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Mortgage Payment Schedule for a $55,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($11,000) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$211 360 $31,988 $75,988

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 122701 | State Lic #: MC-1186
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $55,000
Down Payment $11,000$44,000
Year 1 - 1 ($211)$148$63$43,937
2 ($211)$148$63$43,874
3 ($211)$148$63$43,811
4 ($211)$147$64$43,747
5 ($211)$147$64$43,683
6 ($211)$147$64$43,619
7 ($211)$147$64$43,555
8 ($211)$147$64$43,490
9 ($211)$146$65$43,426
10 ($211)$146$65$43,361
11 ($211)$146$65$43,296
12 ($211)$146$65$43,231
Year 2 - 13 ($211)$146$66$43,165
14 ($211)$145$66$43,099
15 ($211)$145$66$43,033
16 ($211)$145$66$42,967
17 ($211)$145$66$42,901
18 ($211)$144$67$42,834
19 ($211)$144$67$42,767
20 ($211)$144$67$42,700
21 ($211)$144$67$42,633
22 ($211)$144$68$42,565
23 ($211)$143$68$42,497
24 ($211)$143$68$42,429
Year 3 - 25 ($211)$143$68$42,361
26 ($211)$143$68$42,293
27 ($211)$142$69$42,224
28 ($211)$142$69$42,155
29 ($211)$142$69$42,086
30 ($211)$142$69$42,016
31 ($211)$141$70$41,947
32 ($211)$141$70$41,877
33 ($211)$141$70$41,807
34 ($211)$141$70$41,737
35 ($211)$141$71$41,666
36 ($211)$140$71$41,595
Year 4 - 37 ($211)$140$71$41,524
38 ($211)$140$71$41,453
39 ($211)$140$72$41,381
40 ($211)$139$72$41,310
41 ($211)$139$72$41,238
42 ($211)$139$72$41,165
43 ($211)$139$72$41,093
44 ($211)$138$73$41,020
45 ($211)$138$73$40,947
46 ($211)$138$73$40,874
47 ($211)$138$73$40,800
48 ($211)$137$74$40,727
Year 5 - 49 ($211)$137$74$40,653
50 ($211)$137$74$40,579
51 ($211)$137$74$40,504
52 ($211)$136$75$40,429
53 ($211)$136$75$40,354
54 ($211)$136$75$40,279
55 ($211)$136$75$40,204
56 ($211)$135$76$40,128
57 ($211)$135$76$40,052
58 ($211)$135$76$39,976
59 ($211)$135$76$39,899
60 ($211)$134$77$39,823
Year 6 - 61 ($211)$134$77$39,746
62 ($211)$134$77$39,668
63 ($211)$134$78$39,591
64 ($211)$133$78$39,513
65 ($211)$133$78$39,435
66 ($211)$133$78$39,357
67 ($211)$133$79$39,278
68 ($211)$132$79$39,199
69 ($211)$132$79$39,120
70 ($211)$132$79$39,041
71 ($211)$131$80$38,961
72 ($211)$131$80$38,881
Year 7 - 73 ($211)$131$80$38,801
74 ($211)$131$80$38,721
75 ($211)$130$81$38,640
76 ($211)$130$81$38,559
77 ($211)$130$81$38,478
78 ($211)$130$82$38,396
79 ($211)$129$82$38,314
80 ($211)$129$82$38,232
81 ($211)$129$82$38,150
82 ($211)$128$83$38,067
83 ($211)$128$83$37,984
84 ($211)$128$83$37,901
Year 8 - 85 ($211)$128$83$37,817
86 ($211)$127$84$37,734
87 ($211)$127$84$37,650
88 ($211)$127$84$37,565
89 ($211)$126$85$37,481
90 ($211)$126$85$37,396
91 ($211)$126$85$37,311
92 ($211)$126$85$37,225
93 ($211)$125$86$37,139
94 ($211)$125$86$37,053
95 ($211)$125$86$36,967
96 ($211)$124$87$36,880
Year 9 - 97 ($211)$124$87$36,794
98 ($211)$124$87$36,706
99 ($211)$124$88$36,619
100 ($211)$123$88$36,531
101 ($211)$123$88$36,443
102 ($211)$123$88$36,355
103 ($211)$122$89$36,266
104 ($211)$122$89$36,177
105 ($211)$122$89$36,088
106 ($211)$121$90$35,998
107 ($211)$121$90$35,908
108 ($211)$121$90$35,818
Year 10 - 109 ($211)$121$90$35,727
110 ($211)$120$91$35,637
111 ($211)$120$91$35,546
112 ($211)$120$91$35,454
113 ($211)$119$92$35,362
114 ($211)$119$92$35,270
115 ($211)$119$92$35,178
116 ($211)$118$93$35,085
117 ($211)$118$93$34,992
118 ($211)$118$93$34,899
119 ($211)$117$94$34,806
120 ($211)$117$94$34,712
Year 11 - 121 ($211)$117$94$34,618
122 ($211)$117$95$34,523
123 ($211)$116$95$34,428
124 ($211)$116$95$34,333
125 ($211)$116$95$34,237
126 ($211)$115$96$34,142
127 ($211)$115$96$34,046
128 ($211)$115$96$33,949
129 ($211)$114$97$33,852
130 ($211)$114$97$33,755
131 ($211)$114$97$33,658
132 ($211)$113$98$33,560
Year 12 - 133 ($211)$113$98$33,462
134 ($211)$113$98$33,363
135 ($211)$112$99$33,265
136 ($211)$112$99$33,166
137 ($211)$112$99$33,066
138 ($211)$111$100$32,966
139 ($211)$111$100$32,866
140 ($211)$111$100$32,766
141 ($211)$110$101$32,665
142 ($211)$110$101$32,564
143 ($211)$110$101$32,463
144 ($211)$109$102$32,361
Year 13 - 145 ($211)$109$102$32,259
146 ($211)$109$102$32,156
147 ($211)$108$103$32,053
148 ($211)$108$103$31,950
149 ($211)$108$104$31,847
150 ($211)$107$104$31,743
151 ($211)$107$104$31,639
152 ($211)$107$105$31,534
153 ($211)$106$105$31,429
154 ($211)$106$105$31,324
155 ($211)$105$106$31,218
156 ($211)$105$106$31,112
Year 14 - 157 ($211)$105$106$31,006
158 ($211)$104$107$30,899
159 ($211)$104$107$30,792
160 ($211)$104$107$30,685
161 ($211)$103$108$30,577
162 ($211)$103$108$30,469
163 ($211)$103$109$30,360
164 ($211)$102$109$30,252
165 ($211)$102$109$30,142
166 ($211)$101$110$30,033
167 ($211)$101$110$29,923
168 ($211)$101$110$29,812
Year 15 - 169 ($211)$100$111$29,702
170 ($211)$100$111$29,591
171 ($211)$100$111$29,479
172 ($211)$99$112$29,367
173 ($211)$99$112$29,255
174 ($211)$98$113$29,143
175 ($211)$98$113$29,030
176 ($211)$98$113$28,916
177 ($211)$97$114$28,802
178 ($211)$97$114$28,688
179 ($211)$97$114$28,574
180 ($211)$96$115$28,459
Year 16 - 181 ($211)$96$115$28,344
182 ($211)$95$116$28,228
183 ($211)$95$116$28,112
184 ($211)$95$116$27,996
185 ($211)$94$117$27,879
186 ($211)$94$117$27,762
187 ($211)$93$118$27,644
188 ($211)$93$118$27,526
189 ($211)$93$118$27,408
190 ($211)$92$119$27,289
191 ($211)$92$119$27,169
192 ($211)$91$120$27,050
Year 17 - 193 ($211)$91$120$26,930
194 ($211)$91$120$26,809
195 ($211)$90$121$26,689
196 ($211)$90$121$26,567
197 ($211)$89$122$26,446
198 ($211)$89$122$26,324
199 ($211)$89$122$26,201
200 ($211)$88$123$26,078
201 ($211)$88$123$25,955
202 ($211)$87$124$25,831
203 ($211)$87$124$25,707
204 ($211)$87$125$25,583
Year 18 - 205 ($211)$86$125$25,458
206 ($211)$86$125$25,332
207 ($211)$85$126$25,207
208 ($211)$85$126$25,080
209 ($211)$84$127$24,954
210 ($211)$84$127$24,827
211 ($211)$84$127$24,699
212 ($211)$83$128$24,571
213 ($211)$83$128$24,443
214 ($211)$82$129$24,314
215 ($211)$82$129$24,185
216 ($211)$81$130$24,055
Year 19 - 217 ($211)$81$130$23,925
218 ($211)$81$131$23,795
219 ($211)$80$131$23,664
220 ($211)$80$131$23,532
221 ($211)$79$132$23,400
222 ($211)$79$132$23,268
223 ($211)$78$133$23,135
224 ($211)$78$133$23,002
225 ($211)$77$134$22,869
226 ($211)$77$134$22,735
227 ($211)$77$135$22,600
228 ($211)$76$135$22,465
Year 20 - 229 ($211)$76$135$22,330
230 ($211)$75$136$22,194
231 ($211)$75$136$22,057
232 ($211)$74$137$21,920
233 ($211)$74$137$21,783
234 ($211)$73$138$21,645
235 ($211)$73$138$21,507
236 ($211)$72$139$21,369
237 ($211)$72$139$21,229
238 ($211)$71$140$21,090
239 ($211)$71$140$20,950
240 ($211)$71$141$20,809
Year 21 - 241 ($211)$70$141$20,668
242 ($211)$70$141$20,527
243 ($211)$69$142$20,385
244 ($211)$69$142$20,242
245 ($211)$68$143$20,099
246 ($211)$68$143$19,956
247 ($211)$67$144$19,812
248 ($211)$67$144$19,668
249 ($211)$66$145$19,523
250 ($211)$66$145$19,377
251 ($211)$65$146$19,232
252 ($211)$65$146$19,085
Year 22 - 253 ($211)$64$147$18,938
254 ($211)$64$147$18,791
255 ($211)$63$148$18,643
256 ($211)$63$148$18,495
257 ($211)$62$149$18,346
258 ($211)$62$149$18,197
259 ($211)$61$150$18,047
260 ($211)$61$150$17,897
261 ($211)$60$151$17,746
262 ($211)$60$151$17,595
263 ($211)$59$152$17,443
264 ($211)$59$152$17,290
Year 23 - 265 ($211)$58$153$17,137
266 ($211)$58$153$16,984
267 ($211)$57$154$16,830
268 ($211)$57$154$16,676
269 ($211)$56$155$16,521
270 ($211)$56$155$16,365
271 ($211)$55$156$16,209
272 ($211)$55$157$16,053
273 ($211)$54$157$15,896
274 ($211)$54$158$15,738
275 ($211)$53$158$15,580
276 ($211)$52$159$15,422
Year 24 - 277 ($211)$52$159$15,262
278 ($211)$51$160$15,103
279 ($211)$51$160$14,942
280 ($211)$50$161$14,782
281 ($211)$50$161$14,620
282 ($211)$49$162$14,459
283 ($211)$49$162$14,296
284 ($211)$48$163$14,133
285 ($211)$48$163$13,970
286 ($211)$47$164$13,806
287 ($211)$46$165$13,641
288 ($211)$46$165$13,476
Year 25 - 289 ($211)$45$166$13,310
290 ($211)$45$166$13,144
291 ($211)$44$167$12,977
292 ($211)$44$167$12,810
293 ($211)$43$168$12,642
294 ($211)$43$169$12,473
295 ($211)$42$169$12,304
296 ($211)$41$170$12,134
297 ($211)$41$170$11,964
298 ($211)$40$171$11,793
299 ($211)$40$171$11,622
300 ($211)$39$172$11,450
Year 26 - 301 ($211)$39$173$11,278
302 ($211)$38$173$11,105
303 ($211)$37$174$10,931
304 ($211)$37$174$10,757
305 ($211)$36$175$10,582
306 ($211)$36$175$10,406
307 ($211)$35$176$10,230
308 ($211)$34$177$10,054
309 ($211)$34$177$9,876
310 ($211)$33$178$9,698
311 ($211)$33$178$9,520
312 ($211)$32$179$9,341
Year 27 - 313 ($211)$31$180$9,161
314 ($211)$31$180$8,981
315 ($211)$30$181$8,800
316 ($211)$30$181$8,619
317 ($211)$29$182$8,437
318 ($211)$28$183$8,254
319 ($211)$28$183$8,071
320 ($211)$27$184$7,887
321 ($211)$27$185$7,702
322 ($211)$26$185$7,517
323 ($211)$25$186$7,331
324 ($211)$25$186$7,145
Year 28 - 325 ($211)$24$187$6,958
326 ($211)$23$188$6,770
327 ($211)$23$188$6,582
328 ($211)$22$189$6,393
329 ($211)$22$190$6,204
330 ($211)$21$190$6,013
331 ($211)$20$191$5,823
332 ($211)$20$191$5,631
333 ($211)$19$192$5,439
334 ($211)$18$193$5,246
335 ($211)$18$193$5,053
336 ($211)$17$194$4,859
Year 29 - 337 ($211)$16$195$4,664
338 ($211)$16$195$4,469
339 ($211)$15$196$4,273
340 ($211)$14$197$4,076
341 ($211)$14$197$3,879
342 ($211)$13$198$3,681
343 ($211)$12$199$3,482
344 ($211)$12$199$3,283
345 ($211)$11$200$3,083
346 ($211)$10$201$2,882
347 ($211)$10$201$2,680
348 ($211)$9$202$2,478
Year 30 - 349 ($211)$8$203$2,276
350 ($211)$8$203$2,072
351 ($211)$7$204$1,868
352 ($211)$6$205$1,663
353 ($211)$6$205$1,458
354 ($211)$5$206$1,252
355 ($211)$4$207$1,045
356 ($211)$4$208$837
357 ($211)$3$208$629
358 ($211)$2$209$420
359 ($211)$1$210$210
360 ($211)$1$210$0
TOTALS$31,988$44,000$75,988

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.