« Back to all home prices

Mortgage Payment Schedule for a $387,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($77,400) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,473 360 $220,582 $530,182

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $387,000
Down Payment $77,400$309,600
Year 1 - 1 ($1,473)$1,024$448$309,152
2 ($1,473)$1,023$450$308,702
3 ($1,473)$1,021$451$308,250
4 ($1,473)$1,020$453$307,797
5 ($1,473)$1,018$454$307,343
6 ($1,473)$1,017$456$306,887
7 ($1,473)$1,015$457$306,429
8 ($1,473)$1,014$459$305,970
9 ($1,473)$1,012$460$305,510
10 ($1,473)$1,011$462$305,048
11 ($1,473)$1,009$464$304,584
12 ($1,473)$1,008$465$304,119
Year 2 - 13 ($1,473)$1,006$467$303,653
14 ($1,473)$1,005$468$303,185
15 ($1,473)$1,003$470$302,715
16 ($1,473)$1,001$471$302,244
17 ($1,473)$1,000$473$301,771
18 ($1,473)$998$474$301,297
19 ($1,473)$997$476$300,821
20 ($1,473)$995$478$300,343
21 ($1,473)$994$479$299,864
22 ($1,473)$992$481$299,383
23 ($1,473)$990$482$298,901
24 ($1,473)$989$484$298,417
Year 3 - 25 ($1,473)$987$485$297,932
26 ($1,473)$986$487$297,445
27 ($1,473)$984$489$296,956
28 ($1,473)$982$490$296,466
29 ($1,473)$981$492$295,974
30 ($1,473)$979$494$295,480
31 ($1,473)$978$495$294,985
32 ($1,473)$976$497$294,488
33 ($1,473)$974$498$293,990
34 ($1,473)$973$500$293,490
35 ($1,473)$971$502$292,988
36 ($1,473)$969$503$292,484
Year 4 - 37 ($1,473)$968$505$291,979
38 ($1,473)$966$507$291,473
39 ($1,473)$964$508$290,964
40 ($1,473)$963$510$290,454
41 ($1,473)$961$512$289,942
42 ($1,473)$959$514$289,429
43 ($1,473)$958$515$288,913
44 ($1,473)$956$517$288,397
45 ($1,473)$954$519$287,878
46 ($1,473)$952$520$287,358
47 ($1,473)$951$522$286,836
48 ($1,473)$949$524$286,312
Year 5 - 49 ($1,473)$947$526$285,786
50 ($1,473)$945$527$285,259
51 ($1,473)$944$529$284,730
52 ($1,473)$942$531$284,199
53 ($1,473)$940$533$283,667
54 ($1,473)$938$534$283,133
55 ($1,473)$937$536$282,596
56 ($1,473)$935$538$282,059
57 ($1,473)$933$540$281,519
58 ($1,473)$931$541$280,978
59 ($1,473)$930$543$280,435
60 ($1,473)$928$545$279,890
Year 6 - 61 ($1,473)$926$547$279,343
62 ($1,473)$924$549$278,794
63 ($1,473)$922$550$278,244
64 ($1,473)$921$552$277,692
65 ($1,473)$919$554$277,138
66 ($1,473)$917$556$276,582
67 ($1,473)$915$558$276,024
68 ($1,473)$913$560$275,465
69 ($1,473)$911$561$274,903
70 ($1,473)$909$563$274,340
71 ($1,473)$908$565$273,775
72 ($1,473)$906$567$273,208
Year 7 - 73 ($1,473)$904$569$272,639
74 ($1,473)$902$571$272,068
75 ($1,473)$900$573$271,496
76 ($1,473)$898$575$270,921
77 ($1,473)$896$576$270,345
78 ($1,473)$894$578$269,766
79 ($1,473)$892$580$269,186
80 ($1,473)$891$582$268,604
81 ($1,473)$889$584$268,020
82 ($1,473)$887$586$267,434
83 ($1,473)$885$588$266,846
84 ($1,473)$883$590$266,256
Year 8 - 85 ($1,473)$881$592$265,664
86 ($1,473)$879$594$265,070
87 ($1,473)$877$596$264,474
88 ($1,473)$875$598$263,877
89 ($1,473)$873$600$263,277
90 ($1,473)$871$602$262,675
91 ($1,473)$869$604$262,071
92 ($1,473)$867$606$261,466
93 ($1,473)$865$608$260,858
94 ($1,473)$863$610$260,248
95 ($1,473)$861$612$259,637
96 ($1,473)$859$614$259,023
Year 9 - 97 ($1,473)$857$616$258,407
98 ($1,473)$855$618$257,789
99 ($1,473)$853$620$257,169
100 ($1,473)$851$622$256,547
101 ($1,473)$849$624$255,923
102 ($1,473)$847$626$255,297
103 ($1,473)$845$628$254,669
104 ($1,473)$843$630$254,039
105 ($1,473)$840$632$253,407
106 ($1,473)$838$634$252,772
107 ($1,473)$836$636$252,136
108 ($1,473)$834$639$251,497
Year 10 - 109 ($1,473)$832$641$250,857
110 ($1,473)$830$643$250,214
111 ($1,473)$828$645$249,569
112 ($1,473)$826$647$248,922
113 ($1,473)$824$649$248,273
114 ($1,473)$821$651$247,621
115 ($1,473)$819$654$246,968
116 ($1,473)$817$656$246,312
117 ($1,473)$815$658$245,654
118 ($1,473)$813$660$244,994
119 ($1,473)$811$662$244,332
120 ($1,473)$808$664$243,668
Year 11 - 121 ($1,473)$806$667$243,001
122 ($1,473)$804$669$242,332
123 ($1,473)$802$671$241,661
124 ($1,473)$799$673$240,988
125 ($1,473)$797$675$240,312
126 ($1,473)$795$678$239,635
127 ($1,473)$793$680$238,955
128 ($1,473)$791$682$238,273
129 ($1,473)$788$684$237,588
130 ($1,473)$786$687$236,901
131 ($1,473)$784$689$236,212
132 ($1,473)$781$691$235,521
Year 12 - 133 ($1,473)$779$694$234,828
134 ($1,473)$777$696$234,132
135 ($1,473)$775$698$233,434
136 ($1,473)$772$700$232,733
137 ($1,473)$770$703$232,030
138 ($1,473)$768$705$231,325
139 ($1,473)$765$707$230,618
140 ($1,473)$763$710$229,908
141 ($1,473)$761$712$229,196
142 ($1,473)$758$714$228,482
143 ($1,473)$756$717$227,765
144 ($1,473)$754$719$227,046
Year 13 - 145 ($1,473)$751$722$226,324
146 ($1,473)$749$724$225,600
147 ($1,473)$746$726$224,874
148 ($1,473)$744$729$224,145
149 ($1,473)$742$731$223,414
150 ($1,473)$739$734$222,680
151 ($1,473)$737$736$221,944
152 ($1,473)$734$738$221,206
153 ($1,473)$732$741$220,465
154 ($1,473)$729$743$219,721
155 ($1,473)$727$746$218,975
156 ($1,473)$724$748$218,227
Year 14 - 157 ($1,473)$722$751$217,476
158 ($1,473)$719$753$216,723
159 ($1,473)$717$756$215,967
160 ($1,473)$714$758$215,209
161 ($1,473)$712$761$214,448
162 ($1,473)$709$763$213,685
163 ($1,473)$707$766$212,919
164 ($1,473)$704$768$212,151
165 ($1,473)$702$771$211,380
166 ($1,473)$699$773$210,607
167 ($1,473)$697$776$209,831
168 ($1,473)$694$779$209,052
Year 15 - 169 ($1,473)$692$781$208,271
170 ($1,473)$689$784$207,488
171 ($1,473)$686$786$206,701
172 ($1,473)$684$789$205,912
173 ($1,473)$681$792$205,121
174 ($1,473)$679$794$204,327
175 ($1,473)$676$797$203,530
176 ($1,473)$673$799$202,731
177 ($1,473)$671$802$201,929
178 ($1,473)$668$805$201,124
179 ($1,473)$665$807$200,317
180 ($1,473)$663$810$199,507
Year 16 - 181 ($1,473)$660$813$198,694
182 ($1,473)$657$815$197,878
183 ($1,473)$655$818$197,060
184 ($1,473)$652$821$196,240
185 ($1,473)$649$824$195,416
186 ($1,473)$647$826$194,590
187 ($1,473)$644$829$193,761
188 ($1,473)$641$832$192,929
189 ($1,473)$638$834$192,095
190 ($1,473)$636$837$191,258
191 ($1,473)$633$840$190,418
192 ($1,473)$630$843$189,575
Year 17 - 193 ($1,473)$627$846$188,729
194 ($1,473)$624$848$187,881
195 ($1,473)$622$851$187,030
196 ($1,473)$619$854$186,176
197 ($1,473)$616$857$185,319
198 ($1,473)$613$860$184,459
199 ($1,473)$610$862$183,597
200 ($1,473)$607$865$182,732
201 ($1,473)$605$868$181,863
202 ($1,473)$602$871$180,992
203 ($1,473)$599$874$180,118
204 ($1,473)$596$877$179,241
Year 18 - 205 ($1,473)$593$880$178,362
206 ($1,473)$590$883$177,479
207 ($1,473)$587$886$176,594
208 ($1,473)$584$888$175,705
209 ($1,473)$581$891$174,814
210 ($1,473)$578$894$173,919
211 ($1,473)$575$897$173,022
212 ($1,473)$572$900$172,122
213 ($1,473)$569$903$171,218
214 ($1,473)$566$906$170,312
215 ($1,473)$563$909$169,403
216 ($1,473)$560$912$168,490
Year 19 - 217 ($1,473)$557$915$167,575
218 ($1,473)$554$918$166,657
219 ($1,473)$551$921$165,735
220 ($1,473)$548$924$164,811
221 ($1,473)$545$927$163,883
222 ($1,473)$542$931$162,953
223 ($1,473)$539$934$162,019
224 ($1,473)$536$937$161,083
225 ($1,473)$533$940$160,143
226 ($1,473)$530$943$159,200
227 ($1,473)$527$946$158,254
228 ($1,473)$524$949$157,305
Year 20 - 229 ($1,473)$520$952$156,352
230 ($1,473)$517$955$155,397
231 ($1,473)$514$959$154,438
232 ($1,473)$511$962$153,476
233 ($1,473)$508$965$152,511
234 ($1,473)$505$968$151,543
235 ($1,473)$501$971$150,572
236 ($1,473)$498$975$149,597
237 ($1,473)$495$978$148,620
238 ($1,473)$492$981$147,638
239 ($1,473)$488$984$146,654
240 ($1,473)$485$988$145,667
Year 21 - 241 ($1,473)$482$991$144,676
242 ($1,473)$479$994$143,682
243 ($1,473)$475$997$142,684
244 ($1,473)$472$1,001$141,684
245 ($1,473)$469$1,004$140,680
246 ($1,473)$465$1,007$139,672
247 ($1,473)$462$1,011$138,662
248 ($1,473)$459$1,014$137,648
249 ($1,473)$455$1,017$136,630
250 ($1,473)$452$1,021$135,610
251 ($1,473)$449$1,024$134,586
252 ($1,473)$445$1,027$133,558
Year 22 - 253 ($1,473)$442$1,031$132,527
254 ($1,473)$438$1,034$131,493
255 ($1,473)$435$1,038$130,455
256 ($1,473)$432$1,041$129,414
257 ($1,473)$428$1,045$128,370
258 ($1,473)$425$1,048$127,322
259 ($1,473)$421$1,052$126,270
260 ($1,473)$418$1,055$125,215
261 ($1,473)$414$1,058$124,157
262 ($1,473)$411$1,062$123,095
263 ($1,473)$407$1,065$122,029
264 ($1,473)$404$1,069$120,960
Year 23 - 265 ($1,473)$400$1,073$119,888
266 ($1,473)$397$1,076$118,811
267 ($1,473)$393$1,080$117,732
268 ($1,473)$389$1,083$116,649
269 ($1,473)$386$1,087$115,562
270 ($1,473)$382$1,090$114,471
271 ($1,473)$379$1,094$113,377
272 ($1,473)$375$1,098$112,280
273 ($1,473)$371$1,101$111,178
274 ($1,473)$368$1,105$110,073
275 ($1,473)$364$1,109$108,965
276 ($1,473)$360$1,112$107,853
Year 24 - 277 ($1,473)$357$1,116$106,737
278 ($1,473)$353$1,120$105,617
279 ($1,473)$349$1,123$104,494
280 ($1,473)$346$1,127$103,367
281 ($1,473)$342$1,131$102,236
282 ($1,473)$338$1,134$101,102
283 ($1,473)$334$1,138$99,963
284 ($1,473)$331$1,142$98,821
285 ($1,473)$327$1,146$97,675
286 ($1,473)$323$1,150$96,526
287 ($1,473)$319$1,153$95,373
288 ($1,473)$316$1,157$94,215
Year 25 - 289 ($1,473)$312$1,161$93,054
290 ($1,473)$308$1,165$91,889
291 ($1,473)$304$1,169$90,721
292 ($1,473)$300$1,173$89,548
293 ($1,473)$296$1,176$88,372
294 ($1,473)$292$1,180$87,191
295 ($1,473)$288$1,184$86,007
296 ($1,473)$285$1,188$84,819
297 ($1,473)$281$1,192$83,627
298 ($1,473)$277$1,196$82,431
299 ($1,473)$273$1,200$81,231
300 ($1,473)$269$1,204$80,027
Year 26 - 301 ($1,473)$265$1,208$78,819
302 ($1,473)$261$1,212$77,607
303 ($1,473)$257$1,216$76,391
304 ($1,473)$253$1,220$75,171
305 ($1,473)$249$1,224$73,947
306 ($1,473)$245$1,228$72,719
307 ($1,473)$241$1,232$71,486
308 ($1,473)$237$1,236$70,250
309 ($1,473)$232$1,240$69,010
310 ($1,473)$228$1,244$67,765
311 ($1,473)$224$1,249$66,517
312 ($1,473)$220$1,253$65,264
Year 27 - 313 ($1,473)$216$1,257$64,007
314 ($1,473)$212$1,261$62,746
315 ($1,473)$208$1,265$61,481
316 ($1,473)$203$1,269$60,212
317 ($1,473)$199$1,274$58,938
318 ($1,473)$195$1,278$57,661
319 ($1,473)$191$1,282$56,379
320 ($1,473)$187$1,286$55,093
321 ($1,473)$182$1,290$53,802
322 ($1,473)$178$1,295$52,507
323 ($1,473)$174$1,299$51,208
324 ($1,473)$169$1,303$49,905
Year 28 - 325 ($1,473)$165$1,308$48,597
326 ($1,473)$161$1,312$47,285
327 ($1,473)$156$1,316$45,969
328 ($1,473)$152$1,321$44,648
329 ($1,473)$148$1,325$43,323
330 ($1,473)$143$1,329$41,994
331 ($1,473)$139$1,334$40,660
332 ($1,473)$135$1,338$39,322
333 ($1,473)$130$1,343$37,979
334 ($1,473)$126$1,347$36,632
335 ($1,473)$121$1,352$35,281
336 ($1,473)$117$1,356$33,925
Year 29 - 337 ($1,473)$112$1,360$32,564
338 ($1,473)$108$1,365$31,199
339 ($1,473)$103$1,370$29,830
340 ($1,473)$99$1,374$28,456
341 ($1,473)$94$1,379$27,077
342 ($1,473)$90$1,383$25,694
343 ($1,473)$85$1,388$24,306
344 ($1,473)$80$1,392$22,914
345 ($1,473)$76$1,397$21,517
346 ($1,473)$71$1,402$20,116
347 ($1,473)$67$1,406$18,709
348 ($1,473)$62$1,411$17,298
Year 30 - 349 ($1,473)$57$1,415$15,883
350 ($1,473)$53$1,420$14,463
351 ($1,473)$48$1,425$13,038
352 ($1,473)$43$1,430$11,608
353 ($1,473)$38$1,434$10,174
354 ($1,473)$34$1,439$8,735
355 ($1,473)$29$1,444$7,291
356 ($1,473)$24$1,449$5,843
357 ($1,473)$19$1,453$4,389
358 ($1,473)$15$1,458$2,931
359 ($1,473)$10$1,463$1,468
360 ($1,473)$5$1,468$0
TOTALS$220,582$309,600$530,182

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.