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Mortgage Payment Schedule for a $389,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($77,800) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,455 360 $212,736 $523,936

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $690 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $389,000
Down Payment $77,800$311,200
Year 1 - 1 ($1,455)$993$462$310,738
2 ($1,455)$992$464$310,274
3 ($1,455)$990$465$309,809
4 ($1,455)$989$467$309,343
5 ($1,455)$987$468$308,875
6 ($1,455)$986$470$308,405
7 ($1,455)$984$471$307,934
8 ($1,455)$983$473$307,461
9 ($1,455)$981$474$306,987
10 ($1,455)$980$476$306,512
11 ($1,455)$978$477$306,035
12 ($1,455)$977$479$305,556
Year 2 - 13 ($1,455)$975$480$305,076
14 ($1,455)$974$482$304,594
15 ($1,455)$972$483$304,111
16 ($1,455)$971$485$303,626
17 ($1,455)$969$486$303,140
18 ($1,455)$968$488$302,652
19 ($1,455)$966$489$302,163
20 ($1,455)$964$491$301,672
21 ($1,455)$963$493$301,179
22 ($1,455)$961$494$300,685
23 ($1,455)$960$496$300,189
24 ($1,455)$958$497$299,692
Year 3 - 25 ($1,455)$957$499$299,193
26 ($1,455)$955$500$298,693
27 ($1,455)$953$502$298,191
28 ($1,455)$952$504$297,687
29 ($1,455)$950$505$297,182
30 ($1,455)$949$507$296,675
31 ($1,455)$947$508$296,166
32 ($1,455)$945$510$295,656
33 ($1,455)$944$512$295,145
34 ($1,455)$942$513$294,631
35 ($1,455)$940$515$294,116
36 ($1,455)$939$517$293,599
Year 4 - 37 ($1,455)$937$518$293,081
38 ($1,455)$935$520$292,561
39 ($1,455)$934$522$292,040
40 ($1,455)$932$523$291,516
41 ($1,455)$930$525$290,991
42 ($1,455)$929$527$290,465
43 ($1,455)$927$528$289,936
44 ($1,455)$925$530$289,406
45 ($1,455)$924$532$288,875
46 ($1,455)$922$533$288,341
47 ($1,455)$920$535$287,806
48 ($1,455)$919$537$287,269
Year 5 - 49 ($1,455)$917$539$286,731
50 ($1,455)$915$540$286,191
51 ($1,455)$913$542$285,649
52 ($1,455)$912$544$285,105
53 ($1,455)$910$545$284,560
54 ($1,455)$908$547$284,012
55 ($1,455)$906$549$283,464
56 ($1,455)$905$551$282,913
57 ($1,455)$903$552$282,361
58 ($1,455)$901$554$281,806
59 ($1,455)$899$556$281,250
60 ($1,455)$898$558$280,693
Year 6 - 61 ($1,455)$896$560$280,133
62 ($1,455)$894$561$279,572
63 ($1,455)$892$563$279,009
64 ($1,455)$891$565$278,444
65 ($1,455)$889$567$277,877
66 ($1,455)$887$568$277,309
67 ($1,455)$885$570$276,738
68 ($1,455)$883$572$276,166
69 ($1,455)$881$574$275,592
70 ($1,455)$880$576$275,017
71 ($1,455)$878$578$274,439
72 ($1,455)$876$579$273,860
Year 7 - 73 ($1,455)$874$581$273,278
74 ($1,455)$872$583$272,695
75 ($1,455)$870$585$272,110
76 ($1,455)$868$587$271,523
77 ($1,455)$867$589$270,934
78 ($1,455)$865$591$270,344
79 ($1,455)$863$593$269,751
80 ($1,455)$861$594$269,157
81 ($1,455)$859$596$268,560
82 ($1,455)$857$598$267,962
83 ($1,455)$855$600$267,362
84 ($1,455)$853$602$266,760
Year 8 - 85 ($1,455)$851$604$266,156
86 ($1,455)$849$606$265,550
87 ($1,455)$848$608$264,942
88 ($1,455)$846$610$264,333
89 ($1,455)$844$612$263,721
90 ($1,455)$842$614$263,107
91 ($1,455)$840$616$262,492
92 ($1,455)$838$618$261,874
93 ($1,455)$836$620$261,254
94 ($1,455)$834$622$260,633
95 ($1,455)$832$624$260,009
96 ($1,455)$830$626$259,384
Year 9 - 97 ($1,455)$828$628$258,756
98 ($1,455)$826$630$258,127
99 ($1,455)$824$632$257,495
100 ($1,455)$822$634$256,862
101 ($1,455)$820$636$256,226
102 ($1,455)$818$638$255,589
103 ($1,455)$816$640$254,949
104 ($1,455)$814$642$254,307
105 ($1,455)$812$644$253,664
106 ($1,455)$810$646$253,018
107 ($1,455)$808$648$252,370
108 ($1,455)$805$650$251,720
Year 10 - 109 ($1,455)$803$652$251,068
110 ($1,455)$801$654$250,414
111 ($1,455)$799$656$249,758
112 ($1,455)$797$658$249,100
113 ($1,455)$795$660$248,439
114 ($1,455)$793$662$247,777
115 ($1,455)$791$665$247,112
116 ($1,455)$789$667$246,446
117 ($1,455)$787$669$245,777
118 ($1,455)$784$671$245,106
119 ($1,455)$782$673$244,433
120 ($1,455)$780$675$243,758
Year 11 - 121 ($1,455)$778$677$243,080
122 ($1,455)$776$680$242,401
123 ($1,455)$774$682$241,719
124 ($1,455)$771$684$241,035
125 ($1,455)$769$686$240,349
126 ($1,455)$767$688$239,661
127 ($1,455)$765$690$238,970
128 ($1,455)$763$693$238,278
129 ($1,455)$761$695$237,583
130 ($1,455)$758$697$236,886
131 ($1,455)$756$699$236,186
132 ($1,455)$754$702$235,485
Year 12 - 133 ($1,455)$752$704$234,781
134 ($1,455)$749$706$234,075
135 ($1,455)$747$708$233,367
136 ($1,455)$745$711$232,656
137 ($1,455)$743$713$231,943
138 ($1,455)$740$715$231,228
139 ($1,455)$738$717$230,511
140 ($1,455)$736$720$229,791
141 ($1,455)$733$722$229,069
142 ($1,455)$731$724$228,345
143 ($1,455)$729$727$227,618
144 ($1,455)$726$729$226,889
Year 13 - 145 ($1,455)$724$731$226,158
146 ($1,455)$722$734$225,425
147 ($1,455)$719$736$224,689
148 ($1,455)$717$738$223,950
149 ($1,455)$715$741$223,210
150 ($1,455)$712$743$222,467
151 ($1,455)$710$745$221,722
152 ($1,455)$708$748$220,974
153 ($1,455)$705$750$220,224
154 ($1,455)$703$752$219,471
155 ($1,455)$700$755$218,716
156 ($1,455)$698$757$217,959
Year 14 - 157 ($1,455)$696$760$217,199
158 ($1,455)$693$762$216,437
159 ($1,455)$691$765$215,673
160 ($1,455)$688$767$214,906
161 ($1,455)$686$769$214,136
162 ($1,455)$683$772$213,364
163 ($1,455)$681$774$212,590
164 ($1,455)$679$777$211,813
165 ($1,455)$676$779$211,034
166 ($1,455)$674$782$210,252
167 ($1,455)$671$784$209,467
168 ($1,455)$669$787$208,681
Year 15 - 169 ($1,455)$666$789$207,891
170 ($1,455)$664$792$207,099
171 ($1,455)$661$794$206,305
172 ($1,455)$658$797$205,508
173 ($1,455)$656$799$204,709
174 ($1,455)$653$802$203,907
175 ($1,455)$651$805$203,102
176 ($1,455)$648$807$202,295
177 ($1,455)$646$810$201,485
178 ($1,455)$643$812$200,673
179 ($1,455)$640$815$199,858
180 ($1,455)$638$817$199,040
Year 16 - 181 ($1,455)$635$820$198,220
182 ($1,455)$633$823$197,398
183 ($1,455)$630$825$196,572
184 ($1,455)$627$828$195,744
185 ($1,455)$625$831$194,914
186 ($1,455)$622$833$194,080
187 ($1,455)$619$836$193,244
188 ($1,455)$617$839$192,406
189 ($1,455)$614$841$191,565
190 ($1,455)$611$844$190,721
191 ($1,455)$609$847$189,874
192 ($1,455)$606$849$189,025
Year 17 - 193 ($1,455)$603$852$188,172
194 ($1,455)$601$855$187,318
195 ($1,455)$598$858$186,460
196 ($1,455)$595$860$185,600
197 ($1,455)$592$863$184,737
198 ($1,455)$590$866$183,871
199 ($1,455)$587$869$183,003
200 ($1,455)$584$871$182,131
201 ($1,455)$581$874$181,257
202 ($1,455)$579$877$180,380
203 ($1,455)$576$880$179,501
204 ($1,455)$573$882$178,618
Year 18 - 205 ($1,455)$570$885$177,733
206 ($1,455)$567$888$176,845
207 ($1,455)$564$891$175,954
208 ($1,455)$562$894$175,060
209 ($1,455)$559$897$174,163
210 ($1,455)$556$900$173,264
211 ($1,455)$553$902$172,362
212 ($1,455)$550$905$171,456
213 ($1,455)$547$908$170,548
214 ($1,455)$544$911$169,637
215 ($1,455)$541$914$168,723
216 ($1,455)$539$917$167,806
Year 19 - 217 ($1,455)$536$920$166,886
218 ($1,455)$533$923$165,964
219 ($1,455)$530$926$165,038
220 ($1,455)$527$929$164,109
221 ($1,455)$524$932$163,178
222 ($1,455)$521$935$162,243
223 ($1,455)$518$938$161,306
224 ($1,455)$515$941$160,365
225 ($1,455)$512$944$159,422
226 ($1,455)$509$947$158,475
227 ($1,455)$506$950$157,525
228 ($1,455)$503$953$156,573
Year 20 - 229 ($1,455)$500$956$155,617
230 ($1,455)$497$959$154,658
231 ($1,455)$494$962$153,697
232 ($1,455)$491$965$152,732
233 ($1,455)$487$968$151,764
234 ($1,455)$484$971$150,793
235 ($1,455)$481$974$149,819
236 ($1,455)$478$977$148,842
237 ($1,455)$475$980$147,861
238 ($1,455)$472$983$146,878
239 ($1,455)$469$987$145,891
240 ($1,455)$466$990$144,902
Year 21 - 241 ($1,455)$462$993$143,909
242 ($1,455)$459$996$142,913
243 ($1,455)$456$999$141,913
244 ($1,455)$453$1,002$140,911
245 ($1,455)$450$1,006$139,905
246 ($1,455)$447$1,009$138,896
247 ($1,455)$443$1,012$137,884
248 ($1,455)$440$1,015$136,869
249 ($1,455)$437$1,019$135,850
250 ($1,455)$434$1,022$134,829
251 ($1,455)$430$1,025$133,804
252 ($1,455)$427$1,028$132,775
Year 22 - 253 ($1,455)$424$1,032$131,744
254 ($1,455)$420$1,035$130,709
255 ($1,455)$417$1,038$129,671
256 ($1,455)$414$1,042$128,629
257 ($1,455)$411$1,045$127,584
258 ($1,455)$407$1,048$126,536
259 ($1,455)$404$1,052$125,485
260 ($1,455)$401$1,055$124,430
261 ($1,455)$397$1,058$123,371
262 ($1,455)$394$1,062$122,310
263 ($1,455)$390$1,065$121,245
264 ($1,455)$387$1,068$120,176
Year 23 - 265 ($1,455)$384$1,072$119,105
266 ($1,455)$380$1,075$118,029
267 ($1,455)$377$1,079$116,951
268 ($1,455)$373$1,082$115,869
269 ($1,455)$370$1,086$114,783
270 ($1,455)$366$1,089$113,694
271 ($1,455)$363$1,093$112,602
272 ($1,455)$359$1,096$111,506
273 ($1,455)$356$1,099$110,406
274 ($1,455)$352$1,103$109,303
275 ($1,455)$349$1,107$108,197
276 ($1,455)$345$1,110$107,086
Year 24 - 277 ($1,455)$342$1,114$105,973
278 ($1,455)$338$1,117$104,856
279 ($1,455)$335$1,121$103,735
280 ($1,455)$331$1,124$102,611
281 ($1,455)$327$1,128$101,483
282 ($1,455)$324$1,131$100,351
283 ($1,455)$320$1,135$99,216
284 ($1,455)$317$1,139$98,078
285 ($1,455)$313$1,142$96,935
286 ($1,455)$309$1,146$95,789
287 ($1,455)$306$1,150$94,640
288 ($1,455)$302$1,153$93,486
Year 25 - 289 ($1,455)$298$1,157$92,329
290 ($1,455)$295$1,161$91,169
291 ($1,455)$291$1,164$90,004
292 ($1,455)$287$1,168$88,836
293 ($1,455)$284$1,172$87,664
294 ($1,455)$280$1,176$86,489
295 ($1,455)$276$1,179$85,309
296 ($1,455)$272$1,183$84,126
297 ($1,455)$269$1,187$82,939
298 ($1,455)$265$1,191$81,749
299 ($1,455)$261$1,194$80,554
300 ($1,455)$257$1,198$79,356
Year 26 - 301 ($1,455)$253$1,202$78,154
302 ($1,455)$249$1,206$76,948
303 ($1,455)$246$1,210$75,738
304 ($1,455)$242$1,214$74,524
305 ($1,455)$238$1,218$73,307
306 ($1,455)$234$1,221$72,085
307 ($1,455)$230$1,225$70,860
308 ($1,455)$226$1,229$69,631
309 ($1,455)$222$1,233$68,398
310 ($1,455)$218$1,237$67,161
311 ($1,455)$214$1,241$65,920
312 ($1,455)$210$1,245$64,675
Year 27 - 313 ($1,455)$206$1,249$63,426
314 ($1,455)$202$1,253$62,173
315 ($1,455)$198$1,257$60,916
316 ($1,455)$194$1,261$59,655
317 ($1,455)$190$1,265$58,390
318 ($1,455)$186$1,269$57,121
319 ($1,455)$182$1,273$55,848
320 ($1,455)$178$1,277$54,571
321 ($1,455)$174$1,281$53,290
322 ($1,455)$170$1,285$52,004
323 ($1,455)$166$1,289$50,715
324 ($1,455)$162$1,294$49,421
Year 28 - 325 ($1,455)$158$1,298$48,124
326 ($1,455)$154$1,302$46,822
327 ($1,455)$149$1,306$45,516
328 ($1,455)$145$1,310$44,206
329 ($1,455)$141$1,314$42,892
330 ($1,455)$137$1,318$41,573
331 ($1,455)$133$1,323$40,250
332 ($1,455)$128$1,327$38,923
333 ($1,455)$124$1,331$37,592
334 ($1,455)$120$1,335$36,257
335 ($1,455)$116$1,340$34,917
336 ($1,455)$111$1,344$33,573
Year 29 - 337 ($1,455)$107$1,348$32,225
338 ($1,455)$103$1,353$30,873
339 ($1,455)$99$1,357$29,516
340 ($1,455)$94$1,361$28,155
341 ($1,455)$90$1,366$26,789
342 ($1,455)$86$1,370$25,419
343 ($1,455)$81$1,374$24,045
344 ($1,455)$77$1,379$22,666
345 ($1,455)$72$1,383$21,283
346 ($1,455)$68$1,387$19,896
347 ($1,455)$64$1,392$18,504
348 ($1,455)$59$1,396$17,108
Year 30 - 349 ($1,455)$55$1,401$15,707
350 ($1,455)$50$1,405$14,302
351 ($1,455)$46$1,410$12,892
352 ($1,455)$41$1,414$11,478
353 ($1,455)$37$1,419$10,059
354 ($1,455)$32$1,423$8,636
355 ($1,455)$28$1,428$7,208
356 ($1,455)$23$1,432$5,775
357 ($1,455)$18$1,437$4,338
358 ($1,455)$14$1,442$2,897
359 ($1,455)$9$1,446$1,451
360 ($1,455)$5$1,451$0
TOTALS$212,736$311,200$523,936

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.