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Mortgage Payment Schedule for a $600,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of June 22, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($120,000) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.17% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,264 360 $335,043 $815,043

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $600,000
Down Payment $120,000$480,000
Year 1 - 1 ($2,264)$1,560$704$479,296
2 ($2,264)$1,558$706$478,590
3 ($2,264)$1,555$709$477,881
4 ($2,264)$1,553$711$477,170
5 ($2,264)$1,551$713$476,457
6 ($2,264)$1,548$716$475,741
7 ($2,264)$1,546$718$475,024
8 ($2,264)$1,544$720$474,303
9 ($2,264)$1,541$723$473,581
10 ($2,264)$1,539$725$472,856
11 ($2,264)$1,537$727$472,129
12 ($2,264)$1,534$730$471,399
Year 2 - 13 ($2,264)$1,532$732$470,667
14 ($2,264)$1,530$734$469,933
15 ($2,264)$1,527$737$469,196
16 ($2,264)$1,525$739$468,457
17 ($2,264)$1,522$742$467,716
18 ($2,264)$1,520$744$466,972
19 ($2,264)$1,518$746$466,225
20 ($2,264)$1,515$749$465,477
21 ($2,264)$1,513$751$464,725
22 ($2,264)$1,510$754$463,972
23 ($2,264)$1,508$756$463,216
24 ($2,264)$1,505$759$462,457
Year 3 - 25 ($2,264)$1,503$761$461,696
26 ($2,264)$1,501$763$460,932
27 ($2,264)$1,498$766$460,167
28 ($2,264)$1,496$768$459,398
29 ($2,264)$1,493$771$458,627
30 ($2,264)$1,491$773$457,854
31 ($2,264)$1,488$776$457,078
32 ($2,264)$1,486$779$456,299
33 ($2,264)$1,483$781$455,518
34 ($2,264)$1,480$784$454,735
35 ($2,264)$1,478$786$453,948
36 ($2,264)$1,475$789$453,160
Year 4 - 37 ($2,264)$1,473$791$452,368
38 ($2,264)$1,470$794$451,575
39 ($2,264)$1,468$796$450,778
40 ($2,264)$1,465$799$449,979
41 ($2,264)$1,462$802$449,178
42 ($2,264)$1,460$804$448,374
43 ($2,264)$1,457$807$447,567
44 ($2,264)$1,455$809$446,757
45 ($2,264)$1,452$812$445,945
46 ($2,264)$1,449$815$445,131
47 ($2,264)$1,447$817$444,313
48 ($2,264)$1,444$820$443,493
Year 5 - 49 ($2,264)$1,441$823$442,671
50 ($2,264)$1,439$825$441,845
51 ($2,264)$1,436$828$441,017
52 ($2,264)$1,433$831$440,187
53 ($2,264)$1,431$833$439,353
54 ($2,264)$1,428$836$438,517
55 ($2,264)$1,425$839$437,678
56 ($2,264)$1,422$842$436,837
57 ($2,264)$1,420$844$435,992
58 ($2,264)$1,417$847$435,145
59 ($2,264)$1,414$850$434,296
60 ($2,264)$1,411$853$433,443
Year 6 - 61 ($2,264)$1,409$855$432,588
62 ($2,264)$1,406$858$431,730
63 ($2,264)$1,403$861$430,869
64 ($2,264)$1,400$864$430,005
65 ($2,264)$1,398$866$429,139
66 ($2,264)$1,395$869$428,269
67 ($2,264)$1,392$872$427,397
68 ($2,264)$1,389$875$426,522
69 ($2,264)$1,386$878$425,644
70 ($2,264)$1,383$881$424,764
71 ($2,264)$1,380$884$423,880
72 ($2,264)$1,378$886$422,994
Year 7 - 73 ($2,264)$1,375$889$422,105
74 ($2,264)$1,372$892$421,212
75 ($2,264)$1,369$895$420,317
76 ($2,264)$1,366$898$419,419
77 ($2,264)$1,363$901$418,518
78 ($2,264)$1,360$904$417,615
79 ($2,264)$1,357$907$416,708
80 ($2,264)$1,354$910$415,798
81 ($2,264)$1,351$913$414,885
82 ($2,264)$1,348$916$413,970
83 ($2,264)$1,345$919$413,051
84 ($2,264)$1,342$922$412,130
Year 8 - 85 ($2,264)$1,339$925$411,205
86 ($2,264)$1,336$928$410,277
87 ($2,264)$1,333$931$409,347
88 ($2,264)$1,330$934$408,413
89 ($2,264)$1,327$937$407,477
90 ($2,264)$1,324$940$406,537
91 ($2,264)$1,321$943$405,594
92 ($2,264)$1,318$946$404,648
93 ($2,264)$1,315$949$403,699
94 ($2,264)$1,312$952$402,747
95 ($2,264)$1,309$955$401,792
96 ($2,264)$1,306$958$400,834
Year 9 - 97 ($2,264)$1,303$961$399,873
98 ($2,264)$1,300$964$398,908
99 ($2,264)$1,296$968$397,941
100 ($2,264)$1,293$971$396,970
101 ($2,264)$1,290$974$395,996
102 ($2,264)$1,287$977$395,019
103 ($2,264)$1,284$980$394,039
104 ($2,264)$1,281$983$393,056
105 ($2,264)$1,277$987$392,069
106 ($2,264)$1,274$990$391,079
107 ($2,264)$1,271$993$390,086
108 ($2,264)$1,268$996$389,090
Year 10 - 109 ($2,264)$1,265$999$388,091
110 ($2,264)$1,261$1,003$387,088
111 ($2,264)$1,258$1,006$386,082
112 ($2,264)$1,255$1,009$385,073
113 ($2,264)$1,251$1,013$384,060
114 ($2,264)$1,248$1,016$383,044
115 ($2,264)$1,245$1,019$382,025
116 ($2,264)$1,242$1,022$381,003
117 ($2,264)$1,238$1,026$379,977
118 ($2,264)$1,235$1,029$378,948
119 ($2,264)$1,232$1,032$377,916
120 ($2,264)$1,228$1,036$376,880
Year 11 - 121 ($2,264)$1,225$1,039$375,841
122 ($2,264)$1,221$1,043$374,798
123 ($2,264)$1,218$1,046$373,752
124 ($2,264)$1,215$1,049$372,703
125 ($2,264)$1,211$1,053$371,650
126 ($2,264)$1,208$1,056$370,594
127 ($2,264)$1,204$1,060$369,534
128 ($2,264)$1,201$1,063$368,471
129 ($2,264)$1,198$1,066$367,405
130 ($2,264)$1,194$1,070$366,335
131 ($2,264)$1,191$1,073$365,262
132 ($2,264)$1,187$1,077$364,185
Year 12 - 133 ($2,264)$1,184$1,080$363,104
134 ($2,264)$1,180$1,084$362,020
135 ($2,264)$1,177$1,087$360,933
136 ($2,264)$1,173$1,091$359,842
137 ($2,264)$1,169$1,095$358,747
138 ($2,264)$1,166$1,098$357,649
139 ($2,264)$1,162$1,102$356,548
140 ($2,264)$1,159$1,105$355,442
141 ($2,264)$1,155$1,109$354,334
142 ($2,264)$1,152$1,112$353,221
143 ($2,264)$1,148$1,116$352,105
144 ($2,264)$1,144$1,120$350,986
Year 13 - 145 ($2,264)$1,141$1,123$349,862
146 ($2,264)$1,137$1,127$348,735
147 ($2,264)$1,133$1,131$347,605
148 ($2,264)$1,130$1,134$346,470
149 ($2,264)$1,126$1,138$345,332
150 ($2,264)$1,122$1,142$344,191
151 ($2,264)$1,119$1,145$343,045
152 ($2,264)$1,115$1,149$341,896
153 ($2,264)$1,111$1,153$340,743
154 ($2,264)$1,107$1,157$339,587
155 ($2,264)$1,104$1,160$338,426
156 ($2,264)$1,100$1,164$337,262
Year 14 - 157 ($2,264)$1,096$1,168$336,094
158 ($2,264)$1,092$1,172$334,923
159 ($2,264)$1,088$1,176$333,747
160 ($2,264)$1,085$1,179$332,568
161 ($2,264)$1,081$1,183$331,385
162 ($2,264)$1,077$1,187$330,198
163 ($2,264)$1,073$1,191$329,007
164 ($2,264)$1,069$1,195$327,812
165 ($2,264)$1,065$1,199$326,613
166 ($2,264)$1,061$1,203$325,411
167 ($2,264)$1,058$1,206$324,205
168 ($2,264)$1,054$1,210$322,994
Year 15 - 169 ($2,264)$1,050$1,214$321,780
170 ($2,264)$1,046$1,218$320,562
171 ($2,264)$1,042$1,222$319,340
172 ($2,264)$1,038$1,226$318,113
173 ($2,264)$1,034$1,230$316,883
174 ($2,264)$1,030$1,234$315,649
175 ($2,264)$1,026$1,238$314,411
176 ($2,264)$1,022$1,242$313,169
177 ($2,264)$1,018$1,246$311,923
178 ($2,264)$1,014$1,250$310,672
179 ($2,264)$1,010$1,254$309,418
180 ($2,264)$1,006$1,258$308,160
Year 16 - 181 ($2,264)$1,002$1,262$306,897
182 ($2,264)$997$1,267$305,630
183 ($2,264)$993$1,271$304,360
184 ($2,264)$989$1,275$303,085
185 ($2,264)$985$1,279$301,806
186 ($2,264)$981$1,283$300,523
187 ($2,264)$977$1,287$299,236
188 ($2,264)$973$1,291$297,944
189 ($2,264)$968$1,296$296,648
190 ($2,264)$964$1,300$295,348
191 ($2,264)$960$1,304$294,044
192 ($2,264)$956$1,308$292,736
Year 17 - 193 ($2,264)$951$1,313$291,423
194 ($2,264)$947$1,317$290,106
195 ($2,264)$943$1,321$288,785
196 ($2,264)$939$1,325$287,460
197 ($2,264)$934$1,330$286,130
198 ($2,264)$930$1,334$284,796
199 ($2,264)$926$1,338$283,458
200 ($2,264)$921$1,343$282,115
201 ($2,264)$917$1,347$280,768
202 ($2,264)$912$1,352$279,416
203 ($2,264)$908$1,356$278,060
204 ($2,264)$904$1,360$276,700
Year 18 - 205 ($2,264)$899$1,365$275,335
206 ($2,264)$895$1,369$273,966
207 ($2,264)$890$1,374$272,592
208 ($2,264)$886$1,378$271,214
209 ($2,264)$881$1,383$269,832
210 ($2,264)$877$1,387$268,445
211 ($2,264)$872$1,392$267,053
212 ($2,264)$868$1,396$265,657
213 ($2,264)$863$1,401$264,256
214 ($2,264)$859$1,405$262,851
215 ($2,264)$854$1,410$261,442
216 ($2,264)$850$1,414$260,027
Year 19 - 217 ($2,264)$845$1,419$258,608
218 ($2,264)$840$1,424$257,185
219 ($2,264)$836$1,428$255,757
220 ($2,264)$831$1,433$254,324
221 ($2,264)$827$1,437$252,886
222 ($2,264)$822$1,442$251,444
223 ($2,264)$817$1,447$249,997
224 ($2,264)$812$1,452$248,546
225 ($2,264)$808$1,456$247,090
226 ($2,264)$803$1,461$245,629
227 ($2,264)$798$1,466$244,163
228 ($2,264)$794$1,470$242,693
Year 20 - 229 ($2,264)$789$1,475$241,217
230 ($2,264)$784$1,480$239,737
231 ($2,264)$779$1,485$238,252
232 ($2,264)$774$1,490$236,763
233 ($2,264)$769$1,495$235,268
234 ($2,264)$765$1,499$233,769
235 ($2,264)$760$1,504$232,264
236 ($2,264)$755$1,509$230,755
237 ($2,264)$750$1,514$229,241
238 ($2,264)$745$1,519$227,722
239 ($2,264)$740$1,524$226,198
240 ($2,264)$735$1,529$224,670
Year 21 - 241 ($2,264)$730$1,534$223,136
242 ($2,264)$725$1,539$221,597
243 ($2,264)$720$1,544$220,053
244 ($2,264)$715$1,549$218,504
245 ($2,264)$710$1,554$216,950
246 ($2,264)$705$1,559$215,391
247 ($2,264)$700$1,564$213,827
248 ($2,264)$695$1,569$212,258
249 ($2,264)$690$1,574$210,684
250 ($2,264)$685$1,579$209,105
251 ($2,264)$680$1,584$207,521
252 ($2,264)$674$1,590$205,931
Year 22 - 253 ($2,264)$669$1,595$204,336
254 ($2,264)$664$1,600$202,736
255 ($2,264)$659$1,605$201,131
256 ($2,264)$654$1,610$199,521
257 ($2,264)$648$1,616$197,905
258 ($2,264)$643$1,621$196,284
259 ($2,264)$638$1,626$194,658
260 ($2,264)$633$1,631$193,027
261 ($2,264)$627$1,637$191,390
262 ($2,264)$622$1,642$189,748
263 ($2,264)$617$1,647$188,101
264 ($2,264)$611$1,653$186,448
Year 23 - 265 ($2,264)$606$1,658$184,790
266 ($2,264)$601$1,663$183,127
267 ($2,264)$595$1,669$181,458
268 ($2,264)$590$1,674$179,784
269 ($2,264)$584$1,680$178,104
270 ($2,264)$579$1,685$176,419
271 ($2,264)$573$1,691$174,728
272 ($2,264)$568$1,696$173,032
273 ($2,264)$562$1,702$171,330
274 ($2,264)$557$1,707$169,623
275 ($2,264)$551$1,713$167,911
276 ($2,264)$546$1,718$166,192
Year 24 - 277 ($2,264)$540$1,724$164,468
278 ($2,264)$535$1,729$162,739
279 ($2,264)$529$1,735$161,004
280 ($2,264)$523$1,741$159,263
281 ($2,264)$518$1,746$157,517
282 ($2,264)$512$1,752$155,765
283 ($2,264)$506$1,758$154,007
284 ($2,264)$501$1,763$152,243
285 ($2,264)$495$1,769$150,474
286 ($2,264)$489$1,775$148,699
287 ($2,264)$483$1,781$146,918
288 ($2,264)$477$1,787$145,132
Year 25 - 289 ($2,264)$472$1,792$143,340
290 ($2,264)$466$1,798$141,541
291 ($2,264)$460$1,804$139,737
292 ($2,264)$454$1,810$137,927
293 ($2,264)$448$1,816$136,112
294 ($2,264)$442$1,822$134,290
295 ($2,264)$436$1,828$132,463
296 ($2,264)$431$1,834$130,629
297 ($2,264)$425$1,839$128,790
298 ($2,264)$419$1,845$126,944
299 ($2,264)$413$1,851$125,093
300 ($2,264)$407$1,857$123,235
Year 26 - 301 ($2,264)$401$1,863$121,372
302 ($2,264)$394$1,870$119,502
303 ($2,264)$388$1,876$117,627
304 ($2,264)$382$1,882$115,745
305 ($2,264)$376$1,888$113,857
306 ($2,264)$370$1,894$111,963
307 ($2,264)$364$1,900$110,063
308 ($2,264)$358$1,906$108,157
309 ($2,264)$352$1,912$106,244
310 ($2,264)$345$1,919$104,325
311 ($2,264)$339$1,925$102,400
312 ($2,264)$333$1,931$100,469
Year 27 - 313 ($2,264)$327$1,937$98,532
314 ($2,264)$320$1,944$96,588
315 ($2,264)$314$1,950$94,638
316 ($2,264)$308$1,956$92,681
317 ($2,264)$301$1,963$90,719
318 ($2,264)$295$1,969$88,749
319 ($2,264)$288$1,976$86,774
320 ($2,264)$282$1,982$84,792
321 ($2,264)$276$1,988$82,803
322 ($2,264)$269$1,995$80,809
323 ($2,264)$263$2,001$78,807
324 ($2,264)$256$2,008$76,799
Year 28 - 325 ($2,264)$250$2,014$74,785
326 ($2,264)$243$2,021$72,764
327 ($2,264)$236$2,028$70,736
328 ($2,264)$230$2,034$68,702
329 ($2,264)$223$2,041$66,662
330 ($2,264)$217$2,047$64,614
331 ($2,264)$210$2,054$62,560
332 ($2,264)$203$2,061$60,500
333 ($2,264)$197$2,067$58,432
334 ($2,264)$190$2,074$56,358
335 ($2,264)$183$2,081$54,277
336 ($2,264)$176$2,088$52,190
Year 29 - 337 ($2,264)$170$2,094$50,095
338 ($2,264)$163$2,101$47,994
339 ($2,264)$156$2,108$45,886
340 ($2,264)$149$2,115$43,771
341 ($2,264)$142$2,122$41,649
342 ($2,264)$135$2,129$39,521
343 ($2,264)$128$2,136$37,385
344 ($2,264)$122$2,143$35,243
345 ($2,264)$115$2,149$33,093
346 ($2,264)$108$2,156$30,937
347 ($2,264)$101$2,163$28,773
348 ($2,264)$94$2,170$26,603
Year 30 - 349 ($2,264)$86$2,178$24,425
350 ($2,264)$79$2,185$22,241
351 ($2,264)$72$2,192$20,049
352 ($2,264)$65$2,199$17,850
353 ($2,264)$58$2,206$15,644
354 ($2,264)$51$2,213$13,431
355 ($2,264)$44$2,220$11,210
356 ($2,264)$36$2,228$8,983
357 ($2,264)$29$2,235$6,748
358 ($2,264)$22$2,242$4,506
359 ($2,264)$15$2,249$2,257
360 ($2,264)$7$2,257$0
TOTALS$335,043$480,000$815,043

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.