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Mortgage Payment Schedule for a $390,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($78,000) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,477 360 $219,710 $531,710

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $390,000
Down Payment $78,000$312,000
Year 1 - 1 ($1,477)$1,022$455$311,545
2 ($1,477)$1,020$457$311,088
3 ($1,477)$1,019$458$310,630
4 ($1,477)$1,017$460$310,170
5 ($1,477)$1,016$461$309,709
6 ($1,477)$1,014$463$309,247
7 ($1,477)$1,013$464$308,782
8 ($1,477)$1,011$466$308,317
9 ($1,477)$1,010$467$307,849
10 ($1,477)$1,008$469$307,381
11 ($1,477)$1,007$470$306,910
12 ($1,477)$1,005$472$306,438
Year 2 - 13 ($1,477)$1,004$473$305,965
14 ($1,477)$1,002$475$305,490
15 ($1,477)$1,000$476$305,014
16 ($1,477)$999$478$304,536
17 ($1,477)$997$480$304,056
18 ($1,477)$996$481$303,575
19 ($1,477)$994$483$303,092
20 ($1,477)$993$484$302,608
21 ($1,477)$991$486$302,122
22 ($1,477)$989$488$301,634
23 ($1,477)$988$489$301,145
24 ($1,477)$986$491$300,654
Year 3 - 25 ($1,477)$985$492$300,162
26 ($1,477)$983$494$299,668
27 ($1,477)$981$496$299,173
28 ($1,477)$980$497$298,675
29 ($1,477)$978$499$298,177
30 ($1,477)$977$500$297,676
31 ($1,477)$975$502$297,174
32 ($1,477)$973$504$296,670
33 ($1,477)$972$505$296,165
34 ($1,477)$970$507$295,658
35 ($1,477)$968$509$295,149
36 ($1,477)$967$510$294,639
Year 4 - 37 ($1,477)$965$512$294,127
38 ($1,477)$963$514$293,613
39 ($1,477)$962$515$293,098
40 ($1,477)$960$517$292,581
41 ($1,477)$958$519$292,062
42 ($1,477)$957$520$291,541
43 ($1,477)$955$522$291,019
44 ($1,477)$953$524$290,495
45 ($1,477)$951$526$289,970
46 ($1,477)$950$527$289,442
47 ($1,477)$948$529$288,913
48 ($1,477)$946$531$288,383
Year 5 - 49 ($1,477)$944$533$287,850
50 ($1,477)$943$534$287,316
51 ($1,477)$941$536$286,780
52 ($1,477)$939$538$286,242
53 ($1,477)$937$540$285,702
54 ($1,477)$936$541$285,161
55 ($1,477)$934$543$284,618
56 ($1,477)$932$545$284,073
57 ($1,477)$930$547$283,527
58 ($1,477)$929$548$282,978
59 ($1,477)$927$550$282,428
60 ($1,477)$925$552$281,876
Year 6 - 61 ($1,477)$923$554$281,322
62 ($1,477)$921$556$280,767
63 ($1,477)$920$557$280,209
64 ($1,477)$918$559$279,650
65 ($1,477)$916$561$279,089
66 ($1,477)$914$563$278,526
67 ($1,477)$912$565$277,961
68 ($1,477)$910$567$277,394
69 ($1,477)$908$569$276,826
70 ($1,477)$907$570$276,255
71 ($1,477)$905$572$275,683
72 ($1,477)$903$574$275,109
Year 7 - 73 ($1,477)$901$576$274,533
74 ($1,477)$899$578$273,955
75 ($1,477)$897$580$273,375
76 ($1,477)$895$582$272,794
77 ($1,477)$893$584$272,210
78 ($1,477)$891$585$271,625
79 ($1,477)$890$587$271,037
80 ($1,477)$888$589$270,448
81 ($1,477)$886$591$269,857
82 ($1,477)$884$593$269,263
83 ($1,477)$882$595$268,668
84 ($1,477)$880$597$268,071
Year 8 - 85 ($1,477)$878$599$267,472
86 ($1,477)$876$601$266,871
87 ($1,477)$874$603$266,268
88 ($1,477)$872$605$265,663
89 ($1,477)$870$607$265,056
90 ($1,477)$868$609$264,447
91 ($1,477)$866$611$263,837
92 ($1,477)$864$613$263,224
93 ($1,477)$862$615$262,609
94 ($1,477)$860$617$261,992
95 ($1,477)$858$619$261,373
96 ($1,477)$856$621$260,752
Year 9 - 97 ($1,477)$854$623$260,129
98 ($1,477)$852$625$259,504
99 ($1,477)$850$627$258,877
100 ($1,477)$848$629$258,248
101 ($1,477)$846$631$257,616
102 ($1,477)$844$633$256,983
103 ($1,477)$842$635$256,348
104 ($1,477)$840$637$255,710
105 ($1,477)$837$640$255,071
106 ($1,477)$835$642$254,429
107 ($1,477)$833$644$253,785
108 ($1,477)$831$646$253,140
Year 10 - 109 ($1,477)$829$648$252,492
110 ($1,477)$827$650$251,842
111 ($1,477)$825$652$251,189
112 ($1,477)$823$654$250,535
113 ($1,477)$821$656$249,879
114 ($1,477)$818$659$249,220
115 ($1,477)$816$661$248,559
116 ($1,477)$814$663$247,896
117 ($1,477)$812$665$247,231
118 ($1,477)$810$667$246,564
119 ($1,477)$807$669$245,894
120 ($1,477)$805$672$245,223
Year 11 - 121 ($1,477)$803$674$244,549
122 ($1,477)$801$676$243,873
123 ($1,477)$799$678$243,195
124 ($1,477)$796$681$242,514
125 ($1,477)$794$683$241,831
126 ($1,477)$792$685$241,146
127 ($1,477)$790$687$240,459
128 ($1,477)$788$689$239,770
129 ($1,477)$785$692$239,078
130 ($1,477)$783$694$238,384
131 ($1,477)$781$696$237,688
132 ($1,477)$778$699$236,989
Year 12 - 133 ($1,477)$776$701$236,288
134 ($1,477)$774$703$235,585
135 ($1,477)$772$705$234,880
136 ($1,477)$769$708$234,172
137 ($1,477)$767$710$233,462
138 ($1,477)$765$712$232,750
139 ($1,477)$762$715$232,035
140 ($1,477)$760$717$231,318
141 ($1,477)$758$719$230,598
142 ($1,477)$755$722$229,877
143 ($1,477)$753$724$229,152
144 ($1,477)$750$726$228,426
Year 13 - 145 ($1,477)$748$729$227,697
146 ($1,477)$746$731$226,966
147 ($1,477)$743$734$226,232
148 ($1,477)$741$736$225,496
149 ($1,477)$738$738$224,758
150 ($1,477)$736$741$224,017
151 ($1,477)$734$743$223,273
152 ($1,477)$731$746$222,528
153 ($1,477)$729$748$221,779
154 ($1,477)$726$751$221,029
155 ($1,477)$724$753$220,276
156 ($1,477)$721$756$219,520
Year 14 - 157 ($1,477)$719$758$218,762
158 ($1,477)$716$761$218,002
159 ($1,477)$714$763$217,239
160 ($1,477)$711$766$216,473
161 ($1,477)$709$768$215,705
162 ($1,477)$706$771$214,934
163 ($1,477)$704$773$214,161
164 ($1,477)$701$776$213,386
165 ($1,477)$699$778$212,608
166 ($1,477)$696$781$211,827
167 ($1,477)$694$783$211,044
168 ($1,477)$691$786$210,258
Year 15 - 169 ($1,477)$689$788$209,470
170 ($1,477)$686$791$208,679
171 ($1,477)$683$794$207,885
172 ($1,477)$681$796$207,089
173 ($1,477)$678$799$206,290
174 ($1,477)$676$801$205,489
175 ($1,477)$673$804$204,685
176 ($1,477)$670$807$203,878
177 ($1,477)$668$809$203,069
178 ($1,477)$665$812$202,257
179 ($1,477)$662$815$201,442
180 ($1,477)$660$817$200,625
Year 16 - 181 ($1,477)$657$820$199,805
182 ($1,477)$654$823$198,983
183 ($1,477)$652$825$198,157
184 ($1,477)$649$828$197,329
185 ($1,477)$646$831$196,499
186 ($1,477)$644$833$195,665
187 ($1,477)$641$836$194,829
188 ($1,477)$638$839$193,990
189 ($1,477)$635$842$193,148
190 ($1,477)$633$844$192,304
191 ($1,477)$630$847$191,457
192 ($1,477)$627$850$190,607
Year 17 - 193 ($1,477)$624$853$189,754
194 ($1,477)$621$856$188,899
195 ($1,477)$619$858$188,040
196 ($1,477)$616$861$187,179
197 ($1,477)$613$864$186,315
198 ($1,477)$610$867$185,448
199 ($1,477)$607$870$184,579
200 ($1,477)$604$872$183,706
201 ($1,477)$602$875$182,831
202 ($1,477)$599$878$181,953
203 ($1,477)$596$881$181,072
204 ($1,477)$593$884$180,188
Year 18 - 205 ($1,477)$590$887$179,301
206 ($1,477)$587$890$178,411
207 ($1,477)$584$893$177,518
208 ($1,477)$581$896$176,623
209 ($1,477)$578$899$175,724
210 ($1,477)$575$901$174,823
211 ($1,477)$573$904$173,918
212 ($1,477)$570$907$173,011
213 ($1,477)$567$910$172,101
214 ($1,477)$564$913$171,187
215 ($1,477)$561$916$170,271
216 ($1,477)$558$919$169,352
Year 19 - 217 ($1,477)$555$922$168,429
218 ($1,477)$552$925$167,504
219 ($1,477)$549$928$166,576
220 ($1,477)$546$931$165,644
221 ($1,477)$542$934$164,710
222 ($1,477)$539$938$163,772
223 ($1,477)$536$941$162,831
224 ($1,477)$533$944$161,888
225 ($1,477)$530$947$160,941
226 ($1,477)$527$950$159,991
227 ($1,477)$524$953$159,038
228 ($1,477)$521$956$158,082
Year 20 - 229 ($1,477)$518$959$157,123
230 ($1,477)$515$962$156,160
231 ($1,477)$511$966$155,195
232 ($1,477)$508$969$154,226
233 ($1,477)$505$972$153,254
234 ($1,477)$502$975$152,279
235 ($1,477)$499$978$151,301
236 ($1,477)$496$981$150,319
237 ($1,477)$492$985$149,335
238 ($1,477)$489$988$148,347
239 ($1,477)$486$991$147,356
240 ($1,477)$483$994$146,361
Year 21 - 241 ($1,477)$479$998$145,364
242 ($1,477)$476$1,001$144,363
243 ($1,477)$473$1,004$143,359
244 ($1,477)$469$1,007$142,351
245 ($1,477)$466$1,011$141,340
246 ($1,477)$463$1,014$140,326
247 ($1,477)$460$1,017$139,309
248 ($1,477)$456$1,021$138,288
249 ($1,477)$453$1,024$137,264
250 ($1,477)$450$1,027$136,237
251 ($1,477)$446$1,031$135,206
252 ($1,477)$443$1,034$134,172
Year 22 - 253 ($1,477)$439$1,038$133,134
254 ($1,477)$436$1,041$132,093
255 ($1,477)$433$1,044$131,049
256 ($1,477)$429$1,048$130,001
257 ($1,477)$426$1,051$128,950
258 ($1,477)$422$1,055$127,895
259 ($1,477)$419$1,058$126,837
260 ($1,477)$415$1,062$125,775
261 ($1,477)$412$1,065$124,710
262 ($1,477)$408$1,069$123,642
263 ($1,477)$405$1,072$122,570
264 ($1,477)$401$1,076$121,494
Year 23 - 265 ($1,477)$398$1,079$120,415
266 ($1,477)$394$1,083$119,332
267 ($1,477)$391$1,086$118,246
268 ($1,477)$387$1,090$117,157
269 ($1,477)$384$1,093$116,063
270 ($1,477)$380$1,097$114,966
271 ($1,477)$377$1,100$113,866
272 ($1,477)$373$1,104$112,762
273 ($1,477)$369$1,108$111,654
274 ($1,477)$366$1,111$110,543
275 ($1,477)$362$1,115$109,428
276 ($1,477)$358$1,119$108,309
Year 24 - 277 ($1,477)$355$1,122$107,187
278 ($1,477)$351$1,126$106,061
279 ($1,477)$347$1,130$104,932
280 ($1,477)$344$1,133$103,798
281 ($1,477)$340$1,137$102,661
282 ($1,477)$336$1,141$101,520
283 ($1,477)$332$1,144$100,376
284 ($1,477)$329$1,148$99,228
285 ($1,477)$325$1,152$98,076
286 ($1,477)$321$1,156$96,920
287 ($1,477)$317$1,160$95,760
288 ($1,477)$314$1,163$94,597
Year 25 - 289 ($1,477)$310$1,167$93,430
290 ($1,477)$306$1,171$92,259
291 ($1,477)$302$1,175$91,084
292 ($1,477)$298$1,179$89,905
293 ($1,477)$294$1,183$88,723
294 ($1,477)$291$1,186$87,536
295 ($1,477)$287$1,190$86,346
296 ($1,477)$283$1,194$85,152
297 ($1,477)$279$1,198$83,954
298 ($1,477)$275$1,202$82,752
299 ($1,477)$271$1,206$81,546
300 ($1,477)$267$1,210$80,336
Year 26 - 301 ($1,477)$263$1,214$79,122
302 ($1,477)$259$1,218$77,904
303 ($1,477)$255$1,222$76,682
304 ($1,477)$251$1,226$75,457
305 ($1,477)$247$1,230$74,227
306 ($1,477)$243$1,234$72,993
307 ($1,477)$239$1,238$71,755
308 ($1,477)$235$1,242$70,513
309 ($1,477)$231$1,246$69,267
310 ($1,477)$227$1,250$68,017
311 ($1,477)$223$1,254$66,763
312 ($1,477)$219$1,258$65,504
Year 27 - 313 ($1,477)$215$1,262$64,242
314 ($1,477)$210$1,267$62,975
315 ($1,477)$206$1,271$61,704
316 ($1,477)$202$1,275$60,430
317 ($1,477)$198$1,279$59,151
318 ($1,477)$194$1,283$57,867
319 ($1,477)$190$1,287$56,580
320 ($1,477)$185$1,292$55,288
321 ($1,477)$181$1,296$53,992
322 ($1,477)$177$1,300$52,692
323 ($1,477)$173$1,304$51,388
324 ($1,477)$168$1,309$50,079
Year 28 - 325 ($1,477)$164$1,313$48,766
326 ($1,477)$160$1,317$47,449
327 ($1,477)$155$1,322$46,127
328 ($1,477)$151$1,326$44,801
329 ($1,477)$147$1,330$43,471
330 ($1,477)$142$1,335$42,136
331 ($1,477)$138$1,339$40,797
332 ($1,477)$134$1,343$39,454
333 ($1,477)$129$1,348$38,106
334 ($1,477)$125$1,352$36,754
335 ($1,477)$120$1,357$35,398
336 ($1,477)$116$1,361$34,037
Year 29 - 337 ($1,477)$111$1,366$32,671
338 ($1,477)$107$1,370$31,301
339 ($1,477)$103$1,374$29,927
340 ($1,477)$98$1,379$28,548
341 ($1,477)$93$1,383$27,164
342 ($1,477)$89$1,388$25,776
343 ($1,477)$84$1,393$24,384
344 ($1,477)$80$1,397$22,986
345 ($1,477)$75$1,402$21,585
346 ($1,477)$71$1,406$20,178
347 ($1,477)$66$1,411$18,768
348 ($1,477)$61$1,416$17,352
Year 30 - 349 ($1,477)$57$1,420$15,932
350 ($1,477)$52$1,425$14,507
351 ($1,477)$48$1,429$13,078
352 ($1,477)$43$1,434$11,644
353 ($1,477)$38$1,439$10,205
354 ($1,477)$33$1,444$8,761
355 ($1,477)$29$1,448$7,313
356 ($1,477)$24$1,453$5,860
357 ($1,477)$19$1,458$4,402
358 ($1,477)$14$1,463$2,939
359 ($1,477)$10$1,467$1,472
360 ($1,477)$5$1,472$0
TOTALS$219,710$312,000$531,710

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.