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Mortgage Payment Schedule for a $602,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($120,400) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,266 360 $334,174 $815,774

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $695 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $602,000
Down Payment $120,400$481,600
Year 1 - 1 ($2,266)$1,557$709$480,891
2 ($2,266)$1,555$711$480,180
3 ($2,266)$1,553$713$479,467
4 ($2,266)$1,550$716$478,751
5 ($2,266)$1,548$718$478,033
6 ($2,266)$1,546$720$477,312
7 ($2,266)$1,543$723$476,590
8 ($2,266)$1,541$725$475,864
9 ($2,266)$1,539$727$475,137
10 ($2,266)$1,536$730$474,407
11 ($2,266)$1,534$732$473,675
12 ($2,266)$1,532$734$472,941
Year 2 - 13 ($2,266)$1,529$737$472,204
14 ($2,266)$1,527$739$471,465
15 ($2,266)$1,524$742$470,723
16 ($2,266)$1,522$744$469,979
17 ($2,266)$1,520$746$469,232
18 ($2,266)$1,517$749$468,484
19 ($2,266)$1,515$751$467,732
20 ($2,266)$1,512$754$466,979
21 ($2,266)$1,510$756$466,222
22 ($2,266)$1,507$759$465,464
23 ($2,266)$1,505$761$464,703
24 ($2,266)$1,503$764$463,939
Year 3 - 25 ($2,266)$1,500$766$463,173
26 ($2,266)$1,498$768$462,405
27 ($2,266)$1,495$771$461,634
28 ($2,266)$1,493$773$460,861
29 ($2,266)$1,490$776$460,085
30 ($2,266)$1,488$778$459,306
31 ($2,266)$1,485$781$458,525
32 ($2,266)$1,483$783$457,742
33 ($2,266)$1,480$786$456,956
34 ($2,266)$1,477$789$456,167
35 ($2,266)$1,475$791$455,376
36 ($2,266)$1,472$794$454,583
Year 4 - 37 ($2,266)$1,470$796$453,786
38 ($2,266)$1,467$799$452,987
39 ($2,266)$1,465$801$452,186
40 ($2,266)$1,462$804$451,382
41 ($2,266)$1,459$807$450,576
42 ($2,266)$1,457$809$449,766
43 ($2,266)$1,454$812$448,955
44 ($2,266)$1,452$814$448,140
45 ($2,266)$1,449$817$447,323
46 ($2,266)$1,446$820$446,503
47 ($2,266)$1,444$822$445,681
48 ($2,266)$1,441$825$444,856
Year 5 - 49 ($2,266)$1,438$828$444,028
50 ($2,266)$1,436$830$443,198
51 ($2,266)$1,433$833$442,365
52 ($2,266)$1,430$836$441,529
53 ($2,266)$1,428$838$440,691
54 ($2,266)$1,425$841$439,850
55 ($2,266)$1,422$844$439,006
56 ($2,266)$1,419$847$438,159
57 ($2,266)$1,417$849$437,310
58 ($2,266)$1,414$852$436,458
59 ($2,266)$1,411$855$435,603
60 ($2,266)$1,408$858$434,745
Year 6 - 61 ($2,266)$1,406$860$433,885
62 ($2,266)$1,403$863$433,022
63 ($2,266)$1,400$866$432,156
64 ($2,266)$1,397$869$431,287
65 ($2,266)$1,394$872$430,416
66 ($2,266)$1,392$874$429,541
67 ($2,266)$1,389$877$428,664
68 ($2,266)$1,386$880$427,784
69 ($2,266)$1,383$883$426,901
70 ($2,266)$1,380$886$426,016
71 ($2,266)$1,377$889$425,127
72 ($2,266)$1,375$891$424,236
Year 7 - 73 ($2,266)$1,372$894$423,341
74 ($2,266)$1,369$897$422,444
75 ($2,266)$1,366$900$421,544
76 ($2,266)$1,363$903$420,641
77 ($2,266)$1,360$906$419,735
78 ($2,266)$1,357$909$418,826
79 ($2,266)$1,354$912$417,914
80 ($2,266)$1,351$915$416,999
81 ($2,266)$1,348$918$416,082
82 ($2,266)$1,345$921$415,161
83 ($2,266)$1,342$924$414,237
84 ($2,266)$1,339$927$413,310
Year 8 - 85 ($2,266)$1,336$930$412,381
86 ($2,266)$1,333$933$411,448
87 ($2,266)$1,330$936$410,512
88 ($2,266)$1,327$939$409,574
89 ($2,266)$1,324$942$408,632
90 ($2,266)$1,321$945$407,687
91 ($2,266)$1,318$948$406,739
92 ($2,266)$1,315$951$405,788
93 ($2,266)$1,312$954$404,834
94 ($2,266)$1,309$957$403,877
95 ($2,266)$1,306$960$402,917
96 ($2,266)$1,303$963$401,954
Year 9 - 97 ($2,266)$1,300$966$400,988
98 ($2,266)$1,297$970$400,018
99 ($2,266)$1,293$973$399,045
100 ($2,266)$1,290$976$398,070
101 ($2,266)$1,287$979$397,091
102 ($2,266)$1,284$982$396,109
103 ($2,266)$1,281$985$395,123
104 ($2,266)$1,278$988$394,135
105 ($2,266)$1,274$992$393,143
106 ($2,266)$1,271$995$392,148
107 ($2,266)$1,268$998$391,150
108 ($2,266)$1,265$1,001$390,149
Year 10 - 109 ($2,266)$1,261$1,005$389,144
110 ($2,266)$1,258$1,008$388,136
111 ($2,266)$1,255$1,011$387,125
112 ($2,266)$1,252$1,014$386,111
113 ($2,266)$1,248$1,018$385,093
114 ($2,266)$1,245$1,021$384,072
115 ($2,266)$1,242$1,024$383,048
116 ($2,266)$1,239$1,028$382,021
117 ($2,266)$1,235$1,031$380,990
118 ($2,266)$1,232$1,034$379,956
119 ($2,266)$1,229$1,038$378,918
120 ($2,266)$1,225$1,041$377,877
Year 11 - 121 ($2,266)$1,222$1,044$376,833
122 ($2,266)$1,218$1,048$375,786
123 ($2,266)$1,215$1,051$374,735
124 ($2,266)$1,212$1,054$373,680
125 ($2,266)$1,208$1,058$372,622
126 ($2,266)$1,205$1,061$371,561
127 ($2,266)$1,201$1,065$370,496
128 ($2,266)$1,198$1,068$369,428
129 ($2,266)$1,194$1,072$368,357
130 ($2,266)$1,191$1,075$367,282
131 ($2,266)$1,188$1,078$366,203
132 ($2,266)$1,184$1,082$365,121
Year 12 - 133 ($2,266)$1,181$1,085$364,036
134 ($2,266)$1,177$1,089$362,947
135 ($2,266)$1,174$1,093$361,854
136 ($2,266)$1,170$1,096$360,758
137 ($2,266)$1,166$1,100$359,659
138 ($2,266)$1,163$1,103$358,556
139 ($2,266)$1,159$1,107$357,449
140 ($2,266)$1,156$1,110$356,339
141 ($2,266)$1,152$1,114$355,225
142 ($2,266)$1,149$1,117$354,107
143 ($2,266)$1,145$1,121$352,986
144 ($2,266)$1,141$1,125$351,861
Year 13 - 145 ($2,266)$1,138$1,128$350,733
146 ($2,266)$1,134$1,132$349,601
147 ($2,266)$1,130$1,136$348,465
148 ($2,266)$1,127$1,139$347,326
149 ($2,266)$1,123$1,143$346,183
150 ($2,266)$1,119$1,147$345,036
151 ($2,266)$1,116$1,150$343,886
152 ($2,266)$1,112$1,154$342,732
153 ($2,266)$1,108$1,158$341,574
154 ($2,266)$1,104$1,162$340,412
155 ($2,266)$1,101$1,165$339,247
156 ($2,266)$1,097$1,169$338,078
Year 14 - 157 ($2,266)$1,093$1,173$336,905
158 ($2,266)$1,089$1,177$335,728
159 ($2,266)$1,086$1,181$334,548
160 ($2,266)$1,082$1,184$333,363
161 ($2,266)$1,078$1,188$332,175
162 ($2,266)$1,074$1,192$330,983
163 ($2,266)$1,070$1,196$329,787
164 ($2,266)$1,066$1,200$328,587
165 ($2,266)$1,062$1,204$327,384
166 ($2,266)$1,059$1,207$326,176
167 ($2,266)$1,055$1,211$324,965
168 ($2,266)$1,051$1,215$323,750
Year 15 - 169 ($2,266)$1,047$1,219$322,530
170 ($2,266)$1,043$1,223$321,307
171 ($2,266)$1,039$1,227$320,080
172 ($2,266)$1,035$1,231$318,849
173 ($2,266)$1,031$1,235$317,614
174 ($2,266)$1,027$1,239$316,375
175 ($2,266)$1,023$1,243$315,132
176 ($2,266)$1,019$1,247$313,885
177 ($2,266)$1,015$1,251$312,633
178 ($2,266)$1,011$1,255$311,378
179 ($2,266)$1,007$1,259$310,119
180 ($2,266)$1,003$1,263$308,856
Year 16 - 181 ($2,266)$999$1,267$307,588
182 ($2,266)$995$1,272$306,317
183 ($2,266)$990$1,276$305,041
184 ($2,266)$986$1,280$303,761
185 ($2,266)$982$1,284$302,477
186 ($2,266)$978$1,288$301,189
187 ($2,266)$974$1,292$299,897
188 ($2,266)$970$1,296$298,601
189 ($2,266)$965$1,301$297,300
190 ($2,266)$961$1,305$295,996
191 ($2,266)$957$1,309$294,687
192 ($2,266)$953$1,313$293,373
Year 17 - 193 ($2,266)$949$1,317$292,056
194 ($2,266)$944$1,322$290,734
195 ($2,266)$940$1,326$289,408
196 ($2,266)$936$1,330$288,078
197 ($2,266)$931$1,335$286,743
198 ($2,266)$927$1,339$285,404
199 ($2,266)$923$1,343$284,061
200 ($2,266)$918$1,348$282,714
201 ($2,266)$914$1,352$281,362
202 ($2,266)$910$1,356$280,005
203 ($2,266)$905$1,361$278,645
204 ($2,266)$901$1,365$277,280
Year 18 - 205 ($2,266)$897$1,370$275,910
206 ($2,266)$892$1,374$274,536
207 ($2,266)$888$1,378$273,158
208 ($2,266)$883$1,383$271,775
209 ($2,266)$879$1,387$270,388
210 ($2,266)$874$1,392$268,996
211 ($2,266)$870$1,396$267,600
212 ($2,266)$865$1,401$266,199
213 ($2,266)$861$1,405$264,793
214 ($2,266)$856$1,410$263,384
215 ($2,266)$852$1,414$261,969
216 ($2,266)$847$1,419$260,550
Year 19 - 217 ($2,266)$842$1,424$259,127
218 ($2,266)$838$1,428$257,698
219 ($2,266)$833$1,433$256,266
220 ($2,266)$829$1,437$254,828
221 ($2,266)$824$1,442$253,386
222 ($2,266)$819$1,447$251,939
223 ($2,266)$815$1,451$250,488
224 ($2,266)$810$1,456$249,032
225 ($2,266)$805$1,461$247,571
226 ($2,266)$800$1,466$246,105
227 ($2,266)$796$1,470$244,635
228 ($2,266)$791$1,475$243,160
Year 20 - 229 ($2,266)$786$1,480$241,680
230 ($2,266)$781$1,485$240,195
231 ($2,266)$777$1,489$238,706
232 ($2,266)$772$1,494$237,212
233 ($2,266)$767$1,499$235,713
234 ($2,266)$762$1,504$234,209
235 ($2,266)$757$1,509$232,700
236 ($2,266)$752$1,514$231,186
237 ($2,266)$748$1,519$229,668
238 ($2,266)$743$1,523$228,144
239 ($2,266)$738$1,528$226,616
240 ($2,266)$733$1,533$225,083
Year 21 - 241 ($2,266)$728$1,538$223,545
242 ($2,266)$723$1,543$222,001
243 ($2,266)$718$1,548$220,453
244 ($2,266)$713$1,553$218,900
245 ($2,266)$708$1,558$217,342
246 ($2,266)$703$1,563$215,778
247 ($2,266)$698$1,568$214,210
248 ($2,266)$693$1,573$212,636
249 ($2,266)$688$1,579$211,058
250 ($2,266)$682$1,584$209,474
251 ($2,266)$677$1,589$207,886
252 ($2,266)$672$1,594$206,292
Year 22 - 253 ($2,266)$667$1,599$204,693
254 ($2,266)$662$1,604$203,088
255 ($2,266)$657$1,609$201,479
256 ($2,266)$651$1,615$199,865
257 ($2,266)$646$1,620$198,245
258 ($2,266)$641$1,625$196,620
259 ($2,266)$636$1,630$194,989
260 ($2,266)$630$1,636$193,354
261 ($2,266)$625$1,641$191,713
262 ($2,266)$620$1,646$190,067
263 ($2,266)$615$1,651$188,415
264 ($2,266)$609$1,657$186,758
Year 23 - 265 ($2,266)$604$1,662$185,096
266 ($2,266)$598$1,668$183,429
267 ($2,266)$593$1,673$181,756
268 ($2,266)$588$1,678$180,077
269 ($2,266)$582$1,684$178,394
270 ($2,266)$577$1,689$176,704
271 ($2,266)$571$1,695$175,010
272 ($2,266)$566$1,700$173,309
273 ($2,266)$560$1,706$171,604
274 ($2,266)$555$1,711$169,893
275 ($2,266)$549$1,717$168,176
276 ($2,266)$544$1,722$166,454
Year 24 - 277 ($2,266)$538$1,728$164,726
278 ($2,266)$533$1,733$162,992
279 ($2,266)$527$1,739$161,253
280 ($2,266)$521$1,745$159,509
281 ($2,266)$516$1,750$157,758
282 ($2,266)$510$1,756$156,002
283 ($2,266)$504$1,762$154,241
284 ($2,266)$499$1,767$152,473
285 ($2,266)$493$1,773$150,700
286 ($2,266)$487$1,779$148,922
287 ($2,266)$482$1,785$147,137
288 ($2,266)$476$1,790$145,347
Year 25 - 289 ($2,266)$470$1,796$143,551
290 ($2,266)$464$1,802$141,749
291 ($2,266)$458$1,808$139,941
292 ($2,266)$452$1,814$138,128
293 ($2,266)$447$1,819$136,308
294 ($2,266)$441$1,825$134,483
295 ($2,266)$435$1,831$132,652
296 ($2,266)$429$1,837$130,814
297 ($2,266)$423$1,843$128,971
298 ($2,266)$417$1,849$127,122
299 ($2,266)$411$1,855$125,267
300 ($2,266)$405$1,861$123,406
Year 26 - 301 ($2,266)$399$1,867$121,539
302 ($2,266)$393$1,873$119,666
303 ($2,266)$387$1,879$117,787
304 ($2,266)$381$1,885$115,902
305 ($2,266)$375$1,891$114,011
306 ($2,266)$369$1,897$112,113
307 ($2,266)$362$1,904$110,210
308 ($2,266)$356$1,910$108,300
309 ($2,266)$350$1,916$106,384
310 ($2,266)$344$1,922$104,462
311 ($2,266)$338$1,928$102,534
312 ($2,266)$332$1,935$100,599
Year 27 - 313 ($2,266)$325$1,941$98,659
314 ($2,266)$319$1,947$96,712
315 ($2,266)$313$1,953$94,758
316 ($2,266)$306$1,960$92,799
317 ($2,266)$300$1,966$90,833
318 ($2,266)$294$1,972$88,860
319 ($2,266)$287$1,979$86,881
320 ($2,266)$281$1,985$84,896
321 ($2,266)$274$1,992$82,905
322 ($2,266)$268$1,998$80,907
323 ($2,266)$262$2,004$78,902
324 ($2,266)$255$2,011$76,891
Year 28 - 325 ($2,266)$249$2,017$74,874
326 ($2,266)$242$2,024$72,850
327 ($2,266)$236$2,030$70,820
328 ($2,266)$229$2,037$68,783
329 ($2,266)$222$2,044$66,739
330 ($2,266)$216$2,050$64,689
331 ($2,266)$209$2,057$62,632
332 ($2,266)$203$2,064$60,568
333 ($2,266)$196$2,070$58,498
334 ($2,266)$189$2,077$56,421
335 ($2,266)$182$2,084$54,338
336 ($2,266)$176$2,090$52,247
Year 29 - 337 ($2,266)$169$2,097$50,150
338 ($2,266)$162$2,104$48,046
339 ($2,266)$155$2,111$45,935
340 ($2,266)$149$2,118$43,818
341 ($2,266)$142$2,124$41,694
342 ($2,266)$135$2,131$39,562
343 ($2,266)$128$2,138$37,424
344 ($2,266)$121$2,145$35,279
345 ($2,266)$114$2,152$33,127
346 ($2,266)$107$2,159$30,968
347 ($2,266)$100$2,166$28,802
348 ($2,266)$93$2,173$26,629
Year 30 - 349 ($2,266)$86$2,180$24,450
350 ($2,266)$79$2,187$22,263
351 ($2,266)$72$2,194$20,069
352 ($2,266)$65$2,201$17,867
353 ($2,266)$58$2,208$15,659
354 ($2,266)$51$2,215$13,444
355 ($2,266)$43$2,223$11,221
356 ($2,266)$36$2,230$8,991
357 ($2,266)$29$2,237$6,754
358 ($2,266)$22$2,244$4,510
359 ($2,266)$15$2,251$2,259
360 ($2,266)$7$2,259$0
TOTALS$334,174$481,600$815,774

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.