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Mortgage Payment Schedule for a $462,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($92,400) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,739 360 $256,459 $626,059

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 180004 | State Lic #: MC -928
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $977 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $462,000
Down Payment $92,400$369,600
Year 1 - 1 ($1,739)$1,195$544$369,056
2 ($1,739)$1,193$546$368,510
3 ($1,739)$1,192$548$367,963
4 ($1,739)$1,190$549$367,413
5 ($1,739)$1,188$551$366,862
6 ($1,739)$1,186$553$366,309
7 ($1,739)$1,184$555$365,755
8 ($1,739)$1,183$556$365,198
9 ($1,739)$1,181$558$364,640
10 ($1,739)$1,179$560$364,080
11 ($1,739)$1,177$562$363,518
12 ($1,739)$1,175$564$362,954
Year 2 - 13 ($1,739)$1,174$566$362,389
14 ($1,739)$1,172$567$361,822
15 ($1,739)$1,170$569$361,252
16 ($1,739)$1,168$571$360,681
17 ($1,739)$1,166$573$360,109
18 ($1,739)$1,164$575$359,534
19 ($1,739)$1,162$577$358,957
20 ($1,739)$1,161$578$358,379
21 ($1,739)$1,159$580$357,799
22 ($1,739)$1,157$582$357,216
23 ($1,739)$1,155$584$356,632
24 ($1,739)$1,153$586$356,046
Year 3 - 25 ($1,739)$1,151$588$355,459
26 ($1,739)$1,149$590$354,869
27 ($1,739)$1,147$592$354,277
28 ($1,739)$1,145$594$353,684
29 ($1,739)$1,144$595$353,088
30 ($1,739)$1,142$597$352,491
31 ($1,739)$1,140$599$351,892
32 ($1,739)$1,138$601$351,290
33 ($1,739)$1,136$603$350,687
34 ($1,739)$1,134$605$350,082
35 ($1,739)$1,132$607$349,475
36 ($1,739)$1,130$609$348,866
Year 4 - 37 ($1,739)$1,128$611$348,255
38 ($1,739)$1,126$613$347,642
39 ($1,739)$1,124$615$347,027
40 ($1,739)$1,122$617$346,410
41 ($1,739)$1,120$619$345,791
42 ($1,739)$1,118$621$345,170
43 ($1,739)$1,116$623$344,547
44 ($1,739)$1,114$625$343,922
45 ($1,739)$1,112$627$343,294
46 ($1,739)$1,110$629$342,665
47 ($1,739)$1,108$631$342,034
48 ($1,739)$1,106$633$341,401
Year 5 - 49 ($1,739)$1,104$635$340,766
50 ($1,739)$1,102$637$340,129
51 ($1,739)$1,100$639$339,489
52 ($1,739)$1,098$641$338,848
53 ($1,739)$1,096$643$338,205
54 ($1,739)$1,094$646$337,559
55 ($1,739)$1,091$648$336,911
56 ($1,739)$1,089$650$336,262
57 ($1,739)$1,087$652$335,610
58 ($1,739)$1,085$654$334,956
59 ($1,739)$1,083$656$334,300
60 ($1,739)$1,081$658$333,642
Year 6 - 61 ($1,739)$1,079$660$332,982
62 ($1,739)$1,077$662$332,319
63 ($1,739)$1,074$665$331,655
64 ($1,739)$1,072$667$330,988
65 ($1,739)$1,070$669$330,319
66 ($1,739)$1,068$671$329,648
67 ($1,739)$1,066$673$328,975
68 ($1,739)$1,064$675$328,299
69 ($1,739)$1,062$678$327,622
70 ($1,739)$1,059$680$326,942
71 ($1,739)$1,057$682$326,260
72 ($1,739)$1,055$684$325,576
Year 7 - 73 ($1,739)$1,053$686$324,890
74 ($1,739)$1,050$689$324,201
75 ($1,739)$1,048$691$323,510
76 ($1,739)$1,046$693$322,817
77 ($1,739)$1,044$695$322,122
78 ($1,739)$1,042$698$321,425
79 ($1,739)$1,039$700$320,725
80 ($1,739)$1,037$702$320,023
81 ($1,739)$1,035$704$319,318
82 ($1,739)$1,032$707$318,612
83 ($1,739)$1,030$709$317,903
84 ($1,739)$1,028$711$317,192
Year 8 - 85 ($1,739)$1,026$713$316,478
86 ($1,739)$1,023$716$315,763
87 ($1,739)$1,021$718$315,044
88 ($1,739)$1,019$720$314,324
89 ($1,739)$1,016$723$313,601
90 ($1,739)$1,014$725$312,876
91 ($1,739)$1,012$727$312,149
92 ($1,739)$1,009$730$311,419
93 ($1,739)$1,007$732$310,687
94 ($1,739)$1,005$734$309,952
95 ($1,739)$1,002$737$309,216
96 ($1,739)$1,000$739$308,476
Year 9 - 97 ($1,739)$997$742$307,735
98 ($1,739)$995$744$306,991
99 ($1,739)$993$746$306,244
100 ($1,739)$990$749$305,495
101 ($1,739)$988$751$304,744
102 ($1,739)$985$754$303,990
103 ($1,739)$983$756$303,234
104 ($1,739)$980$759$302,475
105 ($1,739)$978$761$301,714
106 ($1,739)$976$764$300,951
107 ($1,739)$973$766$300,185
108 ($1,739)$971$768$299,417
Year 10 - 109 ($1,739)$968$771$298,646
110 ($1,739)$966$773$297,872
111 ($1,739)$963$776$297,096
112 ($1,739)$961$778$296,318
113 ($1,739)$958$781$295,537
114 ($1,739)$956$783$294,753
115 ($1,739)$953$786$293,967
116 ($1,739)$950$789$293,179
117 ($1,739)$948$791$292,388
118 ($1,739)$945$794$291,594
119 ($1,739)$943$796$290,798
120 ($1,739)$940$799$289,999
Year 11 - 121 ($1,739)$938$801$289,198
122 ($1,739)$935$804$288,394
123 ($1,739)$932$807$287,587
124 ($1,739)$930$809$286,778
125 ($1,739)$927$812$285,966
126 ($1,739)$925$814$285,152
127 ($1,739)$922$817$284,334
128 ($1,739)$919$820$283,515
129 ($1,739)$917$822$282,692
130 ($1,739)$914$825$281,867
131 ($1,739)$911$828$281,040
132 ($1,739)$909$830$280,209
Year 12 - 133 ($1,739)$906$833$279,376
134 ($1,739)$903$836$278,541
135 ($1,739)$901$838$277,702
136 ($1,739)$898$841$276,861
137 ($1,739)$895$844$276,017
138 ($1,739)$892$847$275,171
139 ($1,739)$890$849$274,321
140 ($1,739)$887$852$273,469
141 ($1,739)$884$855$272,614
142 ($1,739)$881$858$271,757
143 ($1,739)$879$860$270,896
144 ($1,739)$876$863$270,033
Year 13 - 145 ($1,739)$873$866$269,167
146 ($1,739)$870$869$268,298
147 ($1,739)$867$872$267,427
148 ($1,739)$865$874$266,553
149 ($1,739)$862$877$265,675
150 ($1,739)$859$880$264,795
151 ($1,739)$856$883$263,912
152 ($1,739)$853$886$263,027
153 ($1,739)$850$889$262,138
154 ($1,739)$848$891$261,247
155 ($1,739)$845$894$260,352
156 ($1,739)$842$897$259,455
Year 14 - 157 ($1,739)$839$900$258,555
158 ($1,739)$836$903$257,652
159 ($1,739)$833$906$256,746
160 ($1,739)$830$909$255,837
161 ($1,739)$827$912$254,925
162 ($1,739)$824$915$254,010
163 ($1,739)$821$918$253,092
164 ($1,739)$818$921$252,172
165 ($1,739)$815$924$251,248
166 ($1,739)$812$927$250,321
167 ($1,739)$809$930$249,392
168 ($1,739)$806$933$248,459
Year 15 - 169 ($1,739)$803$936$247,523
170 ($1,739)$800$939$246,585
171 ($1,739)$797$942$245,643
172 ($1,739)$794$945$244,698
173 ($1,739)$791$948$243,750
174 ($1,739)$788$951$242,799
175 ($1,739)$785$954$241,845
176 ($1,739)$782$957$240,888
177 ($1,739)$779$960$239,928
178 ($1,739)$776$963$238,965
179 ($1,739)$773$966$237,998
180 ($1,739)$770$970$237,029
Year 16 - 181 ($1,739)$766$973$236,056
182 ($1,739)$763$976$235,080
183 ($1,739)$760$979$234,101
184 ($1,739)$757$982$233,119
185 ($1,739)$754$985$232,134
186 ($1,739)$751$988$231,145
187 ($1,739)$747$992$230,154
188 ($1,739)$744$995$229,159
189 ($1,739)$741$998$228,161
190 ($1,739)$738$1,001$227,159
191 ($1,739)$734$1,005$226,155
192 ($1,739)$731$1,008$225,147
Year 17 - 193 ($1,739)$728$1,011$224,136
194 ($1,739)$725$1,014$223,122
195 ($1,739)$721$1,018$222,104
196 ($1,739)$718$1,021$221,083
197 ($1,739)$715$1,024$220,059
198 ($1,739)$712$1,028$219,031
199 ($1,739)$708$1,031$218,000
200 ($1,739)$705$1,034$216,966
201 ($1,739)$702$1,038$215,929
202 ($1,739)$698$1,041$214,888
203 ($1,739)$695$1,044$213,844
204 ($1,739)$691$1,048$212,796
Year 18 - 205 ($1,739)$688$1,051$211,745
206 ($1,739)$685$1,054$210,691
207 ($1,739)$681$1,058$209,633
208 ($1,739)$678$1,061$208,571
209 ($1,739)$674$1,065$207,507
210 ($1,739)$671$1,068$206,439
211 ($1,739)$667$1,072$205,367
212 ($1,739)$664$1,075$204,292
213 ($1,739)$661$1,079$203,214
214 ($1,739)$657$1,082$202,132
215 ($1,739)$654$1,085$201,046
216 ($1,739)$650$1,089$199,957
Year 19 - 217 ($1,739)$647$1,093$198,865
218 ($1,739)$643$1,096$197,768
219 ($1,739)$639$1,100$196,669
220 ($1,739)$636$1,103$195,566
221 ($1,739)$632$1,107$194,459
222 ($1,739)$629$1,110$193,349
223 ($1,739)$625$1,114$192,235
224 ($1,739)$622$1,117$191,117
225 ($1,739)$618$1,121$189,996
226 ($1,739)$614$1,125$188,871
227 ($1,739)$611$1,128$187,743
228 ($1,739)$607$1,132$186,611
Year 20 - 229 ($1,739)$603$1,136$185,475
230 ($1,739)$600$1,139$184,336
231 ($1,739)$596$1,143$183,193
232 ($1,739)$592$1,147$182,046
233 ($1,739)$589$1,150$180,896
234 ($1,739)$585$1,154$179,742
235 ($1,739)$581$1,158$178,584
236 ($1,739)$577$1,162$177,422
237 ($1,739)$574$1,165$176,257
238 ($1,739)$570$1,169$175,088
239 ($1,739)$566$1,173$173,915
240 ($1,739)$562$1,177$172,738
Year 21 - 241 ($1,739)$559$1,181$171,557
242 ($1,739)$555$1,184$170,373
243 ($1,739)$551$1,188$169,185
244 ($1,739)$547$1,192$167,993
245 ($1,739)$543$1,196$166,797
246 ($1,739)$539$1,200$165,597
247 ($1,739)$535$1,204$164,394
248 ($1,739)$532$1,208$163,186
249 ($1,739)$528$1,211$161,975
250 ($1,739)$524$1,215$160,759
251 ($1,739)$520$1,219$159,540
252 ($1,739)$516$1,223$158,317
Year 22 - 253 ($1,739)$512$1,227$157,090
254 ($1,739)$508$1,231$155,859
255 ($1,739)$504$1,235$154,624
256 ($1,739)$500$1,239$153,384
257 ($1,739)$496$1,243$152,141
258 ($1,739)$492$1,247$150,894
259 ($1,739)$488$1,251$149,643
260 ($1,739)$484$1,255$148,388
261 ($1,739)$480$1,259$147,129
262 ($1,739)$476$1,263$145,865
263 ($1,739)$472$1,267$144,598
264 ($1,739)$468$1,272$143,326
Year 23 - 265 ($1,739)$463$1,276$142,051
266 ($1,739)$459$1,280$140,771
267 ($1,739)$455$1,284$139,487
268 ($1,739)$451$1,288$138,199
269 ($1,739)$447$1,292$136,907
270 ($1,739)$443$1,296$135,610
271 ($1,739)$438$1,301$134,310
272 ($1,739)$434$1,305$133,005
273 ($1,739)$430$1,309$131,696
274 ($1,739)$426$1,313$130,383
275 ($1,739)$422$1,317$129,065
276 ($1,739)$417$1,322$127,743
Year 24 - 277 ($1,739)$413$1,326$126,417
278 ($1,739)$409$1,330$125,087
279 ($1,739)$404$1,335$123,753
280 ($1,739)$400$1,339$122,414
281 ($1,739)$396$1,343$121,070
282 ($1,739)$391$1,348$119,723
283 ($1,739)$387$1,352$118,371
284 ($1,739)$383$1,356$117,015
285 ($1,739)$378$1,361$115,654
286 ($1,739)$374$1,365$114,289
287 ($1,739)$370$1,370$112,919
288 ($1,739)$365$1,374$111,545
Year 25 - 289 ($1,739)$361$1,378$110,167
290 ($1,739)$356$1,383$108,784
291 ($1,739)$352$1,387$107,397
292 ($1,739)$347$1,392$106,005
293 ($1,739)$343$1,396$104,609
294 ($1,739)$338$1,401$103,208
295 ($1,739)$334$1,405$101,802
296 ($1,739)$329$1,410$100,393
297 ($1,739)$325$1,414$98,978
298 ($1,739)$320$1,419$97,559
299 ($1,739)$315$1,424$96,135
300 ($1,739)$311$1,428$94,707
Year 26 - 301 ($1,739)$306$1,433$93,274
302 ($1,739)$302$1,437$91,837
303 ($1,739)$297$1,442$90,395
304 ($1,739)$292$1,447$88,948
305 ($1,739)$288$1,451$87,497
306 ($1,739)$283$1,456$86,040
307 ($1,739)$278$1,461$84,580
308 ($1,739)$273$1,466$83,114
309 ($1,739)$269$1,470$81,644
310 ($1,739)$264$1,475$80,169
311 ($1,739)$259$1,480$78,689
312 ($1,739)$254$1,485$77,204
Year 27 - 313 ($1,739)$250$1,489$75,715
314 ($1,739)$245$1,494$74,220
315 ($1,739)$240$1,499$72,721
316 ($1,739)$235$1,504$71,217
317 ($1,739)$230$1,509$69,709
318 ($1,739)$225$1,514$68,195
319 ($1,739)$220$1,519$66,676
320 ($1,739)$216$1,523$65,153
321 ($1,739)$211$1,528$63,625
322 ($1,739)$206$1,533$62,091
323 ($1,739)$201$1,538$60,553
324 ($1,739)$196$1,543$59,010
Year 28 - 325 ($1,739)$191$1,548$57,461
326 ($1,739)$186$1,553$55,908
327 ($1,739)$181$1,558$54,350
328 ($1,739)$176$1,563$52,787
329 ($1,739)$171$1,568$51,218
330 ($1,739)$166$1,573$49,645
331 ($1,739)$161$1,579$48,066
332 ($1,739)$155$1,584$46,483
333 ($1,739)$150$1,589$44,894
334 ($1,739)$145$1,594$43,300
335 ($1,739)$140$1,599$41,701
336 ($1,739)$135$1,604$40,097
Year 29 - 337 ($1,739)$130$1,609$38,487
338 ($1,739)$124$1,615$36,873
339 ($1,739)$119$1,620$35,253
340 ($1,739)$114$1,625$33,628
341 ($1,739)$109$1,630$31,997
342 ($1,739)$103$1,636$30,362
343 ($1,739)$98$1,641$28,721
344 ($1,739)$93$1,646$27,075
345 ($1,739)$88$1,652$25,423
346 ($1,739)$82$1,657$23,766
347 ($1,739)$77$1,662$22,104
348 ($1,739)$71$1,668$20,437
Year 30 - 349 ($1,739)$66$1,673$18,764
350 ($1,739)$61$1,678$17,085
351 ($1,739)$55$1,684$15,401
352 ($1,739)$50$1,689$13,712
353 ($1,739)$44$1,695$12,017
354 ($1,739)$39$1,700$10,317
355 ($1,739)$33$1,706$8,612
356 ($1,739)$28$1,711$6,900
357 ($1,739)$22$1,717$5,184
358 ($1,739)$17$1,722$3,461
359 ($1,739)$11$1,728$1,733
360 ($1,739)$6$1,733$0
TOTALS$256,459$369,600$626,059

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.