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Mortgage Payment Schedule for a $601,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($120,200) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,276 360 $338,579 $819,379

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $601,000
Down Payment $120,200$480,800
Year 1 - 1 ($2,276)$1,575$701$480,099
2 ($2,276)$1,572$704$479,395
3 ($2,276)$1,570$706$478,689
4 ($2,276)$1,568$708$477,980
5 ($2,276)$1,565$711$477,270
6 ($2,276)$1,563$713$476,557
7 ($2,276)$1,561$715$475,841
8 ($2,276)$1,558$718$475,124
9 ($2,276)$1,556$720$474,404
10 ($2,276)$1,554$722$473,681
11 ($2,276)$1,551$725$472,957
12 ($2,276)$1,549$727$472,230
Year 2 - 13 ($2,276)$1,547$730$471,500
14 ($2,276)$1,544$732$470,768
15 ($2,276)$1,542$734$470,034
16 ($2,276)$1,539$737$469,297
17 ($2,276)$1,537$739$468,558
18 ($2,276)$1,535$742$467,817
19 ($2,276)$1,532$744$467,073
20 ($2,276)$1,530$746$466,326
21 ($2,276)$1,527$749$465,577
22 ($2,276)$1,525$751$464,826
23 ($2,276)$1,522$754$464,072
24 ($2,276)$1,520$756$463,316
Year 3 - 25 ($2,276)$1,517$759$462,557
26 ($2,276)$1,515$761$461,796
27 ($2,276)$1,512$764$461,033
28 ($2,276)$1,510$766$460,266
29 ($2,276)$1,507$769$459,498
30 ($2,276)$1,505$771$458,727
31 ($2,276)$1,502$774$457,953
32 ($2,276)$1,500$776$457,177
33 ($2,276)$1,497$779$456,398
34 ($2,276)$1,495$781$455,616
35 ($2,276)$1,492$784$454,832
36 ($2,276)$1,490$786$454,046
Year 4 - 37 ($2,276)$1,487$789$453,257
38 ($2,276)$1,484$792$452,465
39 ($2,276)$1,482$794$451,671
40 ($2,276)$1,479$797$450,874
41 ($2,276)$1,477$799$450,075
42 ($2,276)$1,474$802$449,273
43 ($2,276)$1,471$805$448,468
44 ($2,276)$1,469$807$447,661
45 ($2,276)$1,466$810$446,851
46 ($2,276)$1,463$813$446,038
47 ($2,276)$1,461$815$445,223
48 ($2,276)$1,458$818$444,405
Year 5 - 49 ($2,276)$1,455$821$443,584
50 ($2,276)$1,453$823$442,761
51 ($2,276)$1,450$826$441,935
52 ($2,276)$1,447$829$441,106
53 ($2,276)$1,445$831$440,275
54 ($2,276)$1,442$834$439,441
55 ($2,276)$1,439$837$438,604
56 ($2,276)$1,436$840$437,764
57 ($2,276)$1,434$842$436,922
58 ($2,276)$1,431$845$436,077
59 ($2,276)$1,428$848$435,229
60 ($2,276)$1,425$851$434,378
Year 6 - 61 ($2,276)$1,423$853$433,525
62 ($2,276)$1,420$856$432,668
63 ($2,276)$1,417$859$431,809
64 ($2,276)$1,414$862$430,947
65 ($2,276)$1,411$865$430,083
66 ($2,276)$1,409$868$429,215
67 ($2,276)$1,406$870$428,345
68 ($2,276)$1,403$873$427,472
69 ($2,276)$1,400$876$426,596
70 ($2,276)$1,397$879$425,717
71 ($2,276)$1,394$882$424,835
72 ($2,276)$1,391$885$423,950
Year 7 - 73 ($2,276)$1,388$888$423,062
74 ($2,276)$1,386$891$422,172
75 ($2,276)$1,383$893$421,278
76 ($2,276)$1,380$896$420,382
77 ($2,276)$1,377$899$419,483
78 ($2,276)$1,374$902$418,581
79 ($2,276)$1,371$905$417,675
80 ($2,276)$1,368$908$416,767
81 ($2,276)$1,365$911$415,856
82 ($2,276)$1,362$914$414,942
83 ($2,276)$1,359$917$414,025
84 ($2,276)$1,356$920$413,105
Year 8 - 85 ($2,276)$1,353$923$412,182
86 ($2,276)$1,350$926$411,255
87 ($2,276)$1,347$929$410,326
88 ($2,276)$1,344$932$409,394
89 ($2,276)$1,341$935$408,459
90 ($2,276)$1,338$938$407,520
91 ($2,276)$1,335$941$406,579
92 ($2,276)$1,332$945$405,634
93 ($2,276)$1,328$948$404,687
94 ($2,276)$1,325$951$403,736
95 ($2,276)$1,322$954$402,782
96 ($2,276)$1,319$957$401,825
Year 9 - 97 ($2,276)$1,316$960$400,865
98 ($2,276)$1,313$963$399,902
99 ($2,276)$1,310$966$398,936
100 ($2,276)$1,307$970$397,966
101 ($2,276)$1,303$973$396,993
102 ($2,276)$1,300$976$396,018
103 ($2,276)$1,297$979$395,038
104 ($2,276)$1,294$982$394,056
105 ($2,276)$1,291$986$393,071
106 ($2,276)$1,287$989$392,082
107 ($2,276)$1,284$992$391,090
108 ($2,276)$1,281$995$390,095
Year 10 - 109 ($2,276)$1,278$998$389,096
110 ($2,276)$1,274$1,002$388,094
111 ($2,276)$1,271$1,005$387,089
112 ($2,276)$1,268$1,008$386,081
113 ($2,276)$1,264$1,012$385,069
114 ($2,276)$1,261$1,015$384,054
115 ($2,276)$1,258$1,018$383,036
116 ($2,276)$1,254$1,022$382,015
117 ($2,276)$1,251$1,025$380,990
118 ($2,276)$1,248$1,028$379,961
119 ($2,276)$1,244$1,032$378,930
120 ($2,276)$1,241$1,035$377,895
Year 11 - 121 ($2,276)$1,238$1,038$376,856
122 ($2,276)$1,234$1,042$375,814
123 ($2,276)$1,231$1,045$374,769
124 ($2,276)$1,227$1,049$373,720
125 ($2,276)$1,224$1,052$372,668
126 ($2,276)$1,220$1,056$371,613
127 ($2,276)$1,217$1,059$370,554
128 ($2,276)$1,214$1,062$369,491
129 ($2,276)$1,210$1,066$368,425
130 ($2,276)$1,207$1,069$367,356
131 ($2,276)$1,203$1,073$366,283
132 ($2,276)$1,200$1,076$365,206
Year 12 - 133 ($2,276)$1,196$1,080$364,126
134 ($2,276)$1,193$1,084$363,043
135 ($2,276)$1,189$1,087$361,956
136 ($2,276)$1,185$1,091$360,865
137 ($2,276)$1,182$1,094$359,771
138 ($2,276)$1,178$1,098$358,673
139 ($2,276)$1,175$1,101$357,572
140 ($2,276)$1,171$1,105$356,467
141 ($2,276)$1,167$1,109$355,358
142 ($2,276)$1,164$1,112$354,246
143 ($2,276)$1,160$1,116$353,130
144 ($2,276)$1,157$1,120$352,010
Year 13 - 145 ($2,276)$1,153$1,123$350,887
146 ($2,276)$1,149$1,127$349,760
147 ($2,276)$1,145$1,131$348,630
148 ($2,276)$1,142$1,134$347,495
149 ($2,276)$1,138$1,138$346,357
150 ($2,276)$1,134$1,142$345,216
151 ($2,276)$1,131$1,145$344,070
152 ($2,276)$1,127$1,149$342,921
153 ($2,276)$1,123$1,153$341,768
154 ($2,276)$1,119$1,157$340,611
155 ($2,276)$1,116$1,161$339,451
156 ($2,276)$1,112$1,164$338,286
Year 14 - 157 ($2,276)$1,108$1,168$337,118
158 ($2,276)$1,104$1,172$335,946
159 ($2,276)$1,100$1,176$334,770
160 ($2,276)$1,096$1,180$333,591
161 ($2,276)$1,093$1,184$332,407
162 ($2,276)$1,089$1,187$331,220
163 ($2,276)$1,085$1,191$330,028
164 ($2,276)$1,081$1,195$328,833
165 ($2,276)$1,077$1,199$327,634
166 ($2,276)$1,073$1,203$326,431
167 ($2,276)$1,069$1,207$325,224
168 ($2,276)$1,065$1,211$324,013
Year 15 - 169 ($2,276)$1,061$1,215$322,798
170 ($2,276)$1,057$1,219$321,579
171 ($2,276)$1,053$1,223$320,356
172 ($2,276)$1,049$1,227$319,129
173 ($2,276)$1,045$1,231$317,898
174 ($2,276)$1,041$1,235$316,664
175 ($2,276)$1,037$1,239$315,425
176 ($2,276)$1,033$1,243$314,182
177 ($2,276)$1,029$1,247$312,934
178 ($2,276)$1,025$1,251$311,683
179 ($2,276)$1,021$1,255$310,428
180 ($2,276)$1,017$1,259$309,169
Year 16 - 181 ($2,276)$1,013$1,264$307,905
182 ($2,276)$1,008$1,268$306,637
183 ($2,276)$1,004$1,272$305,366
184 ($2,276)$1,000$1,276$304,090
185 ($2,276)$996$1,280$302,809
186 ($2,276)$992$1,284$301,525
187 ($2,276)$987$1,289$300,236
188 ($2,276)$983$1,293$298,944
189 ($2,276)$979$1,297$297,647
190 ($2,276)$975$1,301$296,345
191 ($2,276)$971$1,306$295,040
192 ($2,276)$966$1,310$293,730
Year 17 - 193 ($2,276)$962$1,314$292,416
194 ($2,276)$958$1,318$291,098
195 ($2,276)$953$1,323$289,775
196 ($2,276)$949$1,327$288,448
197 ($2,276)$945$1,331$287,116
198 ($2,276)$940$1,336$285,781
199 ($2,276)$936$1,340$284,441
200 ($2,276)$932$1,345$283,096
201 ($2,276)$927$1,349$281,747
202 ($2,276)$923$1,353$280,394
203 ($2,276)$918$1,358$279,036
204 ($2,276)$914$1,362$277,674
Year 18 - 205 ($2,276)$909$1,367$276,307
206 ($2,276)$905$1,371$274,936
207 ($2,276)$900$1,376$273,560
208 ($2,276)$896$1,380$272,180
209 ($2,276)$891$1,385$270,796
210 ($2,276)$887$1,389$269,406
211 ($2,276)$882$1,394$268,013
212 ($2,276)$878$1,398$266,614
213 ($2,276)$873$1,403$265,211
214 ($2,276)$869$1,407$263,804
215 ($2,276)$864$1,412$262,392
216 ($2,276)$859$1,417$260,975
Year 19 - 217 ($2,276)$855$1,421$259,554
218 ($2,276)$850$1,426$258,128
219 ($2,276)$845$1,431$256,697
220 ($2,276)$841$1,435$255,262
221 ($2,276)$836$1,440$253,822
222 ($2,276)$831$1,445$252,377
223 ($2,276)$827$1,450$250,927
224 ($2,276)$822$1,454$249,473
225 ($2,276)$817$1,459$248,014
226 ($2,276)$812$1,464$246,550
227 ($2,276)$807$1,469$245,082
228 ($2,276)$803$1,473$243,608
Year 20 - 229 ($2,276)$798$1,478$242,130
230 ($2,276)$793$1,483$240,647
231 ($2,276)$788$1,488$239,159
232 ($2,276)$783$1,493$237,666
233 ($2,276)$778$1,498$236,169
234 ($2,276)$773$1,503$234,666
235 ($2,276)$769$1,508$233,158
236 ($2,276)$764$1,512$231,646
237 ($2,276)$759$1,517$230,129
238 ($2,276)$754$1,522$228,606
239 ($2,276)$749$1,527$227,079
240 ($2,276)$744$1,532$225,546
Year 21 - 241 ($2,276)$739$1,537$224,009
242 ($2,276)$734$1,542$222,467
243 ($2,276)$729$1,547$220,919
244 ($2,276)$724$1,553$219,367
245 ($2,276)$718$1,558$217,809
246 ($2,276)$713$1,563$216,246
247 ($2,276)$708$1,568$214,678
248 ($2,276)$703$1,573$213,105
249 ($2,276)$698$1,578$211,527
250 ($2,276)$693$1,583$209,944
251 ($2,276)$688$1,588$208,356
252 ($2,276)$682$1,594$206,762
Year 22 - 253 ($2,276)$677$1,599$205,163
254 ($2,276)$672$1,604$203,559
255 ($2,276)$667$1,609$201,949
256 ($2,276)$661$1,615$200,335
257 ($2,276)$656$1,620$198,715
258 ($2,276)$651$1,625$197,090
259 ($2,276)$645$1,631$195,459
260 ($2,276)$640$1,636$193,823
261 ($2,276)$635$1,641$192,182
262 ($2,276)$629$1,647$190,535
263 ($2,276)$624$1,652$188,883
264 ($2,276)$619$1,657$187,226
Year 23 - 265 ($2,276)$613$1,663$185,563
266 ($2,276)$608$1,668$183,894
267 ($2,276)$602$1,674$182,221
268 ($2,276)$597$1,679$180,541
269 ($2,276)$591$1,685$178,856
270 ($2,276)$586$1,690$177,166
271 ($2,276)$580$1,696$175,470
272 ($2,276)$575$1,701$173,769
273 ($2,276)$569$1,707$172,062
274 ($2,276)$564$1,713$170,349
275 ($2,276)$558$1,718$168,631
276 ($2,276)$552$1,724$166,907
Year 24 - 277 ($2,276)$547$1,729$165,178
278 ($2,276)$541$1,735$163,443
279 ($2,276)$535$1,741$161,702
280 ($2,276)$530$1,746$159,956
281 ($2,276)$524$1,752$158,204
282 ($2,276)$518$1,758$156,446
283 ($2,276)$512$1,764$154,682
284 ($2,276)$507$1,769$152,912
285 ($2,276)$501$1,775$151,137
286 ($2,276)$495$1,781$149,356
287 ($2,276)$489$1,787$147,569
288 ($2,276)$483$1,793$145,776
Year 25 - 289 ($2,276)$477$1,799$143,978
290 ($2,276)$472$1,805$142,173
291 ($2,276)$466$1,810$140,363
292 ($2,276)$460$1,816$138,546
293 ($2,276)$454$1,822$136,724
294 ($2,276)$448$1,828$134,896
295 ($2,276)$442$1,834$133,062
296 ($2,276)$436$1,840$131,221
297 ($2,276)$430$1,846$129,375
298 ($2,276)$424$1,852$127,523
299 ($2,276)$418$1,858$125,664
300 ($2,276)$412$1,865$123,800
Year 26 - 301 ($2,276)$405$1,871$121,929
302 ($2,276)$399$1,877$120,052
303 ($2,276)$393$1,883$118,170
304 ($2,276)$387$1,889$116,280
305 ($2,276)$381$1,895$114,385
306 ($2,276)$375$1,901$112,484
307 ($2,276)$368$1,908$110,576
308 ($2,276)$362$1,914$108,662
309 ($2,276)$356$1,920$106,742
310 ($2,276)$350$1,926$104,816
311 ($2,276)$343$1,933$102,883
312 ($2,276)$337$1,939$100,944
Year 27 - 313 ($2,276)$331$1,945$98,998
314 ($2,276)$324$1,952$97,046
315 ($2,276)$318$1,958$95,088
316 ($2,276)$311$1,965$93,124
317 ($2,276)$305$1,971$91,152
318 ($2,276)$299$1,978$89,175
319 ($2,276)$292$1,984$87,191
320 ($2,276)$286$1,991$85,200
321 ($2,276)$279$1,997$83,203
322 ($2,276)$272$2,004$81,200
323 ($2,276)$266$2,010$79,190
324 ($2,276)$259$2,017$77,173
Year 28 - 325 ($2,276)$253$2,023$75,150
326 ($2,276)$246$2,030$73,120
327 ($2,276)$239$2,037$71,083
328 ($2,276)$233$2,043$69,040
329 ($2,276)$226$2,050$66,990
330 ($2,276)$219$2,057$64,933
331 ($2,276)$213$2,063$62,870
332 ($2,276)$206$2,070$60,800
333 ($2,276)$199$2,077$58,723
334 ($2,276)$192$2,084$56,639
335 ($2,276)$185$2,091$54,549
336 ($2,276)$179$2,097$52,451
Year 29 - 337 ($2,276)$172$2,104$50,347
338 ($2,276)$165$2,111$48,236
339 ($2,276)$158$2,118$46,118
340 ($2,276)$151$2,125$43,993
341 ($2,276)$144$2,132$41,861
342 ($2,276)$137$2,139$39,722
343 ($2,276)$130$2,146$37,576
344 ($2,276)$123$2,153$35,423
345 ($2,276)$116$2,160$33,263
346 ($2,276)$109$2,167$31,096
347 ($2,276)$102$2,174$28,921
348 ($2,276)$95$2,181$26,740
Year 30 - 349 ($2,276)$88$2,188$24,552
350 ($2,276)$80$2,196$22,356
351 ($2,276)$73$2,203$20,153
352 ($2,276)$66$2,210$17,943
353 ($2,276)$59$2,217$15,726
354 ($2,276)$52$2,225$13,501
355 ($2,276)$44$2,232$11,269
356 ($2,276)$37$2,239$9,030
357 ($2,276)$30$2,246$6,784
358 ($2,276)$22$2,254$4,530
359 ($2,276)$15$2,261$2,269
360 ($2,276)$7$2,269$0
TOTALS$338,579$480,800$819,379

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.