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Mortgage Payment Schedule for a $589,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($117,800) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,260 360 $342,566 $813,766

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $589,000
Down Payment $117,800$471,200
Year 1 - 1 ($2,260)$1,586$674$470,526
2 ($2,260)$1,584$676$469,850
3 ($2,260)$1,582$679$469,171
4 ($2,260)$1,580$681$468,490
5 ($2,260)$1,577$683$467,807
6 ($2,260)$1,575$686$467,121
7 ($2,260)$1,573$688$466,433
8 ($2,260)$1,570$690$465,743
9 ($2,260)$1,568$692$465,051
10 ($2,260)$1,566$695$464,356
11 ($2,260)$1,563$697$463,659
12 ($2,260)$1,561$699$462,959
Year 2 - 13 ($2,260)$1,559$702$462,258
14 ($2,260)$1,556$704$461,553
15 ($2,260)$1,554$707$460,847
16 ($2,260)$1,552$709$460,138
17 ($2,260)$1,549$711$459,427
18 ($2,260)$1,547$714$458,713
19 ($2,260)$1,544$716$457,997
20 ($2,260)$1,542$719$457,278
21 ($2,260)$1,540$721$456,557
22 ($2,260)$1,537$723$455,834
23 ($2,260)$1,535$726$455,108
24 ($2,260)$1,532$728$454,380
Year 3 - 25 ($2,260)$1,530$731$453,649
26 ($2,260)$1,527$733$452,916
27 ($2,260)$1,525$736$452,180
28 ($2,260)$1,522$738$451,442
29 ($2,260)$1,520$741$450,702
30 ($2,260)$1,517$743$449,958
31 ($2,260)$1,515$746$449,213
32 ($2,260)$1,512$748$448,465
33 ($2,260)$1,510$751$447,714
34 ($2,260)$1,507$753$446,961
35 ($2,260)$1,505$756$446,205
36 ($2,260)$1,502$758$445,447
Year 4 - 37 ($2,260)$1,500$761$444,686
38 ($2,260)$1,497$763$443,923
39 ($2,260)$1,495$766$443,157
40 ($2,260)$1,492$768$442,388
41 ($2,260)$1,489$771$441,617
42 ($2,260)$1,487$774$440,844
43 ($2,260)$1,484$776$440,067
44 ($2,260)$1,482$779$439,289
45 ($2,260)$1,479$782$438,507
46 ($2,260)$1,476$784$437,723
47 ($2,260)$1,474$787$436,936
48 ($2,260)$1,471$789$436,147
Year 5 - 49 ($2,260)$1,468$792$435,354
50 ($2,260)$1,466$795$434,560
51 ($2,260)$1,463$797$433,762
52 ($2,260)$1,460$800$432,962
53 ($2,260)$1,458$803$432,159
54 ($2,260)$1,455$806$431,354
55 ($2,260)$1,452$808$430,546
56 ($2,260)$1,450$811$429,735
57 ($2,260)$1,447$814$428,921
58 ($2,260)$1,444$816$428,105
59 ($2,260)$1,441$819$427,285
60 ($2,260)$1,439$822$426,463
Year 6 - 61 ($2,260)$1,436$825$425,639
62 ($2,260)$1,433$827$424,811
63 ($2,260)$1,430$830$423,981
64 ($2,260)$1,427$833$423,148
65 ($2,260)$1,425$836$422,312
66 ($2,260)$1,422$839$421,473
67 ($2,260)$1,419$842$420,632
68 ($2,260)$1,416$844$419,788
69 ($2,260)$1,413$847$418,940
70 ($2,260)$1,410$850$418,090
71 ($2,260)$1,408$853$417,237
72 ($2,260)$1,405$856$416,382
Year 7 - 73 ($2,260)$1,402$859$415,523
74 ($2,260)$1,399$862$414,661
75 ($2,260)$1,396$864$413,797
76 ($2,260)$1,393$867$412,930
77 ($2,260)$1,390$870$412,059
78 ($2,260)$1,387$873$411,186
79 ($2,260)$1,384$876$410,310
80 ($2,260)$1,381$879$409,431
81 ($2,260)$1,378$882$408,549
82 ($2,260)$1,375$885$407,664
83 ($2,260)$1,372$888$406,776
84 ($2,260)$1,369$891$405,885
Year 8 - 85 ($2,260)$1,366$894$404,991
86 ($2,260)$1,363$897$404,094
87 ($2,260)$1,360$900$403,194
88 ($2,260)$1,357$903$402,291
89 ($2,260)$1,354$906$401,385
90 ($2,260)$1,351$909$400,476
91 ($2,260)$1,348$912$399,564
92 ($2,260)$1,345$915$398,648
93 ($2,260)$1,342$918$397,730
94 ($2,260)$1,339$921$396,809
95 ($2,260)$1,336$925$395,884
96 ($2,260)$1,333$928$394,956
Year 9 - 97 ($2,260)$1,330$931$394,026
98 ($2,260)$1,327$934$393,092
99 ($2,260)$1,323$937$392,155
100 ($2,260)$1,320$940$391,214
101 ($2,260)$1,317$943$390,271
102 ($2,260)$1,314$947$389,324
103 ($2,260)$1,311$950$388,375
104 ($2,260)$1,308$953$387,422
105 ($2,260)$1,304$956$386,466
106 ($2,260)$1,301$959$385,506
107 ($2,260)$1,298$963$384,544
108 ($2,260)$1,295$966$383,578
Year 10 - 109 ($2,260)$1,291$969$382,609
110 ($2,260)$1,288$972$381,636
111 ($2,260)$1,285$976$380,661
112 ($2,260)$1,282$979$379,682
113 ($2,260)$1,278$982$378,700
114 ($2,260)$1,275$986$377,714
115 ($2,260)$1,272$989$376,725
116 ($2,260)$1,268$992$375,733
117 ($2,260)$1,265$995$374,738
118 ($2,260)$1,262$999$373,739
119 ($2,260)$1,258$1,002$372,737
120 ($2,260)$1,255$1,006$371,731
Year 11 - 121 ($2,260)$1,251$1,009$370,722
122 ($2,260)$1,248$1,012$369,710
123 ($2,260)$1,245$1,016$368,694
124 ($2,260)$1,241$1,019$367,675
125 ($2,260)$1,238$1,023$366,652
126 ($2,260)$1,234$1,026$365,626
127 ($2,260)$1,231$1,030$364,597
128 ($2,260)$1,227$1,033$363,564
129 ($2,260)$1,224$1,036$362,527
130 ($2,260)$1,221$1,040$361,487
131 ($2,260)$1,217$1,043$360,444
132 ($2,260)$1,213$1,047$359,397
Year 12 - 133 ($2,260)$1,210$1,050$358,346
134 ($2,260)$1,206$1,054$357,292
135 ($2,260)$1,203$1,058$356,235
136 ($2,260)$1,199$1,061$355,174
137 ($2,260)$1,196$1,065$354,109
138 ($2,260)$1,192$1,068$353,041
139 ($2,260)$1,189$1,072$351,969
140 ($2,260)$1,185$1,075$350,893
141 ($2,260)$1,181$1,079$349,814
142 ($2,260)$1,178$1,083$348,731
143 ($2,260)$1,174$1,086$347,645
144 ($2,260)$1,170$1,090$346,555
Year 13 - 145 ($2,260)$1,167$1,094$345,461
146 ($2,260)$1,163$1,097$344,364
147 ($2,260)$1,159$1,101$343,263
148 ($2,260)$1,156$1,105$342,158
149 ($2,260)$1,152$1,109$341,049
150 ($2,260)$1,148$1,112$339,937
151 ($2,260)$1,144$1,116$338,821
152 ($2,260)$1,141$1,120$337,701
153 ($2,260)$1,137$1,124$336,578
154 ($2,260)$1,133$1,127$335,450
155 ($2,260)$1,129$1,131$334,319
156 ($2,260)$1,126$1,135$333,184
Year 14 - 157 ($2,260)$1,122$1,139$332,046
158 ($2,260)$1,118$1,143$330,903
159 ($2,260)$1,114$1,146$329,757
160 ($2,260)$1,110$1,150$328,606
161 ($2,260)$1,106$1,154$327,452
162 ($2,260)$1,102$1,158$326,294
163 ($2,260)$1,099$1,162$325,132
164 ($2,260)$1,095$1,166$323,966
165 ($2,260)$1,091$1,170$322,797
166 ($2,260)$1,087$1,174$321,623
167 ($2,260)$1,083$1,178$320,445
168 ($2,260)$1,079$1,182$319,264
Year 15 - 169 ($2,260)$1,075$1,186$318,078
170 ($2,260)$1,071$1,190$316,888
171 ($2,260)$1,067$1,194$315,695
172 ($2,260)$1,063$1,198$314,497
173 ($2,260)$1,059$1,202$313,296
174 ($2,260)$1,055$1,206$312,090
175 ($2,260)$1,051$1,210$310,880
176 ($2,260)$1,047$1,214$309,666
177 ($2,260)$1,043$1,218$308,448
178 ($2,260)$1,038$1,222$307,226
179 ($2,260)$1,034$1,226$306,000
180 ($2,260)$1,030$1,230$304,770
Year 16 - 181 ($2,260)$1,026$1,234$303,536
182 ($2,260)$1,022$1,239$302,297
183 ($2,260)$1,018$1,243$301,054
184 ($2,260)$1,014$1,247$299,807
185 ($2,260)$1,009$1,251$298,556
186 ($2,260)$1,005$1,255$297,301
187 ($2,260)$1,001$1,260$296,041
188 ($2,260)$997$1,264$294,778
189 ($2,260)$992$1,268$293,510
190 ($2,260)$988$1,272$292,237
191 ($2,260)$984$1,277$290,961
192 ($2,260)$980$1,281$289,680
Year 17 - 193 ($2,260)$975$1,285$288,395
194 ($2,260)$971$1,290$287,105
195 ($2,260)$967$1,294$285,811
196 ($2,260)$962$1,298$284,513
197 ($2,260)$958$1,303$283,210
198 ($2,260)$953$1,307$281,903
199 ($2,260)$949$1,311$280,592
200 ($2,260)$945$1,316$279,276
201 ($2,260)$940$1,320$277,956
202 ($2,260)$936$1,325$276,631
203 ($2,260)$931$1,329$275,302
204 ($2,260)$927$1,334$273,968
Year 18 - 205 ($2,260)$922$1,338$272,630
206 ($2,260)$918$1,343$271,288
207 ($2,260)$913$1,347$269,941
208 ($2,260)$909$1,352$268,589
209 ($2,260)$904$1,356$267,233
210 ($2,260)$900$1,361$265,872
211 ($2,260)$895$1,365$264,507
212 ($2,260)$891$1,370$263,137
213 ($2,260)$886$1,375$261,762
214 ($2,260)$881$1,379$260,383
215 ($2,260)$877$1,384$258,999
216 ($2,260)$872$1,388$257,611
Year 19 - 217 ($2,260)$867$1,393$256,217
218 ($2,260)$863$1,398$254,820
219 ($2,260)$858$1,403$253,417
220 ($2,260)$853$1,407$252,010
221 ($2,260)$848$1,412$250,598
222 ($2,260)$844$1,417$249,181
223 ($2,260)$839$1,422$247,759
224 ($2,260)$834$1,426$246,333
225 ($2,260)$829$1,431$244,902
226 ($2,260)$825$1,436$243,466
227 ($2,260)$820$1,441$242,025
228 ($2,260)$815$1,446$240,579
Year 20 - 229 ($2,260)$810$1,451$239,129
230 ($2,260)$805$1,455$237,674
231 ($2,260)$800$1,460$236,213
232 ($2,260)$795$1,465$234,748
233 ($2,260)$790$1,470$233,278
234 ($2,260)$785$1,475$231,803
235 ($2,260)$780$1,480$230,323
236 ($2,260)$775$1,485$228,838
237 ($2,260)$770$1,490$227,348
238 ($2,260)$765$1,495$225,853
239 ($2,260)$760$1,500$224,353
240 ($2,260)$755$1,505$222,847
Year 21 - 241 ($2,260)$750$1,510$221,337
242 ($2,260)$745$1,515$219,822
243 ($2,260)$740$1,520$218,302
244 ($2,260)$735$1,526$216,776
245 ($2,260)$730$1,531$215,245
246 ($2,260)$725$1,536$213,710
247 ($2,260)$719$1,541$212,169
248 ($2,260)$714$1,546$210,622
249 ($2,260)$709$1,551$209,071
250 ($2,260)$704$1,557$207,514
251 ($2,260)$699$1,562$205,953
252 ($2,260)$693$1,567$204,386
Year 22 - 253 ($2,260)$688$1,572$202,813
254 ($2,260)$683$1,578$201,236
255 ($2,260)$677$1,583$199,653
256 ($2,260)$672$1,588$198,064
257 ($2,260)$667$1,594$196,471
258 ($2,260)$661$1,599$194,872
259 ($2,260)$656$1,604$193,267
260 ($2,260)$651$1,610$191,657
261 ($2,260)$645$1,615$190,042
262 ($2,260)$640$1,621$188,422
263 ($2,260)$634$1,626$186,795
264 ($2,260)$629$1,632$185,164
Year 23 - 265 ($2,260)$623$1,637$183,527
266 ($2,260)$618$1,643$181,884
267 ($2,260)$612$1,648$180,236
268 ($2,260)$607$1,654$178,582
269 ($2,260)$601$1,659$176,923
270 ($2,260)$596$1,665$175,258
271 ($2,260)$590$1,670$173,588
272 ($2,260)$584$1,676$171,912
273 ($2,260)$579$1,682$170,230
274 ($2,260)$573$1,687$168,543
275 ($2,260)$567$1,693$166,850
276 ($2,260)$562$1,699$165,151
Year 24 - 277 ($2,260)$556$1,704$163,447
278 ($2,260)$550$1,710$161,736
279 ($2,260)$545$1,716$160,021
280 ($2,260)$539$1,722$158,299
281 ($2,260)$533$1,728$156,571
282 ($2,260)$527$1,733$154,838
283 ($2,260)$521$1,739$153,099
284 ($2,260)$515$1,745$151,354
285 ($2,260)$510$1,751$149,603
286 ($2,260)$504$1,757$147,846
287 ($2,260)$498$1,763$146,083
288 ($2,260)$492$1,769$144,315
Year 25 - 289 ($2,260)$486$1,775$142,540
290 ($2,260)$480$1,781$140,759
291 ($2,260)$474$1,787$138,973
292 ($2,260)$468$1,793$137,180
293 ($2,260)$462$1,799$135,382
294 ($2,260)$456$1,805$133,577
295 ($2,260)$450$1,811$131,766
296 ($2,260)$444$1,817$129,949
297 ($2,260)$437$1,823$128,126
298 ($2,260)$431$1,829$126,297
299 ($2,260)$425$1,835$124,462
300 ($2,260)$419$1,841$122,621
Year 26 - 301 ($2,260)$413$1,848$120,773
302 ($2,260)$407$1,854$118,919
303 ($2,260)$400$1,860$117,059
304 ($2,260)$394$1,866$115,193
305 ($2,260)$388$1,873$113,320
306 ($2,260)$382$1,879$111,441
307 ($2,260)$375$1,885$109,556
308 ($2,260)$369$1,892$107,664
309 ($2,260)$362$1,898$105,766
310 ($2,260)$356$1,904$103,862
311 ($2,260)$350$1,911$101,951
312 ($2,260)$343$1,917$100,034
Year 27 - 313 ($2,260)$337$1,924$98,110
314 ($2,260)$330$1,930$96,180
315 ($2,260)$324$1,937$94,243
316 ($2,260)$317$1,943$92,300
317 ($2,260)$311$1,950$90,350
318 ($2,260)$304$1,956$88,394
319 ($2,260)$298$1,963$86,431
320 ($2,260)$291$1,969$84,462
321 ($2,260)$284$1,976$82,486
322 ($2,260)$278$1,983$80,503
323 ($2,260)$271$1,989$78,514
324 ($2,260)$264$1,996$76,517
Year 28 - 325 ($2,260)$258$2,003$74,515
326 ($2,260)$251$2,010$72,505
327 ($2,260)$244$2,016$70,489
328 ($2,260)$237$2,023$68,465
329 ($2,260)$231$2,030$66,435
330 ($2,260)$224$2,037$64,399
331 ($2,260)$217$2,044$62,355
332 ($2,260)$210$2,051$60,305
333 ($2,260)$203$2,057$58,247
334 ($2,260)$196$2,064$56,183
335 ($2,260)$189$2,071$54,111
336 ($2,260)$182$2,078$52,033
Year 29 - 337 ($2,260)$175$2,085$49,948
338 ($2,260)$168$2,092$47,856
339 ($2,260)$161$2,099$45,756
340 ($2,260)$154$2,106$43,650
341 ($2,260)$147$2,114$41,536
342 ($2,260)$140$2,121$39,416
343 ($2,260)$133$2,128$37,288
344 ($2,260)$126$2,135$35,153
345 ($2,260)$118$2,142$33,011
346 ($2,260)$111$2,149$30,862
347 ($2,260)$104$2,157$28,705
348 ($2,260)$97$2,164$26,541
Year 30 - 349 ($2,260)$89$2,171$24,370
350 ($2,260)$82$2,178$22,192
351 ($2,260)$75$2,186$20,006
352 ($2,260)$67$2,193$17,813
353 ($2,260)$60$2,200$15,612
354 ($2,260)$53$2,208$13,404
355 ($2,260)$45$2,215$11,189
356 ($2,260)$38$2,223$8,966
357 ($2,260)$30$2,230$6,736
358 ($2,260)$23$2,238$4,498
359 ($2,260)$15$2,245$2,253
360 ($2,260)$8$2,253$0
TOTALS$342,566$471,200$813,766

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.