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Mortgage Payment Schedule for a $421,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($84,200) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,598 360 $238,567 $575,367

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $490 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $487 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.753% | Rate: 3.750% | Fees: $101 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $421,000
Down Payment $84,200$336,800
Year 1 - 1 ($1,598)$1,109$490$336,310
2 ($1,598)$1,107$491$335,819
3 ($1,598)$1,105$493$335,326
4 ($1,598)$1,104$494$334,832
5 ($1,598)$1,102$496$334,336
6 ($1,598)$1,101$498$333,838
7 ($1,598)$1,099$499$333,339
8 ($1,598)$1,097$501$332,838
9 ($1,598)$1,096$503$332,335
10 ($1,598)$1,094$504$331,831
11 ($1,598)$1,092$506$331,325
12 ($1,598)$1,091$508$330,817
Year 2 - 13 ($1,598)$1,089$509$330,308
14 ($1,598)$1,087$511$329,797
15 ($1,598)$1,086$513$329,284
16 ($1,598)$1,084$514$328,770
17 ($1,598)$1,082$516$328,254
18 ($1,598)$1,081$518$327,736
19 ($1,598)$1,079$519$327,217
20 ($1,598)$1,077$521$326,695
21 ($1,598)$1,075$523$326,173
22 ($1,598)$1,074$525$325,648
23 ($1,598)$1,072$526$325,122
24 ($1,598)$1,070$528$324,594
Year 3 - 25 ($1,598)$1,068$530$324,064
26 ($1,598)$1,067$532$323,532
27 ($1,598)$1,065$533$322,999
28 ($1,598)$1,063$535$322,464
29 ($1,598)$1,061$537$321,927
30 ($1,598)$1,060$539$321,389
31 ($1,598)$1,058$540$320,848
32 ($1,598)$1,056$542$320,306
33 ($1,598)$1,054$544$319,762
34 ($1,598)$1,053$546$319,217
35 ($1,598)$1,051$547$318,669
36 ($1,598)$1,049$549$318,120
Year 4 - 37 ($1,598)$1,047$551$317,569
38 ($1,598)$1,045$553$317,016
39 ($1,598)$1,044$555$316,461
40 ($1,598)$1,042$557$315,905
41 ($1,598)$1,040$558$315,346
42 ($1,598)$1,038$560$314,786
43 ($1,598)$1,036$562$314,224
44 ($1,598)$1,034$564$313,660
45 ($1,598)$1,032$566$313,094
46 ($1,598)$1,031$568$312,527
47 ($1,598)$1,029$570$311,957
48 ($1,598)$1,027$571$311,386
Year 5 - 49 ($1,598)$1,025$573$310,812
50 ($1,598)$1,023$575$310,237
51 ($1,598)$1,021$577$309,660
52 ($1,598)$1,019$579$309,081
53 ($1,598)$1,017$581$308,500
54 ($1,598)$1,015$583$307,918
55 ($1,598)$1,014$585$307,333
56 ($1,598)$1,012$587$306,746
57 ($1,598)$1,010$589$306,158
58 ($1,598)$1,008$590$305,567
59 ($1,598)$1,006$592$304,975
60 ($1,598)$1,004$594$304,381
Year 6 - 61 ($1,598)$1,002$596$303,784
62 ($1,598)$1,000$598$303,186
63 ($1,598)$998$600$302,586
64 ($1,598)$996$602$301,983
65 ($1,598)$994$604$301,379
66 ($1,598)$992$606$300,773
67 ($1,598)$990$608$300,165
68 ($1,598)$988$610$299,555
69 ($1,598)$986$612$298,942
70 ($1,598)$984$614$298,328
71 ($1,598)$982$616$297,712
72 ($1,598)$980$618$297,094
Year 7 - 73 ($1,598)$978$620$296,473
74 ($1,598)$976$622$295,851
75 ($1,598)$974$624$295,227
76 ($1,598)$972$626$294,600
77 ($1,598)$970$629$293,972
78 ($1,598)$968$631$293,341
79 ($1,598)$966$633$292,708
80 ($1,598)$963$635$292,074
81 ($1,598)$961$637$291,437
82 ($1,598)$959$639$290,798
83 ($1,598)$957$641$290,157
84 ($1,598)$955$643$289,514
Year 8 - 85 ($1,598)$953$645$288,869
86 ($1,598)$951$647$288,221
87 ($1,598)$949$650$287,572
88 ($1,598)$947$652$286,920
89 ($1,598)$944$654$286,266
90 ($1,598)$942$656$285,610
91 ($1,598)$940$658$284,952
92 ($1,598)$938$660$284,292
93 ($1,598)$936$662$283,629
94 ($1,598)$934$665$282,965
95 ($1,598)$931$667$282,298
96 ($1,598)$929$669$281,629
Year 9 - 97 ($1,598)$927$671$280,958
98 ($1,598)$925$673$280,284
99 ($1,598)$923$676$279,609
100 ($1,598)$920$678$278,931
101 ($1,598)$918$680$278,251
102 ($1,598)$916$682$277,568
103 ($1,598)$914$685$276,884
104 ($1,598)$911$687$276,197
105 ($1,598)$909$689$275,508
106 ($1,598)$907$691$274,817
107 ($1,598)$905$694$274,123
108 ($1,598)$902$696$273,427
Year 10 - 109 ($1,598)$900$698$272,729
110 ($1,598)$898$701$272,028
111 ($1,598)$895$703$271,325
112 ($1,598)$893$705$270,620
113 ($1,598)$891$707$269,913
114 ($1,598)$888$710$269,203
115 ($1,598)$886$712$268,491
116 ($1,598)$884$714$267,776
117 ($1,598)$881$717$267,060
118 ($1,598)$879$719$266,341
119 ($1,598)$877$722$265,619
120 ($1,598)$874$724$264,895
Year 11 - 121 ($1,598)$872$726$264,169
122 ($1,598)$870$729$263,440
123 ($1,598)$867$731$262,709
124 ($1,598)$865$733$261,975
125 ($1,598)$862$736$261,240
126 ($1,598)$860$738$260,501
127 ($1,598)$857$741$259,761
128 ($1,598)$855$743$259,017
129 ($1,598)$853$746$258,272
130 ($1,598)$850$748$257,524
131 ($1,598)$848$751$256,773
132 ($1,598)$845$753$256,020
Year 12 - 133 ($1,598)$843$756$255,264
134 ($1,598)$840$758$254,506
135 ($1,598)$838$760$253,746
136 ($1,598)$835$763$252,983
137 ($1,598)$833$766$252,217
138 ($1,598)$830$768$251,449
139 ($1,598)$828$771$250,679
140 ($1,598)$825$773$249,906
141 ($1,598)$823$776$249,130
142 ($1,598)$820$778$248,352
143 ($1,598)$817$781$247,571
144 ($1,598)$815$783$246,788
Year 13 - 145 ($1,598)$812$786$246,002
146 ($1,598)$810$788$245,214
147 ($1,598)$807$791$244,422
148 ($1,598)$805$794$243,629
149 ($1,598)$802$796$242,832
150 ($1,598)$799$799$242,034
151 ($1,598)$797$802$241,232
152 ($1,598)$794$804$240,428
153 ($1,598)$791$807$239,621
154 ($1,598)$789$809$238,812
155 ($1,598)$786$812$237,999
156 ($1,598)$783$815$237,185
Year 14 - 157 ($1,598)$781$818$236,367
158 ($1,598)$778$820$235,547
159 ($1,598)$775$823$234,724
160 ($1,598)$773$826$233,898
161 ($1,598)$770$828$233,070
162 ($1,598)$767$831$232,239
163 ($1,598)$764$834$231,405
164 ($1,598)$762$837$230,569
165 ($1,598)$759$839$229,729
166 ($1,598)$756$842$228,887
167 ($1,598)$753$845$228,042
168 ($1,598)$751$848$227,195
Year 15 - 169 ($1,598)$748$850$226,344
170 ($1,598)$745$853$225,491
171 ($1,598)$742$856$224,635
172 ($1,598)$739$859$223,776
173 ($1,598)$737$862$222,915
174 ($1,598)$734$864$222,050
175 ($1,598)$731$867$221,183
176 ($1,598)$728$870$220,313
177 ($1,598)$725$873$219,440
178 ($1,598)$722$876$218,564
179 ($1,598)$719$879$217,685
180 ($1,598)$717$882$216,803
Year 16 - 181 ($1,598)$714$885$215,919
182 ($1,598)$711$888$215,031
183 ($1,598)$708$890$214,141
184 ($1,598)$705$893$213,247
185 ($1,598)$702$896$212,351
186 ($1,598)$699$899$211,452
187 ($1,598)$696$902$210,550
188 ($1,598)$693$905$209,645
189 ($1,598)$690$908$208,736
190 ($1,598)$687$911$207,825
191 ($1,598)$684$914$206,911
192 ($1,598)$681$917$205,994
Year 17 - 193 ($1,598)$678$920$205,074
194 ($1,598)$675$923$204,151
195 ($1,598)$672$926$203,224
196 ($1,598)$669$929$202,295
197 ($1,598)$666$932$201,363
198 ($1,598)$663$935$200,427
199 ($1,598)$660$939$199,489
200 ($1,598)$657$942$198,547
201 ($1,598)$654$945$197,602
202 ($1,598)$650$948$196,655
203 ($1,598)$647$951$195,704
204 ($1,598)$644$954$194,750
Year 18 - 205 ($1,598)$641$957$193,792
206 ($1,598)$638$960$192,832
207 ($1,598)$635$964$191,869
208 ($1,598)$632$967$190,902
209 ($1,598)$628$970$189,932
210 ($1,598)$625$973$188,959
211 ($1,598)$622$976$187,983
212 ($1,598)$619$979$187,003
213 ($1,598)$616$983$186,021
214 ($1,598)$612$986$185,035
215 ($1,598)$609$989$184,046
216 ($1,598)$606$992$183,053
Year 19 - 217 ($1,598)$603$996$182,057
218 ($1,598)$599$999$181,058
219 ($1,598)$596$1,002$180,056
220 ($1,598)$593$1,006$179,051
221 ($1,598)$589$1,009$178,042
222 ($1,598)$586$1,012$177,030
223 ($1,598)$583$1,016$176,014
224 ($1,598)$579$1,019$174,995
225 ($1,598)$576$1,022$173,973
226 ($1,598)$573$1,026$172,947
227 ($1,598)$569$1,029$171,918
228 ($1,598)$566$1,032$170,886
Year 20 - 229 ($1,598)$563$1,036$169,850
230 ($1,598)$559$1,039$168,811
231 ($1,598)$556$1,043$167,769
232 ($1,598)$552$1,046$166,723
233 ($1,598)$549$1,049$165,673
234 ($1,598)$545$1,053$164,620
235 ($1,598)$542$1,056$163,564
236 ($1,598)$538$1,060$162,504
237 ($1,598)$535$1,063$161,441
238 ($1,598)$531$1,067$160,374
239 ($1,598)$528$1,070$159,304
240 ($1,598)$524$1,074$158,230
Year 21 - 241 ($1,598)$521$1,077$157,152
242 ($1,598)$517$1,081$156,071
243 ($1,598)$514$1,085$154,987
244 ($1,598)$510$1,088$153,899
245 ($1,598)$507$1,092$152,807
246 ($1,598)$503$1,095$151,712
247 ($1,598)$499$1,099$150,613
248 ($1,598)$496$1,102$149,511
249 ($1,598)$492$1,106$148,404
250 ($1,598)$488$1,110$147,295
251 ($1,598)$485$1,113$146,181
252 ($1,598)$481$1,117$145,064
Year 22 - 253 ($1,598)$478$1,121$143,943
254 ($1,598)$474$1,124$142,819
255 ($1,598)$470$1,128$141,691
256 ($1,598)$466$1,132$140,559
257 ($1,598)$463$1,136$139,424
258 ($1,598)$459$1,139$138,284
259 ($1,598)$455$1,143$137,141
260 ($1,598)$451$1,147$135,994
261 ($1,598)$448$1,151$134,844
262 ($1,598)$444$1,154$133,689
263 ($1,598)$440$1,158$132,531
264 ($1,598)$436$1,162$131,369
Year 23 - 265 ($1,598)$432$1,166$130,203
266 ($1,598)$429$1,170$129,034
267 ($1,598)$425$1,174$127,860
268 ($1,598)$421$1,177$126,683
269 ($1,598)$417$1,181$125,502
270 ($1,598)$413$1,185$124,316
271 ($1,598)$409$1,189$123,127
272 ($1,598)$405$1,193$121,934
273 ($1,598)$401$1,197$120,738
274 ($1,598)$397$1,201$119,537
275 ($1,598)$393$1,205$118,332
276 ($1,598)$390$1,209$117,123
Year 24 - 277 ($1,598)$386$1,213$115,911
278 ($1,598)$382$1,217$114,694
279 ($1,598)$378$1,221$113,473
280 ($1,598)$374$1,225$112,248
281 ($1,598)$369$1,229$111,020
282 ($1,598)$365$1,233$109,787
283 ($1,598)$361$1,237$108,550
284 ($1,598)$357$1,241$107,309
285 ($1,598)$353$1,245$106,064
286 ($1,598)$349$1,249$104,815
287 ($1,598)$345$1,253$103,562
288 ($1,598)$341$1,257$102,304
Year 25 - 289 ($1,598)$337$1,261$101,043
290 ($1,598)$333$1,266$99,777
291 ($1,598)$328$1,270$98,507
292 ($1,598)$324$1,274$97,233
293 ($1,598)$320$1,278$95,955
294 ($1,598)$316$1,282$94,673
295 ($1,598)$312$1,287$93,386
296 ($1,598)$307$1,291$92,095
297 ($1,598)$303$1,295$90,800
298 ($1,598)$299$1,299$89,501
299 ($1,598)$295$1,304$88,197
300 ($1,598)$290$1,308$86,889
Year 26 - 301 ($1,598)$286$1,312$85,577
302 ($1,598)$282$1,317$84,261
303 ($1,598)$277$1,321$82,940
304 ($1,598)$273$1,325$81,615
305 ($1,598)$269$1,330$80,285
306 ($1,598)$264$1,334$78,951
307 ($1,598)$260$1,338$77,613
308 ($1,598)$255$1,343$76,270
309 ($1,598)$251$1,347$74,923
310 ($1,598)$247$1,352$73,571
311 ($1,598)$242$1,356$72,215
312 ($1,598)$238$1,361$70,854
Year 27 - 313 ($1,598)$233$1,365$69,489
314 ($1,598)$229$1,370$68,120
315 ($1,598)$224$1,374$66,746
316 ($1,598)$220$1,379$65,367
317 ($1,598)$215$1,383$63,984
318 ($1,598)$211$1,388$62,597
319 ($1,598)$206$1,392$61,204
320 ($1,598)$201$1,397$59,808
321 ($1,598)$197$1,401$58,406
322 ($1,598)$192$1,406$57,000
323 ($1,598)$188$1,411$55,590
324 ($1,598)$183$1,415$54,174
Year 28 - 325 ($1,598)$178$1,420$52,755
326 ($1,598)$174$1,425$51,330
327 ($1,598)$169$1,429$49,901
328 ($1,598)$164$1,434$48,467
329 ($1,598)$160$1,439$47,028
330 ($1,598)$155$1,443$45,585
331 ($1,598)$150$1,448$44,136
332 ($1,598)$145$1,453$42,683
333 ($1,598)$140$1,458$41,226
334 ($1,598)$136$1,463$39,763
335 ($1,598)$131$1,467$38,296
336 ($1,598)$126$1,472$36,824
Year 29 - 337 ($1,598)$121$1,477$35,347
338 ($1,598)$116$1,482$33,865
339 ($1,598)$111$1,487$32,378
340 ($1,598)$107$1,492$30,886
341 ($1,598)$102$1,497$29,390
342 ($1,598)$97$1,502$27,888
343 ($1,598)$92$1,506$26,382
344 ($1,598)$87$1,511$24,870
345 ($1,598)$82$1,516$23,354
346 ($1,598)$77$1,521$21,833
347 ($1,598)$72$1,526$20,306
348 ($1,598)$67$1,531$18,775
Year 30 - 349 ($1,598)$62$1,536$17,238
350 ($1,598)$57$1,541$15,697
351 ($1,598)$52$1,547$14,150
352 ($1,598)$47$1,552$12,599
353 ($1,598)$41$1,557$11,042
354 ($1,598)$36$1,562$9,480
355 ($1,598)$31$1,567$7,913
356 ($1,598)$26$1,572$6,341
357 ($1,598)$21$1,577$4,763
358 ($1,598)$16$1,583$3,181
359 ($1,598)$10$1,588$1,593
360 ($1,598)$5$1,593$0
TOTALS$238,567$336,800$575,367

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.