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Mortgage Payment Schedule for a $426,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($85,200) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,617 360 $241,400 $582,200

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.763% | Rate: 3.750% | Fees: $385 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $426,000
Down Payment $85,200$340,800
Year 1 - 1 ($1,617)$1,122$495$340,305
2 ($1,617)$1,120$497$339,808
3 ($1,617)$1,119$499$339,309
4 ($1,617)$1,117$500$338,809
5 ($1,617)$1,115$502$338,307
6 ($1,617)$1,114$504$337,803
7 ($1,617)$1,112$505$337,298
8 ($1,617)$1,110$507$336,791
9 ($1,617)$1,109$509$336,282
10 ($1,617)$1,107$510$335,772
11 ($1,617)$1,105$512$335,260
12 ($1,617)$1,104$514$334,746
Year 2 - 13 ($1,617)$1,102$515$334,231
14 ($1,617)$1,100$517$333,714
15 ($1,617)$1,098$519$333,195
16 ($1,617)$1,097$520$332,675
17 ($1,617)$1,095$522$332,152
18 ($1,617)$1,093$524$331,628
19 ($1,617)$1,092$526$331,103
20 ($1,617)$1,090$527$330,575
21 ($1,617)$1,088$529$330,046
22 ($1,617)$1,086$531$329,516
23 ($1,617)$1,085$533$328,983
24 ($1,617)$1,083$534$328,449
Year 3 - 25 ($1,617)$1,081$536$327,913
26 ($1,617)$1,079$538$327,375
27 ($1,617)$1,078$540$326,835
28 ($1,617)$1,076$541$326,294
29 ($1,617)$1,074$543$325,751
30 ($1,617)$1,072$545$325,206
31 ($1,617)$1,070$547$324,659
32 ($1,617)$1,069$549$324,110
33 ($1,617)$1,067$550$323,560
34 ($1,617)$1,065$552$323,008
35 ($1,617)$1,063$554$322,454
36 ($1,617)$1,061$556$321,898
Year 4 - 37 ($1,617)$1,060$558$321,340
38 ($1,617)$1,058$559$320,781
39 ($1,617)$1,056$561$320,220
40 ($1,617)$1,054$563$319,656
41 ($1,617)$1,052$565$319,091
42 ($1,617)$1,050$567$318,524
43 ($1,617)$1,048$569$317,956
44 ($1,617)$1,047$571$317,385
45 ($1,617)$1,045$572$316,813
46 ($1,617)$1,043$574$316,238
47 ($1,617)$1,041$576$315,662
48 ($1,617)$1,039$578$315,084
Year 5 - 49 ($1,617)$1,037$580$314,504
50 ($1,617)$1,035$582$313,922
51 ($1,617)$1,033$584$313,338
52 ($1,617)$1,031$586$312,752
53 ($1,617)$1,029$588$312,164
54 ($1,617)$1,028$590$311,575
55 ($1,617)$1,026$592$310,983
56 ($1,617)$1,024$594$310,389
57 ($1,617)$1,022$596$309,794
58 ($1,617)$1,020$597$309,196
59 ($1,617)$1,018$599$308,597
60 ($1,617)$1,016$601$307,996
Year 6 - 61 ($1,617)$1,014$603$307,392
62 ($1,617)$1,012$605$306,787
63 ($1,617)$1,010$607$306,179
64 ($1,617)$1,008$609$305,570
65 ($1,617)$1,006$611$304,959
66 ($1,617)$1,004$613$304,345
67 ($1,617)$1,002$615$303,730
68 ($1,617)$1,000$617$303,112
69 ($1,617)$998$619$302,493
70 ($1,617)$996$622$301,871
71 ($1,617)$994$624$301,248
72 ($1,617)$992$626$300,622
Year 7 - 73 ($1,617)$990$628$299,994
74 ($1,617)$987$630$299,365
75 ($1,617)$985$632$298,733
76 ($1,617)$983$634$298,099
77 ($1,617)$981$636$297,463
78 ($1,617)$979$638$296,825
79 ($1,617)$977$640$296,185
80 ($1,617)$975$642$295,543
81 ($1,617)$973$644$294,898
82 ($1,617)$971$647$294,252
83 ($1,617)$969$649$293,603
84 ($1,617)$966$651$292,952
Year 8 - 85 ($1,617)$964$653$292,299
86 ($1,617)$962$655$291,644
87 ($1,617)$960$657$290,987
88 ($1,617)$958$659$290,328
89 ($1,617)$956$662$289,666
90 ($1,617)$953$664$289,002
91 ($1,617)$951$666$288,336
92 ($1,617)$949$668$287,668
93 ($1,617)$947$670$286,998
94 ($1,617)$945$673$286,325
95 ($1,617)$942$675$285,651
96 ($1,617)$940$677$284,974
Year 9 - 97 ($1,617)$938$679$284,295
98 ($1,617)$936$681$283,613
99 ($1,617)$934$684$282,929
100 ($1,617)$931$686$282,244
101 ($1,617)$929$688$281,555
102 ($1,617)$927$690$280,865
103 ($1,617)$925$693$280,172
104 ($1,617)$922$695$279,477
105 ($1,617)$920$697$278,780
106 ($1,617)$918$700$278,080
107 ($1,617)$915$702$277,378
108 ($1,617)$913$704$276,674
Year 10 - 109 ($1,617)$911$707$275,968
110 ($1,617)$908$709$275,259
111 ($1,617)$906$711$274,548
112 ($1,617)$904$714$273,834
113 ($1,617)$901$716$273,118
114 ($1,617)$899$718$272,400
115 ($1,617)$897$721$271,680
116 ($1,617)$894$723$270,957
117 ($1,617)$892$725$270,231
118 ($1,617)$890$728$269,504
119 ($1,617)$887$730$268,774
120 ($1,617)$885$733$268,041
Year 11 - 121 ($1,617)$882$735$267,306
122 ($1,617)$880$737$266,569
123 ($1,617)$877$740$265,829
124 ($1,617)$875$742$265,087
125 ($1,617)$873$745$264,342
126 ($1,617)$870$747$263,595
127 ($1,617)$868$750$262,846
128 ($1,617)$865$752$262,094
129 ($1,617)$863$754$261,339
130 ($1,617)$860$757$260,582
131 ($1,617)$858$759$259,823
132 ($1,617)$855$762$259,061
Year 12 - 133 ($1,617)$853$764$258,296
134 ($1,617)$850$767$257,529
135 ($1,617)$848$770$256,760
136 ($1,617)$845$772$255,988
137 ($1,617)$843$775$255,213
138 ($1,617)$840$777$254,436
139 ($1,617)$838$780$253,656
140 ($1,617)$835$782$252,874
141 ($1,617)$832$785$252,089
142 ($1,617)$830$787$251,302
143 ($1,617)$827$790$250,512
144 ($1,617)$825$793$249,719
Year 13 - 145 ($1,617)$822$795$248,924
146 ($1,617)$819$798$248,126
147 ($1,617)$817$800$247,325
148 ($1,617)$814$803$246,522
149 ($1,617)$811$806$245,716
150 ($1,617)$809$808$244,908
151 ($1,617)$806$811$244,097
152 ($1,617)$803$814$243,283
153 ($1,617)$801$816$242,467
154 ($1,617)$798$819$241,648
155 ($1,617)$795$822$240,826
156 ($1,617)$793$825$240,001
Year 14 - 157 ($1,617)$790$827$239,174
158 ($1,617)$787$830$238,344
159 ($1,617)$785$833$237,512
160 ($1,617)$782$835$236,676
161 ($1,617)$779$838$235,838
162 ($1,617)$776$841$234,997
163 ($1,617)$774$844$234,153
164 ($1,617)$771$846$233,307
165 ($1,617)$768$849$232,458
166 ($1,617)$765$852$231,606
167 ($1,617)$762$855$230,751
168 ($1,617)$760$858$229,893
Year 15 - 169 ($1,617)$757$860$229,033
170 ($1,617)$754$863$228,169
171 ($1,617)$751$866$227,303
172 ($1,617)$748$869$226,434
173 ($1,617)$745$872$225,562
174 ($1,617)$742$875$224,688
175 ($1,617)$740$878$223,810
176 ($1,617)$737$881$222,929
177 ($1,617)$734$883$222,046
178 ($1,617)$731$886$221,160
179 ($1,617)$728$889$220,270
180 ($1,617)$725$892$219,378
Year 16 - 181 ($1,617)$722$895$218,483
182 ($1,617)$719$898$217,585
183 ($1,617)$716$901$216,684
184 ($1,617)$713$904$215,780
185 ($1,617)$710$907$214,873
186 ($1,617)$707$910$213,963
187 ($1,617)$704$913$213,050
188 ($1,617)$701$916$212,134
189 ($1,617)$698$919$211,215
190 ($1,617)$695$922$210,293
191 ($1,617)$692$925$209,368
192 ($1,617)$689$928$208,440
Year 17 - 193 ($1,617)$686$931$207,509
194 ($1,617)$683$934$206,575
195 ($1,617)$680$937$205,638
196 ($1,617)$677$940$204,698
197 ($1,617)$674$943$203,754
198 ($1,617)$671$947$202,808
199 ($1,617)$668$950$201,858
200 ($1,617)$664$953$200,905
201 ($1,617)$661$956$199,949
202 ($1,617)$658$959$198,990
203 ($1,617)$655$962$198,028
204 ($1,617)$652$965$197,063
Year 18 - 205 ($1,617)$649$969$196,094
206 ($1,617)$645$972$195,122
207 ($1,617)$642$975$194,147
208 ($1,617)$639$978$193,169
209 ($1,617)$636$981$192,188
210 ($1,617)$633$985$191,203
211 ($1,617)$629$988$190,215
212 ($1,617)$626$991$189,224
213 ($1,617)$623$994$188,230
214 ($1,617)$620$998$187,232
215 ($1,617)$616$1,001$186,231
216 ($1,617)$613$1,004$185,227
Year 19 - 217 ($1,617)$610$1,008$184,220
218 ($1,617)$606$1,011$183,209
219 ($1,617)$603$1,014$182,195
220 ($1,617)$600$1,017$181,177
221 ($1,617)$596$1,021$180,156
222 ($1,617)$593$1,024$179,132
223 ($1,617)$590$1,028$178,104
224 ($1,617)$586$1,031$177,074
225 ($1,617)$583$1,034$176,039
226 ($1,617)$579$1,038$175,001
227 ($1,617)$576$1,041$173,960
228 ($1,617)$573$1,045$172,916
Year 20 - 229 ($1,617)$569$1,048$171,868
230 ($1,617)$566$1,051$170,816
231 ($1,617)$562$1,055$169,761
232 ($1,617)$559$1,058$168,703
233 ($1,617)$555$1,062$167,641
234 ($1,617)$552$1,065$166,575
235 ($1,617)$548$1,069$165,506
236 ($1,617)$545$1,072$164,434
237 ($1,617)$541$1,076$163,358
238 ($1,617)$538$1,080$162,279
239 ($1,617)$534$1,083$161,196
240 ($1,617)$531$1,087$160,109
Year 21 - 241 ($1,617)$527$1,090$159,019
242 ($1,617)$523$1,094$157,925
243 ($1,617)$520$1,097$156,828
244 ($1,617)$516$1,101$155,727
245 ($1,617)$513$1,105$154,622
246 ($1,617)$509$1,108$153,514
247 ($1,617)$505$1,112$152,402
248 ($1,617)$502$1,116$151,286
249 ($1,617)$498$1,119$150,167
250 ($1,617)$494$1,123$149,044
251 ($1,617)$491$1,127$147,917
252 ($1,617)$487$1,130$146,787
Year 22 - 253 ($1,617)$483$1,134$145,653
254 ($1,617)$479$1,138$144,515
255 ($1,617)$476$1,142$143,374
256 ($1,617)$472$1,145$142,228
257 ($1,617)$468$1,149$141,079
258 ($1,617)$464$1,153$139,927
259 ($1,617)$461$1,157$138,770
260 ($1,617)$457$1,160$137,609
261 ($1,617)$453$1,164$136,445
262 ($1,617)$449$1,168$135,277
263 ($1,617)$445$1,172$134,105
264 ($1,617)$441$1,176$132,929
Year 23 - 265 ($1,617)$438$1,180$131,750
266 ($1,617)$434$1,184$130,566
267 ($1,617)$430$1,187$129,379
268 ($1,617)$426$1,191$128,187
269 ($1,617)$422$1,195$126,992
270 ($1,617)$418$1,199$125,793
271 ($1,617)$414$1,203$124,590
272 ($1,617)$410$1,207$123,383
273 ($1,617)$406$1,211$122,172
274 ($1,617)$402$1,215$120,956
275 ($1,617)$398$1,219$119,737
276 ($1,617)$394$1,223$118,514
Year 24 - 277 ($1,617)$390$1,227$117,287
278 ($1,617)$386$1,231$116,056
279 ($1,617)$382$1,235$114,821
280 ($1,617)$378$1,239$113,582
281 ($1,617)$374$1,243$112,338
282 ($1,617)$370$1,247$111,091
283 ($1,617)$366$1,252$109,839
284 ($1,617)$362$1,256$108,584
285 ($1,617)$357$1,260$107,324
286 ($1,617)$353$1,264$106,060
287 ($1,617)$349$1,268$104,792
288 ($1,617)$345$1,272$103,519
Year 25 - 289 ($1,617)$341$1,276$102,243
290 ($1,617)$337$1,281$100,962
291 ($1,617)$332$1,285$99,677
292 ($1,617)$328$1,289$98,388
293 ($1,617)$324$1,293$97,095
294 ($1,617)$320$1,298$95,797
295 ($1,617)$315$1,302$94,495
296 ($1,617)$311$1,306$93,189
297 ($1,617)$307$1,310$91,879
298 ($1,617)$302$1,315$90,564
299 ($1,617)$298$1,319$89,245
300 ($1,617)$294$1,323$87,921
Year 26 - 301 ($1,617)$289$1,328$86,594
302 ($1,617)$285$1,332$85,261
303 ($1,617)$281$1,337$83,925
304 ($1,617)$276$1,341$82,584
305 ($1,617)$272$1,345$81,238
306 ($1,617)$267$1,350$79,889
307 ($1,617)$263$1,354$78,534
308 ($1,617)$259$1,359$77,176
309 ($1,617)$254$1,363$75,812
310 ($1,617)$250$1,368$74,445
311 ($1,617)$245$1,372$73,073
312 ($1,617)$241$1,377$71,696
Year 27 - 313 ($1,617)$236$1,381$70,315
314 ($1,617)$231$1,386$68,929
315 ($1,617)$227$1,390$67,539
316 ($1,617)$222$1,395$66,144
317 ($1,617)$218$1,399$64,744
318 ($1,617)$213$1,404$63,340
319 ($1,617)$208$1,409$61,931
320 ($1,617)$204$1,413$60,518
321 ($1,617)$199$1,418$59,100
322 ($1,617)$195$1,423$57,677
323 ($1,617)$190$1,427$56,250
324 ($1,617)$185$1,432$54,818
Year 28 - 325 ($1,617)$180$1,437$53,381
326 ($1,617)$176$1,442$51,940
327 ($1,617)$171$1,446$50,493
328 ($1,617)$166$1,451$49,042
329 ($1,617)$161$1,456$47,587
330 ($1,617)$157$1,461$46,126
331 ($1,617)$152$1,465$44,661
332 ($1,617)$147$1,470$43,190
333 ($1,617)$142$1,475$41,715
334 ($1,617)$137$1,480$40,235
335 ($1,617)$132$1,485$38,751
336 ($1,617)$128$1,490$37,261
Year 29 - 337 ($1,617)$123$1,495$35,766
338 ($1,617)$118$1,499$34,267
339 ($1,617)$113$1,504$32,762
340 ($1,617)$108$1,509$31,253
341 ($1,617)$103$1,514$29,739
342 ($1,617)$98$1,519$28,219
343 ($1,617)$93$1,524$26,695
344 ($1,617)$88$1,529$25,166
345 ($1,617)$83$1,534$23,631
346 ($1,617)$78$1,539$22,092
347 ($1,617)$73$1,545$20,547
348 ($1,617)$68$1,550$18,998
Year 30 - 349 ($1,617)$63$1,555$17,443
350 ($1,617)$57$1,560$15,883
351 ($1,617)$52$1,565$14,318
352 ($1,617)$47$1,570$12,748
353 ($1,617)$42$1,575$11,173
354 ($1,617)$37$1,580$9,593
355 ($1,617)$32$1,586$8,007
356 ($1,617)$26$1,591$6,416
357 ($1,617)$21$1,596$4,820
358 ($1,617)$16$1,601$3,219
359 ($1,617)$11$1,607$1,612
360 ($1,617)$5$1,612$0
TOTALS$241,400$340,800$582,200

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.