« Back to all home prices

Mortgage Payment Schedule for a $426,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($85,200) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,594 360 $232,971 $573,771

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.639% | Rate: 3.625% | Fees: $445 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $426,000
Down Payment $85,200$340,800
Year 1 - 1 ($1,594)$1,088$506$340,294
2 ($1,594)$1,086$508$339,786
3 ($1,594)$1,084$509$339,277
4 ($1,594)$1,083$511$338,766
5 ($1,594)$1,081$513$338,253
6 ($1,594)$1,080$514$337,739
7 ($1,594)$1,078$516$337,223
8 ($1,594)$1,076$518$336,706
9 ($1,594)$1,075$519$336,187
10 ($1,594)$1,073$521$335,666
11 ($1,594)$1,071$522$335,143
12 ($1,594)$1,070$524$334,619
Year 2 - 13 ($1,594)$1,068$526$334,093
14 ($1,594)$1,066$527$333,566
15 ($1,594)$1,065$529$333,037
16 ($1,594)$1,063$531$332,506
17 ($1,594)$1,061$533$331,973
18 ($1,594)$1,060$534$331,439
19 ($1,594)$1,058$536$330,903
20 ($1,594)$1,056$538$330,365
21 ($1,594)$1,054$539$329,826
22 ($1,594)$1,053$541$329,285
23 ($1,594)$1,051$543$328,742
24 ($1,594)$1,049$545$328,197
Year 3 - 25 ($1,594)$1,047$546$327,651
26 ($1,594)$1,046$548$327,103
27 ($1,594)$1,044$550$326,553
28 ($1,594)$1,042$552$326,002
29 ($1,594)$1,040$553$325,448
30 ($1,594)$1,039$555$324,893
31 ($1,594)$1,037$557$324,336
32 ($1,594)$1,035$559$323,778
33 ($1,594)$1,033$560$323,217
34 ($1,594)$1,032$562$322,655
35 ($1,594)$1,030$564$322,091
36 ($1,594)$1,028$566$321,525
Year 4 - 37 ($1,594)$1,026$568$320,958
38 ($1,594)$1,024$569$320,388
39 ($1,594)$1,023$571$319,817
40 ($1,594)$1,021$573$319,244
41 ($1,594)$1,019$575$318,669
42 ($1,594)$1,017$577$318,092
43 ($1,594)$1,015$579$317,514
44 ($1,594)$1,013$580$316,933
45 ($1,594)$1,012$582$316,351
46 ($1,594)$1,010$584$315,767
47 ($1,594)$1,008$586$315,181
48 ($1,594)$1,006$588$314,593
Year 5 - 49 ($1,594)$1,004$590$314,004
50 ($1,594)$1,002$592$313,412
51 ($1,594)$1,000$594$312,818
52 ($1,594)$998$595$312,223
53 ($1,594)$997$597$311,626
54 ($1,594)$995$599$311,027
55 ($1,594)$993$601$310,425
56 ($1,594)$991$603$309,822
57 ($1,594)$989$605$309,217
58 ($1,594)$987$607$308,611
59 ($1,594)$985$609$308,002
60 ($1,594)$983$611$307,391
Year 6 - 61 ($1,594)$981$613$306,778
62 ($1,594)$979$615$306,164
63 ($1,594)$977$617$305,547
64 ($1,594)$975$619$304,928
65 ($1,594)$973$621$304,308
66 ($1,594)$971$623$303,685
67 ($1,594)$969$625$303,061
68 ($1,594)$967$627$302,434
69 ($1,594)$965$629$301,806
70 ($1,594)$963$631$301,175
71 ($1,594)$961$633$300,542
72 ($1,594)$959$635$299,908
Year 7 - 73 ($1,594)$957$637$299,271
74 ($1,594)$955$639$298,633
75 ($1,594)$953$641$297,992
76 ($1,594)$951$643$297,349
77 ($1,594)$949$645$296,704
78 ($1,594)$947$647$296,058
79 ($1,594)$945$649$295,409
80 ($1,594)$943$651$294,758
81 ($1,594)$941$653$294,105
82 ($1,594)$939$655$293,450
83 ($1,594)$937$657$292,792
84 ($1,594)$934$659$292,133
Year 8 - 85 ($1,594)$932$661$291,472
86 ($1,594)$930$664$290,808
87 ($1,594)$928$666$290,143
88 ($1,594)$926$668$289,475
89 ($1,594)$924$670$288,805
90 ($1,594)$922$672$288,133
91 ($1,594)$920$674$287,459
92 ($1,594)$917$676$286,782
93 ($1,594)$915$678$286,104
94 ($1,594)$913$681$285,423
95 ($1,594)$911$683$284,740
96 ($1,594)$909$685$284,055
Year 9 - 97 ($1,594)$907$687$283,368
98 ($1,594)$904$689$282,679
99 ($1,594)$902$692$281,987
100 ($1,594)$900$694$281,293
101 ($1,594)$898$696$280,597
102 ($1,594)$896$698$279,899
103 ($1,594)$893$700$279,199
104 ($1,594)$891$703$278,496
105 ($1,594)$889$705$277,791
106 ($1,594)$887$707$277,084
107 ($1,594)$884$709$276,374
108 ($1,594)$882$712$275,663
Year 10 - 109 ($1,594)$880$714$274,949
110 ($1,594)$878$716$274,232
111 ($1,594)$875$719$273,514
112 ($1,594)$873$721$272,793
113 ($1,594)$871$723$272,070
114 ($1,594)$868$725$271,344
115 ($1,594)$866$728$270,617
116 ($1,594)$864$730$269,886
117 ($1,594)$861$732$269,154
118 ($1,594)$859$735$268,419
119 ($1,594)$857$737$267,682
120 ($1,594)$854$739$266,943
Year 11 - 121 ($1,594)$852$742$266,201
122 ($1,594)$850$744$265,457
123 ($1,594)$847$747$264,710
124 ($1,594)$845$749$263,961
125 ($1,594)$842$751$263,210
126 ($1,594)$840$754$262,456
127 ($1,594)$838$756$261,700
128 ($1,594)$835$759$260,941
129 ($1,594)$833$761$260,181
130 ($1,594)$830$763$259,417
131 ($1,594)$828$766$258,651
132 ($1,594)$826$768$257,883
Year 12 - 133 ($1,594)$823$771$257,112
134 ($1,594)$821$773$256,339
135 ($1,594)$818$776$255,563
136 ($1,594)$816$778$254,785
137 ($1,594)$813$781$254,005
138 ($1,594)$811$783$253,222
139 ($1,594)$808$786$252,436
140 ($1,594)$806$788$251,648
141 ($1,594)$803$791$250,857
142 ($1,594)$801$793$250,064
143 ($1,594)$798$796$249,268
144 ($1,594)$796$798$248,470
Year 13 - 145 ($1,594)$793$801$247,669
146 ($1,594)$790$803$246,866
147 ($1,594)$788$806$246,060
148 ($1,594)$785$808$245,252
149 ($1,594)$783$811$244,441
150 ($1,594)$780$814$243,627
151 ($1,594)$778$816$242,811
152 ($1,594)$775$819$241,992
153 ($1,594)$772$821$241,170
154 ($1,594)$770$824$240,346
155 ($1,594)$767$827$239,520
156 ($1,594)$764$829$238,690
Year 14 - 157 ($1,594)$762$832$237,858
158 ($1,594)$759$835$237,024
159 ($1,594)$757$837$236,186
160 ($1,594)$754$840$235,346
161 ($1,594)$751$843$234,504
162 ($1,594)$748$845$233,658
163 ($1,594)$746$848$232,810
164 ($1,594)$743$851$231,960
165 ($1,594)$740$853$231,106
166 ($1,594)$738$856$230,250
167 ($1,594)$735$859$229,391
168 ($1,594)$732$862$228,529
Year 15 - 169 ($1,594)$729$864$227,665
170 ($1,594)$727$867$226,798
171 ($1,594)$724$870$225,928
172 ($1,594)$721$873$225,055
173 ($1,594)$718$876$224,180
174 ($1,594)$716$878$223,301
175 ($1,594)$713$881$222,420
176 ($1,594)$710$884$221,536
177 ($1,594)$707$887$220,650
178 ($1,594)$704$890$219,760
179 ($1,594)$701$892$218,868
180 ($1,594)$699$895$217,972
Year 16 - 181 ($1,594)$696$898$217,074
182 ($1,594)$693$901$216,173
183 ($1,594)$690$904$215,269
184 ($1,594)$687$907$214,363
185 ($1,594)$684$910$213,453
186 ($1,594)$681$913$212,540
187 ($1,594)$678$915$211,625
188 ($1,594)$675$918$210,707
189 ($1,594)$673$921$209,785
190 ($1,594)$670$924$208,861
191 ($1,594)$667$927$207,934
192 ($1,594)$664$930$207,004
Year 17 - 193 ($1,594)$661$933$206,071
194 ($1,594)$658$936$205,134
195 ($1,594)$655$939$204,195
196 ($1,594)$652$942$203,253
197 ($1,594)$649$945$202,308
198 ($1,594)$646$948$201,360
199 ($1,594)$643$951$200,409
200 ($1,594)$640$954$199,455
201 ($1,594)$637$957$198,498
202 ($1,594)$634$960$197,537
203 ($1,594)$630$963$196,574
204 ($1,594)$627$966$195,608
Year 18 - 205 ($1,594)$624$969$194,638
206 ($1,594)$621$973$193,665
207 ($1,594)$618$976$192,690
208 ($1,594)$615$979$191,711
209 ($1,594)$612$982$190,729
210 ($1,594)$609$985$189,744
211 ($1,594)$606$988$188,756
212 ($1,594)$602$991$187,764
213 ($1,594)$599$995$186,770
214 ($1,594)$596$998$185,772
215 ($1,594)$593$1,001$184,771
216 ($1,594)$590$1,004$183,767
Year 19 - 217 ($1,594)$587$1,007$182,760
218 ($1,594)$583$1,010$181,749
219 ($1,594)$580$1,014$180,736
220 ($1,594)$577$1,017$179,719
221 ($1,594)$574$1,020$178,699
222 ($1,594)$570$1,023$177,675
223 ($1,594)$567$1,027$176,648
224 ($1,594)$564$1,030$175,618
225 ($1,594)$561$1,033$174,585
226 ($1,594)$557$1,037$173,548
227 ($1,594)$554$1,040$172,509
228 ($1,594)$551$1,043$171,465
Year 20 - 229 ($1,594)$547$1,047$170,419
230 ($1,594)$544$1,050$169,369
231 ($1,594)$541$1,053$168,316
232 ($1,594)$537$1,057$167,259
233 ($1,594)$534$1,060$166,199
234 ($1,594)$530$1,063$165,136
235 ($1,594)$527$1,067$164,069
236 ($1,594)$524$1,070$162,999
237 ($1,594)$520$1,074$161,925
238 ($1,594)$517$1,077$160,848
239 ($1,594)$513$1,080$159,768
240 ($1,594)$510$1,084$158,684
Year 21 - 241 ($1,594)$506$1,087$157,597
242 ($1,594)$503$1,091$156,506
243 ($1,594)$500$1,094$155,412
244 ($1,594)$496$1,098$154,314
245 ($1,594)$493$1,101$153,212
246 ($1,594)$489$1,105$152,108
247 ($1,594)$485$1,108$150,999
248 ($1,594)$482$1,112$149,887
249 ($1,594)$478$1,115$148,772
250 ($1,594)$475$1,119$147,653
251 ($1,594)$471$1,123$146,530
252 ($1,594)$468$1,126$145,404
Year 22 - 253 ($1,594)$464$1,130$144,275
254 ($1,594)$460$1,133$143,141
255 ($1,594)$457$1,137$142,004
256 ($1,594)$453$1,141$140,864
257 ($1,594)$450$1,144$139,720
258 ($1,594)$446$1,148$138,572
259 ($1,594)$442$1,152$137,420
260 ($1,594)$439$1,155$136,265
261 ($1,594)$435$1,159$135,106
262 ($1,594)$431$1,163$133,943
263 ($1,594)$428$1,166$132,777
264 ($1,594)$424$1,170$131,607
Year 23 - 265 ($1,594)$420$1,174$130,433
266 ($1,594)$416$1,178$129,256
267 ($1,594)$413$1,181$128,075
268 ($1,594)$409$1,185$126,890
269 ($1,594)$405$1,189$125,701
270 ($1,594)$401$1,193$124,508
271 ($1,594)$397$1,196$123,312
272 ($1,594)$394$1,200$122,111
273 ($1,594)$390$1,204$120,907
274 ($1,594)$386$1,208$119,699
275 ($1,594)$382$1,212$118,488
276 ($1,594)$378$1,216$117,272
Year 24 - 277 ($1,594)$374$1,220$116,053
278 ($1,594)$370$1,223$114,829
279 ($1,594)$366$1,227$113,602
280 ($1,594)$363$1,231$112,371
281 ($1,594)$359$1,235$111,135
282 ($1,594)$355$1,239$109,896
283 ($1,594)$351$1,243$108,653
284 ($1,594)$347$1,247$107,406
285 ($1,594)$343$1,251$106,155
286 ($1,594)$339$1,255$104,900
287 ($1,594)$335$1,259$103,641
288 ($1,594)$331$1,263$102,378
Year 25 - 289 ($1,594)$327$1,267$101,111
290 ($1,594)$323$1,271$99,840
291 ($1,594)$319$1,275$98,565
292 ($1,594)$315$1,279$97,286
293 ($1,594)$311$1,283$96,002
294 ($1,594)$306$1,287$94,715
295 ($1,594)$302$1,292$93,423
296 ($1,594)$298$1,296$92,128
297 ($1,594)$294$1,300$90,828
298 ($1,594)$290$1,304$89,524
299 ($1,594)$286$1,308$88,216
300 ($1,594)$282$1,312$86,904
Year 26 - 301 ($1,594)$277$1,316$85,587
302 ($1,594)$273$1,321$84,267
303 ($1,594)$269$1,325$82,942
304 ($1,594)$265$1,329$81,613
305 ($1,594)$260$1,333$80,280
306 ($1,594)$256$1,338$78,942
307 ($1,594)$252$1,342$77,600
308 ($1,594)$248$1,346$76,254
309 ($1,594)$243$1,350$74,904
310 ($1,594)$239$1,355$73,549
311 ($1,594)$235$1,359$72,190
312 ($1,594)$230$1,363$70,826
Year 27 - 313 ($1,594)$226$1,368$69,459
314 ($1,594)$222$1,372$68,086
315 ($1,594)$217$1,376$66,710
316 ($1,594)$213$1,381$65,329
317 ($1,594)$209$1,385$63,944
318 ($1,594)$204$1,390$62,554
319 ($1,594)$200$1,394$61,160
320 ($1,594)$195$1,399$59,761
321 ($1,594)$191$1,403$58,358
322 ($1,594)$186$1,408$56,951
323 ($1,594)$182$1,412$55,539
324 ($1,594)$177$1,417$54,122
Year 28 - 325 ($1,594)$173$1,421$52,701
326 ($1,594)$168$1,426$51,275
327 ($1,594)$164$1,430$49,845
328 ($1,594)$159$1,435$48,410
329 ($1,594)$155$1,439$46,971
330 ($1,594)$150$1,444$45,527
331 ($1,594)$145$1,449$44,079
332 ($1,594)$141$1,453$42,626
333 ($1,594)$136$1,458$41,168
334 ($1,594)$131$1,462$39,705
335 ($1,594)$127$1,467$38,238
336 ($1,594)$122$1,472$36,767
Year 29 - 337 ($1,594)$117$1,476$35,290
338 ($1,594)$113$1,481$33,809
339 ($1,594)$108$1,486$32,323
340 ($1,594)$103$1,491$30,832
341 ($1,594)$98$1,495$29,337
342 ($1,594)$94$1,500$27,837
343 ($1,594)$89$1,505$26,332
344 ($1,594)$84$1,510$24,822
345 ($1,594)$79$1,515$23,308
346 ($1,594)$74$1,519$21,788
347 ($1,594)$70$1,524$20,264
348 ($1,594)$65$1,529$18,735
Year 30 - 349 ($1,594)$60$1,534$17,201
350 ($1,594)$55$1,539$15,662
351 ($1,594)$50$1,544$14,118
352 ($1,594)$45$1,549$12,569
353 ($1,594)$40$1,554$11,016
354 ($1,594)$35$1,559$9,457
355 ($1,594)$30$1,564$7,893
356 ($1,594)$25$1,569$6,325
357 ($1,594)$20$1,574$4,751
358 ($1,594)$15$1,579$3,172
359 ($1,594)$10$1,584$1,589
360 ($1,594)$5$1,589$0
TOTALS$232,971$340,800$573,771

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.