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Mortgage Payment Schedule for a $449,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($89,800) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,680 360 $245,549 $604,749

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1023
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.625% | Rate: 3.625% | Fees: $0 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.646% | Rate: 3.625% | Fees: $650 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.772% | Rate: 3.750% | Fees: $675 | 30 day rate lock

NMLS #: 898791
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.802% | Rate: 3.750% | Fees: $1,595 | 60 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $5 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $449,000
Down Payment $89,800$359,200
Year 1 - 1 ($1,680)$1,146$533$358,667
2 ($1,680)$1,145$535$358,131
3 ($1,680)$1,143$537$357,595
4 ($1,680)$1,141$539$357,056
5 ($1,680)$1,140$540$356,516
6 ($1,680)$1,138$542$355,974
7 ($1,680)$1,136$544$355,430
8 ($1,680)$1,134$545$354,885
9 ($1,680)$1,133$547$354,338
10 ($1,680)$1,131$549$353,789
11 ($1,680)$1,129$551$353,238
12 ($1,680)$1,127$552$352,685
Year 2 - 13 ($1,680)$1,126$554$352,131
14 ($1,680)$1,124$556$351,575
15 ($1,680)$1,122$558$351,018
16 ($1,680)$1,120$560$350,458
17 ($1,680)$1,119$561$349,897
18 ($1,680)$1,117$563$349,334
19 ($1,680)$1,115$565$348,769
20 ($1,680)$1,113$567$348,202
21 ($1,680)$1,111$569$347,633
22 ($1,680)$1,110$570$347,063
23 ($1,680)$1,108$572$346,491
24 ($1,680)$1,106$574$345,917
Year 3 - 25 ($1,680)$1,104$576$345,341
26 ($1,680)$1,102$578$344,764
27 ($1,680)$1,100$579$344,184
28 ($1,680)$1,099$581$343,603
29 ($1,680)$1,097$583$343,020
30 ($1,680)$1,095$585$342,435
31 ($1,680)$1,093$587$341,848
32 ($1,680)$1,091$589$341,259
33 ($1,680)$1,089$591$340,668
34 ($1,680)$1,087$593$340,076
35 ($1,680)$1,085$594$339,481
36 ($1,680)$1,084$596$338,885
Year 4 - 37 ($1,680)$1,082$598$338,287
38 ($1,680)$1,080$600$337,686
39 ($1,680)$1,078$602$337,084
40 ($1,680)$1,076$604$336,480
41 ($1,680)$1,074$606$335,874
42 ($1,680)$1,072$608$335,266
43 ($1,680)$1,070$610$334,657
44 ($1,680)$1,068$612$334,045
45 ($1,680)$1,066$614$333,431
46 ($1,680)$1,064$616$332,816
47 ($1,680)$1,062$618$332,198
48 ($1,680)$1,060$620$331,578
Year 5 - 49 ($1,680)$1,058$622$330,957
50 ($1,680)$1,056$624$330,333
51 ($1,680)$1,054$626$329,708
52 ($1,680)$1,052$628$329,080
53 ($1,680)$1,050$630$328,451
54 ($1,680)$1,048$632$327,819
55 ($1,680)$1,046$634$327,185
56 ($1,680)$1,044$636$326,550
57 ($1,680)$1,042$638$325,912
58 ($1,680)$1,040$640$325,273
59 ($1,680)$1,038$642$324,631
60 ($1,680)$1,036$644$323,987
Year 6 - 61 ($1,680)$1,034$646$323,341
62 ($1,680)$1,032$648$322,694
63 ($1,680)$1,030$650$322,044
64 ($1,680)$1,028$652$321,392
65 ($1,680)$1,026$654$320,737
66 ($1,680)$1,024$656$320,081
67 ($1,680)$1,022$658$319,423
68 ($1,680)$1,019$660$318,763
69 ($1,680)$1,017$662$318,100
70 ($1,680)$1,015$665$317,436
71 ($1,680)$1,013$667$316,769
72 ($1,680)$1,011$669$316,100
Year 7 - 73 ($1,680)$1,009$671$315,429
74 ($1,680)$1,007$673$314,756
75 ($1,680)$1,005$675$314,081
76 ($1,680)$1,002$677$313,403
77 ($1,680)$1,000$680$312,724
78 ($1,680)$998$682$312,042
79 ($1,680)$996$684$311,358
80 ($1,680)$994$686$310,672
81 ($1,680)$992$688$309,984
82 ($1,680)$989$690$309,293
83 ($1,680)$987$693$308,600
84 ($1,680)$985$695$307,906
Year 8 - 85 ($1,680)$983$697$307,208
86 ($1,680)$981$699$306,509
87 ($1,680)$978$702$305,807
88 ($1,680)$976$704$305,104
89 ($1,680)$974$706$304,398
90 ($1,680)$972$708$303,689
91 ($1,680)$969$711$302,979
92 ($1,680)$967$713$302,266
93 ($1,680)$965$715$301,551
94 ($1,680)$962$717$300,833
95 ($1,680)$960$720$300,114
96 ($1,680)$958$722$299,392
Year 9 - 97 ($1,680)$956$724$298,667
98 ($1,680)$953$727$297,941
99 ($1,680)$951$729$297,212
100 ($1,680)$949$731$296,480
101 ($1,680)$946$734$295,747
102 ($1,680)$944$736$295,011
103 ($1,680)$942$738$294,273
104 ($1,680)$939$741$293,532
105 ($1,680)$937$743$292,789
106 ($1,680)$934$745$292,044
107 ($1,680)$932$748$291,296
108 ($1,680)$930$750$290,546
Year 10 - 109 ($1,680)$927$753$289,793
110 ($1,680)$925$755$289,038
111 ($1,680)$923$757$288,281
112 ($1,680)$920$760$287,521
113 ($1,680)$918$762$286,759
114 ($1,680)$915$765$285,994
115 ($1,680)$913$767$285,227
116 ($1,680)$910$770$284,458
117 ($1,680)$908$772$283,686
118 ($1,680)$905$774$282,911
119 ($1,680)$903$777$282,135
120 ($1,680)$900$779$281,355
Year 11 - 121 ($1,680)$898$782$280,573
122 ($1,680)$895$784$279,789
123 ($1,680)$893$787$279,002
124 ($1,680)$890$789$278,213
125 ($1,680)$888$792$277,421
126 ($1,680)$885$794$276,626
127 ($1,680)$883$797$275,829
128 ($1,680)$880$800$275,030
129 ($1,680)$878$802$274,228
130 ($1,680)$875$805$273,423
131 ($1,680)$873$807$272,616
132 ($1,680)$870$810$271,806
Year 12 - 133 ($1,680)$868$812$270,994
134 ($1,680)$865$815$270,179
135 ($1,680)$862$818$269,361
136 ($1,680)$860$820$268,541
137 ($1,680)$857$823$267,719
138 ($1,680)$854$825$266,893
139 ($1,680)$852$828$266,065
140 ($1,680)$849$831$265,234
141 ($1,680)$847$833$264,401
142 ($1,680)$844$836$263,565
143 ($1,680)$841$839$262,727
144 ($1,680)$839$841$261,885
Year 13 - 145 ($1,680)$836$844$261,041
146 ($1,680)$833$847$260,194
147 ($1,680)$830$849$259,345
148 ($1,680)$828$852$258,493
149 ($1,680)$825$855$257,638
150 ($1,680)$822$858$256,781
151 ($1,680)$820$860$255,920
152 ($1,680)$817$863$255,057
153 ($1,680)$814$866$254,191
154 ($1,680)$811$869$253,323
155 ($1,680)$809$871$252,451
156 ($1,680)$806$874$251,577
Year 14 - 157 ($1,680)$803$877$250,700
158 ($1,680)$800$880$249,821
159 ($1,680)$797$883$248,938
160 ($1,680)$795$885$248,053
161 ($1,680)$792$888$247,165
162 ($1,680)$789$891$246,274
163 ($1,680)$786$894$245,380
164 ($1,680)$783$897$244,483
165 ($1,680)$780$900$243,584
166 ($1,680)$777$902$242,681
167 ($1,680)$775$905$241,776
168 ($1,680)$772$908$240,868
Year 15 - 169 ($1,680)$769$911$239,957
170 ($1,680)$766$914$239,043
171 ($1,680)$763$917$238,126
172 ($1,680)$760$920$237,206
173 ($1,680)$757$923$236,283
174 ($1,680)$754$926$235,357
175 ($1,680)$751$929$234,429
176 ($1,680)$748$932$233,497
177 ($1,680)$745$935$232,563
178 ($1,680)$742$938$231,625
179 ($1,680)$739$941$230,684
180 ($1,680)$736$944$229,741
Year 16 - 181 ($1,680)$733$947$228,794
182 ($1,680)$730$950$227,845
183 ($1,680)$727$953$226,892
184 ($1,680)$724$956$225,936
185 ($1,680)$721$959$224,977
186 ($1,680)$718$962$224,016
187 ($1,680)$715$965$223,051
188 ($1,680)$712$968$222,083
189 ($1,680)$709$971$221,112
190 ($1,680)$706$974$220,138
191 ($1,680)$703$977$219,160
192 ($1,680)$699$980$218,180
Year 17 - 193 ($1,680)$696$984$217,196
194 ($1,680)$693$987$216,210
195 ($1,680)$690$990$215,220
196 ($1,680)$687$993$214,227
197 ($1,680)$684$996$213,231
198 ($1,680)$681$999$212,232
199 ($1,680)$677$1,002$211,229
200 ($1,680)$674$1,006$210,223
201 ($1,680)$671$1,009$209,215
202 ($1,680)$668$1,012$208,202
203 ($1,680)$665$1,015$207,187
204 ($1,680)$661$1,019$206,169
Year 18 - 205 ($1,680)$658$1,022$205,147
206 ($1,680)$655$1,025$204,122
207 ($1,680)$651$1,028$203,093
208 ($1,680)$648$1,032$202,062
209 ($1,680)$645$1,035$201,027
210 ($1,680)$642$1,038$199,988
211 ($1,680)$638$1,042$198,947
212 ($1,680)$635$1,045$197,902
213 ($1,680)$632$1,048$196,854
214 ($1,680)$628$1,052$195,802
215 ($1,680)$625$1,055$194,747
216 ($1,680)$622$1,058$193,689
Year 19 - 217 ($1,680)$618$1,062$192,627
218 ($1,680)$615$1,065$191,562
219 ($1,680)$611$1,068$190,494
220 ($1,680)$608$1,072$189,422
221 ($1,680)$605$1,075$188,347
222 ($1,680)$601$1,079$187,268
223 ($1,680)$598$1,082$186,186
224 ($1,680)$594$1,086$185,100
225 ($1,680)$591$1,089$184,011
226 ($1,680)$587$1,093$182,918
227 ($1,680)$584$1,096$181,822
228 ($1,680)$580$1,100$180,723
Year 20 - 229 ($1,680)$577$1,103$179,620
230 ($1,680)$573$1,107$178,513
231 ($1,680)$570$1,110$177,403
232 ($1,680)$566$1,114$176,289
233 ($1,680)$563$1,117$175,172
234 ($1,680)$559$1,121$174,052
235 ($1,680)$556$1,124$172,927
236 ($1,680)$552$1,128$171,799
237 ($1,680)$548$1,132$170,668
238 ($1,680)$545$1,135$169,533
239 ($1,680)$541$1,139$168,394
240 ($1,680)$537$1,142$167,251
Year 21 - 241 ($1,680)$534$1,146$166,105
242 ($1,680)$530$1,150$164,956
243 ($1,680)$526$1,153$163,802
244 ($1,680)$523$1,157$162,645
245 ($1,680)$519$1,161$161,484
246 ($1,680)$515$1,164$160,320
247 ($1,680)$512$1,168$159,152
248 ($1,680)$508$1,172$157,980
249 ($1,680)$504$1,176$156,804
250 ($1,680)$500$1,179$155,625
251 ($1,680)$497$1,183$154,442
252 ($1,680)$493$1,187$153,255
Year 22 - 253 ($1,680)$489$1,191$152,064
254 ($1,680)$485$1,195$150,870
255 ($1,680)$482$1,198$149,671
256 ($1,680)$478$1,202$148,469
257 ($1,680)$474$1,206$147,263
258 ($1,680)$470$1,210$146,053
259 ($1,680)$466$1,214$144,840
260 ($1,680)$462$1,218$143,622
261 ($1,680)$458$1,221$142,400
262 ($1,680)$454$1,225$141,175
263 ($1,680)$451$1,229$139,946
264 ($1,680)$447$1,233$138,713
Year 23 - 265 ($1,680)$443$1,237$137,476
266 ($1,680)$439$1,241$136,234
267 ($1,680)$435$1,245$134,989
268 ($1,680)$431$1,249$133,740
269 ($1,680)$427$1,253$132,487
270 ($1,680)$423$1,257$131,230
271 ($1,680)$419$1,261$129,969
272 ($1,680)$415$1,265$128,704
273 ($1,680)$411$1,269$127,435
274 ($1,680)$407$1,273$126,162
275 ($1,680)$403$1,277$124,885
276 ($1,680)$399$1,281$123,604
Year 24 - 277 ($1,680)$395$1,285$122,318
278 ($1,680)$390$1,289$121,029
279 ($1,680)$386$1,294$119,735
280 ($1,680)$382$1,298$118,438
281 ($1,680)$378$1,302$117,136
282 ($1,680)$374$1,306$115,830
283 ($1,680)$370$1,310$114,520
284 ($1,680)$366$1,314$113,205
285 ($1,680)$361$1,319$111,887
286 ($1,680)$357$1,323$110,564
287 ($1,680)$353$1,327$109,237
288 ($1,680)$349$1,331$107,906
Year 25 - 289 ($1,680)$344$1,335$106,570
290 ($1,680)$340$1,340$105,231
291 ($1,680)$336$1,344$103,887
292 ($1,680)$332$1,348$102,538
293 ($1,680)$327$1,353$101,186
294 ($1,680)$323$1,357$99,829
295 ($1,680)$319$1,361$98,467
296 ($1,680)$314$1,366$97,102
297 ($1,680)$310$1,370$95,732
298 ($1,680)$306$1,374$94,358
299 ($1,680)$301$1,379$92,979
300 ($1,680)$297$1,383$91,596
Year 26 - 301 ($1,680)$292$1,388$90,208
302 ($1,680)$288$1,392$88,816
303 ($1,680)$283$1,396$87,420
304 ($1,680)$279$1,401$86,019
305 ($1,680)$275$1,405$84,614
306 ($1,680)$270$1,410$83,204
307 ($1,680)$266$1,414$81,790
308 ($1,680)$261$1,419$80,371
309 ($1,680)$257$1,423$78,948
310 ($1,680)$252$1,428$77,520
311 ($1,680)$247$1,432$76,087
312 ($1,680)$243$1,437$74,650
Year 27 - 313 ($1,680)$238$1,442$73,209
314 ($1,680)$234$1,446$71,762
315 ($1,680)$229$1,451$70,312
316 ($1,680)$224$1,455$68,856
317 ($1,680)$220$1,460$67,396
318 ($1,680)$215$1,465$65,931
319 ($1,680)$210$1,469$64,462
320 ($1,680)$206$1,474$62,988
321 ($1,680)$201$1,479$61,509
322 ($1,680)$196$1,484$60,025
323 ($1,680)$192$1,488$58,537
324 ($1,680)$187$1,493$57,044
Year 28 - 325 ($1,680)$182$1,498$55,546
326 ($1,680)$177$1,503$54,044
327 ($1,680)$172$1,507$52,536
328 ($1,680)$168$1,512$51,024
329 ($1,680)$163$1,517$49,507
330 ($1,680)$158$1,522$47,985
331 ($1,680)$153$1,527$46,459
332 ($1,680)$148$1,532$44,927
333 ($1,680)$143$1,536$43,391
334 ($1,680)$138$1,541$41,849
335 ($1,680)$134$1,546$40,303
336 ($1,680)$129$1,551$38,752
Year 29 - 337 ($1,680)$124$1,556$37,196
338 ($1,680)$119$1,561$35,634
339 ($1,680)$114$1,566$34,068
340 ($1,680)$109$1,571$32,497
341 ($1,680)$104$1,576$30,921
342 ($1,680)$99$1,581$29,340
343 ($1,680)$94$1,586$27,754
344 ($1,680)$89$1,591$26,162
345 ($1,680)$84$1,596$24,566
346 ($1,680)$78$1,601$22,965
347 ($1,680)$73$1,607$21,358
348 ($1,680)$68$1,612$19,746
Year 30 - 349 ($1,680)$63$1,617$18,129
350 ($1,680)$58$1,622$16,507
351 ($1,680)$53$1,627$14,880
352 ($1,680)$47$1,632$13,248
353 ($1,680)$42$1,638$11,610
354 ($1,680)$37$1,643$9,968
355 ($1,680)$32$1,648$8,319
356 ($1,680)$27$1,653$6,666
357 ($1,680)$21$1,659$5,008
358 ($1,680)$16$1,664$3,344
359 ($1,680)$11$1,669$1,675
360 ($1,680)$5$1,675$0
TOTALS$245,549$359,200$604,749

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.