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Mortgage Payment Schedule for a $442,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($88,400) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,670 360 $247,544 $601,144

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $257 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.905% | Rate: 3.875% | Fees: $905 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $442,000
Down Payment $88,400$353,600
Year 1 - 1 ($1,670)$1,152$518$353,082
2 ($1,670)$1,150$519$352,563
3 ($1,670)$1,149$521$352,042
4 ($1,670)$1,147$523$351,519
5 ($1,670)$1,145$524$350,995
6 ($1,670)$1,144$526$350,468
7 ($1,670)$1,142$528$349,940
8 ($1,670)$1,140$530$349,411
9 ($1,670)$1,138$531$348,880
10 ($1,670)$1,137$533$348,346
11 ($1,670)$1,135$535$347,812
12 ($1,670)$1,133$537$347,275
Year 2 - 13 ($1,670)$1,132$538$346,737
14 ($1,670)$1,130$540$346,197
15 ($1,670)$1,128$542$345,655
16 ($1,670)$1,126$544$345,111
17 ($1,670)$1,124$545$344,566
18 ($1,670)$1,123$547$344,019
19 ($1,670)$1,121$549$343,470
20 ($1,670)$1,119$551$342,919
21 ($1,670)$1,117$553$342,367
22 ($1,670)$1,116$554$341,812
23 ($1,670)$1,114$556$341,256
24 ($1,670)$1,112$558$340,698
Year 3 - 25 ($1,670)$1,110$560$340,139
26 ($1,670)$1,108$562$339,577
27 ($1,670)$1,106$563$339,014
28 ($1,670)$1,105$565$338,448
29 ($1,670)$1,103$567$337,881
30 ($1,670)$1,101$569$337,312
31 ($1,670)$1,099$571$336,742
32 ($1,670)$1,097$573$336,169
33 ($1,670)$1,095$574$335,595
34 ($1,670)$1,093$576$335,018
35 ($1,670)$1,092$578$334,440
36 ($1,670)$1,090$580$333,860
Year 4 - 37 ($1,670)$1,088$582$333,278
38 ($1,670)$1,086$584$332,694
39 ($1,670)$1,084$586$332,108
40 ($1,670)$1,082$588$331,520
41 ($1,670)$1,080$590$330,931
42 ($1,670)$1,078$592$330,339
43 ($1,670)$1,076$593$329,746
44 ($1,670)$1,074$595$329,150
45 ($1,670)$1,072$597$328,553
46 ($1,670)$1,071$599$327,954
47 ($1,670)$1,069$601$327,352
48 ($1,670)$1,067$603$326,749
Year 5 - 49 ($1,670)$1,065$605$326,144
50 ($1,670)$1,063$607$325,537
51 ($1,670)$1,061$609$324,928
52 ($1,670)$1,059$611$324,316
53 ($1,670)$1,057$613$323,703
54 ($1,670)$1,055$615$323,088
55 ($1,670)$1,053$617$322,471
56 ($1,670)$1,051$619$321,852
57 ($1,670)$1,049$621$321,231
58 ($1,670)$1,047$623$320,608
59 ($1,670)$1,045$625$319,982
60 ($1,670)$1,043$627$319,355
Year 6 - 61 ($1,670)$1,041$629$318,726
62 ($1,670)$1,039$631$318,095
63 ($1,670)$1,036$633$317,461
64 ($1,670)$1,034$635$316,826
65 ($1,670)$1,032$638$316,188
66 ($1,670)$1,030$640$315,549
67 ($1,670)$1,028$642$314,907
68 ($1,670)$1,026$644$314,263
69 ($1,670)$1,024$646$313,617
70 ($1,670)$1,022$648$312,969
71 ($1,670)$1,020$650$312,319
72 ($1,670)$1,018$652$311,667
Year 7 - 73 ($1,670)$1,016$654$311,013
74 ($1,670)$1,013$656$310,356
75 ($1,670)$1,011$659$309,698
76 ($1,670)$1,009$661$309,037
77 ($1,670)$1,007$663$308,374
78 ($1,670)$1,005$665$307,709
79 ($1,670)$1,003$667$307,042
80 ($1,670)$1,000$669$306,372
81 ($1,670)$998$672$305,701
82 ($1,670)$996$674$305,027
83 ($1,670)$994$676$304,351
84 ($1,670)$992$678$303,673
Year 8 - 85 ($1,670)$989$680$302,992
86 ($1,670)$987$683$302,310
87 ($1,670)$985$685$301,625
88 ($1,670)$983$687$300,938
89 ($1,670)$981$689$300,249
90 ($1,670)$978$692$299,557
91 ($1,670)$976$694$298,863
92 ($1,670)$974$696$298,167
93 ($1,670)$972$698$297,469
94 ($1,670)$969$701$296,768
95 ($1,670)$967$703$296,066
96 ($1,670)$965$705$295,360
Year 9 - 97 ($1,670)$962$707$294,653
98 ($1,670)$960$710$293,943
99 ($1,670)$958$712$293,231
100 ($1,670)$955$714$292,517
101 ($1,670)$953$717$291,800
102 ($1,670)$951$719$291,081
103 ($1,670)$948$721$290,360
104 ($1,670)$946$724$289,636
105 ($1,670)$944$726$288,910
106 ($1,670)$941$728$288,181
107 ($1,670)$939$731$287,450
108 ($1,670)$937$733$286,717
Year 10 - 109 ($1,670)$934$736$285,981
110 ($1,670)$932$738$285,243
111 ($1,670)$929$740$284,503
112 ($1,670)$927$743$283,760
113 ($1,670)$925$745$283,015
114 ($1,670)$922$748$282,267
115 ($1,670)$920$750$281,517
116 ($1,670)$917$753$280,765
117 ($1,670)$915$755$280,009
118 ($1,670)$912$757$279,252
119 ($1,670)$910$760$278,492
120 ($1,670)$907$762$277,730
Year 11 - 121 ($1,670)$905$765$276,965
122 ($1,670)$902$767$276,197
123 ($1,670)$900$770$275,427
124 ($1,670)$897$772$274,655
125 ($1,670)$895$775$273,880
126 ($1,670)$892$777$273,103
127 ($1,670)$890$780$272,323
128 ($1,670)$887$783$271,540
129 ($1,670)$885$785$270,755
130 ($1,670)$882$788$269,967
131 ($1,670)$880$790$269,177
132 ($1,670)$877$793$268,384
Year 12 - 133 ($1,670)$874$795$267,589
134 ($1,670)$872$798$266,791
135 ($1,670)$869$801$265,991
136 ($1,670)$867$803$265,187
137 ($1,670)$864$806$264,382
138 ($1,670)$861$808$263,573
139 ($1,670)$859$811$262,762
140 ($1,670)$856$814$261,949
141 ($1,670)$854$816$261,132
142 ($1,670)$851$819$260,313
143 ($1,670)$848$822$259,492
144 ($1,670)$846$824$258,667
Year 13 - 145 ($1,670)$843$827$257,840
146 ($1,670)$840$830$257,010
147 ($1,670)$837$832$256,178
148 ($1,670)$835$835$255,343
149 ($1,670)$832$838$254,505
150 ($1,670)$829$841$253,664
151 ($1,670)$827$843$252,821
152 ($1,670)$824$846$251,975
153 ($1,670)$821$849$251,126
154 ($1,670)$818$852$250,275
155 ($1,670)$815$854$249,420
156 ($1,670)$813$857$248,563
Year 14 - 157 ($1,670)$810$860$247,703
158 ($1,670)$807$863$246,840
159 ($1,670)$804$866$245,975
160 ($1,670)$801$868$245,107
161 ($1,670)$799$871$244,235
162 ($1,670)$796$874$243,361
163 ($1,670)$793$877$242,484
164 ($1,670)$790$880$241,605
165 ($1,670)$787$883$240,722
166 ($1,670)$784$885$239,837
167 ($1,670)$781$888$238,948
168 ($1,670)$779$891$238,057
Year 15 - 169 ($1,670)$776$894$237,163
170 ($1,670)$773$897$236,266
171 ($1,670)$770$900$235,366
172 ($1,670)$767$903$234,463
173 ($1,670)$764$906$233,557
174 ($1,670)$761$909$232,648
175 ($1,670)$758$912$231,736
176 ($1,670)$755$915$230,821
177 ($1,670)$752$918$229,904
178 ($1,670)$749$921$228,983
179 ($1,670)$746$924$228,059
180 ($1,670)$743$927$227,132
Year 16 - 181 ($1,670)$740$930$226,203
182 ($1,670)$737$933$225,270
183 ($1,670)$734$936$224,334
184 ($1,670)$731$939$223,395
185 ($1,670)$728$942$222,453
186 ($1,670)$725$945$221,508
187 ($1,670)$722$948$220,560
188 ($1,670)$719$951$219,609
189 ($1,670)$716$954$218,655
190 ($1,670)$712$957$217,697
191 ($1,670)$709$961$216,737
192 ($1,670)$706$964$215,773
Year 17 - 193 ($1,670)$703$967$214,806
194 ($1,670)$700$970$213,836
195 ($1,670)$697$973$212,863
196 ($1,670)$694$976$211,887
197 ($1,670)$690$979$210,907
198 ($1,670)$687$983$209,925
199 ($1,670)$684$986$208,939
200 ($1,670)$681$989$207,950
201 ($1,670)$678$992$206,958
202 ($1,670)$674$996$205,962
203 ($1,670)$671$999$204,963
204 ($1,670)$668$1,002$203,961
Year 18 - 205 ($1,670)$665$1,005$202,956
206 ($1,670)$661$1,009$201,948
207 ($1,670)$658$1,012$200,936
208 ($1,670)$655$1,015$199,921
209 ($1,670)$651$1,018$198,902
210 ($1,670)$648$1,022$197,880
211 ($1,670)$645$1,025$196,855
212 ($1,670)$641$1,028$195,827
213 ($1,670)$638$1,032$194,795
214 ($1,670)$635$1,035$193,760
215 ($1,670)$631$1,039$192,721
216 ($1,670)$628$1,042$191,680
Year 19 - 217 ($1,670)$625$1,045$190,634
218 ($1,670)$621$1,049$189,586
219 ($1,670)$618$1,052$188,533
220 ($1,670)$614$1,056$187,478
221 ($1,670)$611$1,059$186,419
222 ($1,670)$607$1,062$185,357
223 ($1,670)$604$1,066$184,291
224 ($1,670)$600$1,069$183,221
225 ($1,670)$597$1,073$182,148
226 ($1,670)$594$1,076$181,072
227 ($1,670)$590$1,080$179,992
228 ($1,670)$586$1,083$178,909
Year 20 - 229 ($1,670)$583$1,087$177,822
230 ($1,670)$579$1,090$176,732
231 ($1,670)$576$1,094$175,638
232 ($1,670)$572$1,098$174,540
233 ($1,670)$569$1,101$173,439
234 ($1,670)$565$1,105$172,334
235 ($1,670)$562$1,108$171,226
236 ($1,670)$558$1,112$170,114
237 ($1,670)$554$1,116$168,998
238 ($1,670)$551$1,119$167,879
239 ($1,670)$547$1,123$166,756
240 ($1,670)$543$1,126$165,630
Year 21 - 241 ($1,670)$540$1,130$164,500
242 ($1,670)$536$1,134$163,366
243 ($1,670)$532$1,138$162,228
244 ($1,670)$529$1,141$161,087
245 ($1,670)$525$1,145$159,942
246 ($1,670)$521$1,149$158,793
247 ($1,670)$517$1,152$157,641
248 ($1,670)$514$1,156$156,485
249 ($1,670)$510$1,160$155,325
250 ($1,670)$506$1,164$154,161
251 ($1,670)$502$1,168$152,993
252 ($1,670)$499$1,171$151,822
Year 22 - 253 ($1,670)$495$1,175$150,647
254 ($1,670)$491$1,179$149,468
255 ($1,670)$487$1,183$148,285
256 ($1,670)$483$1,187$147,098
257 ($1,670)$479$1,191$145,908
258 ($1,670)$475$1,194$144,713
259 ($1,670)$472$1,198$143,515
260 ($1,670)$468$1,202$142,313
261 ($1,670)$464$1,206$141,107
262 ($1,670)$460$1,210$139,897
263 ($1,670)$456$1,214$138,683
264 ($1,670)$452$1,218$137,465
Year 23 - 265 ($1,670)$448$1,222$136,243
266 ($1,670)$444$1,226$135,017
267 ($1,670)$440$1,230$133,787
268 ($1,670)$436$1,234$132,553
269 ($1,670)$432$1,238$131,315
270 ($1,670)$428$1,242$130,073
271 ($1,670)$424$1,246$128,827
272 ($1,670)$420$1,250$127,577
273 ($1,670)$416$1,254$126,323
274 ($1,670)$412$1,258$125,065
275 ($1,670)$408$1,262$123,802
276 ($1,670)$403$1,266$122,536
Year 24 - 277 ($1,670)$399$1,271$121,265
278 ($1,670)$395$1,275$119,990
279 ($1,670)$391$1,279$118,712
280 ($1,670)$387$1,283$117,428
281 ($1,670)$383$1,287$116,141
282 ($1,670)$378$1,291$114,850
283 ($1,670)$374$1,296$113,554
284 ($1,670)$370$1,300$112,254
285 ($1,670)$366$1,304$110,950
286 ($1,670)$362$1,308$109,642
287 ($1,670)$357$1,313$108,329
288 ($1,670)$353$1,317$107,012
Year 25 - 289 ($1,670)$349$1,321$105,691
290 ($1,670)$344$1,325$104,366
291 ($1,670)$340$1,330$103,036
292 ($1,670)$336$1,334$101,702
293 ($1,670)$331$1,338$100,363
294 ($1,670)$327$1,343$99,021
295 ($1,670)$323$1,347$97,673
296 ($1,670)$318$1,352$96,322
297 ($1,670)$314$1,356$94,966
298 ($1,670)$309$1,360$93,605
299 ($1,670)$305$1,365$92,241
300 ($1,670)$301$1,369$90,871
Year 26 - 301 ($1,670)$296$1,374$89,498
302 ($1,670)$292$1,378$88,119
303 ($1,670)$287$1,383$86,737
304 ($1,670)$283$1,387$85,349
305 ($1,670)$278$1,392$83,958
306 ($1,670)$274$1,396$82,561
307 ($1,670)$269$1,401$81,160
308 ($1,670)$264$1,405$79,755
309 ($1,670)$260$1,410$78,345
310 ($1,670)$255$1,415$76,931
311 ($1,670)$251$1,419$75,511
312 ($1,670)$246$1,424$74,088
Year 27 - 313 ($1,670)$241$1,428$72,659
314 ($1,670)$237$1,433$71,226
315 ($1,670)$232$1,438$69,788
316 ($1,670)$227$1,442$68,346
317 ($1,670)$223$1,447$66,899
318 ($1,670)$218$1,452$65,447
319 ($1,670)$213$1,457$63,990
320 ($1,670)$209$1,461$62,529
321 ($1,670)$204$1,466$61,063
322 ($1,670)$199$1,471$59,592
323 ($1,670)$194$1,476$58,116
324 ($1,670)$189$1,480$56,636
Year 28 - 325 ($1,670)$185$1,485$55,150
326 ($1,670)$180$1,490$53,660
327 ($1,670)$175$1,495$52,165
328 ($1,670)$170$1,500$50,665
329 ($1,670)$165$1,505$49,161
330 ($1,670)$160$1,510$47,651
331 ($1,670)$155$1,515$46,136
332 ($1,670)$150$1,520$44,617
333 ($1,670)$145$1,524$43,092
334 ($1,670)$140$1,529$41,563
335 ($1,670)$135$1,534$40,029
336 ($1,670)$130$1,539$38,489
Year 29 - 337 ($1,670)$125$1,544$36,945
338 ($1,670)$120$1,549$35,395
339 ($1,670)$115$1,555$33,841
340 ($1,670)$110$1,560$32,281
341 ($1,670)$105$1,565$30,716
342 ($1,670)$100$1,570$29,147
343 ($1,670)$95$1,575$27,572
344 ($1,670)$90$1,580$25,992
345 ($1,670)$85$1,585$24,407
346 ($1,670)$80$1,590$22,816
347 ($1,670)$74$1,596$21,221
348 ($1,670)$69$1,601$19,620
Year 30 - 349 ($1,670)$64$1,606$18,014
350 ($1,670)$59$1,611$16,403
351 ($1,670)$53$1,616$14,787
352 ($1,670)$48$1,622$13,165
353 ($1,670)$43$1,627$11,538
354 ($1,670)$38$1,632$9,906
355 ($1,670)$32$1,638$8,268
356 ($1,670)$27$1,643$6,625
357 ($1,670)$22$1,648$4,977
358 ($1,670)$16$1,654$3,323
359 ($1,670)$11$1,659$1,664
360 ($1,670)$5$1,664$0
TOTALS$247,544$353,600$601,144

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.