« Back to all home prices

Mortgage Payment Schedule for a $550,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($110,000) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,093 360 $313,489 $753,489

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $550,000
Down Payment $110,000$440,000
Year 1 - 1 ($2,093)$1,456$637$439,363
2 ($2,093)$1,454$639$438,723
3 ($2,093)$1,451$642$438,082
4 ($2,093)$1,449$644$437,438
5 ($2,093)$1,447$646$436,792
6 ($2,093)$1,445$648$436,144
7 ($2,093)$1,443$650$435,494
8 ($2,093)$1,441$652$434,842
9 ($2,093)$1,439$654$434,187
10 ($2,093)$1,436$657$433,531
11 ($2,093)$1,434$659$432,872
12 ($2,093)$1,432$661$432,211
Year 2 - 13 ($2,093)$1,430$663$431,548
14 ($2,093)$1,428$665$430,883
15 ($2,093)$1,426$668$430,215
16 ($2,093)$1,423$670$429,545
17 ($2,093)$1,421$672$428,873
18 ($2,093)$1,419$674$428,199
19 ($2,093)$1,417$676$427,523
20 ($2,093)$1,414$679$426,844
21 ($2,093)$1,412$681$426,163
22 ($2,093)$1,410$683$425,480
23 ($2,093)$1,408$685$424,795
24 ($2,093)$1,405$688$424,107
Year 3 - 25 ($2,093)$1,403$690$423,417
26 ($2,093)$1,401$692$422,725
27 ($2,093)$1,399$695$422,030
28 ($2,093)$1,396$697$421,334
29 ($2,093)$1,394$699$420,634
30 ($2,093)$1,392$701$419,933
31 ($2,093)$1,389$704$419,229
32 ($2,093)$1,387$706$418,523
33 ($2,093)$1,385$708$417,815
34 ($2,093)$1,382$711$417,104
35 ($2,093)$1,380$713$416,391
36 ($2,093)$1,378$715$415,676
Year 4 - 37 ($2,093)$1,375$718$414,958
38 ($2,093)$1,373$720$414,237
39 ($2,093)$1,370$723$413,515
40 ($2,093)$1,368$725$412,790
41 ($2,093)$1,366$727$412,063
42 ($2,093)$1,363$730$411,333
43 ($2,093)$1,361$732$410,601
44 ($2,093)$1,358$735$409,866
45 ($2,093)$1,356$737$409,129
46 ($2,093)$1,354$739$408,389
47 ($2,093)$1,351$742$407,647
48 ($2,093)$1,349$744$406,903
Year 5 - 49 ($2,093)$1,346$747$406,156
50 ($2,093)$1,344$749$405,407
51 ($2,093)$1,341$752$404,655
52 ($2,093)$1,339$754$403,901
53 ($2,093)$1,336$757$403,144
54 ($2,093)$1,334$759$402,385
55 ($2,093)$1,331$762$401,623
56 ($2,093)$1,329$764$400,859
57 ($2,093)$1,326$767$400,092
58 ($2,093)$1,324$769$399,322
59 ($2,093)$1,321$772$398,550
60 ($2,093)$1,319$774$397,776
Year 6 - 61 ($2,093)$1,316$777$396,999
62 ($2,093)$1,313$780$396,219
63 ($2,093)$1,311$782$395,437
64 ($2,093)$1,308$785$394,652
65 ($2,093)$1,306$787$393,865
66 ($2,093)$1,303$790$393,075
67 ($2,093)$1,300$793$392,282
68 ($2,093)$1,298$795$391,487
69 ($2,093)$1,295$798$390,689
70 ($2,093)$1,293$800$389,889
71 ($2,093)$1,290$803$389,086
72 ($2,093)$1,287$806$388,280
Year 7 - 73 ($2,093)$1,285$808$387,471
74 ($2,093)$1,282$811$386,660
75 ($2,093)$1,279$814$385,846
76 ($2,093)$1,277$817$385,030
77 ($2,093)$1,274$819$384,211
78 ($2,093)$1,271$822$383,389
79 ($2,093)$1,268$825$382,564
80 ($2,093)$1,266$827$381,737
81 ($2,093)$1,263$830$380,907
82 ($2,093)$1,260$833$380,074
83 ($2,093)$1,257$836$379,238
84 ($2,093)$1,255$838$378,400
Year 8 - 85 ($2,093)$1,252$841$377,559
86 ($2,093)$1,249$844$376,715
87 ($2,093)$1,246$847$375,868
88 ($2,093)$1,243$850$375,018
89 ($2,093)$1,241$852$374,166
90 ($2,093)$1,238$855$373,311
91 ($2,093)$1,235$858$372,453
92 ($2,093)$1,232$861$371,592
93 ($2,093)$1,229$864$370,728
94 ($2,093)$1,226$867$369,862
95 ($2,093)$1,224$869$368,992
96 ($2,093)$1,221$872$368,120
Year 9 - 97 ($2,093)$1,218$875$367,245
98 ($2,093)$1,215$878$366,367
99 ($2,093)$1,212$881$365,486
100 ($2,093)$1,209$884$364,602
101 ($2,093)$1,206$887$363,715
102 ($2,093)$1,203$890$362,826
103 ($2,093)$1,200$893$361,933
104 ($2,093)$1,197$896$361,037
105 ($2,093)$1,194$899$360,139
106 ($2,093)$1,191$902$359,237
107 ($2,093)$1,188$905$358,333
108 ($2,093)$1,185$908$357,425
Year 10 - 109 ($2,093)$1,182$911$356,514
110 ($2,093)$1,179$914$355,601
111 ($2,093)$1,176$917$354,684
112 ($2,093)$1,173$920$353,765
113 ($2,093)$1,170$923$352,842
114 ($2,093)$1,167$926$351,916
115 ($2,093)$1,164$929$350,988
116 ($2,093)$1,161$932$350,056
117 ($2,093)$1,158$935$349,121
118 ($2,093)$1,155$938$348,183
119 ($2,093)$1,152$941$347,242
120 ($2,093)$1,149$944$346,297
Year 11 - 121 ($2,093)$1,146$947$345,350
122 ($2,093)$1,143$950$344,400
123 ($2,093)$1,139$954$343,446
124 ($2,093)$1,136$957$342,489
125 ($2,093)$1,133$960$341,529
126 ($2,093)$1,130$963$340,566
127 ($2,093)$1,127$966$339,600
128 ($2,093)$1,124$970$338,630
129 ($2,093)$1,120$973$337,658
130 ($2,093)$1,117$976$336,682
131 ($2,093)$1,114$979$335,702
132 ($2,093)$1,111$982$334,720
Year 12 - 133 ($2,093)$1,107$986$333,734
134 ($2,093)$1,104$989$332,745
135 ($2,093)$1,101$992$331,753
136 ($2,093)$1,098$995$330,758
137 ($2,093)$1,094$999$329,759
138 ($2,093)$1,091$1,002$328,757
139 ($2,093)$1,088$1,005$327,752
140 ($2,093)$1,084$1,009$326,743
141 ($2,093)$1,081$1,012$325,731
142 ($2,093)$1,078$1,015$324,715
143 ($2,093)$1,074$1,019$323,697
144 ($2,093)$1,071$1,022$322,675
Year 13 - 145 ($2,093)$1,068$1,026$321,649
146 ($2,093)$1,064$1,029$320,620
147 ($2,093)$1,061$1,032$319,588
148 ($2,093)$1,057$1,036$318,552
149 ($2,093)$1,054$1,039$317,513
150 ($2,093)$1,050$1,043$316,470
151 ($2,093)$1,047$1,046$315,424
152 ($2,093)$1,044$1,049$314,375
153 ($2,093)$1,040$1,053$313,322
154 ($2,093)$1,037$1,056$312,265
155 ($2,093)$1,033$1,060$311,205
156 ($2,093)$1,030$1,063$310,142
Year 14 - 157 ($2,093)$1,026$1,067$309,075
158 ($2,093)$1,023$1,071$308,005
159 ($2,093)$1,019$1,074$306,930
160 ($2,093)$1,015$1,078$305,853
161 ($2,093)$1,012$1,081$304,772
162 ($2,093)$1,008$1,085$303,687
163 ($2,093)$1,005$1,088$302,599
164 ($2,093)$1,001$1,092$301,507
165 ($2,093)$997$1,096$300,411
166 ($2,093)$994$1,099$299,312
167 ($2,093)$990$1,103$298,209
168 ($2,093)$987$1,106$297,103
Year 15 - 169 ($2,093)$983$1,110$295,993
170 ($2,093)$979$1,114$294,879
171 ($2,093)$976$1,117$293,761
172 ($2,093)$972$1,121$292,640
173 ($2,093)$968$1,125$291,515
174 ($2,093)$964$1,129$290,387
175 ($2,093)$961$1,132$289,254
176 ($2,093)$957$1,136$288,118
177 ($2,093)$953$1,140$286,979
178 ($2,093)$949$1,144$285,835
179 ($2,093)$946$1,147$284,688
180 ($2,093)$942$1,151$283,536
Year 16 - 181 ($2,093)$938$1,155$282,381
182 ($2,093)$934$1,159$281,223
183 ($2,093)$930$1,163$280,060
184 ($2,093)$927$1,166$278,893
185 ($2,093)$923$1,170$277,723
186 ($2,093)$919$1,174$276,549
187 ($2,093)$915$1,178$275,371
188 ($2,093)$911$1,182$274,189
189 ($2,093)$907$1,186$273,003
190 ($2,093)$903$1,190$271,813
191 ($2,093)$899$1,194$270,619
192 ($2,093)$895$1,198$269,422
Year 17 - 193 ($2,093)$891$1,202$268,220
194 ($2,093)$887$1,206$267,014
195 ($2,093)$883$1,210$265,805
196 ($2,093)$879$1,214$264,591
197 ($2,093)$875$1,218$263,373
198 ($2,093)$871$1,222$262,151
199 ($2,093)$867$1,226$260,926
200 ($2,093)$863$1,230$259,696
201 ($2,093)$859$1,234$258,462
202 ($2,093)$855$1,238$257,224
203 ($2,093)$851$1,242$255,982
204 ($2,093)$847$1,246$254,736
Year 18 - 205 ($2,093)$843$1,250$253,486
206 ($2,093)$839$1,254$252,231
207 ($2,093)$834$1,259$250,973
208 ($2,093)$830$1,263$249,710
209 ($2,093)$826$1,267$248,443
210 ($2,093)$822$1,271$247,172
211 ($2,093)$818$1,275$245,897
212 ($2,093)$814$1,280$244,617
213 ($2,093)$809$1,284$243,333
214 ($2,093)$805$1,288$242,045
215 ($2,093)$801$1,292$240,753
216 ($2,093)$796$1,297$239,457
Year 19 - 217 ($2,093)$792$1,301$238,156
218 ($2,093)$788$1,305$236,851
219 ($2,093)$784$1,309$235,541
220 ($2,093)$779$1,314$234,227
221 ($2,093)$775$1,318$232,909
222 ($2,093)$771$1,322$231,587
223 ($2,093)$766$1,327$230,260
224 ($2,093)$762$1,331$228,929
225 ($2,093)$757$1,336$227,593
226 ($2,093)$753$1,340$226,253
227 ($2,093)$749$1,345$224,909
228 ($2,093)$744$1,349$223,560
Year 20 - 229 ($2,093)$740$1,353$222,206
230 ($2,093)$735$1,358$220,848
231 ($2,093)$731$1,362$219,486
232 ($2,093)$726$1,367$218,119
233 ($2,093)$722$1,371$216,748
234 ($2,093)$717$1,376$215,372
235 ($2,093)$713$1,381$213,991
236 ($2,093)$708$1,385$212,606
237 ($2,093)$703$1,390$211,216
238 ($2,093)$699$1,394$209,822
239 ($2,093)$694$1,399$208,423
240 ($2,093)$690$1,403$207,020
Year 21 - 241 ($2,093)$685$1,408$205,612
242 ($2,093)$680$1,413$204,199
243 ($2,093)$676$1,417$202,781
244 ($2,093)$671$1,422$201,359
245 ($2,093)$666$1,427$199,932
246 ($2,093)$661$1,432$198,501
247 ($2,093)$657$1,436$197,064
248 ($2,093)$652$1,441$195,623
249 ($2,093)$647$1,446$194,178
250 ($2,093)$642$1,451$192,727
251 ($2,093)$638$1,455$191,272
252 ($2,093)$633$1,460$189,811
Year 22 - 253 ($2,093)$628$1,465$188,346
254 ($2,093)$623$1,470$186,876
255 ($2,093)$618$1,475$185,402
256 ($2,093)$613$1,480$183,922
257 ($2,093)$608$1,485$182,437
258 ($2,093)$604$1,489$180,948
259 ($2,093)$599$1,494$179,454
260 ($2,093)$594$1,499$177,954
261 ($2,093)$589$1,504$176,450
262 ($2,093)$584$1,509$174,941
263 ($2,093)$579$1,514$173,426
264 ($2,093)$574$1,519$171,907
Year 23 - 265 ($2,093)$569$1,524$170,383
266 ($2,093)$564$1,529$168,853
267 ($2,093)$559$1,534$167,319
268 ($2,093)$554$1,539$165,780
269 ($2,093)$548$1,545$164,235
270 ($2,093)$543$1,550$162,685
271 ($2,093)$538$1,555$161,130
272 ($2,093)$533$1,560$159,571
273 ($2,093)$528$1,565$158,005
274 ($2,093)$523$1,570$156,435
275 ($2,093)$518$1,575$154,860
276 ($2,093)$512$1,581$153,279
Year 24 - 277 ($2,093)$507$1,586$151,693
278 ($2,093)$502$1,591$150,102
279 ($2,093)$497$1,596$148,505
280 ($2,093)$491$1,602$146,904
281 ($2,093)$486$1,607$145,297
282 ($2,093)$481$1,612$143,684
283 ($2,093)$475$1,618$142,067
284 ($2,093)$470$1,623$140,444
285 ($2,093)$465$1,628$138,815
286 ($2,093)$459$1,634$137,181
287 ($2,093)$454$1,639$135,542
288 ($2,093)$448$1,645$133,898
Year 25 - 289 ($2,093)$443$1,650$132,248
290 ($2,093)$438$1,656$130,592
291 ($2,093)$432$1,661$128,931
292 ($2,093)$427$1,666$127,265
293 ($2,093)$421$1,672$125,593
294 ($2,093)$416$1,678$123,915
295 ($2,093)$410$1,683$122,232
296 ($2,093)$404$1,689$120,543
297 ($2,093)$399$1,694$118,849
298 ($2,093)$393$1,700$117,149
299 ($2,093)$388$1,705$115,444
300 ($2,093)$382$1,711$113,733
Year 26 - 301 ($2,093)$376$1,717$112,016
302 ($2,093)$371$1,722$110,294
303 ($2,093)$365$1,728$108,566
304 ($2,093)$359$1,734$106,832
305 ($2,093)$353$1,740$105,092
306 ($2,093)$348$1,745$103,347
307 ($2,093)$342$1,751$101,596
308 ($2,093)$336$1,757$99,839
309 ($2,093)$330$1,763$98,076
310 ($2,093)$324$1,769$96,307
311 ($2,093)$319$1,774$94,533
312 ($2,093)$313$1,780$92,753
Year 27 - 313 ($2,093)$307$1,786$90,967
314 ($2,093)$301$1,792$89,175
315 ($2,093)$295$1,798$87,376
316 ($2,093)$289$1,804$85,573
317 ($2,093)$283$1,810$83,763
318 ($2,093)$277$1,816$81,947
319 ($2,093)$271$1,822$80,125
320 ($2,093)$265$1,828$78,297
321 ($2,093)$259$1,834$76,463
322 ($2,093)$253$1,840$74,623
323 ($2,093)$247$1,846$72,777
324 ($2,093)$241$1,852$70,924
Year 28 - 325 ($2,093)$235$1,858$69,066
326 ($2,093)$228$1,865$67,201
327 ($2,093)$222$1,871$65,331
328 ($2,093)$216$1,877$63,454
329 ($2,093)$210$1,883$61,571
330 ($2,093)$204$1,889$59,681
331 ($2,093)$197$1,896$57,786
332 ($2,093)$191$1,902$55,884
333 ($2,093)$185$1,908$53,976
334 ($2,093)$179$1,914$52,061
335 ($2,093)$172$1,921$50,141
336 ($2,093)$166$1,927$48,214
Year 29 - 337 ($2,093)$160$1,934$46,280
338 ($2,093)$153$1,940$44,340
339 ($2,093)$147$1,946$42,394
340 ($2,093)$140$1,953$40,441
341 ($2,093)$134$1,959$38,482
342 ($2,093)$127$1,966$36,516
343 ($2,093)$121$1,972$34,544
344 ($2,093)$114$1,979$32,565
345 ($2,093)$108$1,985$30,580
346 ($2,093)$101$1,992$28,588
347 ($2,093)$95$1,998$26,589
348 ($2,093)$88$2,005$24,584
Year 30 - 349 ($2,093)$81$2,012$22,573
350 ($2,093)$75$2,018$20,554
351 ($2,093)$68$2,025$18,529
352 ($2,093)$61$2,032$16,498
353 ($2,093)$55$2,038$14,459
354 ($2,093)$48$2,045$12,414
355 ($2,093)$41$2,052$10,362
356 ($2,093)$34$2,059$8,303
357 ($2,093)$27$2,066$6,238
358 ($2,093)$21$2,072$4,165
359 ($2,093)$14$2,079$2,086
360 ($2,093)$7$2,086$0
TOTALS$313,489$440,000$753,489

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.