« Back to all home prices

Mortgage Payment Schedule for a $50,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($10,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$190 360 $28,333 $68,333

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.763% | Rate: 3.750% | Fees: $385 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,248 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $50,000
Down Payment $10,000$40,000
Year 1 - 1 ($190)$132$58$39,942
2 ($190)$131$58$39,884
3 ($190)$131$59$39,825
4 ($190)$131$59$39,766
5 ($190)$131$59$39,707
6 ($190)$131$59$39,648
7 ($190)$131$59$39,589
8 ($190)$130$60$39,529
9 ($190)$130$60$39,470
10 ($190)$130$60$39,410
11 ($190)$130$60$39,350
12 ($190)$130$60$39,289
Year 2 - 13 ($190)$129$60$39,229
14 ($190)$129$61$39,168
15 ($190)$129$61$39,107
16 ($190)$129$61$39,046
17 ($190)$129$61$38,985
18 ($190)$128$61$38,924
19 ($190)$128$62$38,862
20 ($190)$128$62$38,800
21 ($190)$128$62$38,738
22 ($190)$128$62$38,676
23 ($190)$127$63$38,613
24 ($190)$127$63$38,550
Year 3 - 25 ($190)$127$63$38,487
26 ($190)$127$63$38,424
27 ($190)$126$63$38,361
28 ($190)$126$64$38,297
29 ($190)$126$64$38,234
30 ($190)$126$64$38,170
31 ($190)$126$64$38,106
32 ($190)$125$64$38,041
33 ($190)$125$65$37,977
34 ($190)$125$65$37,912
35 ($190)$125$65$37,847
36 ($190)$125$65$37,781
Year 4 - 37 ($190)$124$65$37,716
38 ($190)$124$66$37,650
39 ($190)$124$66$37,584
40 ($190)$124$66$37,518
41 ($190)$123$66$37,452
42 ($190)$123$67$37,386
43 ($190)$123$67$37,319
44 ($190)$123$67$37,252
45 ($190)$123$67$37,185
46 ($190)$122$67$37,117
47 ($190)$122$68$37,050
48 ($190)$122$68$36,982
Year 5 - 49 ($190)$122$68$36,914
50 ($190)$122$68$36,845
51 ($190)$121$69$36,777
52 ($190)$121$69$36,708
53 ($190)$121$69$36,639
54 ($190)$121$69$36,570
55 ($190)$120$69$36,500
56 ($190)$120$70$36,431
57 ($190)$120$70$36,361
58 ($190)$120$70$36,291
59 ($190)$119$70$36,220
60 ($190)$119$71$36,150
Year 6 - 61 ($190)$119$71$36,079
62 ($190)$119$71$36,008
63 ($190)$119$71$35,937
64 ($190)$118$72$35,865
65 ($190)$118$72$35,793
66 ($190)$118$72$35,721
67 ($190)$118$72$35,649
68 ($190)$117$72$35,577
69 ($190)$117$73$35,504
70 ($190)$117$73$35,431
71 ($190)$117$73$35,358
72 ($190)$116$73$35,284
Year 7 - 73 ($190)$116$74$35,211
74 ($190)$116$74$35,137
75 ($190)$116$74$35,063
76 ($190)$115$74$34,988
77 ($190)$115$75$34,914
78 ($190)$115$75$34,839
79 ($190)$115$75$34,763
80 ($190)$114$75$34,688
81 ($190)$114$76$34,612
82 ($190)$114$76$34,537
83 ($190)$114$76$34,460
84 ($190)$113$76$34,384
Year 8 - 85 ($190)$113$77$34,307
86 ($190)$113$77$34,231
87 ($190)$113$77$34,153
88 ($190)$112$77$34,076
89 ($190)$112$78$33,998
90 ($190)$112$78$33,920
91 ($190)$112$78$33,842
92 ($190)$111$78$33,764
93 ($190)$111$79$33,685
94 ($190)$111$79$33,606
95 ($190)$111$79$33,527
96 ($190)$110$79$33,448
Year 9 - 97 ($190)$110$80$33,368
98 ($190)$110$80$33,288
99 ($190)$110$80$33,208
100 ($190)$109$81$33,127
101 ($190)$109$81$33,046
102 ($190)$109$81$32,965
103 ($190)$109$81$32,884
104 ($190)$108$82$32,802
105 ($190)$108$82$32,721
106 ($190)$108$82$32,639
107 ($190)$107$82$32,556
108 ($190)$107$83$32,474
Year 10 - 109 ($190)$107$83$32,391
110 ($190)$107$83$32,307
111 ($190)$106$83$32,224
112 ($190)$106$84$32,140
113 ($190)$106$84$32,056
114 ($190)$106$84$31,972
115 ($190)$105$85$31,887
116 ($190)$105$85$31,802
117 ($190)$105$85$31,717
118 ($190)$104$85$31,632
119 ($190)$104$86$31,546
120 ($190)$104$86$31,460
Year 11 - 121 ($190)$104$86$31,374
122 ($190)$103$87$31,287
123 ($190)$103$87$31,201
124 ($190)$103$87$31,113
125 ($190)$102$87$31,026
126 ($190)$102$88$30,938
127 ($190)$102$88$30,850
128 ($190)$102$88$30,762
129 ($190)$101$89$30,674
130 ($190)$101$89$30,585
131 ($190)$101$89$30,496
132 ($190)$100$89$30,406
Year 12 - 133 ($190)$100$90$30,316
134 ($190)$100$90$30,226
135 ($190)$99$90$30,136
136 ($190)$99$91$30,045
137 ($190)$99$91$29,955
138 ($190)$99$91$29,863
139 ($190)$98$92$29,772
140 ($190)$98$92$29,680
141 ($190)$98$92$29,588
142 ($190)$97$92$29,495
143 ($190)$97$93$29,403
144 ($190)$97$93$29,310
Year 13 - 145 ($190)$96$93$29,216
146 ($190)$96$94$29,123
147 ($190)$96$94$29,029
148 ($190)$96$94$28,935
149 ($190)$95$95$28,840
150 ($190)$95$95$28,745
151 ($190)$95$95$28,650
152 ($190)$94$96$28,554
153 ($190)$94$96$28,459
154 ($190)$94$96$28,362
155 ($190)$93$96$28,266
156 ($190)$93$97$28,169
Year 14 - 157 ($190)$93$97$28,072
158 ($190)$92$97$27,975
159 ($190)$92$98$27,877
160 ($190)$92$98$27,779
161 ($190)$91$98$27,681
162 ($190)$91$99$27,582
163 ($190)$91$99$27,483
164 ($190)$90$99$27,383
165 ($190)$90$100$27,284
166 ($190)$90$100$27,184
167 ($190)$89$100$27,083
168 ($190)$89$101$26,983
Year 15 - 169 ($190)$89$101$26,882
170 ($190)$88$101$26,780
171 ($190)$88$102$26,679
172 ($190)$88$102$26,577
173 ($190)$87$102$26,474
174 ($190)$87$103$26,372
175 ($190)$87$103$26,269
176 ($190)$86$103$26,165
177 ($190)$86$104$26,062
178 ($190)$86$104$25,958
179 ($190)$85$104$25,853
180 ($190)$85$105$25,749
Year 16 - 181 ($190)$85$105$25,644
182 ($190)$84$105$25,538
183 ($190)$84$106$25,432
184 ($190)$84$106$25,326
185 ($190)$83$106$25,220
186 ($190)$83$107$25,113
187 ($190)$83$107$25,006
188 ($190)$82$108$24,898
189 ($190)$82$108$24,791
190 ($190)$82$108$24,682
191 ($190)$81$109$24,574
192 ($190)$81$109$24,465
Year 17 - 193 ($190)$81$109$24,356
194 ($190)$80$110$24,246
195 ($190)$80$110$24,136
196 ($190)$79$110$24,026
197 ($190)$79$111$23,915
198 ($190)$79$111$23,804
199 ($190)$78$111$23,692
200 ($190)$78$112$23,580
201 ($190)$78$112$23,468
202 ($190)$77$113$23,356
203 ($190)$77$113$23,243
204 ($190)$77$113$23,129
Year 18 - 205 ($190)$76$114$23,016
206 ($190)$76$114$22,902
207 ($190)$75$114$22,787
208 ($190)$75$115$22,672
209 ($190)$75$115$22,557
210 ($190)$74$116$22,442
211 ($190)$74$116$22,326
212 ($190)$73$116$22,209
213 ($190)$73$117$22,093
214 ($190)$73$117$21,976
215 ($190)$72$117$21,858
216 ($190)$72$118$21,740
Year 19 - 217 ($190)$72$118$21,622
218 ($190)$71$119$21,503
219 ($190)$71$119$21,384
220 ($190)$70$119$21,265
221 ($190)$70$120$21,145
222 ($190)$70$120$21,025
223 ($190)$69$121$20,904
224 ($190)$69$121$20,783
225 ($190)$68$121$20,662
226 ($190)$68$122$20,540
227 ($190)$68$122$20,418
228 ($190)$67$123$20,295
Year 20 - 229 ($190)$67$123$20,172
230 ($190)$66$123$20,049
231 ($190)$66$124$19,925
232 ($190)$66$124$19,801
233 ($190)$65$125$19,676
234 ($190)$65$125$19,551
235 ($190)$64$125$19,426
236 ($190)$64$126$19,300
237 ($190)$64$126$19,173
238 ($190)$63$127$19,047
239 ($190)$63$127$18,920
240 ($190)$62$128$18,792
Year 21 - 241 ($190)$62$128$18,664
242 ($190)$61$128$18,536
243 ($190)$61$129$18,407
244 ($190)$61$129$18,278
245 ($190)$60$130$18,148
246 ($190)$60$130$18,018
247 ($190)$59$131$17,888
248 ($190)$59$131$17,757
249 ($190)$58$131$17,625
250 ($190)$58$132$17,493
251 ($190)$58$132$17,361
252 ($190)$57$133$17,229
Year 22 - 253 ($190)$57$133$17,095
254 ($190)$56$134$16,962
255 ($190)$56$134$16,828
256 ($190)$55$134$16,693
257 ($190)$55$135$16,559
258 ($190)$55$135$16,423
259 ($190)$54$136$16,288
260 ($190)$54$136$16,151
261 ($190)$53$137$16,015
262 ($190)$53$137$15,878
263 ($190)$52$138$15,740
264 ($190)$52$138$15,602
Year 23 - 265 ($190)$51$138$15,464
266 ($190)$51$139$15,325
267 ($190)$50$139$15,185
268 ($190)$50$140$15,045
269 ($190)$50$140$14,905
270 ($190)$49$141$14,764
271 ($190)$49$141$14,623
272 ($190)$48$142$14,482
273 ($190)$48$142$14,339
274 ($190)$47$143$14,197
275 ($190)$47$143$14,054
276 ($190)$46$144$13,910
Year 24 - 277 ($190)$46$144$13,766
278 ($190)$45$145$13,622
279 ($190)$45$145$13,477
280 ($190)$44$145$13,331
281 ($190)$44$146$13,185
282 ($190)$43$146$13,039
283 ($190)$43$147$12,892
284 ($190)$42$147$12,745
285 ($190)$42$148$12,597
286 ($190)$41$148$12,448
287 ($190)$41$149$12,299
288 ($190)$40$149$12,150
Year 25 - 289 ($190)$40$150$12,000
290 ($190)$40$150$11,850
291 ($190)$39$151$11,699
292 ($190)$39$151$11,548
293 ($190)$38$152$11,396
294 ($190)$38$152$11,244
295 ($190)$37$153$11,091
296 ($190)$37$153$10,938
297 ($190)$36$154$10,784
298 ($190)$35$154$10,630
299 ($190)$35$155$10,475
300 ($190)$34$155$10,319
Year 26 - 301 ($190)$34$156$10,164
302 ($190)$33$156$10,007
303 ($190)$33$157$9,850
304 ($190)$32$157$9,693
305 ($190)$32$158$9,535
306 ($190)$31$158$9,377
307 ($190)$31$159$9,218
308 ($190)$30$159$9,058
309 ($190)$30$160$8,898
310 ($190)$29$161$8,738
311 ($190)$29$161$8,577
312 ($190)$28$162$8,415
Year 27 - 313 ($190)$28$162$8,253
314 ($190)$27$163$8,090
315 ($190)$27$163$7,927
316 ($190)$26$164$7,763
317 ($190)$26$164$7,599
318 ($190)$25$165$7,434
319 ($190)$24$165$7,269
320 ($190)$24$166$7,103
321 ($190)$23$166$6,937
322 ($190)$23$167$6,770
323 ($190)$22$168$6,602
324 ($190)$22$168$6,434
Year 28 - 325 ($190)$21$169$6,265
326 ($190)$21$169$6,096
327 ($190)$20$170$5,926
328 ($190)$20$170$5,756
329 ($190)$19$171$5,585
330 ($190)$18$171$5,414
331 ($190)$18$172$5,242
332 ($190)$17$173$5,069
333 ($190)$17$173$4,896
334 ($190)$16$174$4,722
335 ($190)$16$174$4,548
336 ($190)$15$175$4,373
Year 29 - 337 ($190)$14$175$4,198
338 ($190)$14$176$4,022
339 ($190)$13$177$3,845
340 ($190)$13$177$3,668
341 ($190)$12$178$3,490
342 ($190)$11$178$3,312
343 ($190)$11$179$3,133
344 ($190)$10$180$2,954
345 ($190)$10$180$2,774
346 ($190)$9$181$2,593
347 ($190)$9$181$2,412
348 ($190)$8$182$2,230
Year 30 - 349 ($190)$7$182$2,047
350 ($190)$7$183$1,864
351 ($190)$6$184$1,681
352 ($190)$6$184$1,496
353 ($190)$5$185$1,311
354 ($190)$4$185$1,126
355 ($190)$4$186$940
356 ($190)$3$187$753
357 ($190)$2$187$566
358 ($190)$2$188$378
359 ($190)$1$189$189
360 ($190)$1$189$0
TOTALS$28,333$40,000$68,333

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.