« Back to all home prices

Mortgage Payment Schedule for a $460,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($92,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,746 360 $260,667 $628,667

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $490 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.766% | Rate: 3.750% | Fees: $487 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.753% | Rate: 3.750% | Fees: $101 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $460,000
Down Payment $92,000$368,000
Year 1 - 1 ($1,746)$1,211$535$367,465
2 ($1,746)$1,210$537$366,928
3 ($1,746)$1,208$538$366,390
4 ($1,746)$1,206$540$365,850
5 ($1,746)$1,204$542$365,308
6 ($1,746)$1,202$544$364,764
7 ($1,746)$1,201$546$364,218
8 ($1,746)$1,199$547$363,671
9 ($1,746)$1,197$549$363,121
10 ($1,746)$1,195$551$362,570
11 ($1,746)$1,193$553$362,018
12 ($1,746)$1,192$555$361,463
Year 2 - 13 ($1,746)$1,190$556$360,906
14 ($1,746)$1,188$558$360,348
15 ($1,746)$1,186$560$359,788
16 ($1,746)$1,184$562$359,226
17 ($1,746)$1,182$564$358,662
18 ($1,746)$1,181$566$358,096
19 ($1,746)$1,179$568$357,529
20 ($1,746)$1,177$569$356,959
21 ($1,746)$1,175$571$356,388
22 ($1,746)$1,173$573$355,815
23 ($1,746)$1,171$575$355,240
24 ($1,746)$1,169$577$354,663
Year 3 - 25 ($1,746)$1,167$579$354,084
26 ($1,746)$1,166$581$353,503
27 ($1,746)$1,164$583$352,921
28 ($1,746)$1,162$585$352,336
29 ($1,746)$1,160$587$351,749
30 ($1,746)$1,158$588$351,161
31 ($1,746)$1,156$590$350,571
32 ($1,746)$1,154$592$349,978
33 ($1,746)$1,152$594$349,384
34 ($1,746)$1,150$596$348,788
35 ($1,746)$1,148$598$348,190
36 ($1,746)$1,146$600$347,589
Year 4 - 37 ($1,746)$1,144$602$346,987
38 ($1,746)$1,142$604$346,383
39 ($1,746)$1,140$606$345,777
40 ($1,746)$1,138$608$345,169
41 ($1,746)$1,136$610$344,559
42 ($1,746)$1,134$612$343,947
43 ($1,746)$1,132$614$343,332
44 ($1,746)$1,130$616$342,716
45 ($1,746)$1,128$618$342,098
46 ($1,746)$1,126$620$341,478
47 ($1,746)$1,124$622$340,856
48 ($1,746)$1,122$624$340,231
Year 5 - 49 ($1,746)$1,120$626$339,605
50 ($1,746)$1,118$628$338,977
51 ($1,746)$1,116$630$338,346
52 ($1,746)$1,114$633$337,713
53 ($1,746)$1,112$635$337,079
54 ($1,746)$1,110$637$336,442
55 ($1,746)$1,107$639$335,803
56 ($1,746)$1,105$641$335,162
57 ($1,746)$1,103$643$334,519
58 ($1,746)$1,101$645$333,874
59 ($1,746)$1,099$647$333,227
60 ($1,746)$1,097$649$332,577
Year 6 - 61 ($1,746)$1,095$652$331,926
62 ($1,746)$1,093$654$331,272
63 ($1,746)$1,090$656$330,616
64 ($1,746)$1,088$658$329,958
65 ($1,746)$1,086$660$329,298
66 ($1,746)$1,084$662$328,636
67 ($1,746)$1,082$665$327,971
68 ($1,746)$1,080$667$327,304
69 ($1,746)$1,077$669$326,635
70 ($1,746)$1,075$671$325,964
71 ($1,746)$1,073$673$325,291
72 ($1,746)$1,071$676$324,615
Year 7 - 73 ($1,746)$1,069$678$323,938
74 ($1,746)$1,066$680$323,258
75 ($1,746)$1,064$682$322,575
76 ($1,746)$1,062$684$321,891
77 ($1,746)$1,060$687$321,204
78 ($1,746)$1,057$689$320,515
79 ($1,746)$1,055$691$319,824
80 ($1,746)$1,053$694$319,130
81 ($1,746)$1,050$696$318,435
82 ($1,746)$1,048$698$317,736
83 ($1,746)$1,046$700$317,036
84 ($1,746)$1,044$703$316,333
Year 8 - 85 ($1,746)$1,041$705$315,628
86 ($1,746)$1,039$707$314,921
87 ($1,746)$1,037$710$314,211
88 ($1,746)$1,034$712$313,499
89 ($1,746)$1,032$714$312,785
90 ($1,746)$1,030$717$312,068
91 ($1,746)$1,027$719$311,349
92 ($1,746)$1,025$721$310,628
93 ($1,746)$1,022$724$309,904
94 ($1,746)$1,020$726$309,178
95 ($1,746)$1,018$729$308,449
96 ($1,746)$1,015$731$307,718
Year 9 - 97 ($1,746)$1,013$733$306,985
98 ($1,746)$1,010$736$306,249
99 ($1,746)$1,008$738$305,511
100 ($1,746)$1,006$741$304,770
101 ($1,746)$1,003$743$304,027
102 ($1,746)$1,001$746$303,281
103 ($1,746)$998$748$302,533
104 ($1,746)$996$750$301,783
105 ($1,746)$993$753$301,030
106 ($1,746)$991$755$300,275
107 ($1,746)$988$758$299,517
108 ($1,746)$986$760$298,756
Year 10 - 109 ($1,746)$983$763$297,993
110 ($1,746)$981$765$297,228
111 ($1,746)$978$768$296,460
112 ($1,746)$976$770$295,690
113 ($1,746)$973$773$294,917
114 ($1,746)$971$776$294,141
115 ($1,746)$968$778$293,363
116 ($1,746)$966$781$292,582
117 ($1,746)$963$783$291,799
118 ($1,746)$961$786$291,013
119 ($1,746)$958$788$290,225
120 ($1,746)$955$791$289,434
Year 11 - 121 ($1,746)$953$794$288,640
122 ($1,746)$950$796$287,844
123 ($1,746)$947$799$287,045
124 ($1,746)$945$801$286,244
125 ($1,746)$942$804$285,440
126 ($1,746)$940$807$284,633
127 ($1,746)$937$809$283,824
128 ($1,746)$934$812$283,012
129 ($1,746)$932$815$282,197
130 ($1,746)$929$817$281,380
131 ($1,746)$926$820$280,560
132 ($1,746)$924$823$279,737
Year 12 - 133 ($1,746)$921$825$278,911
134 ($1,746)$918$828$278,083
135 ($1,746)$915$831$277,252
136 ($1,746)$913$834$276,418
137 ($1,746)$910$836$275,582
138 ($1,746)$907$839$274,743
139 ($1,746)$904$842$273,901
140 ($1,746)$902$845$273,056
141 ($1,746)$899$847$272,209
142 ($1,746)$896$850$271,358
143 ($1,746)$893$853$270,505
144 ($1,746)$890$856$269,650
Year 13 - 145 ($1,746)$888$859$268,791
146 ($1,746)$885$862$267,929
147 ($1,746)$882$864$267,065
148 ($1,746)$879$867$266,198
149 ($1,746)$876$870$265,328
150 ($1,746)$873$873$264,455
151 ($1,746)$870$876$263,579
152 ($1,746)$868$879$262,700
153 ($1,746)$865$882$261,819
154 ($1,746)$862$884$260,934
155 ($1,746)$859$887$260,047
156 ($1,746)$856$890$259,156
Year 14 - 157 ($1,746)$853$893$258,263
158 ($1,746)$850$896$257,367
159 ($1,746)$847$899$256,468
160 ($1,746)$844$902$255,566
161 ($1,746)$841$905$254,661
162 ($1,746)$838$908$253,753
163 ($1,746)$835$911$252,842
164 ($1,746)$832$914$251,928
165 ($1,746)$829$917$251,011
166 ($1,746)$826$920$250,091
167 ($1,746)$823$923$249,168
168 ($1,746)$820$926$248,241
Year 15 - 169 ($1,746)$817$929$247,312
170 ($1,746)$814$932$246,380
171 ($1,746)$811$935$245,445
172 ($1,746)$808$938$244,506
173 ($1,746)$805$941$243,565
174 ($1,746)$802$945$242,620
175 ($1,746)$799$948$241,673
176 ($1,746)$796$951$240,722
177 ($1,746)$792$954$239,768
178 ($1,746)$789$957$238,811
179 ($1,746)$786$960$237,851
180 ($1,746)$783$963$236,887
Year 16 - 181 ($1,746)$780$967$235,921
182 ($1,746)$777$970$234,951
183 ($1,746)$773$973$233,978
184 ($1,746)$770$976$233,002
185 ($1,746)$767$979$232,023
186 ($1,746)$764$983$231,040
187 ($1,746)$761$986$230,054
188 ($1,746)$757$989$229,065
189 ($1,746)$754$992$228,073
190 ($1,746)$751$996$227,077
191 ($1,746)$747$999$226,079
192 ($1,746)$744$1,002$225,076
Year 17 - 193 ($1,746)$741$1,005$224,071
194 ($1,746)$738$1,009$223,062
195 ($1,746)$734$1,012$222,050
196 ($1,746)$731$1,015$221,035
197 ($1,746)$728$1,019$220,016
198 ($1,746)$724$1,022$218,994
199 ($1,746)$721$1,025$217,969
200 ($1,746)$717$1,029$216,940
201 ($1,746)$714$1,032$215,908
202 ($1,746)$711$1,036$214,872
203 ($1,746)$707$1,039$213,833
204 ($1,746)$704$1,042$212,791
Year 18 - 205 ($1,746)$700$1,046$211,745
206 ($1,746)$697$1,049$210,695
207 ($1,746)$694$1,053$209,643
208 ($1,746)$690$1,056$208,586
209 ($1,746)$687$1,060$207,527
210 ($1,746)$683$1,063$206,464
211 ($1,746)$680$1,067$205,397
212 ($1,746)$676$1,070$204,327
213 ($1,746)$673$1,074$203,253
214 ($1,746)$669$1,077$202,176
215 ($1,746)$665$1,081$201,095
216 ($1,746)$662$1,084$200,011
Year 19 - 217 ($1,746)$658$1,088$198,923
218 ($1,746)$655$1,092$197,831
219 ($1,746)$651$1,095$196,736
220 ($1,746)$648$1,099$195,637
221 ($1,746)$644$1,102$194,535
222 ($1,746)$640$1,106$193,429
223 ($1,746)$637$1,110$192,319
224 ($1,746)$633$1,113$191,206
225 ($1,746)$629$1,117$190,089
226 ($1,746)$626$1,121$188,969
227 ($1,746)$622$1,124$187,844
228 ($1,746)$618$1,128$186,716
Year 20 - 229 ($1,746)$615$1,132$185,585
230 ($1,746)$611$1,135$184,449
231 ($1,746)$607$1,139$183,310
232 ($1,746)$603$1,143$182,167
233 ($1,746)$600$1,147$181,021
234 ($1,746)$596$1,150$179,870
235 ($1,746)$592$1,154$178,716
236 ($1,746)$588$1,158$177,558
237 ($1,746)$584$1,162$176,396
238 ($1,746)$581$1,166$175,230
239 ($1,746)$577$1,169$174,061
240 ($1,746)$573$1,173$172,888
Year 21 - 241 ($1,746)$569$1,177$171,710
242 ($1,746)$565$1,181$170,529
243 ($1,746)$561$1,185$169,344
244 ($1,746)$557$1,189$168,155
245 ($1,746)$554$1,193$166,963
246 ($1,746)$550$1,197$165,766
247 ($1,746)$546$1,201$164,565
248 ($1,746)$542$1,205$163,361
249 ($1,746)$538$1,209$162,152
250 ($1,746)$534$1,213$160,940
251 ($1,746)$530$1,217$159,723
252 ($1,746)$526$1,221$158,502
Year 22 - 253 ($1,746)$522$1,225$157,278
254 ($1,746)$518$1,229$156,049
255 ($1,746)$514$1,233$154,817
256 ($1,746)$510$1,237$153,580
257 ($1,746)$506$1,241$152,339
258 ($1,746)$501$1,245$151,094
259 ($1,746)$497$1,249$149,845
260 ($1,746)$493$1,253$148,592
261 ($1,746)$489$1,257$147,335
262 ($1,746)$485$1,261$146,074
263 ($1,746)$481$1,265$144,808
264 ($1,746)$477$1,270$143,539
Year 23 - 265 ($1,746)$472$1,274$142,265
266 ($1,746)$468$1,278$140,987
267 ($1,746)$464$1,282$139,705
268 ($1,746)$460$1,286$138,418
269 ($1,746)$456$1,291$137,128
270 ($1,746)$451$1,295$135,833
271 ($1,746)$447$1,299$134,534
272 ($1,746)$443$1,303$133,230
273 ($1,746)$439$1,308$131,922
274 ($1,746)$434$1,312$130,610
275 ($1,746)$430$1,316$129,294
276 ($1,746)$426$1,321$127,973
Year 24 - 277 ($1,746)$421$1,325$126,648
278 ($1,746)$417$1,329$125,319
279 ($1,746)$413$1,334$123,985
280 ($1,746)$408$1,338$122,647
281 ($1,746)$404$1,343$121,304
282 ($1,746)$399$1,347$119,957
283 ($1,746)$395$1,351$118,606
284 ($1,746)$390$1,356$117,250
285 ($1,746)$386$1,360$115,890
286 ($1,746)$381$1,365$114,525
287 ($1,746)$377$1,369$113,155
288 ($1,746)$372$1,374$111,782
Year 25 - 289 ($1,746)$368$1,378$110,403
290 ($1,746)$363$1,383$109,020
291 ($1,746)$359$1,387$107,633
292 ($1,746)$354$1,392$106,241
293 ($1,746)$350$1,397$104,844
294 ($1,746)$345$1,401$103,443
295 ($1,746)$341$1,406$102,037
296 ($1,746)$336$1,410$100,627
297 ($1,746)$331$1,415$99,212
298 ($1,746)$327$1,420$97,792
299 ($1,746)$322$1,424$96,368
300 ($1,746)$317$1,429$94,939
Year 26 - 301 ($1,746)$313$1,434$93,505
302 ($1,746)$308$1,439$92,066
303 ($1,746)$303$1,443$90,623
304 ($1,746)$298$1,448$89,175
305 ($1,746)$294$1,453$87,722
306 ($1,746)$289$1,458$86,265
307 ($1,746)$284$1,462$84,802
308 ($1,746)$279$1,467$83,335
309 ($1,746)$274$1,472$81,863
310 ($1,746)$269$1,477$80,386
311 ($1,746)$265$1,482$78,905
312 ($1,746)$260$1,487$77,418
Year 27 - 313 ($1,746)$255$1,491$75,927
314 ($1,746)$250$1,496$74,430
315 ($1,746)$245$1,501$72,929
316 ($1,746)$240$1,506$71,423
317 ($1,746)$235$1,511$69,912
318 ($1,746)$230$1,516$68,395
319 ($1,746)$225$1,521$66,874
320 ($1,746)$220$1,526$65,348
321 ($1,746)$215$1,531$63,817
322 ($1,746)$210$1,536$62,281
323 ($1,746)$205$1,541$60,739
324 ($1,746)$200$1,546$59,193
Year 28 - 325 ($1,746)$195$1,551$57,642
326 ($1,746)$190$1,557$56,085
327 ($1,746)$185$1,562$54,523
328 ($1,746)$179$1,567$52,956
329 ($1,746)$174$1,572$51,384
330 ($1,746)$169$1,577$49,807
331 ($1,746)$164$1,582$48,225
332 ($1,746)$159$1,588$46,637
333 ($1,746)$154$1,593$45,045
334 ($1,746)$148$1,598$43,447
335 ($1,746)$143$1,603$41,843
336 ($1,746)$138$1,609$40,235
Year 29 - 337 ($1,746)$132$1,614$38,621
338 ($1,746)$127$1,619$37,002
339 ($1,746)$122$1,624$35,377
340 ($1,746)$116$1,630$33,747
341 ($1,746)$111$1,635$32,112
342 ($1,746)$106$1,641$30,472
343 ($1,746)$100$1,646$28,826
344 ($1,746)$95$1,651$27,174
345 ($1,746)$89$1,657$25,517
346 ($1,746)$84$1,662$23,855
347 ($1,746)$79$1,668$22,187
348 ($1,746)$73$1,673$20,514
Year 30 - 349 ($1,746)$68$1,679$18,835
350 ($1,746)$62$1,684$17,151
351 ($1,746)$56$1,690$15,461
352 ($1,746)$51$1,695$13,766
353 ($1,746)$45$1,701$12,065
354 ($1,746)$40$1,707$10,358
355 ($1,746)$34$1,712$8,646
356 ($1,746)$28$1,718$6,928
357 ($1,746)$23$1,723$5,205
358 ($1,746)$17$1,729$3,475
359 ($1,746)$11$1,735$1,741
360 ($1,746)$6$1,741$0
TOTALS$260,667$368,000$628,667

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.