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Mortgage Payment Schedule for a $501,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($100,200) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,911 360 $287,221 $688,021

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.888% | Rate: 3.875% | Fees: $400 | 30 day rate lock

NMLS #: 101475 | State Lic #: MC-6729
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.891% | Rate: 3.875% | Fees: $477 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,174 /mo
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30 yr fixed mtg, 0 points | APR: 3.892% | Rate: 3.865% | Fees: $820 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.008% | Rate: 4.000% | Fees: $245 | 40 day rate lock

NMLS #: 181005
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.154% | Rate: 4.125% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.250% | Rate: 4.250% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.260% | Rate: 4.250% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.490% | Rate: 4.490% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.904% | Rate: 3.875% | Fees: $885 | 30 day rate lock

$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.990% | Rate: 3.990% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.043% | Rate: 4.000% | Fees: $1,295 | 30 day rate lock

NMLS #: 3030
$1,276 /mo
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30 yr fixed mtg, 0 points | APR: 4.600% | Rate: 4.560% | Fees: $1,150 | 30 day rate lock

NMLS #: 277676 | State Lic #: MC-4238
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.789% | Rate: 4.750% | Fees: $1,120 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $501,000
Down Payment $100,200$400,800
Year 1 - 1 ($1,911)$1,333$579$400,221
2 ($1,911)$1,331$580$399,641
3 ($1,911)$1,329$582$399,059
4 ($1,911)$1,327$584$398,474
5 ($1,911)$1,325$586$397,888
6 ($1,911)$1,323$588$397,300
7 ($1,911)$1,321$590$396,710
8 ($1,911)$1,319$592$396,118
9 ($1,911)$1,317$594$395,524
10 ($1,911)$1,315$596$394,928
11 ($1,911)$1,313$598$394,330
12 ($1,911)$1,311$600$393,730
Year 2 - 13 ($1,911)$1,309$602$393,127
14 ($1,911)$1,307$604$392,523
15 ($1,911)$1,305$606$391,917
16 ($1,911)$1,303$608$391,309
17 ($1,911)$1,301$610$390,699
18 ($1,911)$1,299$612$390,087
19 ($1,911)$1,297$614$389,473
20 ($1,911)$1,295$616$388,857
21 ($1,911)$1,293$618$388,239
22 ($1,911)$1,291$620$387,618
23 ($1,911)$1,289$622$386,996
24 ($1,911)$1,287$624$386,372
Year 3 - 25 ($1,911)$1,285$626$385,745
26 ($1,911)$1,283$629$385,117
27 ($1,911)$1,281$631$384,486
28 ($1,911)$1,278$633$383,853
29 ($1,911)$1,276$635$383,218
30 ($1,911)$1,274$637$382,581
31 ($1,911)$1,272$639$381,942
32 ($1,911)$1,270$641$381,301
33 ($1,911)$1,268$643$380,658
34 ($1,911)$1,266$645$380,012
35 ($1,911)$1,264$648$379,365
36 ($1,911)$1,261$650$378,715
Year 4 - 37 ($1,911)$1,259$652$378,063
38 ($1,911)$1,257$654$377,409
39 ($1,911)$1,255$656$376,752
40 ($1,911)$1,253$658$376,094
41 ($1,911)$1,251$661$375,433
42 ($1,911)$1,248$663$374,771
43 ($1,911)$1,246$665$374,105
44 ($1,911)$1,244$667$373,438
45 ($1,911)$1,242$669$372,769
46 ($1,911)$1,239$672$372,097
47 ($1,911)$1,237$674$371,423
48 ($1,911)$1,235$676$370,747
Year 5 - 49 ($1,911)$1,233$678$370,068
50 ($1,911)$1,230$681$369,388
51 ($1,911)$1,228$683$368,705
52 ($1,911)$1,226$685$368,020
53 ($1,911)$1,224$688$367,332
54 ($1,911)$1,221$690$366,642
55 ($1,911)$1,219$692$365,950
56 ($1,911)$1,217$694$365,256
57 ($1,911)$1,214$697$364,559
58 ($1,911)$1,212$699$363,860
59 ($1,911)$1,210$701$363,159
60 ($1,911)$1,208$704$362,455
Year 6 - 61 ($1,911)$1,205$706$361,749
62 ($1,911)$1,203$708$361,041
63 ($1,911)$1,200$711$360,330
64 ($1,911)$1,198$713$359,617
65 ($1,911)$1,196$715$358,901
66 ($1,911)$1,193$718$358,184
67 ($1,911)$1,191$720$357,463
68 ($1,911)$1,189$723$356,741
69 ($1,911)$1,186$725$356,016
70 ($1,911)$1,184$727$355,288
71 ($1,911)$1,181$730$354,559
72 ($1,911)$1,179$732$353,826
Year 7 - 73 ($1,911)$1,176$735$353,092
74 ($1,911)$1,174$737$352,354
75 ($1,911)$1,172$740$351,615
76 ($1,911)$1,169$742$350,873
77 ($1,911)$1,167$745$350,128
78 ($1,911)$1,164$747$349,381
79 ($1,911)$1,162$749$348,632
80 ($1,911)$1,159$752$347,880
81 ($1,911)$1,157$754$347,125
82 ($1,911)$1,154$757$346,368
83 ($1,911)$1,152$759$345,609
84 ($1,911)$1,149$762$344,847
Year 8 - 85 ($1,911)$1,147$765$344,082
86 ($1,911)$1,144$767$343,315
87 ($1,911)$1,142$770$342,546
88 ($1,911)$1,139$772$341,773
89 ($1,911)$1,136$775$340,999
90 ($1,911)$1,134$777$340,221
91 ($1,911)$1,131$780$339,441
92 ($1,911)$1,129$783$338,659
93 ($1,911)$1,126$785$337,874
94 ($1,911)$1,123$788$337,086
95 ($1,911)$1,121$790$336,296
96 ($1,911)$1,118$793$335,503
Year 9 - 97 ($1,911)$1,116$796$334,707
98 ($1,911)$1,113$798$333,909
99 ($1,911)$1,110$801$333,108
100 ($1,911)$1,108$804$332,304
101 ($1,911)$1,105$806$331,498
102 ($1,911)$1,102$809$330,689
103 ($1,911)$1,100$812$329,877
104 ($1,911)$1,097$814$329,063
105 ($1,911)$1,094$817$328,246
106 ($1,911)$1,091$820$327,426
107 ($1,911)$1,089$822$326,604
108 ($1,911)$1,086$825$325,779
Year 10 - 109 ($1,911)$1,083$828$324,951
110 ($1,911)$1,080$831$324,120
111 ($1,911)$1,078$833$323,286
112 ($1,911)$1,075$836$322,450
113 ($1,911)$1,072$839$321,611
114 ($1,911)$1,069$842$320,769
115 ($1,911)$1,067$845$319,925
116 ($1,911)$1,064$847$319,077
117 ($1,911)$1,061$850$318,227
118 ($1,911)$1,058$853$317,374
119 ($1,911)$1,055$856$316,518
120 ($1,911)$1,052$859$315,659
Year 11 - 121 ($1,911)$1,050$862$314,798
122 ($1,911)$1,047$864$313,933
123 ($1,911)$1,044$867$313,066
124 ($1,911)$1,041$870$312,196
125 ($1,911)$1,038$873$311,323
126 ($1,911)$1,035$876$310,447
127 ($1,911)$1,032$879$309,568
128 ($1,911)$1,029$882$308,686
129 ($1,911)$1,026$885$307,801
130 ($1,911)$1,023$888$306,913
131 ($1,911)$1,020$891$306,023
132 ($1,911)$1,018$894$305,129
Year 12 - 133 ($1,911)$1,015$897$304,232
134 ($1,911)$1,012$900$303,333
135 ($1,911)$1,009$903$302,430
136 ($1,911)$1,006$906$301,525
137 ($1,911)$1,003$909$300,616
138 ($1,911)$1,000$912$299,704
139 ($1,911)$997$915$298,790
140 ($1,911)$993$918$297,872
141 ($1,911)$990$921$296,951
142 ($1,911)$987$924$296,027
143 ($1,911)$984$927$295,101
144 ($1,911)$981$930$294,171
Year 13 - 145 ($1,911)$978$933$293,237
146 ($1,911)$975$936$292,301
147 ($1,911)$972$939$291,362
148 ($1,911)$969$942$290,420
149 ($1,911)$966$946$289,474
150 ($1,911)$963$949$288,525
151 ($1,911)$959$952$287,574
152 ($1,911)$956$955$286,619
153 ($1,911)$953$958$285,661
154 ($1,911)$950$961$284,699
155 ($1,911)$947$965$283,735
156 ($1,911)$943$968$282,767
Year 14 - 157 ($1,911)$940$971$281,796
158 ($1,911)$937$974$280,822
159 ($1,911)$934$977$279,844
160 ($1,911)$930$981$278,864
161 ($1,911)$927$984$277,880
162 ($1,911)$924$987$276,892
163 ($1,911)$921$991$275,902
164 ($1,911)$917$994$274,908
165 ($1,911)$914$997$273,911
166 ($1,911)$911$1,000$272,911
167 ($1,911)$907$1,004$271,907
168 ($1,911)$904$1,007$270,900
Year 15 - 169 ($1,911)$901$1,010$269,889
170 ($1,911)$897$1,014$268,876
171 ($1,911)$894$1,017$267,858
172 ($1,911)$891$1,021$266,838
173 ($1,911)$887$1,024$265,814
174 ($1,911)$884$1,027$264,787
175 ($1,911)$880$1,031$263,756
176 ($1,911)$877$1,034$262,722
177 ($1,911)$874$1,038$261,684
178 ($1,911)$870$1,041$260,643
179 ($1,911)$867$1,045$259,598
180 ($1,911)$863$1,048$258,550
Year 16 - 181 ($1,911)$860$1,051$257,499
182 ($1,911)$856$1,055$256,444
183 ($1,911)$853$1,058$255,385
184 ($1,911)$849$1,062$254,323
185 ($1,911)$846$1,066$253,258
186 ($1,911)$842$1,069$252,189
187 ($1,911)$839$1,073$251,116
188 ($1,911)$835$1,076$250,040
189 ($1,911)$831$1,080$248,960
190 ($1,911)$828$1,083$247,877
191 ($1,911)$824$1,087$246,790
192 ($1,911)$821$1,091$245,699
Year 17 - 193 ($1,911)$817$1,094$244,605
194 ($1,911)$813$1,098$243,507
195 ($1,911)$810$1,102$242,406
196 ($1,911)$806$1,105$241,300
197 ($1,911)$802$1,109$240,192
198 ($1,911)$799$1,113$239,079
199 ($1,911)$795$1,116$237,963
200 ($1,911)$791$1,120$236,843
201 ($1,911)$788$1,124$235,719
202 ($1,911)$784$1,127$234,592
203 ($1,911)$780$1,131$233,461
204 ($1,911)$776$1,135$232,326
Year 18 - 205 ($1,911)$772$1,139$231,187
206 ($1,911)$769$1,142$230,045
207 ($1,911)$765$1,146$228,898
208 ($1,911)$761$1,150$227,748
209 ($1,911)$757$1,154$226,594
210 ($1,911)$753$1,158$225,437
211 ($1,911)$750$1,162$224,275
212 ($1,911)$746$1,165$223,109
213 ($1,911)$742$1,169$221,940
214 ($1,911)$738$1,173$220,767
215 ($1,911)$734$1,177$219,590
216 ($1,911)$730$1,181$218,409
Year 19 - 217 ($1,911)$726$1,185$217,224
218 ($1,911)$722$1,189$216,035
219 ($1,911)$718$1,193$214,842
220 ($1,911)$714$1,197$213,645
221 ($1,911)$710$1,201$212,444
222 ($1,911)$706$1,205$211,240
223 ($1,911)$702$1,209$210,031
224 ($1,911)$698$1,213$208,818
225 ($1,911)$694$1,217$207,601
226 ($1,911)$690$1,221$206,380
227 ($1,911)$686$1,225$205,155
228 ($1,911)$682$1,229$203,926
Year 20 - 229 ($1,911)$678$1,233$202,693
230 ($1,911)$674$1,237$201,456
231 ($1,911)$670$1,241$200,215
232 ($1,911)$666$1,245$198,969
233 ($1,911)$662$1,250$197,720
234 ($1,911)$657$1,254$196,466
235 ($1,911)$653$1,258$195,208
236 ($1,911)$649$1,262$193,946
237 ($1,911)$645$1,266$192,680
238 ($1,911)$641$1,271$191,409
239 ($1,911)$636$1,275$190,134
240 ($1,911)$632$1,279$188,855
Year 21 - 241 ($1,911)$628$1,283$187,572
242 ($1,911)$624$1,287$186,285
243 ($1,911)$619$1,292$184,993
244 ($1,911)$615$1,296$183,697
245 ($1,911)$611$1,300$182,396
246 ($1,911)$606$1,305$181,092
247 ($1,911)$602$1,309$179,783
248 ($1,911)$598$1,313$178,469
249 ($1,911)$593$1,318$177,151
250 ($1,911)$589$1,322$175,829
251 ($1,911)$585$1,327$174,503
252 ($1,911)$580$1,331$173,172
Year 22 - 253 ($1,911)$576$1,335$171,836
254 ($1,911)$571$1,340$170,497
255 ($1,911)$567$1,344$169,152
256 ($1,911)$562$1,349$167,804
257 ($1,911)$558$1,353$166,450
258 ($1,911)$553$1,358$165,093
259 ($1,911)$549$1,362$163,730
260 ($1,911)$544$1,367$162,364
261 ($1,911)$540$1,371$160,992
262 ($1,911)$535$1,376$159,616
263 ($1,911)$531$1,380$158,236
264 ($1,911)$526$1,385$156,851
Year 23 - 265 ($1,911)$522$1,390$155,461
266 ($1,911)$517$1,394$154,067
267 ($1,911)$512$1,399$152,668
268 ($1,911)$508$1,404$151,265
269 ($1,911)$503$1,408$149,856
270 ($1,911)$498$1,413$148,444
271 ($1,911)$494$1,418$147,026
272 ($1,911)$489$1,422$145,604
273 ($1,911)$484$1,427$144,177
274 ($1,911)$479$1,432$142,745
275 ($1,911)$475$1,437$141,308
276 ($1,911)$470$1,441$139,867
Year 24 - 277 ($1,911)$465$1,446$138,421
278 ($1,911)$460$1,451$136,970
279 ($1,911)$455$1,456$135,514
280 ($1,911)$451$1,461$134,054
281 ($1,911)$446$1,465$132,588
282 ($1,911)$441$1,470$131,118
283 ($1,911)$436$1,475$129,643
284 ($1,911)$431$1,480$128,163
285 ($1,911)$426$1,485$126,677
286 ($1,911)$421$1,490$125,188
287 ($1,911)$416$1,495$123,693
288 ($1,911)$411$1,500$122,193
Year 25 - 289 ($1,911)$406$1,505$120,688
290 ($1,911)$401$1,510$119,178
291 ($1,911)$396$1,515$117,663
292 ($1,911)$391$1,520$116,143
293 ($1,911)$386$1,525$114,618
294 ($1,911)$381$1,530$113,088
295 ($1,911)$376$1,535$111,553
296 ($1,911)$371$1,540$110,013
297 ($1,911)$366$1,545$108,467
298 ($1,911)$361$1,551$106,917
299 ($1,911)$355$1,556$105,361
300 ($1,911)$350$1,561$103,800
Year 26 - 301 ($1,911)$345$1,566$102,234
302 ($1,911)$340$1,571$100,663
303 ($1,911)$335$1,576$99,086
304 ($1,911)$329$1,582$97,505
305 ($1,911)$324$1,587$95,918
306 ($1,911)$319$1,592$94,326
307 ($1,911)$314$1,598$92,728
308 ($1,911)$308$1,603$91,125
309 ($1,911)$303$1,608$89,517
310 ($1,911)$298$1,614$87,903
311 ($1,911)$292$1,619$86,285
312 ($1,911)$287$1,624$84,660
Year 27 - 313 ($1,911)$281$1,630$83,031
314 ($1,911)$276$1,635$81,396
315 ($1,911)$271$1,641$79,755
316 ($1,911)$265$1,646$78,109
317 ($1,911)$260$1,651$76,458
318 ($1,911)$254$1,657$74,801
319 ($1,911)$249$1,662$73,138
320 ($1,911)$243$1,668$71,470
321 ($1,911)$238$1,674$69,797
322 ($1,911)$232$1,679$68,118
323 ($1,911)$226$1,685$66,433
324 ($1,911)$221$1,690$64,743
Year 28 - 325 ($1,911)$215$1,696$63,047
326 ($1,911)$210$1,702$61,345
327 ($1,911)$204$1,707$59,638
328 ($1,911)$198$1,713$57,925
329 ($1,911)$193$1,719$56,206
330 ($1,911)$187$1,724$54,482
331 ($1,911)$181$1,730$52,752
332 ($1,911)$175$1,736$51,016
333 ($1,911)$170$1,742$49,275
334 ($1,911)$164$1,747$47,528
335 ($1,911)$158$1,753$45,774
336 ($1,911)$152$1,759$44,015
Year 29 - 337 ($1,911)$146$1,765$42,251
338 ($1,911)$140$1,771$40,480
339 ($1,911)$135$1,777$38,703
340 ($1,911)$129$1,782$36,921
341 ($1,911)$123$1,788$35,132
342 ($1,911)$117$1,794$33,338
343 ($1,911)$111$1,800$31,538
344 ($1,911)$105$1,806$29,731
345 ($1,911)$99$1,812$27,919
346 ($1,911)$93$1,818$26,101
347 ($1,911)$87$1,824$24,276
348 ($1,911)$81$1,830$22,446
Year 30 - 349 ($1,911)$75$1,837$20,609
350 ($1,911)$69$1,843$18,767
351 ($1,911)$62$1,849$16,918
352 ($1,911)$56$1,855$15,063
353 ($1,911)$50$1,861$13,202
354 ($1,911)$44$1,867$11,335
355 ($1,911)$38$1,873$9,461
356 ($1,911)$31$1,880$7,582
357 ($1,911)$25$1,886$5,696
358 ($1,911)$19$1,892$3,803
359 ($1,911)$13$1,899$1,905
360 ($1,911)$6$1,905$0
TOTALS$287,221$400,800$688,021

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.