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Mortgage Payment Schedule for a $600,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of January 18, 2018. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($120,000) may require pre-mortgage insurance


4.04% is current rate for 30-year fixed
3.49% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,303 360 $348,963 $828,963

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,199 or less (zip code: 20149)


NMLS #: 66247 | State Lic #: MC-1825
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 3.990% | Fees: $592 | 30 day rate lock

NMLS #: 40508 | State Lic #: MC-2840
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $885 | 30 day rate lock

NMLS #: 790396
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.279% | Rate: 4.250% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,265 /mo
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30 yr fixed mtg, 0 points | APR: 4.500% | Rate: 4.490% | Fees: $299 | 45 day rate lock

NMLS #: 3030
$1,304 /mo
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30 yr fixed mtg, 0 points | APR: 4.764% | Rate: 4.750% | Fees: $400 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $600,000
Down Payment $120,000$480,000
Year 1 - 1 ($2,303)$1,616$687$479,313
2 ($2,303)$1,614$689$478,624
3 ($2,303)$1,611$691$477,933
4 ($2,303)$1,609$694$477,239
5 ($2,303)$1,607$696$476,543
6 ($2,303)$1,604$698$475,845
7 ($2,303)$1,602$701$475,144
8 ($2,303)$1,600$703$474,441
9 ($2,303)$1,597$705$473,736
10 ($2,303)$1,595$708$473,028
11 ($2,303)$1,593$710$472,318
12 ($2,303)$1,590$713$471,606
Year 2 - 13 ($2,303)$1,588$715$470,891
14 ($2,303)$1,585$717$470,173
15 ($2,303)$1,583$720$469,454
16 ($2,303)$1,580$722$468,731
17 ($2,303)$1,578$725$468,007
18 ($2,303)$1,576$727$467,280
19 ($2,303)$1,573$730$466,550
20 ($2,303)$1,571$732$465,818
21 ($2,303)$1,568$734$465,084
22 ($2,303)$1,566$737$464,347
23 ($2,303)$1,563$739$463,608
24 ($2,303)$1,561$742$462,866
Year 3 - 25 ($2,303)$1,558$744$462,121
26 ($2,303)$1,556$747$461,374
27 ($2,303)$1,553$749$460,625
28 ($2,303)$1,551$752$459,873
29 ($2,303)$1,548$754$459,119
30 ($2,303)$1,546$757$458,362
31 ($2,303)$1,543$760$457,602
32 ($2,303)$1,541$762$456,840
33 ($2,303)$1,538$765$456,075
34 ($2,303)$1,535$767$455,308
35 ($2,303)$1,533$770$454,538
36 ($2,303)$1,530$772$453,766
Year 4 - 37 ($2,303)$1,528$775$452,991
38 ($2,303)$1,525$778$452,213
39 ($2,303)$1,522$780$451,433
40 ($2,303)$1,520$783$450,650
41 ($2,303)$1,517$785$449,865
42 ($2,303)$1,515$788$449,077
43 ($2,303)$1,512$791$448,286
44 ($2,303)$1,509$793$447,493
45 ($2,303)$1,507$796$446,696
46 ($2,303)$1,504$799$445,898
47 ($2,303)$1,501$801$445,096
48 ($2,303)$1,498$804$444,292
Year 5 - 49 ($2,303)$1,496$807$443,485
50 ($2,303)$1,493$810$442,675
51 ($2,303)$1,490$812$441,863
52 ($2,303)$1,488$815$441,048
53 ($2,303)$1,485$818$440,230
54 ($2,303)$1,482$821$439,410
55 ($2,303)$1,479$823$438,586
56 ($2,303)$1,477$826$437,760
57 ($2,303)$1,474$829$436,931
58 ($2,303)$1,471$832$436,100
59 ($2,303)$1,468$834$435,265
60 ($2,303)$1,465$837$434,428
Year 6 - 61 ($2,303)$1,463$840$433,588
62 ($2,303)$1,460$843$432,745
63 ($2,303)$1,457$846$431,899
64 ($2,303)$1,454$849$431,050
65 ($2,303)$1,451$851$430,199
66 ($2,303)$1,448$854$429,345
67 ($2,303)$1,445$857$428,487
68 ($2,303)$1,443$860$427,627
69 ($2,303)$1,440$863$426,764
70 ($2,303)$1,437$866$425,898
71 ($2,303)$1,434$869$425,030
72 ($2,303)$1,431$872$424,158
Year 7 - 73 ($2,303)$1,428$875$423,283
74 ($2,303)$1,425$878$422,406
75 ($2,303)$1,422$881$421,525
76 ($2,303)$1,419$884$420,641
77 ($2,303)$1,416$887$419,755
78 ($2,303)$1,413$890$418,865
79 ($2,303)$1,410$892$417,973
80 ($2,303)$1,407$896$417,077
81 ($2,303)$1,404$899$416,179
82 ($2,303)$1,401$902$415,277
83 ($2,303)$1,398$905$414,373
84 ($2,303)$1,395$908$413,465
Year 8 - 85 ($2,303)$1,392$911$412,555
86 ($2,303)$1,389$914$411,641
87 ($2,303)$1,386$917$410,724
88 ($2,303)$1,383$920$409,804
89 ($2,303)$1,380$923$408,881
90 ($2,303)$1,377$926$407,955
91 ($2,303)$1,373$929$407,026
92 ($2,303)$1,370$932$406,093
93 ($2,303)$1,367$935$405,158
94 ($2,303)$1,364$939$404,219
95 ($2,303)$1,361$942$403,277
96 ($2,303)$1,358$945$402,332
Year 9 - 97 ($2,303)$1,355$948$401,384
98 ($2,303)$1,351$951$400,433
99 ($2,303)$1,348$955$399,478
100 ($2,303)$1,345$958$398,521
101 ($2,303)$1,342$961$397,560
102 ($2,303)$1,338$964$396,595
103 ($2,303)$1,335$967$395,628
104 ($2,303)$1,332$971$394,657
105 ($2,303)$1,329$974$393,683
106 ($2,303)$1,325$977$392,706
107 ($2,303)$1,322$981$391,725
108 ($2,303)$1,319$984$390,742
Year 10 - 109 ($2,303)$1,315$987$389,754
110 ($2,303)$1,312$991$388,764
111 ($2,303)$1,309$994$387,770
112 ($2,303)$1,305$997$386,773
113 ($2,303)$1,302$1,001$385,772
114 ($2,303)$1,299$1,004$384,768
115 ($2,303)$1,295$1,007$383,761
116 ($2,303)$1,292$1,011$382,750
117 ($2,303)$1,289$1,014$381,736
118 ($2,303)$1,285$1,017$380,719
119 ($2,303)$1,282$1,021$379,698
120 ($2,303)$1,278$1,024$378,674
Year 11 - 121 ($2,303)$1,275$1,028$377,646
122 ($2,303)$1,271$1,031$376,614
123 ($2,303)$1,268$1,035$375,580
124 ($2,303)$1,264$1,038$374,541
125 ($2,303)$1,261$1,042$373,500
126 ($2,303)$1,257$1,045$372,455
127 ($2,303)$1,254$1,049$371,406
128 ($2,303)$1,250$1,052$370,354
129 ($2,303)$1,247$1,056$369,298
130 ($2,303)$1,243$1,059$368,238
131 ($2,303)$1,240$1,063$367,175
132 ($2,303)$1,236$1,067$366,109
Year 12 - 133 ($2,303)$1,233$1,070$365,039
134 ($2,303)$1,229$1,074$363,965
135 ($2,303)$1,225$1,077$362,888
136 ($2,303)$1,222$1,081$361,807
137 ($2,303)$1,218$1,085$360,722
138 ($2,303)$1,214$1,088$359,634
139 ($2,303)$1,211$1,092$358,542
140 ($2,303)$1,207$1,096$357,446
141 ($2,303)$1,203$1,099$356,347
142 ($2,303)$1,200$1,103$355,244
143 ($2,303)$1,196$1,107$354,137
144 ($2,303)$1,192$1,110$353,027
Year 13 - 145 ($2,303)$1,189$1,114$351,913
146 ($2,303)$1,185$1,118$350,795
147 ($2,303)$1,181$1,122$349,673
148 ($2,303)$1,177$1,125$348,548
149 ($2,303)$1,173$1,129$347,419
150 ($2,303)$1,170$1,133$346,286
151 ($2,303)$1,166$1,137$345,149
152 ($2,303)$1,162$1,141$344,008
153 ($2,303)$1,158$1,145$342,864
154 ($2,303)$1,154$1,148$341,715
155 ($2,303)$1,150$1,152$340,563
156 ($2,303)$1,147$1,156$339,407
Year 14 - 157 ($2,303)$1,143$1,160$338,247
158 ($2,303)$1,139$1,164$337,083
159 ($2,303)$1,135$1,168$335,915
160 ($2,303)$1,131$1,172$334,743
161 ($2,303)$1,127$1,176$333,568
162 ($2,303)$1,123$1,180$332,388
163 ($2,303)$1,119$1,184$331,204
164 ($2,303)$1,115$1,188$330,017
165 ($2,303)$1,111$1,192$328,825
166 ($2,303)$1,107$1,196$327,629
167 ($2,303)$1,103$1,200$326,430
168 ($2,303)$1,099$1,204$325,226
Year 15 - 169 ($2,303)$1,095$1,208$324,018
170 ($2,303)$1,091$1,212$322,807
171 ($2,303)$1,087$1,216$321,591
172 ($2,303)$1,083$1,220$320,371
173 ($2,303)$1,079$1,224$319,147
174 ($2,303)$1,074$1,228$317,918
175 ($2,303)$1,070$1,232$316,686
176 ($2,303)$1,066$1,236$315,450
177 ($2,303)$1,062$1,241$314,209
178 ($2,303)$1,058$1,245$312,964
179 ($2,303)$1,054$1,249$311,715
180 ($2,303)$1,049$1,253$310,462
Year 16 - 181 ($2,303)$1,045$1,257$309,204
182 ($2,303)$1,041$1,262$307,943
183 ($2,303)$1,037$1,266$306,677
184 ($2,303)$1,032$1,270$305,406
185 ($2,303)$1,028$1,274$304,132
186 ($2,303)$1,024$1,279$302,853
187 ($2,303)$1,020$1,283$301,570
188 ($2,303)$1,015$1,287$300,283
189 ($2,303)$1,011$1,292$298,991
190 ($2,303)$1,007$1,296$297,695
191 ($2,303)$1,002$1,300$296,395
192 ($2,303)$998$1,305$295,090
Year 17 - 193 ($2,303)$993$1,309$293,781
194 ($2,303)$989$1,314$292,467
195 ($2,303)$985$1,318$291,149
196 ($2,303)$980$1,322$289,826
197 ($2,303)$976$1,327$288,499
198 ($2,303)$971$1,331$287,168
199 ($2,303)$967$1,336$285,832
200 ($2,303)$962$1,340$284,492
201 ($2,303)$958$1,345$283,147
202 ($2,303)$953$1,349$281,798
203 ($2,303)$949$1,354$280,444
204 ($2,303)$944$1,359$279,085
Year 18 - 205 ($2,303)$940$1,363$277,722
206 ($2,303)$935$1,368$276,354
207 ($2,303)$930$1,372$274,982
208 ($2,303)$926$1,377$273,605
209 ($2,303)$921$1,382$272,224
210 ($2,303)$916$1,386$270,837
211 ($2,303)$912$1,391$269,447
212 ($2,303)$907$1,396$268,051
213 ($2,303)$902$1,400$266,651
214 ($2,303)$898$1,405$265,246
215 ($2,303)$893$1,410$263,836
216 ($2,303)$888$1,414$262,422
Year 19 - 217 ($2,303)$883$1,419$261,002
218 ($2,303)$879$1,424$259,579
219 ($2,303)$874$1,429$258,150
220 ($2,303)$869$1,434$256,716
221 ($2,303)$864$1,438$255,278
222 ($2,303)$859$1,443$253,835
223 ($2,303)$855$1,448$252,386
224 ($2,303)$850$1,453$250,933
225 ($2,303)$845$1,458$249,476
226 ($2,303)$840$1,463$248,013
227 ($2,303)$835$1,468$246,545
228 ($2,303)$830$1,473$245,072
Year 20 - 229 ($2,303)$825$1,478$243,595
230 ($2,303)$820$1,483$242,112
231 ($2,303)$815$1,488$240,625
232 ($2,303)$810$1,493$239,132
233 ($2,303)$805$1,498$237,635
234 ($2,303)$800$1,503$236,132
235 ($2,303)$795$1,508$234,624
236 ($2,303)$790$1,513$233,111
237 ($2,303)$785$1,518$231,594
238 ($2,303)$780$1,523$230,071
239 ($2,303)$775$1,528$228,542
240 ($2,303)$769$1,533$227,009
Year 21 - 241 ($2,303)$764$1,538$225,471
242 ($2,303)$759$1,544$223,927
243 ($2,303)$754$1,549$222,378
244 ($2,303)$749$1,554$220,824
245 ($2,303)$743$1,559$219,265
246 ($2,303)$738$1,564$217,701
247 ($2,303)$733$1,570$216,131
248 ($2,303)$728$1,575$214,556
249 ($2,303)$722$1,580$212,976
250 ($2,303)$717$1,586$211,390
251 ($2,303)$712$1,591$209,799
252 ($2,303)$706$1,596$208,203
Year 22 - 253 ($2,303)$701$1,602$206,601
254 ($2,303)$696$1,607$204,994
255 ($2,303)$690$1,613$203,381
256 ($2,303)$685$1,618$201,763
257 ($2,303)$679$1,623$200,140
258 ($2,303)$674$1,629$198,511
259 ($2,303)$668$1,634$196,877
260 ($2,303)$663$1,640$195,237
261 ($2,303)$657$1,645$193,591
262 ($2,303)$652$1,651$191,940
263 ($2,303)$646$1,656$190,284
264 ($2,303)$641$1,662$188,622
Year 23 - 265 ($2,303)$635$1,668$186,954
266 ($2,303)$629$1,673$185,281
267 ($2,303)$624$1,679$183,602
268 ($2,303)$618$1,685$181,918
269 ($2,303)$612$1,690$180,227
270 ($2,303)$607$1,696$178,531
271 ($2,303)$601$1,702$176,830
272 ($2,303)$595$1,707$175,122
273 ($2,303)$590$1,713$173,409
274 ($2,303)$584$1,719$171,691
275 ($2,303)$578$1,725$169,966
276 ($2,303)$572$1,730$168,235
Year 24 - 277 ($2,303)$566$1,736$166,499
278 ($2,303)$561$1,742$164,757
279 ($2,303)$555$1,748$163,009
280 ($2,303)$549$1,754$161,255
281 ($2,303)$543$1,760$159,495
282 ($2,303)$537$1,766$157,730
283 ($2,303)$531$1,772$155,958
284 ($2,303)$525$1,778$154,180
285 ($2,303)$519$1,784$152,397
286 ($2,303)$513$1,790$150,607
287 ($2,303)$507$1,796$148,812
288 ($2,303)$501$1,802$147,010
Year 25 - 289 ($2,303)$495$1,808$145,202
290 ($2,303)$489$1,814$143,388
291 ($2,303)$483$1,820$141,568
292 ($2,303)$477$1,826$139,742
293 ($2,303)$470$1,832$137,910
294 ($2,303)$464$1,838$136,072
295 ($2,303)$458$1,845$134,227
296 ($2,303)$452$1,851$132,376
297 ($2,303)$446$1,857$130,519
298 ($2,303)$439$1,863$128,656
299 ($2,303)$433$1,870$126,787
300 ($2,303)$427$1,876$124,911
Year 26 - 301 ($2,303)$421$1,882$123,029
302 ($2,303)$414$1,888$121,140
303 ($2,303)$408$1,895$119,245
304 ($2,303)$401$1,901$117,344
305 ($2,303)$395$1,908$115,436
306 ($2,303)$389$1,914$113,522
307 ($2,303)$382$1,920$111,602
308 ($2,303)$376$1,927$109,675
309 ($2,303)$369$1,933$107,741
310 ($2,303)$363$1,940$105,802
311 ($2,303)$356$1,946$103,855
312 ($2,303)$350$1,953$101,902
Year 27 - 313 ($2,303)$343$1,960$99,942
314 ($2,303)$336$1,966$97,976
315 ($2,303)$330$1,973$96,003
316 ($2,303)$323$1,979$94,024
317 ($2,303)$317$1,986$92,038
318 ($2,303)$310$1,993$90,045
319 ($2,303)$303$2,000$88,045
320 ($2,303)$296$2,006$86,039
321 ($2,303)$290$2,013$84,026
322 ($2,303)$283$2,020$82,006
323 ($2,303)$276$2,027$79,980
324 ($2,303)$269$2,033$77,946
Year 28 - 325 ($2,303)$262$2,040$75,906
326 ($2,303)$256$2,047$73,859
327 ($2,303)$249$2,054$71,805
328 ($2,303)$242$2,061$69,744
329 ($2,303)$235$2,068$67,676
330 ($2,303)$228$2,075$65,601
331 ($2,303)$221$2,082$63,520
332 ($2,303)$214$2,089$61,431
333 ($2,303)$207$2,096$59,335
334 ($2,303)$200$2,103$57,232
335 ($2,303)$193$2,110$55,122
336 ($2,303)$186$2,117$53,005
Year 29 - 337 ($2,303)$178$2,124$50,881
338 ($2,303)$171$2,131$48,749
339 ($2,303)$164$2,139$46,611
340 ($2,303)$157$2,146$44,465
341 ($2,303)$150$2,153$42,312
342 ($2,303)$142$2,160$40,152
343 ($2,303)$135$2,167$37,984
344 ($2,303)$128$2,175$35,809
345 ($2,303)$121$2,182$33,627
346 ($2,303)$113$2,189$31,438
347 ($2,303)$106$2,197$29,241
348 ($2,303)$98$2,204$27,037
Year 30 - 349 ($2,303)$91$2,212$24,825
350 ($2,303)$84$2,219$22,606
351 ($2,303)$76$2,227$20,379
352 ($2,303)$69$2,234$18,145
353 ($2,303)$61$2,242$15,904
354 ($2,303)$54$2,249$13,655
355 ($2,303)$46$2,257$11,398
356 ($2,303)$38$2,264$9,134
357 ($2,303)$31$2,272$6,862
358 ($2,303)$23$2,280$4,582
359 ($2,303)$15$2,287$2,295
360 ($2,303)$8$2,295$0
TOTALS$348,963$480,000$828,963

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.