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Mortgage Payment Schedule for a $420,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($84,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,571 360 $229,690 $565,690

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $690 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
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Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $420,000
Down Payment $84,000$336,000
Year 1 - 1 ($1,571)$1,072$499$335,501
2 ($1,571)$1,071$501$335,000
3 ($1,571)$1,069$502$334,498
4 ($1,571)$1,068$504$333,995
5 ($1,571)$1,066$505$333,489
6 ($1,571)$1,064$507$332,982
7 ($1,571)$1,063$509$332,474
8 ($1,571)$1,061$510$331,963
9 ($1,571)$1,060$512$331,452
10 ($1,571)$1,058$513$330,938
11 ($1,571)$1,056$515$330,423
12 ($1,571)$1,055$517$329,906
Year 2 - 13 ($1,571)$1,053$518$329,388
14 ($1,571)$1,051$520$328,868
15 ($1,571)$1,050$522$328,346
16 ($1,571)$1,048$523$327,823
17 ($1,571)$1,046$525$327,298
18 ($1,571)$1,045$527$326,771
19 ($1,571)$1,043$528$326,242
20 ($1,571)$1,041$530$325,712
21 ($1,571)$1,040$532$325,181
22 ($1,571)$1,038$533$324,647
23 ($1,571)$1,036$535$324,112
24 ($1,571)$1,034$537$323,575
Year 3 - 25 ($1,571)$1,033$539$323,036
26 ($1,571)$1,031$540$322,496
27 ($1,571)$1,029$542$321,954
28 ($1,571)$1,028$544$321,410
29 ($1,571)$1,026$546$320,865
30 ($1,571)$1,024$547$320,317
31 ($1,571)$1,022$549$319,768
32 ($1,571)$1,021$551$319,218
33 ($1,571)$1,019$553$318,665
34 ($1,571)$1,017$554$318,111
35 ($1,571)$1,015$556$317,555
36 ($1,571)$1,014$558$316,997
Year 4 - 37 ($1,571)$1,012$560$316,437
38 ($1,571)$1,010$561$315,876
39 ($1,571)$1,008$563$315,313
40 ($1,571)$1,006$565$314,748
41 ($1,571)$1,005$567$314,181
42 ($1,571)$1,003$569$313,612
43 ($1,571)$1,001$570$313,042
44 ($1,571)$999$572$312,470
45 ($1,571)$997$574$311,896
46 ($1,571)$995$576$311,320
47 ($1,571)$994$578$310,742
48 ($1,571)$992$580$310,162
Year 5 - 49 ($1,571)$990$581$309,581
50 ($1,571)$988$583$308,998
51 ($1,571)$986$585$308,413
52 ($1,571)$984$587$307,826
53 ($1,571)$982$589$307,237
54 ($1,571)$981$591$306,646
55 ($1,571)$979$593$306,053
56 ($1,571)$977$595$305,459
57 ($1,571)$975$596$304,862
58 ($1,571)$973$598$304,264
59 ($1,571)$971$600$303,664
60 ($1,571)$969$602$303,061
Year 6 - 61 ($1,571)$967$604$302,457
62 ($1,571)$965$606$301,851
63 ($1,571)$963$608$301,243
64 ($1,571)$961$610$300,634
65 ($1,571)$960$612$300,022
66 ($1,571)$958$614$299,408
67 ($1,571)$956$616$298,792
68 ($1,571)$954$618$298,174
69 ($1,571)$952$620$297,555
70 ($1,571)$950$622$296,933
71 ($1,571)$948$624$296,309
72 ($1,571)$946$626$295,684
Year 7 - 73 ($1,571)$944$628$295,056
74 ($1,571)$942$630$294,427
75 ($1,571)$940$632$293,795
76 ($1,571)$938$634$293,161
77 ($1,571)$936$636$292,526
78 ($1,571)$934$638$291,888
79 ($1,571)$932$640$291,248
80 ($1,571)$930$642$290,606
81 ($1,571)$928$644$289,962
82 ($1,571)$925$646$289,317
83 ($1,571)$923$648$288,669
84 ($1,571)$921$650$288,019
Year 8 - 85 ($1,571)$919$652$287,366
86 ($1,571)$917$654$286,712
87 ($1,571)$915$656$286,056
88 ($1,571)$913$658$285,398
89 ($1,571)$911$660$284,737
90 ($1,571)$909$663$284,075
91 ($1,571)$907$665$283,410
92 ($1,571)$905$667$282,743
93 ($1,571)$902$669$282,074
94 ($1,571)$900$671$281,403
95 ($1,571)$898$673$280,730
96 ($1,571)$896$675$280,054
Year 9 - 97 ($1,571)$894$678$279,377
98 ($1,571)$892$680$278,697
99 ($1,571)$890$682$278,015
100 ($1,571)$887$684$277,331
101 ($1,571)$885$686$276,645
102 ($1,571)$883$688$275,957
103 ($1,571)$881$691$275,266
104 ($1,571)$879$693$274,573
105 ($1,571)$876$695$273,878
106 ($1,571)$874$697$273,181
107 ($1,571)$872$699$272,482
108 ($1,571)$870$702$271,780
Year 10 - 109 ($1,571)$867$704$271,076
110 ($1,571)$865$706$270,370
111 ($1,571)$863$708$269,661
112 ($1,571)$861$711$268,951
113 ($1,571)$858$713$268,238
114 ($1,571)$856$715$267,523
115 ($1,571)$854$718$266,805
116 ($1,571)$852$720$266,085
117 ($1,571)$849$722$265,363
118 ($1,571)$847$724$264,639
119 ($1,571)$845$727$263,912
120 ($1,571)$842$729$263,183
Year 11 - 121 ($1,571)$840$731$262,452
122 ($1,571)$838$734$261,718
123 ($1,571)$835$736$260,982
124 ($1,571)$833$738$260,243
125 ($1,571)$831$741$259,503
126 ($1,571)$828$743$258,760
127 ($1,571)$826$745$258,014
128 ($1,571)$823$748$257,266
129 ($1,571)$821$750$256,516
130 ($1,571)$819$753$255,763
131 ($1,571)$816$755$255,008
132 ($1,571)$814$757$254,251
Year 12 - 133 ($1,571)$811$760$253,491
134 ($1,571)$809$762$252,729
135 ($1,571)$807$765$251,964
136 ($1,571)$804$767$251,197
137 ($1,571)$802$770$250,427
138 ($1,571)$799$772$249,655
139 ($1,571)$797$775$248,881
140 ($1,571)$794$777$248,103
141 ($1,571)$792$779$247,324
142 ($1,571)$789$782$246,542
143 ($1,571)$787$784$245,758
144 ($1,571)$784$787$244,971
Year 13 - 145 ($1,571)$782$789$244,181
146 ($1,571)$779$792$243,389
147 ($1,571)$777$795$242,594
148 ($1,571)$774$797$241,797
149 ($1,571)$772$800$240,998
150 ($1,571)$769$802$240,196
151 ($1,571)$767$805$239,391
152 ($1,571)$764$807$238,584
153 ($1,571)$761$810$237,774
154 ($1,571)$759$812$236,961
155 ($1,571)$756$815$236,146
156 ($1,571)$754$818$235,329
Year 14 - 157 ($1,571)$751$820$234,508
158 ($1,571)$748$823$233,685
159 ($1,571)$746$826$232,860
160 ($1,571)$743$828$232,032
161 ($1,571)$741$831$231,201
162 ($1,571)$738$833$230,367
163 ($1,571)$735$836$229,531
164 ($1,571)$733$839$228,693
165 ($1,571)$730$841$227,851
166 ($1,571)$727$844$227,007
167 ($1,571)$725$847$226,160
168 ($1,571)$722$850$225,311
Year 15 - 169 ($1,571)$719$852$224,458
170 ($1,571)$716$855$223,603
171 ($1,571)$714$858$222,746
172 ($1,571)$711$860$221,885
173 ($1,571)$708$863$221,022
174 ($1,571)$705$866$220,156
175 ($1,571)$703$869$219,287
176 ($1,571)$700$871$218,416
177 ($1,571)$697$874$217,542
178 ($1,571)$694$877$216,665
179 ($1,571)$692$880$215,785
180 ($1,571)$689$883$214,902
Year 16 - 181 ($1,571)$686$885$214,017
182 ($1,571)$683$888$213,128
183 ($1,571)$680$891$212,237
184 ($1,571)$677$894$211,343
185 ($1,571)$675$897$210,447
186 ($1,571)$672$900$209,547
187 ($1,571)$669$903$208,644
188 ($1,571)$666$905$207,739
189 ($1,571)$663$908$206,831
190 ($1,571)$660$911$205,919
191 ($1,571)$657$914$205,005
192 ($1,571)$654$917$204,088
Year 17 - 193 ($1,571)$651$920$203,168
194 ($1,571)$648$923$202,245
195 ($1,571)$645$926$201,319
196 ($1,571)$643$929$200,391
197 ($1,571)$640$932$199,459
198 ($1,571)$637$935$198,524
199 ($1,571)$634$938$197,586
200 ($1,571)$631$941$196,646
201 ($1,571)$628$944$195,702
202 ($1,571)$625$947$194,755
203 ($1,571)$622$950$193,805
204 ($1,571)$619$953$192,853
Year 18 - 205 ($1,571)$616$956$191,897
206 ($1,571)$612$959$190,938
207 ($1,571)$609$962$189,976
208 ($1,571)$606$965$189,011
209 ($1,571)$603$968$188,043
210 ($1,571)$600$971$187,072
211 ($1,571)$597$974$186,097
212 ($1,571)$594$977$185,120
213 ($1,571)$591$981$184,139
214 ($1,571)$588$984$183,156
215 ($1,571)$585$987$182,169
216 ($1,571)$581$990$181,179
Year 19 - 217 ($1,571)$578$993$180,186
218 ($1,571)$575$996$179,190
219 ($1,571)$572$999$178,190
220 ($1,571)$569$1,003$177,188
221 ($1,571)$566$1,006$176,182
222 ($1,571)$562$1,009$175,173
223 ($1,571)$559$1,012$174,160
224 ($1,571)$556$1,015$173,145
225 ($1,571)$553$1,019$172,126
226 ($1,571)$549$1,022$171,104
227 ($1,571)$546$1,025$170,079
228 ($1,571)$543$1,029$169,050
Year 20 - 229 ($1,571)$540$1,032$168,019
230 ($1,571)$536$1,035$166,983
231 ($1,571)$533$1,038$165,945
232 ($1,571)$530$1,042$164,903
233 ($1,571)$526$1,045$163,858
234 ($1,571)$523$1,048$162,810
235 ($1,571)$520$1,052$161,758
236 ($1,571)$516$1,055$160,703
237 ($1,571)$513$1,058$159,645
238 ($1,571)$510$1,062$158,583
239 ($1,571)$506$1,065$157,518
240 ($1,571)$503$1,069$156,449
Year 21 - 241 ($1,571)$499$1,072$155,377
242 ($1,571)$496$1,075$154,301
243 ($1,571)$492$1,079$153,223
244 ($1,571)$489$1,082$152,140
245 ($1,571)$486$1,086$151,055
246 ($1,571)$482$1,089$149,965
247 ($1,571)$479$1,093$148,873
248 ($1,571)$475$1,096$147,776
249 ($1,571)$472$1,100$146,677
250 ($1,571)$468$1,103$145,573
251 ($1,571)$465$1,107$144,467
252 ($1,571)$461$1,110$143,356
Year 22 - 253 ($1,571)$458$1,114$142,243
254 ($1,571)$454$1,117$141,125
255 ($1,571)$450$1,121$140,004
256 ($1,571)$447$1,125$138,880
257 ($1,571)$443$1,128$137,752
258 ($1,571)$440$1,132$136,620
259 ($1,571)$436$1,135$135,485
260 ($1,571)$432$1,139$134,346
261 ($1,571)$429$1,143$133,203
262 ($1,571)$425$1,146$132,057
263 ($1,571)$421$1,150$130,907
264 ($1,571)$418$1,154$129,753
Year 23 - 265 ($1,571)$414$1,157$128,596
266 ($1,571)$410$1,161$127,435
267 ($1,571)$407$1,165$126,271
268 ($1,571)$403$1,168$125,102
269 ($1,571)$399$1,172$123,930
270 ($1,571)$396$1,176$122,754
271 ($1,571)$392$1,180$121,575
272 ($1,571)$388$1,183$120,392
273 ($1,571)$384$1,187$119,204
274 ($1,571)$380$1,191$118,014
275 ($1,571)$377$1,195$116,819
276 ($1,571)$373$1,199$115,620
Year 24 - 277 ($1,571)$369$1,202$114,418
278 ($1,571)$365$1,206$113,212
279 ($1,571)$361$1,210$112,002
280 ($1,571)$357$1,214$110,788
281 ($1,571)$354$1,218$109,570
282 ($1,571)$350$1,222$108,348
283 ($1,571)$346$1,226$107,123
284 ($1,571)$342$1,229$105,893
285 ($1,571)$338$1,233$104,660
286 ($1,571)$334$1,237$103,423
287 ($1,571)$330$1,241$102,182
288 ($1,571)$326$1,245$100,936
Year 25 - 289 ($1,571)$322$1,249$99,687
290 ($1,571)$318$1,253$98,434
291 ($1,571)$314$1,257$97,177
292 ($1,571)$310$1,261$95,915
293 ($1,571)$306$1,265$94,650
294 ($1,571)$302$1,269$93,381
295 ($1,571)$298$1,273$92,108
296 ($1,571)$294$1,277$90,830
297 ($1,571)$290$1,281$89,549
298 ($1,571)$286$1,286$88,263
299 ($1,571)$282$1,290$86,974
300 ($1,571)$278$1,294$85,680
Year 26 - 301 ($1,571)$273$1,298$84,382
302 ($1,571)$269$1,302$83,080
303 ($1,571)$265$1,306$81,774
304 ($1,571)$261$1,310$80,463
305 ($1,571)$257$1,315$79,149
306 ($1,571)$253$1,319$77,830
307 ($1,571)$248$1,323$76,507
308 ($1,571)$244$1,327$75,180
309 ($1,571)$240$1,331$73,849
310 ($1,571)$236$1,336$72,513
311 ($1,571)$231$1,340$71,173
312 ($1,571)$227$1,344$69,829
Year 27 - 313 ($1,571)$223$1,348$68,480
314 ($1,571)$219$1,353$67,127
315 ($1,571)$214$1,357$65,770
316 ($1,571)$210$1,361$64,409
317 ($1,571)$206$1,366$63,043
318 ($1,571)$201$1,370$61,673
319 ($1,571)$197$1,375$60,298
320 ($1,571)$192$1,379$58,920
321 ($1,571)$188$1,383$57,536
322 ($1,571)$184$1,388$56,149
323 ($1,571)$179$1,392$54,756
324 ($1,571)$175$1,397$53,360
Year 28 - 325 ($1,571)$170$1,401$51,959
326 ($1,571)$166$1,406$50,553
327 ($1,571)$161$1,410$49,143
328 ($1,571)$157$1,415$47,729
329 ($1,571)$152$1,419$46,310
330 ($1,571)$148$1,424$44,886
331 ($1,571)$143$1,428$43,458
332 ($1,571)$139$1,433$42,025
333 ($1,571)$134$1,437$40,588
334 ($1,571)$130$1,442$39,146
335 ($1,571)$125$1,446$37,700
336 ($1,571)$120$1,451$36,249
Year 29 - 337 ($1,571)$116$1,456$34,793
338 ($1,571)$111$1,460$33,333
339 ($1,571)$106$1,465$31,868
340 ($1,571)$102$1,470$30,398
341 ($1,571)$97$1,474$28,924
342 ($1,571)$92$1,479$27,445
343 ($1,571)$88$1,484$25,961
344 ($1,571)$83$1,489$24,473
345 ($1,571)$78$1,493$22,979
346 ($1,571)$73$1,498$21,481
347 ($1,571)$69$1,503$19,978
348 ($1,571)$64$1,508$18,471
Year 30 - 349 ($1,571)$59$1,512$16,958
350 ($1,571)$54$1,517$15,441
351 ($1,571)$49$1,522$13,919
352 ($1,571)$44$1,527$12,392
353 ($1,571)$40$1,532$10,860
354 ($1,571)$35$1,537$9,324
355 ($1,571)$30$1,542$7,782
356 ($1,571)$25$1,547$6,236
357 ($1,571)$20$1,551$4,684
358 ($1,571)$15$1,556$3,128
359 ($1,571)$10$1,561$1,566
360 ($1,571)$5$1,566$0
TOTALS$229,690$336,000$565,690

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.