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Mortgage Payment Schedule for a $550,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($110,000) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,075 360 $307,122 $747,122

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $550,000
Down Payment $110,000$440,000
Year 1 - 1 ($2,075)$1,430$645$439,355
2 ($2,075)$1,428$647$438,707
3 ($2,075)$1,426$650$438,058
4 ($2,075)$1,424$652$437,406
5 ($2,075)$1,422$654$436,752
6 ($2,075)$1,419$656$436,096
7 ($2,075)$1,417$658$435,438
8 ($2,075)$1,415$660$434,778
9 ($2,075)$1,413$662$434,116
10 ($2,075)$1,411$664$433,451
11 ($2,075)$1,409$667$432,785
12 ($2,075)$1,407$669$432,116
Year 2 - 13 ($2,075)$1,404$671$431,445
14 ($2,075)$1,402$673$430,772
15 ($2,075)$1,400$675$430,097
16 ($2,075)$1,398$678$429,419
17 ($2,075)$1,396$680$428,739
18 ($2,075)$1,393$682$428,057
19 ($2,075)$1,391$684$427,373
20 ($2,075)$1,389$686$426,687
21 ($2,075)$1,387$689$425,998
22 ($2,075)$1,384$691$425,307
23 ($2,075)$1,382$693$424,614
24 ($2,075)$1,380$695$423,919
Year 3 - 25 ($2,075)$1,378$698$423,221
26 ($2,075)$1,375$700$422,521
27 ($2,075)$1,373$702$421,819
28 ($2,075)$1,371$704$421,115
29 ($2,075)$1,369$707$420,408
30 ($2,075)$1,366$709$419,699
31 ($2,075)$1,364$711$418,988
32 ($2,075)$1,362$714$418,274
33 ($2,075)$1,359$716$417,558
34 ($2,075)$1,357$718$416,840
35 ($2,075)$1,355$721$416,119
36 ($2,075)$1,352$723$415,396
Year 4 - 37 ($2,075)$1,350$725$414,671
38 ($2,075)$1,348$728$413,943
39 ($2,075)$1,345$730$413,213
40 ($2,075)$1,343$732$412,481
41 ($2,075)$1,341$735$411,746
42 ($2,075)$1,338$737$411,009
43 ($2,075)$1,336$740$410,270
44 ($2,075)$1,333$742$409,528
45 ($2,075)$1,331$744$408,783
46 ($2,075)$1,329$747$408,036
47 ($2,075)$1,326$749$407,287
48 ($2,075)$1,324$752$406,536
Year 5 - 49 ($2,075)$1,321$754$405,781
50 ($2,075)$1,319$757$405,025
51 ($2,075)$1,316$759$404,266
52 ($2,075)$1,314$761$403,504
53 ($2,075)$1,311$764$402,740
54 ($2,075)$1,309$766$401,974
55 ($2,075)$1,306$769$401,205
56 ($2,075)$1,304$771$400,434
57 ($2,075)$1,301$774$399,660
58 ($2,075)$1,299$776$398,883
59 ($2,075)$1,296$779$398,104
60 ($2,075)$1,294$782$397,323
Year 6 - 61 ($2,075)$1,291$784$396,539
62 ($2,075)$1,289$787$395,752
63 ($2,075)$1,286$789$394,963
64 ($2,075)$1,284$792$394,171
65 ($2,075)$1,281$794$393,377
66 ($2,075)$1,278$797$392,580
67 ($2,075)$1,276$799$391,781
68 ($2,075)$1,273$802$390,979
69 ($2,075)$1,271$805$390,174
70 ($2,075)$1,268$807$389,367
71 ($2,075)$1,265$810$388,557
72 ($2,075)$1,263$813$387,744
Year 7 - 73 ($2,075)$1,260$815$386,929
74 ($2,075)$1,258$818$386,111
75 ($2,075)$1,255$820$385,291
76 ($2,075)$1,252$823$384,468
77 ($2,075)$1,250$826$383,642
78 ($2,075)$1,247$829$382,813
79 ($2,075)$1,244$831$381,982
80 ($2,075)$1,241$834$381,148
81 ($2,075)$1,239$837$380,312
82 ($2,075)$1,236$839$379,472
83 ($2,075)$1,233$842$378,630
84 ($2,075)$1,231$845$377,785
Year 8 - 85 ($2,075)$1,228$848$376,938
86 ($2,075)$1,225$850$376,088
87 ($2,075)$1,222$853$375,235
88 ($2,075)$1,220$856$374,379
89 ($2,075)$1,217$859$373,520
90 ($2,075)$1,214$861$372,659
91 ($2,075)$1,211$864$371,795
92 ($2,075)$1,208$867$370,928
93 ($2,075)$1,206$870$370,058
94 ($2,075)$1,203$873$369,185
95 ($2,075)$1,200$875$368,310
96 ($2,075)$1,197$878$367,431
Year 9 - 97 ($2,075)$1,194$881$366,550
98 ($2,075)$1,191$884$365,666
99 ($2,075)$1,188$887$364,779
100 ($2,075)$1,186$890$363,889
101 ($2,075)$1,183$893$362,997
102 ($2,075)$1,180$896$362,101
103 ($2,075)$1,177$899$361,202
104 ($2,075)$1,174$901$360,301
105 ($2,075)$1,171$904$359,397
106 ($2,075)$1,168$907$358,489
107 ($2,075)$1,165$910$357,579
108 ($2,075)$1,162$913$356,666
Year 10 - 109 ($2,075)$1,159$916$355,750
110 ($2,075)$1,156$919$354,831
111 ($2,075)$1,153$922$353,908
112 ($2,075)$1,150$925$352,983
113 ($2,075)$1,147$928$352,055
114 ($2,075)$1,144$931$351,124
115 ($2,075)$1,141$934$350,190
116 ($2,075)$1,138$937$349,253
117 ($2,075)$1,135$940$348,312
118 ($2,075)$1,132$943$347,369
119 ($2,075)$1,129$946$346,423
120 ($2,075)$1,126$949$345,473
Year 11 - 121 ($2,075)$1,123$953$344,521
122 ($2,075)$1,120$956$343,565
123 ($2,075)$1,117$959$342,606
124 ($2,075)$1,113$962$341,644
125 ($2,075)$1,110$965$340,679
126 ($2,075)$1,107$968$339,711
127 ($2,075)$1,104$971$338,740
128 ($2,075)$1,101$974$337,765
129 ($2,075)$1,098$978$336,788
130 ($2,075)$1,095$981$335,807
131 ($2,075)$1,091$984$334,823
132 ($2,075)$1,088$987$333,836
Year 12 - 133 ($2,075)$1,085$990$332,846
134 ($2,075)$1,082$994$331,852
135 ($2,075)$1,079$997$330,855
136 ($2,075)$1,075$1,000$329,855
137 ($2,075)$1,072$1,003$328,852
138 ($2,075)$1,069$1,007$327,845
139 ($2,075)$1,065$1,010$326,835
140 ($2,075)$1,062$1,013$325,822
141 ($2,075)$1,059$1,016$324,806
142 ($2,075)$1,056$1,020$323,786
143 ($2,075)$1,052$1,023$322,763
144 ($2,075)$1,049$1,026$321,737
Year 13 - 145 ($2,075)$1,046$1,030$320,707
146 ($2,075)$1,042$1,033$319,674
147 ($2,075)$1,039$1,036$318,638
148 ($2,075)$1,036$1,040$317,598
149 ($2,075)$1,032$1,043$316,555
150 ($2,075)$1,029$1,047$315,508
151 ($2,075)$1,025$1,050$314,458
152 ($2,075)$1,022$1,053$313,405
153 ($2,075)$1,019$1,057$312,348
154 ($2,075)$1,015$1,060$311,288
155 ($2,075)$1,012$1,064$310,224
156 ($2,075)$1,008$1,067$309,157
Year 14 - 157 ($2,075)$1,005$1,071$308,087
158 ($2,075)$1,001$1,074$307,012
159 ($2,075)$998$1,078$305,935
160 ($2,075)$994$1,081$304,854
161 ($2,075)$991$1,085$303,769
162 ($2,075)$987$1,088$302,681
163 ($2,075)$984$1,092$301,590
164 ($2,075)$980$1,095$300,494
165 ($2,075)$977$1,099$299,396
166 ($2,075)$973$1,102$298,293
167 ($2,075)$969$1,106$297,187
168 ($2,075)$966$1,109$296,078
Year 15 - 169 ($2,075)$962$1,113$294,965
170 ($2,075)$959$1,117$293,848
171 ($2,075)$955$1,120$292,728
172 ($2,075)$951$1,124$291,604
173 ($2,075)$948$1,128$290,476
174 ($2,075)$944$1,131$289,345
175 ($2,075)$940$1,135$288,210
176 ($2,075)$937$1,139$287,071
177 ($2,075)$933$1,142$285,929
178 ($2,075)$929$1,146$284,783
179 ($2,075)$926$1,150$283,633
180 ($2,075)$922$1,154$282,480
Year 16 - 181 ($2,075)$918$1,157$281,322
182 ($2,075)$914$1,161$280,161
183 ($2,075)$911$1,165$278,996
184 ($2,075)$907$1,169$277,828
185 ($2,075)$903$1,172$276,655
186 ($2,075)$899$1,176$275,479
187 ($2,075)$895$1,180$274,299
188 ($2,075)$891$1,184$273,115
189 ($2,075)$888$1,188$271,928
190 ($2,075)$884$1,192$270,736
191 ($2,075)$880$1,195$269,541
192 ($2,075)$876$1,199$268,341
Year 17 - 193 ($2,075)$872$1,203$267,138
194 ($2,075)$868$1,207$265,931
195 ($2,075)$864$1,211$264,720
196 ($2,075)$860$1,215$263,505
197 ($2,075)$856$1,219$262,286
198 ($2,075)$852$1,223$261,063
199 ($2,075)$848$1,227$259,836
200 ($2,075)$844$1,231$258,605
201 ($2,075)$840$1,235$257,370
202 ($2,075)$836$1,239$256,131
203 ($2,075)$832$1,243$254,889
204 ($2,075)$828$1,247$253,642
Year 18 - 205 ($2,075)$824$1,251$252,391
206 ($2,075)$820$1,255$251,136
207 ($2,075)$816$1,259$249,876
208 ($2,075)$812$1,263$248,613
209 ($2,075)$808$1,267$247,346
210 ($2,075)$804$1,271$246,074
211 ($2,075)$800$1,276$244,799
212 ($2,075)$796$1,280$243,519
213 ($2,075)$791$1,284$242,235
214 ($2,075)$787$1,288$240,947
215 ($2,075)$783$1,292$239,655
216 ($2,075)$779$1,296$238,358
Year 19 - 217 ($2,075)$775$1,301$237,058
218 ($2,075)$770$1,305$235,753
219 ($2,075)$766$1,309$234,444
220 ($2,075)$762$1,313$233,130
221 ($2,075)$758$1,318$231,812
222 ($2,075)$753$1,322$230,491
223 ($2,075)$749$1,326$229,164
224 ($2,075)$745$1,331$227,834
225 ($2,075)$740$1,335$226,499
226 ($2,075)$736$1,339$225,160
227 ($2,075)$732$1,344$223,816
228 ($2,075)$727$1,348$222,468
Year 20 - 229 ($2,075)$723$1,352$221,116
230 ($2,075)$719$1,357$219,759
231 ($2,075)$714$1,361$218,398
232 ($2,075)$710$1,366$217,032
233 ($2,075)$705$1,370$215,662
234 ($2,075)$701$1,374$214,288
235 ($2,075)$696$1,379$212,909
236 ($2,075)$692$1,383$211,526
237 ($2,075)$687$1,388$210,138
238 ($2,075)$683$1,392$208,745
239 ($2,075)$678$1,397$207,349
240 ($2,075)$674$1,401$205,947
Year 21 - 241 ($2,075)$669$1,406$204,541
242 ($2,075)$665$1,411$203,130
243 ($2,075)$660$1,415$201,715
244 ($2,075)$656$1,420$200,296
245 ($2,075)$651$1,424$198,871
246 ($2,075)$646$1,429$197,442
247 ($2,075)$642$1,434$196,008
248 ($2,075)$637$1,438$194,570
249 ($2,075)$632$1,443$193,127
250 ($2,075)$628$1,448$191,680
251 ($2,075)$623$1,452$190,227
252 ($2,075)$618$1,457$188,770
Year 22 - 253 ($2,075)$614$1,462$187,308
254 ($2,075)$609$1,467$185,842
255 ($2,075)$604$1,471$184,370
256 ($2,075)$599$1,476$182,894
257 ($2,075)$594$1,481$181,413
258 ($2,075)$590$1,486$179,927
259 ($2,075)$585$1,491$178,437
260 ($2,075)$580$1,495$176,941
261 ($2,075)$575$1,500$175,441
262 ($2,075)$570$1,505$173,936
263 ($2,075)$565$1,510$172,426
264 ($2,075)$560$1,515$170,911
Year 23 - 265 ($2,075)$555$1,520$169,391
266 ($2,075)$551$1,525$167,866
267 ($2,075)$546$1,530$166,337
268 ($2,075)$541$1,535$164,802
269 ($2,075)$536$1,540$163,262
270 ($2,075)$531$1,545$161,717
271 ($2,075)$526$1,550$160,168
272 ($2,075)$521$1,555$158,613
273 ($2,075)$515$1,560$157,053
274 ($2,075)$510$1,565$155,488
275 ($2,075)$505$1,570$153,918
276 ($2,075)$500$1,575$152,343
Year 24 - 277 ($2,075)$495$1,580$150,763
278 ($2,075)$490$1,585$149,177
279 ($2,075)$485$1,591$147,587
280 ($2,075)$480$1,596$145,991
281 ($2,075)$474$1,601$144,390
282 ($2,075)$469$1,606$142,784
283 ($2,075)$464$1,611$141,173
284 ($2,075)$459$1,617$139,556
285 ($2,075)$454$1,622$137,935
286 ($2,075)$448$1,627$136,308
287 ($2,075)$443$1,632$134,675
288 ($2,075)$438$1,638$133,038
Year 25 - 289 ($2,075)$432$1,643$131,395
290 ($2,075)$427$1,648$129,746
291 ($2,075)$422$1,654$128,093
292 ($2,075)$416$1,659$126,434
293 ($2,075)$411$1,664$124,769
294 ($2,075)$405$1,670$123,099
295 ($2,075)$400$1,675$121,424
296 ($2,075)$395$1,681$119,743
297 ($2,075)$389$1,686$118,057
298 ($2,075)$384$1,692$116,365
299 ($2,075)$378$1,697$114,668
300 ($2,075)$373$1,703$112,966
Year 26 - 301 ($2,075)$367$1,708$111,257
302 ($2,075)$362$1,714$109,544
303 ($2,075)$356$1,719$107,824
304 ($2,075)$350$1,725$106,099
305 ($2,075)$345$1,731$104,369
306 ($2,075)$339$1,736$102,633
307 ($2,075)$334$1,742$100,891
308 ($2,075)$328$1,747$99,144
309 ($2,075)$322$1,753$97,390
310 ($2,075)$317$1,759$95,632
311 ($2,075)$311$1,765$93,867
312 ($2,075)$305$1,770$92,097
Year 27 - 313 ($2,075)$299$1,776$90,321
314 ($2,075)$294$1,782$88,539
315 ($2,075)$288$1,788$86,751
316 ($2,075)$282$1,793$84,958
317 ($2,075)$276$1,799$83,159
318 ($2,075)$270$1,805$81,354
319 ($2,075)$264$1,811$79,543
320 ($2,075)$259$1,817$77,726
321 ($2,075)$253$1,823$75,903
322 ($2,075)$247$1,829$74,075
323 ($2,075)$241$1,835$72,240
324 ($2,075)$235$1,841$70,399
Year 28 - 325 ($2,075)$229$1,847$68,553
326 ($2,075)$223$1,853$66,700
327 ($2,075)$217$1,859$64,842
328 ($2,075)$211$1,865$62,977
329 ($2,075)$205$1,871$61,106
330 ($2,075)$199$1,877$59,230
331 ($2,075)$192$1,883$57,347
332 ($2,075)$186$1,889$55,458
333 ($2,075)$180$1,895$53,563
334 ($2,075)$174$1,901$51,662
335 ($2,075)$168$1,907$49,754
336 ($2,075)$162$1,914$47,840
Year 29 - 337 ($2,075)$155$1,920$45,921
338 ($2,075)$149$1,926$43,995
339 ($2,075)$143$1,932$42,062
340 ($2,075)$137$1,939$40,124
341 ($2,075)$130$1,945$38,179
342 ($2,075)$124$1,951$36,227
343 ($2,075)$118$1,958$34,270
344 ($2,075)$111$1,964$32,306
345 ($2,075)$105$1,970$30,335
346 ($2,075)$99$1,977$28,359
347 ($2,075)$92$1,983$26,375
348 ($2,075)$86$1,990$24,386
Year 30 - 349 ($2,075)$79$1,996$22,390
350 ($2,075)$73$2,003$20,387
351 ($2,075)$66$2,009$18,378
352 ($2,075)$60$2,016$16,363
353 ($2,075)$53$2,022$14,340
354 ($2,075)$47$2,029$12,312
355 ($2,075)$40$2,035$10,276
356 ($2,075)$33$2,042$8,234
357 ($2,075)$27$2,049$6,186
358 ($2,075)$20$2,055$4,131
359 ($2,075)$13$2,062$2,069
360 ($2,075)$7$2,069$0
TOTALS$307,122$440,000$747,122

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.