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Mortgage Payment Schedule for a $425,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($85,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,613 360 $240,834 $580,834

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $259 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $425,000
Down Payment $85,000$340,000
Year 1 - 1 ($1,613)$1,119$494$339,506
2 ($1,613)$1,118$496$339,010
3 ($1,613)$1,116$498$338,512
4 ($1,613)$1,114$499$338,013
5 ($1,613)$1,113$501$337,512
6 ($1,613)$1,111$502$337,010
7 ($1,613)$1,109$504$336,506
8 ($1,613)$1,108$506$336,000
9 ($1,613)$1,106$507$335,493
10 ($1,613)$1,104$509$334,984
11 ($1,613)$1,103$511$334,473
12 ($1,613)$1,101$512$333,960
Year 2 - 13 ($1,613)$1,099$514$333,446
14 ($1,613)$1,098$516$332,930
15 ($1,613)$1,096$518$332,413
16 ($1,613)$1,094$519$331,894
17 ($1,613)$1,092$521$331,373
18 ($1,613)$1,091$523$330,850
19 ($1,613)$1,089$524$330,326
20 ($1,613)$1,087$526$329,799
21 ($1,613)$1,086$528$329,272
22 ($1,613)$1,084$530$328,742
23 ($1,613)$1,082$531$328,211
24 ($1,613)$1,080$533$327,678
Year 3 - 25 ($1,613)$1,079$535$327,143
26 ($1,613)$1,077$537$326,606
27 ($1,613)$1,075$538$326,068
28 ($1,613)$1,073$540$325,528
29 ($1,613)$1,072$542$324,986
30 ($1,613)$1,070$544$324,442
31 ($1,613)$1,068$545$323,897
32 ($1,613)$1,066$547$323,350
33 ($1,613)$1,064$549$322,800
34 ($1,613)$1,063$551$322,250
35 ($1,613)$1,061$553$321,697
36 ($1,613)$1,059$555$321,142
Year 4 - 37 ($1,613)$1,057$556$320,586
38 ($1,613)$1,055$558$320,028
39 ($1,613)$1,053$560$319,468
40 ($1,613)$1,052$562$318,906
41 ($1,613)$1,050$564$318,342
42 ($1,613)$1,048$566$317,777
43 ($1,613)$1,046$567$317,209
44 ($1,613)$1,044$569$316,640
45 ($1,613)$1,042$571$316,069
46 ($1,613)$1,040$573$315,496
47 ($1,613)$1,039$575$314,921
48 ($1,613)$1,037$577$314,344
Year 5 - 49 ($1,613)$1,035$579$313,765
50 ($1,613)$1,033$581$313,185
51 ($1,613)$1,031$583$312,602
52 ($1,613)$1,029$584$312,018
53 ($1,613)$1,027$586$311,432
54 ($1,613)$1,025$588$310,843
55 ($1,613)$1,023$590$310,253
56 ($1,613)$1,021$592$309,661
57 ($1,613)$1,019$594$309,067
58 ($1,613)$1,017$596$308,471
59 ($1,613)$1,015$598$307,873
60 ($1,613)$1,013$600$307,273
Year 6 - 61 ($1,613)$1,011$602$306,671
62 ($1,613)$1,009$604$306,067
63 ($1,613)$1,007$606$305,461
64 ($1,613)$1,005$608$304,853
65 ($1,613)$1,003$610$304,243
66 ($1,613)$1,001$612$303,631
67 ($1,613)$999$614$303,017
68 ($1,613)$997$616$302,401
69 ($1,613)$995$618$301,783
70 ($1,613)$993$620$301,163
71 ($1,613)$991$622$300,541
72 ($1,613)$989$624$299,916
Year 7 - 73 ($1,613)$987$626$299,290
74 ($1,613)$985$628$298,662
75 ($1,613)$983$630$298,032
76 ($1,613)$981$632$297,399
77 ($1,613)$979$634$296,765
78 ($1,613)$977$637$296,128
79 ($1,613)$975$639$295,490
80 ($1,613)$973$641$294,849
81 ($1,613)$971$643$294,206
82 ($1,613)$968$645$293,561
83 ($1,613)$966$647$292,914
84 ($1,613)$964$649$292,264
Year 8 - 85 ($1,613)$962$651$291,613
86 ($1,613)$960$654$290,960
87 ($1,613)$958$656$290,304
88 ($1,613)$956$658$289,646
89 ($1,613)$953$660$288,986
90 ($1,613)$951$662$288,324
91 ($1,613)$949$664$287,659
92 ($1,613)$947$667$286,993
93 ($1,613)$945$669$286,324
94 ($1,613)$942$671$285,653
95 ($1,613)$940$673$284,980
96 ($1,613)$938$675$284,305
Year 9 - 97 ($1,613)$936$678$283,627
98 ($1,613)$934$680$282,947
99 ($1,613)$931$682$282,265
100 ($1,613)$929$684$281,581
101 ($1,613)$927$687$280,894
102 ($1,613)$925$689$280,206
103 ($1,613)$922$691$279,515
104 ($1,613)$920$693$278,821
105 ($1,613)$918$696$278,126
106 ($1,613)$915$698$277,428
107 ($1,613)$913$700$276,727
108 ($1,613)$911$703$276,025
Year 10 - 109 ($1,613)$909$705$275,320
110 ($1,613)$906$707$274,613
111 ($1,613)$904$709$273,903
112 ($1,613)$902$712$273,191
113 ($1,613)$899$714$272,477
114 ($1,613)$897$717$271,761
115 ($1,613)$895$719$271,042
116 ($1,613)$892$721$270,321
117 ($1,613)$890$724$269,597
118 ($1,613)$887$726$268,871
119 ($1,613)$885$728$268,143
120 ($1,613)$883$731$267,412
Year 11 - 121 ($1,613)$880$733$266,679
122 ($1,613)$878$736$265,943
123 ($1,613)$875$738$265,205
124 ($1,613)$873$740$264,465
125 ($1,613)$871$743$263,722
126 ($1,613)$868$745$262,976
127 ($1,613)$866$748$262,229
128 ($1,613)$863$750$261,478
129 ($1,613)$861$753$260,726
130 ($1,613)$858$755$259,970
131 ($1,613)$856$758$259,213
132 ($1,613)$853$760$258,452
Year 12 - 133 ($1,613)$851$763$257,690
134 ($1,613)$848$765$256,925
135 ($1,613)$846$768$256,157
136 ($1,613)$843$770$255,387
137 ($1,613)$841$773$254,614
138 ($1,613)$838$775$253,839
139 ($1,613)$836$778$253,061
140 ($1,613)$833$780$252,280
141 ($1,613)$830$783$251,497
142 ($1,613)$828$786$250,712
143 ($1,613)$825$788$249,923
144 ($1,613)$823$791$249,133
Year 13 - 145 ($1,613)$820$793$248,339
146 ($1,613)$817$796$247,543
147 ($1,613)$815$799$246,745
148 ($1,613)$812$801$245,944
149 ($1,613)$810$804$245,140
150 ($1,613)$807$807$244,333
151 ($1,613)$804$809$243,524
152 ($1,613)$802$812$242,712
153 ($1,613)$799$814$241,898
154 ($1,613)$796$817$241,080
155 ($1,613)$794$820$240,261
156 ($1,613)$791$823$239,438
Year 14 - 157 ($1,613)$788$825$238,613
158 ($1,613)$785$828$237,785
159 ($1,613)$783$831$236,954
160 ($1,613)$780$833$236,121
161 ($1,613)$777$836$235,284
162 ($1,613)$774$839$234,445
163 ($1,613)$772$842$233,604
164 ($1,613)$769$844$232,759
165 ($1,613)$766$847$231,912
166 ($1,613)$763$850$231,062
167 ($1,613)$761$853$230,209
168 ($1,613)$758$856$229,353
Year 15 - 169 ($1,613)$755$858$228,495
170 ($1,613)$752$861$227,634
171 ($1,613)$749$864$226,770
172 ($1,613)$746$867$225,903
173 ($1,613)$744$870$225,033
174 ($1,613)$741$873$224,160
175 ($1,613)$738$876$223,284
176 ($1,613)$735$878$222,406
177 ($1,613)$732$881$221,525
178 ($1,613)$729$884$220,640
179 ($1,613)$726$887$219,753
180 ($1,613)$723$890$218,863
Year 16 - 181 ($1,613)$720$893$217,970
182 ($1,613)$717$896$217,074
183 ($1,613)$715$899$216,175
184 ($1,613)$712$902$215,274
185 ($1,613)$709$905$214,369
186 ($1,613)$706$908$213,461
187 ($1,613)$703$911$212,550
188 ($1,613)$700$914$211,636
189 ($1,613)$697$917$210,720
190 ($1,613)$694$920$209,800
191 ($1,613)$691$923$208,877
192 ($1,613)$688$926$207,951
Year 17 - 193 ($1,613)$685$929$207,022
194 ($1,613)$681$932$206,090
195 ($1,613)$678$935$205,155
196 ($1,613)$675$938$204,217
197 ($1,613)$672$941$203,276
198 ($1,613)$669$944$202,331
199 ($1,613)$666$947$201,384
200 ($1,613)$663$951$200,434
201 ($1,613)$660$954$199,480
202 ($1,613)$657$957$198,523
203 ($1,613)$653$960$197,563
204 ($1,613)$650$963$196,600
Year 18 - 205 ($1,613)$647$966$195,634
206 ($1,613)$644$969$194,664
207 ($1,613)$641$973$193,692
208 ($1,613)$638$976$192,716
209 ($1,613)$634$979$191,737
210 ($1,613)$631$982$190,754
211 ($1,613)$628$986$189,769
212 ($1,613)$625$989$188,780
213 ($1,613)$621$992$187,788
214 ($1,613)$618$995$186,793
215 ($1,613)$615$999$185,794
216 ($1,613)$612$1,002$184,792
Year 19 - 217 ($1,613)$608$1,005$183,787
218 ($1,613)$605$1,008$182,779
219 ($1,613)$602$1,012$181,767
220 ($1,613)$598$1,015$180,752
221 ($1,613)$595$1,018$179,733
222 ($1,613)$592$1,022$178,712
223 ($1,613)$588$1,025$177,686
224 ($1,613)$585$1,029$176,658
225 ($1,613)$581$1,032$175,626
226 ($1,613)$578$1,035$174,591
227 ($1,613)$575$1,039$173,552
228 ($1,613)$571$1,042$172,510
Year 20 - 229 ($1,613)$568$1,046$171,464
230 ($1,613)$564$1,049$170,415
231 ($1,613)$561$1,052$169,363
232 ($1,613)$557$1,056$168,307
233 ($1,613)$554$1,059$167,247
234 ($1,613)$551$1,063$166,184
235 ($1,613)$547$1,066$165,118
236 ($1,613)$544$1,070$164,048
237 ($1,613)$540$1,073$162,975
238 ($1,613)$536$1,077$161,898
239 ($1,613)$533$1,081$160,817
240 ($1,613)$529$1,084$159,733
Year 21 - 241 ($1,613)$526$1,088$158,645
242 ($1,613)$522$1,091$157,554
243 ($1,613)$519$1,095$156,459
244 ($1,613)$515$1,098$155,361
245 ($1,613)$511$1,102$154,259
246 ($1,613)$508$1,106$153,153
247 ($1,613)$504$1,109$152,044
248 ($1,613)$500$1,113$150,931
249 ($1,613)$497$1,117$149,814
250 ($1,613)$493$1,120$148,694
251 ($1,613)$489$1,124$147,570
252 ($1,613)$486$1,128$146,442
Year 22 - 253 ($1,613)$482$1,131$145,311
254 ($1,613)$478$1,135$144,176
255 ($1,613)$475$1,139$143,037
256 ($1,613)$471$1,143$141,895
257 ($1,613)$467$1,146$140,748
258 ($1,613)$463$1,150$139,598
259 ($1,613)$460$1,154$138,444
260 ($1,613)$456$1,158$137,286
261 ($1,613)$452$1,162$136,125
262 ($1,613)$448$1,165$134,960
263 ($1,613)$444$1,169$133,790
264 ($1,613)$440$1,173$132,617
Year 23 - 265 ($1,613)$437$1,177$131,440
266 ($1,613)$433$1,181$130,260
267 ($1,613)$429$1,185$129,075
268 ($1,613)$425$1,189$127,886
269 ($1,613)$421$1,192$126,694
270 ($1,613)$417$1,196$125,498
271 ($1,613)$413$1,200$124,297
272 ($1,613)$409$1,204$123,093
273 ($1,613)$405$1,208$121,885
274 ($1,613)$401$1,212$120,673
275 ($1,613)$397$1,216$119,456
276 ($1,613)$393$1,220$118,236
Year 24 - 277 ($1,613)$389$1,224$117,012
278 ($1,613)$385$1,228$115,784
279 ($1,613)$381$1,232$114,551
280 ($1,613)$377$1,236$113,315
281 ($1,613)$373$1,240$112,075
282 ($1,613)$369$1,245$110,830
283 ($1,613)$365$1,249$109,581
284 ($1,613)$361$1,253$108,329
285 ($1,613)$357$1,257$107,072
286 ($1,613)$352$1,261$105,811
287 ($1,613)$348$1,265$104,546
288 ($1,613)$344$1,269$103,276
Year 25 - 289 ($1,613)$340$1,273$102,003
290 ($1,613)$336$1,278$100,725
291 ($1,613)$332$1,282$99,443
292 ($1,613)$327$1,286$98,157
293 ($1,613)$323$1,290$96,867
294 ($1,613)$319$1,295$95,572
295 ($1,613)$315$1,299$94,274
296 ($1,613)$310$1,303$92,970
297 ($1,613)$306$1,307$91,663
298 ($1,613)$302$1,312$90,351
299 ($1,613)$297$1,316$89,035
300 ($1,613)$293$1,320$87,715
Year 26 - 301 ($1,613)$289$1,325$86,390
302 ($1,613)$284$1,329$85,061
303 ($1,613)$280$1,333$83,728
304 ($1,613)$276$1,338$82,390
305 ($1,613)$271$1,342$81,048
306 ($1,613)$267$1,347$79,701
307 ($1,613)$262$1,351$78,350
308 ($1,613)$258$1,356$76,995
309 ($1,613)$253$1,360$75,635
310 ($1,613)$249$1,364$74,270
311 ($1,613)$244$1,369$72,901
312 ($1,613)$240$1,373$71,528
Year 27 - 313 ($1,613)$235$1,378$70,150
314 ($1,613)$231$1,383$68,767
315 ($1,613)$226$1,387$67,380
316 ($1,613)$222$1,392$65,988
317 ($1,613)$217$1,396$64,592
318 ($1,613)$213$1,401$63,191
319 ($1,613)$208$1,405$61,786
320 ($1,613)$203$1,410$60,376
321 ($1,613)$199$1,415$58,961
322 ($1,613)$194$1,419$57,542
323 ($1,613)$189$1,424$56,118
324 ($1,613)$185$1,429$54,689
Year 28 - 325 ($1,613)$180$1,433$53,256
326 ($1,613)$175$1,438$51,818
327 ($1,613)$171$1,443$50,375
328 ($1,613)$166$1,448$48,927
329 ($1,613)$161$1,452$47,475
330 ($1,613)$156$1,457$46,018
331 ($1,613)$151$1,462$44,556
332 ($1,613)$147$1,467$43,089
333 ($1,613)$142$1,472$41,617
334 ($1,613)$137$1,476$40,141
335 ($1,613)$132$1,481$38,660
336 ($1,613)$127$1,486$37,173
Year 29 - 337 ($1,613)$122$1,491$35,682
338 ($1,613)$117$1,496$34,186
339 ($1,613)$113$1,501$32,686
340 ($1,613)$108$1,506$31,180
341 ($1,613)$103$1,511$29,669
342 ($1,613)$98$1,516$28,153
343 ($1,613)$93$1,521$26,632
344 ($1,613)$88$1,526$25,107
345 ($1,613)$83$1,531$23,576
346 ($1,613)$78$1,536$22,040
347 ($1,613)$73$1,541$20,499
348 ($1,613)$67$1,546$18,953
Year 30 - 349 ($1,613)$62$1,551$17,402
350 ($1,613)$57$1,556$15,846
351 ($1,613)$52$1,561$14,285
352 ($1,613)$47$1,566$12,718
353 ($1,613)$42$1,572$11,147
354 ($1,613)$37$1,577$9,570
355 ($1,613)$32$1,582$7,988
356 ($1,613)$26$1,587$6,401
357 ($1,613)$21$1,592$4,809
358 ($1,613)$16$1,598$3,211
359 ($1,613)$11$1,603$1,608
360 ($1,613)$5$1,608$0
TOTALS$240,834$340,000$580,834

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.