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Mortgage Payment Schedule for a $387,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($77,400) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,457 360 $214,826 $524,426

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $387,000
Down Payment $77,400$309,600
Year 1 - 1 ($1,457)$1,001$456$309,144
2 ($1,457)$1,000$457$308,687
3 ($1,457)$998$459$308,228
4 ($1,457)$997$460$307,768
5 ($1,457)$995$462$307,307
6 ($1,457)$994$463$306,844
7 ($1,457)$992$465$306,379
8 ($1,457)$991$466$305,913
9 ($1,457)$989$468$305,445
10 ($1,457)$988$469$304,976
11 ($1,457)$986$471$304,505
12 ($1,457)$985$472$304,033
Year 2 - 13 ($1,457)$983$474$303,560
14 ($1,457)$982$475$303,084
15 ($1,457)$980$477$302,608
16 ($1,457)$978$478$302,129
17 ($1,457)$977$480$301,649
18 ($1,457)$975$481$301,168
19 ($1,457)$974$483$300,685
20 ($1,457)$972$485$300,201
21 ($1,457)$971$486$299,714
22 ($1,457)$969$488$299,227
23 ($1,457)$967$489$298,738
24 ($1,457)$966$491$298,247
Year 3 - 25 ($1,457)$964$492$297,754
26 ($1,457)$963$494$297,260
27 ($1,457)$961$496$296,765
28 ($1,457)$960$497$296,268
29 ($1,457)$958$499$295,769
30 ($1,457)$956$500$295,268
31 ($1,457)$955$502$294,766
32 ($1,457)$953$504$294,263
33 ($1,457)$951$505$293,757
34 ($1,457)$950$507$293,250
35 ($1,457)$948$509$292,742
36 ($1,457)$947$510$292,232
Year 4 - 37 ($1,457)$945$512$291,720
38 ($1,457)$943$514$291,206
39 ($1,457)$942$515$290,691
40 ($1,457)$940$517$290,174
41 ($1,457)$938$519$289,656
42 ($1,457)$937$520$289,136
43 ($1,457)$935$522$288,614
44 ($1,457)$933$524$288,090
45 ($1,457)$931$525$287,565
46 ($1,457)$930$527$287,038
47 ($1,457)$928$529$286,509
48 ($1,457)$926$530$285,979
Year 5 - 49 ($1,457)$925$532$285,447
50 ($1,457)$923$534$284,913
51 ($1,457)$921$536$284,378
52 ($1,457)$919$537$283,840
53 ($1,457)$918$539$283,301
54 ($1,457)$916$541$282,761
55 ($1,457)$914$542$282,218
56 ($1,457)$913$544$281,674
57 ($1,457)$911$546$281,128
58 ($1,457)$909$548$280,580
59 ($1,457)$907$550$280,031
60 ($1,457)$905$551$279,479
Year 6 - 61 ($1,457)$904$553$278,926
62 ($1,457)$902$555$278,371
63 ($1,457)$900$557$277,815
64 ($1,457)$898$558$277,256
65 ($1,457)$896$560$276,696
66 ($1,457)$895$562$276,134
67 ($1,457)$893$564$275,570
68 ($1,457)$891$566$275,004
69 ($1,457)$889$568$274,437
70 ($1,457)$887$569$273,867
71 ($1,457)$886$571$273,296
72 ($1,457)$884$573$272,723
Year 7 - 73 ($1,457)$882$575$272,148
74 ($1,457)$880$577$271,571
75 ($1,457)$878$579$270,992
76 ($1,457)$876$581$270,412
77 ($1,457)$874$582$269,830
78 ($1,457)$872$584$269,245
79 ($1,457)$871$586$268,659
80 ($1,457)$869$588$268,071
81 ($1,457)$867$590$267,481
82 ($1,457)$865$592$266,889
83 ($1,457)$863$594$266,295
84 ($1,457)$861$596$265,700
Year 8 - 85 ($1,457)$859$598$265,102
86 ($1,457)$857$600$264,502
87 ($1,457)$855$602$263,901
88 ($1,457)$853$603$263,297
89 ($1,457)$851$605$262,692
90 ($1,457)$849$607$262,085
91 ($1,457)$847$609$261,475
92 ($1,457)$845$611$260,864
93 ($1,457)$843$613$260,251
94 ($1,457)$841$615$259,635
95 ($1,457)$839$617$259,018
96 ($1,457)$837$619$258,399
Year 9 - 97 ($1,457)$835$621$257,778
98 ($1,457)$833$623$257,154
99 ($1,457)$831$625$256,529
100 ($1,457)$829$627$255,902
101 ($1,457)$827$629$255,273
102 ($1,457)$825$631$254,641
103 ($1,457)$823$633$254,008
104 ($1,457)$821$635$253,372
105 ($1,457)$819$638$252,735
106 ($1,457)$817$640$252,095
107 ($1,457)$815$642$251,454
108 ($1,457)$813$644$250,810
Year 10 - 109 ($1,457)$811$646$250,164
110 ($1,457)$809$648$249,516
111 ($1,457)$807$650$248,866
112 ($1,457)$805$652$248,214
113 ($1,457)$803$654$247,560
114 ($1,457)$800$656$246,904
115 ($1,457)$798$658$246,245
116 ($1,457)$796$661$245,585
117 ($1,457)$794$663$244,922
118 ($1,457)$792$665$244,257
119 ($1,457)$790$667$243,590
120 ($1,457)$788$669$242,921
Year 11 - 121 ($1,457)$785$671$242,250
122 ($1,457)$783$673$241,576
123 ($1,457)$781$676$240,901
124 ($1,457)$779$678$240,223
125 ($1,457)$777$680$239,543
126 ($1,457)$775$682$238,861
127 ($1,457)$772$684$238,176
128 ($1,457)$770$687$237,490
129 ($1,457)$768$689$236,801
130 ($1,457)$766$691$236,110
131 ($1,457)$763$693$235,416
132 ($1,457)$761$696$234,721
Year 12 - 133 ($1,457)$759$698$234,023
134 ($1,457)$757$700$233,323
135 ($1,457)$754$702$232,621
136 ($1,457)$752$705$231,916
137 ($1,457)$750$707$231,209
138 ($1,457)$748$709$230,500
139 ($1,457)$745$711$229,789
140 ($1,457)$743$714$229,075
141 ($1,457)$741$716$228,359
142 ($1,457)$738$718$227,640
143 ($1,457)$736$721$226,920
144 ($1,457)$734$723$226,197
Year 13 - 145 ($1,457)$731$725$225,471
146 ($1,457)$729$728$224,744
147 ($1,457)$727$730$224,013
148 ($1,457)$724$732$223,281
149 ($1,457)$722$735$222,546
150 ($1,457)$720$737$221,809
151 ($1,457)$717$740$221,069
152 ($1,457)$715$742$220,328
153 ($1,457)$712$744$219,583
154 ($1,457)$710$747$218,836
155 ($1,457)$708$749$218,087
156 ($1,457)$705$752$217,336
Year 14 - 157 ($1,457)$703$754$216,582
158 ($1,457)$700$756$215,825
159 ($1,457)$698$759$215,066
160 ($1,457)$695$761$214,305
161 ($1,457)$693$764$213,541
162 ($1,457)$690$766$212,775
163 ($1,457)$688$769$212,006
164 ($1,457)$685$771$211,235
165 ($1,457)$683$774$210,461
166 ($1,457)$680$776$209,685
167 ($1,457)$678$779$208,906
168 ($1,457)$675$781$208,125
Year 15 - 169 ($1,457)$673$784$207,341
170 ($1,457)$670$786$206,555
171 ($1,457)$668$789$205,766
172 ($1,457)$665$791$204,974
173 ($1,457)$663$794$204,180
174 ($1,457)$660$797$203,384
175 ($1,457)$658$799$202,585
176 ($1,457)$655$802$201,783
177 ($1,457)$652$804$200,979
178 ($1,457)$650$807$200,172
179 ($1,457)$647$810$199,362
180 ($1,457)$645$812$198,550
Year 16 - 181 ($1,457)$642$815$197,735
182 ($1,457)$639$817$196,918
183 ($1,457)$637$820$196,098
184 ($1,457)$634$823$195,275
185 ($1,457)$631$825$194,450
186 ($1,457)$629$828$193,622
187 ($1,457)$626$831$192,791
188 ($1,457)$623$833$191,958
189 ($1,457)$621$836$191,122
190 ($1,457)$618$839$190,283
191 ($1,457)$615$841$189,441
192 ($1,457)$613$844$188,597
Year 17 - 193 ($1,457)$610$847$187,750
194 ($1,457)$607$850$186,901
195 ($1,457)$604$852$186,048
196 ($1,457)$602$855$185,193
197 ($1,457)$599$858$184,335
198 ($1,457)$596$861$183,474
199 ($1,457)$593$864$182,611
200 ($1,457)$590$866$181,744
201 ($1,457)$588$869$180,875
202 ($1,457)$585$872$180,003
203 ($1,457)$582$875$179,129
204 ($1,457)$579$878$178,251
Year 18 - 205 ($1,457)$576$880$177,371
206 ($1,457)$573$883$176,488
207 ($1,457)$571$886$175,601
208 ($1,457)$568$889$174,712
209 ($1,457)$565$892$173,821
210 ($1,457)$562$895$172,926
211 ($1,457)$559$898$172,028
212 ($1,457)$556$901$171,128
213 ($1,457)$553$903$170,224
214 ($1,457)$550$906$169,318
215 ($1,457)$547$909$168,409
216 ($1,457)$545$912$167,497
Year 19 - 217 ($1,457)$542$915$166,581
218 ($1,457)$539$918$165,663
219 ($1,457)$536$921$164,742
220 ($1,457)$533$924$163,818
221 ($1,457)$530$927$162,891
222 ($1,457)$527$930$161,961
223 ($1,457)$524$933$161,028
224 ($1,457)$521$936$160,092
225 ($1,457)$518$939$159,153
226 ($1,457)$515$942$158,211
227 ($1,457)$512$945$157,265
228 ($1,457)$508$948$156,317
Year 20 - 229 ($1,457)$505$951$155,366
230 ($1,457)$502$954$154,411
231 ($1,457)$499$957$153,454
232 ($1,457)$496$961$152,493
233 ($1,457)$493$964$151,530
234 ($1,457)$490$967$150,563
235 ($1,457)$487$970$149,593
236 ($1,457)$484$973$148,620
237 ($1,457)$481$976$147,644
238 ($1,457)$477$979$146,664
239 ($1,457)$474$983$145,682
240 ($1,457)$471$986$144,696
Year 21 - 241 ($1,457)$468$989$143,707
242 ($1,457)$465$992$142,715
243 ($1,457)$461$995$141,720
244 ($1,457)$458$999$140,721
245 ($1,457)$455$1,002$139,720
246 ($1,457)$452$1,005$138,715
247 ($1,457)$449$1,008$137,706
248 ($1,457)$445$1,011$136,695
249 ($1,457)$442$1,015$135,680
250 ($1,457)$439$1,018$134,662
251 ($1,457)$435$1,021$133,641
252 ($1,457)$432$1,025$132,616
Year 22 - 253 ($1,457)$429$1,028$131,588
254 ($1,457)$425$1,031$130,557
255 ($1,457)$422$1,035$129,522
256 ($1,457)$419$1,038$128,484
257 ($1,457)$415$1,041$127,443
258 ($1,457)$412$1,045$126,398
259 ($1,457)$409$1,048$125,350
260 ($1,457)$405$1,051$124,299
261 ($1,457)$402$1,055$123,244
262 ($1,457)$398$1,058$122,186
263 ($1,457)$395$1,062$121,124
264 ($1,457)$392$1,065$120,059
Year 23 - 265 ($1,457)$388$1,069$118,990
266 ($1,457)$385$1,072$117,918
267 ($1,457)$381$1,075$116,843
268 ($1,457)$378$1,079$115,764
269 ($1,457)$374$1,082$114,682
270 ($1,457)$371$1,086$113,596
271 ($1,457)$367$1,089$112,506
272 ($1,457)$364$1,093$111,413
273 ($1,457)$360$1,097$110,317
274 ($1,457)$357$1,100$109,217
275 ($1,457)$353$1,104$108,113
276 ($1,457)$350$1,107$107,006
Year 24 - 277 ($1,457)$346$1,111$105,895
278 ($1,457)$342$1,114$104,781
279 ($1,457)$339$1,118$103,663
280 ($1,457)$335$1,122$102,541
281 ($1,457)$332$1,125$101,416
282 ($1,457)$328$1,129$100,287
283 ($1,457)$324$1,132$99,155
284 ($1,457)$321$1,136$98,019
285 ($1,457)$317$1,140$96,879
286 ($1,457)$313$1,143$95,735
287 ($1,457)$310$1,147$94,588
288 ($1,457)$306$1,151$93,437
Year 25 - 289 ($1,457)$302$1,155$92,283
290 ($1,457)$298$1,158$91,124
291 ($1,457)$295$1,162$89,962
292 ($1,457)$291$1,166$88,796
293 ($1,457)$287$1,170$87,627
294 ($1,457)$283$1,173$86,453
295 ($1,457)$280$1,177$85,276
296 ($1,457)$276$1,181$84,095
297 ($1,457)$272$1,185$82,910
298 ($1,457)$268$1,189$81,722
299 ($1,457)$264$1,193$80,529
300 ($1,457)$260$1,196$79,333
Year 26 - 301 ($1,457)$257$1,200$78,132
302 ($1,457)$253$1,204$76,928
303 ($1,457)$249$1,208$75,720
304 ($1,457)$245$1,212$74,508
305 ($1,457)$241$1,216$73,293
306 ($1,457)$237$1,220$72,073
307 ($1,457)$233$1,224$70,849
308 ($1,457)$229$1,228$69,621
309 ($1,457)$225$1,232$68,390
310 ($1,457)$221$1,236$67,154
311 ($1,457)$217$1,240$65,915
312 ($1,457)$213$1,244$64,671
Year 27 - 313 ($1,457)$209$1,248$63,423
314 ($1,457)$205$1,252$62,172
315 ($1,457)$201$1,256$60,916
316 ($1,457)$197$1,260$59,656
317 ($1,457)$193$1,264$58,392
318 ($1,457)$189$1,268$57,124
319 ($1,457)$185$1,272$55,852
320 ($1,457)$181$1,276$54,576
321 ($1,457)$176$1,280$53,296
322 ($1,457)$172$1,284$52,012
323 ($1,457)$168$1,289$50,723
324 ($1,457)$164$1,293$49,430
Year 28 - 325 ($1,457)$160$1,297$48,133
326 ($1,457)$156$1,301$46,832
327 ($1,457)$151$1,305$45,527
328 ($1,457)$147$1,310$44,217
329 ($1,457)$143$1,314$42,904
330 ($1,457)$139$1,318$41,586
331 ($1,457)$134$1,322$40,263
332 ($1,457)$130$1,327$38,937
333 ($1,457)$126$1,331$37,606
334 ($1,457)$122$1,335$36,271
335 ($1,457)$117$1,339$34,931
336 ($1,457)$113$1,344$33,587
Year 29 - 337 ($1,457)$109$1,348$32,239
338 ($1,457)$104$1,352$30,887
339 ($1,457)$100$1,357$29,530
340 ($1,457)$95$1,361$28,169
341 ($1,457)$91$1,366$26,803
342 ($1,457)$87$1,370$25,433
343 ($1,457)$82$1,375$24,058
344 ($1,457)$78$1,379$22,679
345 ($1,457)$73$1,383$21,296
346 ($1,457)$69$1,388$19,908
347 ($1,457)$64$1,392$18,516
348 ($1,457)$60$1,397$17,119
Year 30 - 349 ($1,457)$55$1,401$15,718
350 ($1,457)$51$1,406$14,312
351 ($1,457)$46$1,410$12,901
352 ($1,457)$42$1,415$11,486
353 ($1,457)$37$1,420$10,067
354 ($1,457)$33$1,424$8,642
355 ($1,457)$28$1,429$7,214
356 ($1,457)$23$1,433$5,780
357 ($1,457)$19$1,438$4,342
358 ($1,457)$14$1,443$2,899
359 ($1,457)$9$1,447$1,452
360 ($1,457)$5$1,452$0
TOTALS$214,826$309,600$524,426

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.