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Mortgage Payment Schedule for a $449,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($89,800) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,705 360 $254,434 $613,634

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 113054 | State Lic #: MC-2236
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $449,000
Down Payment $89,800$359,200
Year 1 - 1 ($1,705)$1,182$522$358,678
2 ($1,705)$1,181$524$358,154
3 ($1,705)$1,179$526$357,628
4 ($1,705)$1,177$527$357,101
5 ($1,705)$1,175$529$356,572
6 ($1,705)$1,174$531$356,041
7 ($1,705)$1,172$533$355,509
8 ($1,705)$1,170$534$354,974
9 ($1,705)$1,168$536$354,438
10 ($1,705)$1,167$538$353,900
11 ($1,705)$1,165$540$353,361
12 ($1,705)$1,163$541$352,819
Year 2 - 13 ($1,705)$1,161$543$352,276
14 ($1,705)$1,160$545$351,731
15 ($1,705)$1,158$547$351,184
16 ($1,705)$1,156$549$350,636
17 ($1,705)$1,154$550$350,085
18 ($1,705)$1,152$552$349,533
19 ($1,705)$1,151$554$348,979
20 ($1,705)$1,149$556$348,423
21 ($1,705)$1,147$558$347,866
22 ($1,705)$1,145$559$347,306
23 ($1,705)$1,143$561$346,745
24 ($1,705)$1,141$563$346,182
Year 3 - 25 ($1,705)$1,140$565$345,617
26 ($1,705)$1,138$567$345,050
27 ($1,705)$1,136$569$344,481
28 ($1,705)$1,134$571$343,911
29 ($1,705)$1,132$572$343,338
30 ($1,705)$1,130$574$342,764
31 ($1,705)$1,128$576$342,187
32 ($1,705)$1,126$578$341,609
33 ($1,705)$1,124$580$341,029
34 ($1,705)$1,123$582$340,447
35 ($1,705)$1,121$584$339,863
36 ($1,705)$1,119$586$339,277
Year 4 - 37 ($1,705)$1,117$588$338,690
38 ($1,705)$1,115$590$338,100
39 ($1,705)$1,113$592$337,508
40 ($1,705)$1,111$594$336,915
41 ($1,705)$1,109$596$336,319
42 ($1,705)$1,107$597$335,722
43 ($1,705)$1,105$599$335,122
44 ($1,705)$1,103$601$334,521
45 ($1,705)$1,101$603$333,918
46 ($1,705)$1,099$605$333,312
47 ($1,705)$1,097$607$332,705
48 ($1,705)$1,095$609$332,095
Year 5 - 49 ($1,705)$1,093$611$331,484
50 ($1,705)$1,091$613$330,871
51 ($1,705)$1,089$615$330,255
52 ($1,705)$1,087$617$329,638
53 ($1,705)$1,085$619$329,018
54 ($1,705)$1,083$622$328,397
55 ($1,705)$1,081$624$327,773
56 ($1,705)$1,079$626$327,148
57 ($1,705)$1,077$628$326,520
58 ($1,705)$1,075$630$325,890
59 ($1,705)$1,073$632$325,258
60 ($1,705)$1,071$634$324,624
Year 6 - 61 ($1,705)$1,069$636$323,988
62 ($1,705)$1,066$638$323,350
63 ($1,705)$1,064$640$322,710
64 ($1,705)$1,062$642$322,068
65 ($1,705)$1,060$644$321,423
66 ($1,705)$1,058$647$320,777
67 ($1,705)$1,056$649$320,128
68 ($1,705)$1,054$651$319,478
69 ($1,705)$1,052$653$318,825
70 ($1,705)$1,049$655$318,170
71 ($1,705)$1,047$657$317,512
72 ($1,705)$1,045$659$316,853
Year 7 - 73 ($1,705)$1,043$662$316,191
74 ($1,705)$1,041$664$315,528
75 ($1,705)$1,039$666$314,862
76 ($1,705)$1,036$668$314,194
77 ($1,705)$1,034$670$313,523
78 ($1,705)$1,032$673$312,851
79 ($1,705)$1,030$675$312,176
80 ($1,705)$1,028$677$311,499
81 ($1,705)$1,025$679$310,820
82 ($1,705)$1,023$681$310,138
83 ($1,705)$1,021$684$309,455
84 ($1,705)$1,019$686$308,769
Year 8 - 85 ($1,705)$1,016$688$308,081
86 ($1,705)$1,014$690$307,390
87 ($1,705)$1,012$693$306,698
88 ($1,705)$1,010$695$306,003
89 ($1,705)$1,007$697$305,305
90 ($1,705)$1,005$700$304,606
91 ($1,705)$1,003$702$303,904
92 ($1,705)$1,000$704$303,200
93 ($1,705)$998$707$302,493
94 ($1,705)$996$709$301,784
95 ($1,705)$993$711$301,073
96 ($1,705)$991$714$300,360
Year 9 - 97 ($1,705)$989$716$299,644
98 ($1,705)$986$718$298,926
99 ($1,705)$984$721$298,205
100 ($1,705)$982$723$297,482
101 ($1,705)$979$725$296,757
102 ($1,705)$977$728$296,029
103 ($1,705)$974$730$295,299
104 ($1,705)$972$733$294,566
105 ($1,705)$970$735$293,831
106 ($1,705)$967$737$293,094
107 ($1,705)$965$740$292,354
108 ($1,705)$962$742$291,612
Year 10 - 109 ($1,705)$960$745$290,867
110 ($1,705)$957$747$290,120
111 ($1,705)$955$750$289,371
112 ($1,705)$953$752$288,619
113 ($1,705)$950$755$287,864
114 ($1,705)$948$757$287,107
115 ($1,705)$945$759$286,348
116 ($1,705)$943$762$285,586
117 ($1,705)$940$764$284,821
118 ($1,705)$938$767$284,054
119 ($1,705)$935$770$283,285
120 ($1,705)$932$772$282,513
Year 11 - 121 ($1,705)$930$775$281,738
122 ($1,705)$927$777$280,961
123 ($1,705)$925$780$280,181
124 ($1,705)$922$782$279,399
125 ($1,705)$920$785$278,614
126 ($1,705)$917$787$277,827
127 ($1,705)$915$790$277,037
128 ($1,705)$912$793$276,244
129 ($1,705)$909$795$275,449
130 ($1,705)$907$798$274,651
131 ($1,705)$904$800$273,851
132 ($1,705)$901$803$273,047
Year 12 - 133 ($1,705)$899$806$272,242
134 ($1,705)$896$808$271,433
135 ($1,705)$893$811$270,622
136 ($1,705)$891$814$269,808
137 ($1,705)$888$816$268,992
138 ($1,705)$885$819$268,173
139 ($1,705)$883$822$267,351
140 ($1,705)$880$825$266,527
141 ($1,705)$877$827$265,699
142 ($1,705)$875$830$264,869
143 ($1,705)$872$833$264,037
144 ($1,705)$869$835$263,201
Year 13 - 145 ($1,705)$866$838$262,363
146 ($1,705)$864$841$261,522
147 ($1,705)$861$844$260,679
148 ($1,705)$858$846$259,832
149 ($1,705)$855$849$258,983
150 ($1,705)$852$852$258,131
151 ($1,705)$850$855$257,276
152 ($1,705)$847$858$256,418
153 ($1,705)$844$860$255,558
154 ($1,705)$841$863$254,694
155 ($1,705)$838$866$253,828
156 ($1,705)$836$869$252,959
Year 14 - 157 ($1,705)$833$872$252,087
158 ($1,705)$830$875$251,213
159 ($1,705)$827$878$250,335
160 ($1,705)$824$881$249,454
161 ($1,705)$821$883$248,571
162 ($1,705)$818$886$247,685
163 ($1,705)$815$889$246,796
164 ($1,705)$812$892$245,903
165 ($1,705)$809$895$245,008
166 ($1,705)$806$898$244,110
167 ($1,705)$804$901$243,209
168 ($1,705)$801$904$242,305
Year 15 - 169 ($1,705)$798$907$241,398
170 ($1,705)$795$910$240,488
171 ($1,705)$792$913$239,575
172 ($1,705)$789$916$238,659
173 ($1,705)$786$919$237,740
174 ($1,705)$783$922$236,819
175 ($1,705)$780$925$235,894
176 ($1,705)$776$928$234,965
177 ($1,705)$773$931$234,034
178 ($1,705)$770$934$233,100
179 ($1,705)$767$937$232,163
180 ($1,705)$764$940$231,223
Year 16 - 181 ($1,705)$761$943$230,279
182 ($1,705)$758$947$229,333
183 ($1,705)$755$950$228,383
184 ($1,705)$752$953$227,430
185 ($1,705)$749$956$226,474
186 ($1,705)$745$959$225,515
187 ($1,705)$742$962$224,553
188 ($1,705)$739$965$223,588
189 ($1,705)$736$969$222,619
190 ($1,705)$733$972$221,647
191 ($1,705)$730$975$220,672
192 ($1,705)$726$978$219,694
Year 17 - 193 ($1,705)$723$981$218,713
194 ($1,705)$720$985$217,728
195 ($1,705)$717$988$216,740
196 ($1,705)$713$991$215,749
197 ($1,705)$710$994$214,755
198 ($1,705)$707$998$213,757
199 ($1,705)$704$1,001$212,756
200 ($1,705)$700$1,004$211,752
201 ($1,705)$697$1,008$210,745
202 ($1,705)$694$1,011$209,734
203 ($1,705)$690$1,014$208,720
204 ($1,705)$687$1,018$207,702
Year 18 - 205 ($1,705)$684$1,021$206,681
206 ($1,705)$680$1,024$205,657
207 ($1,705)$677$1,028$204,629
208 ($1,705)$674$1,031$203,598
209 ($1,705)$670$1,034$202,564
210 ($1,705)$667$1,038$201,526
211 ($1,705)$663$1,041$200,485
212 ($1,705)$660$1,045$199,441
213 ($1,705)$656$1,048$198,393
214 ($1,705)$653$1,051$197,341
215 ($1,705)$650$1,055$196,286
216 ($1,705)$646$1,058$195,228
Year 19 - 217 ($1,705)$643$1,062$194,166
218 ($1,705)$639$1,065$193,100
219 ($1,705)$636$1,069$192,031
220 ($1,705)$632$1,072$190,959
221 ($1,705)$629$1,076$189,883
222 ($1,705)$625$1,080$188,804
223 ($1,705)$621$1,083$187,720
224 ($1,705)$618$1,087$186,634
225 ($1,705)$614$1,090$185,544
226 ($1,705)$611$1,094$184,450
227 ($1,705)$607$1,097$183,352
228 ($1,705)$604$1,101$182,251
Year 20 - 229 ($1,705)$600$1,105$181,147
230 ($1,705)$596$1,108$180,039
231 ($1,705)$593$1,112$178,927
232 ($1,705)$589$1,116$177,811
233 ($1,705)$585$1,119$176,692
234 ($1,705)$582$1,123$175,569
235 ($1,705)$578$1,127$174,442
236 ($1,705)$574$1,130$173,312
237 ($1,705)$570$1,134$172,178
238 ($1,705)$567$1,138$171,040
239 ($1,705)$563$1,142$169,899
240 ($1,705)$559$1,145$168,753
Year 21 - 241 ($1,705)$555$1,149$167,604
242 ($1,705)$552$1,153$166,451
243 ($1,705)$548$1,157$165,295
244 ($1,705)$544$1,160$164,134
245 ($1,705)$540$1,164$162,970
246 ($1,705)$536$1,168$161,802
247 ($1,705)$533$1,172$160,630
248 ($1,705)$529$1,176$159,454
249 ($1,705)$525$1,180$158,275
250 ($1,705)$521$1,184$157,091
251 ($1,705)$517$1,187$155,904
252 ($1,705)$513$1,191$154,712
Year 22 - 253 ($1,705)$509$1,195$153,517
254 ($1,705)$505$1,199$152,318
255 ($1,705)$501$1,203$151,115
256 ($1,705)$497$1,207$149,907
257 ($1,705)$493$1,211$148,696
258 ($1,705)$489$1,215$147,481
259 ($1,705)$485$1,219$146,262
260 ($1,705)$481$1,223$145,039
261 ($1,705)$477$1,227$143,812
262 ($1,705)$473$1,231$142,581
263 ($1,705)$469$1,235$141,346
264 ($1,705)$465$1,239$140,106
Year 23 - 265 ($1,705)$461$1,243$138,863
266 ($1,705)$457$1,247$137,616
267 ($1,705)$453$1,252$136,364
268 ($1,705)$449$1,256$135,108
269 ($1,705)$445$1,260$133,848
270 ($1,705)$441$1,264$132,585
271 ($1,705)$436$1,268$131,316
272 ($1,705)$432$1,272$130,044
273 ($1,705)$428$1,276$128,768
274 ($1,705)$424$1,281$127,487
275 ($1,705)$420$1,285$126,202
276 ($1,705)$415$1,289$124,913
Year 24 - 277 ($1,705)$411$1,293$123,620
278 ($1,705)$407$1,298$122,322
279 ($1,705)$403$1,302$121,020
280 ($1,705)$398$1,306$119,714
281 ($1,705)$394$1,310$118,403
282 ($1,705)$390$1,315$117,089
283 ($1,705)$385$1,319$115,770
284 ($1,705)$381$1,323$114,446
285 ($1,705)$377$1,328$113,118
286 ($1,705)$372$1,332$111,786
287 ($1,705)$368$1,337$110,449
288 ($1,705)$364$1,341$109,108
Year 25 - 289 ($1,705)$359$1,345$107,763
290 ($1,705)$355$1,350$106,413
291 ($1,705)$350$1,354$105,059
292 ($1,705)$346$1,359$103,700
293 ($1,705)$341$1,363$102,337
294 ($1,705)$337$1,368$100,969
295 ($1,705)$332$1,372$99,597
296 ($1,705)$328$1,377$98,221
297 ($1,705)$323$1,381$96,839
298 ($1,705)$319$1,386$95,454
299 ($1,705)$314$1,390$94,063
300 ($1,705)$310$1,395$92,668
Year 26 - 301 ($1,705)$305$1,400$91,269
302 ($1,705)$300$1,404$89,865
303 ($1,705)$296$1,409$88,456
304 ($1,705)$291$1,413$87,043
305 ($1,705)$287$1,418$85,625
306 ($1,705)$282$1,423$84,202
307 ($1,705)$277$1,427$82,775
308 ($1,705)$272$1,432$81,342
309 ($1,705)$268$1,437$79,906
310 ($1,705)$263$1,442$78,464
311 ($1,705)$258$1,446$77,018
312 ($1,705)$254$1,451$75,567
Year 27 - 313 ($1,705)$249$1,456$74,111
314 ($1,705)$244$1,461$72,650
315 ($1,705)$239$1,465$71,185
316 ($1,705)$234$1,470$69,715
317 ($1,705)$229$1,475$68,240
318 ($1,705)$225$1,480$66,760
319 ($1,705)$220$1,485$65,275
320 ($1,705)$215$1,490$63,785
321 ($1,705)$210$1,495$62,291
322 ($1,705)$205$1,499$60,791
323 ($1,705)$200$1,504$59,287
324 ($1,705)$195$1,509$57,778
Year 28 - 325 ($1,705)$190$1,514$56,263
326 ($1,705)$185$1,519$54,744
327 ($1,705)$180$1,524$53,219
328 ($1,705)$175$1,529$51,690
329 ($1,705)$170$1,534$50,156
330 ($1,705)$165$1,539$48,616
331 ($1,705)$160$1,545$47,072
332 ($1,705)$155$1,550$45,522
333 ($1,705)$150$1,555$43,968
334 ($1,705)$145$1,560$42,408
335 ($1,705)$140$1,565$40,843
336 ($1,705)$134$1,570$39,273
Year 29 - 337 ($1,705)$129$1,575$37,697
338 ($1,705)$124$1,580$36,117
339 ($1,705)$119$1,586$34,531
340 ($1,705)$114$1,591$32,940
341 ($1,705)$108$1,596$31,344
342 ($1,705)$103$1,601$29,743
343 ($1,705)$98$1,607$28,136
344 ($1,705)$93$1,612$26,524
345 ($1,705)$87$1,617$24,907
346 ($1,705)$82$1,623$23,285
347 ($1,705)$77$1,628$21,657
348 ($1,705)$71$1,633$20,023
Year 30 - 349 ($1,705)$66$1,639$18,385
350 ($1,705)$61$1,644$16,741
351 ($1,705)$55$1,649$15,091
352 ($1,705)$50$1,655$13,437
353 ($1,705)$44$1,660$11,776
354 ($1,705)$39$1,666$10,110
355 ($1,705)$33$1,671$8,439
356 ($1,705)$28$1,677$6,762
357 ($1,705)$22$1,682$5,080
358 ($1,705)$17$1,688$3,392
359 ($1,705)$11$1,693$1,699
360 ($1,705)$6$1,699$0
TOTALS$254,434$359,200$613,634

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.