« Back to all home prices

Mortgage Payment Schedule for a $402,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($80,400) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,513 360 $223,153 $544,753

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $402,000
Down Payment $80,400$321,600
Year 1 - 1 ($1,513)$1,040$473$321,127
2 ($1,513)$1,038$475$320,652
3 ($1,513)$1,037$476$320,175
4 ($1,513)$1,035$478$319,697
5 ($1,513)$1,034$480$319,218
6 ($1,513)$1,032$481$318,737
7 ($1,513)$1,031$483$318,254
8 ($1,513)$1,029$484$317,770
9 ($1,513)$1,027$486$317,284
10 ($1,513)$1,026$487$316,797
11 ($1,513)$1,024$489$316,308
12 ($1,513)$1,023$490$315,818
Year 2 - 13 ($1,513)$1,021$492$315,325
14 ($1,513)$1,020$494$314,832
15 ($1,513)$1,018$495$314,337
16 ($1,513)$1,016$497$313,840
17 ($1,513)$1,015$498$313,341
18 ($1,513)$1,013$500$312,841
19 ($1,513)$1,012$502$312,340
20 ($1,513)$1,010$503$311,836
21 ($1,513)$1,008$505$311,331
22 ($1,513)$1,007$507$310,825
23 ($1,513)$1,005$508$310,317
24 ($1,513)$1,003$510$309,807
Year 3 - 25 ($1,513)$1,002$511$309,295
26 ($1,513)$1,000$513$308,782
27 ($1,513)$998$515$308,267
28 ($1,513)$997$516$307,751
29 ($1,513)$995$518$307,233
30 ($1,513)$993$520$306,713
31 ($1,513)$992$521$306,191
32 ($1,513)$990$523$305,668
33 ($1,513)$988$525$305,143
34 ($1,513)$987$527$304,617
35 ($1,513)$985$528$304,088
36 ($1,513)$983$530$303,558
Year 4 - 37 ($1,513)$982$532$303,027
38 ($1,513)$980$533$302,493
39 ($1,513)$978$535$301,958
40 ($1,513)$976$537$301,421
41 ($1,513)$975$539$300,883
42 ($1,513)$973$540$300,342
43 ($1,513)$971$542$299,800
44 ($1,513)$969$544$299,256
45 ($1,513)$968$546$298,711
46 ($1,513)$966$547$298,163
47 ($1,513)$964$549$297,614
48 ($1,513)$962$551$297,063
Year 5 - 49 ($1,513)$961$553$296,511
50 ($1,513)$959$554$295,956
51 ($1,513)$957$556$295,400
52 ($1,513)$955$558$294,842
53 ($1,513)$953$560$294,282
54 ($1,513)$952$562$293,720
55 ($1,513)$950$564$293,157
56 ($1,513)$948$565$292,591
57 ($1,513)$946$567$292,024
58 ($1,513)$944$569$291,455
59 ($1,513)$942$571$290,884
60 ($1,513)$941$573$290,312
Year 6 - 61 ($1,513)$939$575$289,737
62 ($1,513)$937$576$289,161
63 ($1,513)$935$578$288,583
64 ($1,513)$933$580$288,002
65 ($1,513)$931$582$287,420
66 ($1,513)$929$584$286,837
67 ($1,513)$927$586$286,251
68 ($1,513)$926$588$285,663
69 ($1,513)$924$590$285,074
70 ($1,513)$922$591$284,482
71 ($1,513)$920$593$283,889
72 ($1,513)$918$595$283,293
Year 7 - 73 ($1,513)$916$597$282,696
74 ($1,513)$914$599$282,097
75 ($1,513)$912$601$281,496
76 ($1,513)$910$603$280,893
77 ($1,513)$908$605$280,288
78 ($1,513)$906$607$279,681
79 ($1,513)$904$609$279,072
80 ($1,513)$902$611$278,461
81 ($1,513)$900$613$277,848
82 ($1,513)$898$615$277,234
83 ($1,513)$896$617$276,617
84 ($1,513)$894$619$275,998
Year 8 - 85 ($1,513)$892$621$275,377
86 ($1,513)$890$623$274,754
87 ($1,513)$888$625$274,130
88 ($1,513)$886$627$273,503
89 ($1,513)$884$629$272,874
90 ($1,513)$882$631$272,243
91 ($1,513)$880$633$271,610
92 ($1,513)$878$635$270,975
93 ($1,513)$876$637$270,338
94 ($1,513)$874$639$269,699
95 ($1,513)$872$641$269,058
96 ($1,513)$870$643$268,414
Year 9 - 97 ($1,513)$868$645$267,769
98 ($1,513)$866$647$267,122
99 ($1,513)$864$650$266,472
100 ($1,513)$862$652$265,821
101 ($1,513)$859$654$265,167
102 ($1,513)$857$656$264,511
103 ($1,513)$855$658$263,853
104 ($1,513)$853$660$263,193
105 ($1,513)$851$662$262,531
106 ($1,513)$849$664$261,866
107 ($1,513)$847$667$261,200
108 ($1,513)$845$669$260,531
Year 10 - 109 ($1,513)$842$671$259,860
110 ($1,513)$840$673$259,187
111 ($1,513)$838$675$258,512
112 ($1,513)$836$677$257,835
113 ($1,513)$834$680$257,155
114 ($1,513)$831$682$256,474
115 ($1,513)$829$684$255,790
116 ($1,513)$827$686$255,104
117 ($1,513)$825$688$254,415
118 ($1,513)$823$691$253,725
119 ($1,513)$820$693$253,032
120 ($1,513)$818$695$252,337
Year 11 - 121 ($1,513)$816$697$251,639
122 ($1,513)$814$700$250,940
123 ($1,513)$811$702$250,238
124 ($1,513)$809$704$249,534
125 ($1,513)$807$706$248,828
126 ($1,513)$805$709$248,119
127 ($1,513)$802$711$247,408
128 ($1,513)$800$713$246,695
129 ($1,513)$798$716$245,979
130 ($1,513)$795$718$245,261
131 ($1,513)$793$720$244,541
132 ($1,513)$791$723$243,819
Year 12 - 133 ($1,513)$788$725$243,094
134 ($1,513)$786$727$242,366
135 ($1,513)$784$730$241,637
136 ($1,513)$781$732$240,905
137 ($1,513)$779$734$240,171
138 ($1,513)$777$737$239,434
139 ($1,513)$774$739$238,695
140 ($1,513)$772$741$237,954
141 ($1,513)$769$744$237,210
142 ($1,513)$767$746$236,464
143 ($1,513)$765$749$235,715
144 ($1,513)$762$751$234,964
Year 13 - 145 ($1,513)$760$753$234,210
146 ($1,513)$757$756$233,454
147 ($1,513)$755$758$232,696
148 ($1,513)$752$761$231,935
149 ($1,513)$750$763$231,172
150 ($1,513)$747$766$230,406
151 ($1,513)$745$768$229,638
152 ($1,513)$742$771$228,867
153 ($1,513)$740$773$228,094
154 ($1,513)$738$776$227,318
155 ($1,513)$735$778$226,540
156 ($1,513)$732$781$225,760
Year 14 - 157 ($1,513)$730$783$224,976
158 ($1,513)$727$786$224,191
159 ($1,513)$725$788$223,402
160 ($1,513)$722$791$222,611
161 ($1,513)$720$793$221,818
162 ($1,513)$717$796$221,022
163 ($1,513)$715$799$220,223
164 ($1,513)$712$801$219,422
165 ($1,513)$709$804$218,618
166 ($1,513)$707$806$217,812
167 ($1,513)$704$809$217,003
168 ($1,513)$702$812$216,192
Year 15 - 169 ($1,513)$699$814$215,377
170 ($1,513)$696$817$214,561
171 ($1,513)$694$819$213,741
172 ($1,513)$691$822$212,919
173 ($1,513)$688$825$212,094
174 ($1,513)$686$827$211,267
175 ($1,513)$683$830$210,437
176 ($1,513)$680$833$209,604
177 ($1,513)$678$835$208,768
178 ($1,513)$675$838$207,930
179 ($1,513)$672$841$207,089
180 ($1,513)$670$844$206,246
Year 16 - 181 ($1,513)$667$846$205,399
182 ($1,513)$664$849$204,550
183 ($1,513)$661$852$203,699
184 ($1,513)$659$855$202,844
185 ($1,513)$656$857$201,987
186 ($1,513)$653$860$201,127
187 ($1,513)$650$863$200,264
188 ($1,513)$648$866$199,398
189 ($1,513)$645$868$198,529
190 ($1,513)$642$871$197,658
191 ($1,513)$639$874$196,784
192 ($1,513)$636$877$195,907
Year 17 - 193 ($1,513)$633$880$195,027
194 ($1,513)$631$883$194,145
195 ($1,513)$628$885$193,259
196 ($1,513)$625$888$192,371
197 ($1,513)$622$891$191,480
198 ($1,513)$619$894$190,586
199 ($1,513)$616$897$189,689
200 ($1,513)$613$900$188,789
201 ($1,513)$610$903$187,886
202 ($1,513)$607$906$186,980
203 ($1,513)$605$909$186,072
204 ($1,513)$602$912$185,160
Year 18 - 205 ($1,513)$599$915$184,246
206 ($1,513)$596$917$183,328
207 ($1,513)$593$920$182,408
208 ($1,513)$590$923$181,484
209 ($1,513)$587$926$180,558
210 ($1,513)$584$929$179,628
211 ($1,513)$581$932$178,696
212 ($1,513)$578$935$177,761
213 ($1,513)$575$938$176,822
214 ($1,513)$572$941$175,881
215 ($1,513)$569$945$174,936
216 ($1,513)$566$948$173,989
Year 19 - 217 ($1,513)$563$951$173,038
218 ($1,513)$559$954$172,084
219 ($1,513)$556$957$171,127
220 ($1,513)$553$960$170,168
221 ($1,513)$550$963$169,205
222 ($1,513)$547$966$168,238
223 ($1,513)$544$969$167,269
224 ($1,513)$541$972$166,297
225 ($1,513)$538$976$165,321
226 ($1,513)$535$979$164,343
227 ($1,513)$531$982$163,361
228 ($1,513)$528$985$162,376
Year 20 - 229 ($1,513)$525$988$161,388
230 ($1,513)$522$991$160,396
231 ($1,513)$519$995$159,402
232 ($1,513)$515$998$158,404
233 ($1,513)$512$1,001$157,403
234 ($1,513)$509$1,004$156,399
235 ($1,513)$506$1,008$155,391
236 ($1,513)$502$1,011$154,380
237 ($1,513)$499$1,014$153,366
238 ($1,513)$496$1,017$152,349
239 ($1,513)$493$1,021$151,328
240 ($1,513)$489$1,024$150,304
Year 21 - 241 ($1,513)$486$1,027$149,277
242 ($1,513)$483$1,031$148,247
243 ($1,513)$479$1,034$147,213
244 ($1,513)$476$1,037$146,176
245 ($1,513)$473$1,041$145,135
246 ($1,513)$469$1,044$144,091
247 ($1,513)$466$1,047$143,044
248 ($1,513)$463$1,051$141,993
249 ($1,513)$459$1,054$140,939
250 ($1,513)$456$1,057$139,882
251 ($1,513)$452$1,061$138,821
252 ($1,513)$449$1,064$137,756
Year 22 - 253 ($1,513)$445$1,068$136,688
254 ($1,513)$442$1,071$135,617
255 ($1,513)$438$1,075$134,543
256 ($1,513)$435$1,078$133,464
257 ($1,513)$432$1,082$132,383
258 ($1,513)$428$1,085$131,298
259 ($1,513)$425$1,089$130,209
260 ($1,513)$421$1,092$129,117
261 ($1,513)$417$1,096$128,021
262 ($1,513)$414$1,099$126,922
263 ($1,513)$410$1,103$125,819
264 ($1,513)$407$1,106$124,712
Year 23 - 265 ($1,513)$403$1,110$123,602
266 ($1,513)$400$1,114$122,489
267 ($1,513)$396$1,117$121,372
268 ($1,513)$392$1,121$120,251
269 ($1,513)$389$1,124$119,127
270 ($1,513)$385$1,128$117,999
271 ($1,513)$382$1,132$116,867
272 ($1,513)$378$1,135$115,732
273 ($1,513)$374$1,139$114,593
274 ($1,513)$371$1,143$113,450
275 ($1,513)$367$1,146$112,304
276 ($1,513)$363$1,150$111,153
Year 24 - 277 ($1,513)$359$1,154$110,000
278 ($1,513)$356$1,158$108,842
279 ($1,513)$352$1,161$107,681
280 ($1,513)$348$1,165$106,516
281 ($1,513)$344$1,169$105,347
282 ($1,513)$341$1,173$104,174
283 ($1,513)$337$1,176$102,998
284 ($1,513)$333$1,180$101,818
285 ($1,513)$329$1,184$100,634
286 ($1,513)$325$1,188$99,446
287 ($1,513)$322$1,192$98,254
288 ($1,513)$318$1,196$97,059
Year 25 - 289 ($1,513)$314$1,199$95,859
290 ($1,513)$310$1,203$94,656
291 ($1,513)$306$1,207$93,449
292 ($1,513)$302$1,211$92,238
293 ($1,513)$298$1,215$91,023
294 ($1,513)$294$1,219$89,804
295 ($1,513)$290$1,223$88,581
296 ($1,513)$286$1,227$87,355
297 ($1,513)$282$1,231$86,124
298 ($1,513)$278$1,235$84,889
299 ($1,513)$274$1,239$83,650
300 ($1,513)$270$1,243$82,408
Year 26 - 301 ($1,513)$266$1,247$81,161
302 ($1,513)$262$1,251$79,910
303 ($1,513)$258$1,255$78,655
304 ($1,513)$254$1,259$77,396
305 ($1,513)$250$1,263$76,133
306 ($1,513)$246$1,267$74,866
307 ($1,513)$242$1,271$73,595
308 ($1,513)$238$1,275$72,320
309 ($1,513)$234$1,279$71,041
310 ($1,513)$230$1,284$69,757
311 ($1,513)$226$1,288$68,469
312 ($1,513)$221$1,292$67,178
Year 27 - 313 ($1,513)$217$1,296$65,882
314 ($1,513)$213$1,300$64,581
315 ($1,513)$209$1,304$63,277
316 ($1,513)$205$1,309$61,968
317 ($1,513)$200$1,313$60,656
318 ($1,513)$196$1,317$59,339
319 ($1,513)$192$1,321$58,017
320 ($1,513)$188$1,326$56,692
321 ($1,513)$183$1,330$55,362
322 ($1,513)$179$1,334$54,027
323 ($1,513)$175$1,339$52,689
324 ($1,513)$170$1,343$51,346
Year 28 - 325 ($1,513)$166$1,347$49,999
326 ($1,513)$162$1,352$48,647
327 ($1,513)$157$1,356$47,291
328 ($1,513)$153$1,360$45,931
329 ($1,513)$149$1,365$44,566
330 ($1,513)$144$1,369$43,197
331 ($1,513)$140$1,374$41,824
332 ($1,513)$135$1,378$40,446
333 ($1,513)$131$1,382$39,063
334 ($1,513)$126$1,387$37,677
335 ($1,513)$122$1,391$36,285
336 ($1,513)$117$1,396$34,889
Year 29 - 337 ($1,513)$113$1,400$33,489
338 ($1,513)$108$1,405$32,084
339 ($1,513)$104$1,409$30,675
340 ($1,513)$99$1,414$29,260
341 ($1,513)$95$1,419$27,842
342 ($1,513)$90$1,423$26,419
343 ($1,513)$85$1,428$24,991
344 ($1,513)$81$1,432$23,559
345 ($1,513)$76$1,437$22,122
346 ($1,513)$72$1,442$20,680
347 ($1,513)$67$1,446$19,234
348 ($1,513)$62$1,451$17,782
Year 30 - 349 ($1,513)$57$1,456$16,327
350 ($1,513)$53$1,460$14,866
351 ($1,513)$48$1,465$13,401
352 ($1,513)$43$1,470$11,931
353 ($1,513)$39$1,475$10,457
354 ($1,513)$34$1,479$8,977
355 ($1,513)$29$1,484$7,493
356 ($1,513)$24$1,489$6,004
357 ($1,513)$19$1,494$4,510
358 ($1,513)$15$1,499$3,012
359 ($1,513)$10$1,503$1,508
360 ($1,513)$5$1,508$0
TOTALS$223,153$321,600$544,753

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.