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Mortgage Payment Schedule for a $501,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($100,200) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$1,874 360 $273,987 $674,787

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 168163 | State Lic #: MC3254
$1,123 /mo
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30 yr fixed mtg, 0 points | APR: 3.561% | Rate: 3.500% | Fees: $1,895 | 30 day rate lock

NMLS #: 1023
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.625% | Rate: 3.625% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,499 /mo
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30 yr fixed mtg, 0 points | APR: 6.000% | Rate: 6.000% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,176 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $501,000
Down Payment $100,200$400,800
Year 1 - 1 ($1,874)$1,279$595$400,205
2 ($1,874)$1,277$597$399,608
3 ($1,874)$1,275$599$399,009
4 ($1,874)$1,274$601$398,408
5 ($1,874)$1,272$603$397,805
6 ($1,874)$1,270$605$397,200
7 ($1,874)$1,268$607$396,594
8 ($1,874)$1,266$609$395,985
9 ($1,874)$1,264$611$395,374
10 ($1,874)$1,262$613$394,762
11 ($1,874)$1,260$614$394,147
12 ($1,874)$1,258$616$393,531
Year 2 - 13 ($1,874)$1,256$618$392,913
14 ($1,874)$1,254$620$392,292
15 ($1,874)$1,252$622$391,670
16 ($1,874)$1,250$624$391,046
17 ($1,874)$1,248$626$390,419
18 ($1,874)$1,246$628$389,791
19 ($1,874)$1,244$630$389,161
20 ($1,874)$1,242$632$388,528
21 ($1,874)$1,240$634$387,894
22 ($1,874)$1,238$636$387,258
23 ($1,874)$1,236$638$386,619
24 ($1,874)$1,234$640$385,979
Year 3 - 25 ($1,874)$1,232$642$385,336
26 ($1,874)$1,230$645$384,692
27 ($1,874)$1,228$647$384,045
28 ($1,874)$1,226$649$383,396
29 ($1,874)$1,224$651$382,746
30 ($1,874)$1,222$653$382,093
31 ($1,874)$1,220$655$381,438
32 ($1,874)$1,217$657$380,781
33 ($1,874)$1,215$659$380,122
34 ($1,874)$1,213$661$379,461
35 ($1,874)$1,211$663$378,797
36 ($1,874)$1,209$665$378,132
Year 4 - 37 ($1,874)$1,207$668$377,464
38 ($1,874)$1,205$670$376,795
39 ($1,874)$1,203$672$376,123
40 ($1,874)$1,200$674$375,449
41 ($1,874)$1,198$676$374,773
42 ($1,874)$1,196$678$374,095
43 ($1,874)$1,194$680$373,414
44 ($1,874)$1,192$683$372,732
45 ($1,874)$1,190$685$372,047
46 ($1,874)$1,187$687$371,360
47 ($1,874)$1,185$689$370,671
48 ($1,874)$1,183$691$369,979
Year 5 - 49 ($1,874)$1,181$694$369,286
50 ($1,874)$1,179$696$368,590
51 ($1,874)$1,176$698$367,892
52 ($1,874)$1,174$700$367,192
53 ($1,874)$1,172$702$366,489
54 ($1,874)$1,170$705$365,785
55 ($1,874)$1,167$707$365,078
56 ($1,874)$1,165$709$364,369
57 ($1,874)$1,163$711$363,657
58 ($1,874)$1,161$714$362,943
59 ($1,874)$1,158$716$362,227
60 ($1,874)$1,156$718$361,509
Year 6 - 61 ($1,874)$1,154$721$360,788
62 ($1,874)$1,152$723$360,066
63 ($1,874)$1,149$725$359,340
64 ($1,874)$1,147$728$358,613
65 ($1,874)$1,145$730$357,883
66 ($1,874)$1,142$732$357,151
67 ($1,874)$1,140$735$356,416
68 ($1,874)$1,138$737$355,680
69 ($1,874)$1,135$739$354,940
70 ($1,874)$1,133$742$354,199
71 ($1,874)$1,130$744$353,455
72 ($1,874)$1,128$746$352,709
Year 7 - 73 ($1,874)$1,126$749$351,960
74 ($1,874)$1,123$751$351,209
75 ($1,874)$1,121$753$350,455
76 ($1,874)$1,119$756$349,699
77 ($1,874)$1,116$758$348,941
78 ($1,874)$1,114$761$348,180
79 ($1,874)$1,111$763$347,417
80 ($1,874)$1,109$766$346,652
81 ($1,874)$1,106$768$345,884
82 ($1,874)$1,104$770$345,113
83 ($1,874)$1,101$773$344,340
84 ($1,874)$1,099$775$343,565
Year 8 - 85 ($1,874)$1,097$778$342,787
86 ($1,874)$1,094$780$342,007
87 ($1,874)$1,092$783$341,224
88 ($1,874)$1,089$785$340,439
89 ($1,874)$1,087$788$339,651
90 ($1,874)$1,084$790$338,860
91 ($1,874)$1,082$793$338,068
92 ($1,874)$1,079$795$337,272
93 ($1,874)$1,076$798$336,474
94 ($1,874)$1,074$800$335,674
95 ($1,874)$1,071$803$334,871
96 ($1,874)$1,069$806$334,065
Year 9 - 97 ($1,874)$1,066$808$333,257
98 ($1,874)$1,064$811$332,446
99 ($1,874)$1,061$813$331,633
100 ($1,874)$1,058$816$330,817
101 ($1,874)$1,056$819$329,998
102 ($1,874)$1,053$821$329,177
103 ($1,874)$1,051$824$328,353
104 ($1,874)$1,048$826$327,527
105 ($1,874)$1,045$829$326,698
106 ($1,874)$1,043$832$325,866
107 ($1,874)$1,040$834$325,032
108 ($1,874)$1,037$837$324,195
Year 10 - 109 ($1,874)$1,035$840$323,355
110 ($1,874)$1,032$842$322,513
111 ($1,874)$1,029$845$321,668
112 ($1,874)$1,027$848$320,820
113 ($1,874)$1,024$850$319,969
114 ($1,874)$1,021$853$319,116
115 ($1,874)$1,019$856$318,260
116 ($1,874)$1,016$859$317,402
117 ($1,874)$1,013$861$316,540
118 ($1,874)$1,010$864$315,676
119 ($1,874)$1,008$867$314,809
120 ($1,874)$1,005$870$313,940
Year 11 - 121 ($1,874)$1,002$872$313,067
122 ($1,874)$999$875$312,192
123 ($1,874)$996$878$311,314
124 ($1,874)$994$881$310,433
125 ($1,874)$991$884$309,550
126 ($1,874)$988$886$308,663
127 ($1,874)$985$889$307,774
128 ($1,874)$982$892$306,882
129 ($1,874)$979$895$305,987
130 ($1,874)$977$898$305,089
131 ($1,874)$974$901$304,188
132 ($1,874)$971$904$303,285
Year 12 - 133 ($1,874)$968$906$302,379
134 ($1,874)$965$909$301,469
135 ($1,874)$962$912$300,557
136 ($1,874)$959$915$299,642
137 ($1,874)$956$918$298,724
138 ($1,874)$953$921$297,803
139 ($1,874)$950$924$296,879
140 ($1,874)$948$927$295,952
141 ($1,874)$945$930$295,022
142 ($1,874)$942$933$294,089
143 ($1,874)$939$936$293,154
144 ($1,874)$936$939$292,215
Year 13 - 145 ($1,874)$933$942$291,273
146 ($1,874)$930$945$290,328
147 ($1,874)$927$948$289,381
148 ($1,874)$924$951$288,430
149 ($1,874)$921$954$287,476
150 ($1,874)$918$957$286,519
151 ($1,874)$914$960$285,559
152 ($1,874)$911$963$284,596
153 ($1,874)$908$966$283,630
154 ($1,874)$905$969$282,661
155 ($1,874)$902$972$281,689
156 ($1,874)$899$975$280,713
Year 14 - 157 ($1,874)$896$978$279,735
158 ($1,874)$893$982$278,753
159 ($1,874)$890$985$277,769
160 ($1,874)$887$988$276,781
161 ($1,874)$883$991$275,790
162 ($1,874)$880$994$274,795
163 ($1,874)$877$997$273,798
164 ($1,874)$874$1,001$272,798
165 ($1,874)$871$1,004$271,794
166 ($1,874)$867$1,007$270,787
167 ($1,874)$864$1,010$269,777
168 ($1,874)$861$1,013$268,763
Year 15 - 169 ($1,874)$858$1,017$267,747
170 ($1,874)$855$1,020$266,727
171 ($1,874)$851$1,023$265,704
172 ($1,874)$848$1,026$264,677
173 ($1,874)$845$1,030$263,648
174 ($1,874)$841$1,033$262,615
175 ($1,874)$838$1,036$261,579
176 ($1,874)$835$1,040$260,539
177 ($1,874)$832$1,043$259,496
178 ($1,874)$828$1,046$258,450
179 ($1,874)$825$1,050$257,401
180 ($1,874)$822$1,053$256,348
Year 16 - 181 ($1,874)$818$1,056$255,291
182 ($1,874)$815$1,060$254,232
183 ($1,874)$811$1,063$253,169
184 ($1,874)$808$1,066$252,102
185 ($1,874)$805$1,070$251,033
186 ($1,874)$801$1,073$249,960
187 ($1,874)$798$1,077$248,883
188 ($1,874)$794$1,080$247,803
189 ($1,874)$791$1,084$246,719
190 ($1,874)$787$1,087$245,632
191 ($1,874)$784$1,090$244,542
192 ($1,874)$780$1,094$243,448
Year 17 - 193 ($1,874)$777$1,097$242,351
194 ($1,874)$774$1,101$241,250
195 ($1,874)$770$1,104$240,145
196 ($1,874)$766$1,108$239,037
197 ($1,874)$763$1,111$237,926
198 ($1,874)$759$1,115$236,811
199 ($1,874)$756$1,119$235,692
200 ($1,874)$752$1,122$234,570
201 ($1,874)$749$1,126$233,444
202 ($1,874)$745$1,129$232,315
203 ($1,874)$741$1,133$231,182
204 ($1,874)$738$1,137$230,046
Year 18 - 205 ($1,874)$734$1,140$228,905
206 ($1,874)$731$1,144$227,762
207 ($1,874)$727$1,147$226,614
208 ($1,874)$723$1,151$225,463
209 ($1,874)$720$1,155$224,308
210 ($1,874)$716$1,158$223,150
211 ($1,874)$712$1,162$221,987
212 ($1,874)$709$1,166$220,822
213 ($1,874)$705$1,170$219,652
214 ($1,874)$701$1,173$218,479
215 ($1,874)$697$1,177$217,301
216 ($1,874)$694$1,181$216,121
Year 19 - 217 ($1,874)$690$1,185$214,936
218 ($1,874)$686$1,188$213,748
219 ($1,874)$682$1,192$212,555
220 ($1,874)$678$1,196$211,359
221 ($1,874)$675$1,200$210,160
222 ($1,874)$671$1,204$208,956
223 ($1,874)$667$1,207$207,748
224 ($1,874)$663$1,211$206,537
225 ($1,874)$659$1,215$205,322
226 ($1,874)$655$1,219$204,103
227 ($1,874)$651$1,223$202,880
228 ($1,874)$648$1,227$201,653
Year 20 - 229 ($1,874)$644$1,231$200,422
230 ($1,874)$640$1,235$199,187
231 ($1,874)$636$1,239$197,949
232 ($1,874)$632$1,243$196,706
233 ($1,874)$628$1,247$195,460
234 ($1,874)$624$1,251$194,209
235 ($1,874)$620$1,255$192,954
236 ($1,874)$616$1,259$191,696
237 ($1,874)$612$1,263$190,433
238 ($1,874)$608$1,267$189,167
239 ($1,874)$604$1,271$187,896
240 ($1,874)$600$1,275$186,621
Year 21 - 241 ($1,874)$596$1,279$185,343
242 ($1,874)$592$1,283$184,060
243 ($1,874)$587$1,287$182,773
244 ($1,874)$583$1,291$181,482
245 ($1,874)$579$1,295$180,186
246 ($1,874)$575$1,299$178,887
247 ($1,874)$571$1,303$177,584
248 ($1,874)$567$1,308$176,276
249 ($1,874)$563$1,312$174,964
250 ($1,874)$558$1,316$173,648
251 ($1,874)$554$1,320$172,328
252 ($1,874)$550$1,324$171,004
Year 22 - 253 ($1,874)$546$1,329$169,675
254 ($1,874)$542$1,333$168,342
255 ($1,874)$537$1,337$167,005
256 ($1,874)$533$1,341$165,664
257 ($1,874)$529$1,346$164,318
258 ($1,874)$524$1,350$162,968
259 ($1,874)$520$1,354$161,614
260 ($1,874)$516$1,359$160,255
261 ($1,874)$511$1,363$158,892
262 ($1,874)$507$1,367$157,525
263 ($1,874)$503$1,372$156,153
264 ($1,874)$498$1,376$154,777
Year 23 - 265 ($1,874)$494$1,380$153,397
266 ($1,874)$490$1,385$152,012
267 ($1,874)$485$1,389$150,623
268 ($1,874)$481$1,394$149,229
269 ($1,874)$476$1,398$147,831
270 ($1,874)$472$1,403$146,429
271 ($1,874)$467$1,407$145,021
272 ($1,874)$463$1,412$143,610
273 ($1,874)$458$1,416$142,194
274 ($1,874)$454$1,421$140,773
275 ($1,874)$449$1,425$139,348
276 ($1,874)$445$1,430$137,919
Year 24 - 277 ($1,874)$440$1,434$136,484
278 ($1,874)$436$1,439$135,046
279 ($1,874)$431$1,443$133,602
280 ($1,874)$426$1,448$132,154
281 ($1,874)$422$1,453$130,702
282 ($1,874)$417$1,457$129,244
283 ($1,874)$413$1,462$127,782
284 ($1,874)$408$1,467$126,316
285 ($1,874)$403$1,471$124,845
286 ($1,874)$398$1,476$123,369
287 ($1,874)$394$1,481$121,888
288 ($1,874)$389$1,485$120,403
Year 25 - 289 ($1,874)$384$1,490$118,912
290 ($1,874)$380$1,495$117,418
291 ($1,874)$375$1,500$115,918
292 ($1,874)$370$1,504$114,413
293 ($1,874)$365$1,509$112,904
294 ($1,874)$360$1,514$111,390
295 ($1,874)$356$1,519$109,871
296 ($1,874)$351$1,524$108,348
297 ($1,874)$346$1,529$106,819
298 ($1,874)$341$1,533$105,285
299 ($1,874)$336$1,538$103,747
300 ($1,874)$331$1,543$102,204
Year 26 - 301 ($1,874)$326$1,548$100,656
302 ($1,874)$321$1,553$99,102
303 ($1,874)$316$1,558$97,544
304 ($1,874)$311$1,563$95,981
305 ($1,874)$306$1,568$94,413
306 ($1,874)$301$1,573$92,840
307 ($1,874)$296$1,578$91,262
308 ($1,874)$291$1,583$89,679
309 ($1,874)$286$1,588$88,091
310 ($1,874)$281$1,593$86,497
311 ($1,874)$276$1,598$84,899
312 ($1,874)$271$1,603$83,296
Year 27 - 313 ($1,874)$266$1,609$81,687
314 ($1,874)$261$1,614$80,073
315 ($1,874)$256$1,619$78,455
316 ($1,874)$250$1,624$76,831
317 ($1,874)$245$1,629$75,201
318 ($1,874)$240$1,634$73,567
319 ($1,874)$235$1,640$71,927
320 ($1,874)$230$1,645$70,283
321 ($1,874)$224$1,650$68,632
322 ($1,874)$219$1,655$66,977
323 ($1,874)$214$1,661$65,316
324 ($1,874)$208$1,666$63,651
Year 28 - 325 ($1,874)$203$1,671$61,979
326 ($1,874)$198$1,677$60,303
327 ($1,874)$192$1,682$58,621
328 ($1,874)$187$1,687$56,933
329 ($1,874)$182$1,693$55,241
330 ($1,874)$176$1,698$53,543
331 ($1,874)$171$1,704$51,839
332 ($1,874)$165$1,709$50,130
333 ($1,874)$160$1,714$48,416
334 ($1,874)$155$1,720$46,696
335 ($1,874)$149$1,725$44,971
336 ($1,874)$144$1,731$43,240
Year 29 - 337 ($1,874)$138$1,736$41,503
338 ($1,874)$132$1,742$39,761
339 ($1,874)$127$1,748$38,014
340 ($1,874)$121$1,753$36,261
341 ($1,874)$116$1,759$34,502
342 ($1,874)$110$1,764$32,738
343 ($1,874)$104$1,770$30,968
344 ($1,874)$99$1,776$29,192
345 ($1,874)$93$1,781$27,411
346 ($1,874)$87$1,787$25,624
347 ($1,874)$82$1,793$23,831
348 ($1,874)$76$1,798$22,033
Year 30 - 349 ($1,874)$70$1,804$20,229
350 ($1,874)$65$1,810$18,419
351 ($1,874)$59$1,816$16,604
352 ($1,874)$53$1,821$14,782
353 ($1,874)$47$1,827$12,955
354 ($1,874)$41$1,833$11,122
355 ($1,874)$35$1,839$9,283
356 ($1,874)$30$1,845$7,438
357 ($1,874)$24$1,851$5,588
358 ($1,874)$18$1,857$3,731
359 ($1,874)$12$1,863$1,868
360 ($1,874)$6$1,868$0
TOTALS$273,987$400,800$674,787

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.