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Mortgage Payment Schedule for a $389,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($77,800) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,477 360 $220,434 $531,634

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 113054 | State Lic #: MC-2236
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $389,000
Down Payment $77,800$311,200
Year 1 - 1 ($1,477)$1,024$452$310,748
2 ($1,477)$1,023$454$310,294
3 ($1,477)$1,021$455$309,838
4 ($1,477)$1,020$457$309,381
5 ($1,477)$1,018$458$308,923
6 ($1,477)$1,017$460$308,463
7 ($1,477)$1,015$461$308,002
8 ($1,477)$1,014$463$307,539
9 ($1,477)$1,012$464$307,074
10 ($1,477)$1,011$466$306,608
11 ($1,477)$1,009$468$306,141
12 ($1,477)$1,008$469$305,672
Year 2 - 13 ($1,477)$1,006$471$305,201
14 ($1,477)$1,005$472$304,729
15 ($1,477)$1,003$474$304,255
16 ($1,477)$1,002$475$303,780
17 ($1,477)$1,000$477$303,303
18 ($1,477)$998$478$302,825
19 ($1,477)$997$480$302,345
20 ($1,477)$995$482$301,864
21 ($1,477)$994$483$301,380
22 ($1,477)$992$485$300,896
23 ($1,477)$990$486$300,409
24 ($1,477)$989$488$299,921
Year 3 - 25 ($1,477)$987$490$299,432
26 ($1,477)$986$491$298,941
27 ($1,477)$984$493$298,448
28 ($1,477)$982$494$297,954
29 ($1,477)$981$496$297,458
30 ($1,477)$979$498$296,960
31 ($1,477)$977$499$296,461
32 ($1,477)$976$501$295,960
33 ($1,477)$974$503$295,457
34 ($1,477)$973$504$294,953
35 ($1,477)$971$506$294,447
36 ($1,477)$969$508$293,940
Year 4 - 37 ($1,477)$968$509$293,431
38 ($1,477)$966$511$292,920
39 ($1,477)$964$513$292,407
40 ($1,477)$963$514$291,893
41 ($1,477)$961$516$291,377
42 ($1,477)$959$518$290,859
43 ($1,477)$957$519$290,340
44 ($1,477)$956$521$289,819
45 ($1,477)$954$523$289,296
46 ($1,477)$952$524$288,772
47 ($1,477)$951$526$288,245
48 ($1,477)$949$528$287,717
Year 5 - 49 ($1,477)$947$530$287,188
50 ($1,477)$945$531$286,656
51 ($1,477)$944$533$286,123
52 ($1,477)$942$535$285,588
53 ($1,477)$940$537$285,051
54 ($1,477)$938$538$284,513
55 ($1,477)$937$540$283,973
56 ($1,477)$935$542$283,431
57 ($1,477)$933$544$282,887
58 ($1,477)$931$546$282,341
59 ($1,477)$929$547$281,794
60 ($1,477)$928$549$281,245
Year 6 - 61 ($1,477)$926$551$280,694
62 ($1,477)$924$553$280,141
63 ($1,477)$922$555$279,586
64 ($1,477)$920$556$279,030
65 ($1,477)$918$558$278,472
66 ($1,477)$917$560$277,911
67 ($1,477)$915$562$277,349
68 ($1,477)$913$564$276,786
69 ($1,477)$911$566$276,220
70 ($1,477)$909$568$275,652
71 ($1,477)$907$569$275,083
72 ($1,477)$905$571$274,512
Year 7 - 73 ($1,477)$904$573$273,939
74 ($1,477)$902$575$273,364
75 ($1,477)$900$577$272,787
76 ($1,477)$898$579$272,208
77 ($1,477)$896$581$271,627
78 ($1,477)$894$583$271,044
79 ($1,477)$892$585$270,460
80 ($1,477)$890$586$269,873
81 ($1,477)$888$588$269,285
82 ($1,477)$886$590$268,695
83 ($1,477)$884$592$268,102
84 ($1,477)$883$594$267,508
Year 8 - 85 ($1,477)$881$596$266,912
86 ($1,477)$879$598$266,314
87 ($1,477)$877$600$265,713
88 ($1,477)$875$602$265,111
89 ($1,477)$873$604$264,507
90 ($1,477)$871$606$263,901
91 ($1,477)$869$608$263,293
92 ($1,477)$867$610$262,683
93 ($1,477)$865$612$262,071
94 ($1,477)$863$614$261,457
95 ($1,477)$861$616$260,841
96 ($1,477)$859$618$260,222
Year 9 - 97 ($1,477)$857$620$259,602
98 ($1,477)$855$622$258,980
99 ($1,477)$852$624$258,356
100 ($1,477)$850$626$257,729
101 ($1,477)$848$628$257,101
102 ($1,477)$846$630$256,471
103 ($1,477)$844$633$255,838
104 ($1,477)$842$635$255,203
105 ($1,477)$840$637$254,567
106 ($1,477)$838$639$253,928
107 ($1,477)$836$641$253,287
108 ($1,477)$834$643$252,644
Year 10 - 109 ($1,477)$832$645$251,999
110 ($1,477)$829$647$251,351
111 ($1,477)$827$649$250,702
112 ($1,477)$825$652$250,051
113 ($1,477)$823$654$249,397
114 ($1,477)$821$656$248,741
115 ($1,477)$819$658$248,083
116 ($1,477)$817$660$247,423
117 ($1,477)$814$662$246,761
118 ($1,477)$812$665$246,096
119 ($1,477)$810$667$245,429
120 ($1,477)$808$669$244,761
Year 11 - 121 ($1,477)$806$671$244,089
122 ($1,477)$803$673$243,416
123 ($1,477)$801$676$242,741
124 ($1,477)$799$678$242,063
125 ($1,477)$797$680$241,383
126 ($1,477)$795$682$240,701
127 ($1,477)$792$684$240,016
128 ($1,477)$790$687$239,330
129 ($1,477)$788$689$238,641
130 ($1,477)$786$691$237,949
131 ($1,477)$783$694$237,256
132 ($1,477)$781$696$236,560
Year 12 - 133 ($1,477)$779$698$235,862
134 ($1,477)$776$700$235,162
135 ($1,477)$774$703$234,459
136 ($1,477)$772$705$233,754
137 ($1,477)$769$707$233,047
138 ($1,477)$767$710$232,337
139 ($1,477)$765$712$231,625
140 ($1,477)$762$714$230,911
141 ($1,477)$760$717$230,194
142 ($1,477)$758$719$229,475
143 ($1,477)$755$721$228,753
144 ($1,477)$753$724$228,030
Year 13 - 145 ($1,477)$751$726$227,304
146 ($1,477)$748$729$226,575
147 ($1,477)$746$731$225,844
148 ($1,477)$743$733$225,111
149 ($1,477)$741$736$224,375
150 ($1,477)$739$738$223,637
151 ($1,477)$736$741$222,896
152 ($1,477)$734$743$222,153
153 ($1,477)$731$746$221,408
154 ($1,477)$729$748$220,660
155 ($1,477)$726$750$219,909
156 ($1,477)$724$753$219,156
Year 14 - 157 ($1,477)$721$755$218,401
158 ($1,477)$719$758$217,643
159 ($1,477)$716$760$216,883
160 ($1,477)$714$763$216,120
161 ($1,477)$711$765$215,354
162 ($1,477)$709$768$214,587
163 ($1,477)$706$770$213,816
164 ($1,477)$704$773$213,043
165 ($1,477)$701$775$212,268
166 ($1,477)$699$778$211,490
167 ($1,477)$696$781$210,709
168 ($1,477)$694$783$209,926
Year 15 - 169 ($1,477)$691$786$209,140
170 ($1,477)$688$788$208,352
171 ($1,477)$686$791$207,561
172 ($1,477)$683$794$206,767
173 ($1,477)$681$796$205,971
174 ($1,477)$678$799$205,172
175 ($1,477)$675$801$204,371
176 ($1,477)$673$804$203,567
177 ($1,477)$670$807$202,760
178 ($1,477)$667$809$201,951
179 ($1,477)$665$812$201,139
180 ($1,477)$662$815$200,324
Year 16 - 181 ($1,477)$659$817$199,507
182 ($1,477)$657$820$198,687
183 ($1,477)$654$823$197,864
184 ($1,477)$651$825$197,039
185 ($1,477)$649$828$196,210
186 ($1,477)$646$831$195,380
187 ($1,477)$643$834$194,546
188 ($1,477)$640$836$193,710
189 ($1,477)$638$839$192,870
190 ($1,477)$635$842$192,029
191 ($1,477)$632$845$191,184
192 ($1,477)$629$847$190,336
Year 17 - 193 ($1,477)$627$850$189,486
194 ($1,477)$624$853$188,633
195 ($1,477)$621$856$187,777
196 ($1,477)$618$859$186,919
197 ($1,477)$615$861$186,057
198 ($1,477)$612$864$185,193
199 ($1,477)$610$867$184,326
200 ($1,477)$607$870$183,456
201 ($1,477)$604$873$182,583
202 ($1,477)$601$876$181,707
203 ($1,477)$598$879$180,828
204 ($1,477)$595$882$179,947
Year 18 - 205 ($1,477)$592$884$179,062
206 ($1,477)$589$887$178,175
207 ($1,477)$586$890$177,285
208 ($1,477)$584$893$176,392
209 ($1,477)$581$896$175,495
210 ($1,477)$578$899$174,596
211 ($1,477)$575$902$173,694
212 ($1,477)$572$905$172,789
213 ($1,477)$569$908$171,881
214 ($1,477)$566$911$170,970
215 ($1,477)$563$914$170,056
216 ($1,477)$560$917$169,139
Year 19 - 217 ($1,477)$557$920$168,219
218 ($1,477)$554$923$167,296
219 ($1,477)$551$926$166,370
220 ($1,477)$548$929$165,441
221 ($1,477)$545$932$164,509
222 ($1,477)$542$935$163,574
223 ($1,477)$538$938$162,635
224 ($1,477)$535$941$161,694
225 ($1,477)$532$945$160,749
226 ($1,477)$529$948$159,802
227 ($1,477)$526$951$158,851
228 ($1,477)$523$954$157,897
Year 20 - 229 ($1,477)$520$957$156,940
230 ($1,477)$517$960$155,980
231 ($1,477)$513$963$155,017
232 ($1,477)$510$966$154,050
233 ($1,477)$507$970$153,080
234 ($1,477)$504$973$152,108
235 ($1,477)$501$976$151,132
236 ($1,477)$497$979$150,152
237 ($1,477)$494$983$149,170
238 ($1,477)$491$986$148,184
239 ($1,477)$488$989$147,195
240 ($1,477)$485$992$146,203
Year 21 - 241 ($1,477)$481$996$145,207
242 ($1,477)$478$999$144,208
243 ($1,477)$475$1,002$143,206
244 ($1,477)$471$1,005$142,201
245 ($1,477)$468$1,009$141,192
246 ($1,477)$465$1,012$140,180
247 ($1,477)$461$1,015$139,165
248 ($1,477)$458$1,019$138,146
249 ($1,477)$455$1,022$137,124
250 ($1,477)$451$1,025$136,099
251 ($1,477)$448$1,029$135,070
252 ($1,477)$445$1,032$134,038
Year 22 - 253 ($1,477)$441$1,036$133,002
254 ($1,477)$438$1,039$131,963
255 ($1,477)$434$1,042$130,921
256 ($1,477)$431$1,046$129,875
257 ($1,477)$428$1,049$128,826
258 ($1,477)$424$1,053$127,773
259 ($1,477)$421$1,056$126,717
260 ($1,477)$417$1,060$125,657
261 ($1,477)$414$1,063$124,594
262 ($1,477)$410$1,067$123,528
263 ($1,477)$407$1,070$122,458
264 ($1,477)$403$1,074$121,384
Year 23 - 265 ($1,477)$400$1,077$120,307
266 ($1,477)$396$1,081$119,226
267 ($1,477)$392$1,084$118,142
268 ($1,477)$389$1,088$117,054
269 ($1,477)$385$1,091$115,962
270 ($1,477)$382$1,095$114,867
271 ($1,477)$378$1,099$113,769
272 ($1,477)$374$1,102$112,666
273 ($1,477)$371$1,106$111,560
274 ($1,477)$367$1,110$110,451
275 ($1,477)$364$1,113$109,338
276 ($1,477)$360$1,117$108,221
Year 24 - 277 ($1,477)$356$1,121$107,100
278 ($1,477)$353$1,124$105,976
279 ($1,477)$349$1,128$104,848
280 ($1,477)$345$1,132$103,717
281 ($1,477)$341$1,135$102,581
282 ($1,477)$338$1,139$101,442
283 ($1,477)$334$1,143$100,299
284 ($1,477)$330$1,147$99,153
285 ($1,477)$326$1,150$98,002
286 ($1,477)$323$1,154$96,848
287 ($1,477)$319$1,158$95,690
288 ($1,477)$315$1,162$94,528
Year 25 - 289 ($1,477)$311$1,166$93,363
290 ($1,477)$307$1,169$92,193
291 ($1,477)$303$1,173$91,020
292 ($1,477)$300$1,177$89,843
293 ($1,477)$296$1,181$88,662
294 ($1,477)$292$1,185$87,477
295 ($1,477)$288$1,189$86,288
296 ($1,477)$284$1,193$85,095
297 ($1,477)$280$1,197$83,899
298 ($1,477)$276$1,201$82,698
299 ($1,477)$272$1,205$81,494
300 ($1,477)$268$1,209$80,285
Year 26 - 301 ($1,477)$264$1,212$79,073
302 ($1,477)$260$1,216$77,856
303 ($1,477)$256$1,220$76,636
304 ($1,477)$252$1,225$75,411
305 ($1,477)$248$1,229$74,183
306 ($1,477)$244$1,233$72,950
307 ($1,477)$240$1,237$71,713
308 ($1,477)$236$1,241$70,473
309 ($1,477)$232$1,245$69,228
310 ($1,477)$228$1,249$67,979
311 ($1,477)$224$1,253$66,726
312 ($1,477)$220$1,257$65,469
Year 27 - 313 ($1,477)$216$1,261$64,208
314 ($1,477)$211$1,265$62,942
315 ($1,477)$207$1,270$61,673
316 ($1,477)$203$1,274$60,399
317 ($1,477)$199$1,278$59,121
318 ($1,477)$195$1,282$57,839
319 ($1,477)$190$1,286$56,552
320 ($1,477)$186$1,291$55,262
321 ($1,477)$182$1,295$53,967
322 ($1,477)$178$1,299$52,668
323 ($1,477)$173$1,303$51,364
324 ($1,477)$169$1,308$50,057
Year 28 - 325 ($1,477)$165$1,312$48,745
326 ($1,477)$160$1,316$47,428
327 ($1,477)$156$1,321$46,108
328 ($1,477)$152$1,325$44,783
329 ($1,477)$147$1,329$43,453
330 ($1,477)$143$1,334$42,120
331 ($1,477)$139$1,338$40,782
332 ($1,477)$134$1,343$39,439
333 ($1,477)$130$1,347$38,092
334 ($1,477)$125$1,351$36,741
335 ($1,477)$121$1,356$35,385
336 ($1,477)$116$1,360$34,025
Year 29 - 337 ($1,477)$112$1,365$32,660
338 ($1,477)$108$1,369$31,291
339 ($1,477)$103$1,374$29,917
340 ($1,477)$98$1,378$28,539
341 ($1,477)$94$1,383$27,156
342 ($1,477)$89$1,387$25,768
343 ($1,477)$85$1,392$24,376
344 ($1,477)$80$1,397$22,980
345 ($1,477)$76$1,401$21,579
346 ($1,477)$71$1,406$20,173
347 ($1,477)$66$1,410$18,763
348 ($1,477)$62$1,415$17,348
Year 30 - 349 ($1,477)$57$1,420$15,928
350 ($1,477)$52$1,424$14,504
351 ($1,477)$48$1,429$13,075
352 ($1,477)$43$1,434$11,641
353 ($1,477)$38$1,438$10,203
354 ($1,477)$34$1,443$8,759
355 ($1,477)$29$1,448$7,311
356 ($1,477)$24$1,453$5,859
357 ($1,477)$19$1,457$4,401
358 ($1,477)$14$1,462$2,939
359 ($1,477)$10$1,467$1,472
360 ($1,477)$5$1,472$0
TOTALS$220,434$311,200$531,634

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.