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Mortgage Payment Schedule for a $64,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 30, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($12,800) may require pre-mortgage insurance


3.9% is current rate for 30-year fixed
3.3% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$241 360 $35,738 $86,938

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,179 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 541760
$1,168 /mo
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30 yr fixed mtg, 0 points | APR: 3.860% | Rate: 3.825% | Fees: $1,074 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.993% | Rate: 3.990% | Fees: $85 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.010% | Rate: 4.000% | Fees: $299 | 45 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $64,000
Down Payment $12,800$51,200
Year 1 - 1 ($241)$166$75$51,125
2 ($241)$166$75$51,050
3 ($241)$166$76$50,974
4 ($241)$166$76$50,898
5 ($241)$165$76$50,822
6 ($241)$165$76$50,746
7 ($241)$165$77$50,669
8 ($241)$165$77$50,592
9 ($241)$164$77$50,515
10 ($241)$164$77$50,438
11 ($241)$164$78$50,360
12 ($241)$164$78$50,283
Year 2 - 13 ($241)$163$78$50,205
14 ($241)$163$78$50,126
15 ($241)$163$79$50,048
16 ($241)$163$79$49,969
17 ($241)$162$79$49,890
18 ($241)$162$79$49,810
19 ($241)$162$80$49,731
20 ($241)$162$80$49,651
21 ($241)$161$80$49,571
22 ($241)$161$80$49,490
23 ($241)$161$81$49,410
24 ($241)$161$81$49,329
Year 3 - 25 ($241)$160$81$49,248
26 ($241)$160$81$49,166
27 ($241)$160$82$49,084
28 ($241)$160$82$49,002
29 ($241)$159$82$48,920
30 ($241)$159$83$48,838
31 ($241)$159$83$48,755
32 ($241)$158$83$48,672
33 ($241)$158$83$48,589
34 ($241)$158$84$48,505
35 ($241)$158$84$48,421
36 ($241)$157$84$48,337
Year 4 - 37 ($241)$157$84$48,253
38 ($241)$157$85$48,168
39 ($241)$157$85$48,083
40 ($241)$156$85$47,998
41 ($241)$156$86$47,912
42 ($241)$156$86$47,827
43 ($241)$155$86$47,740
44 ($241)$155$86$47,654
45 ($241)$155$87$47,567
46 ($241)$155$87$47,481
47 ($241)$154$87$47,393
48 ($241)$154$87$47,306
Year 5 - 49 ($241)$154$88$47,218
50 ($241)$153$88$47,130
51 ($241)$153$88$47,042
52 ($241)$153$89$46,953
53 ($241)$153$89$46,864
54 ($241)$152$89$46,775
55 ($241)$152$89$46,686
56 ($241)$152$90$46,596
57 ($241)$151$90$46,506
58 ($241)$151$90$46,416
59 ($241)$151$91$46,325
60 ($241)$151$91$46,234
Year 6 - 61 ($241)$150$91$46,143
62 ($241)$150$92$46,051
63 ($241)$150$92$45,959
64 ($241)$149$92$45,867
65 ($241)$149$92$45,775
66 ($241)$149$93$45,682
67 ($241)$148$93$45,589
68 ($241)$148$93$45,496
69 ($241)$148$94$45,402
70 ($241)$148$94$45,308
71 ($241)$147$94$45,214
72 ($241)$147$95$45,119
Year 7 - 73 ($241)$147$95$45,024
74 ($241)$146$95$44,929
75 ($241)$146$95$44,834
76 ($241)$146$96$44,738
77 ($241)$145$96$44,642
78 ($241)$145$96$44,546
79 ($241)$145$97$44,449
80 ($241)$144$97$44,352
81 ($241)$144$97$44,254
82 ($241)$144$98$44,157
83 ($241)$144$98$44,059
84 ($241)$143$98$43,960
Year 8 - 85 ($241)$143$99$43,862
86 ($241)$143$99$43,763
87 ($241)$142$99$43,664
88 ($241)$142$100$43,564
89 ($241)$142$100$43,464
90 ($241)$141$100$43,364
91 ($241)$141$101$43,263
92 ($241)$141$101$43,162
93 ($241)$140$101$43,061
94 ($241)$140$102$42,960
95 ($241)$140$102$42,858
96 ($241)$139$102$42,756
Year 9 - 97 ($241)$139$103$42,653
98 ($241)$139$103$42,550
99 ($241)$138$103$42,447
100 ($241)$138$104$42,343
101 ($241)$138$104$42,240
102 ($241)$137$104$42,135
103 ($241)$137$105$42,031
104 ($241)$137$105$41,926
105 ($241)$136$105$41,821
106 ($241)$136$106$41,715
107 ($241)$136$106$41,609
108 ($241)$135$106$41,503
Year 10 - 109 ($241)$135$107$41,396
110 ($241)$135$107$41,289
111 ($241)$134$107$41,182
112 ($241)$134$108$41,074
113 ($241)$133$108$40,966
114 ($241)$133$108$40,858
115 ($241)$133$109$40,749
116 ($241)$132$109$40,640
117 ($241)$132$109$40,531
118 ($241)$132$110$40,421
119 ($241)$131$110$40,311
120 ($241)$131$110$40,201
Year 11 - 121 ($241)$131$111$40,090
122 ($241)$130$111$39,978
123 ($241)$130$112$39,867
124 ($241)$130$112$39,755
125 ($241)$129$112$39,643
126 ($241)$129$113$39,530
127 ($241)$128$113$39,417
128 ($241)$128$113$39,304
129 ($241)$128$114$39,190
130 ($241)$127$114$39,076
131 ($241)$127$114$38,961
132 ($241)$127$115$38,846
Year 12 - 133 ($241)$126$115$38,731
134 ($241)$126$116$38,616
135 ($241)$126$116$38,500
136 ($241)$125$116$38,383
137 ($241)$125$117$38,266
138 ($241)$124$117$38,149
139 ($241)$124$118$38,032
140 ($241)$124$118$37,914
141 ($241)$123$118$37,796
142 ($241)$123$119$37,677
143 ($241)$122$119$37,558
144 ($241)$122$119$37,438
Year 13 - 145 ($241)$122$120$37,319
146 ($241)$121$120$37,198
147 ($241)$121$121$37,078
148 ($241)$121$121$36,957
149 ($241)$120$121$36,835
150 ($241)$120$122$36,714
151 ($241)$119$122$36,592
152 ($241)$119$123$36,469
153 ($241)$119$123$36,346
154 ($241)$118$123$36,223
155 ($241)$118$124$36,099
156 ($241)$117$124$35,975
Year 14 - 157 ($241)$117$125$35,850
158 ($241)$117$125$35,725
159 ($241)$116$125$35,600
160 ($241)$116$126$35,474
161 ($241)$115$126$35,348
162 ($241)$115$127$35,221
163 ($241)$114$127$35,094
164 ($241)$114$127$34,967
165 ($241)$114$128$34,839
166 ($241)$113$128$34,711
167 ($241)$113$129$34,582
168 ($241)$112$129$34,453
Year 15 - 169 ($241)$112$130$34,323
170 ($241)$112$130$34,193
171 ($241)$111$130$34,063
172 ($241)$111$131$33,932
173 ($241)$110$131$33,801
174 ($241)$110$132$33,669
175 ($241)$109$132$33,537
176 ($241)$109$132$33,405
177 ($241)$109$133$33,272
178 ($241)$108$133$33,138
179 ($241)$108$134$33,005
180 ($241)$107$134$32,870
Year 16 - 181 ($241)$107$135$32,736
182 ($241)$106$135$32,601
183 ($241)$106$136$32,465
184 ($241)$106$136$32,329
185 ($241)$105$136$32,193
186 ($241)$105$137$32,056
187 ($241)$104$137$31,918
188 ($241)$104$138$31,781
189 ($241)$103$138$31,642
190 ($241)$103$139$31,504
191 ($241)$102$139$31,365
192 ($241)$102$140$31,225
Year 17 - 193 ($241)$101$140$31,085
194 ($241)$101$140$30,945
195 ($241)$101$141$30,804
196 ($241)$100$141$30,662
197 ($241)$100$142$30,521
198 ($241)$99$142$30,378
199 ($241)$99$143$30,235
200 ($241)$98$143$30,092
201 ($241)$98$144$29,949
202 ($241)$97$144$29,804
203 ($241)$97$145$29,660
204 ($241)$96$145$29,515
Year 18 - 205 ($241)$96$146$29,369
206 ($241)$95$146$29,223
207 ($241)$95$147$29,077
208 ($241)$94$147$28,930
209 ($241)$94$147$28,782
210 ($241)$94$148$28,634
211 ($241)$93$148$28,486
212 ($241)$93$149$28,337
213 ($241)$92$149$28,187
214 ($241)$92$150$28,037
215 ($241)$91$150$27,887
216 ($241)$91$151$27,736
Year 19 - 217 ($241)$90$151$27,585
218 ($241)$90$152$27,433
219 ($241)$89$152$27,281
220 ($241)$89$153$27,128
221 ($241)$88$153$26,975
222 ($241)$88$154$26,821
223 ($241)$87$154$26,666
224 ($241)$87$155$26,512
225 ($241)$86$155$26,356
226 ($241)$86$156$26,200
227 ($241)$85$156$26,044
228 ($241)$85$157$25,887
Year 20 - 229 ($241)$84$157$25,730
230 ($241)$84$158$25,572
231 ($241)$83$158$25,414
232 ($241)$83$159$25,255
233 ($241)$82$159$25,095
234 ($241)$82$160$24,935
235 ($241)$81$160$24,775
236 ($241)$81$161$24,614
237 ($241)$80$161$24,452
238 ($241)$79$162$24,290
239 ($241)$79$163$24,128
240 ($241)$78$163$23,965
Year 21 - 241 ($241)$78$164$23,801
242 ($241)$77$164$23,637
243 ($241)$77$165$23,472
244 ($241)$76$165$23,307
245 ($241)$76$166$23,141
246 ($241)$75$166$22,975
247 ($241)$75$167$22,808
248 ($241)$74$167$22,641
249 ($241)$74$168$22,473
250 ($241)$73$168$22,305
251 ($241)$72$169$22,136
252 ($241)$72$170$21,966
Year 22 - 253 ($241)$71$170$21,796
254 ($241)$71$171$21,625
255 ($241)$70$171$21,454
256 ($241)$70$172$21,282
257 ($241)$69$172$21,110
258 ($241)$69$173$20,937
259 ($241)$68$173$20,764
260 ($241)$67$174$20,590
261 ($241)$67$175$20,415
262 ($241)$66$175$20,240
263 ($241)$66$176$20,064
264 ($241)$65$176$19,888
Year 23 - 265 ($241)$65$177$19,711
266 ($241)$64$177$19,534
267 ($241)$63$178$19,356
268 ($241)$63$179$19,177
269 ($241)$62$179$18,998
270 ($241)$62$180$18,818
271 ($241)$61$180$18,638
272 ($241)$61$181$18,457
273 ($241)$60$182$18,275
274 ($241)$59$182$18,093
275 ($241)$59$183$17,910
276 ($241)$58$183$17,727
Year 24 - 277 ($241)$58$184$17,543
278 ($241)$57$184$17,359
279 ($241)$56$185$17,174
280 ($241)$56$186$16,988
281 ($241)$55$186$16,802
282 ($241)$55$187$16,615
283 ($241)$54$187$16,427
284 ($241)$53$188$16,239
285 ($241)$53$189$16,051
286 ($241)$52$189$15,861
287 ($241)$52$190$15,671
288 ($241)$51$191$15,481
Year 25 - 289 ($241)$50$191$15,290
290 ($241)$50$192$15,098
291 ($241)$49$192$14,905
292 ($241)$48$193$14,712
293 ($241)$48$194$14,519
294 ($241)$47$194$14,324
295 ($241)$47$195$14,129
296 ($241)$46$196$13,934
297 ($241)$45$196$13,738
298 ($241)$45$197$13,541
299 ($241)$44$197$13,343
300 ($241)$43$198$13,145
Year 26 - 301 ($241)$43$199$12,946
302 ($241)$42$199$12,747
303 ($241)$41$200$12,547
304 ($241)$41$201$12,346
305 ($241)$40$201$12,145
306 ($241)$39$202$11,943
307 ($241)$39$203$11,740
308 ($241)$38$203$11,537
309 ($241)$37$204$11,333
310 ($241)$37$205$11,128
311 ($241)$36$205$10,923
312 ($241)$35$206$10,717
Year 27 - 313 ($241)$35$207$10,510
314 ($241)$34$207$10,303
315 ($241)$33$208$10,095
316 ($241)$33$209$9,886
317 ($241)$32$209$9,677
318 ($241)$31$210$9,467
319 ($241)$31$211$9,256
320 ($241)$30$211$9,044
321 ($241)$29$212$8,832
322 ($241)$29$213$8,620
323 ($241)$28$213$8,406
324 ($241)$27$214$8,192
Year 28 - 325 ($241)$27$215$7,977
326 ($241)$26$216$7,761
327 ($241)$25$216$7,545
328 ($241)$25$217$7,328
329 ($241)$24$218$7,111
330 ($241)$23$218$6,892
331 ($241)$22$219$6,673
332 ($241)$22$220$6,453
333 ($241)$21$221$6,233
334 ($241)$20$221$6,012
335 ($241)$20$222$5,790
336 ($241)$19$223$5,567
Year 29 - 337 ($241)$18$223$5,343
338 ($241)$17$224$5,119
339 ($241)$17$225$4,895
340 ($241)$16$226$4,669
341 ($241)$15$226$4,443
342 ($241)$14$227$4,216
343 ($241)$14$228$3,988
344 ($241)$13$229$3,759
345 ($241)$12$229$3,530
346 ($241)$11$230$3,300
347 ($241)$11$231$3,069
348 ($241)$10$232$2,838
Year 30 - 349 ($241)$9$232$2,605
350 ($241)$8$233$2,372
351 ($241)$8$234$2,139
352 ($241)$7$235$1,904
353 ($241)$6$235$1,669
354 ($241)$5$236$1,433
355 ($241)$5$237$1,196
356 ($241)$4$238$958
357 ($241)$3$238$720
358 ($241)$2$239$481
359 ($241)$2$240$241
360 ($241)$1$241$0
TOTALS$35,738$51,200$86,938

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.