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Mortgage Payment Schedule for a $460,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($92,000) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,755 360 $263,716 $631,716

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.888% | Rate: 3.875% | Fees: $400 | 30 day rate lock

NMLS #: 101475 | State Lic #: MC-6729
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.891% | Rate: 3.875% | Fees: $477 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,174 /mo
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30 yr fixed mtg, 0 points | APR: 3.892% | Rate: 3.865% | Fees: $820 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.008% | Rate: 4.000% | Fees: $245 | 40 day rate lock

NMLS #: 181005
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.154% | Rate: 4.125% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.260% | Rate: 4.250% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.490% | Rate: 4.490% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.904% | Rate: 3.875% | Fees: $885 | 30 day rate lock

$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.043% | Rate: 4.000% | Fees: $1,295 | 30 day rate lock

NMLS #: 3030
$1,276 /mo
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30 yr fixed mtg, 0 points | APR: 4.600% | Rate: 4.560% | Fees: $1,150 | 30 day rate lock

NMLS #: 277676 | State Lic #: MC-4238
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.789% | Rate: 4.750% | Fees: $1,120 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $460,000
Down Payment $92,000$368,000
Year 1 - 1 ($1,755)$1,224$531$367,469
2 ($1,755)$1,222$533$366,936
3 ($1,755)$1,220$535$366,401
4 ($1,755)$1,218$536$365,865
5 ($1,755)$1,217$538$365,326
6 ($1,755)$1,215$540$364,786
7 ($1,755)$1,213$542$364,245
8 ($1,755)$1,211$544$363,701
9 ($1,755)$1,209$545$363,155
10 ($1,755)$1,207$547$362,608
11 ($1,755)$1,206$549$362,059
12 ($1,755)$1,204$551$361,508
Year 2 - 13 ($1,755)$1,202$553$360,955
14 ($1,755)$1,200$555$360,401
15 ($1,755)$1,198$556$359,844
16 ($1,755)$1,196$558$359,286
17 ($1,755)$1,195$560$358,726
18 ($1,755)$1,193$562$358,164
19 ($1,755)$1,191$564$357,600
20 ($1,755)$1,189$566$357,034
21 ($1,755)$1,187$568$356,467
22 ($1,755)$1,185$570$355,897
23 ($1,755)$1,183$571$355,326
24 ($1,755)$1,181$573$354,752
Year 3 - 25 ($1,755)$1,180$575$354,177
26 ($1,755)$1,178$577$353,600
27 ($1,755)$1,176$579$353,021
28 ($1,755)$1,174$581$352,440
29 ($1,755)$1,172$583$351,857
30 ($1,755)$1,170$585$351,272
31 ($1,755)$1,168$587$350,686
32 ($1,755)$1,166$589$350,097
33 ($1,755)$1,164$591$349,506
34 ($1,755)$1,162$593$348,913
35 ($1,755)$1,160$595$348,319
36 ($1,755)$1,158$597$347,722
Year 4 - 37 ($1,755)$1,156$599$347,124
38 ($1,755)$1,154$601$346,523
39 ($1,755)$1,152$603$345,920
40 ($1,755)$1,150$605$345,316
41 ($1,755)$1,148$607$344,709
42 ($1,755)$1,146$609$344,101
43 ($1,755)$1,144$611$343,490
44 ($1,755)$1,142$613$342,877
45 ($1,755)$1,140$615$342,263
46 ($1,755)$1,138$617$341,646
47 ($1,755)$1,136$619$341,027
48 ($1,755)$1,134$621$340,406
Year 5 - 49 ($1,755)$1,132$623$339,783
50 ($1,755)$1,130$625$339,158
51 ($1,755)$1,128$627$338,531
52 ($1,755)$1,126$629$337,902
53 ($1,755)$1,124$631$337,271
54 ($1,755)$1,121$633$336,638
55 ($1,755)$1,119$635$336,002
56 ($1,755)$1,117$638$335,365
57 ($1,755)$1,115$640$334,725
58 ($1,755)$1,113$642$334,083
59 ($1,755)$1,111$644$333,439
60 ($1,755)$1,109$646$332,793
Year 6 - 61 ($1,755)$1,107$648$332,145
62 ($1,755)$1,104$650$331,494
63 ($1,755)$1,102$653$330,842
64 ($1,755)$1,100$655$330,187
65 ($1,755)$1,098$657$329,530
66 ($1,755)$1,096$659$328,871
67 ($1,755)$1,093$661$328,210
68 ($1,755)$1,091$663$327,546
69 ($1,755)$1,089$666$326,881
70 ($1,755)$1,087$668$326,213
71 ($1,755)$1,085$670$325,543
72 ($1,755)$1,082$672$324,870
Year 7 - 73 ($1,755)$1,080$675$324,196
74 ($1,755)$1,078$677$323,519
75 ($1,755)$1,076$679$322,840
76 ($1,755)$1,073$681$322,159
77 ($1,755)$1,071$684$321,475
78 ($1,755)$1,069$686$320,789
79 ($1,755)$1,067$688$320,101
80 ($1,755)$1,064$690$319,411
81 ($1,755)$1,062$693$318,718
82 ($1,755)$1,060$695$318,023
83 ($1,755)$1,057$697$317,326
84 ($1,755)$1,055$700$316,626
Year 8 - 85 ($1,755)$1,053$702$315,924
86 ($1,755)$1,050$704$315,220
87 ($1,755)$1,048$707$314,513
88 ($1,755)$1,046$709$313,804
89 ($1,755)$1,043$711$313,093
90 ($1,755)$1,041$714$312,379
91 ($1,755)$1,039$716$311,663
92 ($1,755)$1,036$718$310,944
93 ($1,755)$1,034$721$310,223
94 ($1,755)$1,031$723$309,500
95 ($1,755)$1,029$726$308,774
96 ($1,755)$1,027$728$308,046
Year 9 - 97 ($1,755)$1,024$731$307,316
98 ($1,755)$1,022$733$306,583
99 ($1,755)$1,019$735$305,847
100 ($1,755)$1,017$738$305,110
101 ($1,755)$1,014$740$304,369
102 ($1,755)$1,012$743$303,627
103 ($1,755)$1,010$745$302,881
104 ($1,755)$1,007$748$302,134
105 ($1,755)$1,005$750$301,384
106 ($1,755)$1,002$753$300,631
107 ($1,755)$1,000$755$299,876
108 ($1,755)$997$758$299,118
Year 10 - 109 ($1,755)$995$760$298,358
110 ($1,755)$992$763$297,595
111 ($1,755)$990$765$296,830
112 ($1,755)$987$768$296,062
113 ($1,755)$984$770$295,292
114 ($1,755)$982$773$294,519
115 ($1,755)$979$775$293,743
116 ($1,755)$977$778$292,965
117 ($1,755)$974$781$292,185
118 ($1,755)$972$783$291,401
119 ($1,755)$969$786$290,615
120 ($1,755)$966$788$289,827
Year 11 - 121 ($1,755)$964$791$289,036
122 ($1,755)$961$794$288,242
123 ($1,755)$958$796$287,446
124 ($1,755)$956$799$286,647
125 ($1,755)$953$802$285,845
126 ($1,755)$950$804$285,041
127 ($1,755)$948$807$284,234
128 ($1,755)$945$810$283,424
129 ($1,755)$942$812$282,612
130 ($1,755)$940$815$281,797
131 ($1,755)$937$818$280,979
132 ($1,755)$934$821$280,158
Year 12 - 133 ($1,755)$932$823$279,335
134 ($1,755)$929$826$278,509
135 ($1,755)$926$829$277,680
136 ($1,755)$923$831$276,849
137 ($1,755)$921$834$276,015
138 ($1,755)$918$837$275,178
139 ($1,755)$915$840$274,338
140 ($1,755)$912$843$273,495
141 ($1,755)$909$845$272,650
142 ($1,755)$907$848$271,802
143 ($1,755)$904$851$270,951
144 ($1,755)$901$854$270,097
Year 13 - 145 ($1,755)$898$857$269,240
146 ($1,755)$895$860$268,380
147 ($1,755)$892$862$267,518
148 ($1,755)$889$865$266,653
149 ($1,755)$887$868$265,785
150 ($1,755)$884$871$264,914
151 ($1,755)$881$874$264,040
152 ($1,755)$878$877$263,163
153 ($1,755)$875$880$262,283
154 ($1,755)$872$883$261,400
155 ($1,755)$869$886$260,515
156 ($1,755)$866$889$259,626
Year 14 - 157 ($1,755)$863$892$258,735
158 ($1,755)$860$894$257,840
159 ($1,755)$857$897$256,943
160 ($1,755)$854$900$256,042
161 ($1,755)$851$903$255,139
162 ($1,755)$848$906$254,233
163 ($1,755)$845$909$253,323
164 ($1,755)$842$912$252,411
165 ($1,755)$839$916$251,495
166 ($1,755)$836$919$250,577
167 ($1,755)$833$922$249,655
168 ($1,755)$830$925$248,730
Year 15 - 169 ($1,755)$827$928$247,803
170 ($1,755)$824$931$246,872
171 ($1,755)$821$934$245,938
172 ($1,755)$818$937$245,001
173 ($1,755)$815$940$244,061
174 ($1,755)$812$943$243,117
175 ($1,755)$808$946$242,171
176 ($1,755)$805$950$241,221
177 ($1,755)$802$953$240,269
178 ($1,755)$799$956$239,313
179 ($1,755)$796$959$238,354
180 ($1,755)$793$962$237,392
Year 16 - 181 ($1,755)$789$965$236,426
182 ($1,755)$786$969$235,457
183 ($1,755)$783$972$234,486
184 ($1,755)$780$975$233,511
185 ($1,755)$776$978$232,532
186 ($1,755)$773$982$231,551
187 ($1,755)$770$985$230,566
188 ($1,755)$767$988$229,578
189 ($1,755)$763$991$228,586
190 ($1,755)$760$995$227,591
191 ($1,755)$757$998$226,593
192 ($1,755)$753$1,001$225,592
Year 17 - 193 ($1,755)$750$1,005$224,587
194 ($1,755)$747$1,008$223,579
195 ($1,755)$743$1,011$222,568
196 ($1,755)$740$1,015$221,553
197 ($1,755)$737$1,018$220,535
198 ($1,755)$733$1,021$219,514
199 ($1,755)$730$1,025$218,489
200 ($1,755)$726$1,028$217,461
201 ($1,755)$723$1,032$216,429
202 ($1,755)$720$1,035$215,394
203 ($1,755)$716$1,039$214,355
204 ($1,755)$713$1,042$213,313
Year 18 - 205 ($1,755)$709$1,046$212,268
206 ($1,755)$706$1,049$211,219
207 ($1,755)$702$1,052$210,166
208 ($1,755)$699$1,056$209,110
209 ($1,755)$695$1,059$208,051
210 ($1,755)$692$1,063$206,988
211 ($1,755)$688$1,067$205,921
212 ($1,755)$685$1,070$204,851
213 ($1,755)$681$1,074$203,777
214 ($1,755)$678$1,077$202,700
215 ($1,755)$674$1,081$201,619
216 ($1,755)$670$1,084$200,535
Year 19 - 217 ($1,755)$667$1,088$199,447
218 ($1,755)$663$1,092$198,355
219 ($1,755)$660$1,095$197,260
220 ($1,755)$656$1,099$196,161
221 ($1,755)$652$1,103$195,059
222 ($1,755)$649$1,106$193,953
223 ($1,755)$645$1,110$192,843
224 ($1,755)$641$1,114$191,729
225 ($1,755)$637$1,117$190,612
226 ($1,755)$634$1,121$189,491
227 ($1,755)$630$1,125$188,366
228 ($1,755)$626$1,128$187,238
Year 20 - 229 ($1,755)$623$1,132$186,106
230 ($1,755)$619$1,136$184,970
231 ($1,755)$615$1,140$183,830
232 ($1,755)$611$1,144$182,686
233 ($1,755)$607$1,147$181,539
234 ($1,755)$604$1,151$180,388
235 ($1,755)$600$1,155$179,233
236 ($1,755)$596$1,159$178,074
237 ($1,755)$592$1,163$176,911
238 ($1,755)$588$1,167$175,745
239 ($1,755)$584$1,170$174,574
240 ($1,755)$580$1,174$173,400
Year 21 - 241 ($1,755)$577$1,178$172,222
242 ($1,755)$573$1,182$171,040
243 ($1,755)$569$1,186$169,854
244 ($1,755)$565$1,190$168,664
245 ($1,755)$561$1,194$167,470
246 ($1,755)$557$1,198$166,272
247 ($1,755)$553$1,202$165,070
248 ($1,755)$549$1,206$163,864
249 ($1,755)$545$1,210$162,654
250 ($1,755)$541$1,214$161,440
251 ($1,755)$537$1,218$160,222
252 ($1,755)$533$1,222$159,000
Year 22 - 253 ($1,755)$529$1,226$157,774
254 ($1,755)$525$1,230$156,544
255 ($1,755)$521$1,234$155,310
256 ($1,755)$516$1,238$154,071
257 ($1,755)$512$1,242$152,829
258 ($1,755)$508$1,247$151,582
259 ($1,755)$504$1,251$150,331
260 ($1,755)$500$1,255$149,076
261 ($1,755)$496$1,259$147,817
262 ($1,755)$491$1,263$146,554
263 ($1,755)$487$1,267$145,287
264 ($1,755)$483$1,272$144,015
Year 23 - 265 ($1,755)$479$1,276$142,739
266 ($1,755)$475$1,280$141,459
267 ($1,755)$470$1,284$140,174
268 ($1,755)$466$1,289$138,886
269 ($1,755)$462$1,293$137,593
270 ($1,755)$457$1,297$136,295
271 ($1,755)$453$1,302$134,994
272 ($1,755)$449$1,306$133,688
273 ($1,755)$445$1,310$132,378
274 ($1,755)$440$1,315$131,063
275 ($1,755)$436$1,319$129,744
276 ($1,755)$431$1,323$128,421
Year 24 - 277 ($1,755)$427$1,328$127,093
278 ($1,755)$423$1,332$125,761
279 ($1,755)$418$1,337$124,424
280 ($1,755)$414$1,341$123,083
281 ($1,755)$409$1,346$121,738
282 ($1,755)$405$1,350$120,388
283 ($1,755)$400$1,354$119,033
284 ($1,755)$396$1,359$117,674
285 ($1,755)$391$1,364$116,311
286 ($1,755)$387$1,368$114,943
287 ($1,755)$382$1,373$113,570
288 ($1,755)$378$1,377$112,193
Year 25 - 289 ($1,755)$373$1,382$110,811
290 ($1,755)$368$1,386$109,425
291 ($1,755)$364$1,391$108,034
292 ($1,755)$359$1,396$106,638
293 ($1,755)$355$1,400$105,238
294 ($1,755)$350$1,405$103,833
295 ($1,755)$345$1,410$102,424
296 ($1,755)$341$1,414$101,010
297 ($1,755)$336$1,419$99,591
298 ($1,755)$331$1,424$98,167
299 ($1,755)$326$1,428$96,739
300 ($1,755)$322$1,433$95,306
Year 26 - 301 ($1,755)$317$1,438$93,868
302 ($1,755)$312$1,443$92,425
303 ($1,755)$307$1,447$90,978
304 ($1,755)$303$1,452$89,525
305 ($1,755)$298$1,457$88,068
306 ($1,755)$293$1,462$86,606
307 ($1,755)$288$1,467$85,139
308 ($1,755)$283$1,472$83,668
309 ($1,755)$278$1,477$82,191
310 ($1,755)$273$1,481$80,710
311 ($1,755)$268$1,486$79,223
312 ($1,755)$263$1,491$77,732
Year 27 - 313 ($1,755)$258$1,496$76,236
314 ($1,755)$253$1,501$74,734
315 ($1,755)$248$1,506$73,228
316 ($1,755)$243$1,511$71,717
317 ($1,755)$238$1,516$70,201
318 ($1,755)$233$1,521$68,679
319 ($1,755)$228$1,526$67,153
320 ($1,755)$223$1,531$65,621
321 ($1,755)$218$1,537$64,085
322 ($1,755)$213$1,542$62,543
323 ($1,755)$208$1,547$60,996
324 ($1,755)$203$1,552$59,444
Year 28 - 325 ($1,755)$198$1,557$57,887
326 ($1,755)$192$1,562$56,325
327 ($1,755)$187$1,567$54,757
328 ($1,755)$182$1,573$53,185
329 ($1,755)$177$1,578$51,607
330 ($1,755)$172$1,583$50,024
331 ($1,755)$166$1,588$48,435
332 ($1,755)$161$1,594$46,841
333 ($1,755)$156$1,599$45,242
334 ($1,755)$150$1,604$43,638
335 ($1,755)$145$1,610$42,028
336 ($1,755)$140$1,615$40,413
Year 29 - 337 ($1,755)$134$1,620$38,793
338 ($1,755)$129$1,626$37,167
339 ($1,755)$124$1,631$35,536
340 ($1,755)$118$1,637$33,899
341 ($1,755)$113$1,642$32,257
342 ($1,755)$107$1,648$30,610
343 ($1,755)$102$1,653$28,957
344 ($1,755)$96$1,658$27,298
345 ($1,755)$91$1,664$25,634
346 ($1,755)$85$1,670$23,965
347 ($1,755)$80$1,675$22,290
348 ($1,755)$74$1,681$20,609
Year 30 - 349 ($1,755)$69$1,686$18,923
350 ($1,755)$63$1,692$17,231
351 ($1,755)$57$1,697$15,534
352 ($1,755)$52$1,703$13,830
353 ($1,755)$46$1,709$12,122
354 ($1,755)$40$1,714$10,407
355 ($1,755)$35$1,720$8,687
356 ($1,755)$29$1,726$6,961
357 ($1,755)$23$1,732$5,229
358 ($1,755)$17$1,737$3,492
359 ($1,755)$12$1,743$1,749
360 ($1,755)$6$1,749$0
TOTALS$263,716$368,000$631,716

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.