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Mortgage Payment Schedule for a $50,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($10,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$187 360 $27,344 $67,344

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.639% | Rate: 3.625% | Fees: $445 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $50,000
Down Payment $10,000$40,000
Year 1 - 1 ($187)$128$59$39,941
2 ($187)$127$60$39,881
3 ($187)$127$60$39,821
4 ($187)$127$60$39,761
5 ($187)$127$60$39,701
6 ($187)$127$60$39,641
7 ($187)$127$61$39,580
8 ($187)$126$61$39,519
9 ($187)$126$61$39,459
10 ($187)$126$61$39,397
11 ($187)$126$61$39,336
12 ($187)$126$62$39,275
Year 2 - 13 ($187)$125$62$39,213
14 ($187)$125$62$39,151
15 ($187)$125$62$39,089
16 ($187)$125$62$39,027
17 ($187)$125$63$38,964
18 ($187)$124$63$38,901
19 ($187)$124$63$38,838
20 ($187)$124$63$38,775
21 ($187)$124$63$38,712
22 ($187)$124$64$38,648
23 ($187)$123$64$38,585
24 ($187)$123$64$38,521
Year 3 - 25 ($187)$123$64$38,457
26 ($187)$123$64$38,392
27 ($187)$123$65$38,328
28 ($187)$122$65$38,263
29 ($187)$122$65$38,198
30 ($187)$122$65$38,133
31 ($187)$122$65$38,068
32 ($187)$121$66$38,002
33 ($187)$121$66$37,936
34 ($187)$121$66$37,870
35 ($187)$121$66$37,804
36 ($187)$121$66$37,738
Year 4 - 37 ($187)$120$67$37,671
38 ($187)$120$67$37,604
39 ($187)$120$67$37,537
40 ($187)$120$67$37,470
41 ($187)$120$67$37,402
42 ($187)$119$68$37,335
43 ($187)$119$68$37,267
44 ($187)$119$68$37,199
45 ($187)$119$68$37,130
46 ($187)$119$69$37,062
47 ($187)$118$69$36,993
48 ($187)$118$69$36,924
Year 5 - 49 ($187)$118$69$36,855
50 ($187)$118$69$36,785
51 ($187)$117$70$36,716
52 ($187)$117$70$36,646
53 ($187)$117$70$36,576
54 ($187)$117$70$36,505
55 ($187)$117$71$36,435
56 ($187)$116$71$36,364
57 ($187)$116$71$36,293
58 ($187)$116$71$36,222
59 ($187)$116$71$36,150
60 ($187)$115$72$36,079
Year 6 - 61 ($187)$115$72$36,007
62 ($187)$115$72$35,935
63 ($187)$115$72$35,862
64 ($187)$114$73$35,790
65 ($187)$114$73$35,717
66 ($187)$114$73$35,644
67 ($187)$114$73$35,570
68 ($187)$114$74$35,497
69 ($187)$113$74$35,423
70 ($187)$113$74$35,349
71 ($187)$113$74$35,275
72 ($187)$113$74$35,200
Year 7 - 73 ($187)$112$75$35,126
74 ($187)$112$75$35,051
75 ($187)$112$75$34,976
76 ($187)$112$75$34,900
77 ($187)$111$76$34,824
78 ($187)$111$76$34,749
79 ($187)$111$76$34,672
80 ($187)$111$76$34,596
81 ($187)$110$77$34,519
82 ($187)$110$77$34,442
83 ($187)$110$77$34,365
84 ($187)$110$77$34,288
Year 8 - 85 ($187)$109$78$34,210
86 ($187)$109$78$34,132
87 ($187)$109$78$34,054
88 ($187)$109$78$33,976
89 ($187)$108$79$33,897
90 ($187)$108$79$33,818
91 ($187)$108$79$33,739
92 ($187)$108$79$33,660
93 ($187)$107$80$33,580
94 ($187)$107$80$33,500
95 ($187)$107$80$33,420
96 ($187)$107$80$33,340
Year 9 - 97 ($187)$106$81$33,259
98 ($187)$106$81$33,178
99 ($187)$106$81$33,097
100 ($187)$106$81$33,016
101 ($187)$105$82$32,934
102 ($187)$105$82$32,852
103 ($187)$105$82$32,770
104 ($187)$105$82$32,687
105 ($187)$104$83$32,605
106 ($187)$104$83$32,522
107 ($187)$104$83$32,438
108 ($187)$104$84$32,355
Year 10 - 109 ($187)$103$84$32,271
110 ($187)$103$84$32,187
111 ($187)$103$84$32,103
112 ($187)$102$85$32,018
113 ($187)$102$85$31,933
114 ($187)$102$85$31,848
115 ($187)$102$85$31,763
116 ($187)$101$86$31,677
117 ($187)$101$86$31,591
118 ($187)$101$86$31,505
119 ($187)$101$87$31,418
120 ($187)$100$87$31,331
Year 11 - 121 ($187)$100$87$31,244
122 ($187)$100$87$31,157
123 ($187)$99$88$31,069
124 ($187)$99$88$30,981
125 ($187)$99$88$30,893
126 ($187)$99$88$30,805
127 ($187)$98$89$30,716
128 ($187)$98$89$30,627
129 ($187)$98$89$30,538
130 ($187)$97$90$30,448
131 ($187)$97$90$30,358
132 ($187)$97$90$30,268
Year 12 - 133 ($187)$97$90$30,177
134 ($187)$96$91$30,087
135 ($187)$96$91$29,996
136 ($187)$96$91$29,904
137 ($187)$95$92$29,813
138 ($187)$95$92$29,721
139 ($187)$95$92$29,629
140 ($187)$95$93$29,536
141 ($187)$94$93$29,443
142 ($187)$94$93$29,350
143 ($187)$94$93$29,257
144 ($187)$93$94$29,163
Year 13 - 145 ($187)$93$94$29,069
146 ($187)$93$94$28,975
147 ($187)$92$95$28,880
148 ($187)$92$95$28,785
149 ($187)$92$95$28,690
150 ($187)$92$95$28,595
151 ($187)$91$96$28,499
152 ($187)$91$96$28,403
153 ($187)$91$96$28,306
154 ($187)$90$97$28,210
155 ($187)$90$97$28,113
156 ($187)$90$97$28,015
Year 14 - 157 ($187)$89$98$27,918
158 ($187)$89$98$27,820
159 ($187)$89$98$27,721
160 ($187)$88$99$27,623
161 ($187)$88$99$27,524
162 ($187)$88$99$27,425
163 ($187)$88$100$27,325
164 ($187)$87$100$27,225
165 ($187)$87$100$27,125
166 ($187)$87$100$27,025
167 ($187)$86$101$26,924
168 ($187)$86$101$26,823
Year 15 - 169 ($187)$86$101$26,721
170 ($187)$85$102$26,619
171 ($187)$85$102$26,517
172 ($187)$85$102$26,415
173 ($187)$84$103$26,312
174 ($187)$84$103$26,209
175 ($187)$84$103$26,106
176 ($187)$83$104$26,002
177 ($187)$83$104$25,898
178 ($187)$83$104$25,793
179 ($187)$82$105$25,689
180 ($187)$82$105$25,584
Year 16 - 181 ($187)$82$105$25,478
182 ($187)$81$106$25,372
183 ($187)$81$106$25,266
184 ($187)$81$106$25,160
185 ($187)$80$107$25,053
186 ($187)$80$107$24,946
187 ($187)$80$107$24,839
188 ($187)$79$108$24,731
189 ($187)$79$108$24,623
190 ($187)$79$108$24,514
191 ($187)$78$109$24,405
192 ($187)$78$109$24,296
Year 17 - 193 ($187)$78$110$24,187
194 ($187)$77$110$24,077
195 ($187)$77$110$23,967
196 ($187)$76$111$23,856
197 ($187)$76$111$23,745
198 ($187)$76$111$23,634
199 ($187)$75$112$23,522
200 ($187)$75$112$23,410
201 ($187)$75$112$23,298
202 ($187)$74$113$23,185
203 ($187)$74$113$23,072
204 ($187)$74$113$22,959
Year 18 - 205 ($187)$73$114$22,845
206 ($187)$73$114$22,731
207 ($187)$73$115$22,616
208 ($187)$72$115$22,501
209 ($187)$72$115$22,386
210 ($187)$71$116$22,270
211 ($187)$71$116$22,154
212 ($187)$71$116$22,038
213 ($187)$70$117$21,921
214 ($187)$70$117$21,804
215 ($187)$70$117$21,687
216 ($187)$69$118$21,569
Year 19 - 217 ($187)$69$118$21,451
218 ($187)$68$119$21,332
219 ($187)$68$119$21,213
220 ($187)$68$119$21,094
221 ($187)$67$120$20,974
222 ($187)$67$120$20,854
223 ($187)$67$121$20,733
224 ($187)$66$121$20,612
225 ($187)$66$121$20,491
226 ($187)$65$122$20,370
227 ($187)$65$122$20,247
228 ($187)$65$122$20,125
Year 20 - 229 ($187)$64$123$20,002
230 ($187)$64$123$19,879
231 ($187)$63$124$19,755
232 ($187)$63$124$19,631
233 ($187)$63$124$19,507
234 ($187)$62$125$19,382
235 ($187)$62$125$19,257
236 ($187)$61$126$19,131
237 ($187)$61$126$19,005
238 ($187)$61$126$18,879
239 ($187)$60$127$18,752
240 ($187)$60$127$18,625
Year 21 - 241 ($187)$59$128$18,497
242 ($187)$59$128$18,369
243 ($187)$59$128$18,241
244 ($187)$58$129$18,112
245 ($187)$58$129$17,983
246 ($187)$57$130$17,853
247 ($187)$57$130$17,723
248 ($187)$57$131$17,592
249 ($187)$56$131$17,462
250 ($187)$56$131$17,330
251 ($187)$55$132$17,198
252 ($187)$55$132$17,066
Year 22 - 253 ($187)$54$133$16,934
254 ($187)$54$133$16,801
255 ($187)$54$133$16,667
256 ($187)$53$134$16,533
257 ($187)$53$134$16,399
258 ($187)$52$135$16,264
259 ($187)$52$135$16,129
260 ($187)$51$136$15,994
261 ($187)$51$136$15,858
262 ($187)$51$136$15,721
263 ($187)$50$137$15,584
264 ($187)$50$137$15,447
Year 23 - 265 ($187)$49$138$15,309
266 ($187)$49$138$15,171
267 ($187)$48$139$15,032
268 ($187)$48$139$14,893
269 ($187)$48$140$14,754
270 ($187)$47$140$14,614
271 ($187)$47$140$14,473
272 ($187)$46$141$14,332
273 ($187)$46$141$14,191
274 ($187)$45$142$14,049
275 ($187)$45$142$13,907
276 ($187)$44$143$13,764
Year 24 - 277 ($187)$44$143$13,621
278 ($187)$43$144$13,478
279 ($187)$43$144$13,334
280 ($187)$43$145$13,189
281 ($187)$42$145$13,044
282 ($187)$42$145$12,899
283 ($187)$41$146$12,753
284 ($187)$41$146$12,606
285 ($187)$40$147$12,460
286 ($187)$40$147$12,312
287 ($187)$39$148$12,164
288 ($187)$39$148$12,016
Year 25 - 289 ($187)$38$149$11,868
290 ($187)$38$149$11,718
291 ($187)$37$150$11,569
292 ($187)$37$150$11,419
293 ($187)$36$151$11,268
294 ($187)$36$151$11,117
295 ($187)$35$152$10,965
296 ($187)$35$152$10,813
297 ($187)$35$153$10,661
298 ($187)$34$153$10,508
299 ($187)$34$154$10,354
300 ($187)$33$154$10,200
Year 26 - 301 ($187)$33$155$10,045
302 ($187)$32$155$9,890
303 ($187)$32$155$9,735
304 ($187)$31$156$9,579
305 ($187)$31$156$9,422
306 ($187)$30$157$9,265
307 ($187)$30$157$9,108
308 ($187)$29$158$8,950
309 ($187)$29$159$8,791
310 ($187)$28$159$8,632
311 ($187)$28$160$8,473
312 ($187)$27$160$8,313
Year 27 - 313 ($187)$27$161$8,152
314 ($187)$26$161$7,991
315 ($187)$26$162$7,830
316 ($187)$25$162$7,668
317 ($187)$24$163$7,505
318 ($187)$24$163$7,342
319 ($187)$23$164$7,178
320 ($187)$23$164$7,014
321 ($187)$22$165$6,850
322 ($187)$22$165$6,684
323 ($187)$21$166$6,519
324 ($187)$21$166$6,352
Year 28 - 325 ($187)$20$167$6,186
326 ($187)$20$167$6,018
327 ($187)$19$168$5,850
328 ($187)$19$168$5,682
329 ($187)$18$169$5,513
330 ($187)$18$169$5,344
331 ($187)$17$170$5,174
332 ($187)$17$171$5,003
333 ($187)$16$171$4,832
334 ($187)$15$172$4,660
335 ($187)$15$172$4,488
336 ($187)$14$173$4,315
Year 29 - 337 ($187)$14$173$4,142
338 ($187)$13$174$3,968
339 ($187)$13$174$3,794
340 ($187)$12$175$3,619
341 ($187)$12$176$3,443
342 ($187)$11$176$3,267
343 ($187)$10$177$3,091
344 ($187)$10$177$2,913
345 ($187)$9$178$2,736
346 ($187)$9$178$2,557
347 ($187)$8$179$2,378
348 ($187)$8$179$2,199
Year 30 - 349 ($187)$7$180$2,019
350 ($187)$6$181$1,838
351 ($187)$6$181$1,657
352 ($187)$5$182$1,475
353 ($187)$5$182$1,293
354 ($187)$4$183$1,110
355 ($187)$4$184$926
356 ($187)$3$184$742
357 ($187)$2$185$558
358 ($187)$2$185$372
359 ($187)$1$186$186
360 ($187)$1$186$0
TOTALS$27,344$40,000$67,344

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.