« Back to all home prices

Mortgage Payment Schedule for a $609,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($121,800) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,298 360 $340,068 $827,268

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,250 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1067 | State Lic #: MC-2347
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 790396
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.779% | Rate: 3.750% | Fees: $893 | 30 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 541760
$1,172 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.885% | Rate: 3.850% | Fees: $1,072 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,228 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.244% | Rate: 4.240% | Fees: $122 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $609,000
Down Payment $121,800$487,200
Year 1 - 1 ($2,298)$1,583$715$486,485
2 ($2,298)$1,581$717$485,769
3 ($2,298)$1,579$719$485,049
4 ($2,298)$1,576$722$484,328
5 ($2,298)$1,574$724$483,604
6 ($2,298)$1,572$726$482,878
7 ($2,298)$1,569$729$482,149
8 ($2,298)$1,567$731$481,418
9 ($2,298)$1,565$733$480,685
10 ($2,298)$1,562$736$479,949
11 ($2,298)$1,560$738$479,211
12 ($2,298)$1,557$741$478,470
Year 2 - 13 ($2,298)$1,555$743$477,727
14 ($2,298)$1,553$745$476,982
15 ($2,298)$1,550$748$476,234
16 ($2,298)$1,548$750$475,484
17 ($2,298)$1,545$753$474,731
18 ($2,298)$1,543$755$473,976
19 ($2,298)$1,540$758$473,219
20 ($2,298)$1,538$760$472,459
21 ($2,298)$1,535$762$471,696
22 ($2,298)$1,533$765$470,931
23 ($2,298)$1,531$767$470,164
24 ($2,298)$1,528$770$469,394
Year 3 - 25 ($2,298)$1,526$772$468,621
26 ($2,298)$1,523$775$467,846
27 ($2,298)$1,521$777$467,069
28 ($2,298)$1,518$780$466,289
29 ($2,298)$1,515$783$465,506
30 ($2,298)$1,513$785$464,721
31 ($2,298)$1,510$788$463,934
32 ($2,298)$1,508$790$463,144
33 ($2,298)$1,505$793$462,351
34 ($2,298)$1,503$795$461,556
35 ($2,298)$1,500$798$460,758
36 ($2,298)$1,497$801$459,957
Year 4 - 37 ($2,298)$1,495$803$459,154
38 ($2,298)$1,492$806$458,348
39 ($2,298)$1,490$808$457,540
40 ($2,298)$1,487$811$456,729
41 ($2,298)$1,484$814$455,915
42 ($2,298)$1,482$816$455,099
43 ($2,298)$1,479$819$454,280
44 ($2,298)$1,476$822$453,459
45 ($2,298)$1,474$824$452,634
46 ($2,298)$1,471$827$451,808
47 ($2,298)$1,468$830$450,978
48 ($2,298)$1,466$832$450,146
Year 5 - 49 ($2,298)$1,463$835$449,311
50 ($2,298)$1,460$838$448,473
51 ($2,298)$1,458$840$447,633
52 ($2,298)$1,455$843$446,789
53 ($2,298)$1,452$846$445,944
54 ($2,298)$1,449$849$445,095
55 ($2,298)$1,447$851$444,243
56 ($2,298)$1,444$854$443,389
57 ($2,298)$1,441$857$442,532
58 ($2,298)$1,438$860$441,673
59 ($2,298)$1,435$863$440,810
60 ($2,298)$1,433$865$439,945
Year 6 - 61 ($2,298)$1,430$868$439,077
62 ($2,298)$1,427$871$438,206
63 ($2,298)$1,424$874$437,332
64 ($2,298)$1,421$877$436,455
65 ($2,298)$1,418$879$435,576
66 ($2,298)$1,416$882$434,693
67 ($2,298)$1,413$885$433,808
68 ($2,298)$1,410$888$432,920
69 ($2,298)$1,407$891$432,029
70 ($2,298)$1,404$894$431,135
71 ($2,298)$1,401$897$430,238
72 ($2,298)$1,398$900$429,339
Year 7 - 73 ($2,298)$1,395$903$428,436
74 ($2,298)$1,392$906$427,531
75 ($2,298)$1,389$908$426,622
76 ($2,298)$1,387$911$425,711
77 ($2,298)$1,384$914$424,796
78 ($2,298)$1,381$917$423,879
79 ($2,298)$1,378$920$422,958
80 ($2,298)$1,375$923$422,035
81 ($2,298)$1,372$926$421,109
82 ($2,298)$1,369$929$420,179
83 ($2,298)$1,366$932$419,247
84 ($2,298)$1,363$935$418,312
Year 8 - 85 ($2,298)$1,360$938$417,373
86 ($2,298)$1,356$942$416,432
87 ($2,298)$1,353$945$415,487
88 ($2,298)$1,350$948$414,539
89 ($2,298)$1,347$951$413,589
90 ($2,298)$1,344$954$412,635
91 ($2,298)$1,341$957$411,678
92 ($2,298)$1,338$960$410,718
93 ($2,298)$1,335$963$409,755
94 ($2,298)$1,332$966$408,789
95 ($2,298)$1,329$969$407,819
96 ($2,298)$1,325$973$406,847
Year 9 - 97 ($2,298)$1,322$976$405,871
98 ($2,298)$1,319$979$404,892
99 ($2,298)$1,316$982$403,910
100 ($2,298)$1,313$985$402,925
101 ($2,298)$1,310$988$401,936
102 ($2,298)$1,306$992$400,945
103 ($2,298)$1,303$995$399,950
104 ($2,298)$1,300$998$398,952
105 ($2,298)$1,297$1,001$397,950
106 ($2,298)$1,293$1,005$396,946
107 ($2,298)$1,290$1,008$395,938
108 ($2,298)$1,287$1,011$394,926
Year 10 - 109 ($2,298)$1,284$1,014$393,912
110 ($2,298)$1,280$1,018$392,894
111 ($2,298)$1,277$1,021$391,873
112 ($2,298)$1,274$1,024$390,849
113 ($2,298)$1,270$1,028$389,821
114 ($2,298)$1,267$1,031$388,790
115 ($2,298)$1,264$1,034$387,756
116 ($2,298)$1,260$1,038$386,718
117 ($2,298)$1,257$1,041$385,677
118 ($2,298)$1,253$1,045$384,632
119 ($2,298)$1,250$1,048$383,584
120 ($2,298)$1,247$1,051$382,533
Year 11 - 121 ($2,298)$1,243$1,055$381,478
122 ($2,298)$1,240$1,058$380,420
123 ($2,298)$1,236$1,062$379,358
124 ($2,298)$1,233$1,065$378,293
125 ($2,298)$1,229$1,069$377,225
126 ($2,298)$1,226$1,072$376,153
127 ($2,298)$1,222$1,075$375,077
128 ($2,298)$1,219$1,079$373,999
129 ($2,298)$1,215$1,082$372,916
130 ($2,298)$1,212$1,086$371,830
131 ($2,298)$1,208$1,090$370,741
132 ($2,298)$1,205$1,093$369,647
Year 12 - 133 ($2,298)$1,201$1,097$368,551
134 ($2,298)$1,198$1,100$367,451
135 ($2,298)$1,194$1,104$366,347
136 ($2,298)$1,191$1,107$365,240
137 ($2,298)$1,187$1,111$364,129
138 ($2,298)$1,183$1,115$363,014
139 ($2,298)$1,180$1,118$361,896
140 ($2,298)$1,176$1,122$360,774
141 ($2,298)$1,173$1,125$359,649
142 ($2,298)$1,169$1,129$358,520
143 ($2,298)$1,165$1,133$357,387
144 ($2,298)$1,162$1,136$356,250
Year 13 - 145 ($2,298)$1,158$1,140$355,110
146 ($2,298)$1,154$1,144$353,966
147 ($2,298)$1,150$1,148$352,819
148 ($2,298)$1,147$1,151$351,667
149 ($2,298)$1,143$1,155$350,512
150 ($2,298)$1,139$1,159$349,354
151 ($2,298)$1,135$1,163$348,191
152 ($2,298)$1,132$1,166$347,025
153 ($2,298)$1,128$1,170$345,855
154 ($2,298)$1,124$1,174$344,681
155 ($2,298)$1,120$1,178$343,503
156 ($2,298)$1,116$1,182$342,321
Year 14 - 157 ($2,298)$1,113$1,185$341,136
158 ($2,298)$1,109$1,189$339,947
159 ($2,298)$1,105$1,193$338,753
160 ($2,298)$1,101$1,197$337,556
161 ($2,298)$1,097$1,201$336,355
162 ($2,298)$1,093$1,205$335,151
163 ($2,298)$1,089$1,209$333,942
164 ($2,298)$1,085$1,213$332,729
165 ($2,298)$1,081$1,217$331,513
166 ($2,298)$1,077$1,221$330,292
167 ($2,298)$1,073$1,225$329,068
168 ($2,298)$1,069$1,228$327,839
Year 15 - 169 ($2,298)$1,065$1,232$326,607
170 ($2,298)$1,061$1,236$325,370
171 ($2,298)$1,057$1,241$324,130
172 ($2,298)$1,053$1,245$322,885
173 ($2,298)$1,049$1,249$321,636
174 ($2,298)$1,045$1,253$320,384
175 ($2,298)$1,041$1,257$319,127
176 ($2,298)$1,037$1,261$317,866
177 ($2,298)$1,033$1,265$316,601
178 ($2,298)$1,029$1,269$315,332
179 ($2,298)$1,025$1,273$314,059
180 ($2,298)$1,021$1,277$312,782
Year 16 - 181 ($2,298)$1,017$1,281$311,501
182 ($2,298)$1,012$1,286$310,215
183 ($2,298)$1,008$1,290$308,925
184 ($2,298)$1,004$1,294$307,631
185 ($2,298)$1,000$1,298$306,333
186 ($2,298)$996$1,302$305,031
187 ($2,298)$991$1,307$303,724
188 ($2,298)$987$1,311$302,413
189 ($2,298)$983$1,315$301,098
190 ($2,298)$979$1,319$299,779
191 ($2,298)$974$1,324$298,455
192 ($2,298)$970$1,328$297,127
Year 17 - 193 ($2,298)$966$1,332$295,795
194 ($2,298)$961$1,337$294,458
195 ($2,298)$957$1,341$293,117
196 ($2,298)$953$1,345$291,772
197 ($2,298)$948$1,350$290,422
198 ($2,298)$944$1,354$289,068
199 ($2,298)$939$1,358$287,709
200 ($2,298)$935$1,363$286,347
201 ($2,298)$931$1,367$284,979
202 ($2,298)$926$1,372$283,607
203 ($2,298)$922$1,376$282,231
204 ($2,298)$917$1,381$280,850
Year 18 - 205 ($2,298)$913$1,385$279,465
206 ($2,298)$908$1,390$278,076
207 ($2,298)$904$1,394$276,681
208 ($2,298)$899$1,399$275,283
209 ($2,298)$895$1,403$273,879
210 ($2,298)$890$1,408$272,471
211 ($2,298)$886$1,412$271,059
212 ($2,298)$881$1,417$269,642
213 ($2,298)$876$1,422$268,220
214 ($2,298)$872$1,426$266,794
215 ($2,298)$867$1,431$265,363
216 ($2,298)$862$1,436$263,928
Year 19 - 217 ($2,298)$858$1,440$262,487
218 ($2,298)$853$1,445$261,043
219 ($2,298)$848$1,450$259,593
220 ($2,298)$844$1,454$258,139
221 ($2,298)$839$1,459$256,680
222 ($2,298)$834$1,464$255,216
223 ($2,298)$829$1,469$253,747
224 ($2,298)$825$1,473$252,274
225 ($2,298)$820$1,478$250,796
226 ($2,298)$815$1,483$249,313
227 ($2,298)$810$1,488$247,825
228 ($2,298)$805$1,493$246,333
Year 20 - 229 ($2,298)$801$1,497$244,836
230 ($2,298)$796$1,502$243,333
231 ($2,298)$791$1,507$241,826
232 ($2,298)$786$1,512$240,314
233 ($2,298)$781$1,517$238,797
234 ($2,298)$776$1,522$237,275
235 ($2,298)$771$1,527$235,748
236 ($2,298)$766$1,532$234,217
237 ($2,298)$761$1,537$232,680
238 ($2,298)$756$1,542$231,138
239 ($2,298)$751$1,547$229,591
240 ($2,298)$746$1,552$228,040
Year 21 - 241 ($2,298)$741$1,557$226,483
242 ($2,298)$736$1,562$224,921
243 ($2,298)$731$1,567$223,354
244 ($2,298)$726$1,572$221,782
245 ($2,298)$721$1,577$220,205
246 ($2,298)$716$1,582$218,622
247 ($2,298)$711$1,587$217,035
248 ($2,298)$705$1,593$215,442
249 ($2,298)$700$1,598$213,844
250 ($2,298)$695$1,603$212,242
251 ($2,298)$690$1,608$210,633
252 ($2,298)$685$1,613$209,020
Year 22 - 253 ($2,298)$679$1,619$207,401
254 ($2,298)$674$1,624$205,777
255 ($2,298)$669$1,629$204,148
256 ($2,298)$663$1,634$202,514
257 ($2,298)$658$1,640$200,874
258 ($2,298)$653$1,645$199,229
259 ($2,298)$647$1,650$197,578
260 ($2,298)$642$1,656$195,922
261 ($2,298)$637$1,661$194,261
262 ($2,298)$631$1,667$192,595
263 ($2,298)$626$1,672$190,923
264 ($2,298)$620$1,677$189,245
Year 23 - 265 ($2,298)$615$1,683$187,562
266 ($2,298)$610$1,688$185,874
267 ($2,298)$604$1,694$184,180
268 ($2,298)$599$1,699$182,481
269 ($2,298)$593$1,705$180,776
270 ($2,298)$588$1,710$179,065
271 ($2,298)$582$1,716$177,349
272 ($2,298)$576$1,722$175,628
273 ($2,298)$571$1,727$173,900
274 ($2,298)$565$1,733$172,168
275 ($2,298)$560$1,738$170,429
276 ($2,298)$554$1,744$168,685
Year 24 - 277 ($2,298)$548$1,750$166,935
278 ($2,298)$543$1,755$165,180
279 ($2,298)$537$1,761$163,419
280 ($2,298)$531$1,767$161,652
281 ($2,298)$525$1,773$159,879
282 ($2,298)$520$1,778$158,101
283 ($2,298)$514$1,784$156,317
284 ($2,298)$508$1,790$154,527
285 ($2,298)$502$1,796$152,731
286 ($2,298)$496$1,802$150,930
287 ($2,298)$491$1,807$149,122
288 ($2,298)$485$1,813$147,309
Year 25 - 289 ($2,298)$479$1,819$145,490
290 ($2,298)$473$1,825$143,664
291 ($2,298)$467$1,831$141,833
292 ($2,298)$461$1,837$139,996
293 ($2,298)$455$1,843$138,153
294 ($2,298)$449$1,849$136,304
295 ($2,298)$443$1,855$134,449
296 ($2,298)$437$1,861$132,588
297 ($2,298)$431$1,867$130,721
298 ($2,298)$425$1,873$128,848
299 ($2,298)$419$1,879$126,969
300 ($2,298)$413$1,885$125,084
Year 26 - 301 ($2,298)$407$1,891$123,192
302 ($2,298)$400$1,898$121,295
303 ($2,298)$394$1,904$119,391
304 ($2,298)$388$1,910$117,481
305 ($2,298)$382$1,916$115,565
306 ($2,298)$376$1,922$113,642
307 ($2,298)$369$1,929$111,714
308 ($2,298)$363$1,935$109,779
309 ($2,298)$357$1,941$107,838
310 ($2,298)$350$1,947$105,890
311 ($2,298)$344$1,954$103,936
312 ($2,298)$338$1,960$101,976
Year 27 - 313 ($2,298)$331$1,967$100,010
314 ($2,298)$325$1,973$98,037
315 ($2,298)$319$1,979$96,057
316 ($2,298)$312$1,986$94,072
317 ($2,298)$306$1,992$92,079
318 ($2,298)$299$1,999$90,081
319 ($2,298)$293$2,005$88,076
320 ($2,298)$286$2,012$86,064
321 ($2,298)$280$2,018$84,046
322 ($2,298)$273$2,025$82,021
323 ($2,298)$267$2,031$79,989
324 ($2,298)$260$2,038$77,951
Year 28 - 325 ($2,298)$253$2,045$75,907
326 ($2,298)$247$2,051$73,855
327 ($2,298)$240$2,058$71,797
328 ($2,298)$233$2,065$69,733
329 ($2,298)$227$2,071$67,662
330 ($2,298)$220$2,078$65,583
331 ($2,298)$213$2,085$63,499
332 ($2,298)$206$2,092$61,407
333 ($2,298)$200$2,098$59,309
334 ($2,298)$193$2,105$57,203
335 ($2,298)$186$2,112$55,091
336 ($2,298)$179$2,119$52,972
Year 29 - 337 ($2,298)$172$2,126$50,847
338 ($2,298)$165$2,133$48,714
339 ($2,298)$158$2,140$46,574
340 ($2,298)$151$2,147$44,428
341 ($2,298)$144$2,154$42,274
342 ($2,298)$137$2,161$40,114
343 ($2,298)$130$2,168$37,946
344 ($2,298)$123$2,175$35,771
345 ($2,298)$116$2,182$33,590
346 ($2,298)$109$2,189$31,401
347 ($2,298)$102$2,196$29,205
348 ($2,298)$95$2,203$27,002
Year 30 - 349 ($2,298)$88$2,210$24,792
350 ($2,298)$81$2,217$22,574
351 ($2,298)$73$2,225$20,350
352 ($2,298)$66$2,232$18,118
353 ($2,298)$59$2,239$15,879
354 ($2,298)$52$2,246$13,632
355 ($2,298)$44$2,254$11,379
356 ($2,298)$37$2,261$9,118
357 ($2,298)$30$2,268$6,849
358 ($2,298)$22$2,276$4,574
359 ($2,298)$15$2,283$2,291
360 ($2,298)$7$2,291$0
TOTALS$340,068$487,200$827,268

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.