030
211 ($1,462)$567$895$172,135
212 ($1,462)$564$898$171,237
213 ($1,462)$561$901$170,336
214 ($1,462)$558$904$169,432
215 ($1,462)$555$907$168,525
216 ($1,462)$552$910$167,615
Year 19 - 217 ($1,462)$549$913$166,702
218 ($1,462)$546$916$165,786
219 ($1,462)$543$919$164,867
220 ($1,462)$540$922$163,945
221 ($1,462)$537$925$163,020
222 ($1,462)$534$928$162,092
223 ($1,462)$531$931$161,161
224 ($1,462)$528$934$160,227
225 ($1,462)$525$937$159,290
226 ($1,462)$522$940$158,350
227 ($1,462)$519$943$157,407
228 ($1,462)$516$946$156,461
Year 20 - 229 ($1,462)$512$949$155,511
230 ($1,462)$509$953$154,559
231 ($1,462)$506$956$153,603
232 ($1,462)$503$959$152,644
233 ($1,462)$500$962$151,682
234 ($1,462)$497$965$150,717
235 ($1,462)$494$968$149,749
236 ($1,462)$490$971$148,778
237 ($1,462)$487$975$147,803
238 ($1,462)$484$978$146,825
239 ($1,462)$481$981$145,844
240 ($1,462)$478$984$144,860
Year 21 - 241 ($1,462)$474$987$143,873
242 ($1,462)$471$991$142,882
243 ($1,462)$468$994$141,888
244 ($1,462)$465$997$140,891
245 ($1,462)$461$1,000$139,891
246 ($1,462)$458$1,004$138,887
247 ($1,462)$455$1,007$137,880
248 ($1,462)$452$1,010$136,870
249 ($1,462)$448$1,014$135,856
250 ($1,462)$445$1,017$134,839
251 ($1,462)$442$1,020$133,819
252 ($1,462)$438$1,024$132,795
Year 22 - 253 ($1,462)$435$1,027$131,769
254 ($1,462)$432$1,030$130,738
255 ($1,462)$428$1,034$129,705
256 ($1,462)$425$1,037$128,668
257 ($1,462)$421$1,040$127,627
258 ($1,462)$418$1,044$126,583
259 ($1,462)$415$1,047$125,536
260 ($1,462)$411$1,051$124,485
261 ($1,462)$408$1,054$123,431
262 ($1,462)$404$1,058$122,374
263 ($1,462)$401$1,061$121,313
264 ($1,462)$397$1,065$120,248
Year 23 - 265 ($1,462)$394$1,068$119,180
266 ($1,462)$390$1,072$118,108
267 ($1,462)$387$1,075$117,033
268 ($1,462)$383$1,079$115,955
269 ($1,462)$380$1,082$114,873
270 ($1,462)$376$1,086$113,787
271 ($1,462)$373$1,089$112,698
272 ($1,462)$369$1,093$111,605
273 ($1,462)$366$1,096$110,509
274 ($1,462)$362$1,100$109,409
275 ($1,462)$358$1,104$108,306
276 ($1,462)$355$1,107$107,198
Year 24 - 277 ($1,462)$351$1,111$106,088
278 ($1,462)$347$1,114$104,973
279 ($1,462)$344$1,118$103,855
280 ($1,462)$340$1,122$102,734
281 ($1,462)$336$1,125$101,608
282 ($1,462)$333$1,129$100,479
283 ($1,462)$329$1,133$99,346
284 ($1,462)$325$1,136$98,210
285 ($1,462)$322$1,140$97,070
286 ($1,462)$318$1,144$95,926
287 ($1,462)$314$1,148$94,778
288 ($1,462)$310$1,151$93,627
Year 25 - 289 ($1,462)$307$1,155$92,472
290 ($1,462)$303$1,159$91,313
291 ($1,462)$299$1,163$90,150
292 ($1,462)$295$1,167$88,983
293 ($1,462)$291$1,170$87,813
294 ($1,462)$288$1,174$86,639
295 ($1,462)$284$1,178$85,461
296 ($1,462)$280$1,182$84,279
297 ($1,462)$276$1,186$83,093
298 ($1,462)$272$1,190$81,903
299 ($1,462)$268$1,194$80,709
300 ($1,462)$264$1,198$79,512
Year 26 - 301 ($1,462)$260$1,201$78,311
302 ($1,462)$256$1,205$77,105
303 ($1,462)$253$1,209$75,896
304 ($1,462)$249$1,213$74,683
305 ($1,462)$245$1,217$73,465
306 ($1,462)$241$1,221$72,244
307 ($1,462)$237$1,225$71,019
308 ($1,462)$233$1,229$69,790
309 ($1,462)$229$1,233$68,556
310 ($1,462)$225$1,237$67,319
311 ($1,462)$220$1,241$66,078
312 ($1,462)$216$1,245$64,832
Year 27 - 313 ($1,462)$212$1,249$63,583
314 ($1,462)$208$1,254$62,329
315 ($1,462)$204$1,258$61,072
316 ($1,462)$200$1,262$59,810
317 ($1,462)$196$1,266$58,544
318 ($1,462)$192$1,270$57,274
319 ($1,462)$188$1,274$55,999
320 ($1,462)$183$1,278$54,721
321 ($1,462)$179$1,283$53,438
322 ($1,462)$175$1,287$52,152
323 ($1,462)$171$1,291$50,861
324 ($1,462)$167$1,295$49,565
Year 28 - 325 ($1,462)$162$1,299$48,266
326 ($1,462)$158$1,304$46,962
327 ($1,462)$154$1,308$45,654
328 ($1,462)$150$1,312$44,342
329 ($1,462)$145$1,317$43,025
330 ($1,462)$141$1,321$41,704
331 ($1,462)$137$1,325$40,379
332 ($1,462)$132$1,330$39,049
333 ($1,462)$128$1,334$37,715
334 ($1,462)$124$1,338$36,377
335 ($1,462)$119$1,343$35,034
336 ($1,462)$115$1,347$33,687
Year 29 - 337 ($1,462)$110$1,351$32,336
338 ($1,462)$106$1,356$30,980
339 ($1,462)$101$1,360$29,620
340 ($1,462)$97$1,365$28,255
341 ($1,462)$93$1,369$26,886
342 ($1,462)$88$1,374$25,512
343 ($1,462)$84$1,378$24,133
344 ($1,462)$79$1,383$22,751
345 ($1,462)$75$1,387$21,363
346 ($1,462)$70$1,392$19,972
347 ($1,462)$65$1,396$18,575
348 ($1,462)$61$1,401$17,174
Year 30 - 349 ($1,462)$56$1,406$15,769
350 ($1,462)$52$1,410$14,358
351 ($1,462)$47$1,415$12,944
352 ($1,462)$42$1,419$11,524
353 ($1,462)$38$1,424$10,100
354 ($1,462)$33$1,429$8,671
355 ($1,462)$28$1,433$7,238
356 ($1,462)$24$1,438$5,800
357 ($1,462)$19$1,443$4,357
358 ($1,462)$14$1,448$2,909
359 ($1,462)$10$1,452$1,457
360 ($1,462)$5$1,457$0
TOTALS$217,457$308,800$526,257

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.