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Mortgage Payment Schedule for a $64,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($12,800) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$242 360 $35,844 $87,044

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.631% | Rate: 3.625% | Fees: $188 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.896% | Rate: 3.875% | Fees: $625 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 180004 | State Lic #: MC -928
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.792% | Rate: 3.750% | Fees: $1,295 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $64,000
Down Payment $12,800$51,200
Year 1 - 1 ($242)$167$75$51,125
2 ($242)$167$75$51,050
3 ($242)$166$75$50,974
4 ($242)$166$76$50,899
5 ($242)$166$76$50,823
6 ($242)$166$76$50,747
7 ($242)$165$76$50,670
8 ($242)$165$77$50,593
9 ($242)$165$77$50,516
10 ($242)$165$77$50,439
11 ($242)$164$77$50,362
12 ($242)$164$78$50,284
Year 2 - 13 ($242)$164$78$50,206
14 ($242)$164$78$50,128
15 ($242)$163$78$50,050
16 ($242)$163$79$49,971
17 ($242)$163$79$49,892
18 ($242)$163$79$49,813
19 ($242)$162$79$49,733
20 ($242)$162$80$49,653
21 ($242)$162$80$49,573
22 ($242)$162$80$49,493
23 ($242)$161$81$49,413
24 ($242)$161$81$49,332
Year 3 - 25 ($242)$161$81$49,251
26 ($242)$160$81$49,170
27 ($242)$160$82$49,088
28 ($242)$160$82$49,006
29 ($242)$160$82$48,924
30 ($242)$159$82$48,842
31 ($242)$159$83$48,759
32 ($242)$159$83$48,676
33 ($242)$159$83$48,593
34 ($242)$158$83$48,509
35 ($242)$158$84$48,426
36 ($242)$158$84$48,342
Year 4 - 37 ($242)$158$84$48,257
38 ($242)$157$85$48,173
39 ($242)$157$85$48,088
40 ($242)$157$85$48,003
41 ($242)$156$85$47,918
42 ($242)$156$86$47,832
43 ($242)$156$86$47,746
44 ($242)$156$86$47,660
45 ($242)$155$86$47,573
46 ($242)$155$87$47,486
47 ($242)$155$87$47,399
48 ($242)$154$87$47,312
Year 5 - 49 ($242)$154$88$47,224
50 ($242)$154$88$47,137
51 ($242)$154$88$47,048
52 ($242)$153$88$46,960
53 ($242)$153$89$46,871
54 ($242)$153$89$46,782
55 ($242)$152$89$46,693
56 ($242)$152$90$46,603
57 ($242)$152$90$46,513
58 ($242)$152$90$46,423
59 ($242)$151$91$46,332
60 ($242)$151$91$46,241
Year 6 - 61 ($242)$151$91$46,150
62 ($242)$150$91$46,059
63 ($242)$150$92$45,967
64 ($242)$150$92$45,875
65 ($242)$149$92$45,783
66 ($242)$149$93$45,690
67 ($242)$149$93$45,597
68 ($242)$149$93$45,504
69 ($242)$148$94$45,411
70 ($242)$148$94$45,317
71 ($242)$148$94$45,223
72 ($242)$147$94$45,128
Year 7 - 73 ($242)$147$95$45,034
74 ($242)$147$95$44,938
75 ($242)$146$95$44,843
76 ($242)$146$96$44,747
77 ($242)$146$96$44,651
78 ($242)$145$96$44,555
79 ($242)$145$97$44,459
80 ($242)$145$97$44,362
81 ($242)$145$97$44,264
82 ($242)$144$98$44,167
83 ($242)$144$98$44,069
84 ($242)$144$98$43,971
Year 8 - 85 ($242)$143$99$43,872
86 ($242)$143$99$43,773
87 ($242)$143$99$43,674
88 ($242)$142$99$43,575
89 ($242)$142$100$43,475
90 ($242)$142$100$43,375
91 ($242)$141$100$43,274
92 ($242)$141$101$43,174
93 ($242)$141$101$43,072
94 ($242)$140$101$42,971
95 ($242)$140$102$42,869
96 ($242)$140$102$42,767
Year 9 - 97 ($242)$139$102$42,665
98 ($242)$139$103$42,562
99 ($242)$139$103$42,459
100 ($242)$138$103$42,355
101 ($242)$138$104$42,252
102 ($242)$138$104$42,147
103 ($242)$137$104$42,043
104 ($242)$137$105$41,938
105 ($242)$137$105$41,833
106 ($242)$136$105$41,728
107 ($242)$136$106$41,622
108 ($242)$136$106$41,516
Year 10 - 109 ($242)$135$107$41,409
110 ($242)$135$107$41,302
111 ($242)$135$107$41,195
112 ($242)$134$108$41,087
113 ($242)$134$108$40,980
114 ($242)$134$108$40,871
115 ($242)$133$109$40,763
116 ($242)$133$109$40,654
117 ($242)$132$109$40,544
118 ($242)$132$110$40,435
119 ($242)$132$110$40,325
120 ($242)$131$110$40,214
Year 11 - 121 ($242)$131$111$40,103
122 ($242)$131$111$39,992
123 ($242)$130$111$39,881
124 ($242)$130$112$39,769
125 ($242)$130$112$39,657
126 ($242)$129$113$39,544
127 ($242)$129$113$39,431
128 ($242)$128$113$39,318
129 ($242)$128$114$39,204
130 ($242)$128$114$39,090
131 ($242)$127$114$38,976
132 ($242)$127$115$38,861
Year 12 - 133 ($242)$127$115$38,746
134 ($242)$126$116$38,630
135 ($242)$126$116$38,514
136 ($242)$125$116$38,398
137 ($242)$125$117$38,282
138 ($242)$125$117$38,164
139 ($242)$124$117$38,047
140 ($242)$124$118$37,929
141 ($242)$124$118$37,811
142 ($242)$123$119$37,692
143 ($242)$123$119$37,573
144 ($242)$122$119$37,454
Year 13 - 145 ($242)$122$120$37,334
146 ($242)$122$120$37,214
147 ($242)$121$121$37,094
148 ($242)$121$121$36,973
149 ($242)$120$121$36,851
150 ($242)$120$122$36,730
151 ($242)$120$122$36,608
152 ($242)$119$123$36,485
153 ($242)$119$123$36,362
154 ($242)$118$123$36,239
155 ($242)$118$124$36,115
156 ($242)$118$124$35,991
Year 14 - 157 ($242)$117$125$35,867
158 ($242)$117$125$35,742
159 ($242)$116$125$35,616
160 ($242)$116$126$35,491
161 ($242)$116$126$35,364
162 ($242)$115$127$35,238
163 ($242)$115$127$35,111
164 ($242)$114$127$34,983
165 ($242)$114$128$34,856
166 ($242)$114$128$34,727
167 ($242)$113$129$34,599
168 ($242)$113$129$34,470
Year 15 - 169 ($242)$112$129$34,340
170 ($242)$112$130$34,210
171 ($242)$111$130$34,080
172 ($242)$111$131$33,949
173 ($242)$111$131$33,818
174 ($242)$110$132$33,687
175 ($242)$110$132$33,555
176 ($242)$109$132$33,422
177 ($242)$109$133$33,289
178 ($242)$108$133$33,156
179 ($242)$108$134$33,022
180 ($242)$108$134$32,888
Year 16 - 181 ($242)$107$135$32,753
182 ($242)$107$135$32,618
183 ($242)$106$136$32,483
184 ($242)$106$136$32,347
185 ($242)$105$136$32,210
186 ($242)$105$137$32,074
187 ($242)$105$137$31,936
188 ($242)$104$138$31,799
189 ($242)$104$138$31,660
190 ($242)$103$139$31,522
191 ($242)$103$139$31,383
192 ($242)$102$140$31,243
Year 17 - 193 ($242)$102$140$31,103
194 ($242)$101$140$30,963
195 ($242)$101$141$30,822
196 ($242)$100$141$30,680
197 ($242)$100$142$30,539
198 ($242)$100$142$30,396
199 ($242)$99$143$30,254
200 ($242)$99$143$30,110
201 ($242)$98$144$29,967
202 ($242)$98$144$29,823
203 ($242)$97$145$29,678
204 ($242)$97$145$29,533
Year 18 - 205 ($242)$96$146$29,387
206 ($242)$96$146$29,241
207 ($242)$95$147$29,095
208 ($242)$95$147$28,948
209 ($242)$94$147$28,800
210 ($242)$94$148$28,652
211 ($242)$93$148$28,504
212 ($242)$93$149$28,355
213 ($242)$92$149$28,206
214 ($242)$92$150$28,056
215 ($242)$91$150$27,905
216 ($242)$91$151$27,755
Year 19 - 217 ($242)$90$151$27,603
218 ($242)$90$152$27,451
219 ($242)$89$152$27,299
220 ($242)$89$153$27,146
221 ($242)$88$153$26,993
222 ($242)$88$154$26,839
223 ($242)$87$154$26,685
224 ($242)$87$155$26,530
225 ($242)$86$155$26,374
226 ($242)$86$156$26,219
227 ($242)$85$156$26,062
228 ($242)$85$157$25,905
Year 20 - 229 ($242)$84$157$25,748
230 ($242)$84$158$25,590
231 ($242)$83$158$25,432
232 ($242)$83$159$25,273
233 ($242)$82$159$25,113
234 ($242)$82$160$24,953
235 ($242)$81$160$24,793
236 ($242)$81$161$24,632
237 ($242)$80$162$24,470
238 ($242)$80$162$24,308
239 ($242)$79$163$24,146
240 ($242)$79$163$23,983
Year 21 - 241 ($242)$78$164$23,819
242 ($242)$78$164$23,655
243 ($242)$77$165$23,490
244 ($242)$77$165$23,325
245 ($242)$76$166$23,159
246 ($242)$75$166$22,993
247 ($242)$75$167$22,826
248 ($242)$74$167$22,658
249 ($242)$74$168$22,490
250 ($242)$73$169$22,322
251 ($242)$73$169$22,153
252 ($242)$72$170$21,983
Year 22 - 253 ($242)$72$170$21,813
254 ($242)$71$171$21,642
255 ($242)$71$171$21,471
256 ($242)$70$172$21,299
257 ($242)$69$172$21,127
258 ($242)$69$173$20,954
259 ($242)$68$174$20,780
260 ($242)$68$174$20,606
261 ($242)$67$175$20,432
262 ($242)$67$175$20,257
263 ($242)$66$176$20,081
264 ($242)$65$176$19,904
Year 23 - 265 ($242)$65$177$19,727
266 ($242)$64$178$19,550
267 ($242)$64$178$19,372
268 ($242)$63$179$19,193
269 ($242)$63$179$19,014
270 ($242)$62$180$18,834
271 ($242)$61$180$18,654
272 ($242)$61$181$18,473
273 ($242)$60$182$18,291
274 ($242)$60$182$18,109
275 ($242)$59$183$17,926
276 ($242)$58$183$17,743
Year 24 - 277 ($242)$58$184$17,559
278 ($242)$57$185$17,374
279 ($242)$57$185$17,189
280 ($242)$56$186$17,003
281 ($242)$55$186$16,817
282 ($242)$55$187$16,630
283 ($242)$54$188$16,442
284 ($242)$54$188$16,254
285 ($242)$53$189$16,065
286 ($242)$52$189$15,876
287 ($242)$52$190$15,686
288 ($242)$51$191$15,495
Year 25 - 289 ($242)$50$191$15,304
290 ($242)$50$192$15,112
291 ($242)$49$193$14,919
292 ($242)$49$193$14,726
293 ($242)$48$194$14,532
294 ($242)$47$194$14,338
295 ($242)$47$195$14,143
296 ($242)$46$196$13,947
297 ($242)$45$196$13,751
298 ($242)$45$197$13,554
299 ($242)$44$198$13,356
300 ($242)$44$198$13,158
Year 26 - 301 ($242)$43$199$12,959
302 ($242)$42$200$12,759
303 ($242)$42$200$12,559
304 ($242)$41$201$12,358
305 ($242)$40$202$12,157
306 ($242)$40$202$11,955
307 ($242)$39$203$11,752
308 ($242)$38$203$11,548
309 ($242)$38$204$11,344
310 ($242)$37$205$11,139
311 ($242)$36$205$10,934
312 ($242)$36$206$10,728
Year 27 - 313 ($242)$35$207$10,521
314 ($242)$34$208$10,313
315 ($242)$34$208$10,105
316 ($242)$33$209$9,896
317 ($242)$32$210$9,687
318 ($242)$32$210$9,476
319 ($242)$31$211$9,266
320 ($242)$30$212$9,054
321 ($242)$30$212$8,842
322 ($242)$29$213$8,629
323 ($242)$28$214$8,415
324 ($242)$27$214$8,201
Year 28 - 325 ($242)$27$215$7,986
326 ($242)$26$216$7,770
327 ($242)$25$216$7,553
328 ($242)$25$217$7,336
329 ($242)$24$218$7,118
330 ($242)$23$219$6,900
331 ($242)$22$219$6,680
332 ($242)$22$220$6,460
333 ($242)$21$221$6,240
334 ($242)$20$221$6,018
335 ($242)$20$222$5,796
336 ($242)$19$223$5,573
Year 29 - 337 ($242)$18$224$5,349
338 ($242)$17$224$5,125
339 ($242)$17$225$4,900
340 ($242)$16$226$4,674
341 ($242)$15$227$4,448
342 ($242)$14$227$4,220
343 ($242)$14$228$3,992
344 ($242)$13$229$3,764
345 ($242)$12$230$3,534
346 ($242)$12$230$3,304
347 ($242)$11$231$3,073
348 ($242)$10$232$2,841
Year 30 - 349 ($242)$9$233$2,608
350 ($242)$8$233$2,375
351 ($242)$8$234$2,141
352 ($242)$7$235$1,906
353 ($242)$6$236$1,671
354 ($242)$5$236$1,434
355 ($242)$5$237$1,197
356 ($242)$4$238$959
357 ($242)$3$239$721
358 ($242)$2$239$481
359 ($242)$2$240$241
360 ($242)$1$241$0
TOTALS$35,844$51,200$87,044

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.