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Mortgage Payment Schedule for a $449,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($89,800) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,723 360 $261,141 $620,341

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $449,000
Down Payment $89,800$359,200
Year 1 - 1 ($1,723)$1,209$514$358,686
2 ($1,723)$1,208$516$358,171
3 ($1,723)$1,206$517$357,653
4 ($1,723)$1,204$519$357,134
5 ($1,723)$1,202$521$356,613
6 ($1,723)$1,201$523$356,091
7 ($1,723)$1,199$524$355,566
8 ($1,723)$1,197$526$355,040
9 ($1,723)$1,195$528$354,512
10 ($1,723)$1,194$530$353,983
11 ($1,723)$1,192$531$353,451
12 ($1,723)$1,190$533$352,918
Year 2 - 13 ($1,723)$1,188$535$352,383
14 ($1,723)$1,186$537$351,846
15 ($1,723)$1,185$539$351,308
16 ($1,723)$1,183$540$350,767
17 ($1,723)$1,181$542$350,225
18 ($1,723)$1,179$544$349,681
19 ($1,723)$1,177$546$349,135
20 ($1,723)$1,175$548$348,587
21 ($1,723)$1,174$550$348,038
22 ($1,723)$1,172$551$347,486
23 ($1,723)$1,170$553$346,933
24 ($1,723)$1,168$555$346,378
Year 3 - 25 ($1,723)$1,166$557$345,821
26 ($1,723)$1,164$559$345,262
27 ($1,723)$1,162$561$344,701
28 ($1,723)$1,160$563$344,138
29 ($1,723)$1,159$565$343,574
30 ($1,723)$1,157$566$343,007
31 ($1,723)$1,155$568$342,439
32 ($1,723)$1,153$570$341,869
33 ($1,723)$1,151$572$341,296
34 ($1,723)$1,149$574$340,722
35 ($1,723)$1,147$576$340,146
36 ($1,723)$1,145$578$339,568
Year 4 - 37 ($1,723)$1,143$580$338,988
38 ($1,723)$1,141$582$338,406
39 ($1,723)$1,139$584$337,823
40 ($1,723)$1,137$586$337,237
41 ($1,723)$1,135$588$336,649
42 ($1,723)$1,133$590$336,059
43 ($1,723)$1,131$592$335,467
44 ($1,723)$1,129$594$334,874
45 ($1,723)$1,127$596$334,278
46 ($1,723)$1,125$598$333,680
47 ($1,723)$1,123$600$333,080
48 ($1,723)$1,121$602$332,478
Year 5 - 49 ($1,723)$1,119$604$331,875
50 ($1,723)$1,117$606$331,269
51 ($1,723)$1,115$608$330,661
52 ($1,723)$1,113$610$330,051
53 ($1,723)$1,111$612$329,439
54 ($1,723)$1,109$614$328,825
55 ($1,723)$1,107$616$328,209
56 ($1,723)$1,105$618$327,591
57 ($1,723)$1,103$620$326,970
58 ($1,723)$1,101$622$326,348
59 ($1,723)$1,099$624$325,723
60 ($1,723)$1,097$627$325,097
Year 6 - 61 ($1,723)$1,094$629$324,468
62 ($1,723)$1,092$631$323,837
63 ($1,723)$1,090$633$323,204
64 ($1,723)$1,088$635$322,569
65 ($1,723)$1,086$637$321,932
66 ($1,723)$1,084$639$321,293
67 ($1,723)$1,082$641$320,651
68 ($1,723)$1,080$644$320,008
69 ($1,723)$1,077$646$319,362
70 ($1,723)$1,075$648$318,714
71 ($1,723)$1,073$650$318,064
72 ($1,723)$1,071$652$317,411
Year 7 - 73 ($1,723)$1,069$655$316,757
74 ($1,723)$1,066$657$316,100
75 ($1,723)$1,064$659$315,441
76 ($1,723)$1,062$661$314,780
77 ($1,723)$1,060$663$314,117
78 ($1,723)$1,058$666$313,451
79 ($1,723)$1,055$668$312,783
80 ($1,723)$1,053$670$312,113
81 ($1,723)$1,051$672$311,441
82 ($1,723)$1,049$675$310,766
83 ($1,723)$1,046$677$310,089
84 ($1,723)$1,044$679$309,410
Year 8 - 85 ($1,723)$1,042$681$308,728
86 ($1,723)$1,039$684$308,045
87 ($1,723)$1,037$686$307,358
88 ($1,723)$1,035$688$306,670
89 ($1,723)$1,032$691$305,979
90 ($1,723)$1,030$693$305,286
91 ($1,723)$1,028$695$304,591
92 ($1,723)$1,025$698$303,893
93 ($1,723)$1,023$700$303,193
94 ($1,723)$1,021$702$302,491
95 ($1,723)$1,018$705$301,786
96 ($1,723)$1,016$707$301,079
Year 9 - 97 ($1,723)$1,014$710$300,369
98 ($1,723)$1,011$712$299,657
99 ($1,723)$1,009$714$298,943
100 ($1,723)$1,006$717$298,226
101 ($1,723)$1,004$719$297,507
102 ($1,723)$1,002$722$296,786
103 ($1,723)$999$724$296,062
104 ($1,723)$997$726$295,335
105 ($1,723)$994$729$294,606
106 ($1,723)$992$731$293,875
107 ($1,723)$989$734$293,141
108 ($1,723)$987$736$292,405
Year 10 - 109 ($1,723)$984$739$291,666
110 ($1,723)$982$741$290,925
111 ($1,723)$979$744$290,181
112 ($1,723)$977$746$289,435
113 ($1,723)$974$749$288,686
114 ($1,723)$972$751$287,935
115 ($1,723)$969$754$287,181
116 ($1,723)$967$756$286,425
117 ($1,723)$964$759$285,666
118 ($1,723)$962$761$284,905
119 ($1,723)$959$764$284,141
120 ($1,723)$957$767$283,374
Year 11 - 121 ($1,723)$954$769$282,605
122 ($1,723)$951$772$281,833
123 ($1,723)$949$774$281,059
124 ($1,723)$946$777$280,282
125 ($1,723)$944$780$279,502
126 ($1,723)$941$782$278,720
127 ($1,723)$938$785$277,935
128 ($1,723)$936$787$277,148
129 ($1,723)$933$790$276,358
130 ($1,723)$930$793$275,565
131 ($1,723)$928$795$274,770
132 ($1,723)$925$798$273,971
Year 12 - 133 ($1,723)$922$801$273,171
134 ($1,723)$920$803$272,367
135 ($1,723)$917$806$271,561
136 ($1,723)$914$809$270,752
137 ($1,723)$912$812$269,940
138 ($1,723)$909$814$269,126
139 ($1,723)$906$817$268,309
140 ($1,723)$903$820$267,489
141 ($1,723)$901$823$266,666
142 ($1,723)$898$825$265,841
143 ($1,723)$895$828$265,013
144 ($1,723)$892$831$264,182
Year 13 - 145 ($1,723)$889$834$263,348
146 ($1,723)$887$837$262,512
147 ($1,723)$884$839$261,672
148 ($1,723)$881$842$260,830
149 ($1,723)$878$845$259,985
150 ($1,723)$875$848$259,137
151 ($1,723)$872$851$258,286
152 ($1,723)$870$854$257,433
153 ($1,723)$867$856$256,576
154 ($1,723)$864$859$255,717
155 ($1,723)$861$862$254,855
156 ($1,723)$858$865$253,989
Year 14 - 157 ($1,723)$855$868$253,121
158 ($1,723)$852$871$252,250
159 ($1,723)$849$874$251,376
160 ($1,723)$846$877$250,500
161 ($1,723)$843$880$249,620
162 ($1,723)$840$883$248,737
163 ($1,723)$837$886$247,851
164 ($1,723)$834$889$246,963
165 ($1,723)$831$892$246,071
166 ($1,723)$828$895$245,176
167 ($1,723)$825$898$244,278
168 ($1,723)$822$901$243,378
Year 15 - 169 ($1,723)$819$904$242,474
170 ($1,723)$816$907$241,567
171 ($1,723)$813$910$240,657
172 ($1,723)$810$913$239,744
173 ($1,723)$807$916$238,828
174 ($1,723)$804$919$237,909
175 ($1,723)$801$922$236,987
176 ($1,723)$798$925$236,061
177 ($1,723)$795$928$235,133
178 ($1,723)$792$932$234,201
179 ($1,723)$788$935$233,267
180 ($1,723)$785$938$232,329
Year 16 - 181 ($1,723)$782$941$231,388
182 ($1,723)$779$944$230,444
183 ($1,723)$776$947$229,496
184 ($1,723)$773$951$228,546
185 ($1,723)$769$954$227,592
186 ($1,723)$766$957$226,635
187 ($1,723)$763$960$225,675
188 ($1,723)$760$963$224,712
189 ($1,723)$757$967$223,745
190 ($1,723)$753$970$222,775
191 ($1,723)$750$973$221,802
192 ($1,723)$747$976$220,825
Year 17 - 193 ($1,723)$743$980$219,846
194 ($1,723)$740$983$218,863
195 ($1,723)$737$986$217,876
196 ($1,723)$734$990$216,887
197 ($1,723)$730$993$215,894
198 ($1,723)$727$996$214,897
199 ($1,723)$723$1,000$213,898
200 ($1,723)$720$1,003$212,895
201 ($1,723)$717$1,006$211,888
202 ($1,723)$713$1,010$210,878
203 ($1,723)$710$1,013$209,865
204 ($1,723)$707$1,017$208,849
Year 18 - 205 ($1,723)$703$1,020$207,829
206 ($1,723)$700$1,023$206,805
207 ($1,723)$696$1,027$205,778
208 ($1,723)$693$1,030$204,748
209 ($1,723)$689$1,034$203,714
210 ($1,723)$686$1,037$202,677
211 ($1,723)$682$1,041$201,636
212 ($1,723)$679$1,044$200,591
213 ($1,723)$675$1,048$199,544
214 ($1,723)$672$1,051$198,492
215 ($1,723)$668$1,055$197,437
216 ($1,723)$665$1,058$196,379
Year 19 - 217 ($1,723)$661$1,062$195,317
218 ($1,723)$658$1,066$194,251
219 ($1,723)$654$1,069$193,182
220 ($1,723)$650$1,073$192,109
221 ($1,723)$647$1,076$191,033
222 ($1,723)$643$1,080$189,953
223 ($1,723)$640$1,084$188,869
224 ($1,723)$636$1,087$187,782
225 ($1,723)$632$1,091$186,691
226 ($1,723)$629$1,095$185,596
227 ($1,723)$625$1,098$184,498
228 ($1,723)$621$1,102$183,396
Year 20 - 229 ($1,723)$617$1,106$182,290
230 ($1,723)$614$1,109$181,181
231 ($1,723)$610$1,113$180,068
232 ($1,723)$606$1,117$178,951
233 ($1,723)$602$1,121$177,830
234 ($1,723)$599$1,124$176,705
235 ($1,723)$595$1,128$175,577
236 ($1,723)$591$1,132$174,445
237 ($1,723)$587$1,136$173,309
238 ($1,723)$583$1,140$172,170
239 ($1,723)$580$1,144$171,026
240 ($1,723)$576$1,147$169,879
Year 21 - 241 ($1,723)$572$1,151$168,727
242 ($1,723)$568$1,155$167,572
243 ($1,723)$564$1,159$166,413
244 ($1,723)$560$1,163$165,250
245 ($1,723)$556$1,167$164,083
246 ($1,723)$552$1,171$162,913
247 ($1,723)$548$1,175$161,738
248 ($1,723)$545$1,179$160,559
249 ($1,723)$541$1,183$159,377
250 ($1,723)$537$1,187$158,190
251 ($1,723)$533$1,191$157,000
252 ($1,723)$529$1,195$155,805
Year 22 - 253 ($1,723)$525$1,199$154,606
254 ($1,723)$521$1,203$153,404
255 ($1,723)$516$1,207$152,197
256 ($1,723)$512$1,211$150,986
257 ($1,723)$508$1,215$149,771
258 ($1,723)$504$1,219$148,552
259 ($1,723)$500$1,223$147,329
260 ($1,723)$496$1,227$146,102
261 ($1,723)$492$1,231$144,871
262 ($1,723)$488$1,235$143,635
263 ($1,723)$484$1,240$142,396
264 ($1,723)$479$1,244$141,152
Year 23 - 265 ($1,723)$475$1,248$139,904
266 ($1,723)$471$1,252$138,652
267 ($1,723)$467$1,256$137,396
268 ($1,723)$463$1,261$136,135
269 ($1,723)$458$1,265$134,870
270 ($1,723)$454$1,269$133,601
271 ($1,723)$450$1,273$132,328
272 ($1,723)$446$1,278$131,050
273 ($1,723)$441$1,282$129,768
274 ($1,723)$437$1,286$128,482
275 ($1,723)$433$1,291$127,191
276 ($1,723)$428$1,295$125,896
Year 24 - 277 ($1,723)$424$1,299$124,597
278 ($1,723)$419$1,304$123,293
279 ($1,723)$415$1,308$121,985
280 ($1,723)$411$1,312$120,673
281 ($1,723)$406$1,317$119,356
282 ($1,723)$402$1,321$118,034
283 ($1,723)$397$1,326$116,709
284 ($1,723)$393$1,330$115,378
285 ($1,723)$388$1,335$114,044
286 ($1,723)$384$1,339$112,704
287 ($1,723)$379$1,344$111,361
288 ($1,723)$375$1,348$110,012
Year 25 - 289 ($1,723)$370$1,353$108,660
290 ($1,723)$366$1,357$107,302
291 ($1,723)$361$1,362$105,940
292 ($1,723)$357$1,367$104,574
293 ($1,723)$352$1,371$103,203
294 ($1,723)$347$1,376$101,827
295 ($1,723)$343$1,380$100,447
296 ($1,723)$338$1,385$99,062
297 ($1,723)$334$1,390$97,672
298 ($1,723)$329$1,394$96,278
299 ($1,723)$324$1,399$94,879
300 ($1,723)$319$1,404$93,475
Year 26 - 301 ($1,723)$315$1,408$92,066
302 ($1,723)$310$1,413$90,653
303 ($1,723)$305$1,418$89,235
304 ($1,723)$300$1,423$87,812
305 ($1,723)$296$1,428$86,385
306 ($1,723)$291$1,432$84,953
307 ($1,723)$286$1,437$83,515
308 ($1,723)$281$1,442$82,073
309 ($1,723)$276$1,447$80,627
310 ($1,723)$271$1,452$79,175
311 ($1,723)$267$1,457$77,718
312 ($1,723)$262$1,462$76,257
Year 27 - 313 ($1,723)$257$1,466$74,790
314 ($1,723)$252$1,471$73,319
315 ($1,723)$247$1,476$71,843
316 ($1,723)$242$1,481$70,361
317 ($1,723)$237$1,486$68,875
318 ($1,723)$232$1,491$67,384
319 ($1,723)$227$1,496$65,887
320 ($1,723)$222$1,501$64,386
321 ($1,723)$217$1,506$62,880
322 ($1,723)$212$1,511$61,368
323 ($1,723)$207$1,517$59,852
324 ($1,723)$202$1,522$58,330
Year 28 - 325 ($1,723)$196$1,527$56,803
326 ($1,723)$191$1,532$55,271
327 ($1,723)$186$1,537$53,734
328 ($1,723)$181$1,542$52,192
329 ($1,723)$176$1,547$50,644
330 ($1,723)$171$1,553$49,092
331 ($1,723)$165$1,558$47,534
332 ($1,723)$160$1,563$45,971
333 ($1,723)$155$1,568$44,402
334 ($1,723)$149$1,574$42,829
335 ($1,723)$144$1,579$41,250
336 ($1,723)$139$1,584$39,665
Year 29 - 337 ($1,723)$134$1,590$38,076
338 ($1,723)$128$1,595$36,481
339 ($1,723)$123$1,600$34,880
340 ($1,723)$117$1,606$33,275
341 ($1,723)$112$1,611$31,663
342 ($1,723)$107$1,617$30,047
343 ($1,723)$101$1,622$28,425
344 ($1,723)$96$1,627$26,797
345 ($1,723)$90$1,633$25,164
346 ($1,723)$85$1,638$23,526
347 ($1,723)$79$1,644$21,882
348 ($1,723)$74$1,649$20,233
Year 30 - 349 ($1,723)$68$1,655$18,577
350 ($1,723)$63$1,661$16,917
351 ($1,723)$57$1,666$15,251
352 ($1,723)$51$1,672$13,579
353 ($1,723)$46$1,677$11,901
354 ($1,723)$40$1,683$10,218
355 ($1,723)$34$1,689$8,530
356 ($1,723)$29$1,694$6,835
357 ($1,723)$23$1,700$5,135
358 ($1,723)$17$1,706$3,429
359 ($1,723)$12$1,712$1,717
360 ($1,723)$6$1,717$0
TOTALS$261,141$359,200$620,341

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.