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Mortgage Payment Schedule for a $387,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($77,400) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,485 360 $225,081 $534,681

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $387,000
Down Payment $77,400$309,600
Year 1 - 1 ($1,485)$1,042$443$309,157
2 ($1,485)$1,041$444$308,713
3 ($1,485)$1,039$446$308,267
4 ($1,485)$1,038$447$307,819
5 ($1,485)$1,036$449$307,371
6 ($1,485)$1,035$450$306,920
7 ($1,485)$1,033$452$306,468
8 ($1,485)$1,032$453$306,015
9 ($1,485)$1,030$455$305,560
10 ($1,485)$1,029$457$305,103
11 ($1,485)$1,027$458$304,645
12 ($1,485)$1,026$460$304,186
Year 2 - 13 ($1,485)$1,024$461$303,724
14 ($1,485)$1,023$463$303,262
15 ($1,485)$1,021$464$302,798
16 ($1,485)$1,019$466$302,332
17 ($1,485)$1,018$467$301,864
18 ($1,485)$1,016$469$301,395
19 ($1,485)$1,015$471$300,925
20 ($1,485)$1,013$472$300,453
21 ($1,485)$1,012$474$299,979
22 ($1,485)$1,010$475$299,504
23 ($1,485)$1,008$477$299,027
24 ($1,485)$1,007$479$298,548
Year 3 - 25 ($1,485)$1,005$480$298,068
26 ($1,485)$1,003$482$297,587
27 ($1,485)$1,002$483$297,103
28 ($1,485)$1,000$485$296,618
29 ($1,485)$999$487$296,132
30 ($1,485)$997$488$295,643
31 ($1,485)$995$490$295,153
32 ($1,485)$994$492$294,662
33 ($1,485)$992$493$294,169
34 ($1,485)$990$495$293,674
35 ($1,485)$989$497$293,177
36 ($1,485)$987$498$292,679
Year 4 - 37 ($1,485)$985$500$292,179
38 ($1,485)$984$502$291,678
39 ($1,485)$982$503$291,174
40 ($1,485)$980$505$290,669
41 ($1,485)$979$507$290,163
42 ($1,485)$977$508$289,655
43 ($1,485)$975$510$289,144
44 ($1,485)$973$512$288,633
45 ($1,485)$972$513$288,119
46 ($1,485)$970$515$287,604
47 ($1,485)$968$517$287,087
48 ($1,485)$967$519$286,568
Year 5 - 49 ($1,485)$965$520$286,048
50 ($1,485)$963$522$285,526
51 ($1,485)$961$524$285,002
52 ($1,485)$960$526$284,476
53 ($1,485)$958$527$283,948
54 ($1,485)$956$529$283,419
55 ($1,485)$954$531$282,888
56 ($1,485)$952$533$282,355
57 ($1,485)$951$535$281,821
58 ($1,485)$949$536$281,284
59 ($1,485)$947$538$280,746
60 ($1,485)$945$540$280,206
Year 6 - 61 ($1,485)$943$542$279,664
62 ($1,485)$942$544$279,120
63 ($1,485)$940$546$278,575
64 ($1,485)$938$547$278,028
65 ($1,485)$936$549$277,478
66 ($1,485)$934$551$276,927
67 ($1,485)$932$553$276,374
68 ($1,485)$930$555$275,820
69 ($1,485)$929$557$275,263
70 ($1,485)$927$559$274,705
71 ($1,485)$925$560$274,144
72 ($1,485)$923$562$273,582
Year 7 - 73 ($1,485)$921$564$273,018
74 ($1,485)$919$566$272,452
75 ($1,485)$917$568$271,884
76 ($1,485)$915$570$271,314
77 ($1,485)$913$572$270,742
78 ($1,485)$911$574$270,168
79 ($1,485)$910$576$269,593
80 ($1,485)$908$578$269,015
81 ($1,485)$906$580$268,435
82 ($1,485)$904$581$267,854
83 ($1,485)$902$583$267,270
84 ($1,485)$900$585$266,685
Year 8 - 85 ($1,485)$898$587$266,098
86 ($1,485)$896$589$265,508
87 ($1,485)$894$591$264,917
88 ($1,485)$892$593$264,324
89 ($1,485)$890$595$263,728
90 ($1,485)$888$597$263,131
91 ($1,485)$886$599$262,532
92 ($1,485)$884$601$261,930
93 ($1,485)$882$603$261,327
94 ($1,485)$880$605$260,721
95 ($1,485)$878$607$260,114
96 ($1,485)$876$610$259,504
Year 9 - 97 ($1,485)$874$612$258,893
98 ($1,485)$872$614$258,279
99 ($1,485)$870$616$257,664
100 ($1,485)$867$618$257,046
101 ($1,485)$865$620$256,426
102 ($1,485)$863$622$255,804
103 ($1,485)$861$624$255,180
104 ($1,485)$859$626$254,554
105 ($1,485)$857$628$253,926
106 ($1,485)$855$630$253,295
107 ($1,485)$853$632$252,663
108 ($1,485)$851$635$252,028
Year 10 - 109 ($1,485)$848$637$251,392
110 ($1,485)$846$639$250,753
111 ($1,485)$844$641$250,112
112 ($1,485)$842$643$249,468
113 ($1,485)$840$645$248,823
114 ($1,485)$838$648$248,176
115 ($1,485)$836$650$247,526
116 ($1,485)$833$652$246,874
117 ($1,485)$831$654$246,220
118 ($1,485)$829$656$245,564
119 ($1,485)$827$658$244,905
120 ($1,485)$825$661$244,244
Year 11 - 121 ($1,485)$822$663$243,581
122 ($1,485)$820$665$242,916
123 ($1,485)$818$667$242,249
124 ($1,485)$816$670$241,579
125 ($1,485)$813$672$240,907
126 ($1,485)$811$674$240,233
127 ($1,485)$809$676$239,557
128 ($1,485)$807$679$238,878
129 ($1,485)$804$681$238,197
130 ($1,485)$802$683$237,514
131 ($1,485)$800$686$236,828
132 ($1,485)$797$688$236,140
Year 12 - 133 ($1,485)$795$690$235,450
134 ($1,485)$793$693$234,757
135 ($1,485)$790$695$234,063
136 ($1,485)$788$697$233,365
137 ($1,485)$786$700$232,666
138 ($1,485)$783$702$231,964
139 ($1,485)$781$704$231,260
140 ($1,485)$779$707$230,553
141 ($1,485)$776$709$229,844
142 ($1,485)$774$711$229,132
143 ($1,485)$771$714$228,419
144 ($1,485)$769$716$227,702
Year 13 - 145 ($1,485)$767$719$226,984
146 ($1,485)$764$721$226,263
147 ($1,485)$762$723$225,539
148 ($1,485)$759$726$224,813
149 ($1,485)$757$728$224,085
150 ($1,485)$754$731$223,354
151 ($1,485)$752$733$222,621
152 ($1,485)$749$736$221,885
153 ($1,485)$747$738$221,147
154 ($1,485)$745$741$220,406
155 ($1,485)$742$743$219,663
156 ($1,485)$740$746$218,917
Year 14 - 157 ($1,485)$737$748$218,169
158 ($1,485)$735$751$217,419
159 ($1,485)$732$753$216,665
160 ($1,485)$729$756$215,909
161 ($1,485)$727$758$215,151
162 ($1,485)$724$761$214,390
163 ($1,485)$722$763$213,627
164 ($1,485)$719$766$212,861
165 ($1,485)$717$769$212,092
166 ($1,485)$714$771$211,321
167 ($1,485)$711$774$210,547
168 ($1,485)$709$776$209,771
Year 15 - 169 ($1,485)$706$779$208,992
170 ($1,485)$704$782$208,210
171 ($1,485)$701$784$207,426
172 ($1,485)$698$787$206,639
173 ($1,485)$696$790$205,850
174 ($1,485)$693$792$205,057
175 ($1,485)$690$795$204,262
176 ($1,485)$688$798$203,465
177 ($1,485)$685$800$202,665
178 ($1,485)$682$803$201,862
179 ($1,485)$680$806$201,056
180 ($1,485)$677$808$200,248
Year 16 - 181 ($1,485)$674$811$199,437
182 ($1,485)$671$814$198,623
183 ($1,485)$669$817$197,806
184 ($1,485)$666$819$196,987
185 ($1,485)$663$822$196,165
186 ($1,485)$660$825$195,340
187 ($1,485)$658$828$194,513
188 ($1,485)$655$830$193,682
189 ($1,485)$652$833$192,849
190 ($1,485)$649$836$192,013
191 ($1,485)$646$839$191,174
192 ($1,485)$644$842$190,333
Year 17 - 193 ($1,485)$641$844$189,488
194 ($1,485)$638$847$188,641
195 ($1,485)$635$850$187,791
196 ($1,485)$632$853$186,938
197 ($1,485)$629$856$186,082
198 ($1,485)$626$859$185,223
199 ($1,485)$624$862$184,362
200 ($1,485)$621$865$183,497
201 ($1,485)$618$867$182,630
202 ($1,485)$615$870$181,759
203 ($1,485)$612$873$180,886
204 ($1,485)$609$876$180,010
Year 18 - 205 ($1,485)$606$879$179,131
206 ($1,485)$603$882$178,249
207 ($1,485)$600$885$177,363
208 ($1,485)$597$888$176,475
209 ($1,485)$594$891$175,584
210 ($1,485)$591$894$174,690
211 ($1,485)$588$897$173,793
212 ($1,485)$585$900$172,893
213 ($1,485)$582$903$171,990
214 ($1,485)$579$906$171,084
215 ($1,485)$576$909$170,174
216 ($1,485)$573$912$169,262
Year 19 - 217 ($1,485)$570$915$168,347
218 ($1,485)$567$918$167,428
219 ($1,485)$564$922$166,507
220 ($1,485)$561$925$165,582
221 ($1,485)$557$928$164,654
222 ($1,485)$554$931$163,723
223 ($1,485)$551$934$162,789
224 ($1,485)$548$937$161,852
225 ($1,485)$545$940$160,912
226 ($1,485)$542$943$159,968
227 ($1,485)$539$947$159,022
228 ($1,485)$535$950$158,072
Year 20 - 229 ($1,485)$532$953$157,119
230 ($1,485)$529$956$156,162
231 ($1,485)$526$959$155,203
232 ($1,485)$523$963$154,240
233 ($1,485)$519$966$153,274
234 ($1,485)$516$969$152,305
235 ($1,485)$513$972$151,333
236 ($1,485)$509$976$150,357
237 ($1,485)$506$979$149,378
238 ($1,485)$503$982$148,396
239 ($1,485)$500$986$147,410
240 ($1,485)$496$989$146,421
Year 21 - 241 ($1,485)$493$992$145,429
242 ($1,485)$490$996$144,433
243 ($1,485)$486$999$143,434
244 ($1,485)$483$1,002$142,432
245 ($1,485)$480$1,006$141,426
246 ($1,485)$476$1,009$140,417
247 ($1,485)$473$1,012$139,404
248 ($1,485)$469$1,016$138,389
249 ($1,485)$466$1,019$137,369
250 ($1,485)$462$1,023$136,347
251 ($1,485)$459$1,026$135,320
252 ($1,485)$456$1,030$134,291
Year 22 - 253 ($1,485)$452$1,033$133,258
254 ($1,485)$449$1,037$132,221
255 ($1,485)$445$1,040$131,181
256 ($1,485)$442$1,044$130,137
257 ($1,485)$438$1,047$129,090
258 ($1,485)$435$1,051$128,040
259 ($1,485)$431$1,054$126,985
260 ($1,485)$428$1,058$125,928
261 ($1,485)$424$1,061$124,866
262 ($1,485)$420$1,065$123,802
263 ($1,485)$417$1,068$122,733
264 ($1,485)$413$1,072$121,661
Year 23 - 265 ($1,485)$410$1,076$120,586
266 ($1,485)$406$1,079$119,506
267 ($1,485)$402$1,083$118,423
268 ($1,485)$399$1,087$117,337
269 ($1,485)$395$1,090$116,247
270 ($1,485)$391$1,094$115,153
271 ($1,485)$388$1,098$114,055
272 ($1,485)$384$1,101$112,954
273 ($1,485)$380$1,105$111,849
274 ($1,485)$377$1,109$110,740
275 ($1,485)$373$1,112$109,628
276 ($1,485)$369$1,116$108,512
Year 24 - 277 ($1,485)$365$1,120$107,392
278 ($1,485)$362$1,124$106,268
279 ($1,485)$358$1,127$105,141
280 ($1,485)$354$1,131$104,010
281 ($1,485)$350$1,135$102,874
282 ($1,485)$346$1,139$101,736
283 ($1,485)$343$1,143$100,593
284 ($1,485)$339$1,147$99,446
285 ($1,485)$335$1,150$98,296
286 ($1,485)$331$1,154$97,142
287 ($1,485)$327$1,158$95,983
288 ($1,485)$323$1,162$94,821
Year 25 - 289 ($1,485)$319$1,166$93,655
290 ($1,485)$315$1,170$92,485
291 ($1,485)$311$1,174$91,312
292 ($1,485)$307$1,178$90,134
293 ($1,485)$303$1,182$88,952
294 ($1,485)$299$1,186$87,766
295 ($1,485)$295$1,190$86,576
296 ($1,485)$291$1,194$85,383
297 ($1,485)$287$1,198$84,185
298 ($1,485)$283$1,202$82,983
299 ($1,485)$279$1,206$81,777
300 ($1,485)$275$1,210$80,567
Year 26 - 301 ($1,485)$271$1,214$79,353
302 ($1,485)$267$1,218$78,135
303 ($1,485)$263$1,222$76,913
304 ($1,485)$259$1,226$75,687
305 ($1,485)$255$1,230$74,456
306 ($1,485)$251$1,235$73,222
307 ($1,485)$247$1,239$71,983
308 ($1,485)$242$1,243$70,740
309 ($1,485)$238$1,247$69,493
310 ($1,485)$234$1,251$68,242
311 ($1,485)$230$1,255$66,987
312 ($1,485)$226$1,260$65,727
Year 27 - 313 ($1,485)$221$1,264$64,463
314 ($1,485)$217$1,268$63,195
315 ($1,485)$213$1,272$61,922
316 ($1,485)$208$1,277$60,645
317 ($1,485)$204$1,281$59,364
318 ($1,485)$200$1,285$58,079
319 ($1,485)$196$1,290$56,789
320 ($1,485)$191$1,294$55,495
321 ($1,485)$187$1,298$54,197
322 ($1,485)$182$1,303$52,894
323 ($1,485)$178$1,307$51,587
324 ($1,485)$174$1,312$50,275
Year 28 - 325 ($1,485)$169$1,316$48,959
326 ($1,485)$165$1,320$47,639
327 ($1,485)$160$1,325$46,314
328 ($1,485)$156$1,329$44,985
329 ($1,485)$151$1,334$43,651
330 ($1,485)$147$1,338$42,313
331 ($1,485)$142$1,343$40,970
332 ($1,485)$138$1,347$39,623
333 ($1,485)$133$1,352$38,271
334 ($1,485)$129$1,356$36,915
335 ($1,485)$124$1,361$35,554
336 ($1,485)$120$1,366$34,188
Year 29 - 337 ($1,485)$115$1,370$32,818
338 ($1,485)$110$1,375$31,443
339 ($1,485)$106$1,379$30,064
340 ($1,485)$101$1,384$28,680
341 ($1,485)$97$1,389$27,291
342 ($1,485)$92$1,393$25,898
343 ($1,485)$87$1,398$24,500
344 ($1,485)$82$1,403$23,097
345 ($1,485)$78$1,407$21,690
346 ($1,485)$73$1,412$20,277
347 ($1,485)$68$1,417$18,860
348 ($1,485)$63$1,422$17,439
Year 30 - 349 ($1,485)$59$1,427$16,012
350 ($1,485)$54$1,431$14,581
351 ($1,485)$49$1,436$13,145
352 ($1,485)$44$1,441$11,704
353 ($1,485)$39$1,446$10,258
354 ($1,485)$35$1,451$8,807
355 ($1,485)$30$1,456$7,352
356 ($1,485)$25$1,460$5,891
357 ($1,485)$20$1,465$4,426
358 ($1,485)$15$1,470$2,956
359 ($1,485)$10$1,475$1,480
360 ($1,485)$5$1,480$0
TOTALS$225,081$309,600$534,681

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.