« Back to all home prices

Mortgage Payment Schedule for a $460,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($92,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,721 360 $251,565 $619,565

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $460,000
Down Payment $92,000$368,000
Year 1 - 1 ($1,721)$1,175$546$367,454
2 ($1,721)$1,173$548$366,905
3 ($1,721)$1,171$550$366,355
4 ($1,721)$1,169$552$365,804
5 ($1,721)$1,168$553$365,250
6 ($1,721)$1,166$555$364,695
7 ($1,721)$1,164$557$364,138
8 ($1,721)$1,162$559$363,579
9 ($1,721)$1,160$561$363,018
10 ($1,721)$1,159$562$362,456
11 ($1,721)$1,157$564$361,892
12 ($1,721)$1,155$566$361,326
Year 2 - 13 ($1,721)$1,153$568$360,758
14 ($1,721)$1,151$570$360,189
15 ($1,721)$1,150$571$359,617
16 ($1,721)$1,148$573$359,044
17 ($1,721)$1,146$575$358,469
18 ($1,721)$1,144$577$357,892
19 ($1,721)$1,142$579$357,313
20 ($1,721)$1,140$581$356,733
21 ($1,721)$1,139$582$356,150
22 ($1,721)$1,137$584$355,566
23 ($1,721)$1,135$586$354,980
24 ($1,721)$1,133$588$354,392
Year 3 - 25 ($1,721)$1,131$590$353,802
26 ($1,721)$1,129$592$353,210
27 ($1,721)$1,127$594$352,616
28 ($1,721)$1,125$596$352,021
29 ($1,721)$1,124$597$351,423
30 ($1,721)$1,122$599$350,824
31 ($1,721)$1,120$601$350,222
32 ($1,721)$1,118$603$349,619
33 ($1,721)$1,116$605$349,014
34 ($1,721)$1,114$607$348,407
35 ($1,721)$1,112$609$347,798
36 ($1,721)$1,110$611$347,187
Year 4 - 37 ($1,721)$1,108$613$346,574
38 ($1,721)$1,106$615$345,959
39 ($1,721)$1,104$617$345,342
40 ($1,721)$1,102$619$344,724
41 ($1,721)$1,100$621$344,103
42 ($1,721)$1,098$623$343,480
43 ($1,721)$1,096$625$342,855
44 ($1,721)$1,094$627$342,229
45 ($1,721)$1,092$629$341,600
46 ($1,721)$1,090$631$340,969
47 ($1,721)$1,088$633$340,336
48 ($1,721)$1,086$635$339,702
Year 5 - 49 ($1,721)$1,084$637$339,065
50 ($1,721)$1,082$639$338,426
51 ($1,721)$1,080$641$337,785
52 ($1,721)$1,078$643$337,142
53 ($1,721)$1,076$645$336,497
54 ($1,721)$1,074$647$335,850
55 ($1,721)$1,072$649$335,201
56 ($1,721)$1,070$651$334,550
57 ($1,721)$1,068$653$333,897
58 ($1,721)$1,066$655$333,241
59 ($1,721)$1,064$657$332,584
60 ($1,721)$1,061$660$331,924
Year 6 - 61 ($1,721)$1,059$662$331,263
62 ($1,721)$1,057$664$330,599
63 ($1,721)$1,055$666$329,933
64 ($1,721)$1,053$668$329,265
65 ($1,721)$1,051$670$328,595
66 ($1,721)$1,049$672$327,923
67 ($1,721)$1,047$674$327,249
68 ($1,721)$1,044$677$326,572
69 ($1,721)$1,042$679$325,893
70 ($1,721)$1,040$681$325,212
71 ($1,721)$1,038$683$324,529
72 ($1,721)$1,036$685$323,844
Year 7 - 73 ($1,721)$1,034$687$323,157
74 ($1,721)$1,031$690$322,467
75 ($1,721)$1,029$692$321,775
76 ($1,721)$1,027$694$321,081
77 ($1,721)$1,025$696$320,385
78 ($1,721)$1,023$698$319,687
79 ($1,721)$1,020$701$318,986
80 ($1,721)$1,018$703$318,283
81 ($1,721)$1,016$705$317,578
82 ($1,721)$1,014$707$316,870
83 ($1,721)$1,011$710$316,161
84 ($1,721)$1,009$712$315,449
Year 8 - 85 ($1,721)$1,007$714$314,735
86 ($1,721)$1,005$716$314,018
87 ($1,721)$1,002$719$313,299
88 ($1,721)$1,000$721$312,578
89 ($1,721)$998$723$311,855
90 ($1,721)$995$726$311,129
91 ($1,721)$993$728$310,401
92 ($1,721)$991$730$309,671
93 ($1,721)$988$733$308,938
94 ($1,721)$986$735$308,203
95 ($1,721)$984$737$307,466
96 ($1,721)$981$740$306,726
Year 9 - 97 ($1,721)$979$742$305,984
98 ($1,721)$977$744$305,240
99 ($1,721)$974$747$304,493
100 ($1,721)$972$749$303,744
101 ($1,721)$969$752$302,992
102 ($1,721)$967$754$302,238
103 ($1,721)$965$756$301,482
104 ($1,721)$962$759$300,723
105 ($1,721)$960$761$299,962
106 ($1,721)$957$764$299,198
107 ($1,721)$955$766$298,432
108 ($1,721)$952$769$297,664
Year 10 - 109 ($1,721)$950$771$296,893
110 ($1,721)$948$773$296,119
111 ($1,721)$945$776$295,344
112 ($1,721)$943$778$294,565
113 ($1,721)$940$781$293,784
114 ($1,721)$938$783$293,001
115 ($1,721)$935$786$292,215
116 ($1,721)$933$788$291,427
117 ($1,721)$930$791$290,636
118 ($1,721)$928$793$289,842
119 ($1,721)$925$796$289,046
120 ($1,721)$923$798$288,248
Year 11 - 121 ($1,721)$920$801$287,447
122 ($1,721)$917$804$286,643
123 ($1,721)$915$806$285,837
124 ($1,721)$912$809$285,029
125 ($1,721)$910$811$284,217
126 ($1,721)$907$814$283,403
127 ($1,721)$905$816$282,587
128 ($1,721)$902$819$281,768
129 ($1,721)$899$822$280,946
130 ($1,721)$897$824$280,122
131 ($1,721)$894$827$279,295
132 ($1,721)$891$830$278,465
Year 12 - 133 ($1,721)$889$832$277,633
134 ($1,721)$886$835$276,798
135 ($1,721)$883$838$275,961
136 ($1,721)$881$840$275,120
137 ($1,721)$878$843$274,277
138 ($1,721)$875$846$273,432
139 ($1,721)$873$848$272,583
140 ($1,721)$870$851$271,732
141 ($1,721)$867$854$270,879
142 ($1,721)$865$856$270,022
143 ($1,721)$862$859$269,163
144 ($1,721)$859$862$268,301
Year 13 - 145 ($1,721)$856$865$267,436
146 ($1,721)$854$867$266,569
147 ($1,721)$851$870$265,699
148 ($1,721)$848$873$264,826
149 ($1,721)$845$876$263,950
150 ($1,721)$842$879$263,071
151 ($1,721)$840$881$262,190
152 ($1,721)$837$884$261,306
153 ($1,721)$834$887$260,419
154 ($1,721)$831$890$259,529
155 ($1,721)$828$893$258,636
156 ($1,721)$825$896$257,741
Year 14 - 157 ($1,721)$823$898$256,842
158 ($1,721)$820$901$255,941
159 ($1,721)$817$904$255,037
160 ($1,721)$814$907$254,130
161 ($1,721)$811$910$253,220
162 ($1,721)$808$913$252,307
163 ($1,721)$805$916$251,391
164 ($1,721)$802$919$250,473
165 ($1,721)$799$922$249,551
166 ($1,721)$796$925$248,627
167 ($1,721)$794$927$247,699
168 ($1,721)$791$930$246,769
Year 15 - 169 ($1,721)$788$933$245,835
170 ($1,721)$785$936$244,899
171 ($1,721)$782$939$243,960
172 ($1,721)$779$942$243,017
173 ($1,721)$776$945$242,072
174 ($1,721)$773$948$241,123
175 ($1,721)$770$951$240,172
176 ($1,721)$767$954$239,218
177 ($1,721)$764$958$238,260
178 ($1,721)$760$961$237,299
179 ($1,721)$757$964$236,336
180 ($1,721)$754$967$235,369
Year 16 - 181 ($1,721)$751$970$234,399
182 ($1,721)$748$973$233,426
183 ($1,721)$745$976$232,450
184 ($1,721)$742$979$231,471
185 ($1,721)$739$982$230,489
186 ($1,721)$736$985$229,504
187 ($1,721)$732$989$228,515
188 ($1,721)$729$992$227,524
189 ($1,721)$726$995$226,529
190 ($1,721)$723$998$225,531
191 ($1,721)$720$1,001$224,530
192 ($1,721)$717$1,004$223,525
Year 17 - 193 ($1,721)$713$1,008$222,518
194 ($1,721)$710$1,011$221,507
195 ($1,721)$707$1,014$220,493
196 ($1,721)$704$1,017$219,475
197 ($1,721)$700$1,021$218,455
198 ($1,721)$697$1,024$217,431
199 ($1,721)$694$1,027$216,404
200 ($1,721)$691$1,030$215,374
201 ($1,721)$687$1,034$214,340
202 ($1,721)$684$1,037$213,303
203 ($1,721)$681$1,040$212,263
204 ($1,721)$677$1,044$211,219
Year 18 - 205 ($1,721)$674$1,047$210,173
206 ($1,721)$671$1,050$209,122
207 ($1,721)$667$1,054$208,069
208 ($1,721)$664$1,057$207,012
209 ($1,721)$661$1,060$205,952
210 ($1,721)$657$1,064$204,888
211 ($1,721)$654$1,067$203,821
212 ($1,721)$651$1,070$202,750
213 ($1,721)$647$1,074$201,676
214 ($1,721)$644$1,077$200,599
215 ($1,721)$640$1,081$199,518
216 ($1,721)$637$1,084$198,434
Year 19 - 217 ($1,721)$633$1,088$197,346
218 ($1,721)$630$1,091$196,255
219 ($1,721)$626$1,095$195,161
220 ($1,721)$623$1,098$194,063
221 ($1,721)$619$1,102$192,961
222 ($1,721)$616$1,105$191,856
223 ($1,721)$612$1,109$190,747
224 ($1,721)$609$1,112$189,635
225 ($1,721)$605$1,116$188,519
226 ($1,721)$602$1,119$187,400
227 ($1,721)$598$1,123$186,277
228 ($1,721)$595$1,126$185,150
Year 20 - 229 ($1,721)$591$1,130$184,020
230 ($1,721)$587$1,134$182,887
231 ($1,721)$584$1,137$181,749
232 ($1,721)$580$1,141$180,608
233 ($1,721)$576$1,145$179,464
234 ($1,721)$573$1,148$178,316
235 ($1,721)$569$1,152$177,164
236 ($1,721)$565$1,156$176,008
237 ($1,721)$562$1,159$174,849
238 ($1,721)$558$1,163$173,686
239 ($1,721)$554$1,167$172,519
240 ($1,721)$551$1,170$171,349
Year 21 - 241 ($1,721)$547$1,174$170,175
242 ($1,721)$543$1,178$168,997
243 ($1,721)$539$1,182$167,815
244 ($1,721)$536$1,185$166,630
245 ($1,721)$532$1,189$165,441
246 ($1,721)$528$1,193$164,248
247 ($1,721)$524$1,197$163,051
248 ($1,721)$520$1,201$161,850
249 ($1,721)$517$1,204$160,646
250 ($1,721)$513$1,208$159,438
251 ($1,721)$509$1,212$158,225
252 ($1,721)$505$1,216$157,009
Year 22 - 253 ($1,721)$501$1,220$155,790
254 ($1,721)$497$1,224$154,566
255 ($1,721)$493$1,228$153,338
256 ($1,721)$489$1,232$152,106
257 ($1,721)$485$1,236$150,871
258 ($1,721)$482$1,239$149,631
259 ($1,721)$478$1,243$148,388
260 ($1,721)$474$1,247$147,141
261 ($1,721)$470$1,251$145,889
262 ($1,721)$466$1,255$144,634
263 ($1,721)$462$1,259$143,374
264 ($1,721)$458$1,263$142,111
Year 23 - 265 ($1,721)$454$1,267$140,844
266 ($1,721)$450$1,271$139,572
267 ($1,721)$445$1,276$138,296
268 ($1,721)$441$1,280$137,017
269 ($1,721)$437$1,284$135,733
270 ($1,721)$433$1,288$134,445
271 ($1,721)$429$1,292$133,153
272 ($1,721)$425$1,296$131,857
273 ($1,721)$421$1,300$130,557
274 ($1,721)$417$1,304$129,253
275 ($1,721)$413$1,308$127,944
276 ($1,721)$408$1,313$126,632
Year 24 - 277 ($1,721)$404$1,317$125,315
278 ($1,721)$400$1,321$123,994
279 ($1,721)$396$1,325$122,669
280 ($1,721)$392$1,329$121,339
281 ($1,721)$387$1,334$120,005
282 ($1,721)$383$1,338$118,667
283 ($1,721)$379$1,342$117,325
284 ($1,721)$374$1,347$115,979
285 ($1,721)$370$1,351$114,628
286 ($1,721)$366$1,355$113,273
287 ($1,721)$362$1,359$111,913
288 ($1,721)$357$1,364$110,549
Year 25 - 289 ($1,721)$353$1,368$109,181
290 ($1,721)$348$1,373$107,809
291 ($1,721)$344$1,377$106,432
292 ($1,721)$340$1,381$105,050
293 ($1,721)$335$1,386$103,665
294 ($1,721)$331$1,390$102,274
295 ($1,721)$326$1,395$100,880
296 ($1,721)$322$1,399$99,481
297 ($1,721)$318$1,404$98,077
298 ($1,721)$313$1,408$96,669
299 ($1,721)$309$1,412$95,257
300 ($1,721)$304$1,417$93,840
Year 26 - 301 ($1,721)$300$1,422$92,418
302 ($1,721)$295$1,426$90,992
303 ($1,721)$290$1,431$89,562
304 ($1,721)$286$1,435$88,127
305 ($1,721)$281$1,440$86,687
306 ($1,721)$277$1,444$85,242
307 ($1,721)$272$1,449$83,793
308 ($1,721)$267$1,454$82,340
309 ($1,721)$263$1,458$80,882
310 ($1,721)$258$1,463$79,419
311 ($1,721)$253$1,468$77,951
312 ($1,721)$249$1,472$76,479
Year 27 - 313 ($1,721)$244$1,477$75,002
314 ($1,721)$239$1,482$73,521
315 ($1,721)$235$1,486$72,034
316 ($1,721)$230$1,491$70,543
317 ($1,721)$225$1,496$69,047
318 ($1,721)$220$1,501$67,547
319 ($1,721)$216$1,505$66,041
320 ($1,721)$211$1,510$64,531
321 ($1,721)$206$1,515$63,016
322 ($1,721)$201$1,520$61,496
323 ($1,721)$196$1,525$59,971
324 ($1,721)$191$1,530$58,442
Year 28 - 325 ($1,721)$187$1,534$56,907
326 ($1,721)$182$1,539$55,368
327 ($1,721)$177$1,544$53,823
328 ($1,721)$172$1,549$52,274
329 ($1,721)$167$1,554$50,720
330 ($1,721)$162$1,559$49,161
331 ($1,721)$157$1,564$47,597
332 ($1,721)$152$1,569$46,028
333 ($1,721)$147$1,574$44,454
334 ($1,721)$142$1,579$42,874
335 ($1,721)$137$1,584$41,290
336 ($1,721)$132$1,589$39,701
Year 29 - 337 ($1,721)$127$1,594$38,107
338 ($1,721)$122$1,599$36,507
339 ($1,721)$117$1,604$34,903
340 ($1,721)$111$1,610$33,293
341 ($1,721)$106$1,615$31,679
342 ($1,721)$101$1,620$30,059
343 ($1,721)$96$1,625$28,434
344 ($1,721)$91$1,630$26,803
345 ($1,721)$86$1,635$25,168
346 ($1,721)$80$1,641$23,527
347 ($1,721)$75$1,646$21,881
348 ($1,721)$70$1,651$20,230
Year 30 - 349 ($1,721)$65$1,656$18,574
350 ($1,721)$59$1,662$16,912
351 ($1,721)$54$1,667$15,245
352 ($1,721)$49$1,672$13,572
353 ($1,721)$43$1,678$11,895
354 ($1,721)$38$1,683$10,212
355 ($1,721)$33$1,688$8,523
356 ($1,721)$27$1,694$6,829
357 ($1,721)$22$1,699$5,130
358 ($1,721)$16$1,705$3,426
359 ($1,721)$11$1,710$1,716
360 ($1,721)$5$1,716$0
TOTALS$251,565$368,000$619,565

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.