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Mortgage Payment Schedule for a $55,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($11,000) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$207 360 $30,531 $74,531

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $55,000
Down Payment $11,000$44,000
Year 1 - 1 ($207)$142$65$43,935
2 ($207)$142$65$43,870
3 ($207)$142$65$43,805
4 ($207)$142$65$43,740
5 ($207)$141$66$43,674
6 ($207)$141$66$43,608
7 ($207)$141$66$43,542
8 ($207)$141$66$43,476
9 ($207)$141$66$43,410
10 ($207)$140$67$43,343
11 ($207)$140$67$43,276
12 ($207)$140$67$43,209
Year 2 - 13 ($207)$140$67$43,142
14 ($207)$139$68$43,074
15 ($207)$139$68$43,006
16 ($207)$139$68$42,938
17 ($207)$139$68$42,870
18 ($207)$139$68$42,802
19 ($207)$138$69$42,733
20 ($207)$138$69$42,664
21 ($207)$138$69$42,595
22 ($207)$138$69$42,526
23 ($207)$137$70$42,456
24 ($207)$137$70$42,386
Year 3 - 25 ($207)$137$70$42,317
26 ($207)$137$70$42,246
27 ($207)$137$70$42,176
28 ($207)$136$71$42,105
29 ($207)$136$71$42,034
30 ($207)$136$71$41,963
31 ($207)$136$71$41,892
32 ($207)$135$72$41,820
33 ($207)$135$72$41,748
34 ($207)$135$72$41,676
35 ($207)$135$72$41,604
36 ($207)$135$73$41,532
Year 4 - 37 ($207)$134$73$41,459
38 ($207)$134$73$41,386
39 ($207)$134$73$41,313
40 ($207)$134$73$41,239
41 ($207)$133$74$41,166
42 ($207)$133$74$41,092
43 ($207)$133$74$41,017
44 ($207)$133$74$40,943
45 ($207)$132$75$40,868
46 ($207)$132$75$40,794
47 ($207)$132$75$40,718
48 ($207)$132$75$40,643
Year 5 - 49 ($207)$131$76$40,567
50 ($207)$131$76$40,492
51 ($207)$131$76$40,415
52 ($207)$131$76$40,339
53 ($207)$130$77$40,262
54 ($207)$130$77$40,186
55 ($207)$130$77$40,109
56 ($207)$130$77$40,031
57 ($207)$129$78$39,954
58 ($207)$129$78$39,876
59 ($207)$129$78$39,798
60 ($207)$129$78$39,719
Year 6 - 61 ($207)$128$79$39,641
62 ($207)$128$79$39,562
63 ($207)$128$79$39,483
64 ($207)$128$79$39,403
65 ($207)$127$80$39,324
66 ($207)$127$80$39,244
67 ($207)$127$80$39,164
68 ($207)$127$80$39,083
69 ($207)$126$81$39,003
70 ($207)$126$81$38,922
71 ($207)$126$81$38,841
72 ($207)$126$81$38,759
Year 7 - 73 ($207)$125$82$38,677
74 ($207)$125$82$38,595
75 ($207)$125$82$38,513
76 ($207)$125$83$38,431
77 ($207)$124$83$38,348
78 ($207)$124$83$38,265
79 ($207)$124$83$38,182
80 ($207)$123$84$38,098
81 ($207)$123$84$38,014
82 ($207)$123$84$37,930
83 ($207)$123$84$37,846
84 ($207)$122$85$37,761
Year 8 - 85 ($207)$122$85$37,676
86 ($207)$122$85$37,591
87 ($207)$122$85$37,505
88 ($207)$121$86$37,420
89 ($207)$121$86$37,333
90 ($207)$121$86$37,247
91 ($207)$120$87$37,161
92 ($207)$120$87$37,074
93 ($207)$120$87$36,987
94 ($207)$120$87$36,899
95 ($207)$119$88$36,811
96 ($207)$119$88$36,723
Year 9 - 97 ($207)$119$88$36,635
98 ($207)$118$89$36,546
99 ($207)$118$89$36,458
100 ($207)$118$89$36,368
101 ($207)$118$89$36,279
102 ($207)$117$90$36,189
103 ($207)$117$90$36,099
104 ($207)$117$90$36,009
105 ($207)$116$91$35,918
106 ($207)$116$91$35,827
107 ($207)$116$91$35,736
108 ($207)$116$91$35,645
Year 10 - 109 ($207)$115$92$35,553
110 ($207)$115$92$35,461
111 ($207)$115$92$35,369
112 ($207)$114$93$35,276
113 ($207)$114$93$35,183
114 ($207)$114$93$35,090
115 ($207)$113$94$34,996
116 ($207)$113$94$34,902
117 ($207)$113$94$34,808
118 ($207)$113$94$34,714
119 ($207)$112$95$34,619
120 ($207)$112$95$34,524
Year 11 - 121 ($207)$112$95$34,428
122 ($207)$111$96$34,333
123 ($207)$111$96$34,237
124 ($207)$111$96$34,140
125 ($207)$110$97$34,044
126 ($207)$110$97$33,947
127 ($207)$110$97$33,849
128 ($207)$109$98$33,752
129 ($207)$109$98$33,654
130 ($207)$109$98$33,556
131 ($207)$108$99$33,457
132 ($207)$108$99$33,358
Year 12 - 133 ($207)$108$99$33,259
134 ($207)$108$99$33,160
135 ($207)$107$100$33,060
136 ($207)$107$100$32,960
137 ($207)$107$100$32,859
138 ($207)$106$101$32,758
139 ($207)$106$101$32,657
140 ($207)$106$101$32,556
141 ($207)$105$102$32,454
142 ($207)$105$102$32,352
143 ($207)$105$102$32,250
144 ($207)$104$103$32,147
Year 13 - 145 ($207)$104$103$32,044
146 ($207)$104$103$31,940
147 ($207)$103$104$31,837
148 ($207)$103$104$31,732
149 ($207)$103$104$31,628
150 ($207)$102$105$31,523
151 ($207)$102$105$31,418
152 ($207)$102$105$31,313
153 ($207)$101$106$31,207
154 ($207)$101$106$31,101
155 ($207)$101$106$30,994
156 ($207)$100$107$30,887
Year 14 - 157 ($207)$100$107$30,780
158 ($207)$100$108$30,673
159 ($207)$99$108$30,565
160 ($207)$99$108$30,457
161 ($207)$98$109$30,348
162 ($207)$98$109$30,239
163 ($207)$98$109$30,130
164 ($207)$97$110$30,020
165 ($207)$97$110$29,910
166 ($207)$97$110$29,800
167 ($207)$96$111$29,689
168 ($207)$96$111$29,578
Year 15 - 169 ($207)$96$111$29,467
170 ($207)$95$112$29,355
171 ($207)$95$112$29,243
172 ($207)$95$112$29,131
173 ($207)$94$113$29,018
174 ($207)$94$113$28,905
175 ($207)$93$114$28,791
176 ($207)$93$114$28,677
177 ($207)$93$114$28,563
178 ($207)$92$115$28,448
179 ($207)$92$115$28,333
180 ($207)$92$115$28,218
Year 16 - 181 ($207)$91$116$28,102
182 ($207)$91$116$27,986
183 ($207)$90$117$27,869
184 ($207)$90$117$27,752
185 ($207)$90$117$27,635
186 ($207)$89$118$27,517
187 ($207)$89$118$27,399
188 ($207)$89$118$27,281
189 ($207)$88$119$27,162
190 ($207)$88$119$27,043
191 ($207)$87$120$26,923
192 ($207)$87$120$26,803
Year 17 - 193 ($207)$87$120$26,683
194 ($207)$86$121$26,562
195 ($207)$86$121$26,441
196 ($207)$85$122$26,319
197 ($207)$85$122$26,197
198 ($207)$85$122$26,075
199 ($207)$84$123$25,952
200 ($207)$84$123$25,829
201 ($207)$84$124$25,706
202 ($207)$83$124$25,582
203 ($207)$83$124$25,458
204 ($207)$82$125$25,333
Year 18 - 205 ($207)$82$125$25,208
206 ($207)$82$126$25,082
207 ($207)$81$126$24,956
208 ($207)$81$126$24,830
209 ($207)$80$127$24,703
210 ($207)$80$127$24,576
211 ($207)$79$128$24,448
212 ($207)$79$128$24,320
213 ($207)$79$128$24,192
214 ($207)$78$129$24,063
215 ($207)$78$129$23,934
216 ($207)$77$130$23,804
Year 19 - 217 ($207)$77$130$23,674
218 ($207)$77$130$23,544
219 ($207)$76$131$23,413
220 ($207)$76$131$23,282
221 ($207)$75$132$23,150
222 ($207)$75$132$23,018
223 ($207)$74$133$22,885
224 ($207)$74$133$22,752
225 ($207)$74$133$22,619
226 ($207)$73$134$22,485
227 ($207)$73$134$22,350
228 ($207)$72$135$22,216
Year 20 - 229 ($207)$72$135$22,080
230 ($207)$71$136$21,945
231 ($207)$71$136$21,809
232 ($207)$71$137$21,672
233 ($207)$70$137$21,535
234 ($207)$70$137$21,398
235 ($207)$69$138$21,260
236 ($207)$69$138$21,122
237 ($207)$68$139$20,983
238 ($207)$68$139$20,844
239 ($207)$67$140$20,704
240 ($207)$67$140$20,564
Year 21 - 241 ($207)$66$141$20,424
242 ($207)$66$141$20,283
243 ($207)$66$141$20,141
244 ($207)$65$142$19,999
245 ($207)$65$142$19,857
246 ($207)$64$143$19,714
247 ($207)$64$143$19,571
248 ($207)$63$144$19,427
249 ($207)$63$144$19,283
250 ($207)$62$145$19,138
251 ($207)$62$145$18,993
252 ($207)$61$146$18,847
Year 22 - 253 ($207)$61$146$18,701
254 ($207)$60$147$18,555
255 ($207)$60$147$18,408
256 ($207)$60$148$18,260
257 ($207)$59$148$18,112
258 ($207)$59$148$17,964
259 ($207)$58$149$17,815
260 ($207)$58$149$17,665
261 ($207)$57$150$17,515
262 ($207)$57$150$17,365
263 ($207)$56$151$17,214
264 ($207)$56$151$17,063
Year 23 - 265 ($207)$55$152$16,911
266 ($207)$55$152$16,758
267 ($207)$54$153$16,606
268 ($207)$54$153$16,452
269 ($207)$53$154$16,298
270 ($207)$53$154$16,144
271 ($207)$52$155$15,989
272 ($207)$52$155$15,834
273 ($207)$51$156$15,678
274 ($207)$51$156$15,522
275 ($207)$50$157$15,365
276 ($207)$50$157$15,208
Year 24 - 277 ($207)$49$158$15,050
278 ($207)$49$158$14,891
279 ($207)$48$159$14,732
280 ($207)$48$159$14,573
281 ($207)$47$160$14,413
282 ($207)$47$160$14,253
283 ($207)$46$161$14,092
284 ($207)$46$161$13,930
285 ($207)$45$162$13,768
286 ($207)$45$163$13,606
287 ($207)$44$163$13,443
288 ($207)$43$164$13,279
Year 25 - 289 ($207)$43$164$13,115
290 ($207)$42$165$12,950
291 ($207)$42$165$12,785
292 ($207)$41$166$12,620
293 ($207)$41$166$12,453
294 ($207)$40$167$12,287
295 ($207)$40$167$12,119
296 ($207)$39$168$11,951
297 ($207)$39$168$11,783
298 ($207)$38$169$11,614
299 ($207)$38$169$11,445
300 ($207)$37$170$11,275
Year 26 - 301 ($207)$36$171$11,104
302 ($207)$36$171$10,933
303 ($207)$35$172$10,761
304 ($207)$35$172$10,589
305 ($207)$34$173$10,416
306 ($207)$34$173$10,243
307 ($207)$33$174$10,069
308 ($207)$33$174$9,895
309 ($207)$32$175$9,719
310 ($207)$31$176$9,544
311 ($207)$31$176$9,368
312 ($207)$30$177$9,191
Year 27 - 313 ($207)$30$177$9,014
314 ($207)$29$178$8,836
315 ($207)$29$178$8,657
316 ($207)$28$179$8,478
317 ($207)$27$180$8,299
318 ($207)$27$180$8,118
319 ($207)$26$181$7,938
320 ($207)$26$181$7,756
321 ($207)$25$182$7,574
322 ($207)$24$183$7,392
323 ($207)$24$183$7,209
324 ($207)$23$184$7,025
Year 28 - 325 ($207)$23$184$6,841
326 ($207)$22$185$6,656
327 ($207)$22$186$6,470
328 ($207)$21$186$6,284
329 ($207)$20$187$6,097
330 ($207)$20$187$5,910
331 ($207)$19$188$5,722
332 ($207)$19$189$5,534
333 ($207)$18$189$5,345
334 ($207)$17$190$5,155
335 ($207)$17$190$4,964
336 ($207)$16$191$4,773
Year 29 - 337 ($207)$15$192$4,582
338 ($207)$15$192$4,390
339 ($207)$14$193$4,197
340 ($207)$14$193$4,003
341 ($207)$13$194$3,809
342 ($207)$12$195$3,615
343 ($207)$12$195$3,419
344 ($207)$11$196$3,223
345 ($207)$10$197$3,027
346 ($207)$10$197$2,829
347 ($207)$9$198$2,631
348 ($207)$9$199$2,433
Year 30 - 349 ($207)$8$199$2,234
350 ($207)$7$200$2,034
351 ($207)$7$200$1,834
352 ($207)$6$201$1,632
353 ($207)$5$202$1,431
354 ($207)$5$202$1,228
355 ($207)$4$203$1,025
356 ($207)$3$204$821
357 ($207)$3$204$617
358 ($207)$2$205$412
359 ($207)$1$206$206
360 ($207)$1$206$0
TOTALS$30,531$44,000$74,531

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.