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Mortgage Payment Schedule for a $390,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($78,000) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,468 360 $216,492 $528,492

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $695 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $390,000
Down Payment $78,000$312,000
Year 1 - 1 ($1,468)$1,009$459$311,541
2 ($1,468)$1,007$461$311,080
3 ($1,468)$1,006$462$310,618
4 ($1,468)$1,004$464$310,154
5 ($1,468)$1,003$465$309,689
6 ($1,468)$1,001$467$309,222
7 ($1,468)$1,000$468$308,754
8 ($1,468)$998$470$308,284
9 ($1,468)$997$471$307,813
10 ($1,468)$995$473$307,340
11 ($1,468)$994$474$306,866
12 ($1,468)$992$476$306,390
Year 2 - 13 ($1,468)$991$477$305,913
14 ($1,468)$989$479$305,434
15 ($1,468)$988$480$304,953
16 ($1,468)$986$482$304,471
17 ($1,468)$984$484$303,988
18 ($1,468)$983$485$303,503
19 ($1,468)$981$487$303,016
20 ($1,468)$980$488$302,528
21 ($1,468)$978$490$302,038
22 ($1,468)$977$491$301,546
23 ($1,468)$975$493$301,053
24 ($1,468)$973$495$300,559
Year 3 - 25 ($1,468)$972$496$300,062
26 ($1,468)$970$498$299,565
27 ($1,468)$969$499$299,065
28 ($1,468)$967$501$298,564
29 ($1,468)$965$503$298,062
30 ($1,468)$964$504$297,557
31 ($1,468)$962$506$297,051
32 ($1,468)$960$508$296,544
33 ($1,468)$959$509$296,034
34 ($1,468)$957$511$295,524
35 ($1,468)$956$513$295,011
36 ($1,468)$954$514$294,497
Year 4 - 37 ($1,468)$952$516$293,981
38 ($1,468)$951$517$293,464
39 ($1,468)$949$519$292,944
40 ($1,468)$947$521$292,424
41 ($1,468)$946$523$291,901
42 ($1,468)$944$524$291,377
43 ($1,468)$942$526$290,851
44 ($1,468)$940$528$290,323
45 ($1,468)$939$529$289,794
46 ($1,468)$937$531$289,263
47 ($1,468)$935$533$288,730
48 ($1,468)$934$534$288,196
Year 5 - 49 ($1,468)$932$536$287,660
50 ($1,468)$930$538$287,122
51 ($1,468)$928$540$286,582
52 ($1,468)$927$541$286,041
53 ($1,468)$925$543$285,497
54 ($1,468)$923$545$284,952
55 ($1,468)$921$547$284,406
56 ($1,468)$920$548$283,857
57 ($1,468)$918$550$283,307
58 ($1,468)$916$552$282,755
59 ($1,468)$914$554$282,201
60 ($1,468)$912$556$281,646
Year 6 - 61 ($1,468)$911$557$281,088
62 ($1,468)$909$559$280,529
63 ($1,468)$907$561$279,968
64 ($1,468)$905$563$279,405
65 ($1,468)$903$565$278,841
66 ($1,468)$902$566$278,274
67 ($1,468)$900$568$277,706
68 ($1,468)$898$570$277,136
69 ($1,468)$896$572$276,564
70 ($1,468)$894$574$275,990
71 ($1,468)$892$576$275,415
72 ($1,468)$891$578$274,837
Year 7 - 73 ($1,468)$889$579$274,258
74 ($1,468)$887$581$273,676
75 ($1,468)$885$583$273,093
76 ($1,468)$883$585$272,508
77 ($1,468)$881$587$271,921
78 ($1,468)$879$589$271,332
79 ($1,468)$877$591$270,742
80 ($1,468)$875$593$270,149
81 ($1,468)$873$595$269,554
82 ($1,468)$872$596$268,958
83 ($1,468)$870$598$268,360
84 ($1,468)$868$600$267,759
Year 8 - 85 ($1,468)$866$602$267,157
86 ($1,468)$864$604$266,553
87 ($1,468)$862$606$265,947
88 ($1,468)$860$608$265,338
89 ($1,468)$858$610$264,728
90 ($1,468)$856$612$264,116
91 ($1,468)$854$614$263,502
92 ($1,468)$852$616$262,886
93 ($1,468)$850$618$262,268
94 ($1,468)$848$620$261,648
95 ($1,468)$846$622$261,026
96 ($1,468)$844$624$260,402
Year 9 - 97 ($1,468)$842$626$259,776
98 ($1,468)$840$628$259,148
99 ($1,468)$838$630$258,518
100 ($1,468)$836$632$257,886
101 ($1,468)$834$634$257,251
102 ($1,468)$832$636$256,615
103 ($1,468)$830$638$255,977
104 ($1,468)$828$640$255,336
105 ($1,468)$826$642$254,694
106 ($1,468)$824$645$254,049
107 ($1,468)$821$647$253,403
108 ($1,468)$819$649$252,754
Year 10 - 109 ($1,468)$817$651$252,103
110 ($1,468)$815$653$251,451
111 ($1,468)$813$655$250,795
112 ($1,468)$811$657$250,138
113 ($1,468)$809$659$249,479
114 ($1,468)$807$661$248,818
115 ($1,468)$805$664$248,154
116 ($1,468)$802$666$247,489
117 ($1,468)$800$668$246,821
118 ($1,468)$798$670$246,151
119 ($1,468)$796$672$245,479
120 ($1,468)$794$674$244,804
Year 11 - 121 ($1,468)$792$676$244,128
122 ($1,468)$789$679$243,449
123 ($1,468)$787$681$242,768
124 ($1,468)$785$683$242,085
125 ($1,468)$783$685$241,400
126 ($1,468)$781$688$240,712
127 ($1,468)$778$690$240,023
128 ($1,468)$776$692$239,331
129 ($1,468)$774$694$238,636
130 ($1,468)$772$696$237,940
131 ($1,468)$769$699$237,241
132 ($1,468)$767$701$236,540
Year 12 - 133 ($1,468)$765$703$235,837
134 ($1,468)$763$705$235,132
135 ($1,468)$760$708$234,424
136 ($1,468)$758$710$233,714
137 ($1,468)$756$712$233,001
138 ($1,468)$753$715$232,287
139 ($1,468)$751$717$231,570
140 ($1,468)$749$719$230,851
141 ($1,468)$746$722$230,129
142 ($1,468)$744$724$229,405
143 ($1,468)$742$726$228,679
144 ($1,468)$739$729$227,950
Year 13 - 145 ($1,468)$737$731$227,219
146 ($1,468)$735$733$226,486
147 ($1,468)$732$736$225,750
148 ($1,468)$730$738$225,012
149 ($1,468)$728$740$224,271
150 ($1,468)$725$743$223,528
151 ($1,468)$723$745$222,783
152 ($1,468)$720$748$222,035
153 ($1,468)$718$750$221,285
154 ($1,468)$715$753$220,533
155 ($1,468)$713$755$219,778
156 ($1,468)$711$757$219,020
Year 14 - 157 ($1,468)$708$760$218,261
158 ($1,468)$706$762$217,498
159 ($1,468)$703$765$216,733
160 ($1,468)$701$767$215,966
161 ($1,468)$698$770$215,196
162 ($1,468)$696$772$214,424
163 ($1,468)$693$775$213,650
164 ($1,468)$691$777$212,872
165 ($1,468)$688$780$212,093
166 ($1,468)$686$782$211,310
167 ($1,468)$683$785$210,525
168 ($1,468)$681$787$209,738
Year 15 - 169 ($1,468)$678$790$208,948
170 ($1,468)$676$792$208,156
171 ($1,468)$673$795$207,361
172 ($1,468)$670$798$206,563
173 ($1,468)$668$800$205,763
174 ($1,468)$665$803$204,960
175 ($1,468)$663$805$204,155
176 ($1,468)$660$808$203,347
177 ($1,468)$657$811$202,537
178 ($1,468)$655$813$201,723
179 ($1,468)$652$816$200,908
180 ($1,468)$650$818$200,089
Year 16 - 181 ($1,468)$647$821$199,268
182 ($1,468)$644$824$198,444
183 ($1,468)$642$826$197,618
184 ($1,468)$639$829$196,789
185 ($1,468)$636$832$195,957
186 ($1,468)$634$834$195,123
187 ($1,468)$631$837$194,286
188 ($1,468)$628$840$193,446
189 ($1,468)$625$843$192,603
190 ($1,468)$623$845$191,758
191 ($1,468)$620$848$190,910
192 ($1,468)$617$851$190,059
Year 17 - 193 ($1,468)$615$854$189,206
194 ($1,468)$612$856$188,349
195 ($1,468)$609$859$187,490
196 ($1,468)$606$862$186,629
197 ($1,468)$603$865$185,764
198 ($1,468)$601$867$184,897
199 ($1,468)$598$870$184,026
200 ($1,468)$595$873$183,153
201 ($1,468)$592$876$182,277
202 ($1,468)$589$879$181,399
203 ($1,468)$587$882$180,517
204 ($1,468)$584$884$179,633
Year 18 - 205 ($1,468)$581$887$178,746
206 ($1,468)$578$890$177,856
207 ($1,468)$575$893$176,963
208 ($1,468)$572$896$176,067
209 ($1,468)$569$899$175,168
210 ($1,468)$566$902$174,266
211 ($1,468)$563$905$173,362
212 ($1,468)$561$907$172,454
213 ($1,468)$558$910$171,544
214 ($1,468)$555$913$170,631
215 ($1,468)$552$916$169,714
216 ($1,468)$549$919$168,795
Year 19 - 217 ($1,468)$546$922$167,873
218 ($1,468)$543$925$166,947
219 ($1,468)$540$928$166,019
220 ($1,468)$537$931$165,088
221 ($1,468)$534$934$164,154
222 ($1,468)$531$937$163,216
223 ($1,468)$528$940$162,276
224 ($1,468)$525$943$161,333
225 ($1,468)$522$946$160,386
226 ($1,468)$519$949$159,437
227 ($1,468)$516$953$158,484
228 ($1,468)$512$956$157,529
Year 20 - 229 ($1,468)$509$959$156,570
230 ($1,468)$506$962$155,608
231 ($1,468)$503$965$154,643
232 ($1,468)$500$968$153,675
233 ($1,468)$497$971$152,704
234 ($1,468)$494$974$151,730
235 ($1,468)$491$977$150,753
236 ($1,468)$487$981$149,772
237 ($1,468)$484$984$148,788
238 ($1,468)$481$987$147,801
239 ($1,468)$478$990$146,811
240 ($1,468)$475$993$145,818
Year 21 - 241 ($1,468)$471$997$144,821
242 ($1,468)$468$1,000$143,821
243 ($1,468)$465$1,003$142,818
244 ($1,468)$462$1,006$141,812
245 ($1,468)$459$1,010$140,803
246 ($1,468)$455$1,013$139,790
247 ($1,468)$452$1,016$138,774
248 ($1,468)$449$1,019$137,755
249 ($1,468)$445$1,023$136,732
250 ($1,468)$442$1,026$135,706
251 ($1,468)$439$1,029$134,677
252 ($1,468)$435$1,033$133,644
Year 22 - 253 ($1,468)$432$1,036$132,608
254 ($1,468)$429$1,039$131,569
255 ($1,468)$425$1,043$130,526
256 ($1,468)$422$1,046$129,480
257 ($1,468)$419$1,049$128,431
258 ($1,468)$415$1,053$127,378
259 ($1,468)$412$1,056$126,322
260 ($1,468)$408$1,060$125,262
261 ($1,468)$405$1,063$124,199
262 ($1,468)$402$1,066$123,133
263 ($1,468)$398$1,070$122,063
264 ($1,468)$395$1,073$120,990
Year 23 - 265 ($1,468)$391$1,077$119,913
266 ($1,468)$388$1,080$118,833
267 ($1,468)$384$1,084$117,749
268 ($1,468)$381$1,087$116,661
269 ($1,468)$377$1,091$115,571
270 ($1,468)$374$1,094$114,476
271 ($1,468)$370$1,098$113,378
272 ($1,468)$367$1,101$112,277
273 ($1,468)$363$1,105$111,172
274 ($1,468)$359$1,109$110,063
275 ($1,468)$356$1,112$108,951
276 ($1,468)$352$1,116$107,835
Year 24 - 277 ($1,468)$349$1,119$106,716
278 ($1,468)$345$1,123$105,593
279 ($1,468)$341$1,127$104,466
280 ($1,468)$338$1,130$103,336
281 ($1,468)$334$1,134$102,202
282 ($1,468)$330$1,138$101,065
283 ($1,468)$327$1,141$99,923
284 ($1,468)$323$1,145$98,778
285 ($1,468)$319$1,149$97,630
286 ($1,468)$316$1,152$96,477
287 ($1,468)$312$1,156$95,321
288 ($1,468)$308$1,160$94,162
Year 25 - 289 ($1,468)$304$1,164$92,998
290 ($1,468)$301$1,167$91,831
291 ($1,468)$297$1,171$90,660
292 ($1,468)$293$1,175$89,485
293 ($1,468)$289$1,179$88,306
294 ($1,468)$286$1,183$87,123
295 ($1,468)$282$1,186$85,937
296 ($1,468)$278$1,190$84,747
297 ($1,468)$274$1,194$83,553
298 ($1,468)$270$1,198$82,355
299 ($1,468)$266$1,202$81,153
300 ($1,468)$262$1,206$79,948
Year 26 - 301 ($1,468)$258$1,210$78,738
302 ($1,468)$255$1,213$77,525
303 ($1,468)$251$1,217$76,307
304 ($1,468)$247$1,221$75,086
305 ($1,468)$243$1,225$73,861
306 ($1,468)$239$1,229$72,632
307 ($1,468)$235$1,233$71,398
308 ($1,468)$231$1,237$70,161
309 ($1,468)$227$1,241$68,920
310 ($1,468)$223$1,245$67,675
311 ($1,468)$219$1,249$66,426
312 ($1,468)$215$1,253$65,172
Year 27 - 313 ($1,468)$211$1,257$63,915
314 ($1,468)$207$1,261$62,654
315 ($1,468)$203$1,265$61,388
316 ($1,468)$198$1,270$60,119
317 ($1,468)$194$1,274$58,845
318 ($1,468)$190$1,278$57,567
319 ($1,468)$186$1,282$56,285
320 ($1,468)$182$1,286$54,999
321 ($1,468)$178$1,290$53,709
322 ($1,468)$174$1,294$52,415
323 ($1,468)$169$1,299$51,116
324 ($1,468)$165$1,303$49,813
Year 28 - 325 ($1,468)$161$1,307$48,506
326 ($1,468)$157$1,311$47,195
327 ($1,468)$153$1,315$45,880
328 ($1,468)$148$1,320$44,560
329 ($1,468)$144$1,324$43,236
330 ($1,468)$140$1,328$41,908
331 ($1,468)$136$1,333$40,575
332 ($1,468)$131$1,337$39,239
333 ($1,468)$127$1,341$37,897
334 ($1,468)$123$1,345$36,552
335 ($1,468)$118$1,350$35,202
336 ($1,468)$114$1,354$33,848
Year 29 - 337 ($1,468)$109$1,359$32,489
338 ($1,468)$105$1,363$31,126
339 ($1,468)$101$1,367$29,759
340 ($1,468)$96$1,372$28,387
341 ($1,468)$92$1,376$27,011
342 ($1,468)$87$1,381$25,630
343 ($1,468)$83$1,385$24,245
344 ($1,468)$78$1,390$22,855
345 ($1,468)$74$1,394$21,461
346 ($1,468)$69$1,399$20,063
347 ($1,468)$65$1,403$18,659
348 ($1,468)$60$1,408$17,252
Year 30 - 349 ($1,468)$56$1,412$15,839
350 ($1,468)$51$1,417$14,423
351 ($1,468)$47$1,421$13,001
352 ($1,468)$42$1,426$11,575
353 ($1,468)$37$1,431$10,145
354 ($1,468)$33$1,435$8,709
355 ($1,468)$28$1,440$7,269
356 ($1,468)$24$1,445$5,825
357 ($1,468)$19$1,449$4,376
358 ($1,468)$14$1,454$2,922
359 ($1,468)$9$1,459$1,463
360 ($1,468)$5$1,463$0
TOTALS$216,492$312,000$528,492

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.