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Mortgage Payment Schedule for a $444,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($88,800) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,671 360 $246,467 $601,667

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 180004 | State Lic #: MC -928
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $977 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $444,000
Down Payment $88,800$355,200
Year 1 - 1 ($1,671)$1,148$523$354,677
2 ($1,671)$1,147$525$354,153
3 ($1,671)$1,145$526$353,626
4 ($1,671)$1,143$528$353,099
5 ($1,671)$1,142$530$352,569
6 ($1,671)$1,140$531$352,038
7 ($1,671)$1,138$533$351,505
8 ($1,671)$1,137$535$350,970
9 ($1,671)$1,135$536$350,433
10 ($1,671)$1,133$538$349,895
11 ($1,671)$1,131$540$349,355
12 ($1,671)$1,130$542$348,813
Year 2 - 13 ($1,671)$1,128$543$348,270
14 ($1,671)$1,126$545$347,725
15 ($1,671)$1,124$547$347,178
16 ($1,671)$1,123$549$346,629
17 ($1,671)$1,121$551$346,078
18 ($1,671)$1,119$552$345,526
19 ($1,671)$1,117$554$344,972
20 ($1,671)$1,115$556$344,416
21 ($1,671)$1,114$558$343,858
22 ($1,671)$1,112$559$343,299
23 ($1,671)$1,110$561$342,738
24 ($1,671)$1,108$563$342,175
Year 3 - 25 ($1,671)$1,106$565$341,610
26 ($1,671)$1,105$567$341,043
27 ($1,671)$1,103$569$340,474
28 ($1,671)$1,101$570$339,904
29 ($1,671)$1,099$572$339,332
30 ($1,671)$1,097$574$338,757
31 ($1,671)$1,095$576$338,181
32 ($1,671)$1,093$578$337,604
33 ($1,671)$1,092$580$337,024
34 ($1,671)$1,090$582$336,442
35 ($1,671)$1,088$583$335,859
36 ($1,671)$1,086$585$335,273
Year 4 - 37 ($1,671)$1,084$587$334,686
38 ($1,671)$1,082$589$334,097
39 ($1,671)$1,080$591$333,506
40 ($1,671)$1,078$593$332,913
41 ($1,671)$1,076$595$332,318
42 ($1,671)$1,074$597$331,721
43 ($1,671)$1,073$599$331,123
44 ($1,671)$1,071$601$330,522
45 ($1,671)$1,069$603$329,919
46 ($1,671)$1,067$605$329,315
47 ($1,671)$1,065$607$328,708
48 ($1,671)$1,063$608$328,100
Year 5 - 49 ($1,671)$1,061$610$327,489
50 ($1,671)$1,059$612$326,877
51 ($1,671)$1,057$614$326,263
52 ($1,671)$1,055$616$325,646
53 ($1,671)$1,053$618$325,028
54 ($1,671)$1,051$620$324,407
55 ($1,671)$1,049$622$323,785
56 ($1,671)$1,047$624$323,161
57 ($1,671)$1,045$626$322,534
58 ($1,671)$1,043$628$321,906
59 ($1,671)$1,041$630$321,275
60 ($1,671)$1,039$633$320,643
Year 6 - 61 ($1,671)$1,037$635$320,008
62 ($1,671)$1,035$637$319,372
63 ($1,671)$1,033$639$318,733
64 ($1,671)$1,031$641$318,092
65 ($1,671)$1,028$643$317,449
66 ($1,671)$1,026$645$316,805
67 ($1,671)$1,024$647$316,158
68 ($1,671)$1,022$649$315,509
69 ($1,671)$1,020$651$314,857
70 ($1,671)$1,018$653$314,204
71 ($1,671)$1,016$655$313,549
72 ($1,671)$1,014$657$312,891
Year 7 - 73 ($1,671)$1,012$660$312,232
74 ($1,671)$1,010$662$311,570
75 ($1,671)$1,007$664$310,906
76 ($1,671)$1,005$666$310,240
77 ($1,671)$1,003$668$309,572
78 ($1,671)$1,001$670$308,901
79 ($1,671)$999$673$308,229
80 ($1,671)$997$675$307,554
81 ($1,671)$994$677$306,877
82 ($1,671)$992$679$306,198
83 ($1,671)$990$681$305,517
84 ($1,671)$988$683$304,834
Year 8 - 85 ($1,671)$986$686$304,148
86 ($1,671)$983$688$303,460
87 ($1,671)$981$690$302,770
88 ($1,671)$979$692$302,078
89 ($1,671)$977$695$301,383
90 ($1,671)$974$697$300,686
91 ($1,671)$972$699$299,987
92 ($1,671)$970$701$299,286
93 ($1,671)$968$704$298,582
94 ($1,671)$965$706$297,876
95 ($1,671)$963$708$297,168
96 ($1,671)$961$710$296,458
Year 9 - 97 ($1,671)$959$713$295,745
98 ($1,671)$956$715$295,030
99 ($1,671)$954$717$294,313
100 ($1,671)$952$720$293,593
101 ($1,671)$949$722$292,871
102 ($1,671)$947$724$292,146
103 ($1,671)$945$727$291,420
104 ($1,671)$942$729$290,691
105 ($1,671)$940$731$289,959
106 ($1,671)$938$734$289,226
107 ($1,671)$935$736$288,489
108 ($1,671)$933$739$287,751
Year 10 - 109 ($1,671)$930$741$287,010
110 ($1,671)$928$743$286,267
111 ($1,671)$926$746$285,521
112 ($1,671)$923$748$284,773
113 ($1,671)$921$751$284,022
114 ($1,671)$918$753$283,269
115 ($1,671)$916$755$282,514
116 ($1,671)$913$758$281,756
117 ($1,671)$911$760$280,996
118 ($1,671)$909$763$280,233
119 ($1,671)$906$765$279,468
120 ($1,671)$904$768$278,700
Year 11 - 121 ($1,671)$901$770$277,930
122 ($1,671)$899$773$277,157
123 ($1,671)$896$775$276,382
124 ($1,671)$894$778$275,605
125 ($1,671)$891$780$274,824
126 ($1,671)$889$783$274,042
127 ($1,671)$886$785$273,257
128 ($1,671)$884$788$272,469
129 ($1,671)$881$790$271,678
130 ($1,671)$878$793$270,886
131 ($1,671)$876$795$270,090
132 ($1,671)$873$798$269,292
Year 12 - 133 ($1,671)$871$801$268,492
134 ($1,671)$868$803$267,688
135 ($1,671)$866$806$266,883
136 ($1,671)$863$808$266,074
137 ($1,671)$860$811$265,263
138 ($1,671)$858$814$264,450
139 ($1,671)$855$816$263,633
140 ($1,671)$852$819$262,814
141 ($1,671)$850$822$261,993
142 ($1,671)$847$824$261,169
143 ($1,671)$844$827$260,342
144 ($1,671)$842$830$259,512
Year 13 - 145 ($1,671)$839$832$258,680
146 ($1,671)$836$835$257,845
147 ($1,671)$834$838$257,008
148 ($1,671)$831$840$256,167
149 ($1,671)$828$843$255,324
150 ($1,671)$826$846$254,479
151 ($1,671)$823$848$253,630
152 ($1,671)$820$851$252,779
153 ($1,671)$817$854$251,925
154 ($1,671)$815$857$251,068
155 ($1,671)$812$860$250,209
156 ($1,671)$809$862$249,346
Year 14 - 157 ($1,671)$806$865$248,481
158 ($1,671)$803$868$247,613
159 ($1,671)$801$871$246,743
160 ($1,671)$798$873$245,869
161 ($1,671)$795$876$244,993
162 ($1,671)$792$879$244,114
163 ($1,671)$789$882$243,232
164 ($1,671)$786$885$242,347
165 ($1,671)$784$888$241,459
166 ($1,671)$781$891$240,569
167 ($1,671)$778$893$239,675
168 ($1,671)$775$896$238,779
Year 15 - 169 ($1,671)$772$899$237,880
170 ($1,671)$769$902$236,977
171 ($1,671)$766$905$236,072
172 ($1,671)$763$908$235,164
173 ($1,671)$760$911$234,253
174 ($1,671)$757$914$233,340
175 ($1,671)$754$917$232,423
176 ($1,671)$752$920$231,503
177 ($1,671)$749$923$230,580
178 ($1,671)$746$926$229,654
179 ($1,671)$743$929$228,726
180 ($1,671)$740$932$227,794
Year 16 - 181 ($1,671)$737$935$226,859
182 ($1,671)$734$938$225,921
183 ($1,671)$730$941$224,980
184 ($1,671)$727$944$224,037
185 ($1,671)$724$947$223,090
186 ($1,671)$721$950$222,140
187 ($1,671)$718$953$221,187
188 ($1,671)$715$956$220,231
189 ($1,671)$712$959$219,271
190 ($1,671)$709$962$218,309
191 ($1,671)$706$965$217,344
192 ($1,671)$703$969$216,375
Year 17 - 193 ($1,671)$700$972$215,403
194 ($1,671)$696$975$214,429
195 ($1,671)$693$978$213,451
196 ($1,671)$690$981$212,469
197 ($1,671)$687$984$211,485
198 ($1,671)$684$987$210,498
199 ($1,671)$681$991$209,507
200 ($1,671)$677$994$208,513
201 ($1,671)$674$997$207,516
202 ($1,671)$671$1,000$206,516
203 ($1,671)$668$1,004$205,512
204 ($1,671)$664$1,007$204,505
Year 18 - 205 ($1,671)$661$1,010$203,495
206 ($1,671)$658$1,013$202,482
207 ($1,671)$655$1,017$201,465
208 ($1,671)$651$1,020$200,445
209 ($1,671)$648$1,023$199,422
210 ($1,671)$645$1,026$198,396
211 ($1,671)$641$1,030$197,366
212 ($1,671)$638$1,033$196,333
213 ($1,671)$635$1,036$195,296
214 ($1,671)$631$1,040$194,256
215 ($1,671)$628$1,043$193,213
216 ($1,671)$625$1,047$192,167
Year 19 - 217 ($1,671)$621$1,050$191,117
218 ($1,671)$618$1,053$190,063
219 ($1,671)$615$1,057$189,006
220 ($1,671)$611$1,060$187,946
221 ($1,671)$608$1,064$186,883
222 ($1,671)$604$1,067$185,816
223 ($1,671)$601$1,070$184,745
224 ($1,671)$597$1,074$183,671
225 ($1,671)$594$1,077$182,594
226 ($1,671)$590$1,081$181,513
227 ($1,671)$587$1,084$180,428
228 ($1,671)$583$1,088$179,341
Year 20 - 229 ($1,671)$580$1,091$178,249
230 ($1,671)$576$1,095$177,154
231 ($1,671)$573$1,098$176,056
232 ($1,671)$569$1,102$174,954
233 ($1,671)$566$1,106$173,848
234 ($1,671)$562$1,109$172,739
235 ($1,671)$559$1,113$171,626
236 ($1,671)$555$1,116$170,510
237 ($1,671)$551$1,120$169,390
238 ($1,671)$548$1,124$168,266
239 ($1,671)$544$1,127$167,139
240 ($1,671)$540$1,131$166,008
Year 21 - 241 ($1,671)$537$1,135$164,873
242 ($1,671)$533$1,138$163,735
243 ($1,671)$529$1,142$162,593
244 ($1,671)$526$1,146$161,448
245 ($1,671)$522$1,149$160,298
246 ($1,671)$518$1,153$159,145
247 ($1,671)$515$1,157$157,989
248 ($1,671)$511$1,160$156,828
249 ($1,671)$507$1,164$155,664
250 ($1,671)$503$1,168$154,496
251 ($1,671)$500$1,172$153,324
252 ($1,671)$496$1,176$152,149
Year 22 - 253 ($1,671)$492$1,179$150,969
254 ($1,671)$488$1,183$149,786
255 ($1,671)$484$1,187$148,599
256 ($1,671)$480$1,191$147,408
257 ($1,671)$477$1,195$146,214
258 ($1,671)$473$1,199$145,015
259 ($1,671)$469$1,202$143,813
260 ($1,671)$465$1,206$142,606
261 ($1,671)$461$1,210$141,396
262 ($1,671)$457$1,214$140,182
263 ($1,671)$453$1,218$138,964
264 ($1,671)$449$1,222$137,742
Year 23 - 265 ($1,671)$445$1,226$136,516
266 ($1,671)$441$1,230$135,286
267 ($1,671)$437$1,234$134,052
268 ($1,671)$433$1,238$132,815
269 ($1,671)$429$1,242$131,573
270 ($1,671)$425$1,246$130,327
271 ($1,671)$421$1,250$129,077
272 ($1,671)$417$1,254$127,823
273 ($1,671)$413$1,258$126,565
274 ($1,671)$409$1,262$125,303
275 ($1,671)$405$1,266$124,037
276 ($1,671)$401$1,270$122,766
Year 24 - 277 ($1,671)$397$1,274$121,492
278 ($1,671)$393$1,278$120,214
279 ($1,671)$389$1,283$118,931
280 ($1,671)$385$1,287$117,644
281 ($1,671)$380$1,291$116,353
282 ($1,671)$376$1,295$115,058
283 ($1,671)$372$1,299$113,759
284 ($1,671)$368$1,303$112,456
285 ($1,671)$364$1,308$111,148
286 ($1,671)$359$1,312$109,836
287 ($1,671)$355$1,316$108,520
288 ($1,671)$351$1,320$107,199
Year 25 - 289 ($1,671)$347$1,325$105,875
290 ($1,671)$342$1,329$104,546
291 ($1,671)$338$1,333$103,212
292 ($1,671)$334$1,338$101,875
293 ($1,671)$329$1,342$100,533
294 ($1,671)$325$1,346$99,187
295 ($1,671)$321$1,351$97,836
296 ($1,671)$316$1,355$96,481
297 ($1,671)$312$1,359$95,122
298 ($1,671)$308$1,364$93,758
299 ($1,671)$303$1,368$92,390
300 ($1,671)$299$1,373$91,017
Year 26 - 301 ($1,671)$294$1,377$89,640
302 ($1,671)$290$1,381$88,259
303 ($1,671)$285$1,386$86,873
304 ($1,671)$281$1,390$85,483
305 ($1,671)$276$1,395$84,088
306 ($1,671)$272$1,399$82,688
307 ($1,671)$267$1,404$81,284
308 ($1,671)$263$1,408$79,876
309 ($1,671)$258$1,413$78,463
310 ($1,671)$254$1,418$77,045
311 ($1,671)$249$1,422$75,623
312 ($1,671)$245$1,427$74,196
Year 27 - 313 ($1,671)$240$1,431$72,765
314 ($1,671)$235$1,436$71,329
315 ($1,671)$231$1,441$69,888
316 ($1,671)$226$1,445$68,443
317 ($1,671)$221$1,450$66,993
318 ($1,671)$217$1,455$65,538
319 ($1,671)$212$1,459$64,079
320 ($1,671)$207$1,464$62,615
321 ($1,671)$202$1,469$61,146
322 ($1,671)$198$1,474$59,672
323 ($1,671)$193$1,478$58,194
324 ($1,671)$188$1,483$56,711
Year 28 - 325 ($1,671)$183$1,488$55,223
326 ($1,671)$179$1,493$53,730
327 ($1,671)$174$1,498$52,232
328 ($1,671)$169$1,502$50,730
329 ($1,671)$164$1,507$49,223
330 ($1,671)$159$1,512$47,711
331 ($1,671)$154$1,517$46,194
332 ($1,671)$149$1,522$44,672
333 ($1,671)$144$1,527$43,145
334 ($1,671)$140$1,532$41,613
335 ($1,671)$135$1,537$40,076
336 ($1,671)$130$1,542$38,534
Year 29 - 337 ($1,671)$125$1,547$36,988
338 ($1,671)$120$1,552$35,436
339 ($1,671)$115$1,557$33,879
340 ($1,671)$110$1,562$32,318
341 ($1,671)$104$1,567$30,751
342 ($1,671)$99$1,572$29,179
343 ($1,671)$94$1,577$27,602
344 ($1,671)$89$1,582$26,020
345 ($1,671)$84$1,587$24,433
346 ($1,671)$79$1,592$22,840
347 ($1,671)$74$1,597$21,243
348 ($1,671)$69$1,603$19,640
Year 30 - 349 ($1,671)$64$1,608$18,033
350 ($1,671)$58$1,613$16,420
351 ($1,671)$53$1,618$14,801
352 ($1,671)$48$1,623$13,178
353 ($1,671)$43$1,629$11,549
354 ($1,671)$37$1,634$9,915
355 ($1,671)$32$1,639$8,276
356 ($1,671)$27$1,645$6,632
357 ($1,671)$21$1,650$4,982
358 ($1,671)$16$1,655$3,326
359 ($1,671)$11$1,661$1,666
360 ($1,671)$5$1,666$0
TOTALS$246,467$355,200$601,667

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.