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Mortgage Payment Schedule for a $604,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($120,800) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,293 360 $342,267 $825,467

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 113054 | State Lic #: MC-2236
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $604,000
Down Payment $120,800$483,200
Year 1 - 1 ($2,293)$1,591$702$482,498
2 ($2,293)$1,588$705$481,793
3 ($2,293)$1,586$707$481,086
4 ($2,293)$1,584$709$480,376
5 ($2,293)$1,581$712$479,665
6 ($2,293)$1,579$714$478,951
7 ($2,293)$1,577$716$478,234
8 ($2,293)$1,574$719$477,515
9 ($2,293)$1,572$721$476,794
10 ($2,293)$1,569$724$476,071
11 ($2,293)$1,567$726$475,345
12 ($2,293)$1,565$728$474,617
Year 2 - 13 ($2,293)$1,562$731$473,886
14 ($2,293)$1,560$733$473,153
15 ($2,293)$1,557$736$472,417
16 ($2,293)$1,555$738$471,679
17 ($2,293)$1,553$740$470,939
18 ($2,293)$1,550$743$470,196
19 ($2,293)$1,548$745$469,451
20 ($2,293)$1,545$748$468,703
21 ($2,293)$1,543$750$467,953
22 ($2,293)$1,540$753$467,201
23 ($2,293)$1,538$755$466,445
24 ($2,293)$1,535$758$465,688
Year 3 - 25 ($2,293)$1,533$760$464,928
26 ($2,293)$1,530$763$464,165
27 ($2,293)$1,528$765$463,400
28 ($2,293)$1,525$768$462,632
29 ($2,293)$1,523$770$461,862
30 ($2,293)$1,520$773$461,090
31 ($2,293)$1,518$775$460,314
32 ($2,293)$1,515$778$459,537
33 ($2,293)$1,513$780$458,756
34 ($2,293)$1,510$783$457,974
35 ($2,293)$1,507$785$457,188
36 ($2,293)$1,505$788$456,400
Year 4 - 37 ($2,293)$1,502$791$455,609
38 ($2,293)$1,500$793$454,816
39 ($2,293)$1,497$796$454,020
40 ($2,293)$1,494$798$453,222
41 ($2,293)$1,492$801$452,421
42 ($2,293)$1,489$804$451,617
43 ($2,293)$1,487$806$450,810
44 ($2,293)$1,484$809$450,001
45 ($2,293)$1,481$812$449,190
46 ($2,293)$1,479$814$448,375
47 ($2,293)$1,476$817$447,558
48 ($2,293)$1,473$820$446,739
Year 5 - 49 ($2,293)$1,471$822$445,916
50 ($2,293)$1,468$825$445,091
51 ($2,293)$1,465$828$444,263
52 ($2,293)$1,462$831$443,432
53 ($2,293)$1,460$833$442,599
54 ($2,293)$1,457$836$441,763
55 ($2,293)$1,454$839$440,924
56 ($2,293)$1,451$842$440,083
57 ($2,293)$1,449$844$439,238
58 ($2,293)$1,446$847$438,391
59 ($2,293)$1,443$850$437,541
60 ($2,293)$1,440$853$436,689
Year 6 - 61 ($2,293)$1,437$856$435,833
62 ($2,293)$1,435$858$434,975
63 ($2,293)$1,432$861$434,113
64 ($2,293)$1,429$864$433,249
65 ($2,293)$1,426$867$432,383
66 ($2,293)$1,423$870$431,513
67 ($2,293)$1,420$873$430,640
68 ($2,293)$1,418$875$429,765
69 ($2,293)$1,415$878$428,887
70 ($2,293)$1,412$881$428,005
71 ($2,293)$1,409$884$427,121
72 ($2,293)$1,406$887$426,234
Year 7 - 73 ($2,293)$1,403$890$425,344
74 ($2,293)$1,400$893$424,451
75 ($2,293)$1,397$896$423,556
76 ($2,293)$1,394$899$422,657
77 ($2,293)$1,391$902$421,755
78 ($2,293)$1,388$905$420,850
79 ($2,293)$1,385$908$419,943
80 ($2,293)$1,382$911$419,032
81 ($2,293)$1,379$914$418,118
82 ($2,293)$1,376$917$417,202
83 ($2,293)$1,373$920$416,282
84 ($2,293)$1,370$923$415,359
Year 8 - 85 ($2,293)$1,367$926$414,434
86 ($2,293)$1,364$929$413,505
87 ($2,293)$1,361$932$412,573
88 ($2,293)$1,358$935$411,638
89 ($2,293)$1,355$938$410,700
90 ($2,293)$1,352$941$409,759
91 ($2,293)$1,349$944$408,815
92 ($2,293)$1,346$947$407,868
93 ($2,293)$1,343$950$406,917
94 ($2,293)$1,339$954$405,964
95 ($2,293)$1,336$957$405,007
96 ($2,293)$1,333$960$404,047
Year 9 - 97 ($2,293)$1,330$963$403,084
98 ($2,293)$1,327$966$402,118
99 ($2,293)$1,324$969$401,149
100 ($2,293)$1,320$973$400,176
101 ($2,293)$1,317$976$399,201
102 ($2,293)$1,314$979$398,222
103 ($2,293)$1,311$982$397,239
104 ($2,293)$1,308$985$396,254
105 ($2,293)$1,304$989$395,265
106 ($2,293)$1,301$992$394,274
107 ($2,293)$1,298$995$393,278
108 ($2,293)$1,295$998$392,280
Year 10 - 109 ($2,293)$1,291$1,002$391,278
110 ($2,293)$1,288$1,005$390,273
111 ($2,293)$1,285$1,008$389,265
112 ($2,293)$1,281$1,012$388,253
113 ($2,293)$1,278$1,015$387,238
114 ($2,293)$1,275$1,018$386,220
115 ($2,293)$1,271$1,022$385,198
116 ($2,293)$1,268$1,025$384,173
117 ($2,293)$1,265$1,028$383,145
118 ($2,293)$1,261$1,032$382,113
119 ($2,293)$1,258$1,035$381,078
120 ($2,293)$1,254$1,039$380,039
Year 11 - 121 ($2,293)$1,251$1,042$378,997
122 ($2,293)$1,248$1,045$377,952
123 ($2,293)$1,244$1,049$376,903
124 ($2,293)$1,241$1,052$375,851
125 ($2,293)$1,237$1,056$374,795
126 ($2,293)$1,234$1,059$373,736
127 ($2,293)$1,230$1,063$372,673
128 ($2,293)$1,227$1,066$371,607
129 ($2,293)$1,223$1,070$370,537
130 ($2,293)$1,220$1,073$369,464
131 ($2,293)$1,216$1,077$368,387
132 ($2,293)$1,213$1,080$367,307
Year 12 - 133 ($2,293)$1,209$1,084$366,223
134 ($2,293)$1,205$1,087$365,135
135 ($2,293)$1,202$1,091$364,044
136 ($2,293)$1,198$1,095$362,949
137 ($2,293)$1,195$1,098$361,851
138 ($2,293)$1,191$1,102$360,749
139 ($2,293)$1,187$1,105$359,644
140 ($2,293)$1,184$1,109$358,535
141 ($2,293)$1,180$1,113$357,422
142 ($2,293)$1,177$1,116$356,305
143 ($2,293)$1,173$1,120$355,185
144 ($2,293)$1,169$1,124$354,062
Year 13 - 145 ($2,293)$1,165$1,128$352,934
146 ($2,293)$1,162$1,131$351,803
147 ($2,293)$1,158$1,135$350,668
148 ($2,293)$1,154$1,139$349,529
149 ($2,293)$1,151$1,142$348,387
150 ($2,293)$1,147$1,146$347,241
151 ($2,293)$1,143$1,150$346,091
152 ($2,293)$1,139$1,154$344,937
153 ($2,293)$1,135$1,158$343,779
154 ($2,293)$1,132$1,161$342,618
155 ($2,293)$1,128$1,165$341,453
156 ($2,293)$1,124$1,169$340,284
Year 14 - 157 ($2,293)$1,120$1,173$339,111
158 ($2,293)$1,116$1,177$337,934
159 ($2,293)$1,112$1,181$336,754
160 ($2,293)$1,108$1,184$335,569
161 ($2,293)$1,105$1,188$334,381
162 ($2,293)$1,101$1,192$333,188
163 ($2,293)$1,097$1,196$331,992
164 ($2,293)$1,093$1,200$330,792
165 ($2,293)$1,089$1,204$329,588
166 ($2,293)$1,085$1,208$328,380
167 ($2,293)$1,081$1,212$327,168
168 ($2,293)$1,077$1,216$325,952
Year 15 - 169 ($2,293)$1,073$1,220$324,732
170 ($2,293)$1,069$1,224$323,508
171 ($2,293)$1,065$1,228$322,280
172 ($2,293)$1,061$1,232$321,047
173 ($2,293)$1,057$1,236$319,811
174 ($2,293)$1,053$1,240$318,571
175 ($2,293)$1,049$1,244$317,327
176 ($2,293)$1,045$1,248$316,078
177 ($2,293)$1,040$1,253$314,826
178 ($2,293)$1,036$1,257$313,569
179 ($2,293)$1,032$1,261$312,308
180 ($2,293)$1,028$1,265$311,043
Year 16 - 181 ($2,293)$1,024$1,269$309,774
182 ($2,293)$1,020$1,273$308,501
183 ($2,293)$1,015$1,277$307,223
184 ($2,293)$1,011$1,282$305,942
185 ($2,293)$1,007$1,286$304,656
186 ($2,293)$1,003$1,290$303,366
187 ($2,293)$999$1,294$302,071
188 ($2,293)$994$1,299$300,773
189 ($2,293)$990$1,303$299,470
190 ($2,293)$986$1,307$298,163
191 ($2,293)$981$1,312$296,851
192 ($2,293)$977$1,316$295,535
Year 17 - 193 ($2,293)$973$1,320$294,215
194 ($2,293)$968$1,325$292,891
195 ($2,293)$964$1,329$291,562
196 ($2,293)$960$1,333$290,228
197 ($2,293)$955$1,338$288,891
198 ($2,293)$951$1,342$287,549
199 ($2,293)$947$1,346$286,202
200 ($2,293)$942$1,351$284,851
201 ($2,293)$938$1,355$283,496
202 ($2,293)$933$1,360$282,136
203 ($2,293)$929$1,364$280,772
204 ($2,293)$924$1,369$279,403
Year 18 - 205 ($2,293)$920$1,373$278,030
206 ($2,293)$915$1,378$276,652
207 ($2,293)$911$1,382$275,270
208 ($2,293)$906$1,387$273,883
209 ($2,293)$902$1,391$272,492
210 ($2,293)$897$1,396$271,096
211 ($2,293)$892$1,401$269,695
212 ($2,293)$888$1,405$268,290
213 ($2,293)$883$1,410$266,880
214 ($2,293)$878$1,414$265,465
215 ($2,293)$874$1,419$264,046
216 ($2,293)$869$1,424$262,622
Year 19 - 217 ($2,293)$864$1,428$261,194
218 ($2,293)$860$1,433$259,761
219 ($2,293)$855$1,438$258,323
220 ($2,293)$850$1,443$256,880
221 ($2,293)$846$1,447$255,433
222 ($2,293)$841$1,452$253,981
223 ($2,293)$836$1,457$252,524
224 ($2,293)$831$1,462$251,062
225 ($2,293)$826$1,467$249,595
226 ($2,293)$822$1,471$248,124
227 ($2,293)$817$1,476$246,648
228 ($2,293)$812$1,481$245,167
Year 20 - 229 ($2,293)$807$1,486$243,681
230 ($2,293)$802$1,491$242,190
231 ($2,293)$797$1,496$240,694
232 ($2,293)$792$1,501$239,194
233 ($2,293)$787$1,506$237,688
234 ($2,293)$782$1,511$236,177
235 ($2,293)$777$1,516$234,662
236 ($2,293)$772$1,521$233,141
237 ($2,293)$767$1,526$231,616
238 ($2,293)$762$1,531$230,085
239 ($2,293)$757$1,536$228,550
240 ($2,293)$752$1,541$227,009
Year 21 - 241 ($2,293)$747$1,546$225,463
242 ($2,293)$742$1,551$223,912
243 ($2,293)$737$1,556$222,356
244 ($2,293)$732$1,561$220,795
245 ($2,293)$727$1,566$219,229
246 ($2,293)$722$1,571$217,658
247 ($2,293)$716$1,577$216,081
248 ($2,293)$711$1,582$214,500
249 ($2,293)$706$1,587$212,913
250 ($2,293)$701$1,592$211,321
251 ($2,293)$696$1,597$209,723
252 ($2,293)$690$1,603$208,121
Year 22 - 253 ($2,293)$685$1,608$206,513
254 ($2,293)$680$1,613$204,900
255 ($2,293)$674$1,619$203,281
256 ($2,293)$669$1,624$201,657
257 ($2,293)$664$1,629$200,028
258 ($2,293)$658$1,635$198,393
259 ($2,293)$653$1,640$196,754
260 ($2,293)$648$1,645$195,108
261 ($2,293)$642$1,651$193,458
262 ($2,293)$637$1,656$191,801
263 ($2,293)$631$1,662$190,140
264 ($2,293)$626$1,667$188,473
Year 23 - 265 ($2,293)$620$1,673$186,800
266 ($2,293)$615$1,678$185,122
267 ($2,293)$609$1,684$183,438
268 ($2,293)$604$1,689$181,749
269 ($2,293)$598$1,695$180,055
270 ($2,293)$593$1,700$178,354
271 ($2,293)$587$1,706$176,648
272 ($2,293)$581$1,711$174,937
273 ($2,293)$576$1,717$173,220
274 ($2,293)$570$1,723$171,497
275 ($2,293)$565$1,728$169,769
276 ($2,293)$559$1,734$168,034
Year 24 - 277 ($2,293)$553$1,740$166,295
278 ($2,293)$547$1,746$164,549
279 ($2,293)$542$1,751$162,798
280 ($2,293)$536$1,757$161,041
281 ($2,293)$530$1,763$159,278
282 ($2,293)$524$1,769$157,509
283 ($2,293)$518$1,774$155,734
284 ($2,293)$513$1,780$153,954
285 ($2,293)$507$1,786$152,168
286 ($2,293)$501$1,792$150,376
287 ($2,293)$495$1,798$148,578
288 ($2,293)$489$1,804$146,774
Year 25 - 289 ($2,293)$483$1,810$144,964
290 ($2,293)$477$1,816$143,148
291 ($2,293)$471$1,822$141,327
292 ($2,293)$465$1,828$139,499
293 ($2,293)$459$1,834$137,665
294 ($2,293)$453$1,840$135,825
295 ($2,293)$447$1,846$133,979
296 ($2,293)$441$1,852$132,127
297 ($2,293)$435$1,858$130,269
298 ($2,293)$429$1,864$128,405
299 ($2,293)$423$1,870$126,535
300 ($2,293)$417$1,876$124,658
Year 26 - 301 ($2,293)$410$1,883$122,776
302 ($2,293)$404$1,889$120,887
303 ($2,293)$398$1,895$118,992
304 ($2,293)$392$1,901$117,091
305 ($2,293)$385$1,908$115,183
306 ($2,293)$379$1,914$113,269
307 ($2,293)$373$1,920$111,349
308 ($2,293)$367$1,926$109,423
309 ($2,293)$360$1,933$107,490
310 ($2,293)$354$1,939$105,551
311 ($2,293)$347$1,946$103,605
312 ($2,293)$341$1,952$101,653
Year 27 - 313 ($2,293)$335$1,958$99,695
314 ($2,293)$328$1,965$97,730
315 ($2,293)$322$1,971$95,759
316 ($2,293)$315$1,978$93,781
317 ($2,293)$309$1,984$91,797
318 ($2,293)$302$1,991$89,806
319 ($2,293)$296$1,997$87,809
320 ($2,293)$289$2,004$85,805
321 ($2,293)$282$2,011$83,794
322 ($2,293)$276$2,017$81,777
323 ($2,293)$269$2,024$79,753
324 ($2,293)$263$2,030$77,723
Year 28 - 325 ($2,293)$256$2,037$75,686
326 ($2,293)$249$2,044$73,642
327 ($2,293)$242$2,051$71,591
328 ($2,293)$236$2,057$69,534
329 ($2,293)$229$2,064$67,470
330 ($2,293)$222$2,071$65,399
331 ($2,293)$215$2,078$63,322
332 ($2,293)$208$2,085$61,237
333 ($2,293)$202$2,091$59,146
334 ($2,293)$195$2,098$57,047
335 ($2,293)$188$2,105$54,942
336 ($2,293)$181$2,112$52,830
Year 29 - 337 ($2,293)$174$2,119$50,711
338 ($2,293)$167$2,126$48,585
339 ($2,293)$160$2,133$46,452
340 ($2,293)$153$2,140$44,312
341 ($2,293)$146$2,147$42,165
342 ($2,293)$139$2,154$40,011
343 ($2,293)$132$2,161$37,849
344 ($2,293)$125$2,168$35,681
345 ($2,293)$117$2,176$33,505
346 ($2,293)$110$2,183$31,323
347 ($2,293)$103$2,190$29,133
348 ($2,293)$96$2,197$26,936
Year 30 - 349 ($2,293)$89$2,204$24,731
350 ($2,293)$81$2,212$22,520
351 ($2,293)$74$2,219$20,301
352 ($2,293)$67$2,226$18,075
353 ($2,293)$59$2,233$15,841
354 ($2,293)$52$2,241$13,601
355 ($2,293)$45$2,248$11,352
356 ($2,293)$37$2,256$9,097
357 ($2,293)$30$2,263$6,834
358 ($2,293)$22$2,270$4,563
359 ($2,293)$15$2,278$2,285
360 ($2,293)$8$2,285$0
TOTALS$342,267$483,200$825,467

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.