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Mortgage Payment Schedule for a $580,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($116,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,202 360 $328,667 $792,667

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.763% | Rate: 3.750% | Fees: $385 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $580,000
Down Payment $116,000$464,000
Year 1 - 1 ($2,202)$1,527$675$463,325
2 ($2,202)$1,525$677$462,649
3 ($2,202)$1,523$679$461,970
4 ($2,202)$1,521$681$461,289
5 ($2,202)$1,518$683$460,605
6 ($2,202)$1,516$686$459,919
7 ($2,202)$1,514$688$459,231
8 ($2,202)$1,512$690$458,541
9 ($2,202)$1,509$692$457,849
10 ($2,202)$1,507$695$457,154
11 ($2,202)$1,505$697$456,457
12 ($2,202)$1,503$699$455,758
Year 2 - 13 ($2,202)$1,500$702$455,056
14 ($2,202)$1,498$704$454,352
15 ($2,202)$1,496$706$453,646
16 ($2,202)$1,493$709$452,937
17 ($2,202)$1,491$711$452,226
18 ($2,202)$1,489$713$451,513
19 ($2,202)$1,486$716$450,797
20 ($2,202)$1,484$718$450,079
21 ($2,202)$1,482$720$449,359
22 ($2,202)$1,479$723$448,636
23 ($2,202)$1,477$725$447,911
24 ($2,202)$1,474$727$447,184
Year 3 - 25 ($2,202)$1,472$730$446,454
26 ($2,202)$1,470$732$445,722
27 ($2,202)$1,467$735$444,987
28 ($2,202)$1,465$737$444,250
29 ($2,202)$1,462$740$443,510
30 ($2,202)$1,460$742$442,768
31 ($2,202)$1,457$744$442,024
32 ($2,202)$1,455$747$441,277
33 ($2,202)$1,453$749$440,528
34 ($2,202)$1,450$752$439,776
35 ($2,202)$1,448$754$439,022
36 ($2,202)$1,445$757$438,265
Year 4 - 37 ($2,202)$1,443$759$437,506
38 ($2,202)$1,440$762$436,744
39 ($2,202)$1,438$764$435,980
40 ($2,202)$1,435$767$435,213
41 ($2,202)$1,433$769$434,444
42 ($2,202)$1,430$772$433,672
43 ($2,202)$1,428$774$432,897
44 ($2,202)$1,425$777$432,121
45 ($2,202)$1,422$779$431,341
46 ($2,202)$1,420$782$430,559
47 ($2,202)$1,417$785$429,775
48 ($2,202)$1,415$787$428,987
Year 5 - 49 ($2,202)$1,412$790$428,198
50 ($2,202)$1,409$792$427,405
51 ($2,202)$1,407$795$426,610
52 ($2,202)$1,404$798$425,813
53 ($2,202)$1,402$800$425,012
54 ($2,202)$1,399$803$424,210
55 ($2,202)$1,396$805$423,404
56 ($2,202)$1,394$808$422,596
57 ($2,202)$1,391$811$421,785
58 ($2,202)$1,388$813$420,972
59 ($2,202)$1,386$816$420,155
60 ($2,202)$1,383$819$419,337
Year 6 - 61 ($2,202)$1,380$822$418,515
62 ($2,202)$1,378$824$417,691
63 ($2,202)$1,375$827$416,864
64 ($2,202)$1,372$830$416,034
65 ($2,202)$1,369$832$415,202
66 ($2,202)$1,367$835$414,367
67 ($2,202)$1,364$838$413,529
68 ($2,202)$1,361$841$412,688
69 ($2,202)$1,358$843$411,845
70 ($2,202)$1,356$846$410,999
71 ($2,202)$1,353$849$410,150
72 ($2,202)$1,350$852$409,298
Year 7 - 73 ($2,202)$1,347$855$408,443
74 ($2,202)$1,344$857$407,586
75 ($2,202)$1,342$860$406,726
76 ($2,202)$1,339$863$405,863
77 ($2,202)$1,336$866$404,997
78 ($2,202)$1,333$869$404,128
79 ($2,202)$1,330$872$403,256
80 ($2,202)$1,327$874$402,382
81 ($2,202)$1,325$877$401,504
82 ($2,202)$1,322$880$400,624
83 ($2,202)$1,319$883$399,741
84 ($2,202)$1,316$886$398,855
Year 8 - 85 ($2,202)$1,313$889$397,966
86 ($2,202)$1,310$892$397,074
87 ($2,202)$1,307$895$396,179
88 ($2,202)$1,304$898$395,282
89 ($2,202)$1,301$901$394,381
90 ($2,202)$1,298$904$393,477
91 ($2,202)$1,295$907$392,571
92 ($2,202)$1,292$910$391,661
93 ($2,202)$1,289$913$390,748
94 ($2,202)$1,286$916$389,833
95 ($2,202)$1,283$919$388,914
96 ($2,202)$1,280$922$387,992
Year 9 - 97 ($2,202)$1,277$925$387,068
98 ($2,202)$1,274$928$386,140
99 ($2,202)$1,271$931$385,209
100 ($2,202)$1,268$934$384,275
101 ($2,202)$1,265$937$383,338
102 ($2,202)$1,262$940$382,398
103 ($2,202)$1,259$943$381,455
104 ($2,202)$1,256$946$380,509
105 ($2,202)$1,253$949$379,560
106 ($2,202)$1,249$952$378,607
107 ($2,202)$1,246$956$377,651
108 ($2,202)$1,243$959$376,693
Year 10 - 109 ($2,202)$1,240$962$375,731
110 ($2,202)$1,237$965$374,766
111 ($2,202)$1,234$968$373,797
112 ($2,202)$1,230$971$372,826
113 ($2,202)$1,227$975$371,851
114 ($2,202)$1,224$978$370,874
115 ($2,202)$1,221$981$369,893
116 ($2,202)$1,218$984$368,908
117 ($2,202)$1,214$988$367,921
118 ($2,202)$1,211$991$366,930
119 ($2,202)$1,208$994$365,936
120 ($2,202)$1,205$997$364,939
Year 11 - 121 ($2,202)$1,201$1,001$363,938
122 ($2,202)$1,198$1,004$362,934
123 ($2,202)$1,195$1,007$361,927
124 ($2,202)$1,191$1,011$360,916
125 ($2,202)$1,188$1,014$359,903
126 ($2,202)$1,185$1,017$358,885
127 ($2,202)$1,181$1,021$357,865
128 ($2,202)$1,178$1,024$356,841
129 ($2,202)$1,175$1,027$355,814
130 ($2,202)$1,171$1,031$354,783
131 ($2,202)$1,168$1,034$353,749
132 ($2,202)$1,164$1,037$352,712
Year 12 - 133 ($2,202)$1,161$1,041$351,671
134 ($2,202)$1,158$1,044$350,626
135 ($2,202)$1,154$1,048$349,579
136 ($2,202)$1,151$1,051$348,528
137 ($2,202)$1,147$1,055$347,473
138 ($2,202)$1,144$1,058$346,415
139 ($2,202)$1,140$1,062$345,353
140 ($2,202)$1,137$1,065$344,288
141 ($2,202)$1,133$1,069$343,220
142 ($2,202)$1,130$1,072$342,148
143 ($2,202)$1,126$1,076$341,072
144 ($2,202)$1,123$1,079$339,993
Year 13 - 145 ($2,202)$1,119$1,083$338,910
146 ($2,202)$1,116$1,086$337,824
147 ($2,202)$1,112$1,090$336,734
148 ($2,202)$1,108$1,093$335,641
149 ($2,202)$1,105$1,097$334,544
150 ($2,202)$1,101$1,101$333,443
151 ($2,202)$1,098$1,104$332,339
152 ($2,202)$1,094$1,108$331,231
153 ($2,202)$1,090$1,112$330,119
154 ($2,202)$1,087$1,115$329,004
155 ($2,202)$1,083$1,119$327,885
156 ($2,202)$1,079$1,123$326,763
Year 14 - 157 ($2,202)$1,076$1,126$325,636
158 ($2,202)$1,072$1,130$324,506
159 ($2,202)$1,068$1,134$323,373
160 ($2,202)$1,064$1,137$322,235
161 ($2,202)$1,061$1,141$321,094
162 ($2,202)$1,057$1,145$319,949
163 ($2,202)$1,053$1,149$318,800
164 ($2,202)$1,049$1,152$317,648
165 ($2,202)$1,046$1,156$316,492
166 ($2,202)$1,042$1,160$315,332
167 ($2,202)$1,038$1,164$314,168
168 ($2,202)$1,034$1,168$313,000
Year 15 - 169 ($2,202)$1,030$1,172$311,828
170 ($2,202)$1,026$1,175$310,653
171 ($2,202)$1,023$1,179$309,474
172 ($2,202)$1,019$1,183$308,291
173 ($2,202)$1,015$1,187$307,104
174 ($2,202)$1,011$1,191$305,913
175 ($2,202)$1,007$1,195$304,718
176 ($2,202)$1,003$1,199$303,519
177 ($2,202)$999$1,203$302,316
178 ($2,202)$995$1,207$301,109
179 ($2,202)$991$1,211$299,899
180 ($2,202)$987$1,215$298,684
Year 16 - 181 ($2,202)$983$1,219$297,465
182 ($2,202)$979$1,223$296,243
183 ($2,202)$975$1,227$295,016
184 ($2,202)$971$1,231$293,785
185 ($2,202)$967$1,235$292,550
186 ($2,202)$963$1,239$291,311
187 ($2,202)$959$1,243$290,068
188 ($2,202)$955$1,247$288,821
189 ($2,202)$951$1,251$287,570
190 ($2,202)$947$1,255$286,315
191 ($2,202)$942$1,259$285,056
192 ($2,202)$938$1,264$283,792
Year 17 - 193 ($2,202)$934$1,268$282,524
194 ($2,202)$930$1,272$281,252
195 ($2,202)$926$1,276$279,976
196 ($2,202)$922$1,280$278,696
197 ($2,202)$917$1,284$277,412
198 ($2,202)$913$1,289$276,123
199 ($2,202)$909$1,293$274,830
200 ($2,202)$905$1,297$273,533
201 ($2,202)$900$1,301$272,231
202 ($2,202)$896$1,306$270,926
203 ($2,202)$892$1,310$269,616
204 ($2,202)$887$1,314$268,301
Year 18 - 205 ($2,202)$883$1,319$266,982
206 ($2,202)$879$1,323$265,659
207 ($2,202)$874$1,327$264,332
208 ($2,202)$870$1,332$263,000
209 ($2,202)$866$1,336$261,664
210 ($2,202)$861$1,341$260,324
211 ($2,202)$857$1,345$258,979
212 ($2,202)$852$1,349$257,629
213 ($2,202)$848$1,354$256,275
214 ($2,202)$844$1,358$254,917
215 ($2,202)$839$1,363$253,554
216 ($2,202)$835$1,367$252,187
Year 19 - 217 ($2,202)$830$1,372$250,815
218 ($2,202)$826$1,376$249,439
219 ($2,202)$821$1,381$248,058
220 ($2,202)$817$1,385$246,673
221 ($2,202)$812$1,390$245,283
222 ($2,202)$807$1,394$243,889
223 ($2,202)$803$1,399$242,490
224 ($2,202)$798$1,404$241,086
225 ($2,202)$794$1,408$239,678
226 ($2,202)$789$1,413$238,265
227 ($2,202)$784$1,418$236,847
228 ($2,202)$780$1,422$235,425
Year 20 - 229 ($2,202)$775$1,427$233,998
230 ($2,202)$770$1,432$232,566
231 ($2,202)$766$1,436$231,130
232 ($2,202)$761$1,441$229,689
233 ($2,202)$756$1,446$228,243
234 ($2,202)$751$1,451$226,793
235 ($2,202)$747$1,455$225,337
236 ($2,202)$742$1,460$223,877
237 ($2,202)$737$1,465$222,412
238 ($2,202)$732$1,470$220,943
239 ($2,202)$727$1,475$219,468
240 ($2,202)$722$1,479$217,989
Year 21 - 241 ($2,202)$718$1,484$216,504
242 ($2,202)$713$1,489$215,015
243 ($2,202)$708$1,494$213,521
244 ($2,202)$703$1,499$212,022
245 ($2,202)$698$1,504$210,518
246 ($2,202)$693$1,509$209,009
247 ($2,202)$688$1,514$207,495
248 ($2,202)$683$1,519$205,976
249 ($2,202)$678$1,524$204,453
250 ($2,202)$673$1,529$202,924
251 ($2,202)$668$1,534$201,390
252 ($2,202)$663$1,539$199,851
Year 22 - 253 ($2,202)$658$1,544$198,307
254 ($2,202)$653$1,549$196,758
255 ($2,202)$648$1,554$195,204
256 ($2,202)$643$1,559$193,644
257 ($2,202)$637$1,564$192,080
258 ($2,202)$632$1,570$190,510
259 ($2,202)$627$1,575$188,936
260 ($2,202)$622$1,580$187,356
261 ($2,202)$617$1,585$185,770
262 ($2,202)$611$1,590$184,180
263 ($2,202)$606$1,596$182,585
264 ($2,202)$601$1,601$180,984
Year 23 - 265 ($2,202)$596$1,606$179,378
266 ($2,202)$590$1,611$177,766
267 ($2,202)$585$1,617$176,149
268 ($2,202)$580$1,622$174,527
269 ($2,202)$574$1,627$172,900
270 ($2,202)$569$1,633$171,267
271 ($2,202)$564$1,638$169,629
272 ($2,202)$558$1,643$167,986
273 ($2,202)$553$1,649$166,337
274 ($2,202)$548$1,654$164,683
275 ($2,202)$542$1,660$163,023
276 ($2,202)$537$1,665$161,358
Year 24 - 277 ($2,202)$531$1,671$159,687
278 ($2,202)$526$1,676$158,011
279 ($2,202)$520$1,682$156,329
280 ($2,202)$515$1,687$154,642
281 ($2,202)$509$1,693$152,949
282 ($2,202)$503$1,698$151,250
283 ($2,202)$498$1,704$149,546
284 ($2,202)$492$1,710$147,837
285 ($2,202)$487$1,715$146,122
286 ($2,202)$481$1,721$144,401
287 ($2,202)$475$1,727$142,674
288 ($2,202)$470$1,732$140,942
Year 25 - 289 ($2,202)$464$1,738$139,204
290 ($2,202)$458$1,744$137,460
291 ($2,202)$452$1,749$135,711
292 ($2,202)$447$1,755$133,956
293 ($2,202)$441$1,761$132,195
294 ($2,202)$435$1,767$130,428
295 ($2,202)$429$1,773$128,656
296 ($2,202)$423$1,778$126,877
297 ($2,202)$418$1,784$125,093
298 ($2,202)$412$1,790$123,303
299 ($2,202)$406$1,796$121,507
300 ($2,202)$400$1,802$119,705
Year 26 - 301 ($2,202)$394$1,808$117,897
302 ($2,202)$388$1,814$116,084
303 ($2,202)$382$1,820$114,264
304 ($2,202)$376$1,826$112,438
305 ($2,202)$370$1,832$110,606
306 ($2,202)$364$1,838$108,769
307 ($2,202)$358$1,844$106,925
308 ($2,202)$352$1,850$105,075
309 ($2,202)$346$1,856$103,219
310 ($2,202)$340$1,862$101,357
311 ($2,202)$334$1,868$99,489
312 ($2,202)$327$1,874$97,614
Year 27 - 313 ($2,202)$321$1,881$95,734
314 ($2,202)$315$1,887$93,847
315 ($2,202)$309$1,893$91,954
316 ($2,202)$303$1,899$90,055
317 ($2,202)$296$1,905$88,149
318 ($2,202)$290$1,912$86,238
319 ($2,202)$284$1,918$84,320
320 ($2,202)$278$1,924$82,395
321 ($2,202)$271$1,931$80,465
322 ($2,202)$265$1,937$78,528
323 ($2,202)$258$1,943$76,584
324 ($2,202)$252$1,950$74,635
Year 28 - 325 ($2,202)$246$1,956$72,678
326 ($2,202)$239$1,963$70,716
327 ($2,202)$233$1,969$68,747
328 ($2,202)$226$1,976$66,771
329 ($2,202)$220$1,982$64,789
330 ($2,202)$213$1,989$62,801
331 ($2,202)$207$1,995$60,805
332 ($2,202)$200$2,002$58,804
333 ($2,202)$194$2,008$56,795
334 ($2,202)$187$2,015$54,781
335 ($2,202)$180$2,022$52,759
336 ($2,202)$174$2,028$50,731
Year 29 - 337 ($2,202)$167$2,035$48,696
338 ($2,202)$160$2,042$46,654
339 ($2,202)$154$2,048$44,606
340 ($2,202)$147$2,055$42,551
341 ($2,202)$140$2,062$40,489
342 ($2,202)$133$2,069$38,421
343 ($2,202)$126$2,075$36,345
344 ($2,202)$120$2,082$34,263
345 ($2,202)$113$2,089$32,174
346 ($2,202)$106$2,096$30,078
347 ($2,202)$99$2,103$27,975
348 ($2,202)$92$2,110$25,865
Year 30 - 349 ($2,202)$85$2,117$23,749
350 ($2,202)$78$2,124$21,625
351 ($2,202)$71$2,131$19,494
352 ($2,202)$64$2,138$17,357
353 ($2,202)$57$2,145$15,212
354 ($2,202)$50$2,152$13,060
355 ($2,202)$43$2,159$10,901
356 ($2,202)$36$2,166$8,735
357 ($2,202)$29$2,173$6,562
358 ($2,202)$22$2,180$4,382
359 ($2,202)$14$2,187$2,195
360 ($2,202)$7$2,195$0
TOTALS$328,667$464,000$792,667

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.