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Mortgage Payment Schedule for a $462,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($92,400) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,743 360 $257,983 $627,583

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $462,000
Down Payment $92,400$369,600
Year 1 - 1 ($1,743)$1,201$542$369,058
2 ($1,743)$1,199$544$368,514
3 ($1,743)$1,198$546$367,968
4 ($1,743)$1,196$547$367,421
5 ($1,743)$1,194$549$366,872
6 ($1,743)$1,192$551$366,321
7 ($1,743)$1,191$553$365,768
8 ($1,743)$1,189$555$365,214
9 ($1,743)$1,187$556$364,657
10 ($1,743)$1,185$558$364,099
11 ($1,743)$1,183$560$363,539
12 ($1,743)$1,182$562$362,977
Year 2 - 13 ($1,743)$1,180$564$362,414
14 ($1,743)$1,178$565$361,848
15 ($1,743)$1,176$567$361,281
16 ($1,743)$1,174$569$360,712
17 ($1,743)$1,172$571$360,141
18 ($1,743)$1,170$573$359,568
19 ($1,743)$1,169$575$358,993
20 ($1,743)$1,167$577$358,417
21 ($1,743)$1,165$578$357,838
22 ($1,743)$1,163$580$357,258
23 ($1,743)$1,161$582$356,676
24 ($1,743)$1,159$584$356,092
Year 3 - 25 ($1,743)$1,157$586$355,506
26 ($1,743)$1,155$588$354,918
27 ($1,743)$1,153$590$354,328
28 ($1,743)$1,152$592$353,737
29 ($1,743)$1,150$594$353,143
30 ($1,743)$1,148$596$352,547
31 ($1,743)$1,146$598$351,950
32 ($1,743)$1,144$599$351,350
33 ($1,743)$1,142$601$350,749
34 ($1,743)$1,140$603$350,146
35 ($1,743)$1,138$605$349,540
36 ($1,743)$1,136$607$348,933
Year 4 - 37 ($1,743)$1,134$609$348,324
38 ($1,743)$1,132$611$347,713
39 ($1,743)$1,130$613$347,099
40 ($1,743)$1,128$615$346,484
41 ($1,743)$1,126$617$345,867
42 ($1,743)$1,124$619$345,248
43 ($1,743)$1,122$621$344,626
44 ($1,743)$1,120$623$344,003
45 ($1,743)$1,118$625$343,378
46 ($1,743)$1,116$627$342,751
47 ($1,743)$1,114$629$342,121
48 ($1,743)$1,112$631$341,490
Year 5 - 49 ($1,743)$1,110$633$340,856
50 ($1,743)$1,108$636$340,221
51 ($1,743)$1,106$638$339,583
52 ($1,743)$1,104$640$338,944
53 ($1,743)$1,102$642$338,302
54 ($1,743)$1,099$644$337,658
55 ($1,743)$1,097$646$337,012
56 ($1,743)$1,095$648$336,364
57 ($1,743)$1,093$650$335,714
58 ($1,743)$1,091$652$335,062
59 ($1,743)$1,089$654$334,408
60 ($1,743)$1,087$656$333,751
Year 6 - 61 ($1,743)$1,085$659$333,093
62 ($1,743)$1,083$661$332,432
63 ($1,743)$1,080$663$331,769
64 ($1,743)$1,078$665$331,104
65 ($1,743)$1,076$667$330,437
66 ($1,743)$1,074$669$329,767
67 ($1,743)$1,072$672$329,096
68 ($1,743)$1,070$674$328,422
69 ($1,743)$1,067$676$327,746
70 ($1,743)$1,065$678$327,068
71 ($1,743)$1,063$680$326,388
72 ($1,743)$1,061$683$325,705
Year 7 - 73 ($1,743)$1,059$685$325,020
74 ($1,743)$1,056$687$324,334
75 ($1,743)$1,054$689$323,644
76 ($1,743)$1,052$691$322,953
77 ($1,743)$1,050$694$322,259
78 ($1,743)$1,047$696$321,563
79 ($1,743)$1,045$698$320,865
80 ($1,743)$1,043$700$320,165
81 ($1,743)$1,041$703$319,462
82 ($1,743)$1,038$705$318,757
83 ($1,743)$1,036$707$318,049
84 ($1,743)$1,034$710$317,340
Year 8 - 85 ($1,743)$1,031$712$316,628
86 ($1,743)$1,029$714$315,914
87 ($1,743)$1,027$717$315,197
88 ($1,743)$1,024$719$314,478
89 ($1,743)$1,022$721$313,757
90 ($1,743)$1,020$724$313,033
91 ($1,743)$1,017$726$312,307
92 ($1,743)$1,015$728$311,579
93 ($1,743)$1,013$731$310,848
94 ($1,743)$1,010$733$310,115
95 ($1,743)$1,008$735$309,380
96 ($1,743)$1,005$738$308,642
Year 9 - 97 ($1,743)$1,003$740$307,902
98 ($1,743)$1,001$743$307,159
99 ($1,743)$998$745$306,414
100 ($1,743)$996$747$305,667
101 ($1,743)$993$750$304,917
102 ($1,743)$991$752$304,165
103 ($1,743)$989$755$303,410
104 ($1,743)$986$757$302,653
105 ($1,743)$984$760$301,893
106 ($1,743)$981$762$301,131
107 ($1,743)$979$765$300,366
108 ($1,743)$976$767$299,599
Year 10 - 109 ($1,743)$974$770$298,830
110 ($1,743)$971$772$298,058
111 ($1,743)$969$775$297,283
112 ($1,743)$966$777$296,506
113 ($1,743)$964$780$295,726
114 ($1,743)$961$782$294,944
115 ($1,743)$959$785$294,159
116 ($1,743)$956$787$293,372
117 ($1,743)$953$790$292,582
118 ($1,743)$951$792$291,790
119 ($1,743)$948$795$290,995
120 ($1,743)$946$798$290,197
Year 11 - 121 ($1,743)$943$800$289,397
122 ($1,743)$941$803$288,595
123 ($1,743)$938$805$287,789
124 ($1,743)$935$808$286,981
125 ($1,743)$933$811$286,171
126 ($1,743)$930$813$285,357
127 ($1,743)$927$816$284,542
128 ($1,743)$925$819$283,723
129 ($1,743)$922$821$282,902
130 ($1,743)$919$824$282,078
131 ($1,743)$917$827$281,251
132 ($1,743)$914$829$280,422
Year 12 - 133 ($1,743)$911$832$279,590
134 ($1,743)$909$835$278,756
135 ($1,743)$906$837$277,918
136 ($1,743)$903$840$277,078
137 ($1,743)$901$843$276,236
138 ($1,743)$898$846$275,390
139 ($1,743)$895$848$274,542
140 ($1,743)$892$851$273,691
141 ($1,743)$889$854$272,837
142 ($1,743)$887$857$271,980
143 ($1,743)$884$859$271,121
144 ($1,743)$881$862$270,259
Year 13 - 145 ($1,743)$878$865$269,394
146 ($1,743)$876$868$268,526
147 ($1,743)$873$871$267,656
148 ($1,743)$870$873$266,782
149 ($1,743)$867$876$265,906
150 ($1,743)$864$879$265,027
151 ($1,743)$861$882$264,145
152 ($1,743)$858$885$263,260
153 ($1,743)$856$888$262,372
154 ($1,743)$853$891$261,482
155 ($1,743)$850$893$260,588
156 ($1,743)$847$896$259,692
Year 14 - 157 ($1,743)$844$899$258,793
158 ($1,743)$841$902$257,890
159 ($1,743)$838$905$256,985
160 ($1,743)$835$908$256,077
161 ($1,743)$832$911$255,166
162 ($1,743)$829$914$254,252
163 ($1,743)$826$917$253,335
164 ($1,743)$823$920$252,415
165 ($1,743)$820$923$251,492
166 ($1,743)$817$926$250,566
167 ($1,743)$814$929$249,637
168 ($1,743)$811$932$248,706
Year 15 - 169 ($1,743)$808$935$247,771
170 ($1,743)$805$938$246,833
171 ($1,743)$802$941$245,891
172 ($1,743)$799$944$244,947
173 ($1,743)$796$947$244,000
174 ($1,743)$793$950$243,050
175 ($1,743)$790$953$242,096
176 ($1,743)$787$956$241,140
177 ($1,743)$784$960$240,180
178 ($1,743)$781$963$239,218
179 ($1,743)$777$966$238,252
180 ($1,743)$774$969$237,283
Year 16 - 181 ($1,743)$771$972$236,311
182 ($1,743)$768$975$235,335
183 ($1,743)$765$978$234,357
184 ($1,743)$762$982$233,375
185 ($1,743)$758$985$232,391
186 ($1,743)$755$988$231,403
187 ($1,743)$752$991$230,411
188 ($1,743)$749$994$229,417
189 ($1,743)$746$998$228,419
190 ($1,743)$742$1,001$227,418
191 ($1,743)$739$1,004$226,414
192 ($1,743)$736$1,007$225,407
Year 17 - 193 ($1,743)$733$1,011$224,396
194 ($1,743)$729$1,014$223,382
195 ($1,743)$726$1,017$222,365
196 ($1,743)$723$1,021$221,344
197 ($1,743)$719$1,024$220,320
198 ($1,743)$716$1,027$219,293
199 ($1,743)$713$1,031$218,262
200 ($1,743)$709$1,034$217,228
201 ($1,743)$706$1,037$216,191
202 ($1,743)$703$1,041$215,150
203 ($1,743)$699$1,044$214,106
204 ($1,743)$696$1,047$213,059
Year 18 - 205 ($1,743)$692$1,051$212,008
206 ($1,743)$689$1,054$210,954
207 ($1,743)$686$1,058$209,896
208 ($1,743)$682$1,061$208,835
209 ($1,743)$679$1,065$207,770
210 ($1,743)$675$1,068$206,702
211 ($1,743)$672$1,072$205,631
212 ($1,743)$668$1,075$204,556
213 ($1,743)$665$1,078$203,477
214 ($1,743)$661$1,082$202,395
215 ($1,743)$658$1,086$201,310
216 ($1,743)$654$1,089$200,221
Year 19 - 217 ($1,743)$651$1,093$199,128
218 ($1,743)$647$1,096$198,032
219 ($1,743)$644$1,100$196,933
220 ($1,743)$640$1,103$195,829
221 ($1,743)$636$1,107$194,722
222 ($1,743)$633$1,110$193,612
223 ($1,743)$629$1,114$192,498
224 ($1,743)$626$1,118$191,380
225 ($1,743)$622$1,121$190,259
226 ($1,743)$618$1,125$189,134
227 ($1,743)$615$1,129$188,005
228 ($1,743)$611$1,132$186,873
Year 20 - 229 ($1,743)$607$1,136$185,737
230 ($1,743)$604$1,140$184,598
231 ($1,743)$600$1,143$183,454
232 ($1,743)$596$1,147$182,307
233 ($1,743)$592$1,151$181,156
234 ($1,743)$589$1,155$180,002
235 ($1,743)$585$1,158$178,844
236 ($1,743)$581$1,162$177,682
237 ($1,743)$577$1,166$176,516
238 ($1,743)$574$1,170$175,346
239 ($1,743)$570$1,173$174,173
240 ($1,743)$566$1,177$172,996
Year 21 - 241 ($1,743)$562$1,181$171,814
242 ($1,743)$558$1,185$170,630
243 ($1,743)$555$1,189$169,441
244 ($1,743)$551$1,193$168,248
245 ($1,743)$547$1,196$167,052
246 ($1,743)$543$1,200$165,851
247 ($1,743)$539$1,204$164,647
248 ($1,743)$535$1,208$163,439
249 ($1,743)$531$1,212$162,227
250 ($1,743)$527$1,216$161,011
251 ($1,743)$523$1,220$159,791
252 ($1,743)$519$1,224$158,567
Year 22 - 253 ($1,743)$515$1,228$157,339
254 ($1,743)$511$1,232$156,107
255 ($1,743)$507$1,236$154,871
256 ($1,743)$503$1,240$153,631
257 ($1,743)$499$1,244$152,387
258 ($1,743)$495$1,248$151,139
259 ($1,743)$491$1,252$149,887
260 ($1,743)$487$1,256$148,631
261 ($1,743)$483$1,260$147,371
262 ($1,743)$479$1,264$146,106
263 ($1,743)$475$1,268$144,838
264 ($1,743)$471$1,273$143,565
Year 23 - 265 ($1,743)$467$1,277$142,289
266 ($1,743)$462$1,281$141,008
267 ($1,743)$458$1,285$139,723
268 ($1,743)$454$1,289$138,433
269 ($1,743)$450$1,293$137,140
270 ($1,743)$446$1,298$135,843
271 ($1,743)$441$1,302$134,541
272 ($1,743)$437$1,306$133,235
273 ($1,743)$433$1,310$131,924
274 ($1,743)$429$1,315$130,610
275 ($1,743)$424$1,319$129,291
276 ($1,743)$420$1,323$127,968
Year 24 - 277 ($1,743)$416$1,327$126,641
278 ($1,743)$412$1,332$125,309
279 ($1,743)$407$1,336$123,973
280 ($1,743)$403$1,340$122,633
281 ($1,743)$399$1,345$121,288
282 ($1,743)$394$1,349$119,939
283 ($1,743)$390$1,353$118,585
284 ($1,743)$385$1,358$117,227
285 ($1,743)$381$1,362$115,865
286 ($1,743)$377$1,367$114,498
287 ($1,743)$372$1,371$113,127
288 ($1,743)$368$1,376$111,752
Year 25 - 289 ($1,743)$363$1,380$110,371
290 ($1,743)$359$1,385$108,987
291 ($1,743)$354$1,389$107,598
292 ($1,743)$350$1,394$106,204
293 ($1,743)$345$1,398$104,806
294 ($1,743)$341$1,403$103,403
295 ($1,743)$336$1,407$101,996
296 ($1,743)$331$1,412$100,584
297 ($1,743)$327$1,416$99,168
298 ($1,743)$322$1,421$97,747
299 ($1,743)$318$1,426$96,321
300 ($1,743)$313$1,430$94,891
Year 26 - 301 ($1,743)$308$1,435$93,456
302 ($1,743)$304$1,440$92,017
303 ($1,743)$299$1,444$90,572
304 ($1,743)$294$1,449$89,124
305 ($1,743)$290$1,454$87,670
306 ($1,743)$285$1,458$86,212
307 ($1,743)$280$1,463$84,748
308 ($1,743)$275$1,468$83,281
309 ($1,743)$271$1,473$81,808
310 ($1,743)$266$1,477$80,331
311 ($1,743)$261$1,482$78,848
312 ($1,743)$256$1,487$77,361
Year 27 - 313 ($1,743)$251$1,492$75,869
314 ($1,743)$247$1,497$74,373
315 ($1,743)$242$1,502$72,871
316 ($1,743)$237$1,506$71,365
317 ($1,743)$232$1,511$69,853
318 ($1,743)$227$1,516$68,337
319 ($1,743)$222$1,521$66,816
320 ($1,743)$217$1,526$65,290
321 ($1,743)$212$1,531$63,759
322 ($1,743)$207$1,536$62,223
323 ($1,743)$202$1,541$60,682
324 ($1,743)$197$1,546$59,135
Year 28 - 325 ($1,743)$192$1,551$57,584
326 ($1,743)$187$1,556$56,028
327 ($1,743)$182$1,561$54,467
328 ($1,743)$177$1,566$52,901
329 ($1,743)$172$1,571$51,329
330 ($1,743)$167$1,576$49,753
331 ($1,743)$162$1,582$48,171
332 ($1,743)$157$1,587$46,585
333 ($1,743)$151$1,592$44,993
334 ($1,743)$146$1,597$43,396
335 ($1,743)$141$1,602$41,793
336 ($1,743)$136$1,607$40,186
Year 29 - 337 ($1,743)$131$1,613$38,573
338 ($1,743)$125$1,618$36,955
339 ($1,743)$120$1,623$35,332
340 ($1,743)$115$1,628$33,704
341 ($1,743)$110$1,634$32,070
342 ($1,743)$104$1,639$30,431
343 ($1,743)$99$1,644$28,787
344 ($1,743)$94$1,650$27,137
345 ($1,743)$88$1,655$25,482
346 ($1,743)$83$1,660$23,821
347 ($1,743)$77$1,666$22,155
348 ($1,743)$72$1,671$20,484
Year 30 - 349 ($1,743)$67$1,677$18,807
350 ($1,743)$61$1,682$17,125
351 ($1,743)$56$1,688$15,438
352 ($1,743)$50$1,693$13,745
353 ($1,743)$45$1,699$12,046
354 ($1,743)$39$1,704$10,342
355 ($1,743)$34$1,710$8,632
356 ($1,743)$28$1,715$6,917
357 ($1,743)$22$1,721$5,196
358 ($1,743)$17$1,726$3,470
359 ($1,743)$11$1,732$1,738
360 ($1,743)$6$1,738$0
TOTALS$257,983$369,600$627,583

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.