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Mortgage Payment Schedule for a $65,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($13,000) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$246 360 $36,618 $88,618

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $967 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $65,000
Down Payment $13,000$52,000
Year 1 - 1 ($246)$170$76$51,924
2 ($246)$170$76$51,848
3 ($246)$170$76$51,772
4 ($246)$170$77$51,695
5 ($246)$169$77$51,618
6 ($246)$169$77$51,541
7 ($246)$169$77$51,464
8 ($246)$169$78$51,386
9 ($246)$168$78$51,308
10 ($246)$168$78$51,230
11 ($246)$168$78$51,152
12 ($246)$168$79$51,073
Year 2 - 13 ($246)$167$79$50,994
14 ($246)$167$79$50,915
15 ($246)$167$79$50,836
16 ($246)$166$80$50,756
17 ($246)$166$80$50,676
18 ($246)$166$80$50,596
19 ($246)$166$80$50,515
20 ($246)$165$81$50,435
21 ($246)$165$81$50,354
22 ($246)$165$81$50,272
23 ($246)$165$82$50,191
24 ($246)$164$82$50,109
Year 3 - 25 ($246)$164$82$50,027
26 ($246)$164$82$49,945
27 ($246)$164$83$49,862
28 ($246)$163$83$49,779
29 ($246)$163$83$49,696
30 ($246)$163$83$49,613
31 ($246)$162$84$49,529
32 ($246)$162$84$49,445
33 ($246)$162$84$49,361
34 ($246)$162$85$49,276
35 ($246)$161$85$49,192
36 ($246)$161$85$49,106
Year 4 - 37 ($246)$161$85$49,021
38 ($246)$161$86$48,936
39 ($246)$160$86$48,850
40 ($246)$160$86$48,763
41 ($246)$160$86$48,677
42 ($246)$159$87$48,590
43 ($246)$159$87$48,503
44 ($246)$159$87$48,416
45 ($246)$159$88$48,328
46 ($246)$158$88$48,240
47 ($246)$158$88$48,152
48 ($246)$158$88$48,064
Year 5 - 49 ($246)$157$89$47,975
50 ($246)$157$89$47,886
51 ($246)$157$89$47,797
52 ($246)$157$90$47,707
53 ($246)$156$90$47,617
54 ($246)$156$90$47,527
55 ($246)$156$91$47,436
56 ($246)$155$91$47,346
57 ($246)$155$91$47,254
58 ($246)$155$91$47,163
59 ($246)$154$92$47,071
60 ($246)$154$92$46,979
Year 6 - 61 ($246)$154$92$46,887
62 ($246)$154$93$46,794
63 ($246)$153$93$46,702
64 ($246)$153$93$46,608
65 ($246)$153$94$46,515
66 ($246)$152$94$46,421
67 ($246)$152$94$46,327
68 ($246)$152$94$46,232
69 ($246)$151$95$46,138
70 ($246)$151$95$46,043
71 ($246)$151$95$45,947
72 ($246)$150$96$45,852
Year 7 - 73 ($246)$150$96$45,756
74 ($246)$150$96$45,659
75 ($246)$150$97$45,563
76 ($246)$149$97$45,466
77 ($246)$149$97$45,368
78 ($246)$149$98$45,271
79 ($246)$148$98$45,173
80 ($246)$148$98$45,075
81 ($246)$148$99$44,976
82 ($246)$147$99$44,877
83 ($246)$147$99$44,778
84 ($246)$147$100$44,679
Year 8 - 85 ($246)$146$100$44,579
86 ($246)$146$100$44,479
87 ($246)$146$100$44,378
88 ($246)$145$101$44,277
89 ($246)$145$101$44,176
90 ($246)$145$101$44,075
91 ($246)$144$102$43,973
92 ($246)$144$102$43,871
93 ($246)$144$102$43,768
94 ($246)$143$103$43,665
95 ($246)$143$103$43,562
96 ($246)$143$103$43,459
Year 9 - 97 ($246)$142$104$43,355
98 ($246)$142$104$43,251
99 ($246)$142$105$43,146
100 ($246)$141$105$43,041
101 ($246)$141$105$42,936
102 ($246)$141$106$42,831
103 ($246)$140$106$42,725
104 ($246)$140$106$42,618
105 ($246)$140$107$42,512
106 ($246)$139$107$42,405
107 ($246)$139$107$42,298
108 ($246)$139$108$42,190
Year 10 - 109 ($246)$138$108$42,082
110 ($246)$138$108$41,974
111 ($246)$137$109$41,865
112 ($246)$137$109$41,756
113 ($246)$137$109$41,646
114 ($246)$136$110$41,537
115 ($246)$136$110$41,427
116 ($246)$136$110$41,316
117 ($246)$135$111$41,205
118 ($246)$135$111$41,094
119 ($246)$135$112$40,982
120 ($246)$134$112$40,870
Year 11 - 121 ($246)$134$112$40,758
122 ($246)$133$113$40,645
123 ($246)$133$113$40,532
124 ($246)$133$113$40,419
125 ($246)$132$114$40,305
126 ($246)$132$114$40,191
127 ($246)$132$115$40,077
128 ($246)$131$115$39,962
129 ($246)$131$115$39,846
130 ($246)$130$116$39,731
131 ($246)$130$116$39,615
132 ($246)$130$116$39,498
Year 12 - 133 ($246)$129$117$39,381
134 ($246)$129$117$39,264
135 ($246)$129$118$39,147
136 ($246)$128$118$39,029
137 ($246)$128$118$38,910
138 ($246)$127$119$38,792
139 ($246)$127$119$38,672
140 ($246)$127$120$38,553
141 ($246)$126$120$38,433
142 ($246)$126$120$38,313
143 ($246)$125$121$38,192
144 ($246)$125$121$38,071
Year 13 - 145 ($246)$125$121$37,950
146 ($246)$124$122$37,828
147 ($246)$124$122$37,705
148 ($246)$123$123$37,583
149 ($246)$123$123$37,460
150 ($246)$123$123$37,336
151 ($246)$122$124$37,212
152 ($246)$122$124$37,088
153 ($246)$121$125$36,963
154 ($246)$121$125$36,838
155 ($246)$121$126$36,713
156 ($246)$120$126$36,587
Year 14 - 157 ($246)$120$126$36,460
158 ($246)$119$127$36,334
159 ($246)$119$127$36,206
160 ($246)$119$128$36,079
161 ($246)$118$128$35,951
162 ($246)$118$128$35,822
163 ($246)$117$129$35,694
164 ($246)$117$129$35,564
165 ($246)$116$130$35,435
166 ($246)$116$130$35,305
167 ($246)$116$131$35,174
168 ($246)$115$131$35,043
Year 15 - 169 ($246)$115$131$34,912
170 ($246)$114$132$34,780
171 ($246)$114$132$34,648
172 ($246)$113$133$34,515
173 ($246)$113$133$34,382
174 ($246)$113$134$34,248
175 ($246)$112$134$34,114
176 ($246)$112$134$33,980
177 ($246)$111$135$33,845
178 ($246)$111$135$33,709
179 ($246)$110$136$33,574
180 ($246)$110$136$33,438
Year 16 - 181 ($246)$110$137$33,301
182 ($246)$109$137$33,164
183 ($246)$109$138$33,026
184 ($246)$108$138$32,888
185 ($246)$108$138$32,750
186 ($246)$107$139$32,611
187 ($246)$107$139$32,471
188 ($246)$106$140$32,332
189 ($246)$106$140$32,191
190 ($246)$105$141$32,051
191 ($246)$105$141$31,909
192 ($246)$105$142$31,768
Year 17 - 193 ($246)$104$142$31,626
194 ($246)$104$143$31,483
195 ($246)$103$143$31,340
196 ($246)$103$144$31,197
197 ($246)$102$144$31,053
198 ($246)$102$144$30,908
199 ($246)$101$145$30,763
200 ($246)$101$145$30,618
201 ($246)$100$146$30,472
202 ($246)$100$146$30,325
203 ($246)$99$147$30,179
204 ($246)$99$147$30,031
Year 18 - 205 ($246)$98$148$29,883
206 ($246)$98$148$29,735
207 ($246)$97$149$29,586
208 ($246)$97$149$29,437
209 ($246)$96$150$29,287
210 ($246)$96$150$29,137
211 ($246)$95$151$28,986
212 ($246)$95$151$28,835
213 ($246)$94$152$28,683
214 ($246)$94$152$28,531
215 ($246)$93$153$28,378
216 ($246)$93$153$28,225
Year 19 - 217 ($246)$92$154$28,072
218 ($246)$92$154$27,917
219 ($246)$91$155$27,763
220 ($246)$91$155$27,607
221 ($246)$90$156$27,452
222 ($246)$90$156$27,295
223 ($246)$89$157$27,139
224 ($246)$89$157$26,981
225 ($246)$88$158$26,823
226 ($246)$88$158$26,665
227 ($246)$87$159$26,506
228 ($246)$87$159$26,347
Year 20 - 229 ($246)$86$160$26,187
230 ($246)$86$160$26,027
231 ($246)$85$161$25,866
232 ($246)$85$161$25,704
233 ($246)$84$162$25,542
234 ($246)$84$163$25,380
235 ($246)$83$163$25,217
236 ($246)$83$164$25,053
237 ($246)$82$164$24,889
238 ($246)$82$165$24,724
239 ($246)$81$165$24,559
240 ($246)$80$166$24,394
Year 21 - 241 ($246)$80$166$24,227
242 ($246)$79$167$24,060
243 ($246)$79$167$23,893
244 ($246)$78$168$23,725
245 ($246)$78$168$23,557
246 ($246)$77$169$23,388
247 ($246)$77$170$23,218
248 ($246)$76$170$23,048
249 ($246)$75$171$22,877
250 ($246)$75$171$22,706
251 ($246)$74$172$22,534
252 ($246)$74$172$22,362
Year 22 - 253 ($246)$73$173$22,189
254 ($246)$73$173$22,016
255 ($246)$72$174$21,841
256 ($246)$72$175$21,667
257 ($246)$71$175$21,492
258 ($246)$70$176$21,316
259 ($246)$70$176$21,139
260 ($246)$69$177$20,963
261 ($246)$69$178$20,785
262 ($246)$68$178$20,607
263 ($246)$67$179$20,428
264 ($246)$67$179$20,249
Year 23 - 265 ($246)$66$180$20,069
266 ($246)$66$180$19,889
267 ($246)$65$181$19,708
268 ($246)$65$182$19,526
269 ($246)$64$182$19,344
270 ($246)$63$183$19,161
271 ($246)$63$183$18,978
272 ($246)$62$184$18,794
273 ($246)$62$185$18,609
274 ($246)$61$185$18,424
275 ($246)$60$186$18,238
276 ($246)$60$186$18,052
Year 24 - 277 ($246)$59$187$17,865
278 ($246)$59$188$17,677
279 ($246)$58$188$17,489
280 ($246)$57$189$17,300
281 ($246)$57$190$17,110
282 ($246)$56$190$16,920
283 ($246)$55$191$16,729
284 ($246)$55$191$16,538
285 ($246)$54$192$16,346
286 ($246)$54$193$16,153
287 ($246)$53$193$15,960
288 ($246)$52$194$15,766
Year 25 - 289 ($246)$52$195$15,572
290 ($246)$51$195$15,376
291 ($246)$50$196$15,181
292 ($246)$50$196$14,984
293 ($246)$49$197$14,787
294 ($246)$48$198$14,589
295 ($246)$48$198$14,391
296 ($246)$47$199$14,192
297 ($246)$46$200$13,992
298 ($246)$46$200$13,792
299 ($246)$45$201$13,591
300 ($246)$45$202$13,389
Year 26 - 301 ($246)$44$202$13,187
302 ($246)$43$203$12,984
303 ($246)$43$204$12,780
304 ($246)$42$204$12,576
305 ($246)$41$205$12,371
306 ($246)$41$206$12,165
307 ($246)$40$206$11,959
308 ($246)$39$207$11,752
309 ($246)$38$208$11,544
310 ($246)$38$208$11,336
311 ($246)$37$209$11,127
312 ($246)$36$210$10,917
Year 27 - 313 ($246)$36$210$10,707
314 ($246)$35$211$10,496
315 ($246)$34$212$10,284
316 ($246)$34$212$10,072
317 ($246)$33$213$9,858
318 ($246)$32$214$9,645
319 ($246)$32$215$9,430
320 ($246)$31$215$9,215
321 ($246)$30$216$8,999
322 ($246)$29$217$8,782
323 ($246)$29$217$8,565
324 ($246)$28$218$8,346
Year 28 - 325 ($246)$27$219$8,128
326 ($246)$27$220$7,908
327 ($246)$26$220$7,688
328 ($246)$25$221$7,467
329 ($246)$24$222$7,245
330 ($246)$24$222$7,023
331 ($246)$23$223$6,800
332 ($246)$22$224$6,576
333 ($246)$22$225$6,351
334 ($246)$21$225$6,126
335 ($246)$20$226$5,900
336 ($246)$19$227$5,673
Year 29 - 337 ($246)$19$228$5,445
338 ($246)$18$228$5,217
339 ($246)$17$229$4,988
340 ($246)$16$230$4,758
341 ($246)$16$231$4,527
342 ($246)$15$231$4,296
343 ($246)$14$232$4,064
344 ($246)$13$233$3,831
345 ($246)$13$234$3,597
346 ($246)$12$234$3,363
347 ($246)$11$235$3,128
348 ($246)$10$236$2,892
Year 30 - 349 ($246)$9$237$2,655
350 ($246)$9$237$2,418
351 ($246)$8$238$2,180
352 ($246)$7$239$1,941
353 ($246)$6$240$1,701
354 ($246)$6$241$1,460
355 ($246)$5$241$1,219
356 ($246)$4$242$977
357 ($246)$3$243$734
358 ($246)$2$244$490
359 ($246)$2$245$245
360 ($246)$1$245$0
TOTALS$36,618$52,000$88,618

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.