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Mortgage Payment Schedule for a $598,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 11, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($119,600) may require pre-mortgage insurance


3.99% is current rate for 30-year fixed
3.44% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,281 360 $342,831 $821,231

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,192 or less (zip code: 20149)


NMLS #: 134407 | State Lic #: MC-5378
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.895% | Rate: 3.875% | Fees: $595 | 45 day rate lock

NMLS #: 790396
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.006% | Rate: 3.990% | Fees: $492 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.385% | Rate: 4.375% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.433% | Rate: 4.375% | Fees: $1,710 | 60 day rate lock

$1,285 /mo
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30 yr fixed mtg, 0 points | APR: 4.624% | Rate: 4.624% | Fees: $0 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $10 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.015% | Rate: 4.000% | Fees: $441 | 30 day rate lock

NMLS #: 410602
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.148% | Rate: 4.125% | Fees: $695 | 30 day rate lock

NMLS #: 423028
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.168% | Rate: 4.125% | Fees: $1,295 | 30 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $598,000
Down Payment $119,600$478,400
Year 1 - 1 ($2,281)$1,591$691$477,709
2 ($2,281)$1,588$693$477,017
3 ($2,281)$1,586$695$476,322
4 ($2,281)$1,584$697$475,624
5 ($2,281)$1,581$700$474,924
6 ($2,281)$1,579$702$474,222
7 ($2,281)$1,577$704$473,518
8 ($2,281)$1,574$707$472,811
9 ($2,281)$1,572$709$472,102
10 ($2,281)$1,570$711$471,391
11 ($2,281)$1,567$714$470,677
12 ($2,281)$1,565$716$469,961
Year 2 - 13 ($2,281)$1,563$719$469,242
14 ($2,281)$1,560$721$468,521
15 ($2,281)$1,558$723$467,798
16 ($2,281)$1,555$726$467,072
17 ($2,281)$1,553$728$466,344
18 ($2,281)$1,551$731$465,613
19 ($2,281)$1,548$733$464,880
20 ($2,281)$1,546$735$464,145
21 ($2,281)$1,543$738$463,407
22 ($2,281)$1,541$740$462,666
23 ($2,281)$1,538$743$461,923
24 ($2,281)$1,536$745$461,178
Year 3 - 25 ($2,281)$1,533$748$460,430
26 ($2,281)$1,531$750$459,680
27 ($2,281)$1,528$753$458,927
28 ($2,281)$1,526$755$458,172
29 ($2,281)$1,523$758$457,414
30 ($2,281)$1,521$760$456,654
31 ($2,281)$1,518$763$455,891
32 ($2,281)$1,516$765$455,126
33 ($2,281)$1,513$768$454,358
34 ($2,281)$1,511$770$453,587
35 ($2,281)$1,508$773$452,814
36 ($2,281)$1,506$776$452,039
Year 4 - 37 ($2,281)$1,503$778$451,261
38 ($2,281)$1,500$781$450,480
39 ($2,281)$1,498$783$449,697
40 ($2,281)$1,495$786$448,911
41 ($2,281)$1,493$789$448,122
42 ($2,281)$1,490$791$447,331
43 ($2,281)$1,487$794$446,537
44 ($2,281)$1,485$796$445,741
45 ($2,281)$1,482$799$444,941
46 ($2,281)$1,479$802$444,140
47 ($2,281)$1,477$804$443,335
48 ($2,281)$1,474$807$442,528
Year 5 - 49 ($2,281)$1,471$810$441,718
50 ($2,281)$1,469$812$440,906
51 ($2,281)$1,466$815$440,091
52 ($2,281)$1,463$818$439,273
53 ($2,281)$1,461$821$438,452
54 ($2,281)$1,458$823$437,629
55 ($2,281)$1,455$826$436,803
56 ($2,281)$1,452$829$435,974
57 ($2,281)$1,450$832$435,142
58 ($2,281)$1,447$834$434,308
59 ($2,281)$1,444$837$433,471
60 ($2,281)$1,441$840$432,631
Year 6 - 61 ($2,281)$1,438$843$431,788
62 ($2,281)$1,436$846$430,943
63 ($2,281)$1,433$848$430,094
64 ($2,281)$1,430$851$429,243
65 ($2,281)$1,427$854$428,389
66 ($2,281)$1,424$857$427,533
67 ($2,281)$1,422$860$426,673
68 ($2,281)$1,419$863$425,810
69 ($2,281)$1,416$865$424,945
70 ($2,281)$1,413$868$424,077
71 ($2,281)$1,410$871$423,206
72 ($2,281)$1,407$874$422,332
Year 7 - 73 ($2,281)$1,404$877$421,455
74 ($2,281)$1,401$880$420,575
75 ($2,281)$1,398$883$419,692
76 ($2,281)$1,395$886$418,806
77 ($2,281)$1,393$889$417,918
78 ($2,281)$1,390$892$417,026
79 ($2,281)$1,387$895$416,131
80 ($2,281)$1,384$898$415,234
81 ($2,281)$1,381$901$414,333
82 ($2,281)$1,378$904$413,430
83 ($2,281)$1,375$907$412,523
84 ($2,281)$1,372$910$411,614
Year 8 - 85 ($2,281)$1,369$913$410,701
86 ($2,281)$1,366$916$409,785
87 ($2,281)$1,363$919$408,867
88 ($2,281)$1,359$922$407,945
89 ($2,281)$1,356$925$407,020
90 ($2,281)$1,353$928$406,092
91 ($2,281)$1,350$931$405,162
92 ($2,281)$1,347$934$404,227
93 ($2,281)$1,344$937$403,290
94 ($2,281)$1,341$940$402,350
95 ($2,281)$1,338$943$401,407
96 ($2,281)$1,335$947$400,460
Year 9 - 97 ($2,281)$1,332$950$399,511
98 ($2,281)$1,328$953$398,558
99 ($2,281)$1,325$956$397,602
100 ($2,281)$1,322$959$396,643
101 ($2,281)$1,319$962$395,680
102 ($2,281)$1,316$966$394,715
103 ($2,281)$1,312$969$393,746
104 ($2,281)$1,309$972$392,774
105 ($2,281)$1,306$975$391,799
106 ($2,281)$1,303$978$390,820
107 ($2,281)$1,299$982$389,838
108 ($2,281)$1,296$985$388,853
Year 10 - 109 ($2,281)$1,293$988$387,865
110 ($2,281)$1,290$992$386,874
111 ($2,281)$1,286$995$385,879
112 ($2,281)$1,283$998$384,881
113 ($2,281)$1,280$1,001$383,879
114 ($2,281)$1,276$1,005$382,874
115 ($2,281)$1,273$1,008$381,866
116 ($2,281)$1,270$1,011$380,855
117 ($2,281)$1,266$1,015$379,840
118 ($2,281)$1,263$1,018$378,822
119 ($2,281)$1,260$1,022$377,800
120 ($2,281)$1,256$1,025$376,775
Year 11 - 121 ($2,281)$1,253$1,028$375,747
122 ($2,281)$1,249$1,032$374,715
123 ($2,281)$1,246$1,035$373,679
124 ($2,281)$1,242$1,039$372,641
125 ($2,281)$1,239$1,042$371,599
126 ($2,281)$1,236$1,046$370,553
127 ($2,281)$1,232$1,049$369,504
128 ($2,281)$1,229$1,053$368,451
129 ($2,281)$1,225$1,056$367,395
130 ($2,281)$1,222$1,060$366,336
131 ($2,281)$1,218$1,063$365,272
132 ($2,281)$1,215$1,067$364,206
Year 12 - 133 ($2,281)$1,211$1,070$363,136
134 ($2,281)$1,207$1,074$362,062
135 ($2,281)$1,204$1,077$360,984
136 ($2,281)$1,200$1,081$359,904
137 ($2,281)$1,197$1,085$358,819
138 ($2,281)$1,193$1,088$357,731
139 ($2,281)$1,189$1,092$356,639
140 ($2,281)$1,186$1,095$355,544
141 ($2,281)$1,182$1,099$354,445
142 ($2,281)$1,179$1,103$353,342
143 ($2,281)$1,175$1,106$352,236
144 ($2,281)$1,171$1,110$351,126
Year 13 - 145 ($2,281)$1,167$1,114$350,012
146 ($2,281)$1,164$1,117$348,895
147 ($2,281)$1,160$1,121$347,773
148 ($2,281)$1,156$1,125$346,649
149 ($2,281)$1,153$1,129$345,520
150 ($2,281)$1,149$1,132$344,388
151 ($2,281)$1,145$1,136$343,252
152 ($2,281)$1,141$1,140$342,112
153 ($2,281)$1,138$1,144$340,968
154 ($2,281)$1,134$1,147$339,821
155 ($2,281)$1,130$1,151$338,669
156 ($2,281)$1,126$1,155$337,514
Year 14 - 157 ($2,281)$1,122$1,159$336,355
158 ($2,281)$1,118$1,163$335,192
159 ($2,281)$1,115$1,167$334,026
160 ($2,281)$1,111$1,171$332,855
161 ($2,281)$1,107$1,174$331,681
162 ($2,281)$1,103$1,178$330,502
163 ($2,281)$1,099$1,182$329,320
164 ($2,281)$1,095$1,186$328,134
165 ($2,281)$1,091$1,190$326,944
166 ($2,281)$1,087$1,194$325,750
167 ($2,281)$1,083$1,198$324,551
168 ($2,281)$1,079$1,202$323,349
Year 15 - 169 ($2,281)$1,075$1,206$322,143
170 ($2,281)$1,071$1,210$320,933
171 ($2,281)$1,067$1,214$319,719
172 ($2,281)$1,063$1,218$318,501
173 ($2,281)$1,059$1,222$317,279
174 ($2,281)$1,055$1,226$316,053
175 ($2,281)$1,051$1,230$314,822
176 ($2,281)$1,047$1,234$313,588
177 ($2,281)$1,043$1,239$312,349
178 ($2,281)$1,039$1,243$311,107
179 ($2,281)$1,034$1,247$309,860
180 ($2,281)$1,030$1,251$308,609
Year 16 - 181 ($2,281)$1,026$1,255$307,354
182 ($2,281)$1,022$1,259$306,095
183 ($2,281)$1,018$1,263$304,831
184 ($2,281)$1,014$1,268$303,564
185 ($2,281)$1,009$1,272$302,292
186 ($2,281)$1,005$1,276$301,016
187 ($2,281)$1,001$1,280$299,735
188 ($2,281)$997$1,285$298,451
189 ($2,281)$992$1,289$297,162
190 ($2,281)$988$1,293$295,869
191 ($2,281)$984$1,297$294,571
192 ($2,281)$979$1,302$293,270
Year 17 - 193 ($2,281)$975$1,306$291,964
194 ($2,281)$971$1,310$290,653
195 ($2,281)$966$1,315$289,338
196 ($2,281)$962$1,319$288,019
197 ($2,281)$958$1,324$286,696
198 ($2,281)$953$1,328$285,368
199 ($2,281)$949$1,332$284,035
200 ($2,281)$944$1,337$282,699
201 ($2,281)$940$1,341$281,357
202 ($2,281)$936$1,346$280,012
203 ($2,281)$931$1,350$278,662
204 ($2,281)$927$1,355$277,307
Year 18 - 205 ($2,281)$922$1,359$275,948
206 ($2,281)$918$1,364$274,584
207 ($2,281)$913$1,368$273,216
208 ($2,281)$908$1,373$271,843
209 ($2,281)$904$1,377$270,466
210 ($2,281)$899$1,382$269,084
211 ($2,281)$895$1,386$267,697
212 ($2,281)$890$1,391$266,306
213 ($2,281)$885$1,396$264,911
214 ($2,281)$881$1,400$263,510
215 ($2,281)$876$1,405$262,105
216 ($2,281)$871$1,410$260,696
Year 19 - 217 ($2,281)$867$1,414$259,281
218 ($2,281)$862$1,419$257,862
219 ($2,281)$857$1,424$256,438
220 ($2,281)$853$1,429$255,010
221 ($2,281)$848$1,433$253,576
222 ($2,281)$843$1,438$252,138
223 ($2,281)$838$1,443$250,696
224 ($2,281)$834$1,448$249,248
225 ($2,281)$829$1,452$247,795
226 ($2,281)$824$1,457$246,338
227 ($2,281)$819$1,462$244,876
228 ($2,281)$814$1,467$243,409
Year 20 - 229 ($2,281)$809$1,472$241,937
230 ($2,281)$804$1,477$240,460
231 ($2,281)$800$1,482$238,979
232 ($2,281)$795$1,487$237,492
233 ($2,281)$790$1,492$236,001
234 ($2,281)$785$1,496$234,504
235 ($2,281)$780$1,501$233,003
236 ($2,281)$775$1,506$231,496
237 ($2,281)$770$1,511$229,985
238 ($2,281)$765$1,516$228,468
239 ($2,281)$760$1,522$226,947
240 ($2,281)$755$1,527$225,420
Year 21 - 241 ($2,281)$750$1,532$223,888
242 ($2,281)$744$1,537$222,352
243 ($2,281)$739$1,542$220,810
244 ($2,281)$734$1,547$219,263
245 ($2,281)$729$1,552$217,711
246 ($2,281)$724$1,557$216,153
247 ($2,281)$719$1,562$214,591
248 ($2,281)$714$1,568$213,023
249 ($2,281)$708$1,573$211,450
250 ($2,281)$703$1,578$209,872
251 ($2,281)$698$1,583$208,289
252 ($2,281)$693$1,589$206,700
Year 22 - 253 ($2,281)$687$1,594$205,106
254 ($2,281)$682$1,599$203,507
255 ($2,281)$677$1,605$201,902
256 ($2,281)$671$1,610$200,293
257 ($2,281)$666$1,615$198,677
258 ($2,281)$661$1,621$197,057
259 ($2,281)$655$1,626$195,431
260 ($2,281)$650$1,631$193,799
261 ($2,281)$644$1,637$192,163
262 ($2,281)$639$1,642$190,520
263 ($2,281)$633$1,648$188,873
264 ($2,281)$628$1,653$187,219
Year 23 - 265 ($2,281)$623$1,659$185,561
266 ($2,281)$617$1,664$183,896
267 ($2,281)$611$1,670$182,227
268 ($2,281)$606$1,675$180,551
269 ($2,281)$600$1,681$178,871
270 ($2,281)$595$1,686$177,184
271 ($2,281)$589$1,692$175,492
272 ($2,281)$584$1,698$173,794
273 ($2,281)$578$1,703$172,091
274 ($2,281)$572$1,709$170,382
275 ($2,281)$567$1,715$168,667
276 ($2,281)$561$1,720$166,947
Year 24 - 277 ($2,281)$555$1,726$165,221
278 ($2,281)$549$1,732$163,489
279 ($2,281)$544$1,738$161,751
280 ($2,281)$538$1,743$160,008
281 ($2,281)$532$1,749$158,259
282 ($2,281)$526$1,755$156,504
283 ($2,281)$520$1,761$154,743
284 ($2,281)$515$1,767$152,976
285 ($2,281)$509$1,773$151,204
286 ($2,281)$503$1,778$149,425
287 ($2,281)$497$1,784$147,641
288 ($2,281)$491$1,790$145,851
Year 25 - 289 ($2,281)$485$1,796$144,055
290 ($2,281)$479$1,802$142,252
291 ($2,281)$473$1,808$140,444
292 ($2,281)$467$1,814$138,630
293 ($2,281)$461$1,820$136,810
294 ($2,281)$455$1,826$134,983
295 ($2,281)$449$1,832$133,151
296 ($2,281)$443$1,838$131,312
297 ($2,281)$437$1,845$129,468
298 ($2,281)$430$1,851$127,617
299 ($2,281)$424$1,857$125,760
300 ($2,281)$418$1,863$123,897
Year 26 - 301 ($2,281)$412$1,869$122,028
302 ($2,281)$406$1,875$120,153
303 ($2,281)$400$1,882$118,271
304 ($2,281)$393$1,888$116,383
305 ($2,281)$387$1,894$114,489
306 ($2,281)$381$1,901$112,588
307 ($2,281)$374$1,907$110,681
308 ($2,281)$368$1,913$108,768
309 ($2,281)$362$1,920$106,849
310 ($2,281)$355$1,926$104,923
311 ($2,281)$349$1,932$102,990
312 ($2,281)$342$1,939$101,052
Year 27 - 313 ($2,281)$336$1,945$99,106
314 ($2,281)$330$1,952$97,155
315 ($2,281)$323$1,958$95,197
316 ($2,281)$317$1,965$93,232
317 ($2,281)$310$1,971$91,261
318 ($2,281)$303$1,978$89,283
319 ($2,281)$297$1,984$87,299
320 ($2,281)$290$1,991$85,308
321 ($2,281)$284$1,998$83,310
322 ($2,281)$277$2,004$81,306
323 ($2,281)$270$2,011$79,295
324 ($2,281)$264$2,018$77,278
Year 28 - 325 ($2,281)$257$2,024$75,253
326 ($2,281)$250$2,031$73,222
327 ($2,281)$243$2,038$71,185
328 ($2,281)$237$2,045$69,140
329 ($2,281)$230$2,051$67,089
330 ($2,281)$223$2,058$65,031
331 ($2,281)$216$2,065$62,966
332 ($2,281)$209$2,072$60,894
333 ($2,281)$202$2,079$58,815
334 ($2,281)$196$2,086$56,729
335 ($2,281)$189$2,093$54,637
336 ($2,281)$182$2,100$52,537
Year 29 - 337 ($2,281)$175$2,107$50,431
338 ($2,281)$168$2,114$48,317
339 ($2,281)$161$2,121$46,197
340 ($2,281)$154$2,128$44,069
341 ($2,281)$147$2,135$41,935
342 ($2,281)$139$2,142$39,793
343 ($2,281)$132$2,149$37,644
344 ($2,281)$125$2,156$35,488
345 ($2,281)$118$2,163$33,325
346 ($2,281)$111$2,170$31,154
347 ($2,281)$104$2,178$28,977
348 ($2,281)$96$2,185$26,792
Year 30 - 349 ($2,281)$89$2,192$24,600
350 ($2,281)$82$2,199$22,400
351 ($2,281)$74$2,207$20,194
352 ($2,281)$67$2,214$17,980
353 ($2,281)$60$2,221$15,758
354 ($2,281)$52$2,229$13,529
355 ($2,281)$45$2,236$11,293
356 ($2,281)$38$2,244$9,049
357 ($2,281)$30$2,251$6,798
358 ($2,281)$23$2,259$4,540
359 ($2,281)$15$2,266$2,274
360 ($2,281)$8$2,274$0
TOTALS$342,831$478,400$821,231

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.