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Mortgage Payment Schedule for a $550,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($110,000) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,078 360 $308,030 $748,030

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2917 | State Lic #: MC-436
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,285 | 45 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $592 | 30 day rate lock

$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $550,000
Down Payment $110,000$440,000
Year 1 - 1 ($2,078)$1,434$644$439,356
2 ($2,078)$1,432$646$438,710
3 ($2,078)$1,429$648$438,061
4 ($2,078)$1,427$651$437,411
5 ($2,078)$1,425$653$436,758
6 ($2,078)$1,423$655$436,103
7 ($2,078)$1,421$657$435,446
8 ($2,078)$1,419$659$434,787
9 ($2,078)$1,417$661$434,126
10 ($2,078)$1,415$663$433,463
11 ($2,078)$1,412$665$432,797
12 ($2,078)$1,410$668$432,130
Year 2 - 13 ($2,078)$1,408$670$431,460
14 ($2,078)$1,406$672$430,788
15 ($2,078)$1,404$674$430,114
16 ($2,078)$1,401$676$429,437
17 ($2,078)$1,399$679$428,759
18 ($2,078)$1,397$681$428,078
19 ($2,078)$1,395$683$427,395
20 ($2,078)$1,393$685$426,709
21 ($2,078)$1,390$688$426,022
22 ($2,078)$1,388$690$425,332
23 ($2,078)$1,386$692$424,640
24 ($2,078)$1,384$694$423,946
Year 3 - 25 ($2,078)$1,381$697$423,249
26 ($2,078)$1,379$699$422,551
27 ($2,078)$1,377$701$421,850
28 ($2,078)$1,375$703$421,146
29 ($2,078)$1,372$706$420,441
30 ($2,078)$1,370$708$419,733
31 ($2,078)$1,368$710$419,022
32 ($2,078)$1,365$713$418,310
33 ($2,078)$1,363$715$417,595
34 ($2,078)$1,361$717$416,878
35 ($2,078)$1,358$720$416,158
36 ($2,078)$1,356$722$415,436
Year 4 - 37 ($2,078)$1,354$724$414,712
38 ($2,078)$1,351$727$413,986
39 ($2,078)$1,349$729$413,257
40 ($2,078)$1,347$731$412,525
41 ($2,078)$1,344$734$411,792
42 ($2,078)$1,342$736$411,055
43 ($2,078)$1,339$739$410,317
44 ($2,078)$1,337$741$409,576
45 ($2,078)$1,335$743$408,833
46 ($2,078)$1,332$746$408,087
47 ($2,078)$1,330$748$407,339
48 ($2,078)$1,327$751$406,588
Year 5 - 49 ($2,078)$1,325$753$405,835
50 ($2,078)$1,322$756$405,080
51 ($2,078)$1,320$758$404,322
52 ($2,078)$1,317$760$403,561
53 ($2,078)$1,315$763$402,798
54 ($2,078)$1,312$765$402,033
55 ($2,078)$1,310$768$401,265
56 ($2,078)$1,307$770$400,495
57 ($2,078)$1,305$773$399,722
58 ($2,078)$1,302$775$398,946
59 ($2,078)$1,300$778$398,168
60 ($2,078)$1,297$780$397,388
Year 6 - 61 ($2,078)$1,295$783$396,605
62 ($2,078)$1,292$786$395,819
63 ($2,078)$1,290$788$395,031
64 ($2,078)$1,287$791$394,240
65 ($2,078)$1,285$793$393,447
66 ($2,078)$1,282$796$392,651
67 ($2,078)$1,279$798$391,853
68 ($2,078)$1,277$801$391,052
69 ($2,078)$1,274$804$390,248
70 ($2,078)$1,272$806$389,442
71 ($2,078)$1,269$809$388,633
72 ($2,078)$1,266$812$387,821
Year 7 - 73 ($2,078)$1,264$814$387,007
74 ($2,078)$1,261$817$386,190
75 ($2,078)$1,258$820$385,370
76 ($2,078)$1,256$822$384,548
77 ($2,078)$1,253$825$383,723
78 ($2,078)$1,250$828$382,896
79 ($2,078)$1,248$830$382,066
80 ($2,078)$1,245$833$381,233
81 ($2,078)$1,242$836$380,397
82 ($2,078)$1,239$838$379,558
83 ($2,078)$1,237$841$378,717
84 ($2,078)$1,234$844$377,873
Year 8 - 85 ($2,078)$1,231$847$377,027
86 ($2,078)$1,228$849$376,177
87 ($2,078)$1,226$852$375,325
88 ($2,078)$1,223$855$374,470
89 ($2,078)$1,220$858$373,613
90 ($2,078)$1,217$861$372,752
91 ($2,078)$1,215$863$371,889
92 ($2,078)$1,212$866$371,023
93 ($2,078)$1,209$869$370,154
94 ($2,078)$1,206$872$369,282
95 ($2,078)$1,203$875$368,407
96 ($2,078)$1,200$877$367,530
Year 9 - 97 ($2,078)$1,198$880$366,650
98 ($2,078)$1,195$883$365,766
99 ($2,078)$1,192$886$364,880
100 ($2,078)$1,189$889$363,991
101 ($2,078)$1,186$892$363,100
102 ($2,078)$1,183$895$362,205
103 ($2,078)$1,180$898$361,307
104 ($2,078)$1,177$901$360,406
105 ($2,078)$1,174$904$359,503
106 ($2,078)$1,171$906$358,596
107 ($2,078)$1,168$909$357,687
108 ($2,078)$1,165$912$356,775
Year 10 - 109 ($2,078)$1,162$915$355,859
110 ($2,078)$1,160$918$354,941
111 ($2,078)$1,157$921$354,020
112 ($2,078)$1,154$924$353,095
113 ($2,078)$1,151$927$352,168
114 ($2,078)$1,147$930$351,237
115 ($2,078)$1,144$933$350,304
116 ($2,078)$1,141$936$349,368
117 ($2,078)$1,138$940$348,428
118 ($2,078)$1,135$943$347,486
119 ($2,078)$1,132$946$346,540
120 ($2,078)$1,129$949$345,591
Year 11 - 121 ($2,078)$1,126$952$344,639
122 ($2,078)$1,123$955$343,684
123 ($2,078)$1,120$958$342,726
124 ($2,078)$1,117$961$341,765
125 ($2,078)$1,114$964$340,801
126 ($2,078)$1,110$967$339,834
127 ($2,078)$1,107$971$338,863
128 ($2,078)$1,104$974$337,889
129 ($2,078)$1,101$977$336,912
130 ($2,078)$1,098$980$335,932
131 ($2,078)$1,095$983$334,949
132 ($2,078)$1,091$986$333,963
Year 12 - 133 ($2,078)$1,088$990$332,973
134 ($2,078)$1,085$993$331,980
135 ($2,078)$1,082$996$330,984
136 ($2,078)$1,078$999$329,984
137 ($2,078)$1,075$1,003$328,982
138 ($2,078)$1,072$1,006$327,976
139 ($2,078)$1,069$1,009$326,967
140 ($2,078)$1,065$1,012$325,954
141 ($2,078)$1,062$1,016$324,938
142 ($2,078)$1,059$1,019$323,919
143 ($2,078)$1,055$1,022$322,897
144 ($2,078)$1,052$1,026$321,871
Year 13 - 145 ($2,078)$1,049$1,029$320,842
146 ($2,078)$1,045$1,032$319,809
147 ($2,078)$1,042$1,036$318,774
148 ($2,078)$1,039$1,039$317,734
149 ($2,078)$1,035$1,043$316,692
150 ($2,078)$1,032$1,046$315,646
151 ($2,078)$1,028$1,049$314,596
152 ($2,078)$1,025$1,053$313,544
153 ($2,078)$1,022$1,056$312,487
154 ($2,078)$1,018$1,060$311,428
155 ($2,078)$1,015$1,063$310,365
156 ($2,078)$1,011$1,067$309,298
Year 14 - 157 ($2,078)$1,008$1,070$308,228
158 ($2,078)$1,004$1,074$307,154
159 ($2,078)$1,001$1,077$306,077
160 ($2,078)$997$1,081$304,997
161 ($2,078)$994$1,084$303,913
162 ($2,078)$990$1,088$302,825
163 ($2,078)$987$1,091$301,734
164 ($2,078)$983$1,095$300,639
165 ($2,078)$980$1,098$299,541
166 ($2,078)$976$1,102$298,439
167 ($2,078)$972$1,105$297,334
168 ($2,078)$969$1,109$296,225
Year 15 - 169 ($2,078)$965$1,113$295,112
170 ($2,078)$962$1,116$293,996
171 ($2,078)$958$1,120$292,876
172 ($2,078)$954$1,124$291,752
173 ($2,078)$951$1,127$290,625
174 ($2,078)$947$1,131$289,494
175 ($2,078)$943$1,135$288,359
176 ($2,078)$940$1,138$287,221
177 ($2,078)$936$1,142$286,079
178 ($2,078)$932$1,146$284,933
179 ($2,078)$928$1,149$283,784
180 ($2,078)$925$1,153$282,631
Year 16 - 181 ($2,078)$921$1,157$281,474
182 ($2,078)$917$1,161$280,313
183 ($2,078)$913$1,165$279,149
184 ($2,078)$910$1,168$277,980
185 ($2,078)$906$1,172$276,808
186 ($2,078)$902$1,176$275,632
187 ($2,078)$898$1,180$274,452
188 ($2,078)$894$1,184$273,269
189 ($2,078)$890$1,187$272,081
190 ($2,078)$887$1,191$270,890
191 ($2,078)$883$1,195$269,695
192 ($2,078)$879$1,199$268,496
Year 17 - 193 ($2,078)$875$1,203$267,293
194 ($2,078)$871$1,207$266,086
195 ($2,078)$867$1,211$264,875
196 ($2,078)$863$1,215$263,660
197 ($2,078)$859$1,219$262,441
198 ($2,078)$855$1,223$261,219
199 ($2,078)$851$1,227$259,992
200 ($2,078)$847$1,231$258,761
201 ($2,078)$843$1,235$257,526
202 ($2,078)$839$1,239$256,288
203 ($2,078)$835$1,243$255,045
204 ($2,078)$831$1,247$253,798
Year 18 - 205 ($2,078)$827$1,251$252,547
206 ($2,078)$823$1,255$251,292
207 ($2,078)$819$1,259$250,033
208 ($2,078)$815$1,263$248,770
209 ($2,078)$811$1,267$247,503
210 ($2,078)$806$1,271$246,231
211 ($2,078)$802$1,276$244,956
212 ($2,078)$798$1,280$243,676
213 ($2,078)$794$1,284$242,392
214 ($2,078)$790$1,288$241,104
215 ($2,078)$786$1,292$239,812
216 ($2,078)$781$1,296$238,515
Year 19 - 217 ($2,078)$777$1,301$237,215
218 ($2,078)$773$1,305$235,910
219 ($2,078)$769$1,309$234,600
220 ($2,078)$764$1,313$233,287
221 ($2,078)$760$1,318$231,969
222 ($2,078)$756$1,322$230,647
223 ($2,078)$752$1,326$229,321
224 ($2,078)$747$1,331$227,990
225 ($2,078)$743$1,335$226,655
226 ($2,078)$739$1,339$225,316
227 ($2,078)$734$1,344$223,972
228 ($2,078)$730$1,348$222,624
Year 20 - 229 ($2,078)$725$1,352$221,272
230 ($2,078)$721$1,357$219,915
231 ($2,078)$717$1,361$218,553
232 ($2,078)$712$1,366$217,188
233 ($2,078)$708$1,370$215,818
234 ($2,078)$703$1,375$214,443
235 ($2,078)$699$1,379$213,064
236 ($2,078)$694$1,384$211,680
237 ($2,078)$690$1,388$210,292
238 ($2,078)$685$1,393$208,899
239 ($2,078)$681$1,397$207,502
240 ($2,078)$676$1,402$206,100
Year 21 - 241 ($2,078)$672$1,406$204,694
242 ($2,078)$667$1,411$203,283
243 ($2,078)$662$1,415$201,868
244 ($2,078)$658$1,420$200,448
245 ($2,078)$653$1,425$199,023
246 ($2,078)$648$1,429$197,593
247 ($2,078)$644$1,434$196,159
248 ($2,078)$639$1,439$194,721
249 ($2,078)$634$1,443$193,277
250 ($2,078)$630$1,448$191,829
251 ($2,078)$625$1,453$190,376
252 ($2,078)$620$1,458$188,919
Year 22 - 253 ($2,078)$616$1,462$187,457
254 ($2,078)$611$1,467$185,989
255 ($2,078)$606$1,472$184,518
256 ($2,078)$601$1,477$183,041
257 ($2,078)$596$1,481$181,559
258 ($2,078)$592$1,486$180,073
259 ($2,078)$587$1,491$178,582
260 ($2,078)$582$1,496$177,086
261 ($2,078)$577$1,501$175,585
262 ($2,078)$572$1,506$174,080
263 ($2,078)$567$1,511$172,569
264 ($2,078)$562$1,516$171,053
Year 23 - 265 ($2,078)$557$1,521$169,533
266 ($2,078)$552$1,525$168,007
267 ($2,078)$547$1,530$166,477
268 ($2,078)$542$1,535$164,941
269 ($2,078)$537$1,540$163,401
270 ($2,078)$532$1,545$161,856
271 ($2,078)$527$1,550$160,305
272 ($2,078)$522$1,556$158,750
273 ($2,078)$517$1,561$157,189
274 ($2,078)$512$1,566$155,623
275 ($2,078)$507$1,571$154,052
276 ($2,078)$502$1,576$152,477
Year 24 - 277 ($2,078)$497$1,581$150,896
278 ($2,078)$492$1,586$149,309
279 ($2,078)$486$1,591$147,718
280 ($2,078)$481$1,597$146,121
281 ($2,078)$476$1,602$144,520
282 ($2,078)$471$1,607$142,913
283 ($2,078)$466$1,612$141,300
284 ($2,078)$460$1,617$139,683
285 ($2,078)$455$1,623$138,060
286 ($2,078)$450$1,628$136,432
287 ($2,078)$445$1,633$134,799
288 ($2,078)$439$1,639$133,160
Year 25 - 289 ($2,078)$434$1,644$131,516
290 ($2,078)$429$1,649$129,867
291 ($2,078)$423$1,655$128,212
292 ($2,078)$418$1,660$126,552
293 ($2,078)$412$1,666$124,887
294 ($2,078)$407$1,671$123,216
295 ($2,078)$401$1,676$121,539
296 ($2,078)$396$1,682$119,858
297 ($2,078)$391$1,687$118,170
298 ($2,078)$385$1,693$116,477
299 ($2,078)$380$1,698$114,779
300 ($2,078)$374$1,704$113,075
Year 26 - 301 ($2,078)$368$1,709$111,366
302 ($2,078)$363$1,715$109,651
303 ($2,078)$357$1,721$107,930
304 ($2,078)$352$1,726$106,204
305 ($2,078)$346$1,732$104,472
306 ($2,078)$340$1,737$102,735
307 ($2,078)$335$1,743$100,992
308 ($2,078)$329$1,749$99,243
309 ($2,078)$323$1,754$97,488
310 ($2,078)$318$1,760$95,728
311 ($2,078)$312$1,766$93,962
312 ($2,078)$306$1,772$92,190
Year 27 - 313 ($2,078)$300$1,777$90,413
314 ($2,078)$295$1,783$88,630
315 ($2,078)$289$1,789$86,841
316 ($2,078)$283$1,795$85,046
317 ($2,078)$277$1,801$83,245
318 ($2,078)$271$1,807$81,438
319 ($2,078)$265$1,813$79,626
320 ($2,078)$259$1,818$77,807
321 ($2,078)$254$1,824$75,983
322 ($2,078)$248$1,830$74,153
323 ($2,078)$242$1,836$72,317
324 ($2,078)$236$1,842$70,474
Year 28 - 325 ($2,078)$230$1,848$68,626
326 ($2,078)$224$1,854$66,772
327 ($2,078)$218$1,860$64,912
328 ($2,078)$212$1,866$63,045
329 ($2,078)$205$1,872$61,173
330 ($2,078)$199$1,879$59,294
331 ($2,078)$193$1,885$57,410
332 ($2,078)$187$1,891$55,519
333 ($2,078)$181$1,897$53,622
334 ($2,078)$175$1,903$51,719
335 ($2,078)$169$1,909$49,809
336 ($2,078)$162$1,916$47,894
Year 29 - 337 ($2,078)$156$1,922$45,972
338 ($2,078)$150$1,928$44,044
339 ($2,078)$144$1,934$42,109
340 ($2,078)$137$1,941$40,169
341 ($2,078)$131$1,947$38,222
342 ($2,078)$125$1,953$36,269
343 ($2,078)$118$1,960$34,309
344 ($2,078)$112$1,966$32,343
345 ($2,078)$105$1,972$30,370
346 ($2,078)$99$1,979$28,391
347 ($2,078)$93$1,985$26,406
348 ($2,078)$86$1,992$24,414
Year 30 - 349 ($2,078)$80$1,998$22,416
350 ($2,078)$73$2,005$20,411
351 ($2,078)$67$2,011$18,400
352 ($2,078)$60$2,018$16,382
353 ($2,078)$53$2,024$14,357
354 ($2,078)$47$2,031$12,326
355 ($2,078)$40$2,038$10,289
356 ($2,078)$34$2,044$8,244
357 ($2,078)$27$2,051$6,193
358 ($2,078)$20$2,058$4,136
359 ($2,078)$13$2,064$2,071
360 ($2,078)$7$2,071$0
TOTALS$308,030$440,000$748,030

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.