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Mortgage Payment Schedule for a $420,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($84,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,594 360 $238,000 $574,000

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $259 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $420,000
Down Payment $84,000$336,000
Year 1 - 1 ($1,594)$1,106$488$335,512
2 ($1,594)$1,104$490$335,022
3 ($1,594)$1,103$492$334,530
4 ($1,594)$1,101$493$334,037
5 ($1,594)$1,100$495$333,542
6 ($1,594)$1,098$497$333,045
7 ($1,594)$1,096$498$332,547
8 ($1,594)$1,095$500$332,047
9 ($1,594)$1,093$501$331,546
10 ($1,594)$1,091$503$331,043
11 ($1,594)$1,090$505$330,538
12 ($1,594)$1,088$506$330,031
Year 2 - 13 ($1,594)$1,086$508$329,523
14 ($1,594)$1,085$510$329,014
15 ($1,594)$1,083$511$328,502
16 ($1,594)$1,081$513$327,989
17 ($1,594)$1,080$515$327,474
18 ($1,594)$1,078$517$326,958
19 ($1,594)$1,076$518$326,439
20 ($1,594)$1,075$520$325,919
21 ($1,594)$1,073$522$325,398
22 ($1,594)$1,071$523$324,875
23 ($1,594)$1,069$525$324,349
24 ($1,594)$1,068$527$323,823
Year 3 - 25 ($1,594)$1,066$529$323,294
26 ($1,594)$1,064$530$322,764
27 ($1,594)$1,062$532$322,232
28 ($1,594)$1,061$534$321,698
29 ($1,594)$1,059$536$321,163
30 ($1,594)$1,057$537$320,625
31 ($1,594)$1,055$539$320,086
32 ($1,594)$1,054$541$319,545
33 ($1,594)$1,052$543$319,003
34 ($1,594)$1,050$544$318,458
35 ($1,594)$1,048$546$317,912
36 ($1,594)$1,046$548$317,364
Year 4 - 37 ($1,594)$1,045$550$316,814
38 ($1,594)$1,043$552$316,263
39 ($1,594)$1,041$553$315,709
40 ($1,594)$1,039$555$315,154
41 ($1,594)$1,037$557$314,597
42 ($1,594)$1,036$559$314,038
43 ($1,594)$1,034$561$313,477
44 ($1,594)$1,032$563$312,915
45 ($1,594)$1,030$564$312,350
46 ($1,594)$1,028$566$311,784
47 ($1,594)$1,026$568$311,216
48 ($1,594)$1,024$570$310,646
Year 5 - 49 ($1,594)$1,023$572$310,074
50 ($1,594)$1,021$574$309,500
51 ($1,594)$1,019$576$308,925
52 ($1,594)$1,017$578$308,347
53 ($1,594)$1,015$579$307,768
54 ($1,594)$1,013$581$307,186
55 ($1,594)$1,011$583$306,603
56 ($1,594)$1,009$585$306,018
57 ($1,594)$1,007$587$305,431
58 ($1,594)$1,005$589$304,842
59 ($1,594)$1,003$591$304,251
60 ($1,594)$1,001$593$303,658
Year 6 - 61 ($1,594)$1,000$595$303,063
62 ($1,594)$998$597$302,466
63 ($1,594)$996$599$301,867
64 ($1,594)$994$601$301,266
65 ($1,594)$992$603$300,663
66 ($1,594)$990$605$300,059
67 ($1,594)$988$607$299,452
68 ($1,594)$986$609$298,843
69 ($1,594)$984$611$298,232
70 ($1,594)$982$613$297,620
71 ($1,594)$980$615$297,005
72 ($1,594)$978$617$296,388
Year 7 - 73 ($1,594)$976$619$295,769
74 ($1,594)$974$621$295,148
75 ($1,594)$972$623$294,525
76 ($1,594)$969$625$293,900
77 ($1,594)$967$627$293,273
78 ($1,594)$965$629$292,644
79 ($1,594)$963$631$292,013
80 ($1,594)$961$633$291,380
81 ($1,594)$959$635$290,745
82 ($1,594)$957$637$290,107
83 ($1,594)$955$640$289,468
84 ($1,594)$953$642$288,826
Year 8 - 85 ($1,594)$951$644$288,182
86 ($1,594)$949$646$287,537
87 ($1,594)$946$648$286,889
88 ($1,594)$944$650$286,238
89 ($1,594)$942$652$285,586
90 ($1,594)$940$654$284,932
91 ($1,594)$938$657$284,275
92 ($1,594)$936$659$283,617
93 ($1,594)$934$661$282,956
94 ($1,594)$931$663$282,293
95 ($1,594)$929$665$281,627
96 ($1,594)$927$667$280,960
Year 9 - 97 ($1,594)$925$670$280,290
98 ($1,594)$923$672$279,619
99 ($1,594)$920$674$278,945
100 ($1,594)$918$676$278,268
101 ($1,594)$916$678$277,590
102 ($1,594)$914$681$276,909
103 ($1,594)$911$683$276,226
104 ($1,594)$909$685$275,541
105 ($1,594)$907$687$274,853
106 ($1,594)$905$690$274,164
107 ($1,594)$902$692$273,472
108 ($1,594)$900$694$272,777
Year 10 - 109 ($1,594)$898$697$272,081
110 ($1,594)$896$699$271,382
111 ($1,594)$893$701$270,681
112 ($1,594)$891$703$269,977
113 ($1,594)$889$706$269,272
114 ($1,594)$886$708$268,564
115 ($1,594)$884$710$267,853
116 ($1,594)$882$713$267,140
117 ($1,594)$879$715$266,425
118 ($1,594)$877$717$265,708
119 ($1,594)$875$720$264,988
120 ($1,594)$872$722$264,266
Year 11 - 121 ($1,594)$870$725$263,541
122 ($1,594)$867$727$262,814
123 ($1,594)$865$729$262,085
124 ($1,594)$863$732$261,353
125 ($1,594)$860$734$260,619
126 ($1,594)$858$737$259,882
127 ($1,594)$855$739$259,143
128 ($1,594)$853$741$258,402
129 ($1,594)$851$744$257,658
130 ($1,594)$848$746$256,912
131 ($1,594)$846$749$256,163
132 ($1,594)$843$751$255,412
Year 12 - 133 ($1,594)$841$754$254,658
134 ($1,594)$838$756$253,902
135 ($1,594)$836$759$253,143
136 ($1,594)$833$761$252,382
137 ($1,594)$831$764$251,618
138 ($1,594)$828$766$250,852
139 ($1,594)$826$769$250,083
140 ($1,594)$823$771$249,312
141 ($1,594)$821$774$248,538
142 ($1,594)$818$776$247,762
143 ($1,594)$816$779$246,983
144 ($1,594)$813$781$246,202
Year 13 - 145 ($1,594)$810$784$245,418
146 ($1,594)$808$787$244,631
147 ($1,594)$805$789$243,842
148 ($1,594)$803$792$243,050
149 ($1,594)$800$794$242,256
150 ($1,594)$797$797$241,459
151 ($1,594)$795$800$240,659
152 ($1,594)$792$802$239,857
153 ($1,594)$790$805$239,052
154 ($1,594)$787$808$238,244
155 ($1,594)$784$810$237,434
156 ($1,594)$782$813$236,621
Year 14 - 157 ($1,594)$779$816$235,806
158 ($1,594)$776$818$234,987
159 ($1,594)$773$821$234,166
160 ($1,594)$771$824$233,343
161 ($1,594)$768$826$232,516
162 ($1,594)$765$829$231,687
163 ($1,594)$763$832$230,855
164 ($1,594)$760$835$230,021
165 ($1,594)$757$837$229,184
166 ($1,594)$754$840$228,344
167 ($1,594)$752$843$227,501
168 ($1,594)$749$846$226,655
Year 15 - 169 ($1,594)$746$848$225,807
170 ($1,594)$743$851$224,956
171 ($1,594)$740$854$224,102
172 ($1,594)$738$857$223,245
173 ($1,594)$735$860$222,385
174 ($1,594)$732$862$221,523
175 ($1,594)$729$865$220,658
176 ($1,594)$726$868$219,790
177 ($1,594)$723$871$218,919
178 ($1,594)$721$874$218,045
179 ($1,594)$718$877$217,168
180 ($1,594)$715$880$216,288
Year 16 - 181 ($1,594)$712$882$215,406
182 ($1,594)$709$885$214,520
183 ($1,594)$706$888$213,632
184 ($1,594)$703$891$212,741
185 ($1,594)$700$894$211,847
186 ($1,594)$697$897$210,950
187 ($1,594)$694$900$210,050
188 ($1,594)$691$903$209,147
189 ($1,594)$688$906$208,241
190 ($1,594)$685$909$207,332
191 ($1,594)$682$912$206,420
192 ($1,594)$679$915$205,505
Year 17 - 193 ($1,594)$676$918$204,587
194 ($1,594)$673$921$203,666
195 ($1,594)$670$924$202,742
196 ($1,594)$667$927$201,814
197 ($1,594)$664$930$200,884
198 ($1,594)$661$933$199,951
199 ($1,594)$658$936$199,015
200 ($1,594)$655$939$198,075
201 ($1,594)$652$942$197,133
202 ($1,594)$649$946$196,187
203 ($1,594)$646$949$195,239
204 ($1,594)$643$952$194,287
Year 18 - 205 ($1,594)$640$955$193,332
206 ($1,594)$636$958$192,374
207 ($1,594)$633$961$191,413
208 ($1,594)$630$964$190,448
209 ($1,594)$627$968$189,481
210 ($1,594)$624$971$188,510
211 ($1,594)$621$974$187,536
212 ($1,594)$617$977$186,559
213 ($1,594)$614$980$185,579
214 ($1,594)$611$984$184,595
215 ($1,594)$608$987$183,608
216 ($1,594)$604$990$182,618
Year 19 - 217 ($1,594)$601$993$181,625
218 ($1,594)$598$997$180,628
219 ($1,594)$595$1,000$179,628
220 ($1,594)$591$1,003$178,625
221 ($1,594)$588$1,006$177,619
222 ($1,594)$585$1,010$176,609
223 ($1,594)$581$1,013$175,596
224 ($1,594)$578$1,016$174,580
225 ($1,594)$575$1,020$173,560
226 ($1,594)$571$1,023$172,537
227 ($1,594)$568$1,027$171,510
228 ($1,594)$565$1,030$170,480
Year 20 - 229 ($1,594)$561$1,033$169,447
230 ($1,594)$558$1,037$168,410
231 ($1,594)$554$1,040$167,370
232 ($1,594)$551$1,044$166,327
233 ($1,594)$547$1,047$165,280
234 ($1,594)$544$1,050$164,229
235 ($1,594)$541$1,054$163,175
236 ($1,594)$537$1,057$162,118
237 ($1,594)$534$1,061$161,057
238 ($1,594)$530$1,064$159,993
239 ($1,594)$527$1,068$158,925
240 ($1,594)$523$1,071$157,854
Year 21 - 241 ($1,594)$520$1,075$156,779
242 ($1,594)$516$1,078$155,701
243 ($1,594)$513$1,082$154,619
244 ($1,594)$509$1,085$153,533
245 ($1,594)$505$1,089$152,444
246 ($1,594)$502$1,093$151,351
247 ($1,594)$498$1,096$150,255
248 ($1,594)$495$1,100$149,155
249 ($1,594)$491$1,103$148,052
250 ($1,594)$487$1,107$146,945
251 ($1,594)$484$1,111$145,834
252 ($1,594)$480$1,114$144,720
Year 22 - 253 ($1,594)$476$1,118$143,602
254 ($1,594)$473$1,122$142,480
255 ($1,594)$469$1,125$141,354
256 ($1,594)$465$1,129$140,225
257 ($1,594)$462$1,133$139,092
258 ($1,594)$458$1,137$137,956
259 ($1,594)$454$1,140$136,815
260 ($1,594)$450$1,144$135,671
261 ($1,594)$447$1,148$134,523
262 ($1,594)$443$1,152$133,372
263 ($1,594)$439$1,155$132,216
264 ($1,594)$435$1,159$131,057
Year 23 - 265 ($1,594)$431$1,163$129,894
266 ($1,594)$428$1,167$128,727
267 ($1,594)$424$1,171$127,557
268 ($1,594)$420$1,175$126,382
269 ($1,594)$416$1,178$125,203
270 ($1,594)$412$1,182$124,021
271 ($1,594)$408$1,186$122,835
272 ($1,594)$404$1,190$121,645
273 ($1,594)$400$1,194$120,451
274 ($1,594)$396$1,198$119,253
275 ($1,594)$393$1,202$118,051
276 ($1,594)$389$1,206$116,845
Year 24 - 277 ($1,594)$385$1,210$115,635
278 ($1,594)$381$1,214$114,421
279 ($1,594)$377$1,218$113,204
280 ($1,594)$373$1,222$111,982
281 ($1,594)$369$1,226$110,756
282 ($1,594)$365$1,230$109,526
283 ($1,594)$361$1,234$108,292
284 ($1,594)$356$1,238$107,054
285 ($1,594)$352$1,242$105,812
286 ($1,594)$348$1,246$104,566
287 ($1,594)$344$1,250$103,316
288 ($1,594)$340$1,254$102,061
Year 25 - 289 ($1,594)$336$1,258$100,803
290 ($1,594)$332$1,263$99,540
291 ($1,594)$328$1,267$98,273
292 ($1,594)$323$1,271$97,003
293 ($1,594)$319$1,275$95,727
294 ($1,594)$315$1,279$94,448
295 ($1,594)$311$1,284$93,164
296 ($1,594)$307$1,288$91,877
297 ($1,594)$302$1,292$90,585
298 ($1,594)$298$1,296$89,288
299 ($1,594)$294$1,301$87,988
300 ($1,594)$290$1,305$86,683
Year 26 - 301 ($1,594)$285$1,309$85,374
302 ($1,594)$281$1,313$84,061
303 ($1,594)$277$1,318$82,743
304 ($1,594)$272$1,322$81,421
305 ($1,594)$268$1,326$80,094
306 ($1,594)$264$1,331$78,763
307 ($1,594)$259$1,335$77,428
308 ($1,594)$255$1,340$76,089
309 ($1,594)$250$1,344$74,745
310 ($1,594)$246$1,348$73,396
311 ($1,594)$242$1,353$72,043
312 ($1,594)$237$1,357$70,686
Year 27 - 313 ($1,594)$233$1,362$69,324
314 ($1,594)$228$1,366$67,958
315 ($1,594)$224$1,371$66,587
316 ($1,594)$219$1,375$65,212
317 ($1,594)$215$1,380$63,832
318 ($1,594)$210$1,384$62,448
319 ($1,594)$206$1,389$61,059
320 ($1,594)$201$1,393$59,666
321 ($1,594)$196$1,398$58,268
322 ($1,594)$192$1,403$56,865
323 ($1,594)$187$1,407$55,458
324 ($1,594)$183$1,412$54,046
Year 28 - 325 ($1,594)$178$1,417$52,629
326 ($1,594)$173$1,421$51,208
327 ($1,594)$169$1,426$49,782
328 ($1,594)$164$1,431$48,352
329 ($1,594)$159$1,435$46,916
330 ($1,594)$154$1,440$45,476
331 ($1,594)$150$1,445$44,032
332 ($1,594)$145$1,450$42,582
333 ($1,594)$140$1,454$41,128
334 ($1,594)$135$1,459$39,669
335 ($1,594)$131$1,464$38,205
336 ($1,594)$126$1,469$36,736
Year 29 - 337 ($1,594)$121$1,474$35,263
338 ($1,594)$116$1,478$33,784
339 ($1,594)$111$1,483$32,301
340 ($1,594)$106$1,488$30,813
341 ($1,594)$101$1,493$29,320
342 ($1,594)$97$1,498$27,822
343 ($1,594)$92$1,503$26,319
344 ($1,594)$87$1,508$24,811
345 ($1,594)$82$1,513$23,298
346 ($1,594)$77$1,518$21,781
347 ($1,594)$72$1,523$20,258
348 ($1,594)$67$1,528$18,730
Year 30 - 349 ($1,594)$62$1,533$17,197
350 ($1,594)$57$1,538$15,660
351 ($1,594)$52$1,543$14,117
352 ($1,594)$46$1,548$12,569
353 ($1,594)$41$1,553$11,016
354 ($1,594)$36$1,558$9,457
355 ($1,594)$31$1,563$7,894
356 ($1,594)$26$1,568$6,326
357 ($1,594)$21$1,574$4,752
358 ($1,594)$16$1,579$3,173
359 ($1,594)$10$1,584$1,589
360 ($1,594)$5$1,589$0
TOTALS$238,000$336,000$574,000

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.