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Mortgage Payment Schedule for a $600,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of August 17, 2017. Check LendingTree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($120,000) may require pre-mortgage insurance


3.89% is current rate for 30-year fixed
3.16% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,261 360 $334,053 $814,053

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $600,000
Down Payment $120,000$480,000
Year 1 - 1 ($2,261)$1,556$705$479,295
2 ($2,261)$1,554$708$478,587
3 ($2,261)$1,551$710$477,877
4 ($2,261)$1,549$712$477,165
5 ($2,261)$1,547$714$476,451
6 ($2,261)$1,544$717$475,734
7 ($2,261)$1,542$719$475,015
8 ($2,261)$1,540$721$474,294
9 ($2,261)$1,538$724$473,570
10 ($2,261)$1,535$726$472,844
11 ($2,261)$1,533$728$472,115
12 ($2,261)$1,530$731$471,384
Year 2 - 13 ($2,261)$1,528$733$470,651
14 ($2,261)$1,526$736$469,916
15 ($2,261)$1,523$738$469,178
16 ($2,261)$1,521$740$468,437
17 ($2,261)$1,519$743$467,695
18 ($2,261)$1,516$745$466,949
19 ($2,261)$1,514$748$466,202
20 ($2,261)$1,511$750$465,452
21 ($2,261)$1,509$752$464,699
22 ($2,261)$1,506$755$463,945
23 ($2,261)$1,504$757$463,187
24 ($2,261)$1,501$760$462,428
Year 3 - 25 ($2,261)$1,499$762$461,665
26 ($2,261)$1,497$765$460,901
27 ($2,261)$1,494$767$460,133
28 ($2,261)$1,492$770$459,364
29 ($2,261)$1,489$772$458,592
30 ($2,261)$1,487$775$457,817
31 ($2,261)$1,484$777$457,040
32 ($2,261)$1,482$780$456,260
33 ($2,261)$1,479$782$455,478
34 ($2,261)$1,477$785$454,693
35 ($2,261)$1,474$787$453,906
36 ($2,261)$1,471$790$453,116
Year 4 - 37 ($2,261)$1,469$792$452,324
38 ($2,261)$1,466$795$451,529
39 ($2,261)$1,464$798$450,731
40 ($2,261)$1,461$800$449,931
41 ($2,261)$1,459$803$449,128
42 ($2,261)$1,456$805$448,323
43 ($2,261)$1,453$808$447,515
44 ($2,261)$1,451$811$446,704
45 ($2,261)$1,448$813$445,891
46 ($2,261)$1,445$816$445,075
47 ($2,261)$1,443$818$444,257
48 ($2,261)$1,440$821$443,436
Year 5 - 49 ($2,261)$1,437$824$442,612
50 ($2,261)$1,435$826$441,786
51 ($2,261)$1,432$829$440,956
52 ($2,261)$1,429$832$440,125
53 ($2,261)$1,427$835$439,290
54 ($2,261)$1,424$837$438,453
55 ($2,261)$1,421$840$437,613
56 ($2,261)$1,419$843$436,770
57 ($2,261)$1,416$845$435,925
58 ($2,261)$1,413$848$435,077
59 ($2,261)$1,410$851$434,226
60 ($2,261)$1,408$854$433,372
Year 6 - 61 ($2,261)$1,405$856$432,516
62 ($2,261)$1,402$859$431,657
63 ($2,261)$1,399$862$430,795
64 ($2,261)$1,396$865$429,930
65 ($2,261)$1,394$868$429,062
66 ($2,261)$1,391$870$428,192
67 ($2,261)$1,388$873$427,319
68 ($2,261)$1,385$876$426,443
69 ($2,261)$1,382$879$425,564
70 ($2,261)$1,380$882$424,682
71 ($2,261)$1,377$885$423,797
72 ($2,261)$1,374$887$422,910
Year 7 - 73 ($2,261)$1,371$890$422,020
74 ($2,261)$1,368$893$421,126
75 ($2,261)$1,365$896$420,230
76 ($2,261)$1,362$899$419,331
77 ($2,261)$1,359$902$418,429
78 ($2,261)$1,356$905$417,525
79 ($2,261)$1,353$908$416,617
80 ($2,261)$1,351$911$415,706
81 ($2,261)$1,348$914$414,792
82 ($2,261)$1,345$917$413,876
83 ($2,261)$1,342$920$412,956
84 ($2,261)$1,339$923$412,034
Year 8 - 85 ($2,261)$1,336$926$411,108
86 ($2,261)$1,333$929$410,179
87 ($2,261)$1,330$932$409,248
88 ($2,261)$1,327$935$408,313
89 ($2,261)$1,324$938$407,376
90 ($2,261)$1,321$941$406,435
91 ($2,261)$1,318$944$405,491
92 ($2,261)$1,314$947$404,544
93 ($2,261)$1,311$950$403,594
94 ($2,261)$1,308$953$402,642
95 ($2,261)$1,305$956$401,685
96 ($2,261)$1,302$959$400,726
Year 9 - 97 ($2,261)$1,299$962$399,764
98 ($2,261)$1,296$965$398,799
99 ($2,261)$1,293$968$397,830
100 ($2,261)$1,290$972$396,859
101 ($2,261)$1,286$975$395,884
102 ($2,261)$1,283$978$394,906
103 ($2,261)$1,280$981$393,925
104 ($2,261)$1,277$984$392,941
105 ($2,261)$1,274$987$391,953
106 ($2,261)$1,271$991$390,962
107 ($2,261)$1,267$994$389,969
108 ($2,261)$1,264$997$388,971
Year 10 - 109 ($2,261)$1,261$1,000$387,971
110 ($2,261)$1,258$1,004$386,967
111 ($2,261)$1,254$1,007$385,961
112 ($2,261)$1,251$1,010$384,951
113 ($2,261)$1,248$1,013$383,937
114 ($2,261)$1,245$1,017$382,920
115 ($2,261)$1,241$1,020$381,901
116 ($2,261)$1,238$1,023$380,877
117 ($2,261)$1,235$1,027$379,851
118 ($2,261)$1,231$1,030$378,821
119 ($2,261)$1,228$1,033$377,788
120 ($2,261)$1,225$1,037$376,751
Year 11 - 121 ($2,261)$1,221$1,040$375,711
122 ($2,261)$1,218$1,043$374,668
123 ($2,261)$1,215$1,047$373,621
124 ($2,261)$1,211$1,050$372,571
125 ($2,261)$1,208$1,054$371,517
126 ($2,261)$1,204$1,057$370,460
127 ($2,261)$1,201$1,060$369,400
128 ($2,261)$1,197$1,064$368,336
129 ($2,261)$1,194$1,067$367,269
130 ($2,261)$1,191$1,071$366,198
131 ($2,261)$1,187$1,074$365,124
132 ($2,261)$1,184$1,078$364,047
Year 12 - 133 ($2,261)$1,180$1,081$362,965
134 ($2,261)$1,177$1,085$361,881
135 ($2,261)$1,173$1,088$360,793
136 ($2,261)$1,170$1,092$359,701
137 ($2,261)$1,166$1,095$358,606
138 ($2,261)$1,162$1,099$357,507
139 ($2,261)$1,159$1,102$356,405
140 ($2,261)$1,155$1,106$355,299
141 ($2,261)$1,152$1,109$354,189
142 ($2,261)$1,148$1,113$353,076
143 ($2,261)$1,145$1,117$351,959
144 ($2,261)$1,141$1,120$350,839
Year 13 - 145 ($2,261)$1,137$1,124$349,715
146 ($2,261)$1,134$1,128$348,587
147 ($2,261)$1,130$1,131$347,456
148 ($2,261)$1,126$1,135$346,321
149 ($2,261)$1,123$1,139$345,183
150 ($2,261)$1,119$1,142$344,040
151 ($2,261)$1,115$1,146$342,894
152 ($2,261)$1,112$1,150$341,745
153 ($2,261)$1,108$1,153$340,591
154 ($2,261)$1,104$1,157$339,434
155 ($2,261)$1,100$1,161$338,273
156 ($2,261)$1,097$1,165$337,108
Year 14 - 157 ($2,261)$1,093$1,168$335,940
158 ($2,261)$1,089$1,172$334,768
159 ($2,261)$1,085$1,176$333,592
160 ($2,261)$1,081$1,180$332,412
161 ($2,261)$1,078$1,184$331,228
162 ($2,261)$1,074$1,188$330,041
163 ($2,261)$1,070$1,191$328,849
164 ($2,261)$1,066$1,195$327,654
165 ($2,261)$1,062$1,199$326,455
166 ($2,261)$1,058$1,203$325,252
167 ($2,261)$1,054$1,207$324,045
168 ($2,261)$1,050$1,211$322,834
Year 15 - 169 ($2,261)$1,047$1,215$321,619
170 ($2,261)$1,043$1,219$320,401
171 ($2,261)$1,039$1,223$319,178
172 ($2,261)$1,035$1,227$317,952
173 ($2,261)$1,031$1,231$316,721
174 ($2,261)$1,027$1,235$315,486
175 ($2,261)$1,023$1,239$314,248
176 ($2,261)$1,019$1,243$313,005
177 ($2,261)$1,015$1,247$311,759
178 ($2,261)$1,011$1,251$310,508
179 ($2,261)$1,007$1,255$309,253
180 ($2,261)$1,002$1,259$307,995
Year 16 - 181 ($2,261)$998$1,263$306,732
182 ($2,261)$994$1,267$305,465
183 ($2,261)$990$1,271$304,194
184 ($2,261)$986$1,275$302,919
185 ($2,261)$982$1,279$301,639
186 ($2,261)$978$1,283$300,356
187 ($2,261)$974$1,288$299,068
188 ($2,261)$969$1,292$297,776
189 ($2,261)$965$1,296$296,481
190 ($2,261)$961$1,300$295,180
191 ($2,261)$957$1,304$293,876
192 ($2,261)$953$1,309$292,567
Year 17 - 193 ($2,261)$948$1,313$291,255
194 ($2,261)$944$1,317$289,937
195 ($2,261)$940$1,321$288,616
196 ($2,261)$936$1,326$287,290
197 ($2,261)$931$1,330$285,960
198 ($2,261)$927$1,334$284,626
199 ($2,261)$923$1,339$283,288
200 ($2,261)$918$1,343$281,945
201 ($2,261)$914$1,347$280,597
202 ($2,261)$910$1,352$279,246
203 ($2,261)$905$1,356$277,890
204 ($2,261)$901$1,360$276,529
Year 18 - 205 ($2,261)$896$1,365$275,164
206 ($2,261)$892$1,369$273,795
207 ($2,261)$888$1,374$272,421
208 ($2,261)$883$1,378$271,043
209 ($2,261)$879$1,383$269,661
210 ($2,261)$874$1,387$268,273
211 ($2,261)$870$1,392$266,882
212 ($2,261)$865$1,396$265,486
213 ($2,261)$861$1,401$264,085
214 ($2,261)$856$1,405$262,680
215 ($2,261)$852$1,410$261,270
216 ($2,261)$847$1,414$259,856
Year 19 - 217 ($2,261)$842$1,419$258,437
218 ($2,261)$838$1,423$257,013
219 ($2,261)$833$1,428$255,585
220 ($2,261)$829$1,433$254,153
221 ($2,261)$824$1,437$252,715
222 ($2,261)$819$1,442$251,273
223 ($2,261)$815$1,447$249,827
224 ($2,261)$810$1,451$248,375
225 ($2,261)$805$1,456$246,919
226 ($2,261)$800$1,461$245,458
227 ($2,261)$796$1,466$243,993
228 ($2,261)$791$1,470$242,522
Year 20 - 229 ($2,261)$786$1,475$241,047
230 ($2,261)$781$1,480$239,567
231 ($2,261)$777$1,485$238,083
232 ($2,261)$772$1,489$236,593
233 ($2,261)$767$1,494$235,099
234 ($2,261)$762$1,499$233,600
235 ($2,261)$757$1,504$232,096
236 ($2,261)$752$1,509$230,587
237 ($2,261)$747$1,514$229,073
238 ($2,261)$743$1,519$227,554
239 ($2,261)$738$1,524$226,031
240 ($2,261)$733$1,529$224,502
Year 21 - 241 ($2,261)$728$1,533$222,969
242 ($2,261)$723$1,538$221,430
243 ($2,261)$718$1,543$219,887
244 ($2,261)$713$1,548$218,338
245 ($2,261)$708$1,553$216,785
246 ($2,261)$703$1,559$215,226
247 ($2,261)$698$1,564$213,663
248 ($2,261)$693$1,569$212,094
249 ($2,261)$688$1,574$210,520
250 ($2,261)$682$1,579$208,942
251 ($2,261)$677$1,584$207,358
252 ($2,261)$672$1,589$205,769
Year 22 - 253 ($2,261)$667$1,594$204,174
254 ($2,261)$662$1,599$202,575
255 ($2,261)$657$1,605$200,970
256 ($2,261)$651$1,610$199,361
257 ($2,261)$646$1,615$197,746
258 ($2,261)$641$1,620$196,125
259 ($2,261)$636$1,625$194,500
260 ($2,261)$631$1,631$192,869
261 ($2,261)$625$1,636$191,233
262 ($2,261)$620$1,641$189,592
263 ($2,261)$615$1,647$187,945
264 ($2,261)$609$1,652$186,293
Year 23 - 265 ($2,261)$604$1,657$184,636
266 ($2,261)$599$1,663$182,973
267 ($2,261)$593$1,668$181,305
268 ($2,261)$588$1,674$179,631
269 ($2,261)$582$1,679$177,952
270 ($2,261)$577$1,684$176,268
271 ($2,261)$571$1,690$174,578
272 ($2,261)$566$1,695$172,883
273 ($2,261)$560$1,701$171,182
274 ($2,261)$555$1,706$169,476
275 ($2,261)$549$1,712$167,764
276 ($2,261)$544$1,717$166,046
Year 24 - 277 ($2,261)$538$1,723$164,323
278 ($2,261)$533$1,729$162,595
279 ($2,261)$527$1,734$160,861
280 ($2,261)$521$1,740$159,121
281 ($2,261)$516$1,745$157,375
282 ($2,261)$510$1,751$155,624
283 ($2,261)$504$1,757$153,868
284 ($2,261)$499$1,762$152,105
285 ($2,261)$493$1,768$150,337
286 ($2,261)$487$1,774$148,563
287 ($2,261)$482$1,780$146,783
288 ($2,261)$476$1,785$144,998
Year 25 - 289 ($2,261)$470$1,791$143,207
290 ($2,261)$464$1,797$141,410
291 ($2,261)$458$1,803$139,607
292 ($2,261)$453$1,809$137,798
293 ($2,261)$447$1,815$135,984
294 ($2,261)$441$1,820$134,163
295 ($2,261)$435$1,826$132,337
296 ($2,261)$429$1,832$130,504
297 ($2,261)$423$1,838$128,666
298 ($2,261)$417$1,844$126,822
299 ($2,261)$411$1,850$124,972
300 ($2,261)$405$1,856$123,116
Year 26 - 301 ($2,261)$399$1,862$121,254
302 ($2,261)$393$1,868$119,385
303 ($2,261)$387$1,874$117,511
304 ($2,261)$381$1,880$115,631
305 ($2,261)$375$1,886$113,744
306 ($2,261)$369$1,893$111,852
307 ($2,261)$363$1,899$109,953
308 ($2,261)$356$1,905$108,048
309 ($2,261)$350$1,911$106,137
310 ($2,261)$344$1,917$104,220
311 ($2,261)$338$1,923$102,297
312 ($2,261)$332$1,930$100,367
Year 27 - 313 ($2,261)$325$1,936$98,431
314 ($2,261)$319$1,942$96,489
315 ($2,261)$313$1,948$94,541
316 ($2,261)$306$1,955$92,586
317 ($2,261)$300$1,961$90,625
318 ($2,261)$294$1,967$88,657
319 ($2,261)$287$1,974$86,683
320 ($2,261)$281$1,980$84,703
321 ($2,261)$275$1,987$82,716
322 ($2,261)$268$1,993$80,723
323 ($2,261)$262$2,000$78,724
324 ($2,261)$255$2,006$76,718
Year 28 - 325 ($2,261)$249$2,013$74,705
326 ($2,261)$242$2,019$72,686
327 ($2,261)$236$2,026$70,660
328 ($2,261)$229$2,032$68,628
329 ($2,261)$222$2,039$66,589
330 ($2,261)$216$2,045$64,544
331 ($2,261)$209$2,052$62,492
332 ($2,261)$203$2,059$60,433
333 ($2,261)$196$2,065$58,368
334 ($2,261)$189$2,072$56,296
335 ($2,261)$182$2,079$54,217
336 ($2,261)$176$2,086$52,132
Year 29 - 337 ($2,261)$169$2,092$50,039
338 ($2,261)$162$2,099$47,940
339 ($2,261)$155$2,106$45,834
340 ($2,261)$149$2,113$43,722
341 ($2,261)$142$2,120$41,602
342 ($2,261)$135$2,126$39,476
343 ($2,261)$128$2,133$37,343
344 ($2,261)$121$2,140$35,202
345 ($2,261)$114$2,147$33,055
346 ($2,261)$107$2,154$30,901
347 ($2,261)$100$2,161$28,740
348 ($2,261)$93$2,168$26,572
Year 30 - 349 ($2,261)$86$2,175$24,397
350 ($2,261)$79$2,182$22,215
351 ($2,261)$72$2,189$20,025
352 ($2,261)$65$2,196$17,829
353 ($2,261)$58$2,203$15,626
354 ($2,261)$51$2,211$13,415
355 ($2,261)$43$2,218$11,197
356 ($2,261)$36$2,225$8,972
357 ($2,261)$29$2,232$6,740
358 ($2,261)$22$2,239$4,501
359 ($2,261)$15$2,247$2,254
360 ($2,261)$7$2,254$0
TOTALS$334,053$480,000$814,053

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.