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Mortgage Payment Schedule for a $389,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($77,800) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,493 360 $226,245 $537,445

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $389,000
Down Payment $77,800$311,200
Year 1 - 1 ($1,493)$1,048$445$310,755
2 ($1,493)$1,046$447$310,308
3 ($1,493)$1,045$448$309,860
4 ($1,493)$1,043$450$309,410
5 ($1,493)$1,042$451$308,959
6 ($1,493)$1,040$453$308,506
7 ($1,493)$1,039$454$308,052
8 ($1,493)$1,037$456$307,596
9 ($1,493)$1,036$457$307,139
10 ($1,493)$1,034$459$306,680
11 ($1,493)$1,032$460$306,220
12 ($1,493)$1,031$462$305,758
Year 2 - 13 ($1,493)$1,029$464$305,294
14 ($1,493)$1,028$465$304,829
15 ($1,493)$1,026$467$304,362
16 ($1,493)$1,025$468$303,894
17 ($1,493)$1,023$470$303,424
18 ($1,493)$1,022$471$302,953
19 ($1,493)$1,020$473$302,480
20 ($1,493)$1,018$475$302,005
21 ($1,493)$1,017$476$301,529
22 ($1,493)$1,015$478$301,052
23 ($1,493)$1,014$479$300,572
24 ($1,493)$1,012$481$300,091
Year 3 - 25 ($1,493)$1,010$483$299,609
26 ($1,493)$1,009$484$299,124
27 ($1,493)$1,007$486$298,639
28 ($1,493)$1,005$487$298,151
29 ($1,493)$1,004$489$297,662
30 ($1,493)$1,002$491$297,171
31 ($1,493)$1,000$492$296,679
32 ($1,493)$999$494$296,185
33 ($1,493)$997$496$295,689
34 ($1,493)$995$497$295,192
35 ($1,493)$994$499$294,692
36 ($1,493)$992$501$294,192
Year 4 - 37 ($1,493)$990$502$293,689
38 ($1,493)$989$504$293,185
39 ($1,493)$987$506$292,679
40 ($1,493)$985$508$292,172
41 ($1,493)$984$509$291,662
42 ($1,493)$982$511$291,151
43 ($1,493)$980$513$290,639
44 ($1,493)$978$514$290,124
45 ($1,493)$977$516$289,608
46 ($1,493)$975$518$289,090
47 ($1,493)$973$520$288,571
48 ($1,493)$972$521$288,049
Year 5 - 49 ($1,493)$970$523$287,526
50 ($1,493)$968$525$287,001
51 ($1,493)$966$527$286,475
52 ($1,493)$964$528$285,946
53 ($1,493)$963$530$285,416
54 ($1,493)$961$532$284,884
55 ($1,493)$959$534$284,350
56 ($1,493)$957$536$283,815
57 ($1,493)$956$537$283,277
58 ($1,493)$954$539$282,738
59 ($1,493)$952$541$282,197
60 ($1,493)$950$543$281,654
Year 6 - 61 ($1,493)$948$545$281,109
62 ($1,493)$946$547$280,563
63 ($1,493)$945$548$280,015
64 ($1,493)$943$550$279,464
65 ($1,493)$941$552$278,912
66 ($1,493)$939$554$278,358
67 ($1,493)$937$556$277,803
68 ($1,493)$935$558$277,245
69 ($1,493)$933$560$276,686
70 ($1,493)$932$561$276,124
71 ($1,493)$930$563$275,561
72 ($1,493)$928$565$274,996
Year 7 - 73 ($1,493)$926$567$274,429
74 ($1,493)$924$569$273,860
75 ($1,493)$922$571$273,289
76 ($1,493)$920$573$272,716
77 ($1,493)$918$575$272,141
78 ($1,493)$916$577$271,564
79 ($1,493)$914$579$270,986
80 ($1,493)$912$581$270,405
81 ($1,493)$910$583$269,823
82 ($1,493)$908$584$269,238
83 ($1,493)$906$586$268,652
84 ($1,493)$904$588$268,063
Year 8 - 85 ($1,493)$902$590$267,473
86 ($1,493)$900$592$266,880
87 ($1,493)$898$594$266,286
88 ($1,493)$896$596$265,690
89 ($1,493)$894$598$265,091
90 ($1,493)$892$600$264,491
91 ($1,493)$890$602$263,888
92 ($1,493)$888$604$263,284
93 ($1,493)$886$607$262,677
94 ($1,493)$884$609$262,069
95 ($1,493)$882$611$261,458
96 ($1,493)$880$613$260,846
Year 9 - 97 ($1,493)$878$615$260,231
98 ($1,493)$876$617$259,614
99 ($1,493)$874$619$258,995
100 ($1,493)$872$621$258,374
101 ($1,493)$870$623$257,751
102 ($1,493)$868$625$257,126
103 ($1,493)$866$627$256,499
104 ($1,493)$864$629$255,869
105 ($1,493)$861$631$255,238
106 ($1,493)$859$634$254,604
107 ($1,493)$857$636$253,969
108 ($1,493)$855$638$253,331
Year 10 - 109 ($1,493)$853$640$252,691
110 ($1,493)$851$642$252,049
111 ($1,493)$849$644$251,404
112 ($1,493)$846$647$250,758
113 ($1,493)$844$649$250,109
114 ($1,493)$842$651$249,458
115 ($1,493)$840$653$248,805
116 ($1,493)$838$655$248,150
117 ($1,493)$835$657$247,492
118 ($1,493)$833$660$246,833
119 ($1,493)$831$662$246,171
120 ($1,493)$829$664$245,507
Year 11 - 121 ($1,493)$827$666$244,840
122 ($1,493)$824$669$244,172
123 ($1,493)$822$671$243,501
124 ($1,493)$820$673$242,828
125 ($1,493)$818$675$242,152
126 ($1,493)$815$678$241,475
127 ($1,493)$813$680$240,795
128 ($1,493)$811$682$240,113
129 ($1,493)$808$685$239,428
130 ($1,493)$806$687$238,741
131 ($1,493)$804$689$238,052
132 ($1,493)$801$691$237,361
Year 12 - 133 ($1,493)$799$694$236,667
134 ($1,493)$797$696$235,971
135 ($1,493)$794$698$235,272
136 ($1,493)$792$701$234,571
137 ($1,493)$790$703$233,868
138 ($1,493)$787$706$233,163
139 ($1,493)$785$708$232,455
140 ($1,493)$783$710$231,744
141 ($1,493)$780$713$231,032
142 ($1,493)$778$715$230,317
143 ($1,493)$775$718$229,599
144 ($1,493)$773$720$228,879
Year 13 - 145 ($1,493)$771$722$228,157
146 ($1,493)$768$725$227,432
147 ($1,493)$766$727$226,705
148 ($1,493)$763$730$225,975
149 ($1,493)$761$732$225,243
150 ($1,493)$758$735$224,509
151 ($1,493)$756$737$223,771
152 ($1,493)$753$740$223,032
153 ($1,493)$751$742$222,290
154 ($1,493)$748$745$221,545
155 ($1,493)$746$747$220,798
156 ($1,493)$743$750$220,049
Year 14 - 157 ($1,493)$741$752$219,297
158 ($1,493)$738$755$218,542
159 ($1,493)$736$757$217,785
160 ($1,493)$733$760$217,025
161 ($1,493)$731$762$216,263
162 ($1,493)$728$765$215,498
163 ($1,493)$726$767$214,731
164 ($1,493)$723$770$213,961
165 ($1,493)$720$773$213,188
166 ($1,493)$718$775$212,413
167 ($1,493)$715$778$211,635
168 ($1,493)$713$780$210,855
Year 15 - 169 ($1,493)$710$783$210,072
170 ($1,493)$707$786$209,286
171 ($1,493)$705$788$208,498
172 ($1,493)$702$791$207,707
173 ($1,493)$699$794$206,913
174 ($1,493)$697$796$206,117
175 ($1,493)$694$799$205,318
176 ($1,493)$691$802$204,516
177 ($1,493)$689$804$203,712
178 ($1,493)$686$807$202,905
179 ($1,493)$683$810$202,095
180 ($1,493)$680$813$201,283
Year 16 - 181 ($1,493)$678$815$200,467
182 ($1,493)$675$818$199,649
183 ($1,493)$672$821$198,829
184 ($1,493)$669$824$198,005
185 ($1,493)$667$826$197,179
186 ($1,493)$664$829$196,350
187 ($1,493)$661$832$195,518
188 ($1,493)$658$835$194,683
189 ($1,493)$655$837$193,846
190 ($1,493)$653$840$193,006
191 ($1,493)$650$843$192,162
192 ($1,493)$647$846$191,317
Year 17 - 193 ($1,493)$644$849$190,468
194 ($1,493)$641$852$189,616
195 ($1,493)$638$855$188,762
196 ($1,493)$635$857$187,904
197 ($1,493)$633$860$187,044
198 ($1,493)$630$863$186,181
199 ($1,493)$627$866$185,315
200 ($1,493)$624$869$184,446
201 ($1,493)$621$872$183,574
202 ($1,493)$618$875$182,699
203 ($1,493)$615$878$181,821
204 ($1,493)$612$881$180,940
Year 18 - 205 ($1,493)$609$884$180,056
206 ($1,493)$606$887$179,170
207 ($1,493)$603$890$178,280
208 ($1,493)$600$893$177,387
209 ($1,493)$597$896$176,492
210 ($1,493)$594$899$175,593
211 ($1,493)$591$902$174,691
212 ($1,493)$588$905$173,786
213 ($1,493)$585$908$172,879
214 ($1,493)$582$911$171,968
215 ($1,493)$579$914$171,054
216 ($1,493)$576$917$170,137
Year 19 - 217 ($1,493)$573$920$169,217
218 ($1,493)$570$923$168,293
219 ($1,493)$567$926$167,367
220 ($1,493)$563$929$166,438
221 ($1,493)$560$933$165,505
222 ($1,493)$557$936$164,569
223 ($1,493)$554$939$163,631
224 ($1,493)$551$942$162,689
225 ($1,493)$548$945$161,743
226 ($1,493)$545$948$160,795
227 ($1,493)$541$952$159,843
228 ($1,493)$538$955$158,889
Year 20 - 229 ($1,493)$535$958$157,931
230 ($1,493)$532$961$156,969
231 ($1,493)$528$964$156,005
232 ($1,493)$525$968$155,037
233 ($1,493)$522$971$154,066
234 ($1,493)$519$974$153,092
235 ($1,493)$515$977$152,115
236 ($1,493)$512$981$151,134
237 ($1,493)$509$984$150,150
238 ($1,493)$506$987$149,162
239 ($1,493)$502$991$148,172
240 ($1,493)$499$994$147,178
Year 21 - 241 ($1,493)$495$997$146,180
242 ($1,493)$492$1,001$145,179
243 ($1,493)$489$1,004$144,175
244 ($1,493)$485$1,008$143,168
245 ($1,493)$482$1,011$142,157
246 ($1,493)$479$1,014$141,143
247 ($1,493)$475$1,018$140,125
248 ($1,493)$472$1,021$139,104
249 ($1,493)$468$1,025$138,079
250 ($1,493)$465$1,028$137,051
251 ($1,493)$461$1,031$136,020
252 ($1,493)$458$1,035$134,985
Year 22 - 253 ($1,493)$454$1,038$133,946
254 ($1,493)$451$1,042$132,904
255 ($1,493)$447$1,045$131,859
256 ($1,493)$444$1,049$130,810
257 ($1,493)$440$1,053$129,757
258 ($1,493)$437$1,056$128,701
259 ($1,493)$433$1,060$127,642
260 ($1,493)$430$1,063$126,579
261 ($1,493)$426$1,067$125,512
262 ($1,493)$423$1,070$124,441
263 ($1,493)$419$1,074$123,367
264 ($1,493)$415$1,078$122,290
Year 23 - 265 ($1,493)$412$1,081$121,209
266 ($1,493)$408$1,085$120,124
267 ($1,493)$404$1,088$119,035
268 ($1,493)$401$1,092$117,943
269 ($1,493)$397$1,096$116,847
270 ($1,493)$393$1,100$115,748
271 ($1,493)$390$1,103$114,645
272 ($1,493)$386$1,107$113,538
273 ($1,493)$382$1,111$112,427
274 ($1,493)$379$1,114$111,313
275 ($1,493)$375$1,118$110,195
276 ($1,493)$371$1,122$109,073
Year 24 - 277 ($1,493)$367$1,126$107,947
278 ($1,493)$363$1,129$106,817
279 ($1,493)$360$1,133$105,684
280 ($1,493)$356$1,137$104,547
281 ($1,493)$352$1,141$103,406
282 ($1,493)$348$1,145$102,261
283 ($1,493)$344$1,149$101,113
284 ($1,493)$340$1,152$99,960
285 ($1,493)$337$1,156$98,804
286 ($1,493)$333$1,160$97,644
287 ($1,493)$329$1,164$96,479
288 ($1,493)$325$1,168$95,311
Year 25 - 289 ($1,493)$321$1,172$94,139
290 ($1,493)$317$1,176$92,963
291 ($1,493)$313$1,180$91,783
292 ($1,493)$309$1,184$90,600
293 ($1,493)$305$1,188$89,412
294 ($1,493)$301$1,192$88,220
295 ($1,493)$297$1,196$87,024
296 ($1,493)$293$1,200$85,824
297 ($1,493)$289$1,204$84,620
298 ($1,493)$285$1,208$83,412
299 ($1,493)$281$1,212$82,200
300 ($1,493)$277$1,216$80,984
Year 26 - 301 ($1,493)$273$1,220$79,764
302 ($1,493)$269$1,224$78,539
303 ($1,493)$264$1,228$77,311
304 ($1,493)$260$1,233$76,078
305 ($1,493)$256$1,237$74,841
306 ($1,493)$252$1,241$73,600
307 ($1,493)$248$1,245$72,355
308 ($1,493)$244$1,249$71,106
309 ($1,493)$239$1,254$69,852
310 ($1,493)$235$1,258$68,595
311 ($1,493)$231$1,262$67,333
312 ($1,493)$227$1,266$66,066
Year 27 - 313 ($1,493)$222$1,270$64,796
314 ($1,493)$218$1,275$63,521
315 ($1,493)$214$1,279$62,242
316 ($1,493)$210$1,283$60,959
317 ($1,493)$205$1,288$59,671
318 ($1,493)$201$1,292$58,379
319 ($1,493)$197$1,296$57,083
320 ($1,493)$192$1,301$55,782
321 ($1,493)$188$1,305$54,477
322 ($1,493)$183$1,309$53,167
323 ($1,493)$179$1,314$51,854
324 ($1,493)$175$1,318$50,535
Year 28 - 325 ($1,493)$170$1,323$49,212
326 ($1,493)$166$1,327$47,885
327 ($1,493)$161$1,332$46,554
328 ($1,493)$157$1,336$45,217
329 ($1,493)$152$1,341$43,877
330 ($1,493)$148$1,345$42,532
331 ($1,493)$143$1,350$41,182
332 ($1,493)$139$1,354$39,828
333 ($1,493)$134$1,359$38,469
334 ($1,493)$130$1,363$37,105
335 ($1,493)$125$1,368$35,737
336 ($1,493)$120$1,373$34,365
Year 29 - 337 ($1,493)$116$1,377$32,988
338 ($1,493)$111$1,382$31,606
339 ($1,493)$106$1,386$30,219
340 ($1,493)$102$1,391$28,828
341 ($1,493)$97$1,396$27,432
342 ($1,493)$92$1,401$26,032
343 ($1,493)$88$1,405$24,626
344 ($1,493)$83$1,410$23,216
345 ($1,493)$78$1,415$21,802
346 ($1,493)$73$1,420$20,382
347 ($1,493)$69$1,424$18,958
348 ($1,493)$64$1,429$17,529
Year 30 - 349 ($1,493)$59$1,434$16,095
350 ($1,493)$54$1,439$14,656
351 ($1,493)$49$1,444$13,213
352 ($1,493)$44$1,448$11,764
353 ($1,493)$40$1,453$10,311
354 ($1,493)$35$1,458$8,853
355 ($1,493)$30$1,463$7,390
356 ($1,493)$25$1,468$5,922
357 ($1,493)$20$1,473$4,449
358 ($1,493)$15$1,478$2,971
359 ($1,493)$10$1,483$1,488
360 ($1,493)$5$1,488$0
TOTALS$226,245$311,200$537,445

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.