« Back to all home prices

Mortgage Payment Schedule for a $440,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($88,000) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,656 360 $244,247 $596,247

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.762% | Rate: 3.750% | Fees: $353 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $440,000
Down Payment $88,000$352,000
Year 1 - 1 ($1,656)$1,138$518$351,482
2 ($1,656)$1,136$520$350,962
3 ($1,656)$1,135$521$350,441
4 ($1,656)$1,133$523$349,917
5 ($1,656)$1,131$525$349,393
6 ($1,656)$1,130$527$348,866
7 ($1,656)$1,128$528$348,338
8 ($1,656)$1,126$530$347,808
9 ($1,656)$1,125$532$347,276
10 ($1,656)$1,123$533$346,743
11 ($1,656)$1,121$535$346,208
12 ($1,656)$1,119$537$345,671
Year 2 - 13 ($1,656)$1,118$539$345,132
14 ($1,656)$1,116$540$344,592
15 ($1,656)$1,114$542$344,050
16 ($1,656)$1,112$544$343,506
17 ($1,656)$1,111$546$342,961
18 ($1,656)$1,109$547$342,413
19 ($1,656)$1,107$549$341,864
20 ($1,656)$1,105$551$341,313
21 ($1,656)$1,104$553$340,761
22 ($1,656)$1,102$554$340,206
23 ($1,656)$1,100$556$339,650
24 ($1,656)$1,098$558$339,092
Year 3 - 25 ($1,656)$1,096$560$338,532
26 ($1,656)$1,095$562$337,970
27 ($1,656)$1,093$563$337,407
28 ($1,656)$1,091$565$336,842
29 ($1,656)$1,089$567$336,275
30 ($1,656)$1,087$569$335,706
31 ($1,656)$1,085$571$335,135
32 ($1,656)$1,084$573$334,562
33 ($1,656)$1,082$574$333,988
34 ($1,656)$1,080$576$333,411
35 ($1,656)$1,078$578$332,833
36 ($1,656)$1,076$580$332,253
Year 4 - 37 ($1,656)$1,074$582$331,671
38 ($1,656)$1,072$584$331,087
39 ($1,656)$1,071$586$330,501
40 ($1,656)$1,069$588$329,914
41 ($1,656)$1,067$590$329,324
42 ($1,656)$1,065$591$328,733
43 ($1,656)$1,063$593$328,140
44 ($1,656)$1,061$595$327,544
45 ($1,656)$1,059$597$326,947
46 ($1,656)$1,057$599$326,348
47 ($1,656)$1,055$601$325,747
48 ($1,656)$1,053$603$325,144
Year 5 - 49 ($1,656)$1,051$605$324,539
50 ($1,656)$1,049$607$323,932
51 ($1,656)$1,047$609$323,323
52 ($1,656)$1,045$611$322,712
53 ($1,656)$1,043$613$322,100
54 ($1,656)$1,041$615$321,485
55 ($1,656)$1,039$617$320,868
56 ($1,656)$1,037$619$320,249
57 ($1,656)$1,035$621$319,629
58 ($1,656)$1,033$623$319,006
59 ($1,656)$1,031$625$318,381
60 ($1,656)$1,029$627$317,754
Year 6 - 61 ($1,656)$1,027$629$317,125
62 ($1,656)$1,025$631$316,494
63 ($1,656)$1,023$633$315,862
64 ($1,656)$1,021$635$315,227
65 ($1,656)$1,019$637$314,590
66 ($1,656)$1,017$639$313,951
67 ($1,656)$1,015$641$313,309
68 ($1,656)$1,013$643$312,666
69 ($1,656)$1,011$645$312,021
70 ($1,656)$1,009$647$311,374
71 ($1,656)$1,007$649$310,724
72 ($1,656)$1,005$652$310,072
Year 7 - 73 ($1,656)$1,003$654$309,419
74 ($1,656)$1,000$656$308,763
75 ($1,656)$998$658$308,105
76 ($1,656)$996$660$307,445
77 ($1,656)$994$662$306,783
78 ($1,656)$992$664$306,119
79 ($1,656)$990$666$305,452
80 ($1,656)$988$669$304,784
81 ($1,656)$985$671$304,113
82 ($1,656)$983$673$303,440
83 ($1,656)$981$675$302,765
84 ($1,656)$979$677$302,087
Year 8 - 85 ($1,656)$977$679$301,408
86 ($1,656)$975$682$300,726
87 ($1,656)$972$684$300,042
88 ($1,656)$970$686$299,356
89 ($1,656)$968$688$298,668
90 ($1,656)$966$691$297,977
91 ($1,656)$963$693$297,285
92 ($1,656)$961$695$296,590
93 ($1,656)$959$697$295,892
94 ($1,656)$957$700$295,193
95 ($1,656)$954$702$294,491
96 ($1,656)$952$704$293,787
Year 9 - 97 ($1,656)$950$706$293,081
98 ($1,656)$948$709$292,372
99 ($1,656)$945$711$291,661
100 ($1,656)$943$713$290,948
101 ($1,656)$941$716$290,232
102 ($1,656)$938$718$289,515
103 ($1,656)$936$720$288,794
104 ($1,656)$934$722$288,072
105 ($1,656)$931$725$287,347
106 ($1,656)$929$727$286,620
107 ($1,656)$927$730$285,890
108 ($1,656)$924$732$285,159
Year 10 - 109 ($1,656)$922$734$284,424
110 ($1,656)$920$737$283,688
111 ($1,656)$917$739$282,949
112 ($1,656)$915$741$282,207
113 ($1,656)$912$744$281,464
114 ($1,656)$910$746$280,717
115 ($1,656)$908$749$279,969
116 ($1,656)$905$751$279,218
117 ($1,656)$903$753$278,464
118 ($1,656)$900$756$277,709
119 ($1,656)$898$758$276,950
120 ($1,656)$895$761$276,189
Year 11 - 121 ($1,656)$893$763$275,426
122 ($1,656)$891$766$274,661
123 ($1,656)$888$768$273,892
124 ($1,656)$886$771$273,122
125 ($1,656)$883$773$272,349
126 ($1,656)$881$776$271,573
127 ($1,656)$878$778$270,795
128 ($1,656)$876$781$270,014
129 ($1,656)$873$783$269,231
130 ($1,656)$871$786$268,445
131 ($1,656)$868$788$267,657
132 ($1,656)$865$791$266,866
Year 12 - 133 ($1,656)$863$793$266,073
134 ($1,656)$860$796$265,277
135 ($1,656)$858$799$264,478
136 ($1,656)$855$801$263,677
137 ($1,656)$853$804$262,873
138 ($1,656)$850$806$262,067
139 ($1,656)$847$809$261,258
140 ($1,656)$845$812$260,447
141 ($1,656)$842$814$259,633
142 ($1,656)$839$817$258,816
143 ($1,656)$837$819$257,996
144 ($1,656)$834$822$257,174
Year 13 - 145 ($1,656)$832$825$256,350
146 ($1,656)$829$827$255,522
147 ($1,656)$826$830$254,692
148 ($1,656)$824$833$253,860
149 ($1,656)$821$835$253,024
150 ($1,656)$818$838$252,186
151 ($1,656)$815$841$251,345
152 ($1,656)$813$844$250,502
153 ($1,656)$810$846$249,655
154 ($1,656)$807$849$248,806
155 ($1,656)$804$852$247,955
156 ($1,656)$802$855$247,100
Year 14 - 157 ($1,656)$799$857$246,243
158 ($1,656)$796$860$245,383
159 ($1,656)$793$863$244,520
160 ($1,656)$791$866$243,654
161 ($1,656)$788$868$242,786
162 ($1,656)$785$871$241,915
163 ($1,656)$782$874$241,040
164 ($1,656)$779$877$240,164
165 ($1,656)$777$880$239,284
166 ($1,656)$774$883$238,401
167 ($1,656)$771$885$237,516
168 ($1,656)$768$888$236,628
Year 15 - 169 ($1,656)$765$891$235,736
170 ($1,656)$762$894$234,842
171 ($1,656)$759$897$233,946
172 ($1,656)$756$900$233,046
173 ($1,656)$754$903$232,143
174 ($1,656)$751$906$231,237
175 ($1,656)$748$909$230,329
176 ($1,656)$745$912$229,417
177 ($1,656)$742$914$228,503
178 ($1,656)$739$917$227,585
179 ($1,656)$736$920$226,665
180 ($1,656)$733$923$225,742
Year 16 - 181 ($1,656)$730$926$224,815
182 ($1,656)$727$929$223,886
183 ($1,656)$724$932$222,954
184 ($1,656)$721$935$222,018
185 ($1,656)$718$938$221,080
186 ($1,656)$715$941$220,138
187 ($1,656)$712$944$219,194
188 ($1,656)$709$948$218,247
189 ($1,656)$706$951$217,296
190 ($1,656)$703$954$216,342
191 ($1,656)$700$957$215,386
192 ($1,656)$696$960$214,426
Year 17 - 193 ($1,656)$693$963$213,463
194 ($1,656)$690$966$212,497
195 ($1,656)$687$969$211,528
196 ($1,656)$684$972$210,555
197 ($1,656)$681$975$209,580
198 ($1,656)$678$979$208,601
199 ($1,656)$674$982$207,619
200 ($1,656)$671$985$206,635
201 ($1,656)$668$988$205,646
202 ($1,656)$665$991$204,655
203 ($1,656)$662$995$203,661
204 ($1,656)$659$998$202,663
Year 18 - 205 ($1,656)$655$1,001$201,662
206 ($1,656)$652$1,004$200,658
207 ($1,656)$649$1,007$199,650
208 ($1,656)$646$1,011$198,639
209 ($1,656)$642$1,014$197,626
210 ($1,656)$639$1,017$196,608
211 ($1,656)$636$1,021$195,588
212 ($1,656)$632$1,024$194,564
213 ($1,656)$629$1,027$193,537
214 ($1,656)$626$1,030$192,506
215 ($1,656)$622$1,034$191,472
216 ($1,656)$619$1,037$190,435
Year 19 - 217 ($1,656)$616$1,041$189,395
218 ($1,656)$612$1,044$188,351
219 ($1,656)$609$1,047$187,304
220 ($1,656)$606$1,051$186,253
221 ($1,656)$602$1,054$185,199
222 ($1,656)$599$1,057$184,142
223 ($1,656)$595$1,061$183,081
224 ($1,656)$592$1,064$182,016
225 ($1,656)$589$1,068$180,949
226 ($1,656)$585$1,071$179,878
227 ($1,656)$582$1,075$178,803
228 ($1,656)$578$1,078$177,725
Year 20 - 229 ($1,656)$575$1,082$176,643
230 ($1,656)$571$1,085$175,558
231 ($1,656)$568$1,089$174,470
232 ($1,656)$564$1,092$173,377
233 ($1,656)$561$1,096$172,282
234 ($1,656)$557$1,099$171,183
235 ($1,656)$553$1,103$170,080
236 ($1,656)$550$1,106$168,974
237 ($1,656)$546$1,110$167,864
238 ($1,656)$543$1,113$166,750
239 ($1,656)$539$1,117$165,633
240 ($1,656)$536$1,121$164,512
Year 21 - 241 ($1,656)$532$1,124$163,388
242 ($1,656)$528$1,128$162,260
243 ($1,656)$525$1,132$161,128
244 ($1,656)$521$1,135$159,993
245 ($1,656)$517$1,139$158,854
246 ($1,656)$514$1,143$157,712
247 ($1,656)$510$1,146$156,565
248 ($1,656)$506$1,150$155,415
249 ($1,656)$503$1,154$154,262
250 ($1,656)$499$1,157$153,104
251 ($1,656)$495$1,161$151,943
252 ($1,656)$491$1,165$150,778
Year 22 - 253 ($1,656)$488$1,169$149,609
254 ($1,656)$484$1,173$148,437
255 ($1,656)$480$1,176$147,260
256 ($1,656)$476$1,180$146,080
257 ($1,656)$472$1,184$144,896
258 ($1,656)$468$1,188$143,709
259 ($1,656)$465$1,192$142,517
260 ($1,656)$461$1,195$141,322
261 ($1,656)$457$1,199$140,122
262 ($1,656)$453$1,203$138,919
263 ($1,656)$449$1,207$137,712
264 ($1,656)$445$1,211$136,501
Year 23 - 265 ($1,656)$441$1,215$135,286
266 ($1,656)$437$1,219$134,067
267 ($1,656)$433$1,223$132,845
268 ($1,656)$430$1,227$131,618
269 ($1,656)$426$1,231$130,387
270 ($1,656)$422$1,235$129,153
271 ($1,656)$418$1,239$127,914
272 ($1,656)$414$1,243$126,671
273 ($1,656)$410$1,247$125,425
274 ($1,656)$406$1,251$124,174
275 ($1,656)$401$1,255$122,919
276 ($1,656)$397$1,259$121,660
Year 24 - 277 ($1,656)$393$1,263$120,398
278 ($1,656)$389$1,267$119,131
279 ($1,656)$385$1,271$117,860
280 ($1,656)$381$1,275$116,584
281 ($1,656)$377$1,279$115,305
282 ($1,656)$373$1,283$114,022
283 ($1,656)$369$1,288$112,734
284 ($1,656)$365$1,292$111,442
285 ($1,656)$360$1,296$110,146
286 ($1,656)$356$1,300$108,846
287 ($1,656)$352$1,304$107,542
288 ($1,656)$348$1,309$106,234
Year 25 - 289 ($1,656)$343$1,313$104,921
290 ($1,656)$339$1,317$103,604
291 ($1,656)$335$1,321$102,283
292 ($1,656)$331$1,326$100,957
293 ($1,656)$326$1,330$99,627
294 ($1,656)$322$1,334$98,293
295 ($1,656)$318$1,338$96,955
296 ($1,656)$313$1,343$95,612
297 ($1,656)$309$1,347$94,265
298 ($1,656)$305$1,351$92,913
299 ($1,656)$300$1,356$91,558
300 ($1,656)$296$1,360$90,197
Year 26 - 301 ($1,656)$292$1,365$88,833
302 ($1,656)$287$1,369$87,464
303 ($1,656)$283$1,373$86,090
304 ($1,656)$278$1,378$84,712
305 ($1,656)$274$1,382$83,330
306 ($1,656)$269$1,387$81,943
307 ($1,656)$265$1,391$80,552
308 ($1,656)$260$1,396$79,156
309 ($1,656)$256$1,400$77,756
310 ($1,656)$251$1,405$76,351
311 ($1,656)$247$1,409$74,942
312 ($1,656)$242$1,414$73,528
Year 27 - 313 ($1,656)$238$1,419$72,109
314 ($1,656)$233$1,423$70,686
315 ($1,656)$229$1,428$69,258
316 ($1,656)$224$1,432$67,826
317 ($1,656)$219$1,437$66,389
318 ($1,656)$215$1,442$64,948
319 ($1,656)$210$1,446$63,501
320 ($1,656)$205$1,451$62,050
321 ($1,656)$201$1,456$60,595
322 ($1,656)$196$1,460$59,135
323 ($1,656)$191$1,465$57,669
324 ($1,656)$186$1,470$56,200
Year 28 - 325 ($1,656)$182$1,475$54,725
326 ($1,656)$177$1,479$53,246
327 ($1,656)$172$1,484$51,762
328 ($1,656)$167$1,489$50,273
329 ($1,656)$163$1,494$48,779
330 ($1,656)$158$1,499$47,281
331 ($1,656)$153$1,503$45,777
332 ($1,656)$148$1,508$44,269
333 ($1,656)$143$1,513$42,756
334 ($1,656)$138$1,518$41,238
335 ($1,656)$133$1,523$39,715
336 ($1,656)$128$1,528$38,187
Year 29 - 337 ($1,656)$123$1,533$36,655
338 ($1,656)$119$1,538$35,117
339 ($1,656)$114$1,543$33,574
340 ($1,656)$109$1,548$32,026
341 ($1,656)$104$1,553$30,474
342 ($1,656)$99$1,558$28,916
343 ($1,656)$93$1,563$27,353
344 ($1,656)$88$1,568$25,785
345 ($1,656)$83$1,573$24,213
346 ($1,656)$78$1,578$22,635
347 ($1,656)$73$1,583$21,052
348 ($1,656)$68$1,588$19,463
Year 30 - 349 ($1,656)$63$1,593$17,870
350 ($1,656)$58$1,598$16,272
351 ($1,656)$53$1,604$14,668
352 ($1,656)$47$1,609$13,059
353 ($1,656)$42$1,614$11,445
354 ($1,656)$37$1,619$9,826
355 ($1,656)$32$1,624$8,201
356 ($1,656)$27$1,630$6,572
357 ($1,656)$21$1,635$4,937
358 ($1,656)$16$1,640$3,296
359 ($1,656)$11$1,646$1,651
360 ($1,656)$5$1,651$0
TOTALS$244,247$352,000$596,247

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.