« Back to all home prices

Mortgage Payment Schedule for a $601,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($120,200) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,271 360 $336,593 $817,393

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1023
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.758% | Rate: 3.750% | Fees: $257 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.905% | Rate: 3.875% | Fees: $905 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.901% | Rate: 3.875% | Fees: $795 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $601,000
Down Payment $120,200$480,800
Year 1 - 1 ($2,271)$1,567$704$480,096
2 ($2,271)$1,564$706$479,390
3 ($2,271)$1,562$709$478,681
4 ($2,271)$1,560$711$477,970
5 ($2,271)$1,557$713$477,257
6 ($2,271)$1,555$715$476,542
7 ($2,271)$1,553$718$475,824
8 ($2,271)$1,550$720$475,104
9 ($2,271)$1,548$722$474,381
10 ($2,271)$1,546$725$473,657
11 ($2,271)$1,543$727$472,929
12 ($2,271)$1,541$730$472,200
Year 2 - 13 ($2,271)$1,539$732$471,468
14 ($2,271)$1,536$734$470,734
15 ($2,271)$1,534$737$469,997
16 ($2,271)$1,531$739$469,258
17 ($2,271)$1,529$742$468,516
18 ($2,271)$1,527$744$467,772
19 ($2,271)$1,524$746$467,026
20 ($2,271)$1,522$749$466,277
21 ($2,271)$1,519$751$465,526
22 ($2,271)$1,517$754$464,772
23 ($2,271)$1,514$756$464,016
24 ($2,271)$1,512$759$463,257
Year 3 - 25 ($2,271)$1,509$761$462,496
26 ($2,271)$1,507$764$461,733
27 ($2,271)$1,504$766$460,967
28 ($2,271)$1,502$769$460,198
29 ($2,271)$1,499$771$459,427
30 ($2,271)$1,497$774$458,653
31 ($2,271)$1,494$776$457,877
32 ($2,271)$1,492$779$457,099
33 ($2,271)$1,489$781$456,317
34 ($2,271)$1,487$784$455,534
35 ($2,271)$1,484$786$454,748
36 ($2,271)$1,482$789$453,959
Year 4 - 37 ($2,271)$1,479$791$453,167
38 ($2,271)$1,477$794$452,373
39 ($2,271)$1,474$797$451,577
40 ($2,271)$1,471$799$450,778
41 ($2,271)$1,469$802$449,976
42 ($2,271)$1,466$804$449,172
43 ($2,271)$1,464$807$448,365
44 ($2,271)$1,461$810$447,555
45 ($2,271)$1,458$812$446,743
46 ($2,271)$1,456$815$445,928
47 ($2,271)$1,453$818$445,110
48 ($2,271)$1,450$820$444,290
Year 5 - 49 ($2,271)$1,448$823$443,467
50 ($2,271)$1,445$826$442,642
51 ($2,271)$1,442$828$441,813
52 ($2,271)$1,440$831$440,982
53 ($2,271)$1,437$834$440,149
54 ($2,271)$1,434$836$439,312
55 ($2,271)$1,431$839$438,473
56 ($2,271)$1,429$842$437,631
57 ($2,271)$1,426$845$436,787
58 ($2,271)$1,423$847$435,939
59 ($2,271)$1,420$850$435,089
60 ($2,271)$1,418$853$434,236
Year 6 - 61 ($2,271)$1,415$856$433,381
62 ($2,271)$1,412$858$432,522
63 ($2,271)$1,409$861$431,661
64 ($2,271)$1,406$864$430,797
65 ($2,271)$1,404$867$429,930
66 ($2,271)$1,401$870$429,061
67 ($2,271)$1,398$873$428,188
68 ($2,271)$1,395$875$427,313
69 ($2,271)$1,392$878$426,434
70 ($2,271)$1,389$881$425,553
71 ($2,271)$1,387$884$424,669
72 ($2,271)$1,384$887$423,783
Year 7 - 73 ($2,271)$1,381$890$422,893
74 ($2,271)$1,378$893$422,000
75 ($2,271)$1,375$896$421,105
76 ($2,271)$1,372$898$420,206
77 ($2,271)$1,369$901$419,305
78 ($2,271)$1,366$904$418,401
79 ($2,271)$1,363$907$417,493
80 ($2,271)$1,360$910$416,583
81 ($2,271)$1,357$913$415,670
82 ($2,271)$1,354$916$414,754
83 ($2,271)$1,351$919$413,835
84 ($2,271)$1,348$922$412,913
Year 8 - 85 ($2,271)$1,345$925$411,988
86 ($2,271)$1,342$928$411,059
87 ($2,271)$1,339$931$410,128
88 ($2,271)$1,336$934$409,194
89 ($2,271)$1,333$937$408,257
90 ($2,271)$1,330$940$407,316
91 ($2,271)$1,327$943$406,373
92 ($2,271)$1,324$946$405,427
93 ($2,271)$1,321$950$404,477
94 ($2,271)$1,318$953$403,525
95 ($2,271)$1,315$956$402,569
96 ($2,271)$1,312$959$401,610
Year 9 - 97 ($2,271)$1,309$962$400,648
98 ($2,271)$1,305$965$399,683
99 ($2,271)$1,302$968$398,715
100 ($2,271)$1,299$971$397,743
101 ($2,271)$1,296$975$396,769
102 ($2,271)$1,293$978$395,791
103 ($2,271)$1,290$981$394,810
104 ($2,271)$1,286$984$393,826
105 ($2,271)$1,283$987$392,839
106 ($2,271)$1,280$991$391,848
107 ($2,271)$1,277$994$390,854
108 ($2,271)$1,274$997$389,857
Year 10 - 109 ($2,271)$1,270$1,000$388,857
110 ($2,271)$1,267$1,004$387,854
111 ($2,271)$1,264$1,007$386,847
112 ($2,271)$1,260$1,010$385,837
113 ($2,271)$1,257$1,013$384,823
114 ($2,271)$1,254$1,017$383,807
115 ($2,271)$1,251$1,020$382,787
116 ($2,271)$1,247$1,023$381,764
117 ($2,271)$1,244$1,027$380,737
118 ($2,271)$1,241$1,030$379,707
119 ($2,271)$1,237$1,033$378,674
120 ($2,271)$1,234$1,037$377,637
Year 11 - 121 ($2,271)$1,230$1,040$376,597
122 ($2,271)$1,227$1,043$375,553
123 ($2,271)$1,224$1,047$374,507
124 ($2,271)$1,220$1,050$373,456
125 ($2,271)$1,217$1,054$372,403
126 ($2,271)$1,213$1,057$371,345
127 ($2,271)$1,210$1,061$370,285
128 ($2,271)$1,207$1,064$369,221
129 ($2,271)$1,203$1,067$368,153
130 ($2,271)$1,200$1,071$367,082
131 ($2,271)$1,196$1,074$366,008
132 ($2,271)$1,193$1,078$364,930
Year 12 - 133 ($2,271)$1,189$1,081$363,848
134 ($2,271)$1,186$1,085$362,763
135 ($2,271)$1,182$1,089$361,675
136 ($2,271)$1,178$1,092$360,583
137 ($2,271)$1,175$1,096$359,487
138 ($2,271)$1,171$1,099$358,388
139 ($2,271)$1,168$1,103$357,285
140 ($2,271)$1,164$1,106$356,179
141 ($2,271)$1,161$1,110$355,069
142 ($2,271)$1,157$1,114$353,955
143 ($2,271)$1,153$1,117$352,838
144 ($2,271)$1,150$1,121$351,717
Year 13 - 145 ($2,271)$1,146$1,125$350,593
146 ($2,271)$1,142$1,128$349,464
147 ($2,271)$1,139$1,132$348,333
148 ($2,271)$1,135$1,136$347,197
149 ($2,271)$1,131$1,139$346,058
150 ($2,271)$1,128$1,143$344,915
151 ($2,271)$1,124$1,147$343,768
152 ($2,271)$1,120$1,150$342,618
153 ($2,271)$1,116$1,154$341,464
154 ($2,271)$1,113$1,158$340,306
155 ($2,271)$1,109$1,162$339,144
156 ($2,271)$1,105$1,165$337,978
Year 14 - 157 ($2,271)$1,101$1,169$336,809
158 ($2,271)$1,097$1,173$335,636
159 ($2,271)$1,094$1,177$334,459
160 ($2,271)$1,090$1,181$333,278
161 ($2,271)$1,086$1,185$332,094
162 ($2,271)$1,082$1,188$330,905
163 ($2,271)$1,078$1,192$329,713
164 ($2,271)$1,074$1,196$328,517
165 ($2,271)$1,070$1,200$327,317
166 ($2,271)$1,067$1,204$326,113
167 ($2,271)$1,063$1,208$324,905
168 ($2,271)$1,059$1,212$323,693
Year 15 - 169 ($2,271)$1,055$1,216$322,477
170 ($2,271)$1,051$1,220$321,257
171 ($2,271)$1,047$1,224$320,033
172 ($2,271)$1,043$1,228$318,806
173 ($2,271)$1,039$1,232$317,574
174 ($2,271)$1,035$1,236$316,338
175 ($2,271)$1,031$1,240$315,098
176 ($2,271)$1,027$1,244$313,854
177 ($2,271)$1,023$1,248$312,606
178 ($2,271)$1,019$1,252$311,355
179 ($2,271)$1,014$1,256$310,098
180 ($2,271)$1,010$1,260$308,838
Year 16 - 181 ($2,271)$1,006$1,264$307,574
182 ($2,271)$1,002$1,268$306,306
183 ($2,271)$998$1,272$305,033
184 ($2,271)$994$1,277$303,757
185 ($2,271)$990$1,281$302,476
186 ($2,271)$986$1,285$301,191
187 ($2,271)$981$1,289$299,902
188 ($2,271)$977$1,293$298,608
189 ($2,271)$973$1,298$297,311
190 ($2,271)$969$1,302$296,009
191 ($2,271)$964$1,306$294,703
192 ($2,271)$960$1,310$293,393
Year 17 - 193 ($2,271)$956$1,315$292,078
194 ($2,271)$952$1,319$290,759
195 ($2,271)$947$1,323$289,436
196 ($2,271)$943$1,327$288,109
197 ($2,271)$939$1,332$286,777
198 ($2,271)$934$1,336$285,441
199 ($2,271)$930$1,340$284,100
200 ($2,271)$926$1,345$282,755
201 ($2,271)$921$1,349$281,406
202 ($2,271)$917$1,354$280,053
203 ($2,271)$913$1,358$278,695
204 ($2,271)$908$1,362$277,332
Year 18 - 205 ($2,271)$904$1,367$275,965
206 ($2,271)$899$1,371$274,594
207 ($2,271)$895$1,376$273,218
208 ($2,271)$890$1,380$271,838
209 ($2,271)$886$1,385$270,453
210 ($2,271)$881$1,389$269,064
211 ($2,271)$877$1,394$267,670
212 ($2,271)$872$1,398$266,271
213 ($2,271)$868$1,403$264,868
214 ($2,271)$863$1,408$263,461
215 ($2,271)$858$1,412$262,049
216 ($2,271)$854$1,417$260,632
Year 19 - 217 ($2,271)$849$1,421$259,211
218 ($2,271)$845$1,426$257,785
219 ($2,271)$840$1,431$256,354
220 ($2,271)$835$1,435$254,919
221 ($2,271)$831$1,440$253,479
222 ($2,271)$826$1,445$252,035
223 ($2,271)$821$1,449$250,585
224 ($2,271)$816$1,454$249,131
225 ($2,271)$812$1,459$247,672
226 ($2,271)$807$1,464$246,209
227 ($2,271)$802$1,468$244,741
228 ($2,271)$797$1,473$243,267
Year 20 - 229 ($2,271)$793$1,478$241,790
230 ($2,271)$788$1,483$240,307
231 ($2,271)$783$1,488$238,819
232 ($2,271)$778$1,492$237,327
233 ($2,271)$773$1,497$235,830
234 ($2,271)$768$1,502$234,328
235 ($2,271)$764$1,507$232,821
236 ($2,271)$759$1,512$231,309
237 ($2,271)$754$1,517$229,792
238 ($2,271)$749$1,522$228,270
239 ($2,271)$744$1,527$226,743
240 ($2,271)$739$1,532$225,211
Year 21 - 241 ($2,271)$734$1,537$223,675
242 ($2,271)$729$1,542$222,133
243 ($2,271)$724$1,547$220,586
244 ($2,271)$719$1,552$219,034
245 ($2,271)$714$1,557$217,478
246 ($2,271)$709$1,562$215,916
247 ($2,271)$704$1,567$214,349
248 ($2,271)$698$1,572$212,777
249 ($2,271)$693$1,577$211,199
250 ($2,271)$688$1,582$209,617
251 ($2,271)$683$1,588$208,029
252 ($2,271)$678$1,593$206,437
Year 22 - 253 ($2,271)$673$1,598$204,839
254 ($2,271)$667$1,603$203,236
255 ($2,271)$662$1,608$201,627
256 ($2,271)$657$1,614$200,014
257 ($2,271)$652$1,619$198,395
258 ($2,271)$646$1,624$196,771
259 ($2,271)$641$1,629$195,142
260 ($2,271)$636$1,635$193,507
261 ($2,271)$631$1,640$191,867
262 ($2,271)$625$1,645$190,221
263 ($2,271)$620$1,651$188,571
264 ($2,271)$614$1,656$186,915
Year 23 - 265 ($2,271)$609$1,662$185,253
266 ($2,271)$604$1,667$183,586
267 ($2,271)$598$1,672$181,914
268 ($2,271)$593$1,678$180,236
269 ($2,271)$587$1,683$178,553
270 ($2,271)$582$1,689$176,864
271 ($2,271)$576$1,694$175,170
272 ($2,271)$571$1,700$173,470
273 ($2,271)$565$1,705$171,765
274 ($2,271)$560$1,711$170,054
275 ($2,271)$554$1,716$168,337
276 ($2,271)$548$1,722$166,615
Year 24 - 277 ($2,271)$543$1,728$164,888
278 ($2,271)$537$1,733$163,154
279 ($2,271)$532$1,739$161,415
280 ($2,271)$526$1,745$159,671
281 ($2,271)$520$1,750$157,921
282 ($2,271)$515$1,756$156,165
283 ($2,271)$509$1,762$154,403
284 ($2,271)$503$1,767$152,635
285 ($2,271)$497$1,773$150,862
286 ($2,271)$492$1,779$149,083
287 ($2,271)$486$1,785$147,299
288 ($2,271)$480$1,791$145,508
Year 25 - 289 ($2,271)$474$1,796$143,712
290 ($2,271)$468$1,802$141,909
291 ($2,271)$462$1,808$140,101
292 ($2,271)$456$1,814$138,287
293 ($2,271)$451$1,820$136,467
294 ($2,271)$445$1,826$134,641
295 ($2,271)$439$1,832$132,809
296 ($2,271)$433$1,838$130,972
297 ($2,271)$427$1,844$129,128
298 ($2,271)$421$1,850$127,278
299 ($2,271)$415$1,856$125,422
300 ($2,271)$409$1,862$123,560
Year 26 - 301 ($2,271)$403$1,868$121,692
302 ($2,271)$397$1,874$119,818
303 ($2,271)$390$1,880$117,938
304 ($2,271)$384$1,886$116,052
305 ($2,271)$378$1,892$114,160
306 ($2,271)$372$1,899$112,261
307 ($2,271)$366$1,905$110,356
308 ($2,271)$360$1,911$108,445
309 ($2,271)$353$1,917$106,528
310 ($2,271)$347$1,923$104,605
311 ($2,271)$341$1,930$102,675
312 ($2,271)$335$1,936$100,739
Year 27 - 313 ($2,271)$328$1,942$98,797
314 ($2,271)$322$1,949$96,848
315 ($2,271)$316$1,955$94,893
316 ($2,271)$309$1,961$92,932
317 ($2,271)$303$1,968$90,964
318 ($2,271)$296$1,974$88,990
319 ($2,271)$290$1,981$87,009
320 ($2,271)$284$1,987$85,022
321 ($2,271)$277$1,994$83,029
322 ($2,271)$271$2,000$81,029
323 ($2,271)$264$2,007$79,022
324 ($2,271)$257$2,013$77,009
Year 28 - 325 ($2,271)$251$2,020$74,990
326 ($2,271)$244$2,026$72,963
327 ($2,271)$238$2,033$70,931
328 ($2,271)$231$2,039$68,891
329 ($2,271)$224$2,046$66,845
330 ($2,271)$218$2,053$64,792
331 ($2,271)$211$2,059$62,733
332 ($2,271)$204$2,066$60,667
333 ($2,271)$198$2,073$58,594
334 ($2,271)$191$2,080$56,514
335 ($2,271)$184$2,086$54,428
336 ($2,271)$177$2,093$52,335
Year 29 - 337 ($2,271)$171$2,100$50,235
338 ($2,271)$164$2,107$48,128
339 ($2,271)$157$2,114$46,014
340 ($2,271)$150$2,121$43,894
341 ($2,271)$143$2,128$41,766
342 ($2,271)$136$2,134$39,632
343 ($2,271)$129$2,141$37,490
344 ($2,271)$122$2,148$35,342
345 ($2,271)$115$2,155$33,186
346 ($2,271)$108$2,162$31,024
347 ($2,271)$101$2,169$28,855
348 ($2,271)$94$2,177$26,678
Year 30 - 349 ($2,271)$87$2,184$24,494
350 ($2,271)$80$2,191$22,304
351 ($2,271)$73$2,198$20,106
352 ($2,271)$66$2,205$17,901
353 ($2,271)$58$2,212$15,689
354 ($2,271)$51$2,219$13,469
355 ($2,271)$44$2,227$11,243
356 ($2,271)$37$2,234$9,009
357 ($2,271)$29$2,241$6,767
358 ($2,271)$22$2,248$4,519
359 ($2,271)$15$2,256$2,263
360 ($2,271)$7$2,263$0
TOTALS$336,593$480,800$817,393

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.