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Mortgage Payment Schedule for a $600,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($120,000) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,283 360 $341,988 $821,988

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $600,000
Down Payment $120,000$480,000
Year 1 - 1 ($2,283)$1,588$695$479,305
2 ($2,283)$1,586$698$478,607
3 ($2,283)$1,583$700$477,907
4 ($2,283)$1,581$702$477,205
5 ($2,283)$1,579$705$476,500
6 ($2,283)$1,576$707$475,794
7 ($2,283)$1,574$709$475,084
8 ($2,283)$1,572$712$474,373
9 ($2,283)$1,569$714$473,659
10 ($2,283)$1,567$716$472,943
11 ($2,283)$1,565$719$472,224
12 ($2,283)$1,562$721$471,503
Year 2 - 13 ($2,283)$1,560$723$470,779
14 ($2,283)$1,557$726$470,054
15 ($2,283)$1,555$728$469,325
16 ($2,283)$1,553$731$468,595
17 ($2,283)$1,550$733$467,862
18 ($2,283)$1,548$735$467,126
19 ($2,283)$1,545$738$466,388
20 ($2,283)$1,543$740$465,648
21 ($2,283)$1,541$743$464,905
22 ($2,283)$1,538$745$464,160
23 ($2,283)$1,536$748$463,412
24 ($2,283)$1,533$750$462,662
Year 3 - 25 ($2,283)$1,531$753$461,910
26 ($2,283)$1,528$755$461,154
27 ($2,283)$1,526$758$460,397
28 ($2,283)$1,523$760$459,637
29 ($2,283)$1,521$763$458,874
30 ($2,283)$1,518$765$458,109
31 ($2,283)$1,516$768$457,341
32 ($2,283)$1,513$770$456,571
33 ($2,283)$1,510$773$455,798
34 ($2,283)$1,508$775$455,023
35 ($2,283)$1,505$778$454,245
36 ($2,283)$1,503$781$453,464
Year 4 - 37 ($2,283)$1,500$783$452,681
38 ($2,283)$1,498$786$451,895
39 ($2,283)$1,495$788$451,107
40 ($2,283)$1,492$791$450,316
41 ($2,283)$1,490$794$449,523
42 ($2,283)$1,487$796$448,727
43 ($2,283)$1,485$799$447,928
44 ($2,283)$1,482$801$447,126
45 ($2,283)$1,479$804$446,322
46 ($2,283)$1,477$807$445,516
47 ($2,283)$1,474$809$444,706
48 ($2,283)$1,471$812$443,894
Year 5 - 49 ($2,283)$1,469$815$443,079
50 ($2,283)$1,466$817$442,262
51 ($2,283)$1,463$820$441,442
52 ($2,283)$1,460$823$440,619
53 ($2,283)$1,458$826$439,793
54 ($2,283)$1,455$828$438,965
55 ($2,283)$1,452$831$438,134
56 ($2,283)$1,449$834$437,300
57 ($2,283)$1,447$837$436,464
58 ($2,283)$1,444$839$435,624
59 ($2,283)$1,441$842$434,782
60 ($2,283)$1,438$845$433,937
Year 6 - 61 ($2,283)$1,436$848$433,090
62 ($2,283)$1,433$850$432,239
63 ($2,283)$1,430$853$431,386
64 ($2,283)$1,427$856$430,530
65 ($2,283)$1,424$859$429,671
66 ($2,283)$1,421$862$428,809
67 ($2,283)$1,419$865$427,944
68 ($2,283)$1,416$868$427,077
69 ($2,283)$1,413$870$426,206
70 ($2,283)$1,410$873$425,333
71 ($2,283)$1,407$876$424,457
72 ($2,283)$1,404$879$423,578
Year 7 - 73 ($2,283)$1,401$882$422,696
74 ($2,283)$1,398$885$421,811
75 ($2,283)$1,395$888$420,923
76 ($2,283)$1,393$891$420,033
77 ($2,283)$1,390$894$419,139
78 ($2,283)$1,387$897$418,242
79 ($2,283)$1,384$900$417,343
80 ($2,283)$1,381$903$416,440
81 ($2,283)$1,378$906$415,534
82 ($2,283)$1,375$909$414,626
83 ($2,283)$1,372$912$413,714
84 ($2,283)$1,369$915$412,800
Year 8 - 85 ($2,283)$1,366$918$411,882
86 ($2,283)$1,363$921$410,961
87 ($2,283)$1,360$924$410,038
88 ($2,283)$1,357$927$409,111
89 ($2,283)$1,353$930$408,181
90 ($2,283)$1,350$933$407,248
91 ($2,283)$1,347$936$406,312
92 ($2,283)$1,344$939$405,373
93 ($2,283)$1,341$942$404,431
94 ($2,283)$1,338$945$403,486
95 ($2,283)$1,335$948$402,537
96 ($2,283)$1,332$952$401,586
Year 9 - 97 ($2,283)$1,329$955$400,631
98 ($2,283)$1,325$958$399,673
99 ($2,283)$1,322$961$398,712
100 ($2,283)$1,319$964$397,748
101 ($2,283)$1,316$967$396,780
102 ($2,283)$1,313$971$395,810
103 ($2,283)$1,309$974$394,836
104 ($2,283)$1,306$977$393,859
105 ($2,283)$1,303$980$392,879
106 ($2,283)$1,300$984$391,895
107 ($2,283)$1,297$987$390,908
108 ($2,283)$1,293$990$389,918
Year 10 - 109 ($2,283)$1,290$993$388,925
110 ($2,283)$1,287$997$387,928
111 ($2,283)$1,283$1,000$386,928
112 ($2,283)$1,280$1,003$385,925
113 ($2,283)$1,277$1,007$384,919
114 ($2,283)$1,273$1,010$383,909
115 ($2,283)$1,270$1,013$382,896
116 ($2,283)$1,267$1,017$381,879
117 ($2,283)$1,263$1,020$380,859
118 ($2,283)$1,260$1,023$379,836
119 ($2,283)$1,257$1,027$378,809
120 ($2,283)$1,253$1,030$377,779
Year 11 - 121 ($2,283)$1,250$1,033$376,746
122 ($2,283)$1,246$1,037$375,709
123 ($2,283)$1,243$1,040$374,668
124 ($2,283)$1,240$1,044$373,625
125 ($2,283)$1,236$1,047$372,577
126 ($2,283)$1,233$1,051$371,527
127 ($2,283)$1,229$1,054$370,473
128 ($2,283)$1,226$1,058$369,415
129 ($2,283)$1,222$1,061$368,354
130 ($2,283)$1,219$1,065$367,289
131 ($2,283)$1,215$1,068$366,221
132 ($2,283)$1,212$1,072$365,149
Year 12 - 133 ($2,283)$1,208$1,075$364,074
134 ($2,283)$1,204$1,079$362,995
135 ($2,283)$1,201$1,082$361,913
136 ($2,283)$1,197$1,086$360,827
137 ($2,283)$1,194$1,090$359,737
138 ($2,283)$1,190$1,093$358,644
139 ($2,283)$1,187$1,097$357,547
140 ($2,283)$1,183$1,100$356,447
141 ($2,283)$1,179$1,104$355,343
142 ($2,283)$1,176$1,108$354,235
143 ($2,283)$1,172$1,111$353,124
144 ($2,283)$1,168$1,115$352,009
Year 13 - 145 ($2,283)$1,165$1,119$350,890
146 ($2,283)$1,161$1,122$349,767
147 ($2,283)$1,157$1,126$348,641
148 ($2,283)$1,153$1,130$347,511
149 ($2,283)$1,150$1,134$346,378
150 ($2,283)$1,146$1,137$345,240
151 ($2,283)$1,142$1,141$344,099
152 ($2,283)$1,138$1,145$342,954
153 ($2,283)$1,135$1,149$341,806
154 ($2,283)$1,131$1,152$340,653
155 ($2,283)$1,127$1,156$339,497
156 ($2,283)$1,123$1,160$338,337
Year 14 - 157 ($2,283)$1,119$1,164$337,173
158 ($2,283)$1,115$1,168$336,005
159 ($2,283)$1,112$1,172$334,833
160 ($2,283)$1,108$1,176$333,658
161 ($2,283)$1,104$1,179$332,478
162 ($2,283)$1,100$1,183$331,295
163 ($2,283)$1,096$1,187$330,108
164 ($2,283)$1,092$1,191$328,916
165 ($2,283)$1,088$1,195$327,721
166 ($2,283)$1,084$1,199$326,522
167 ($2,283)$1,080$1,203$325,319
168 ($2,283)$1,076$1,207$324,112
Year 15 - 169 ($2,283)$1,072$1,211$322,901
170 ($2,283)$1,068$1,215$321,686
171 ($2,283)$1,064$1,219$320,467
172 ($2,283)$1,060$1,223$319,244
173 ($2,283)$1,056$1,227$318,017
174 ($2,283)$1,052$1,231$316,786
175 ($2,283)$1,048$1,235$315,550
176 ($2,283)$1,044$1,239$314,311
177 ($2,283)$1,040$1,243$313,068
178 ($2,283)$1,036$1,248$311,820
179 ($2,283)$1,032$1,252$310,568
180 ($2,283)$1,027$1,256$309,312
Year 16 - 181 ($2,283)$1,023$1,260$308,052
182 ($2,283)$1,019$1,264$306,788
183 ($2,283)$1,015$1,268$305,520
184 ($2,283)$1,011$1,273$304,247
185 ($2,283)$1,007$1,277$302,971
186 ($2,283)$1,002$1,281$301,690
187 ($2,283)$998$1,285$300,404
188 ($2,283)$994$1,289$299,115
189 ($2,283)$990$1,294$297,821
190 ($2,283)$985$1,298$296,523
191 ($2,283)$981$1,302$295,221
192 ($2,283)$977$1,307$293,914
Year 17 - 193 ($2,283)$972$1,311$292,603
194 ($2,283)$968$1,315$291,288
195 ($2,283)$964$1,320$289,969
196 ($2,283)$959$1,324$288,645
197 ($2,283)$955$1,328$287,316
198 ($2,283)$951$1,333$285,983
199 ($2,283)$946$1,337$284,646
200 ($2,283)$942$1,342$283,305
201 ($2,283)$937$1,346$281,959
202 ($2,283)$933$1,350$280,608
203 ($2,283)$928$1,355$279,253
204 ($2,283)$924$1,359$277,894
Year 18 - 205 ($2,283)$919$1,364$276,530
206 ($2,283)$915$1,368$275,161
207 ($2,283)$910$1,373$273,788
208 ($2,283)$906$1,378$272,411
209 ($2,283)$901$1,382$271,029
210 ($2,283)$897$1,387$269,642
211 ($2,283)$892$1,391$268,251
212 ($2,283)$887$1,396$266,855
213 ($2,283)$883$1,400$265,455
214 ($2,283)$878$1,405$264,050
215 ($2,283)$874$1,410$262,640
216 ($2,283)$869$1,414$261,225
Year 19 - 217 ($2,283)$864$1,419$259,806
218 ($2,283)$860$1,424$258,383
219 ($2,283)$855$1,428$256,954
220 ($2,283)$850$1,433$255,521
221 ($2,283)$845$1,438$254,083
222 ($2,283)$841$1,443$252,640
223 ($2,283)$836$1,447$251,193
224 ($2,283)$831$1,452$249,740
225 ($2,283)$826$1,457$248,283
226 ($2,283)$821$1,462$246,821
227 ($2,283)$817$1,467$245,355
228 ($2,283)$812$1,472$243,883
Year 20 - 229 ($2,283)$807$1,476$242,407
230 ($2,283)$802$1,481$240,925
231 ($2,283)$797$1,486$239,439
232 ($2,283)$792$1,491$237,948
233 ($2,283)$787$1,496$236,452
234 ($2,283)$782$1,501$234,951
235 ($2,283)$777$1,506$233,445
236 ($2,283)$772$1,511$231,934
237 ($2,283)$767$1,516$230,418
238 ($2,283)$762$1,521$228,897
239 ($2,283)$757$1,526$227,371
240 ($2,283)$752$1,531$225,840
Year 21 - 241 ($2,283)$747$1,536$224,304
242 ($2,283)$742$1,541$222,762
243 ($2,283)$737$1,546$221,216
244 ($2,283)$732$1,551$219,665
245 ($2,283)$727$1,557$218,108
246 ($2,283)$722$1,562$216,546
247 ($2,283)$716$1,567$214,979
248 ($2,283)$711$1,572$213,407
249 ($2,283)$706$1,577$211,830
250 ($2,283)$701$1,582$210,248
251 ($2,283)$696$1,588$208,660
252 ($2,283)$690$1,593$207,067
Year 22 - 253 ($2,283)$685$1,598$205,469
254 ($2,283)$680$1,604$203,865
255 ($2,283)$674$1,609$202,256
256 ($2,283)$669$1,614$200,642
257 ($2,283)$664$1,620$199,023
258 ($2,283)$658$1,625$197,398
259 ($2,283)$653$1,630$195,767
260 ($2,283)$648$1,636$194,132
261 ($2,283)$642$1,641$192,491
262 ($2,283)$637$1,646$190,844
263 ($2,283)$631$1,652$189,192
264 ($2,283)$626$1,657$187,535
Year 23 - 265 ($2,283)$620$1,663$185,872
266 ($2,283)$615$1,668$184,204
267 ($2,283)$609$1,674$182,530
268 ($2,283)$604$1,679$180,850
269 ($2,283)$598$1,685$179,165
270 ($2,283)$593$1,691$177,475
271 ($2,283)$587$1,696$175,779
272 ($2,283)$582$1,702$174,077
273 ($2,283)$576$1,707$172,370
274 ($2,283)$570$1,713$170,657
275 ($2,283)$565$1,719$168,938
276 ($2,283)$559$1,724$167,213
Year 24 - 277 ($2,283)$553$1,730$165,483
278 ($2,283)$547$1,736$163,747
279 ($2,283)$542$1,742$162,006
280 ($2,283)$536$1,747$160,259
281 ($2,283)$530$1,753$158,505
282 ($2,283)$524$1,759$156,747
283 ($2,283)$519$1,765$154,982
284 ($2,283)$513$1,771$153,211
285 ($2,283)$507$1,776$151,435
286 ($2,283)$501$1,782$149,653
287 ($2,283)$495$1,788$147,864
288 ($2,283)$489$1,794$146,070
Year 25 - 289 ($2,283)$483$1,800$144,270
290 ($2,283)$477$1,806$142,464
291 ($2,283)$471$1,812$140,652
292 ($2,283)$465$1,818$138,834
293 ($2,283)$459$1,824$137,010
294 ($2,283)$453$1,830$135,180
295 ($2,283)$447$1,836$133,344
296 ($2,283)$441$1,842$131,502
297 ($2,283)$435$1,848$129,654
298 ($2,283)$429$1,854$127,799
299 ($2,283)$423$1,860$125,939
300 ($2,283)$417$1,867$124,072
Year 26 - 301 ($2,283)$410$1,873$122,199
302 ($2,283)$404$1,879$120,320
303 ($2,283)$398$1,885$118,435
304 ($2,283)$392$1,891$116,544
305 ($2,283)$386$1,898$114,646
306 ($2,283)$379$1,904$112,742
307 ($2,283)$373$1,910$110,832
308 ($2,283)$367$1,917$108,915
309 ($2,283)$360$1,923$106,992
310 ($2,283)$354$1,929$105,063
311 ($2,283)$348$1,936$103,127
312 ($2,283)$341$1,942$101,185
Year 27 - 313 ($2,283)$335$1,949$99,236
314 ($2,283)$328$1,955$97,281
315 ($2,283)$322$1,961$95,320
316 ($2,283)$315$1,968$93,352
317 ($2,283)$309$1,974$91,377
318 ($2,283)$302$1,981$89,396
319 ($2,283)$296$1,988$87,409
320 ($2,283)$289$1,994$85,415
321 ($2,283)$283$2,001$83,414
322 ($2,283)$276$2,007$81,407
323 ($2,283)$269$2,014$79,393
324 ($2,283)$263$2,021$77,372
Year 28 - 325 ($2,283)$256$2,027$75,345
326 ($2,283)$249$2,034$73,311
327 ($2,283)$243$2,041$71,270
328 ($2,283)$236$2,048$69,222
329 ($2,283)$229$2,054$67,168
330 ($2,283)$222$2,061$65,107
331 ($2,283)$215$2,068$63,039
332 ($2,283)$209$2,075$60,964
333 ($2,283)$202$2,082$58,883
334 ($2,283)$195$2,088$56,794
335 ($2,283)$188$2,095$54,699
336 ($2,283)$181$2,102$52,597
Year 29 - 337 ($2,283)$174$2,109$50,487
338 ($2,283)$167$2,116$48,371
339 ($2,283)$160$2,123$46,248
340 ($2,283)$153$2,130$44,117
341 ($2,283)$146$2,137$41,980
342 ($2,283)$139$2,144$39,836
343 ($2,283)$132$2,152$37,684
344 ($2,283)$125$2,159$35,526
345 ($2,283)$118$2,166$33,360
346 ($2,283)$110$2,173$31,187
347 ($2,283)$103$2,180$29,007
348 ($2,283)$96$2,187$26,819
Year 30 - 349 ($2,283)$89$2,195$24,625
350 ($2,283)$81$2,202$22,423
351 ($2,283)$74$2,209$20,214
352 ($2,283)$67$2,216$17,997
353 ($2,283)$60$2,224$15,774
354 ($2,283)$52$2,231$13,543
355 ($2,283)$45$2,238$11,304
356 ($2,283)$37$2,246$9,058
357 ($2,283)$30$2,253$6,805
358 ($2,283)$23$2,261$4,544
359 ($2,283)$15$2,268$2,276
360 ($2,283)$8$2,276$0
TOTALS$341,988$480,000$821,988

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.