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Mortgage Payment Schedule for a $620,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($124,000) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,320 360 $339,066 $835,066

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.639% | Rate: 3.625% | Fees: $445 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $620,000
Down Payment $124,000$496,000
Year 1 - 1 ($2,320)$1,583$737$495,263
2 ($2,320)$1,581$739$494,525
3 ($2,320)$1,578$741$493,783
4 ($2,320)$1,576$744$493,040
5 ($2,320)$1,574$746$492,294
6 ($2,320)$1,571$748$491,545
7 ($2,320)$1,569$751$490,794
8 ($2,320)$1,566$753$490,041
9 ($2,320)$1,564$756$489,286
10 ($2,320)$1,562$758$488,528
11 ($2,320)$1,559$760$487,767
12 ($2,320)$1,557$763$487,004
Year 2 - 13 ($2,320)$1,554$765$486,239
14 ($2,320)$1,552$768$485,471
15 ($2,320)$1,549$770$484,701
16 ($2,320)$1,547$773$483,929
17 ($2,320)$1,545$775$483,154
18 ($2,320)$1,542$778$482,376
19 ($2,320)$1,540$780$481,596
20 ($2,320)$1,537$783$480,813
21 ($2,320)$1,535$785$480,028
22 ($2,320)$1,532$788$479,241
23 ($2,320)$1,530$790$478,451
24 ($2,320)$1,527$793$477,658
Year 3 - 25 ($2,320)$1,525$795$476,863
26 ($2,320)$1,522$798$476,066
27 ($2,320)$1,519$800$475,265
28 ($2,320)$1,517$803$474,463
29 ($2,320)$1,514$805$473,657
30 ($2,320)$1,512$808$472,849
31 ($2,320)$1,509$810$472,039
32 ($2,320)$1,507$813$471,226
33 ($2,320)$1,504$816$470,410
34 ($2,320)$1,501$818$469,592
35 ($2,320)$1,499$821$468,771
36 ($2,320)$1,496$823$467,948
Year 4 - 37 ($2,320)$1,494$826$467,122
38 ($2,320)$1,491$829$466,293
39 ($2,320)$1,488$831$465,462
40 ($2,320)$1,486$834$464,628
41 ($2,320)$1,483$837$463,791
42 ($2,320)$1,480$839$462,951
43 ($2,320)$1,478$842$462,109
44 ($2,320)$1,475$845$461,265
45 ($2,320)$1,472$847$460,417
46 ($2,320)$1,469$850$459,567
47 ($2,320)$1,467$853$458,714
48 ($2,320)$1,464$856$457,859
Year 5 - 49 ($2,320)$1,461$858$457,000
50 ($2,320)$1,459$861$456,139
51 ($2,320)$1,456$864$455,276
52 ($2,320)$1,453$867$454,409
53 ($2,320)$1,450$869$453,540
54 ($2,320)$1,448$872$452,668
55 ($2,320)$1,445$875$451,793
56 ($2,320)$1,442$878$450,915
57 ($2,320)$1,439$880$450,035
58 ($2,320)$1,436$883$449,151
59 ($2,320)$1,434$886$448,265
60 ($2,320)$1,431$889$447,376
Year 6 - 61 ($2,320)$1,428$892$446,485
62 ($2,320)$1,425$895$445,590
63 ($2,320)$1,422$897$444,693
64 ($2,320)$1,419$900$443,792
65 ($2,320)$1,416$903$442,889
66 ($2,320)$1,414$906$441,983
67 ($2,320)$1,411$909$441,074
68 ($2,320)$1,408$912$440,162
69 ($2,320)$1,405$915$439,247
70 ($2,320)$1,402$918$438,330
71 ($2,320)$1,399$921$437,409
72 ($2,320)$1,396$924$436,486
Year 7 - 73 ($2,320)$1,393$927$435,559
74 ($2,320)$1,390$929$434,630
75 ($2,320)$1,387$932$433,697
76 ($2,320)$1,384$935$432,762
77 ($2,320)$1,381$938$431,823
78 ($2,320)$1,378$941$430,882
79 ($2,320)$1,375$944$429,938
80 ($2,320)$1,372$947$428,990
81 ($2,320)$1,369$950$428,040
82 ($2,320)$1,366$953$427,086
83 ($2,320)$1,363$957$426,130
84 ($2,320)$1,360$960$425,170
Year 8 - 85 ($2,320)$1,357$963$424,208
86 ($2,320)$1,354$966$423,242
87 ($2,320)$1,351$969$422,273
88 ($2,320)$1,348$972$421,301
89 ($2,320)$1,345$975$420,326
90 ($2,320)$1,342$978$419,348
91 ($2,320)$1,338$981$418,367
92 ($2,320)$1,335$984$417,383
93 ($2,320)$1,332$987$416,395
94 ($2,320)$1,329$991$415,405
95 ($2,320)$1,326$994$414,411
96 ($2,320)$1,323$997$413,414
Year 9 - 97 ($2,320)$1,319$1,000$412,414
98 ($2,320)$1,316$1,003$411,410
99 ($2,320)$1,313$1,007$410,404
100 ($2,320)$1,310$1,010$409,394
101 ($2,320)$1,307$1,013$408,381
102 ($2,320)$1,303$1,016$407,365
103 ($2,320)$1,300$1,019$406,345
104 ($2,320)$1,297$1,023$405,323
105 ($2,320)$1,294$1,026$404,297
106 ($2,320)$1,290$1,029$403,267
107 ($2,320)$1,287$1,033$402,235
108 ($2,320)$1,284$1,036$401,199
Year 10 - 109 ($2,320)$1,280$1,039$400,160
110 ($2,320)$1,277$1,042$399,117
111 ($2,320)$1,274$1,046$398,072
112 ($2,320)$1,271$1,049$397,023
113 ($2,320)$1,267$1,052$395,970
114 ($2,320)$1,264$1,056$394,914
115 ($2,320)$1,260$1,059$393,855
116 ($2,320)$1,257$1,063$392,793
117 ($2,320)$1,254$1,066$391,727
118 ($2,320)$1,250$1,069$390,657
119 ($2,320)$1,247$1,073$389,584
120 ($2,320)$1,243$1,076$388,508
Year 11 - 121 ($2,320)$1,240$1,080$387,429
122 ($2,320)$1,237$1,083$386,345
123 ($2,320)$1,233$1,087$385,259
124 ($2,320)$1,230$1,090$384,169
125 ($2,320)$1,226$1,093$383,075
126 ($2,320)$1,223$1,097$381,978
127 ($2,320)$1,219$1,100$380,878
128 ($2,320)$1,216$1,104$379,774
129 ($2,320)$1,212$1,108$378,666
130 ($2,320)$1,209$1,111$377,555
131 ($2,320)$1,205$1,115$376,441
132 ($2,320)$1,201$1,118$375,323
Year 12 - 133 ($2,320)$1,198$1,122$374,201
134 ($2,320)$1,194$1,125$373,076
135 ($2,320)$1,191$1,129$371,947
136 ($2,320)$1,187$1,132$370,814
137 ($2,320)$1,184$1,136$369,678
138 ($2,320)$1,180$1,140$368,538
139 ($2,320)$1,176$1,143$367,395
140 ($2,320)$1,173$1,147$366,248
141 ($2,320)$1,169$1,151$365,097
142 ($2,320)$1,165$1,154$363,943
143 ($2,320)$1,162$1,158$362,785
144 ($2,320)$1,158$1,162$361,623
Year 13 - 145 ($2,320)$1,154$1,165$360,458
146 ($2,320)$1,150$1,169$359,289
147 ($2,320)$1,147$1,173$358,116
148 ($2,320)$1,143$1,177$356,939
149 ($2,320)$1,139$1,180$355,759
150 ($2,320)$1,135$1,184$354,574
151 ($2,320)$1,132$1,188$353,387
152 ($2,320)$1,128$1,192$352,195
153 ($2,320)$1,124$1,196$350,999
154 ($2,320)$1,120$1,199$349,800
155 ($2,320)$1,116$1,203$348,597
156 ($2,320)$1,113$1,207$347,390
Year 14 - 157 ($2,320)$1,109$1,211$346,179
158 ($2,320)$1,105$1,215$344,964
159 ($2,320)$1,101$1,219$343,745
160 ($2,320)$1,097$1,223$342,523
161 ($2,320)$1,093$1,226$341,297
162 ($2,320)$1,089$1,230$340,066
163 ($2,320)$1,085$1,234$338,832
164 ($2,320)$1,081$1,238$337,594
165 ($2,320)$1,077$1,242$336,352
166 ($2,320)$1,074$1,246$335,106
167 ($2,320)$1,070$1,250$333,855
168 ($2,320)$1,066$1,254$332,601
Year 15 - 169 ($2,320)$1,062$1,258$331,343
170 ($2,320)$1,058$1,262$330,081
171 ($2,320)$1,054$1,266$328,815
172 ($2,320)$1,049$1,270$327,545
173 ($2,320)$1,045$1,274$326,271
174 ($2,320)$1,041$1,278$324,992
175 ($2,320)$1,037$1,282$323,710
176 ($2,320)$1,033$1,286$322,424
177 ($2,320)$1,029$1,291$321,133
178 ($2,320)$1,025$1,295$319,838
179 ($2,320)$1,021$1,299$318,540
180 ($2,320)$1,017$1,303$317,237
Year 16 - 181 ($2,320)$1,013$1,307$315,930
182 ($2,320)$1,008$1,311$314,618
183 ($2,320)$1,004$1,315$313,303
184 ($2,320)$1,000$1,320$311,983
185 ($2,320)$996$1,324$310,659
186 ($2,320)$992$1,328$309,331
187 ($2,320)$987$1,332$307,999
188 ($2,320)$983$1,337$306,662
189 ($2,320)$979$1,341$305,321
190 ($2,320)$974$1,345$303,976
191 ($2,320)$970$1,349$302,627
192 ($2,320)$966$1,354$301,273
Year 17 - 193 ($2,320)$962$1,358$299,915
194 ($2,320)$957$1,362$298,553
195 ($2,320)$953$1,367$297,186
196 ($2,320)$949$1,371$295,815
197 ($2,320)$944$1,375$294,439
198 ($2,320)$940$1,380$293,059
199 ($2,320)$935$1,384$291,675
200 ($2,320)$931$1,389$290,286
201 ($2,320)$926$1,393$288,893
202 ($2,320)$922$1,398$287,496
203 ($2,320)$918$1,402$286,094
204 ($2,320)$913$1,407$284,687
Year 18 - 205 ($2,320)$909$1,411$283,276
206 ($2,320)$904$1,416$281,861
207 ($2,320)$900$1,420$280,441
208 ($2,320)$895$1,425$279,016
209 ($2,320)$891$1,429$277,587
210 ($2,320)$886$1,434$276,153
211 ($2,320)$881$1,438$274,715
212 ($2,320)$877$1,443$273,272
213 ($2,320)$872$1,447$271,825
214 ($2,320)$868$1,452$270,373
215 ($2,320)$863$1,457$268,916
216 ($2,320)$858$1,461$267,455
Year 19 - 217 ($2,320)$854$1,466$265,989
218 ($2,320)$849$1,471$264,518
219 ($2,320)$844$1,475$263,043
220 ($2,320)$840$1,480$261,563
221 ($2,320)$835$1,485$260,078
222 ($2,320)$830$1,490$258,588
223 ($2,320)$825$1,494$257,094
224 ($2,320)$821$1,499$255,595
225 ($2,320)$816$1,504$254,091
226 ($2,320)$811$1,509$252,582
227 ($2,320)$806$1,513$251,069
228 ($2,320)$801$1,518$249,551
Year 20 - 229 ($2,320)$796$1,523$248,027
230 ($2,320)$792$1,528$246,499
231 ($2,320)$787$1,533$244,966
232 ($2,320)$782$1,538$243,429
233 ($2,320)$777$1,543$241,886
234 ($2,320)$772$1,548$240,338
235 ($2,320)$767$1,553$238,786
236 ($2,320)$762$1,558$237,228
237 ($2,320)$757$1,562$235,666
238 ($2,320)$752$1,567$234,098
239 ($2,320)$747$1,572$232,526
240 ($2,320)$742$1,577$230,948
Year 21 - 241 ($2,320)$737$1,583$229,366
242 ($2,320)$732$1,588$227,778
243 ($2,320)$727$1,593$226,186
244 ($2,320)$722$1,598$224,588
245 ($2,320)$717$1,603$222,985
246 ($2,320)$712$1,608$221,377
247 ($2,320)$707$1,613$219,764
248 ($2,320)$701$1,618$218,146
249 ($2,320)$696$1,623$216,523
250 ($2,320)$691$1,629$214,894
251 ($2,320)$686$1,634$213,260
252 ($2,320)$681$1,639$211,621
Year 22 - 253 ($2,320)$675$1,644$209,977
254 ($2,320)$670$1,649$208,328
255 ($2,320)$665$1,655$206,673
256 ($2,320)$660$1,660$205,013
257 ($2,320)$654$1,665$203,348
258 ($2,320)$649$1,671$201,677
259 ($2,320)$644$1,676$200,001
260 ($2,320)$638$1,681$198,320
261 ($2,320)$633$1,687$196,633
262 ($2,320)$628$1,692$194,941
263 ($2,320)$622$1,697$193,244
264 ($2,320)$617$1,703$191,541
Year 23 - 265 ($2,320)$611$1,708$189,833
266 ($2,320)$606$1,714$188,119
267 ($2,320)$600$1,719$186,400
268 ($2,320)$595$1,725$184,675
269 ($2,320)$589$1,730$182,945
270 ($2,320)$584$1,736$181,209
271 ($2,320)$578$1,741$179,468
272 ($2,320)$573$1,747$177,721
273 ($2,320)$567$1,752$175,968
274 ($2,320)$562$1,758$174,210
275 ($2,320)$556$1,764$172,447
276 ($2,320)$550$1,769$170,678
Year 24 - 277 ($2,320)$545$1,775$168,903
278 ($2,320)$539$1,781$167,122
279 ($2,320)$533$1,786$165,336
280 ($2,320)$528$1,792$163,544
281 ($2,320)$522$1,798$161,746
282 ($2,320)$516$1,803$159,943
283 ($2,320)$510$1,809$158,134
284 ($2,320)$505$1,815$156,319
285 ($2,320)$499$1,821$154,498
286 ($2,320)$493$1,827$152,672
287 ($2,320)$487$1,832$150,839
288 ($2,320)$481$1,838$149,001
Year 25 - 289 ($2,320)$476$1,844$147,157
290 ($2,320)$470$1,850$145,307
291 ($2,320)$464$1,856$143,451
292 ($2,320)$458$1,862$141,590
293 ($2,320)$452$1,868$139,722
294 ($2,320)$446$1,874$137,848
295 ($2,320)$440$1,880$135,968
296 ($2,320)$434$1,886$134,083
297 ($2,320)$428$1,892$132,191
298 ($2,320)$422$1,898$130,293
299 ($2,320)$416$1,904$128,390
300 ($2,320)$410$1,910$126,480
Year 26 - 301 ($2,320)$404$1,916$124,564
302 ($2,320)$398$1,922$122,642
303 ($2,320)$391$1,928$120,714
304 ($2,320)$385$1,934$118,779
305 ($2,320)$379$1,941$116,839
306 ($2,320)$373$1,947$114,892
307 ($2,320)$367$1,953$112,939
308 ($2,320)$360$1,959$110,980
309 ($2,320)$354$1,965$109,014
310 ($2,320)$348$1,972$107,043
311 ($2,320)$342$1,978$105,065
312 ($2,320)$335$1,984$103,081
Year 27 - 313 ($2,320)$329$1,991$101,090
314 ($2,320)$323$1,997$99,093
315 ($2,320)$316$2,003$97,090
316 ($2,320)$310$2,010$95,080
317 ($2,320)$303$2,016$93,064
318 ($2,320)$297$2,023$91,041
319 ($2,320)$291$2,029$89,012
320 ($2,320)$284$2,036$86,976
321 ($2,320)$278$2,042$84,934
322 ($2,320)$271$2,049$82,886
323 ($2,320)$265$2,055$80,831
324 ($2,320)$258$2,062$78,769
Year 28 - 325 ($2,320)$251$2,068$76,701
326 ($2,320)$245$2,075$74,626
327 ($2,320)$238$2,081$72,545
328 ($2,320)$232$2,088$70,457
329 ($2,320)$225$2,095$68,362
330 ($2,320)$218$2,101$66,260
331 ($2,320)$211$2,108$64,152
332 ($2,320)$205$2,115$62,037
333 ($2,320)$198$2,122$59,916
334 ($2,320)$191$2,128$57,787
335 ($2,320)$184$2,135$55,652
336 ($2,320)$178$2,142$53,510
Year 29 - 337 ($2,320)$171$2,149$51,361
338 ($2,320)$164$2,156$49,206
339 ($2,320)$157$2,163$47,043
340 ($2,320)$150$2,169$44,874
341 ($2,320)$143$2,176$42,697
342 ($2,320)$136$2,183$40,514
343 ($2,320)$129$2,190$38,323
344 ($2,320)$122$2,197$36,126
345 ($2,320)$115$2,204$33,922
346 ($2,320)$108$2,211$31,710
347 ($2,320)$101$2,218$29,492
348 ($2,320)$94$2,225$27,267
Year 30 - 349 ($2,320)$87$2,233$25,034
350 ($2,320)$80$2,240$22,794
351 ($2,320)$73$2,247$20,547
352 ($2,320)$66$2,254$18,293
353 ($2,320)$58$2,261$16,032
354 ($2,320)$51$2,268$13,764
355 ($2,320)$44$2,276$11,488
356 ($2,320)$37$2,283$9,205
357 ($2,320)$29$2,290$6,915
358 ($2,320)$22$2,298$4,617
359 ($2,320)$15$2,305$2,312
360 ($2,320)$7$2,312$0
TOTALS$339,066$496,000$835,066

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.