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Mortgage Payment Schedule for a $424,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($84,800) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,596 360 $235,365 $574,565

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 180004 | State Lic #: MC -928
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $977 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $424,000
Down Payment $84,800$339,200
Year 1 - 1 ($1,596)$1,097$499$338,701
2 ($1,596)$1,095$501$338,200
3 ($1,596)$1,094$503$337,697
4 ($1,596)$1,092$504$337,193
5 ($1,596)$1,090$506$336,687
6 ($1,596)$1,089$507$336,180
7 ($1,596)$1,087$509$335,671
8 ($1,596)$1,085$511$335,160
9 ($1,596)$1,084$512$334,648
10 ($1,596)$1,082$514$334,134
11 ($1,596)$1,080$516$333,618
12 ($1,596)$1,079$517$333,101
Year 2 - 13 ($1,596)$1,077$519$332,582
14 ($1,596)$1,075$521$332,061
15 ($1,596)$1,074$522$331,539
16 ($1,596)$1,072$524$331,015
17 ($1,596)$1,070$526$330,489
18 ($1,596)$1,069$527$329,962
19 ($1,596)$1,067$529$329,433
20 ($1,596)$1,065$531$328,902
21 ($1,596)$1,063$533$328,369
22 ($1,596)$1,062$534$327,835
23 ($1,596)$1,060$536$327,299
24 ($1,596)$1,058$538$326,761
Year 3 - 25 ($1,596)$1,057$539$326,222
26 ($1,596)$1,055$541$325,681
27 ($1,596)$1,053$543$325,138
28 ($1,596)$1,051$545$324,593
29 ($1,596)$1,050$546$324,046
30 ($1,596)$1,048$548$323,498
31 ($1,596)$1,046$550$322,948
32 ($1,596)$1,044$552$322,396
33 ($1,596)$1,042$554$321,843
34 ($1,596)$1,041$555$321,287
35 ($1,596)$1,039$557$320,730
36 ($1,596)$1,037$559$320,171
Year 4 - 37 ($1,596)$1,035$561$319,610
38 ($1,596)$1,033$563$319,048
39 ($1,596)$1,032$564$318,483
40 ($1,596)$1,030$566$317,917
41 ($1,596)$1,028$568$317,349
42 ($1,596)$1,026$570$316,779
43 ($1,596)$1,024$572$316,207
44 ($1,596)$1,022$574$315,634
45 ($1,596)$1,021$575$315,058
46 ($1,596)$1,019$577$314,481
47 ($1,596)$1,017$579$313,902
48 ($1,596)$1,015$581$313,321
Year 5 - 49 ($1,596)$1,013$583$312,738
50 ($1,596)$1,011$585$312,153
51 ($1,596)$1,009$587$311,566
52 ($1,596)$1,007$589$310,977
53 ($1,596)$1,005$591$310,387
54 ($1,596)$1,004$592$309,794
55 ($1,596)$1,002$594$309,200
56 ($1,596)$1,000$596$308,604
57 ($1,596)$998$598$308,006
58 ($1,596)$996$600$307,406
59 ($1,596)$994$602$306,803
60 ($1,596)$992$604$306,199
Year 6 - 61 ($1,596)$990$606$305,594
62 ($1,596)$988$608$304,986
63 ($1,596)$986$610$304,376
64 ($1,596)$984$612$303,764
65 ($1,596)$982$614$303,150
66 ($1,596)$980$616$302,534
67 ($1,596)$978$618$301,916
68 ($1,596)$976$620$301,297
69 ($1,596)$974$622$300,675
70 ($1,596)$972$624$300,051
71 ($1,596)$970$626$299,425
72 ($1,596)$968$628$298,797
Year 7 - 73 ($1,596)$966$630$298,167
74 ($1,596)$964$632$297,535
75 ($1,596)$962$634$296,901
76 ($1,596)$960$636$296,265
77 ($1,596)$958$638$295,627
78 ($1,596)$956$640$294,987
79 ($1,596)$954$642$294,345
80 ($1,596)$952$644$293,700
81 ($1,596)$950$646$293,054
82 ($1,596)$948$648$292,406
83 ($1,596)$945$651$291,755
84 ($1,596)$943$653$291,102
Year 8 - 85 ($1,596)$941$655$290,448
86 ($1,596)$939$657$289,791
87 ($1,596)$937$659$289,132
88 ($1,596)$935$661$288,471
89 ($1,596)$933$663$287,807
90 ($1,596)$931$665$287,142
91 ($1,596)$928$668$286,474
92 ($1,596)$926$670$285,804
93 ($1,596)$924$672$285,133
94 ($1,596)$922$674$284,458
95 ($1,596)$920$676$283,782
96 ($1,596)$918$678$283,104
Year 9 - 97 ($1,596)$915$681$282,423
98 ($1,596)$913$683$281,740
99 ($1,596)$911$685$281,055
100 ($1,596)$909$687$280,368
101 ($1,596)$907$689$279,678
102 ($1,596)$904$692$278,987
103 ($1,596)$902$694$278,293
104 ($1,596)$900$696$277,597
105 ($1,596)$898$698$276,898
106 ($1,596)$895$701$276,197
107 ($1,596)$893$703$275,494
108 ($1,596)$891$705$274,789
Year 10 - 109 ($1,596)$888$708$274,082
110 ($1,596)$886$710$273,372
111 ($1,596)$884$712$272,660
112 ($1,596)$882$714$271,945
113 ($1,596)$879$717$271,229
114 ($1,596)$877$719$270,510
115 ($1,596)$875$721$269,788
116 ($1,596)$872$724$269,064
117 ($1,596)$870$726$268,338
118 ($1,596)$868$728$267,610
119 ($1,596)$865$731$266,879
120 ($1,596)$863$733$266,146
Year 11 - 121 ($1,596)$861$735$265,411
122 ($1,596)$858$738$264,673
123 ($1,596)$856$740$263,933
124 ($1,596)$853$743$263,190
125 ($1,596)$851$745$262,445
126 ($1,596)$849$747$261,698
127 ($1,596)$846$750$260,948
128 ($1,596)$844$752$260,195
129 ($1,596)$841$755$259,441
130 ($1,596)$839$757$258,684
131 ($1,596)$836$760$257,924
132 ($1,596)$834$762$257,162
Year 12 - 133 ($1,596)$831$765$256,397
134 ($1,596)$829$767$255,630
135 ($1,596)$827$769$254,861
136 ($1,596)$824$772$254,089
137 ($1,596)$822$774$253,314
138 ($1,596)$819$777$252,537
139 ($1,596)$817$779$251,758
140 ($1,596)$814$782$250,976
141 ($1,596)$811$785$250,191
142 ($1,596)$809$787$249,404
143 ($1,596)$806$790$248,615
144 ($1,596)$804$792$247,823
Year 13 - 145 ($1,596)$801$795$247,028
146 ($1,596)$799$797$246,231
147 ($1,596)$796$800$245,431
148 ($1,596)$794$802$244,628
149 ($1,596)$791$805$243,823
150 ($1,596)$788$808$243,016
151 ($1,596)$786$810$242,205
152 ($1,596)$783$813$241,392
153 ($1,596)$781$816$240,577
154 ($1,596)$778$818$239,759
155 ($1,596)$775$821$238,938
156 ($1,596)$773$823$238,115
Year 14 - 157 ($1,596)$770$826$237,288
158 ($1,596)$767$829$236,460
159 ($1,596)$765$831$235,628
160 ($1,596)$762$834$234,794
161 ($1,596)$759$837$233,957
162 ($1,596)$756$840$233,118
163 ($1,596)$754$842$232,275
164 ($1,596)$751$845$231,430
165 ($1,596)$748$848$230,583
166 ($1,596)$746$850$229,732
167 ($1,596)$743$853$228,879
168 ($1,596)$740$856$228,023
Year 15 - 169 ($1,596)$737$859$227,164
170 ($1,596)$734$862$226,303
171 ($1,596)$732$864$225,438
172 ($1,596)$729$867$224,571
173 ($1,596)$726$870$223,701
174 ($1,596)$723$873$222,829
175 ($1,596)$720$876$221,953
176 ($1,596)$718$878$221,075
177 ($1,596)$715$881$220,194
178 ($1,596)$712$884$219,310
179 ($1,596)$709$887$218,423
180 ($1,596)$706$890$217,533
Year 16 - 181 ($1,596)$703$893$216,640
182 ($1,596)$700$896$215,745
183 ($1,596)$698$898$214,846
184 ($1,596)$695$901$213,945
185 ($1,596)$692$904$213,041
186 ($1,596)$689$907$212,133
187 ($1,596)$686$910$211,223
188 ($1,596)$683$913$210,310
189 ($1,596)$680$916$209,394
190 ($1,596)$677$919$208,475
191 ($1,596)$674$922$207,553
192 ($1,596)$671$925$206,628
Year 17 - 193 ($1,596)$668$928$205,700
194 ($1,596)$665$931$204,770
195 ($1,596)$662$934$203,836
196 ($1,596)$659$937$202,899
197 ($1,596)$656$940$201,959
198 ($1,596)$653$943$201,016
199 ($1,596)$650$946$200,070
200 ($1,596)$647$949$199,121
201 ($1,596)$644$952$198,168
202 ($1,596)$641$955$197,213
203 ($1,596)$638$958$196,255
204 ($1,596)$635$961$195,293
Year 18 - 205 ($1,596)$631$965$194,329
206 ($1,596)$628$968$193,361
207 ($1,596)$625$971$192,390
208 ($1,596)$622$974$191,416
209 ($1,596)$619$977$190,439
210 ($1,596)$616$980$189,459
211 ($1,596)$613$983$188,475
212 ($1,596)$609$987$187,489
213 ($1,596)$606$990$186,499
214 ($1,596)$603$993$185,506
215 ($1,596)$600$996$184,510
216 ($1,596)$597$999$183,510
Year 19 - 217 ($1,596)$593$1,003$182,508
218 ($1,596)$590$1,006$181,502
219 ($1,596)$587$1,009$180,493
220 ($1,596)$584$1,012$179,480
221 ($1,596)$580$1,016$178,465
222 ($1,596)$577$1,019$177,446
223 ($1,596)$574$1,022$176,423
224 ($1,596)$570$1,026$175,398
225 ($1,596)$567$1,029$174,369
226 ($1,596)$564$1,032$173,337
227 ($1,596)$560$1,036$172,301
228 ($1,596)$557$1,039$171,262
Year 20 - 229 ($1,596)$554$1,042$170,220
230 ($1,596)$550$1,046$169,174
231 ($1,596)$547$1,049$168,125
232 ($1,596)$544$1,052$167,073
233 ($1,596)$540$1,056$166,017
234 ($1,596)$537$1,059$164,958
235 ($1,596)$533$1,063$163,895
236 ($1,596)$530$1,066$162,829
237 ($1,596)$526$1,070$161,759
238 ($1,596)$523$1,073$160,686
239 ($1,596)$520$1,076$159,610
240 ($1,596)$516$1,080$158,530
Year 21 - 241 ($1,596)$513$1,083$157,447
242 ($1,596)$509$1,087$156,360
243 ($1,596)$506$1,090$155,269
244 ($1,596)$502$1,094$154,175
245 ($1,596)$499$1,098$153,078
246 ($1,596)$495$1,101$151,977
247 ($1,596)$491$1,105$150,872
248 ($1,596)$488$1,108$149,764
249 ($1,596)$484$1,112$148,652
250 ($1,596)$481$1,115$147,537
251 ($1,596)$477$1,119$146,418
252 ($1,596)$473$1,123$145,295
Year 22 - 253 ($1,596)$470$1,126$144,169
254 ($1,596)$466$1,130$143,039
255 ($1,596)$462$1,134$141,906
256 ($1,596)$459$1,137$140,768
257 ($1,596)$455$1,141$139,628
258 ($1,596)$451$1,145$138,483
259 ($1,596)$448$1,148$137,335
260 ($1,596)$444$1,152$136,183
261 ($1,596)$440$1,156$135,027
262 ($1,596)$437$1,159$133,868
263 ($1,596)$433$1,163$132,704
264 ($1,596)$429$1,167$131,538
Year 23 - 265 ($1,596)$425$1,171$130,367
266 ($1,596)$422$1,174$129,192
267 ($1,596)$418$1,178$128,014
268 ($1,596)$414$1,182$126,832
269 ($1,596)$410$1,186$125,646
270 ($1,596)$406$1,190$124,456
271 ($1,596)$402$1,194$123,263
272 ($1,596)$399$1,197$122,065
273 ($1,596)$395$1,201$120,864
274 ($1,596)$391$1,205$119,659
275 ($1,596)$387$1,209$118,449
276 ($1,596)$383$1,213$117,236
Year 24 - 277 ($1,596)$379$1,217$116,019
278 ($1,596)$375$1,221$114,799
279 ($1,596)$371$1,225$113,574
280 ($1,596)$367$1,229$112,345
281 ($1,596)$363$1,233$111,112
282 ($1,596)$359$1,237$109,875
283 ($1,596)$355$1,241$108,635
284 ($1,596)$351$1,245$107,390
285 ($1,596)$347$1,249$106,141
286 ($1,596)$343$1,253$104,888
287 ($1,596)$339$1,257$103,631
288 ($1,596)$335$1,261$102,371
Year 25 - 289 ($1,596)$331$1,265$101,106
290 ($1,596)$327$1,269$99,836
291 ($1,596)$323$1,273$98,563
292 ($1,596)$319$1,277$97,286
293 ($1,596)$315$1,281$96,004
294 ($1,596)$310$1,286$94,719
295 ($1,596)$306$1,290$93,429
296 ($1,596)$302$1,294$92,135
297 ($1,596)$298$1,298$90,837
298 ($1,596)$294$1,302$89,535
299 ($1,596)$289$1,307$88,228
300 ($1,596)$285$1,311$86,917
Year 26 - 301 ($1,596)$281$1,315$85,602
302 ($1,596)$277$1,319$84,283
303 ($1,596)$273$1,323$82,960
304 ($1,596)$268$1,328$81,632
305 ($1,596)$264$1,332$80,300
306 ($1,596)$260$1,336$78,964
307 ($1,596)$255$1,341$77,623
308 ($1,596)$251$1,345$76,278
309 ($1,596)$247$1,349$74,928
310 ($1,596)$242$1,354$73,575
311 ($1,596)$238$1,358$72,217
312 ($1,596)$234$1,363$70,854
Year 27 - 313 ($1,596)$229$1,367$69,487
314 ($1,596)$225$1,371$68,116
315 ($1,596)$220$1,376$66,740
316 ($1,596)$216$1,380$65,360
317 ($1,596)$211$1,385$63,975
318 ($1,596)$207$1,389$62,586
319 ($1,596)$202$1,394$61,192
320 ($1,596)$198$1,398$59,794
321 ($1,596)$193$1,403$58,391
322 ($1,596)$189$1,407$56,984
323 ($1,596)$184$1,412$55,572
324 ($1,596)$180$1,416$54,156
Year 28 - 325 ($1,596)$175$1,421$52,735
326 ($1,596)$171$1,426$51,310
327 ($1,596)$166$1,430$49,880
328 ($1,596)$161$1,435$48,445
329 ($1,596)$157$1,439$47,005
330 ($1,596)$152$1,444$45,561
331 ($1,596)$147$1,449$44,113
332 ($1,596)$143$1,453$42,659
333 ($1,596)$138$1,458$41,201
334 ($1,596)$133$1,463$39,738
335 ($1,596)$128$1,468$38,271
336 ($1,596)$124$1,472$36,799
Year 29 - 337 ($1,596)$119$1,477$35,322
338 ($1,596)$114$1,482$33,840
339 ($1,596)$109$1,487$32,353
340 ($1,596)$105$1,491$30,862
341 ($1,596)$100$1,496$29,366
342 ($1,596)$95$1,501$27,865
343 ($1,596)$90$1,506$26,359
344 ($1,596)$85$1,511$24,848
345 ($1,596)$80$1,516$23,332
346 ($1,596)$75$1,521$21,812
347 ($1,596)$71$1,525$20,286
348 ($1,596)$66$1,530$18,756
Year 30 - 349 ($1,596)$61$1,535$17,220
350 ($1,596)$56$1,540$15,680
351 ($1,596)$51$1,545$14,135
352 ($1,596)$46$1,550$12,584
353 ($1,596)$41$1,555$11,029
354 ($1,596)$36$1,560$9,469
355 ($1,596)$31$1,565$7,903
356 ($1,596)$26$1,570$6,333
357 ($1,596)$20$1,576$4,757
358 ($1,596)$15$1,581$3,177
359 ($1,596)$10$1,586$1,591
360 ($1,596)$5$1,591$0
TOTALS$235,365$339,200$574,565

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.