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Mortgage Payment Schedule for a $429,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($85,800) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,623 360 $240,972 $584,172

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $429,000
Down Payment $85,800$343,200
Year 1 - 1 ($1,623)$1,121$502$342,698
2 ($1,623)$1,119$503$342,195
3 ($1,623)$1,118$505$341,690
4 ($1,623)$1,116$507$341,184
5 ($1,623)$1,115$508$340,676
6 ($1,623)$1,113$510$340,166
7 ($1,623)$1,111$511$339,654
8 ($1,623)$1,110$513$339,141
9 ($1,623)$1,108$515$338,626
10 ($1,623)$1,106$517$338,110
11 ($1,623)$1,104$518$337,592
12 ($1,623)$1,103$520$337,072
Year 2 - 13 ($1,623)$1,101$522$336,550
14 ($1,623)$1,099$523$336,027
15 ($1,623)$1,098$525$335,502
16 ($1,623)$1,096$527$334,975
17 ($1,623)$1,094$528$334,447
18 ($1,623)$1,093$530$333,916
19 ($1,623)$1,091$532$333,385
20 ($1,623)$1,089$534$332,851
21 ($1,623)$1,087$535$332,316
22 ($1,623)$1,086$537$331,778
23 ($1,623)$1,084$539$331,239
24 ($1,623)$1,082$541$330,699
Year 3 - 25 ($1,623)$1,080$542$330,156
26 ($1,623)$1,079$544$329,612
27 ($1,623)$1,077$546$329,066
28 ($1,623)$1,075$548$328,519
29 ($1,623)$1,073$550$327,969
30 ($1,623)$1,071$551$327,418
31 ($1,623)$1,070$553$326,864
32 ($1,623)$1,068$555$326,310
33 ($1,623)$1,066$557$325,753
34 ($1,623)$1,064$559$325,194
35 ($1,623)$1,062$560$324,634
36 ($1,623)$1,060$562$324,072
Year 4 - 37 ($1,623)$1,059$564$323,508
38 ($1,623)$1,057$566$322,942
39 ($1,623)$1,055$568$322,374
40 ($1,623)$1,053$570$321,804
41 ($1,623)$1,051$571$321,233
42 ($1,623)$1,049$573$320,659
43 ($1,623)$1,047$575$320,084
44 ($1,623)$1,046$577$319,507
45 ($1,623)$1,044$579$318,928
46 ($1,623)$1,042$581$318,347
47 ($1,623)$1,040$583$317,765
48 ($1,623)$1,038$585$317,180
Year 5 - 49 ($1,623)$1,036$587$316,593
50 ($1,623)$1,034$588$316,005
51 ($1,623)$1,032$590$315,414
52 ($1,623)$1,030$592$314,822
53 ($1,623)$1,028$594$314,228
54 ($1,623)$1,026$596$313,632
55 ($1,623)$1,025$598$313,033
56 ($1,623)$1,023$600$312,433
57 ($1,623)$1,021$602$311,831
58 ($1,623)$1,019$604$311,227
59 ($1,623)$1,017$606$310,621
60 ($1,623)$1,015$608$310,013
Year 6 - 61 ($1,623)$1,013$610$309,403
62 ($1,623)$1,011$612$308,791
63 ($1,623)$1,009$614$308,177
64 ($1,623)$1,007$616$307,561
65 ($1,623)$1,005$618$306,943
66 ($1,623)$1,003$620$306,323
67 ($1,623)$1,001$622$305,701
68 ($1,623)$999$624$305,077
69 ($1,623)$997$626$304,451
70 ($1,623)$995$628$303,823
71 ($1,623)$992$630$303,192
72 ($1,623)$990$632$302,560
Year 7 - 73 ($1,623)$988$634$301,926
74 ($1,623)$986$636$301,289
75 ($1,623)$984$638$300,651
76 ($1,623)$982$641$300,010
77 ($1,623)$980$643$299,368
78 ($1,623)$978$645$298,723
79 ($1,623)$976$647$298,076
80 ($1,623)$974$649$297,427
81 ($1,623)$972$651$296,776
82 ($1,623)$969$653$296,123
83 ($1,623)$967$655$295,467
84 ($1,623)$965$658$294,810
Year 8 - 85 ($1,623)$963$660$294,150
86 ($1,623)$961$662$293,488
87 ($1,623)$959$664$292,824
88 ($1,623)$957$666$292,158
89 ($1,623)$954$668$291,490
90 ($1,623)$952$670$290,820
91 ($1,623)$950$673$290,147
92 ($1,623)$948$675$289,472
93 ($1,623)$946$677$288,795
94 ($1,623)$943$679$288,116
95 ($1,623)$941$682$287,434
96 ($1,623)$939$684$286,750
Year 9 - 97 ($1,623)$937$686$286,064
98 ($1,623)$934$688$285,376
99 ($1,623)$932$690$284,686
100 ($1,623)$930$693$283,993
101 ($1,623)$928$695$283,298
102 ($1,623)$925$697$282,601
103 ($1,623)$923$700$281,901
104 ($1,623)$921$702$281,199
105 ($1,623)$919$704$280,495
106 ($1,623)$916$706$279,789
107 ($1,623)$914$709$279,080
108 ($1,623)$912$711$278,369
Year 10 - 109 ($1,623)$909$713$277,656
110 ($1,623)$907$716$276,940
111 ($1,623)$905$718$276,222
112 ($1,623)$902$720$275,501
113 ($1,623)$900$723$274,779
114 ($1,623)$898$725$274,054
115 ($1,623)$895$727$273,326
116 ($1,623)$893$730$272,596
117 ($1,623)$890$732$271,864
118 ($1,623)$888$735$271,130
119 ($1,623)$886$737$270,393
120 ($1,623)$883$739$269,653
Year 11 - 121 ($1,623)$881$742$268,911
122 ($1,623)$878$744$268,167
123 ($1,623)$876$747$267,420
124 ($1,623)$874$749$266,671
125 ($1,623)$871$752$265,920
126 ($1,623)$869$754$265,166
127 ($1,623)$866$756$264,409
128 ($1,623)$864$759$263,650
129 ($1,623)$861$761$262,889
130 ($1,623)$859$764$262,125
131 ($1,623)$856$766$261,358
132 ($1,623)$854$769$260,589
Year 12 - 133 ($1,623)$851$771$259,818
134 ($1,623)$849$774$259,044
135 ($1,623)$846$776$258,268
136 ($1,623)$844$779$257,489
137 ($1,623)$841$782$256,707
138 ($1,623)$839$784$255,923
139 ($1,623)$836$787$255,136
140 ($1,623)$833$789$254,347
141 ($1,623)$831$792$253,555
142 ($1,623)$828$794$252,761
143 ($1,623)$826$797$251,964
144 ($1,623)$823$800$251,164
Year 13 - 145 ($1,623)$820$802$250,362
146 ($1,623)$818$805$249,557
147 ($1,623)$815$807$248,749
148 ($1,623)$813$810$247,939
149 ($1,623)$810$813$247,127
150 ($1,623)$807$815$246,311
151 ($1,623)$805$818$245,493
152 ($1,623)$802$821$244,672
153 ($1,623)$799$823$243,849
154 ($1,623)$797$826$243,023
155 ($1,623)$794$829$242,194
156 ($1,623)$791$832$241,362
Year 14 - 157 ($1,623)$788$834$240,528
158 ($1,623)$786$837$239,691
159 ($1,623)$783$840$238,851
160 ($1,623)$780$842$238,009
161 ($1,623)$777$845$237,164
162 ($1,623)$775$848$236,316
163 ($1,623)$772$851$235,465
164 ($1,623)$769$854$234,612
165 ($1,623)$766$856$233,755
166 ($1,623)$764$859$232,896
167 ($1,623)$761$862$232,034
168 ($1,623)$758$865$231,170
Year 15 - 169 ($1,623)$755$868$230,302
170 ($1,623)$752$870$229,432
171 ($1,623)$749$873$228,558
172 ($1,623)$747$876$227,682
173 ($1,623)$744$879$226,803
174 ($1,623)$741$882$225,922
175 ($1,623)$738$885$225,037
176 ($1,623)$735$888$224,149
177 ($1,623)$732$890$223,259
178 ($1,623)$729$893$222,365
179 ($1,623)$726$896$221,469
180 ($1,623)$723$899$220,570
Year 16 - 181 ($1,623)$721$902$219,668
182 ($1,623)$718$905$218,763
183 ($1,623)$715$908$217,854
184 ($1,623)$712$911$216,943
185 ($1,623)$709$914$216,029
186 ($1,623)$706$917$215,112
187 ($1,623)$703$920$214,192
188 ($1,623)$700$923$213,269
189 ($1,623)$697$926$212,343
190 ($1,623)$694$929$211,414
191 ($1,623)$691$932$210,482
192 ($1,623)$688$935$209,547
Year 17 - 193 ($1,623)$685$938$208,609
194 ($1,623)$681$941$207,668
195 ($1,623)$678$944$206,723
196 ($1,623)$675$947$205,776
197 ($1,623)$672$950$204,826
198 ($1,623)$669$954$203,872
199 ($1,623)$666$957$202,915
200 ($1,623)$663$960$201,955
201 ($1,623)$660$963$200,992
202 ($1,623)$657$966$200,026
203 ($1,623)$653$969$199,057
204 ($1,623)$650$972$198,085
Year 18 - 205 ($1,623)$647$976$197,109
206 ($1,623)$644$979$196,130
207 ($1,623)$641$982$195,148
208 ($1,623)$637$985$194,163
209 ($1,623)$634$988$193,174
210 ($1,623)$631$992$192,183
211 ($1,623)$628$995$191,188
212 ($1,623)$625$998$190,190
213 ($1,623)$621$1,001$189,188
214 ($1,623)$618$1,005$188,184
215 ($1,623)$615$1,008$187,176
216 ($1,623)$611$1,011$186,164
Year 19 - 217 ($1,623)$608$1,015$185,150
218 ($1,623)$605$1,018$184,132
219 ($1,623)$601$1,021$183,111
220 ($1,623)$598$1,025$182,086
221 ($1,623)$595$1,028$181,058
222 ($1,623)$591$1,031$180,027
223 ($1,623)$588$1,035$178,992
224 ($1,623)$585$1,038$177,954
225 ($1,623)$581$1,041$176,913
226 ($1,623)$578$1,045$175,868
227 ($1,623)$575$1,048$174,820
228 ($1,623)$571$1,052$173,768
Year 20 - 229 ($1,623)$568$1,055$172,713
230 ($1,623)$564$1,059$171,655
231 ($1,623)$561$1,062$170,593
232 ($1,623)$557$1,065$169,528
233 ($1,623)$554$1,069$168,459
234 ($1,623)$550$1,072$167,386
235 ($1,623)$547$1,076$166,310
236 ($1,623)$543$1,079$165,231
237 ($1,623)$540$1,083$164,148
238 ($1,623)$536$1,086$163,061
239 ($1,623)$533$1,090$161,971
240 ($1,623)$529$1,094$160,878
Year 21 - 241 ($1,623)$526$1,097$159,781
242 ($1,623)$522$1,101$158,680
243 ($1,623)$518$1,104$157,576
244 ($1,623)$515$1,108$156,468
245 ($1,623)$511$1,112$155,356
246 ($1,623)$507$1,115$154,241
247 ($1,623)$504$1,119$153,122
248 ($1,623)$500$1,123$151,999
249 ($1,623)$497$1,126$150,873
250 ($1,623)$493$1,130$149,743
251 ($1,623)$489$1,134$148,610
252 ($1,623)$485$1,137$147,473
Year 22 - 253 ($1,623)$482$1,141$146,332
254 ($1,623)$478$1,145$145,187
255 ($1,623)$474$1,148$144,039
256 ($1,623)$471$1,152$142,886
257 ($1,623)$467$1,156$141,731
258 ($1,623)$463$1,160$140,571
259 ($1,623)$459$1,164$139,407
260 ($1,623)$455$1,167$138,240
261 ($1,623)$452$1,171$137,069
262 ($1,623)$448$1,175$135,894
263 ($1,623)$444$1,179$134,715
264 ($1,623)$440$1,183$133,533
Year 23 - 265 ($1,623)$436$1,186$132,346
266 ($1,623)$432$1,190$131,156
267 ($1,623)$428$1,194$129,961
268 ($1,623)$425$1,198$128,763
269 ($1,623)$421$1,202$127,561
270 ($1,623)$417$1,206$126,355
271 ($1,623)$413$1,210$125,145
272 ($1,623)$409$1,214$123,931
273 ($1,623)$405$1,218$122,713
274 ($1,623)$401$1,222$121,492
275 ($1,623)$397$1,226$120,266
276 ($1,623)$393$1,230$119,036
Year 24 - 277 ($1,623)$389$1,234$117,802
278 ($1,623)$385$1,238$116,564
279 ($1,623)$381$1,242$115,322
280 ($1,623)$377$1,246$114,076
281 ($1,623)$373$1,250$112,826
282 ($1,623)$369$1,254$111,572
283 ($1,623)$364$1,258$110,314
284 ($1,623)$360$1,262$109,052
285 ($1,623)$356$1,266$107,785
286 ($1,623)$352$1,271$106,515
287 ($1,623)$348$1,275$105,240
288 ($1,623)$344$1,279$103,961
Year 25 - 289 ($1,623)$340$1,283$102,678
290 ($1,623)$335$1,287$101,390
291 ($1,623)$331$1,291$100,099
292 ($1,623)$327$1,296$98,803
293 ($1,623)$323$1,300$97,503
294 ($1,623)$319$1,304$96,199
295 ($1,623)$314$1,308$94,891
296 ($1,623)$310$1,313$93,578
297 ($1,623)$306$1,317$92,261
298 ($1,623)$301$1,321$90,940
299 ($1,623)$297$1,326$89,614
300 ($1,623)$293$1,330$88,284
Year 26 - 301 ($1,623)$288$1,334$86,950
302 ($1,623)$284$1,339$85,611
303 ($1,623)$280$1,343$84,268
304 ($1,623)$275$1,347$82,921
305 ($1,623)$271$1,352$81,569
306 ($1,623)$266$1,356$80,213
307 ($1,623)$262$1,361$78,852
308 ($1,623)$258$1,365$77,487
309 ($1,623)$253$1,370$76,117
310 ($1,623)$249$1,374$74,743
311 ($1,623)$244$1,379$73,365
312 ($1,623)$240$1,383$71,982
Year 27 - 313 ($1,623)$235$1,388$70,594
314 ($1,623)$231$1,392$69,202
315 ($1,623)$226$1,397$67,805
316 ($1,623)$221$1,401$66,404
317 ($1,623)$217$1,406$64,998
318 ($1,623)$212$1,410$63,588
319 ($1,623)$208$1,415$62,173
320 ($1,623)$203$1,420$60,753
321 ($1,623)$198$1,424$59,329
322 ($1,623)$194$1,429$57,900
323 ($1,623)$189$1,434$56,467
324 ($1,623)$184$1,438$55,028
Year 28 - 325 ($1,623)$180$1,443$53,585
326 ($1,623)$175$1,448$52,138
327 ($1,623)$170$1,452$50,685
328 ($1,623)$166$1,457$49,228
329 ($1,623)$161$1,462$47,766
330 ($1,623)$156$1,467$46,300
331 ($1,623)$151$1,471$44,828
332 ($1,623)$146$1,476$43,352
333 ($1,623)$142$1,481$41,871
334 ($1,623)$137$1,486$40,385
335 ($1,623)$132$1,491$38,894
336 ($1,623)$127$1,496$37,399
Year 29 - 337 ($1,623)$122$1,501$35,898
338 ($1,623)$117$1,505$34,393
339 ($1,623)$112$1,510$32,882
340 ($1,623)$107$1,515$31,367
341 ($1,623)$102$1,520$29,847
342 ($1,623)$97$1,525$28,322
343 ($1,623)$93$1,530$26,791
344 ($1,623)$88$1,535$25,256
345 ($1,623)$83$1,540$23,716
346 ($1,623)$77$1,545$22,171
347 ($1,623)$72$1,550$20,621
348 ($1,623)$67$1,555$19,065
Year 30 - 349 ($1,623)$62$1,560$17,505
350 ($1,623)$57$1,566$15,939
351 ($1,623)$52$1,571$14,369
352 ($1,623)$47$1,576$12,793
353 ($1,623)$42$1,581$11,212
354 ($1,623)$37$1,586$9,626
355 ($1,623)$31$1,591$8,035
356 ($1,623)$26$1,596$6,438
357 ($1,623)$21$1,602$4,836
358 ($1,623)$16$1,607$3,230
359 ($1,623)$11$1,612$1,617
360 ($1,623)$5$1,617$0
TOTALS$240,972$343,200$584,172

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.