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Mortgage Payment Schedule for a $421,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($84,200) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,575 360 $230,237 $567,037

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 1023
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.625% | Rate: 3.625% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,176 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $421,000
Down Payment $84,200$336,800
Year 1 - 1 ($1,575)$1,075$500$336,300
2 ($1,575)$1,073$502$335,798
3 ($1,575)$1,072$503$335,295
4 ($1,575)$1,070$505$334,790
5 ($1,575)$1,069$507$334,283
6 ($1,575)$1,067$508$333,775
7 ($1,575)$1,065$510$333,265
8 ($1,575)$1,064$511$332,754
9 ($1,575)$1,062$513$332,241
10 ($1,575)$1,060$515$331,726
11 ($1,575)$1,059$516$331,210
12 ($1,575)$1,057$518$330,692
Year 2 - 13 ($1,575)$1,055$520$330,172
14 ($1,575)$1,054$521$329,651
15 ($1,575)$1,052$523$329,128
16 ($1,575)$1,050$525$328,603
17 ($1,575)$1,049$526$328,077
18 ($1,575)$1,047$528$327,549
19 ($1,575)$1,045$530$327,019
20 ($1,575)$1,044$531$326,488
21 ($1,575)$1,042$533$325,955
22 ($1,575)$1,040$535$325,420
23 ($1,575)$1,039$536$324,884
24 ($1,575)$1,037$538$324,345
Year 3 - 25 ($1,575)$1,035$540$323,805
26 ($1,575)$1,033$542$323,264
27 ($1,575)$1,032$543$322,720
28 ($1,575)$1,030$545$322,175
29 ($1,575)$1,028$547$321,629
30 ($1,575)$1,027$549$321,080
31 ($1,575)$1,025$550$320,530
32 ($1,575)$1,023$552$319,978
33 ($1,575)$1,021$554$319,424
34 ($1,575)$1,019$556$318,868
35 ($1,575)$1,018$557$318,311
36 ($1,575)$1,016$559$317,752
Year 4 - 37 ($1,575)$1,014$561$317,191
38 ($1,575)$1,012$563$316,628
39 ($1,575)$1,011$565$316,063
40 ($1,575)$1,009$566$315,497
41 ($1,575)$1,007$568$314,929
42 ($1,575)$1,005$570$314,359
43 ($1,575)$1,003$572$313,787
44 ($1,575)$1,002$574$313,214
45 ($1,575)$1,000$575$312,638
46 ($1,575)$998$577$312,061
47 ($1,575)$996$579$311,482
48 ($1,575)$994$581$310,901
Year 5 - 49 ($1,575)$992$583$310,318
50 ($1,575)$990$585$309,733
51 ($1,575)$989$587$309,147
52 ($1,575)$987$588$308,558
53 ($1,575)$985$590$307,968
54 ($1,575)$983$592$307,376
55 ($1,575)$981$594$306,782
56 ($1,575)$979$596$306,186
57 ($1,575)$977$598$305,588
58 ($1,575)$975$600$304,988
59 ($1,575)$973$602$304,387
60 ($1,575)$972$604$303,783
Year 6 - 61 ($1,575)$970$606$303,178
62 ($1,575)$968$607$302,570
63 ($1,575)$966$609$301,961
64 ($1,575)$964$611$301,349
65 ($1,575)$962$613$300,736
66 ($1,575)$960$615$300,121
67 ($1,575)$958$617$299,504
68 ($1,575)$956$619$298,884
69 ($1,575)$954$621$298,263
70 ($1,575)$952$623$297,640
71 ($1,575)$950$625$297,015
72 ($1,575)$948$627$296,388
Year 7 - 73 ($1,575)$946$629$295,759
74 ($1,575)$944$631$295,128
75 ($1,575)$942$633$294,494
76 ($1,575)$940$635$293,859
77 ($1,575)$938$637$293,222
78 ($1,575)$936$639$292,583
79 ($1,575)$934$641$291,942
80 ($1,575)$932$643$291,298
81 ($1,575)$930$645$290,653
82 ($1,575)$928$647$290,005
83 ($1,575)$926$650$289,356
84 ($1,575)$924$652$288,704
Year 8 - 85 ($1,575)$921$654$288,051
86 ($1,575)$919$656$287,395
87 ($1,575)$917$658$286,737
88 ($1,575)$915$660$286,077
89 ($1,575)$913$662$285,415
90 ($1,575)$911$664$284,751
91 ($1,575)$909$666$284,085
92 ($1,575)$907$668$283,416
93 ($1,575)$905$671$282,746
94 ($1,575)$902$673$282,073
95 ($1,575)$900$675$281,398
96 ($1,575)$898$677$280,721
Year 9 - 97 ($1,575)$896$679$280,042
98 ($1,575)$894$681$279,361
99 ($1,575)$892$683$278,677
100 ($1,575)$889$686$277,992
101 ($1,575)$887$688$277,304
102 ($1,575)$885$690$276,614
103 ($1,575)$883$692$275,922
104 ($1,575)$881$694$275,227
105 ($1,575)$878$697$274,530
106 ($1,575)$876$699$273,832
107 ($1,575)$874$701$273,130
108 ($1,575)$872$703$272,427
Year 10 - 109 ($1,575)$869$706$271,721
110 ($1,575)$867$708$271,014
111 ($1,575)$865$710$270,304
112 ($1,575)$863$712$269,591
113 ($1,575)$860$715$268,876
114 ($1,575)$858$717$268,160
115 ($1,575)$856$719$267,440
116 ($1,575)$854$722$266,719
117 ($1,575)$851$724$265,995
118 ($1,575)$849$726$265,269
119 ($1,575)$847$728$264,540
120 ($1,575)$844$731$263,810
Year 11 - 121 ($1,575)$842$733$263,076
122 ($1,575)$840$735$262,341
123 ($1,575)$837$738$261,603
124 ($1,575)$835$740$260,863
125 ($1,575)$833$743$260,121
126 ($1,575)$830$745$259,376
127 ($1,575)$828$747$258,628
128 ($1,575)$825$750$257,879
129 ($1,575)$823$752$257,127
130 ($1,575)$821$754$256,372
131 ($1,575)$818$757$255,615
132 ($1,575)$816$759$254,856
Year 12 - 133 ($1,575)$813$762$254,095
134 ($1,575)$811$764$253,330
135 ($1,575)$809$767$252,564
136 ($1,575)$806$769$251,795
137 ($1,575)$804$771$251,023
138 ($1,575)$801$774$250,249
139 ($1,575)$799$776$249,473
140 ($1,575)$796$779$248,694
141 ($1,575)$794$781$247,913
142 ($1,575)$791$784$247,129
143 ($1,575)$789$786$246,343
144 ($1,575)$786$789$245,554
Year 13 - 145 ($1,575)$784$791$244,762
146 ($1,575)$781$794$243,969
147 ($1,575)$779$796$243,172
148 ($1,575)$776$799$242,373
149 ($1,575)$774$802$241,572
150 ($1,575)$771$804$240,768
151 ($1,575)$768$807$239,961
152 ($1,575)$766$809$239,152
153 ($1,575)$763$812$238,340
154 ($1,575)$761$814$237,525
155 ($1,575)$758$817$236,708
156 ($1,575)$755$820$235,889
Year 14 - 157 ($1,575)$753$822$235,067
158 ($1,575)$750$825$234,242
159 ($1,575)$748$827$233,414
160 ($1,575)$745$830$232,584
161 ($1,575)$742$833$231,751
162 ($1,575)$740$835$230,916
163 ($1,575)$737$838$230,078
164 ($1,575)$734$841$229,237
165 ($1,575)$732$843$228,394
166 ($1,575)$729$846$227,547
167 ($1,575)$726$849$226,699
168 ($1,575)$724$852$225,847
Year 15 - 169 ($1,575)$721$854$224,993
170 ($1,575)$718$857$224,136
171 ($1,575)$715$860$223,276
172 ($1,575)$713$862$222,414
173 ($1,575)$710$865$221,548
174 ($1,575)$707$868$220,680
175 ($1,575)$704$871$219,810
176 ($1,575)$702$874$218,936
177 ($1,575)$699$876$218,060
178 ($1,575)$696$879$217,181
179 ($1,575)$693$882$216,299
180 ($1,575)$690$885$215,414
Year 16 - 181 ($1,575)$688$888$214,526
182 ($1,575)$685$890$213,636
183 ($1,575)$682$893$212,743
184 ($1,575)$679$896$211,847
185 ($1,575)$676$899$210,948
186 ($1,575)$673$902$210,046
187 ($1,575)$670$905$209,141
188 ($1,575)$668$908$208,234
189 ($1,575)$665$910$207,323
190 ($1,575)$662$913$206,410
191 ($1,575)$659$916$205,493
192 ($1,575)$656$919$204,574
Year 17 - 193 ($1,575)$653$922$203,652
194 ($1,575)$650$925$202,727
195 ($1,575)$647$928$201,799
196 ($1,575)$644$931$200,868
197 ($1,575)$641$934$199,934
198 ($1,575)$638$937$198,997
199 ($1,575)$635$940$198,057
200 ($1,575)$632$943$197,114
201 ($1,575)$629$946$196,168
202 ($1,575)$626$949$195,219
203 ($1,575)$623$952$194,267
204 ($1,575)$620$955$193,312
Year 18 - 205 ($1,575)$617$958$192,354
206 ($1,575)$614$961$191,392
207 ($1,575)$611$964$190,428
208 ($1,575)$608$967$189,461
209 ($1,575)$605$970$188,490
210 ($1,575)$602$974$187,517
211 ($1,575)$598$977$186,540
212 ($1,575)$595$980$185,561
213 ($1,575)$592$983$184,578
214 ($1,575)$589$986$183,592
215 ($1,575)$586$989$182,603
216 ($1,575)$583$992$181,610
Year 19 - 217 ($1,575)$580$995$180,615
218 ($1,575)$576$999$179,616
219 ($1,575)$573$1,002$178,614
220 ($1,575)$570$1,005$177,609
221 ($1,575)$567$1,008$176,601
222 ($1,575)$564$1,011$175,590
223 ($1,575)$560$1,015$174,575
224 ($1,575)$557$1,018$173,557
225 ($1,575)$554$1,021$172,536
226 ($1,575)$551$1,024$171,512
227 ($1,575)$547$1,028$170,484
228 ($1,575)$544$1,031$169,453
Year 20 - 229 ($1,575)$541$1,034$168,419
230 ($1,575)$538$1,038$167,381
231 ($1,575)$534$1,041$166,340
232 ($1,575)$531$1,044$165,296
233 ($1,575)$528$1,048$164,248
234 ($1,575)$524$1,051$163,198
235 ($1,575)$521$1,054$162,143
236 ($1,575)$518$1,058$161,086
237 ($1,575)$514$1,061$160,025
238 ($1,575)$511$1,064$158,960
239 ($1,575)$507$1,068$157,893
240 ($1,575)$504$1,071$156,821
Year 21 - 241 ($1,575)$501$1,075$155,747
242 ($1,575)$497$1,078$154,669
243 ($1,575)$494$1,081$153,587
244 ($1,575)$490$1,085$152,503
245 ($1,575)$487$1,088$151,414
246 ($1,575)$483$1,092$150,322
247 ($1,575)$480$1,095$149,227
248 ($1,575)$476$1,099$148,128
249 ($1,575)$473$1,102$147,026
250 ($1,575)$469$1,106$145,920
251 ($1,575)$466$1,109$144,811
252 ($1,575)$462$1,113$143,698
Year 22 - 253 ($1,575)$459$1,116$142,581
254 ($1,575)$455$1,120$141,461
255 ($1,575)$451$1,124$140,338
256 ($1,575)$448$1,127$139,210
257 ($1,575)$444$1,131$138,080
258 ($1,575)$441$1,134$136,945
259 ($1,575)$437$1,138$135,807
260 ($1,575)$433$1,142$134,666
261 ($1,575)$430$1,145$133,520
262 ($1,575)$426$1,149$132,371
263 ($1,575)$422$1,153$131,219
264 ($1,575)$419$1,156$130,062
Year 23 - 265 ($1,575)$415$1,160$128,902
266 ($1,575)$411$1,164$127,739
267 ($1,575)$408$1,167$126,571
268 ($1,575)$404$1,171$125,400
269 ($1,575)$400$1,175$124,225
270 ($1,575)$396$1,179$123,047
271 ($1,575)$393$1,182$121,864
272 ($1,575)$389$1,186$120,678
273 ($1,575)$385$1,190$119,488
274 ($1,575)$381$1,194$118,295
275 ($1,575)$378$1,198$117,097
276 ($1,575)$374$1,201$115,896
Year 24 - 277 ($1,575)$370$1,205$114,690
278 ($1,575)$366$1,209$113,481
279 ($1,575)$362$1,213$112,268
280 ($1,575)$358$1,217$111,052
281 ($1,575)$354$1,221$109,831
282 ($1,575)$351$1,225$108,606
283 ($1,575)$347$1,228$107,378
284 ($1,575)$343$1,232$106,146
285 ($1,575)$339$1,236$104,909
286 ($1,575)$335$1,240$103,669
287 ($1,575)$331$1,244$102,425
288 ($1,575)$327$1,248$101,177
Year 25 - 289 ($1,575)$323$1,252$99,924
290 ($1,575)$319$1,256$98,668
291 ($1,575)$315$1,260$97,408
292 ($1,575)$311$1,264$96,144
293 ($1,575)$307$1,268$94,876
294 ($1,575)$303$1,272$93,603
295 ($1,575)$299$1,276$92,327
296 ($1,575)$295$1,280$91,047
297 ($1,575)$291$1,285$89,762
298 ($1,575)$286$1,289$88,473
299 ($1,575)$282$1,293$87,181
300 ($1,575)$278$1,297$85,884
Year 26 - 301 ($1,575)$274$1,301$84,583
302 ($1,575)$270$1,305$83,278
303 ($1,575)$266$1,309$81,968
304 ($1,575)$262$1,313$80,655
305 ($1,575)$257$1,318$79,337
306 ($1,575)$253$1,322$78,015
307 ($1,575)$249$1,326$76,689
308 ($1,575)$245$1,330$75,359
309 ($1,575)$241$1,335$74,024
310 ($1,575)$236$1,339$72,686
311 ($1,575)$232$1,343$71,342
312 ($1,575)$228$1,347$69,995
Year 27 - 313 ($1,575)$223$1,352$68,643
314 ($1,575)$219$1,356$67,287
315 ($1,575)$215$1,360$65,927
316 ($1,575)$210$1,365$64,562
317 ($1,575)$206$1,369$63,193
318 ($1,575)$202$1,373$61,820
319 ($1,575)$197$1,378$60,442
320 ($1,575)$193$1,382$59,060
321 ($1,575)$188$1,387$57,673
322 ($1,575)$184$1,391$56,282
323 ($1,575)$180$1,395$54,887
324 ($1,575)$175$1,400$53,487
Year 28 - 325 ($1,575)$171$1,404$52,082
326 ($1,575)$166$1,409$50,674
327 ($1,575)$162$1,413$49,260
328 ($1,575)$157$1,418$47,842
329 ($1,575)$153$1,422$46,420
330 ($1,575)$148$1,427$44,993
331 ($1,575)$144$1,431$43,561
332 ($1,575)$139$1,436$42,125
333 ($1,575)$134$1,441$40,685
334 ($1,575)$130$1,445$39,239
335 ($1,575)$125$1,450$37,790
336 ($1,575)$121$1,454$36,335
Year 29 - 337 ($1,575)$116$1,459$34,876
338 ($1,575)$111$1,464$33,412
339 ($1,575)$107$1,468$31,944
340 ($1,575)$102$1,473$30,471
341 ($1,575)$97$1,478$28,993
342 ($1,575)$93$1,483$27,510
343 ($1,575)$88$1,487$26,023
344 ($1,575)$83$1,492$24,531
345 ($1,575)$78$1,497$23,034
346 ($1,575)$74$1,502$21,532
347 ($1,575)$69$1,506$20,026
348 ($1,575)$64$1,511$18,515
Year 30 - 349 ($1,575)$59$1,516$16,999
350 ($1,575)$54$1,521$15,478
351 ($1,575)$49$1,526$13,952
352 ($1,575)$45$1,531$12,422
353 ($1,575)$40$1,535$10,886
354 ($1,575)$35$1,540$9,346
355 ($1,575)$30$1,545$7,801
356 ($1,575)$25$1,550$6,250
357 ($1,575)$20$1,555$4,695
358 ($1,575)$15$1,560$3,135
359 ($1,575)$10$1,565$1,570
360 ($1,575)$5$1,570$0
TOTALS$230,237$336,800$567,037

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.