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Mortgage Payment Schedule for a $448,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($89,600) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,690 360 $250,165 $608,565

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $448,000
Down Payment $89,600$358,400
Year 1 - 1 ($1,690)$1,165$526$357,874
2 ($1,690)$1,163$527$357,347
3 ($1,690)$1,161$529$356,818
4 ($1,690)$1,160$531$356,287
5 ($1,690)$1,158$533$355,755
6 ($1,690)$1,156$534$355,220
7 ($1,690)$1,154$536$354,684
8 ($1,690)$1,153$538$354,147
9 ($1,690)$1,151$539$353,607
10 ($1,690)$1,149$541$353,066
11 ($1,690)$1,147$543$352,523
12 ($1,690)$1,146$545$351,978
Year 2 - 13 ($1,690)$1,144$547$351,432
14 ($1,690)$1,142$548$350,883
15 ($1,690)$1,140$550$350,333
16 ($1,690)$1,139$552$349,781
17 ($1,690)$1,137$554$349,228
18 ($1,690)$1,135$555$348,672
19 ($1,690)$1,133$557$348,115
20 ($1,690)$1,131$559$347,556
21 ($1,690)$1,130$561$346,995
22 ($1,690)$1,128$563$346,432
23 ($1,690)$1,126$565$345,868
24 ($1,690)$1,124$566$345,301
Year 3 - 25 ($1,690)$1,122$568$344,733
26 ($1,690)$1,120$570$344,163
27 ($1,690)$1,119$572$343,591
28 ($1,690)$1,117$574$343,017
29 ($1,690)$1,115$576$342,442
30 ($1,690)$1,113$578$341,864
31 ($1,690)$1,111$579$341,285
32 ($1,690)$1,109$581$340,703
33 ($1,690)$1,107$583$340,120
34 ($1,690)$1,105$585$339,535
35 ($1,690)$1,103$587$338,948
36 ($1,690)$1,102$589$338,359
Year 4 - 37 ($1,690)$1,100$591$337,768
38 ($1,690)$1,098$593$337,176
39 ($1,690)$1,096$595$336,581
40 ($1,690)$1,094$597$335,985
41 ($1,690)$1,092$599$335,386
42 ($1,690)$1,090$600$334,786
43 ($1,690)$1,088$602$334,183
44 ($1,690)$1,086$604$333,579
45 ($1,690)$1,084$606$332,972
46 ($1,690)$1,082$608$332,364
47 ($1,690)$1,080$610$331,754
48 ($1,690)$1,078$612$331,142
Year 5 - 49 ($1,690)$1,076$614$330,527
50 ($1,690)$1,074$616$329,911
51 ($1,690)$1,072$618$329,293
52 ($1,690)$1,070$620$328,673
53 ($1,690)$1,068$622$328,050
54 ($1,690)$1,066$624$327,426
55 ($1,690)$1,064$626$326,800
56 ($1,690)$1,062$628$326,171
57 ($1,690)$1,060$630$325,541
58 ($1,690)$1,058$632$324,909
59 ($1,690)$1,056$635$324,274
60 ($1,690)$1,054$637$323,637
Year 6 - 61 ($1,690)$1,052$639$322,999
62 ($1,690)$1,050$641$322,358
63 ($1,690)$1,048$643$321,715
64 ($1,690)$1,046$645$321,070
65 ($1,690)$1,043$647$320,423
66 ($1,690)$1,041$649$319,774
67 ($1,690)$1,039$651$319,123
68 ($1,690)$1,037$653$318,470
69 ($1,690)$1,035$655$317,814
70 ($1,690)$1,033$658$317,157
71 ($1,690)$1,031$660$316,497
72 ($1,690)$1,029$662$315,835
Year 7 - 73 ($1,690)$1,026$664$315,171
74 ($1,690)$1,024$666$314,505
75 ($1,690)$1,022$668$313,837
76 ($1,690)$1,020$670$313,166
77 ($1,690)$1,018$673$312,494
78 ($1,690)$1,016$675$311,819
79 ($1,690)$1,013$677$311,142
80 ($1,690)$1,011$679$310,463
81 ($1,690)$1,009$681$309,781
82 ($1,690)$1,007$684$309,097
83 ($1,690)$1,005$686$308,412
84 ($1,690)$1,002$688$307,723
Year 8 - 85 ($1,690)$1,000$690$307,033
86 ($1,690)$998$693$306,340
87 ($1,690)$996$695$305,646
88 ($1,690)$993$697$304,949
89 ($1,690)$991$699$304,249
90 ($1,690)$989$702$303,548
91 ($1,690)$987$704$302,844
92 ($1,690)$984$706$302,137
93 ($1,690)$982$709$301,429
94 ($1,690)$980$711$300,718
95 ($1,690)$977$713$300,005
96 ($1,690)$975$715$299,289
Year 9 - 97 ($1,690)$973$718$298,572
98 ($1,690)$970$720$297,852
99 ($1,690)$968$722$297,129
100 ($1,690)$966$725$296,404
101 ($1,690)$963$727$295,677
102 ($1,690)$961$730$294,948
103 ($1,690)$959$732$294,216
104 ($1,690)$956$734$293,482
105 ($1,690)$954$737$292,745
106 ($1,690)$951$739$292,006
107 ($1,690)$949$741$291,264
108 ($1,690)$947$744$290,521
Year 10 - 109 ($1,690)$944$746$289,774
110 ($1,690)$942$749$289,026
111 ($1,690)$939$751$288,275
112 ($1,690)$937$754$287,521
113 ($1,690)$934$756$286,765
114 ($1,690)$932$758$286,006
115 ($1,690)$930$761$285,246
116 ($1,690)$927$763$284,482
117 ($1,690)$925$766$283,716
118 ($1,690)$922$768$282,948
119 ($1,690)$920$771$282,177
120 ($1,690)$917$773$281,404
Year 11 - 121 ($1,690)$915$776$280,628
122 ($1,690)$912$778$279,849
123 ($1,690)$910$781$279,068
124 ($1,690)$907$783$278,285
125 ($1,690)$904$786$277,499
126 ($1,690)$902$789$276,710
127 ($1,690)$899$791$275,919
128 ($1,690)$897$794$275,125
129 ($1,690)$894$796$274,329
130 ($1,690)$892$799$273,530
131 ($1,690)$889$801$272,729
132 ($1,690)$886$804$271,925
Year 12 - 133 ($1,690)$884$807$271,118
134 ($1,690)$881$809$270,309
135 ($1,690)$879$812$269,497
136 ($1,690)$876$815$268,682
137 ($1,690)$873$817$267,865
138 ($1,690)$871$820$267,045
139 ($1,690)$868$823$266,222
140 ($1,690)$865$825$265,397
141 ($1,690)$863$828$264,569
142 ($1,690)$860$831$263,739
143 ($1,690)$857$833$262,905
144 ($1,690)$854$836$262,069
Year 13 - 145 ($1,690)$852$839$261,230
146 ($1,690)$849$841$260,389
147 ($1,690)$846$844$259,545
148 ($1,690)$844$847$258,698
149 ($1,690)$841$850$257,848
150 ($1,690)$838$852$256,996
151 ($1,690)$835$855$256,141
152 ($1,690)$832$858$255,283
153 ($1,690)$830$861$254,422
154 ($1,690)$827$864$253,558
155 ($1,690)$824$866$252,692
156 ($1,690)$821$869$251,823
Year 14 - 157 ($1,690)$818$872$250,950
158 ($1,690)$816$875$250,076
159 ($1,690)$813$878$249,198
160 ($1,690)$810$881$248,317
161 ($1,690)$807$883$247,434
162 ($1,690)$804$886$246,548
163 ($1,690)$801$889$245,658
164 ($1,690)$798$892$244,766
165 ($1,690)$795$895$243,871
166 ($1,690)$793$898$242,974
167 ($1,690)$790$901$242,073
168 ($1,690)$787$904$241,169
Year 15 - 169 ($1,690)$784$907$240,262
170 ($1,690)$781$910$239,353
171 ($1,690)$778$913$238,440
172 ($1,690)$775$916$237,525
173 ($1,690)$772$919$236,606
174 ($1,690)$769$921$235,685
175 ($1,690)$766$924$234,760
176 ($1,690)$763$927$233,833
177 ($1,690)$760$931$232,902
178 ($1,690)$757$934$231,969
179 ($1,690)$754$937$231,032
180 ($1,690)$751$940$230,092
Year 16 - 181 ($1,690)$748$943$229,150
182 ($1,690)$745$946$228,204
183 ($1,690)$742$949$227,255
184 ($1,690)$739$952$226,303
185 ($1,690)$735$955$225,348
186 ($1,690)$732$958$224,390
187 ($1,690)$729$961$223,429
188 ($1,690)$726$964$222,465
189 ($1,690)$723$967$221,497
190 ($1,690)$720$971$220,527
191 ($1,690)$717$974$219,553
192 ($1,690)$714$977$218,576
Year 17 - 193 ($1,690)$710$980$217,596
194 ($1,690)$707$983$216,613
195 ($1,690)$704$986$215,626
196 ($1,690)$701$990$214,637
197 ($1,690)$698$993$213,644
198 ($1,690)$694$996$212,648
199 ($1,690)$691$999$211,648
200 ($1,690)$688$1,003$210,646
201 ($1,690)$685$1,006$209,640
202 ($1,690)$681$1,009$208,631
203 ($1,690)$678$1,012$207,618
204 ($1,690)$675$1,016$206,603
Year 18 - 205 ($1,690)$671$1,019$205,584
206 ($1,690)$668$1,022$204,561
207 ($1,690)$665$1,026$203,536
208 ($1,690)$661$1,029$202,507
209 ($1,690)$658$1,032$201,474
210 ($1,690)$655$1,036$200,439
211 ($1,690)$651$1,039$199,400
212 ($1,690)$648$1,042$198,357
213 ($1,690)$645$1,046$197,311
214 ($1,690)$641$1,049$196,262
215 ($1,690)$638$1,053$195,210
216 ($1,690)$634$1,056$194,154
Year 19 - 217 ($1,690)$631$1,059$193,094
218 ($1,690)$628$1,063$192,031
219 ($1,690)$624$1,066$190,965
220 ($1,690)$621$1,070$189,895
221 ($1,690)$617$1,073$188,822
222 ($1,690)$614$1,077$187,745
223 ($1,690)$610$1,080$186,665
224 ($1,690)$607$1,084$185,581
225 ($1,690)$603$1,087$184,494
226 ($1,690)$600$1,091$183,403
227 ($1,690)$596$1,094$182,308
228 ($1,690)$593$1,098$181,210
Year 20 - 229 ($1,690)$589$1,102$180,109
230 ($1,690)$585$1,105$179,004
231 ($1,690)$582$1,109$177,895
232 ($1,690)$578$1,112$176,783
233 ($1,690)$575$1,116$175,667
234 ($1,690)$571$1,120$174,547
235 ($1,690)$567$1,123$173,424
236 ($1,690)$564$1,127$172,297
237 ($1,690)$560$1,130$171,167
238 ($1,690)$556$1,134$170,033
239 ($1,690)$553$1,138$168,895
240 ($1,690)$549$1,142$167,753
Year 21 - 241 ($1,690)$545$1,145$166,608
242 ($1,690)$541$1,149$165,459
243 ($1,690)$538$1,153$164,306
244 ($1,690)$534$1,156$163,150
245 ($1,690)$530$1,160$161,990
246 ($1,690)$526$1,164$160,826
247 ($1,690)$523$1,168$159,658
248 ($1,690)$519$1,172$158,486
249 ($1,690)$515$1,175$157,311
250 ($1,690)$511$1,179$156,132
251 ($1,690)$507$1,183$154,949
252 ($1,690)$504$1,187$153,762
Year 22 - 253 ($1,690)$500$1,191$152,571
254 ($1,690)$496$1,195$151,376
255 ($1,690)$492$1,198$150,178
256 ($1,690)$488$1,202$148,976
257 ($1,690)$484$1,206$147,769
258 ($1,690)$480$1,210$146,559
259 ($1,690)$476$1,214$145,345
260 ($1,690)$472$1,218$144,127
261 ($1,690)$468$1,222$142,905
262 ($1,690)$464$1,226$141,679
263 ($1,690)$460$1,230$140,449
264 ($1,690)$456$1,234$139,215
Year 23 - 265 ($1,690)$452$1,238$137,977
266 ($1,690)$448$1,242$136,735
267 ($1,690)$444$1,246$135,489
268 ($1,690)$440$1,250$134,239
269 ($1,690)$436$1,254$132,984
270 ($1,690)$432$1,258$131,726
271 ($1,690)$428$1,262$130,464
272 ($1,690)$424$1,266$129,197
273 ($1,690)$420$1,271$127,927
274 ($1,690)$416$1,275$126,652
275 ($1,690)$412$1,279$125,373
276 ($1,690)$407$1,283$124,090
Year 24 - 277 ($1,690)$403$1,287$122,803
278 ($1,690)$399$1,291$121,512
279 ($1,690)$395$1,296$120,216
280 ($1,690)$391$1,300$118,916
281 ($1,690)$386$1,304$117,612
282 ($1,690)$382$1,308$116,304
283 ($1,690)$378$1,312$114,992
284 ($1,690)$374$1,317$113,675
285 ($1,690)$369$1,321$112,354
286 ($1,690)$365$1,325$111,029
287 ($1,690)$361$1,330$109,699
288 ($1,690)$357$1,334$108,365
Year 25 - 289 ($1,690)$352$1,338$107,027
290 ($1,690)$348$1,343$105,684
291 ($1,690)$343$1,347$104,337
292 ($1,690)$339$1,351$102,986
293 ($1,690)$335$1,356$101,630
294 ($1,690)$330$1,360$100,270
295 ($1,690)$326$1,365$98,905
296 ($1,690)$321$1,369$97,536
297 ($1,690)$317$1,373$96,163
298 ($1,690)$313$1,378$94,785
299 ($1,690)$308$1,382$93,403
300 ($1,690)$304$1,387$92,016
Year 26 - 301 ($1,690)$299$1,391$90,624
302 ($1,690)$295$1,396$89,228
303 ($1,690)$290$1,400$87,828
304 ($1,690)$285$1,405$86,423
305 ($1,690)$281$1,410$85,013
306 ($1,690)$276$1,414$83,599
307 ($1,690)$272$1,419$82,180
308 ($1,690)$267$1,423$80,757
309 ($1,690)$262$1,428$79,329
310 ($1,690)$258$1,433$77,896
311 ($1,690)$253$1,437$76,459
312 ($1,690)$248$1,442$75,017
Year 27 - 313 ($1,690)$244$1,447$73,570
314 ($1,690)$239$1,451$72,119
315 ($1,690)$234$1,456$70,663
316 ($1,690)$230$1,461$69,202
317 ($1,690)$225$1,466$67,737
318 ($1,690)$220$1,470$66,266
319 ($1,690)$215$1,475$64,791
320 ($1,690)$211$1,480$63,311
321 ($1,690)$206$1,485$61,827
322 ($1,690)$201$1,490$60,337
323 ($1,690)$196$1,494$58,843
324 ($1,690)$191$1,499$57,343
Year 28 - 325 ($1,690)$186$1,504$55,839
326 ($1,690)$181$1,509$54,330
327 ($1,690)$177$1,514$52,817
328 ($1,690)$172$1,519$51,298
329 ($1,690)$167$1,524$49,774
330 ($1,690)$162$1,529$48,245
331 ($1,690)$157$1,534$46,712
332 ($1,690)$152$1,539$45,173
333 ($1,690)$147$1,544$43,629
334 ($1,690)$142$1,549$42,081
335 ($1,690)$137$1,554$40,527
336 ($1,690)$132$1,559$38,968
Year 29 - 337 ($1,690)$127$1,564$37,404
338 ($1,690)$122$1,569$35,836
339 ($1,690)$116$1,574$34,262
340 ($1,690)$111$1,579$32,682
341 ($1,690)$106$1,584$31,098
342 ($1,690)$101$1,589$29,509
343 ($1,690)$96$1,595$27,914
344 ($1,690)$91$1,600$26,315
345 ($1,690)$86$1,605$24,710
346 ($1,690)$80$1,610$23,099
347 ($1,690)$75$1,615$21,484
348 ($1,690)$70$1,621$19,863
Year 30 - 349 ($1,690)$65$1,626$18,237
350 ($1,690)$59$1,631$16,606
351 ($1,690)$54$1,636$14,970
352 ($1,690)$49$1,642$13,328
353 ($1,690)$43$1,647$11,681
354 ($1,690)$38$1,652$10,028
355 ($1,690)$33$1,658$8,371
356 ($1,690)$27$1,663$6,707
357 ($1,690)$22$1,669$5,039
358 ($1,690)$16$1,674$3,365
359 ($1,690)$11$1,680$1,685
360 ($1,690)$5$1,685$0
TOTALS$250,165$358,400$608,565

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.