« Back to all home prices

Mortgage Payment Schedule for a $449,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of July 27, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($89,800) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.2% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,698 360 $252,206 $611,406

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $449,000
Down Payment $89,800$359,200
Year 1 - 1 ($1,698)$1,173$525$358,675
2 ($1,698)$1,172$527$358,148
3 ($1,698)$1,170$528$357,620
4 ($1,698)$1,168$530$357,090
5 ($1,698)$1,166$532$356,558
6 ($1,698)$1,165$534$356,024
7 ($1,698)$1,163$535$355,489
8 ($1,698)$1,161$537$354,952
9 ($1,698)$1,160$539$354,413
10 ($1,698)$1,158$541$353,873
11 ($1,698)$1,156$542$353,330
12 ($1,698)$1,154$544$352,786
Year 2 - 13 ($1,698)$1,152$546$352,240
14 ($1,698)$1,151$548$351,692
15 ($1,698)$1,149$549$351,143
16 ($1,698)$1,147$551$350,592
17 ($1,698)$1,145$553$350,039
18 ($1,698)$1,143$555$349,484
19 ($1,698)$1,142$557$348,927
20 ($1,698)$1,140$559$348,368
21 ($1,698)$1,138$560$347,808
22 ($1,698)$1,136$562$347,246
23 ($1,698)$1,134$564$346,682
24 ($1,698)$1,132$566$346,116
Year 3 - 25 ($1,698)$1,131$568$345,548
26 ($1,698)$1,129$570$344,979
27 ($1,698)$1,127$571$344,407
28 ($1,698)$1,125$573$343,834
29 ($1,698)$1,123$575$343,259
30 ($1,698)$1,121$577$342,682
31 ($1,698)$1,119$579$342,103
32 ($1,698)$1,118$581$341,522
33 ($1,698)$1,116$583$340,939
34 ($1,698)$1,114$585$340,355
35 ($1,698)$1,112$587$339,768
36 ($1,698)$1,110$588$339,180
Year 4 - 37 ($1,698)$1,108$590$338,589
38 ($1,698)$1,106$592$337,997
39 ($1,698)$1,104$594$337,403
40 ($1,698)$1,102$596$336,807
41 ($1,698)$1,100$598$336,209
42 ($1,698)$1,098$600$335,609
43 ($1,698)$1,096$602$335,007
44 ($1,698)$1,094$604$334,403
45 ($1,698)$1,092$606$333,797
46 ($1,698)$1,090$608$333,189
47 ($1,698)$1,088$610$332,579
48 ($1,698)$1,086$612$331,967
Year 5 - 49 ($1,698)$1,084$614$331,353
50 ($1,698)$1,082$616$330,737
51 ($1,698)$1,080$618$330,119
52 ($1,698)$1,078$620$329,499
53 ($1,698)$1,076$622$328,877
54 ($1,698)$1,074$624$328,253
55 ($1,698)$1,072$626$327,627
56 ($1,698)$1,070$628$326,999
57 ($1,698)$1,068$630$326,369
58 ($1,698)$1,066$632$325,736
59 ($1,698)$1,064$634$325,102
60 ($1,698)$1,062$636$324,466
Year 6 - 61 ($1,698)$1,060$638$323,827
62 ($1,698)$1,058$641$323,187
63 ($1,698)$1,056$643$322,544
64 ($1,698)$1,054$645$321,900
65 ($1,698)$1,052$647$321,253
66 ($1,698)$1,049$649$320,604
67 ($1,698)$1,047$651$319,953
68 ($1,698)$1,045$653$319,300
69 ($1,698)$1,043$655$318,644
70 ($1,698)$1,041$657$317,987
71 ($1,698)$1,039$660$317,327
72 ($1,698)$1,037$662$316,666
Year 7 - 73 ($1,698)$1,034$664$316,002
74 ($1,698)$1,032$666$315,336
75 ($1,698)$1,030$668$314,667
76 ($1,698)$1,028$670$313,997
77 ($1,698)$1,026$673$313,324
78 ($1,698)$1,024$675$312,649
79 ($1,698)$1,021$677$311,972
80 ($1,698)$1,019$679$311,293
81 ($1,698)$1,017$681$310,612
82 ($1,698)$1,015$684$309,928
83 ($1,698)$1,012$686$309,242
84 ($1,698)$1,010$688$308,554
Year 8 - 85 ($1,698)$1,008$690$307,864
86 ($1,698)$1,006$693$307,171
87 ($1,698)$1,003$695$306,476
88 ($1,698)$1,001$697$305,779
89 ($1,698)$999$699$305,079
90 ($1,698)$997$702$304,378
91 ($1,698)$994$704$303,673
92 ($1,698)$992$706$302,967
93 ($1,698)$990$709$302,258
94 ($1,698)$987$711$301,547
95 ($1,698)$985$713$300,834
96 ($1,698)$983$716$300,119
Year 9 - 97 ($1,698)$980$718$299,401
98 ($1,698)$978$720$298,680
99 ($1,698)$976$723$297,958
100 ($1,698)$973$725$297,233
101 ($1,698)$971$727$296,505
102 ($1,698)$969$730$295,775
103 ($1,698)$966$732$295,043
104 ($1,698)$964$735$294,309
105 ($1,698)$961$737$293,572
106 ($1,698)$959$739$292,832
107 ($1,698)$957$742$292,091
108 ($1,698)$954$744$291,347
Year 10 - 109 ($1,698)$952$747$290,600
110 ($1,698)$949$749$289,851
111 ($1,698)$947$752$289,099
112 ($1,698)$944$754$288,345
113 ($1,698)$942$756$287,589
114 ($1,698)$939$759$286,830
115 ($1,698)$937$761$286,069
116 ($1,698)$934$764$285,305
117 ($1,698)$932$766$284,538
118 ($1,698)$929$769$283,770
119 ($1,698)$927$771$282,998
120 ($1,698)$924$774$282,224
Year 11 - 121 ($1,698)$922$776$281,448
122 ($1,698)$919$779$280,669
123 ($1,698)$917$781$279,887
124 ($1,698)$914$784$279,103
125 ($1,698)$912$787$278,317
126 ($1,698)$909$789$277,528
127 ($1,698)$907$792$276,736
128 ($1,698)$904$794$275,942
129 ($1,698)$901$797$275,145
130 ($1,698)$899$800$274,345
131 ($1,698)$896$802$273,543
132 ($1,698)$894$805$272,738
Year 12 - 133 ($1,698)$891$807$271,931
134 ($1,698)$888$810$271,121
135 ($1,698)$886$813$270,308
136 ($1,698)$883$815$269,493
137 ($1,698)$880$818$268,675
138 ($1,698)$878$821$267,854
139 ($1,698)$875$823$267,031
140 ($1,698)$872$826$266,205
141 ($1,698)$870$829$265,376
142 ($1,698)$867$831$264,544
143 ($1,698)$864$834$263,710
144 ($1,698)$861$837$262,873
Year 13 - 145 ($1,698)$859$840$262,034
146 ($1,698)$856$842$261,191
147 ($1,698)$853$845$260,346
148 ($1,698)$850$848$259,498
149 ($1,698)$848$851$258,648
150 ($1,698)$845$853$257,794
151 ($1,698)$842$856$256,938
152 ($1,698)$839$859$256,079
153 ($1,698)$837$862$255,217
154 ($1,698)$834$865$254,352
155 ($1,698)$831$867$253,485
156 ($1,698)$828$870$252,615
Year 14 - 157 ($1,698)$825$873$251,742
158 ($1,698)$822$876$250,866
159 ($1,698)$819$879$249,987
160 ($1,698)$817$882$249,105
161 ($1,698)$814$885$248,220
162 ($1,698)$811$887$247,333
163 ($1,698)$808$890$246,442
164 ($1,698)$805$893$245,549
165 ($1,698)$802$896$244,653
166 ($1,698)$799$899$243,754
167 ($1,698)$796$902$242,852
168 ($1,698)$793$905$241,947
Year 15 - 169 ($1,698)$790$908$241,039
170 ($1,698)$787$911$240,128
171 ($1,698)$784$914$239,214
172 ($1,698)$781$917$238,297
173 ($1,698)$778$920$237,377
174 ($1,698)$775$923$236,454
175 ($1,698)$772$926$235,528
176 ($1,698)$769$929$234,599
177 ($1,698)$766$932$233,667
178 ($1,698)$763$935$232,732
179 ($1,698)$760$938$231,794
180 ($1,698)$757$941$230,853
Year 16 - 181 ($1,698)$754$944$229,909
182 ($1,698)$751$947$228,961
183 ($1,698)$748$950$228,011
184 ($1,698)$745$954$227,057
185 ($1,698)$742$957$226,101
186 ($1,698)$739$960$225,141
187 ($1,698)$735$963$224,178
188 ($1,698)$732$966$223,212
189 ($1,698)$729$969$222,243
190 ($1,698)$726$972$221,271
191 ($1,698)$723$976$220,295
192 ($1,698)$720$979$219,316
Year 17 - 193 ($1,698)$716$982$218,334
194 ($1,698)$713$985$217,349
195 ($1,698)$710$988$216,361
196 ($1,698)$707$992$215,369
197 ($1,698)$704$995$214,374
198 ($1,698)$700$998$213,376
199 ($1,698)$697$1,001$212,375
200 ($1,698)$694$1,005$211,371
201 ($1,698)$690$1,008$210,363
202 ($1,698)$687$1,011$209,351
203 ($1,698)$684$1,014$208,337
204 ($1,698)$681$1,018$207,319
Year 18 - 205 ($1,698)$677$1,021$206,298
206 ($1,698)$674$1,024$205,274
207 ($1,698)$671$1,028$204,246
208 ($1,698)$667$1,031$203,215
209 ($1,698)$664$1,035$202,180
210 ($1,698)$660$1,038$201,142
211 ($1,698)$657$1,041$200,101
212 ($1,698)$654$1,045$199,056
213 ($1,698)$650$1,048$198,008
214 ($1,698)$647$1,052$196,957
215 ($1,698)$643$1,055$195,902
216 ($1,698)$640$1,058$194,843
Year 19 - 217 ($1,698)$636$1,062$193,782
218 ($1,698)$633$1,065$192,716
219 ($1,698)$630$1,069$191,647
220 ($1,698)$626$1,072$190,575
221 ($1,698)$623$1,076$189,499
222 ($1,698)$619$1,079$188,420
223 ($1,698)$616$1,083$187,337
224 ($1,698)$612$1,086$186,251
225 ($1,698)$608$1,090$185,161
226 ($1,698)$605$1,093$184,067
227 ($1,698)$601$1,097$182,970
228 ($1,698)$598$1,101$181,870
Year 20 - 229 ($1,698)$594$1,104$180,765
230 ($1,698)$591$1,108$179,657
231 ($1,698)$587$1,111$178,546
232 ($1,698)$583$1,115$177,431
233 ($1,698)$580$1,119$176,312
234 ($1,698)$576$1,122$175,190
235 ($1,698)$572$1,126$174,064
236 ($1,698)$569$1,130$172,934
237 ($1,698)$565$1,133$171,801
238 ($1,698)$561$1,137$170,663
239 ($1,698)$558$1,141$169,523
240 ($1,698)$554$1,145$168,378
Year 21 - 241 ($1,698)$550$1,148$167,230
242 ($1,698)$546$1,152$166,078
243 ($1,698)$543$1,156$164,922
244 ($1,698)$539$1,160$163,762
245 ($1,698)$535$1,163$162,599
246 ($1,698)$531$1,167$161,432
247 ($1,698)$527$1,171$160,261
248 ($1,698)$524$1,175$159,086
249 ($1,698)$520$1,179$157,907
250 ($1,698)$516$1,183$156,725
251 ($1,698)$512$1,186$155,538
252 ($1,698)$508$1,190$154,348
Year 22 - 253 ($1,698)$504$1,194$153,154
254 ($1,698)$500$1,198$151,956
255 ($1,698)$496$1,202$150,754
256 ($1,698)$492$1,206$149,548
257 ($1,698)$489$1,210$148,338
258 ($1,698)$485$1,214$147,124
259 ($1,698)$481$1,218$145,906
260 ($1,698)$477$1,222$144,685
261 ($1,698)$473$1,226$143,459
262 ($1,698)$469$1,230$142,229
263 ($1,698)$465$1,234$140,996
264 ($1,698)$461$1,238$139,758
Year 23 - 265 ($1,698)$457$1,242$138,516
266 ($1,698)$452$1,246$137,270
267 ($1,698)$448$1,250$136,020
268 ($1,698)$444$1,254$134,766
269 ($1,698)$440$1,258$133,508
270 ($1,698)$436$1,262$132,246
271 ($1,698)$432$1,266$130,980
272 ($1,698)$428$1,270$129,709
273 ($1,698)$424$1,275$128,434
274 ($1,698)$420$1,279$127,156
275 ($1,698)$415$1,283$125,873
276 ($1,698)$411$1,287$124,585
Year 24 - 277 ($1,698)$407$1,291$123,294
278 ($1,698)$403$1,296$121,999
279 ($1,698)$399$1,300$120,699
280 ($1,698)$394$1,304$119,395
281 ($1,698)$390$1,308$118,086
282 ($1,698)$386$1,313$116,774
283 ($1,698)$381$1,317$115,457
284 ($1,698)$377$1,321$114,136
285 ($1,698)$373$1,326$112,810
286 ($1,698)$369$1,330$111,480
287 ($1,698)$364$1,334$110,146
288 ($1,698)$360$1,339$108,808
Year 25 - 289 ($1,698)$355$1,343$107,465
290 ($1,698)$351$1,347$106,117
291 ($1,698)$347$1,352$104,766
292 ($1,698)$342$1,356$103,410
293 ($1,698)$338$1,361$102,049
294 ($1,698)$333$1,365$100,684
295 ($1,698)$329$1,369$99,315
296 ($1,698)$324$1,374$97,941
297 ($1,698)$320$1,378$96,562
298 ($1,698)$315$1,383$95,179
299 ($1,698)$311$1,387$93,792
300 ($1,698)$306$1,392$92,400
Year 26 - 301 ($1,698)$302$1,397$91,003
302 ($1,698)$297$1,401$89,602
303 ($1,698)$293$1,406$88,197
304 ($1,698)$288$1,410$86,786
305 ($1,698)$284$1,415$85,372
306 ($1,698)$279$1,419$83,952
307 ($1,698)$274$1,424$82,528
308 ($1,698)$270$1,429$81,099
309 ($1,698)$265$1,433$79,666
310 ($1,698)$260$1,438$78,228
311 ($1,698)$256$1,443$76,785
312 ($1,698)$251$1,448$75,337
Year 27 - 313 ($1,698)$246$1,452$73,885
314 ($1,698)$241$1,457$72,428
315 ($1,698)$237$1,462$70,966
316 ($1,698)$232$1,467$69,500
317 ($1,698)$227$1,471$68,029
318 ($1,698)$222$1,476$66,552
319 ($1,698)$217$1,481$65,071
320 ($1,698)$213$1,486$63,586
321 ($1,698)$208$1,491$62,095
322 ($1,698)$203$1,496$60,600
323 ($1,698)$198$1,500$59,099
324 ($1,698)$193$1,505$57,594
Year 28 - 325 ($1,698)$188$1,510$56,084
326 ($1,698)$183$1,515$54,568
327 ($1,698)$178$1,520$53,048
328 ($1,698)$173$1,525$51,523
329 ($1,698)$168$1,530$49,993
330 ($1,698)$163$1,535$48,458
331 ($1,698)$158$1,540$46,918
332 ($1,698)$153$1,545$45,373
333 ($1,698)$148$1,550$43,823
334 ($1,698)$143$1,555$42,268
335 ($1,698)$138$1,560$40,708
336 ($1,698)$133$1,565$39,142
Year 29 - 337 ($1,698)$128$1,570$37,572
338 ($1,698)$123$1,576$35,996
339 ($1,698)$118$1,581$34,415
340 ($1,698)$112$1,586$32,829
341 ($1,698)$107$1,591$31,238
342 ($1,698)$102$1,596$29,642
343 ($1,698)$97$1,602$28,040
344 ($1,698)$92$1,607$26,434
345 ($1,698)$86$1,612$24,822
346 ($1,698)$81$1,617$23,204
347 ($1,698)$76$1,623$21,582
348 ($1,698)$71$1,628$19,954
Year 30 - 349 ($1,698)$65$1,633$18,321
350 ($1,698)$60$1,639$16,682
351 ($1,698)$54$1,644$15,038
352 ($1,698)$49$1,649$13,389
353 ($1,698)$44$1,655$11,735
354 ($1,698)$38$1,660$10,075
355 ($1,698)$33$1,665$8,409
356 ($1,698)$27$1,671$6,738
357 ($1,698)$22$1,676$5,062
358 ($1,698)$17$1,682$3,380
359 ($1,698)$11$1,687$1,693
360 ($1,698)$6$1,693$0
TOTALS$252,206$359,200$611,406

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.