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Mortgage Payment Schedule for a $448,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($89,600) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,686 360 $248,688 $607,088

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 180004 | State Lic #: MC -928
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $977 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $448,000
Down Payment $89,600$358,400
Year 1 - 1 ($1,686)$1,159$528$357,872
2 ($1,686)$1,157$529$357,343
3 ($1,686)$1,155$531$356,812
4 ($1,686)$1,154$533$356,280
5 ($1,686)$1,152$534$355,745
6 ($1,686)$1,150$536$355,209
7 ($1,686)$1,149$538$354,671
8 ($1,686)$1,147$540$354,132
9 ($1,686)$1,145$541$353,590
10 ($1,686)$1,143$543$353,047
11 ($1,686)$1,142$545$352,502
12 ($1,686)$1,140$547$351,956
Year 2 - 13 ($1,686)$1,138$548$351,408
14 ($1,686)$1,136$550$350,857
15 ($1,686)$1,134$552$350,305
16 ($1,686)$1,133$554$349,752
17 ($1,686)$1,131$555$349,196
18 ($1,686)$1,129$557$348,639
19 ($1,686)$1,127$559$348,080
20 ($1,686)$1,125$561$347,519
21 ($1,686)$1,124$563$346,956
22 ($1,686)$1,122$565$346,392
23 ($1,686)$1,120$566$345,825
24 ($1,686)$1,118$568$345,257
Year 3 - 25 ($1,686)$1,116$570$344,687
26 ($1,686)$1,114$572$344,115
27 ($1,686)$1,113$574$343,542
28 ($1,686)$1,111$576$342,966
29 ($1,686)$1,109$577$342,389
30 ($1,686)$1,107$579$341,809
31 ($1,686)$1,105$581$341,228
32 ($1,686)$1,103$583$340,645
33 ($1,686)$1,101$585$340,060
34 ($1,686)$1,100$587$339,473
35 ($1,686)$1,098$589$338,885
36 ($1,686)$1,096$591$338,294
Year 4 - 37 ($1,686)$1,094$593$337,701
38 ($1,686)$1,092$594$337,107
39 ($1,686)$1,090$596$336,511
40 ($1,686)$1,088$598$335,912
41 ($1,686)$1,086$600$335,312
42 ($1,686)$1,084$602$334,710
43 ($1,686)$1,082$604$334,106
44 ($1,686)$1,080$606$333,500
45 ($1,686)$1,078$608$332,892
46 ($1,686)$1,076$610$332,282
47 ($1,686)$1,074$612$331,670
48 ($1,686)$1,072$614$331,056
Year 5 - 49 ($1,686)$1,070$616$330,440
50 ($1,686)$1,068$618$329,822
51 ($1,686)$1,066$620$329,202
52 ($1,686)$1,064$622$328,580
53 ($1,686)$1,062$624$327,956
54 ($1,686)$1,060$626$327,330
55 ($1,686)$1,058$628$326,702
56 ($1,686)$1,056$630$326,072
57 ($1,686)$1,054$632$325,440
58 ($1,686)$1,052$634$324,806
59 ($1,686)$1,050$636$324,170
60 ($1,686)$1,048$638$323,532
Year 6 - 61 ($1,686)$1,046$640$322,891
62 ($1,686)$1,044$642$322,249
63 ($1,686)$1,042$644$321,604
64 ($1,686)$1,040$647$320,958
65 ($1,686)$1,038$649$320,309
66 ($1,686)$1,036$651$319,659
67 ($1,686)$1,034$653$319,006
68 ($1,686)$1,031$655$318,351
69 ($1,686)$1,029$657$317,694
70 ($1,686)$1,027$659$317,035
71 ($1,686)$1,025$661$316,374
72 ($1,686)$1,023$663$315,710
Year 7 - 73 ($1,686)$1,021$666$315,045
74 ($1,686)$1,019$668$314,377
75 ($1,686)$1,016$670$313,707
76 ($1,686)$1,014$672$313,035
77 ($1,686)$1,012$674$312,361
78 ($1,686)$1,010$676$311,684
79 ($1,686)$1,008$679$311,006
80 ($1,686)$1,006$681$310,325
81 ($1,686)$1,003$683$309,642
82 ($1,686)$1,001$685$308,957
83 ($1,686)$999$687$308,270
84 ($1,686)$997$690$307,580
Year 8 - 85 ($1,686)$995$692$306,888
86 ($1,686)$992$694$306,194
87 ($1,686)$990$696$305,498
88 ($1,686)$988$699$304,799
89 ($1,686)$986$701$304,098
90 ($1,686)$983$703$303,395
91 ($1,686)$981$705$302,690
92 ($1,686)$979$708$301,982
93 ($1,686)$976$710$301,272
94 ($1,686)$974$712$300,560
95 ($1,686)$972$715$299,845
96 ($1,686)$969$717$299,128
Year 9 - 97 ($1,686)$967$719$298,409
98 ($1,686)$965$721$297,688
99 ($1,686)$963$724$296,964
100 ($1,686)$960$726$296,238
101 ($1,686)$958$729$295,509
102 ($1,686)$955$731$294,778
103 ($1,686)$953$733$294,045
104 ($1,686)$951$736$293,310
105 ($1,686)$948$738$292,572
106 ($1,686)$946$740$291,831
107 ($1,686)$944$743$291,088
108 ($1,686)$941$745$290,343
Year 10 - 109 ($1,686)$939$748$289,596
110 ($1,686)$936$750$288,846
111 ($1,686)$934$752$288,093
112 ($1,686)$932$755$287,338
113 ($1,686)$929$757$286,581
114 ($1,686)$927$760$285,821
115 ($1,686)$924$762$285,059
116 ($1,686)$922$765$284,295
117 ($1,686)$919$767$283,527
118 ($1,686)$917$770$282,758
119 ($1,686)$914$772$281,986
120 ($1,686)$912$775$281,211
Year 11 - 121 ($1,686)$909$777$280,434
122 ($1,686)$907$780$279,654
123 ($1,686)$904$782$278,872
124 ($1,686)$902$785$278,088
125 ($1,686)$899$787$277,300
126 ($1,686)$897$790$276,511
127 ($1,686)$894$792$275,718
128 ($1,686)$891$795$274,923
129 ($1,686)$889$797$274,126
130 ($1,686)$886$800$273,326
131 ($1,686)$884$803$272,523
132 ($1,686)$881$805$271,718
Year 12 - 133 ($1,686)$879$808$270,910
134 ($1,686)$876$810$270,100
135 ($1,686)$873$813$269,287
136 ($1,686)$871$816$268,471
137 ($1,686)$868$818$267,653
138 ($1,686)$865$821$266,832
139 ($1,686)$863$824$266,008
140 ($1,686)$860$826$265,182
141 ($1,686)$857$829$264,353
142 ($1,686)$855$832$263,522
143 ($1,686)$852$834$262,687
144 ($1,686)$849$837$261,850
Year 13 - 145 ($1,686)$847$840$261,011
146 ($1,686)$844$842$260,168
147 ($1,686)$841$845$259,323
148 ($1,686)$838$848$258,475
149 ($1,686)$836$851$257,625
150 ($1,686)$833$853$256,771
151 ($1,686)$830$856$255,915
152 ($1,686)$827$859$255,056
153 ($1,686)$825$862$254,194
154 ($1,686)$822$864$253,330
155 ($1,686)$819$867$252,463
156 ($1,686)$816$870$251,593
Year 14 - 157 ($1,686)$813$873$250,720
158 ($1,686)$811$876$249,844
159 ($1,686)$808$879$248,966
160 ($1,686)$805$881$248,084
161 ($1,686)$802$884$247,200
162 ($1,686)$799$887$246,313
163 ($1,686)$796$890$245,423
164 ($1,686)$794$893$244,530
165 ($1,686)$791$896$243,634
166 ($1,686)$788$899$242,736
167 ($1,686)$785$902$241,834
168 ($1,686)$782$904$240,930
Year 15 - 169 ($1,686)$779$907$240,023
170 ($1,686)$776$910$239,112
171 ($1,686)$773$913$238,199
172 ($1,686)$770$916$237,283
173 ($1,686)$767$919$236,364
174 ($1,686)$764$922$235,442
175 ($1,686)$761$925$234,517
176 ($1,686)$758$928$233,588
177 ($1,686)$755$931$232,657
178 ($1,686)$752$934$231,723
179 ($1,686)$749$937$230,786
180 ($1,686)$746$940$229,846
Year 16 - 181 ($1,686)$743$943$228,903
182 ($1,686)$740$946$227,957
183 ($1,686)$737$949$227,007
184 ($1,686)$734$952$226,055
185 ($1,686)$731$955$225,100
186 ($1,686)$728$959$224,141
187 ($1,686)$725$962$223,179
188 ($1,686)$722$965$222,215
189 ($1,686)$718$968$221,247
190 ($1,686)$715$971$220,276
191 ($1,686)$712$974$219,302
192 ($1,686)$709$977$218,324
Year 17 - 193 ($1,686)$706$980$217,344
194 ($1,686)$703$984$216,360
195 ($1,686)$700$987$215,374
196 ($1,686)$696$990$214,384
197 ($1,686)$693$993$213,390
198 ($1,686)$690$996$212,394
199 ($1,686)$687$1,000$211,394
200 ($1,686)$684$1,003$210,392
201 ($1,686)$680$1,006$209,385
202 ($1,686)$677$1,009$208,376
203 ($1,686)$674$1,013$207,363
204 ($1,686)$670$1,016$206,348
Year 18 - 205 ($1,686)$667$1,019$205,328
206 ($1,686)$664$1,022$204,306
207 ($1,686)$661$1,026$203,280
208 ($1,686)$657$1,029$202,251
209 ($1,686)$654$1,032$201,219
210 ($1,686)$651$1,036$200,183
211 ($1,686)$647$1,039$199,144
212 ($1,686)$644$1,042$198,101
213 ($1,686)$641$1,046$197,056
214 ($1,686)$637$1,049$196,006
215 ($1,686)$634$1,053$194,954
216 ($1,686)$630$1,056$193,898
Year 19 - 217 ($1,686)$627$1,059$192,838
218 ($1,686)$624$1,063$191,776
219 ($1,686)$620$1,066$190,709
220 ($1,686)$617$1,070$189,639
221 ($1,686)$613$1,073$188,566
222 ($1,686)$610$1,077$187,490
223 ($1,686)$606$1,080$186,410
224 ($1,686)$603$1,084$185,326
225 ($1,686)$599$1,087$184,239
226 ($1,686)$596$1,091$183,148
227 ($1,686)$592$1,094$182,054
228 ($1,686)$589$1,098$180,956
Year 20 - 229 ($1,686)$585$1,101$179,855
230 ($1,686)$582$1,105$178,750
231 ($1,686)$578$1,108$177,642
232 ($1,686)$574$1,112$176,530
233 ($1,686)$571$1,116$175,414
234 ($1,686)$567$1,119$174,295
235 ($1,686)$564$1,123$173,172
236 ($1,686)$560$1,126$172,046
237 ($1,686)$556$1,130$170,916
238 ($1,686)$553$1,134$169,782
239 ($1,686)$549$1,137$168,645
240 ($1,686)$545$1,141$167,503
Year 21 - 241 ($1,686)$542$1,145$166,359
242 ($1,686)$538$1,148$165,210
243 ($1,686)$534$1,152$164,058
244 ($1,686)$530$1,156$162,902
245 ($1,686)$527$1,160$161,743
246 ($1,686)$523$1,163$160,579
247 ($1,686)$519$1,167$159,412
248 ($1,686)$515$1,171$158,241
249 ($1,686)$512$1,175$157,066
250 ($1,686)$508$1,179$155,888
251 ($1,686)$504$1,182$154,706
252 ($1,686)$500$1,186$153,519
Year 22 - 253 ($1,686)$496$1,190$152,329
254 ($1,686)$493$1,194$151,136
255 ($1,686)$489$1,198$149,938
256 ($1,686)$485$1,202$148,736
257 ($1,686)$481$1,205$147,531
258 ($1,686)$477$1,209$146,322
259 ($1,686)$473$1,213$145,108
260 ($1,686)$469$1,217$143,891
261 ($1,686)$465$1,221$142,670
262 ($1,686)$461$1,225$141,445
263 ($1,686)$457$1,229$140,216
264 ($1,686)$453$1,233$138,983
Year 23 - 265 ($1,686)$449$1,237$137,746
266 ($1,686)$445$1,241$136,505
267 ($1,686)$441$1,245$135,260
268 ($1,686)$437$1,249$134,011
269 ($1,686)$433$1,253$132,758
270 ($1,686)$429$1,257$131,501
271 ($1,686)$425$1,261$130,240
272 ($1,686)$421$1,265$128,974
273 ($1,686)$417$1,269$127,705
274 ($1,686)$413$1,273$126,432
275 ($1,686)$409$1,278$125,154
276 ($1,686)$405$1,282$123,872
Year 24 - 277 ($1,686)$401$1,286$122,587
278 ($1,686)$396$1,290$121,297
279 ($1,686)$392$1,294$120,002
280 ($1,686)$388$1,298$118,704
281 ($1,686)$384$1,303$117,402
282 ($1,686)$380$1,307$116,095
283 ($1,686)$375$1,311$114,784
284 ($1,686)$371$1,315$113,469
285 ($1,686)$367$1,319$112,149
286 ($1,686)$363$1,324$110,825
287 ($1,686)$358$1,328$109,497
288 ($1,686)$354$1,332$108,165
Year 25 - 289 ($1,686)$350$1,337$106,828
290 ($1,686)$345$1,341$105,488
291 ($1,686)$341$1,345$104,142
292 ($1,686)$337$1,350$102,793
293 ($1,686)$332$1,354$101,439
294 ($1,686)$328$1,358$100,080
295 ($1,686)$324$1,363$98,717
296 ($1,686)$319$1,367$97,350
297 ($1,686)$315$1,372$95,979
298 ($1,686)$310$1,376$94,603
299 ($1,686)$306$1,380$93,222
300 ($1,686)$301$1,385$91,837
Year 26 - 301 ($1,686)$297$1,389$90,448
302 ($1,686)$292$1,394$89,054
303 ($1,686)$288$1,398$87,656
304 ($1,686)$283$1,403$86,253
305 ($1,686)$279$1,407$84,845
306 ($1,686)$274$1,412$83,433
307 ($1,686)$270$1,417$82,017
308 ($1,686)$265$1,421$80,595
309 ($1,686)$261$1,426$79,170
310 ($1,686)$256$1,430$77,739
311 ($1,686)$251$1,435$76,304
312 ($1,686)$247$1,440$74,865
Year 27 - 313 ($1,686)$242$1,444$73,420
314 ($1,686)$237$1,449$71,971
315 ($1,686)$233$1,454$70,518
316 ($1,686)$228$1,458$69,059
317 ($1,686)$223$1,463$67,596
318 ($1,686)$219$1,468$66,128
319 ($1,686)$214$1,473$64,656
320 ($1,686)$209$1,477$63,179
321 ($1,686)$204$1,482$61,697
322 ($1,686)$199$1,487$60,210
323 ($1,686)$195$1,492$58,718
324 ($1,686)$190$1,496$57,222
Year 28 - 325 ($1,686)$185$1,501$55,720
326 ($1,686)$180$1,506$54,214
327 ($1,686)$175$1,511$52,703
328 ($1,686)$170$1,516$51,187
329 ($1,686)$166$1,521$49,666
330 ($1,686)$161$1,526$48,140
331 ($1,686)$156$1,531$46,610
332 ($1,686)$151$1,536$45,074
333 ($1,686)$146$1,541$43,533
334 ($1,686)$141$1,546$41,988
335 ($1,686)$136$1,551$40,437
336 ($1,686)$131$1,556$38,882
Year 29 - 337 ($1,686)$126$1,561$37,321
338 ($1,686)$121$1,566$35,755
339 ($1,686)$116$1,571$34,185
340 ($1,686)$111$1,576$32,609
341 ($1,686)$105$1,581$31,028
342 ($1,686)$100$1,586$29,442
343 ($1,686)$95$1,591$27,851
344 ($1,686)$90$1,596$26,254
345 ($1,686)$85$1,601$24,653
346 ($1,686)$80$1,607$23,046
347 ($1,686)$75$1,612$21,434
348 ($1,686)$69$1,617$19,817
Year 30 - 349 ($1,686)$64$1,622$18,195
350 ($1,686)$59$1,628$16,567
351 ($1,686)$54$1,633$14,935
352 ($1,686)$48$1,638$13,297
353 ($1,686)$43$1,643$11,653
354 ($1,686)$38$1,649$10,005
355 ($1,686)$32$1,654$8,351
356 ($1,686)$27$1,659$6,691
357 ($1,686)$22$1,665$5,027
358 ($1,686)$16$1,670$3,356
359 ($1,686)$11$1,676$1,681
360 ($1,686)$5$1,681$0
TOTALS$248,688$358,400$607,088

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.