« Back to all home prices

Mortgage Payment Schedule for a $620,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($124,000) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,354 360 $351,334 $847,334

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.763% | Rate: 3.750% | Fees: $385 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

$1,248 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $620,000
Down Payment $124,000$496,000
Year 1 - 1 ($2,354)$1,633$721$495,279
2 ($2,354)$1,630$723$494,556
3 ($2,354)$1,628$726$493,830
4 ($2,354)$1,626$728$493,102
5 ($2,354)$1,623$731$492,371
6 ($2,354)$1,621$733$491,638
7 ($2,354)$1,618$735$490,903
8 ($2,354)$1,616$738$490,165
9 ($2,354)$1,613$740$489,425
10 ($2,354)$1,611$743$488,682
11 ($2,354)$1,609$745$487,937
12 ($2,354)$1,606$748$487,189
Year 2 - 13 ($2,354)$1,604$750$486,439
14 ($2,354)$1,601$753$485,687
15 ($2,354)$1,599$755$484,932
16 ($2,354)$1,596$757$484,174
17 ($2,354)$1,594$760$483,414
18 ($2,354)$1,591$762$482,652
19 ($2,354)$1,589$765$481,887
20 ($2,354)$1,586$767$481,119
21 ($2,354)$1,584$770$480,349
22 ($2,354)$1,581$773$479,577
23 ($2,354)$1,579$775$478,802
24 ($2,354)$1,576$778$478,024
Year 3 - 25 ($2,354)$1,573$780$477,244
26 ($2,354)$1,571$783$476,461
27 ($2,354)$1,568$785$475,676
28 ($2,354)$1,566$788$474,888
29 ($2,354)$1,563$791$474,097
30 ($2,354)$1,561$793$473,304
31 ($2,354)$1,558$796$472,508
32 ($2,354)$1,555$798$471,710
33 ($2,354)$1,553$801$470,909
34 ($2,354)$1,550$804$470,105
35 ($2,354)$1,547$806$469,299
36 ($2,354)$1,545$809$468,490
Year 4 - 37 ($2,354)$1,542$812$467,678
38 ($2,354)$1,539$814$466,864
39 ($2,354)$1,537$817$466,047
40 ($2,354)$1,534$820$465,228
41 ($2,354)$1,531$822$464,405
42 ($2,354)$1,529$825$463,580
43 ($2,354)$1,526$828$462,752
44 ($2,354)$1,523$830$461,922
45 ($2,354)$1,520$833$461,089
46 ($2,354)$1,518$836$460,253
47 ($2,354)$1,515$839$459,414
48 ($2,354)$1,512$841$458,573
Year 5 - 49 ($2,354)$1,509$844$457,728
50 ($2,354)$1,507$847$456,881
51 ($2,354)$1,504$850$456,032
52 ($2,354)$1,501$853$455,179
53 ($2,354)$1,498$855$454,324
54 ($2,354)$1,495$858$453,465
55 ($2,354)$1,493$861$452,604
56 ($2,354)$1,490$864$451,740
57 ($2,354)$1,487$867$450,874
58 ($2,354)$1,484$870$450,004
59 ($2,354)$1,481$872$449,132
60 ($2,354)$1,478$875$448,256
Year 6 - 61 ($2,354)$1,476$878$447,378
62 ($2,354)$1,473$881$446,497
63 ($2,354)$1,470$884$445,613
64 ($2,354)$1,467$887$444,726
65 ($2,354)$1,464$890$443,836
66 ($2,354)$1,461$893$442,944
67 ($2,354)$1,458$896$442,048
68 ($2,354)$1,455$899$441,149
69 ($2,354)$1,452$902$440,248
70 ($2,354)$1,449$905$439,343
71 ($2,354)$1,446$908$438,436
72 ($2,354)$1,443$911$437,525
Year 7 - 73 ($2,354)$1,440$914$436,612
74 ($2,354)$1,437$917$435,695
75 ($2,354)$1,434$920$434,776
76 ($2,354)$1,431$923$433,853
77 ($2,354)$1,428$926$432,927
78 ($2,354)$1,425$929$431,999
79 ($2,354)$1,422$932$431,067
80 ($2,354)$1,419$935$430,132
81 ($2,354)$1,416$938$429,194
82 ($2,354)$1,413$941$428,254
83 ($2,354)$1,410$944$427,309
84 ($2,354)$1,407$947$426,362
Year 8 - 85 ($2,354)$1,403$950$425,412
86 ($2,354)$1,400$953$424,459
87 ($2,354)$1,397$957$423,502
88 ($2,354)$1,394$960$422,542
89 ($2,354)$1,391$963$421,580
90 ($2,354)$1,388$966$420,614
91 ($2,354)$1,385$969$419,644
92 ($2,354)$1,381$972$418,672
93 ($2,354)$1,378$976$417,696
94 ($2,354)$1,375$979$416,718
95 ($2,354)$1,372$982$415,736
96 ($2,354)$1,368$985$414,750
Year 9 - 97 ($2,354)$1,365$988$413,762
98 ($2,354)$1,362$992$412,770
99 ($2,354)$1,359$995$411,775
100 ($2,354)$1,355$998$410,777
101 ($2,354)$1,352$1,002$409,775
102 ($2,354)$1,349$1,005$408,771
103 ($2,354)$1,346$1,008$407,762
104 ($2,354)$1,342$1,011$406,751
105 ($2,354)$1,339$1,015$405,736
106 ($2,354)$1,336$1,018$404,718
107 ($2,354)$1,332$1,022$403,696
108 ($2,354)$1,329$1,025$402,672
Year 10 - 109 ($2,354)$1,325$1,028$401,643
110 ($2,354)$1,322$1,032$400,612
111 ($2,354)$1,319$1,035$399,577
112 ($2,354)$1,315$1,038$398,538
113 ($2,354)$1,312$1,042$397,496
114 ($2,354)$1,308$1,045$396,451
115 ($2,354)$1,305$1,049$395,402
116 ($2,354)$1,302$1,052$394,350
117 ($2,354)$1,298$1,056$393,295
118 ($2,354)$1,295$1,059$392,235
119 ($2,354)$1,291$1,063$391,173
120 ($2,354)$1,288$1,066$390,107
Year 11 - 121 ($2,354)$1,284$1,070$389,037
122 ($2,354)$1,281$1,073$387,964
123 ($2,354)$1,277$1,077$386,887
124 ($2,354)$1,274$1,080$385,807
125 ($2,354)$1,270$1,084$384,723
126 ($2,354)$1,266$1,087$383,636
127 ($2,354)$1,263$1,091$382,545
128 ($2,354)$1,259$1,094$381,451
129 ($2,354)$1,256$1,098$380,353
130 ($2,354)$1,252$1,102$379,251
131 ($2,354)$1,248$1,105$378,146
132 ($2,354)$1,245$1,109$377,037
Year 12 - 133 ($2,354)$1,241$1,113$375,924
134 ($2,354)$1,237$1,116$374,808
135 ($2,354)$1,234$1,120$373,688
136 ($2,354)$1,230$1,124$372,564
137 ($2,354)$1,226$1,127$371,437
138 ($2,354)$1,223$1,131$370,306
139 ($2,354)$1,219$1,135$369,171
140 ($2,354)$1,215$1,139$368,032
141 ($2,354)$1,211$1,142$366,890
142 ($2,354)$1,208$1,146$365,744
143 ($2,354)$1,204$1,150$364,594
144 ($2,354)$1,200$1,154$363,441
Year 13 - 145 ($2,354)$1,196$1,157$362,283
146 ($2,354)$1,193$1,161$361,122
147 ($2,354)$1,189$1,165$359,957
148 ($2,354)$1,185$1,169$358,788
149 ($2,354)$1,181$1,173$357,616
150 ($2,354)$1,177$1,177$356,439
151 ($2,354)$1,173$1,180$355,259
152 ($2,354)$1,169$1,184$354,074
153 ($2,354)$1,165$1,188$352,886
154 ($2,354)$1,162$1,192$351,694
155 ($2,354)$1,158$1,196$350,498
156 ($2,354)$1,154$1,200$349,298
Year 14 - 157 ($2,354)$1,150$1,204$348,094
158 ($2,354)$1,146$1,208$346,886
159 ($2,354)$1,142$1,212$345,674
160 ($2,354)$1,138$1,216$344,458
161 ($2,354)$1,134$1,220$343,238
162 ($2,354)$1,130$1,224$342,015
163 ($2,354)$1,126$1,228$340,787
164 ($2,354)$1,122$1,232$339,555
165 ($2,354)$1,118$1,236$338,319
166 ($2,354)$1,114$1,240$337,079
167 ($2,354)$1,110$1,244$335,834
168 ($2,354)$1,105$1,248$334,586
Year 15 - 169 ($2,354)$1,101$1,252$333,334
170 ($2,354)$1,097$1,256$332,077
171 ($2,354)$1,093$1,261$330,817
172 ($2,354)$1,089$1,265$329,552
173 ($2,354)$1,085$1,269$328,283
174 ($2,354)$1,081$1,273$327,010
175 ($2,354)$1,076$1,277$325,733
176 ($2,354)$1,072$1,282$324,451
177 ($2,354)$1,068$1,286$323,165
178 ($2,354)$1,064$1,290$321,876
179 ($2,354)$1,060$1,294$320,581
180 ($2,354)$1,055$1,298$319,283
Year 16 - 181 ($2,354)$1,051$1,303$317,980
182 ($2,354)$1,047$1,307$316,673
183 ($2,354)$1,042$1,311$315,362
184 ($2,354)$1,038$1,316$314,046
185 ($2,354)$1,034$1,320$312,726
186 ($2,354)$1,029$1,324$311,402
187 ($2,354)$1,025$1,329$310,073
188 ($2,354)$1,021$1,333$308,740
189 ($2,354)$1,016$1,337$307,403
190 ($2,354)$1,012$1,342$306,061
191 ($2,354)$1,007$1,346$304,715
192 ($2,354)$1,003$1,351$303,364
Year 17 - 193 ($2,354)$999$1,355$302,009
194 ($2,354)$994$1,360$300,649
195 ($2,354)$990$1,364$299,285
196 ($2,354)$985$1,369$297,917
197 ($2,354)$981$1,373$296,544
198 ($2,354)$976$1,378$295,166
199 ($2,354)$972$1,382$293,784
200 ($2,354)$967$1,387$292,397
201 ($2,354)$962$1,391$291,006
202 ($2,354)$958$1,396$289,610
203 ($2,354)$953$1,400$288,210
204 ($2,354)$949$1,405$286,805
Year 18 - 205 ($2,354)$944$1,410$285,395
206 ($2,354)$939$1,414$283,981
207 ($2,354)$935$1,419$282,562
208 ($2,354)$930$1,424$281,138
209 ($2,354)$925$1,428$279,710
210 ($2,354)$921$1,433$278,277
211 ($2,354)$916$1,438$276,839
212 ($2,354)$911$1,442$275,397
213 ($2,354)$907$1,447$273,950
214 ($2,354)$902$1,452$272,498
215 ($2,354)$897$1,457$271,041
216 ($2,354)$892$1,462$269,579
Year 19 - 217 ($2,354)$887$1,466$268,113
218 ($2,354)$883$1,471$266,642
219 ($2,354)$878$1,476$265,166
220 ($2,354)$873$1,481$263,685
221 ($2,354)$868$1,486$262,199
222 ($2,354)$863$1,491$260,709
223 ($2,354)$858$1,496$259,213
224 ($2,354)$853$1,500$257,713
225 ($2,354)$848$1,505$256,207
226 ($2,354)$843$1,510$254,697
227 ($2,354)$838$1,515$253,182
228 ($2,354)$833$1,520$251,661
Year 20 - 229 ($2,354)$828$1,525$250,136
230 ($2,354)$823$1,530$248,606
231 ($2,354)$818$1,535$247,070
232 ($2,354)$813$1,540$245,530
233 ($2,354)$808$1,546$243,984
234 ($2,354)$803$1,551$242,434
235 ($2,354)$798$1,556$240,878
236 ($2,354)$793$1,561$239,317
237 ($2,354)$788$1,566$237,751
238 ($2,354)$783$1,571$236,180
239 ($2,354)$777$1,576$234,604
240 ($2,354)$772$1,581$233,022
Year 21 - 241 ($2,354)$767$1,587$231,436
242 ($2,354)$762$1,592$229,844
243 ($2,354)$757$1,597$228,247
244 ($2,354)$751$1,602$226,644
245 ($2,354)$746$1,608$225,037
246 ($2,354)$741$1,613$223,424
247 ($2,354)$735$1,618$221,805
248 ($2,354)$730$1,624$220,182
249 ($2,354)$725$1,629$218,553
250 ($2,354)$719$1,634$216,919
251 ($2,354)$714$1,640$215,279
252 ($2,354)$709$1,645$213,634
Year 22 - 253 ($2,354)$703$1,650$211,983
254 ($2,354)$698$1,656$210,327
255 ($2,354)$692$1,661$208,666
256 ($2,354)$687$1,667$206,999
257 ($2,354)$681$1,672$205,327
258 ($2,354)$676$1,678$203,649
259 ($2,354)$670$1,683$201,966
260 ($2,354)$665$1,689$200,277
261 ($2,354)$659$1,694$198,582
262 ($2,354)$654$1,700$196,882
263 ($2,354)$648$1,706$195,177
264 ($2,354)$642$1,711$193,465
Year 23 - 265 ($2,354)$637$1,717$191,748
266 ($2,354)$631$1,723$190,026
267 ($2,354)$626$1,728$188,298
268 ($2,354)$620$1,734$186,564
269 ($2,354)$614$1,740$184,824
270 ($2,354)$608$1,745$183,079
271 ($2,354)$603$1,751$181,328
272 ($2,354)$597$1,757$179,571
273 ($2,354)$591$1,763$177,808
274 ($2,354)$585$1,768$176,040
275 ($2,354)$579$1,774$174,266
276 ($2,354)$574$1,780$172,486
Year 24 - 277 ($2,354)$568$1,786$170,700
278 ($2,354)$562$1,792$168,908
279 ($2,354)$556$1,798$167,110
280 ($2,354)$550$1,804$165,307
281 ($2,354)$544$1,810$163,497
282 ($2,354)$538$1,816$161,681
283 ($2,354)$532$1,822$159,860
284 ($2,354)$526$1,827$158,032
285 ($2,354)$520$1,834$156,199
286 ($2,354)$514$1,840$154,359
287 ($2,354)$508$1,846$152,514
288 ($2,354)$502$1,852$150,662
Year 25 - 289 ($2,354)$496$1,858$148,804
290 ($2,354)$490$1,864$146,940
291 ($2,354)$484$1,870$145,070
292 ($2,354)$478$1,876$143,194
293 ($2,354)$471$1,882$141,312
294 ($2,354)$465$1,889$139,423
295 ($2,354)$459$1,895$137,529
296 ($2,354)$453$1,901$135,627
297 ($2,354)$446$1,907$133,720
298 ($2,354)$440$1,914$131,807
299 ($2,354)$434$1,920$129,887
300 ($2,354)$428$1,926$127,961
Year 26 - 301 ($2,354)$421$1,933$126,028
302 ($2,354)$415$1,939$124,089
303 ($2,354)$408$1,945$122,144
304 ($2,354)$402$1,952$120,192
305 ($2,354)$396$1,958$118,234
306 ($2,354)$389$1,965$116,270
307 ($2,354)$383$1,971$114,299
308 ($2,354)$376$1,977$112,321
309 ($2,354)$370$1,984$110,337
310 ($2,354)$363$1,991$108,347
311 ($2,354)$357$1,997$106,350
312 ($2,354)$350$2,004$104,346
Year 27 - 313 ($2,354)$343$2,010$102,336
314 ($2,354)$337$2,017$100,319
315 ($2,354)$330$2,023$98,296
316 ($2,354)$324$2,030$96,265
317 ($2,354)$317$2,037$94,229
318 ($2,354)$310$2,044$92,185
319 ($2,354)$303$2,050$90,135
320 ($2,354)$297$2,057$88,078
321 ($2,354)$290$2,064$86,014
322 ($2,354)$283$2,071$83,943
323 ($2,354)$276$2,077$81,866
324 ($2,354)$269$2,084$79,782
Year 28 - 325 ($2,354)$263$2,091$77,691
326 ($2,354)$256$2,098$75,593
327 ($2,354)$249$2,105$73,488
328 ($2,354)$242$2,112$71,376
329 ($2,354)$235$2,119$69,257
330 ($2,354)$228$2,126$67,132
331 ($2,354)$221$2,133$64,999
332 ($2,354)$214$2,140$62,859
333 ($2,354)$207$2,147$60,712
334 ($2,354)$200$2,154$58,559
335 ($2,354)$193$2,161$56,398
336 ($2,354)$186$2,168$54,229
Year 29 - 337 ($2,354)$179$2,175$52,054
338 ($2,354)$171$2,182$49,872
339 ($2,354)$164$2,190$47,682
340 ($2,354)$157$2,197$45,486
341 ($2,354)$150$2,204$43,282
342 ($2,354)$142$2,211$41,070
343 ($2,354)$135$2,219$38,852
344 ($2,354)$128$2,226$36,626
345 ($2,354)$121$2,233$34,393
346 ($2,354)$113$2,240$32,152
347 ($2,354)$106$2,248$29,905
348 ($2,354)$98$2,255$27,649
Year 30 - 349 ($2,354)$91$2,263$25,387
350 ($2,354)$84$2,270$23,116
351 ($2,354)$76$2,278$20,839
352 ($2,354)$69$2,285$18,554
353 ($2,354)$61$2,293$16,261
354 ($2,354)$54$2,300$13,961
355 ($2,354)$46$2,308$11,653
356 ($2,354)$38$2,315$9,338
357 ($2,354)$31$2,323$7,015
358 ($2,354)$23$2,331$4,684
359 ($2,354)$15$2,338$2,346
360 ($2,354)$8$2,346$0
TOTALS$351,334$496,000$847,334

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.