« Back to all home prices

Mortgage Payment Schedule for a $64,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 27, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($12,800) may require pre-mortgage insurance


4.03% is current rate for 30-year fixed
3.27% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$245 360 $37,116 $88,316

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $64,000
Down Payment $12,800$51,200
Year 1 - 1 ($245)$172$73$51,127
2 ($245)$172$74$51,053
3 ($245)$171$74$50,979
4 ($245)$171$74$50,905
5 ($245)$171$74$50,831
6 ($245)$171$75$50,756
7 ($245)$170$75$50,681
8 ($245)$170$75$50,606
9 ($245)$170$75$50,531
10 ($245)$170$76$50,455
11 ($245)$169$76$50,379
12 ($245)$169$76$50,303
Year 2 - 13 ($245)$169$76$50,227
14 ($245)$169$77$50,150
15 ($245)$168$77$50,073
16 ($245)$168$77$49,996
17 ($245)$168$77$49,919
18 ($245)$168$78$49,841
19 ($245)$167$78$49,763
20 ($245)$167$78$49,685
21 ($245)$167$78$49,606
22 ($245)$167$79$49,528
23 ($245)$166$79$49,449
24 ($245)$166$79$49,369
Year 3 - 25 ($245)$166$80$49,290
26 ($245)$166$80$49,210
27 ($245)$165$80$49,130
28 ($245)$165$80$49,050
29 ($245)$165$81$48,969
30 ($245)$164$81$48,888
31 ($245)$164$81$48,807
32 ($245)$164$81$48,726
33 ($245)$164$82$48,644
34 ($245)$163$82$48,562
35 ($245)$163$82$48,480
36 ($245)$163$83$48,397
Year 4 - 37 ($245)$163$83$48,314
38 ($245)$162$83$48,231
39 ($245)$162$83$48,148
40 ($245)$162$84$48,064
41 ($245)$161$84$47,980
42 ($245)$161$84$47,896
43 ($245)$161$84$47,812
44 ($245)$161$85$47,727
45 ($245)$160$85$47,642
46 ($245)$160$85$47,557
47 ($245)$160$86$47,471
48 ($245)$159$86$47,385
Year 5 - 49 ($245)$159$86$47,299
50 ($245)$159$86$47,212
51 ($245)$159$87$47,126
52 ($245)$158$87$47,039
53 ($245)$158$87$46,951
54 ($245)$158$88$46,864
55 ($245)$157$88$46,776
56 ($245)$157$88$46,687
57 ($245)$157$89$46,599
58 ($245)$156$89$46,510
59 ($245)$156$89$46,421
60 ($245)$156$89$46,332
Year 6 - 61 ($245)$156$90$46,242
62 ($245)$155$90$46,152
63 ($245)$155$90$46,061
64 ($245)$155$91$45,971
65 ($245)$154$91$45,880
66 ($245)$154$91$45,789
67 ($245)$154$92$45,697
68 ($245)$153$92$45,605
69 ($245)$153$92$45,513
70 ($245)$153$92$45,421
71 ($245)$153$93$45,328
72 ($245)$152$93$45,235
Year 7 - 73 ($245)$152$93$45,141
74 ($245)$152$94$45,048
75 ($245)$151$94$44,954
76 ($245)$151$94$44,859
77 ($245)$151$95$44,765
78 ($245)$150$95$44,670
79 ($245)$150$95$44,574
80 ($245)$150$96$44,479
81 ($245)$149$96$44,383
82 ($245)$149$96$44,286
83 ($245)$149$97$44,190
84 ($245)$148$97$44,093
Year 8 - 85 ($245)$148$97$43,996
86 ($245)$148$98$43,898
87 ($245)$147$98$43,800
88 ($245)$147$98$43,702
89 ($245)$147$99$43,603
90 ($245)$146$99$43,504
91 ($245)$146$99$43,405
92 ($245)$146$100$43,306
93 ($245)$145$100$43,206
94 ($245)$145$100$43,106
95 ($245)$145$101$43,005
96 ($245)$144$101$42,904
Year 9 - 97 ($245)$144$101$42,803
98 ($245)$144$102$42,701
99 ($245)$143$102$42,599
100 ($245)$143$102$42,497
101 ($245)$143$103$42,395
102 ($245)$142$103$42,292
103 ($245)$142$103$42,188
104 ($245)$142$104$42,085
105 ($245)$141$104$41,981
106 ($245)$141$104$41,876
107 ($245)$141$105$41,772
108 ($245)$140$105$41,667
Year 10 - 109 ($245)$140$105$41,561
110 ($245)$140$106$41,455
111 ($245)$139$106$41,349
112 ($245)$139$106$41,243
113 ($245)$139$107$41,136
114 ($245)$138$107$41,029
115 ($245)$138$108$40,921
116 ($245)$137$108$40,813
117 ($245)$137$108$40,705
118 ($245)$137$109$40,597
119 ($245)$136$109$40,488
120 ($245)$136$109$40,378
Year 11 - 121 ($245)$136$110$40,269
122 ($245)$135$110$40,158
123 ($245)$135$110$40,048
124 ($245)$134$111$39,937
125 ($245)$134$111$39,826
126 ($245)$134$112$39,714
127 ($245)$133$112$39,602
128 ($245)$133$112$39,490
129 ($245)$133$113$39,377
130 ($245)$132$113$39,264
131 ($245)$132$113$39,151
132 ($245)$131$114$39,037
Year 12 - 133 ($245)$131$114$38,923
134 ($245)$131$115$38,808
135 ($245)$130$115$38,693
136 ($245)$130$115$38,578
137 ($245)$130$116$38,462
138 ($245)$129$116$38,346
139 ($245)$129$117$38,229
140 ($245)$128$117$38,112
141 ($245)$128$117$37,995
142 ($245)$128$118$37,877
143 ($245)$127$118$37,759
144 ($245)$127$119$37,641
Year 13 - 145 ($245)$126$119$37,522
146 ($245)$126$119$37,403
147 ($245)$126$120$37,283
148 ($245)$125$120$37,163
149 ($245)$125$121$37,042
150 ($245)$124$121$36,921
151 ($245)$124$121$36,800
152 ($245)$124$122$36,678
153 ($245)$123$122$36,556
154 ($245)$123$123$36,433
155 ($245)$122$123$36,311
156 ($245)$122$123$36,187
Year 14 - 157 ($245)$122$124$36,063
158 ($245)$121$124$35,939
159 ($245)$121$125$35,814
160 ($245)$120$125$35,689
161 ($245)$120$125$35,564
162 ($245)$119$126$35,438
163 ($245)$119$126$35,312
164 ($245)$119$127$35,185
165 ($245)$118$127$35,058
166 ($245)$118$128$34,930
167 ($245)$117$128$34,802
168 ($245)$117$128$34,674
Year 15 - 169 ($245)$116$129$34,545
170 ($245)$116$129$34,416
171 ($245)$116$130$34,286
172 ($245)$115$130$34,156
173 ($245)$115$131$34,025
174 ($245)$114$131$33,894
175 ($245)$114$131$33,763
176 ($245)$113$132$33,631
177 ($245)$113$132$33,498
178 ($245)$112$133$33,365
179 ($245)$112$133$33,232
180 ($245)$112$134$33,098
Year 16 - 181 ($245)$111$134$32,964
182 ($245)$111$135$32,830
183 ($245)$110$135$32,695
184 ($245)$110$136$32,559
185 ($245)$109$136$32,423
186 ($245)$109$136$32,287
187 ($245)$108$137$32,150
188 ($245)$108$137$32,012
189 ($245)$108$138$31,875
190 ($245)$107$138$31,736
191 ($245)$107$139$31,598
192 ($245)$106$139$31,458
Year 17 - 193 ($245)$106$140$31,319
194 ($245)$105$140$31,179
195 ($245)$105$141$31,038
196 ($245)$104$141$30,897
197 ($245)$104$142$30,755
198 ($245)$103$142$30,613
199 ($245)$103$143$30,471
200 ($245)$102$143$30,328
201 ($245)$102$143$30,184
202 ($245)$101$144$30,040
203 ($245)$101$144$29,896
204 ($245)$100$145$29,751
Year 18 - 205 ($245)$100$145$29,606
206 ($245)$99$146$29,460
207 ($245)$99$146$29,313
208 ($245)$98$147$29,166
209 ($245)$98$147$29,019
210 ($245)$97$148$28,871
211 ($245)$97$148$28,723
212 ($245)$96$149$28,574
213 ($245)$96$149$28,425
214 ($245)$95$150$28,275
215 ($245)$95$150$28,124
216 ($245)$94$151$27,973
Year 19 - 217 ($245)$94$151$27,822
218 ($245)$93$152$27,670
219 ($245)$93$152$27,518
220 ($245)$92$153$27,365
221 ($245)$92$153$27,211
222 ($245)$91$154$27,057
223 ($245)$91$154$26,903
224 ($245)$90$155$26,748
225 ($245)$90$155$26,593
226 ($245)$89$156$26,437
227 ($245)$89$157$26,280
228 ($245)$88$157$26,123
Year 20 - 229 ($245)$88$158$25,965
230 ($245)$87$158$25,807
231 ($245)$87$159$25,649
232 ($245)$86$159$25,489
233 ($245)$86$160$25,330
234 ($245)$85$160$25,169
235 ($245)$85$161$25,009
236 ($245)$84$161$24,847
237 ($245)$83$162$24,685
238 ($245)$83$162$24,523
239 ($245)$82$163$24,360
240 ($245)$82$164$24,197
Year 21 - 241 ($245)$81$164$24,032
242 ($245)$81$165$23,868
243 ($245)$80$165$23,703
244 ($245)$80$166$23,537
245 ($245)$79$166$23,371
246 ($245)$78$167$23,204
247 ($245)$78$167$23,036
248 ($245)$77$168$22,868
249 ($245)$77$169$22,700
250 ($245)$76$169$22,531
251 ($245)$76$170$22,361
252 ($245)$75$170$22,191
Year 22 - 253 ($245)$75$171$22,020
254 ($245)$74$171$21,849
255 ($245)$73$172$21,677
256 ($245)$73$173$21,504
257 ($245)$72$173$21,331
258 ($245)$72$174$21,158
259 ($245)$71$174$20,983
260 ($245)$70$175$20,808
261 ($245)$70$175$20,633
262 ($245)$69$176$20,457
263 ($245)$69$177$20,280
264 ($245)$68$177$20,103
Year 23 - 265 ($245)$68$178$19,925
266 ($245)$67$178$19,747
267 ($245)$66$179$19,568
268 ($245)$66$180$19,388
269 ($245)$65$180$19,208
270 ($245)$65$181$19,027
271 ($245)$64$181$18,846
272 ($245)$63$182$18,664
273 ($245)$63$183$18,481
274 ($245)$62$183$18,298
275 ($245)$61$184$18,114
276 ($245)$61$184$17,930
Year 24 - 277 ($245)$60$185$17,744
278 ($245)$60$186$17,559
279 ($245)$59$186$17,372
280 ($245)$58$187$17,185
281 ($245)$58$188$16,998
282 ($245)$57$188$16,810
283 ($245)$56$189$16,621
284 ($245)$56$190$16,431
285 ($245)$55$190$16,241
286 ($245)$55$191$16,050
287 ($245)$54$191$15,859
288 ($245)$53$192$15,667
Year 25 - 289 ($245)$53$193$15,474
290 ($245)$52$193$15,281
291 ($245)$51$194$15,087
292 ($245)$51$195$14,892
293 ($245)$50$195$14,697
294 ($245)$49$196$14,501
295 ($245)$49$197$14,304
296 ($245)$48$197$14,107
297 ($245)$47$198$13,909
298 ($245)$47$199$13,710
299 ($245)$46$199$13,511
300 ($245)$45$200$13,311
Year 26 - 301 ($245)$45$201$13,110
302 ($245)$44$201$12,909
303 ($245)$43$202$12,707
304 ($245)$43$203$12,504
305 ($245)$42$203$12,301
306 ($245)$41$204$12,097
307 ($245)$41$205$11,892
308 ($245)$40$205$11,687
309 ($245)$39$206$11,481
310 ($245)$39$207$11,274
311 ($245)$38$207$11,067
312 ($245)$37$208$10,859
Year 27 - 313 ($245)$36$209$10,650
314 ($245)$36$210$10,440
315 ($245)$35$210$10,230
316 ($245)$34$211$10,019
317 ($245)$34$212$9,807
318 ($245)$33$212$9,595
319 ($245)$32$213$9,382
320 ($245)$32$214$9,168
321 ($245)$31$215$8,953
322 ($245)$30$215$8,738
323 ($245)$29$216$8,522
324 ($245)$29$217$8,306
Year 28 - 325 ($245)$28$217$8,088
326 ($245)$27$218$7,870
327 ($245)$26$219$7,651
328 ($245)$26$220$7,431
329 ($245)$25$220$7,211
330 ($245)$24$221$6,990
331 ($245)$23$222$6,768
332 ($245)$23$223$6,545
333 ($245)$22$223$6,322
334 ($245)$21$224$6,098
335 ($245)$20$225$5,873
336 ($245)$20$226$5,648
Year 29 - 337 ($245)$19$226$5,421
338 ($245)$18$227$5,194
339 ($245)$17$228$4,966
340 ($245)$17$229$4,738
341 ($245)$16$229$4,508
342 ($245)$15$230$4,278
343 ($245)$14$231$4,047
344 ($245)$14$232$3,815
345 ($245)$13$233$3,583
346 ($245)$12$233$3,350
347 ($245)$11$234$3,115
348 ($245)$10$235$2,881
Year 30 - 349 ($245)$10$236$2,645
350 ($245)$9$236$2,409
351 ($245)$8$237$2,171
352 ($245)$7$238$1,933
353 ($245)$6$239$1,694
354 ($245)$6$240$1,455
355 ($245)$5$240$1,214
356 ($245)$4$241$973
357 ($245)$3$242$731
358 ($245)$2$243$488
359 ($245)$2$244$245
360 ($245)$1$245$0
TOTALS$37,116$51,200$88,316

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.