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Mortgage Payment Schedule for a $65,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 12, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($13,000) may require pre-mortgage insurance


3.91% is current rate for 30-year fixed
3.21% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$246 360 $36,404 $88,404

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,181 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.631% | Rate: 3.625% | Fees: $188 | 30 day rate lock

NMLS #: 168163 | State Lic #: MC3254
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.651% | Rate: 3.625% | Fees: $795 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 1023
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $187 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 2258 | State Lic #: MC-4673
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.896% | Rate: 3.875% | Fees: $625 | 30 day rate lock

NMLS #: 898791
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.928% | Rate: 3.875% | Fees: $1,595 | 60 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock

NMLS #: 35959 | State Lic #: MC-2967
$1,519 /mo
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30 yr fixed mtg, 0 points | APR: 6.125% | Rate: 6.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
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Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $65,000
Down Payment $13,000$52,000
Year 1 - 1 ($246)$169$76$51,924
2 ($246)$169$76$51,847
3 ($246)$169$77$51,771
4 ($246)$169$77$51,694
5 ($246)$168$77$51,617
6 ($246)$168$77$51,539
7 ($246)$168$78$51,462
8 ($246)$168$78$51,384
9 ($246)$167$78$51,306
10 ($246)$167$78$51,227
11 ($246)$167$79$51,149
12 ($246)$167$79$51,070
Year 2 - 13 ($246)$166$79$50,991
14 ($246)$166$79$50,911
15 ($246)$166$80$50,832
16 ($246)$166$80$50,752
17 ($246)$165$80$50,671
18 ($246)$165$80$50,591
19 ($246)$165$81$50,510
20 ($246)$165$81$50,429
21 ($246)$164$81$50,348
22 ($246)$164$82$50,267
23 ($246)$164$82$50,185
24 ($246)$164$82$50,103
Year 3 - 25 ($246)$163$82$50,020
26 ($246)$163$83$49,938
27 ($246)$163$83$49,855
28 ($246)$162$83$49,772
29 ($246)$162$83$49,688
30 ($246)$162$84$49,605
31 ($246)$162$84$49,521
32 ($246)$161$84$49,437
33 ($246)$161$84$49,352
34 ($246)$161$85$49,267
35 ($246)$161$85$49,182
36 ($246)$160$85$49,097
Year 4 - 37 ($246)$160$86$49,011
38 ($246)$160$86$48,926
39 ($246)$159$86$48,839
40 ($246)$159$86$48,753
41 ($246)$159$87$48,666
42 ($246)$159$87$48,579
43 ($246)$158$87$48,492
44 ($246)$158$88$48,404
45 ($246)$158$88$48,317
46 ($246)$157$88$48,228
47 ($246)$157$88$48,140
48 ($246)$157$89$48,051
Year 5 - 49 ($246)$157$89$47,962
50 ($246)$156$89$47,873
51 ($246)$156$90$47,783
52 ($246)$156$90$47,694
53 ($246)$155$90$47,603
54 ($246)$155$90$47,513
55 ($246)$155$91$47,422
56 ($246)$155$91$47,331
57 ($246)$154$91$47,240
58 ($246)$154$92$47,148
59 ($246)$154$92$47,056
60 ($246)$153$92$46,964
Year 6 - 61 ($246)$153$93$46,871
62 ($246)$153$93$46,779
63 ($246)$152$93$46,685
64 ($246)$152$93$46,592
65 ($246)$152$94$46,498
66 ($246)$152$94$46,404
67 ($246)$151$94$46,310
68 ($246)$151$95$46,215
69 ($246)$151$95$46,120
70 ($246)$150$95$46,025
71 ($246)$150$96$45,929
72 ($246)$150$96$45,833
Year 7 - 73 ($246)$149$96$45,737
74 ($246)$149$97$45,641
75 ($246)$149$97$45,544
76 ($246)$148$97$45,447
77 ($246)$148$97$45,349
78 ($246)$148$98$45,251
79 ($246)$147$98$45,153
80 ($246)$147$98$45,055
81 ($246)$147$99$44,956
82 ($246)$146$99$44,857
83 ($246)$146$99$44,758
84 ($246)$146$100$44,658
Year 8 - 85 ($246)$146$100$44,558
86 ($246)$145$100$44,457
87 ($246)$145$101$44,357
88 ($246)$145$101$44,256
89 ($246)$144$101$44,154
90 ($246)$144$102$44,053
91 ($246)$144$102$43,951
92 ($246)$143$102$43,848
93 ($246)$143$103$43,745
94 ($246)$143$103$43,642
95 ($246)$142$103$43,539
96 ($246)$142$104$43,435
Year 9 - 97 ($246)$142$104$43,331
98 ($246)$141$104$43,227
99 ($246)$141$105$43,122
100 ($246)$141$105$43,017
101 ($246)$140$105$42,912
102 ($246)$140$106$42,806
103 ($246)$139$106$42,700
104 ($246)$139$106$42,593
105 ($246)$139$107$42,487
106 ($246)$138$107$42,380
107 ($246)$138$107$42,272
108 ($246)$138$108$42,164
Year 10 - 109 ($246)$137$108$42,056
110 ($246)$137$109$41,948
111 ($246)$137$109$41,839
112 ($246)$136$109$41,729
113 ($246)$136$110$41,620
114 ($246)$136$110$41,510
115 ($246)$135$110$41,400
116 ($246)$135$111$41,289
117 ($246)$135$111$41,178
118 ($246)$134$111$41,066
119 ($246)$134$112$40,955
120 ($246)$133$112$40,843
Year 11 - 121 ($246)$133$112$40,730
122 ($246)$133$113$40,617
123 ($246)$132$113$40,504
124 ($246)$132$114$40,390
125 ($246)$132$114$40,276
126 ($246)$131$114$40,162
127 ($246)$131$115$40,047
128 ($246)$130$115$39,932
129 ($246)$130$115$39,817
130 ($246)$130$116$39,701
131 ($246)$129$116$39,585
132 ($246)$129$117$39,468
Year 12 - 133 ($246)$129$117$39,351
134 ($246)$128$117$39,234
135 ($246)$128$118$39,116
136 ($246)$127$118$38,998
137 ($246)$127$118$38,880
138 ($246)$127$119$38,761
139 ($246)$126$119$38,642
140 ($246)$126$120$38,522
141 ($246)$126$120$38,402
142 ($246)$125$120$38,281
143 ($246)$125$121$38,161
144 ($246)$124$121$38,039
Year 13 - 145 ($246)$124$122$37,918
146 ($246)$124$122$37,796
147 ($246)$123$122$37,673
148 ($246)$123$123$37,550
149 ($246)$122$123$37,427
150 ($246)$122$124$37,304
151 ($246)$122$124$37,180
152 ($246)$121$124$37,055
153 ($246)$121$125$36,930
154 ($246)$120$125$36,805
155 ($246)$120$126$36,679
156 ($246)$120$126$36,553
Year 14 - 157 ($246)$119$126$36,427
158 ($246)$119$127$36,300
159 ($246)$118$127$36,173
160 ($246)$118$128$36,045
161 ($246)$117$128$35,917
162 ($246)$117$129$35,788
163 ($246)$117$129$35,659
164 ($246)$116$129$35,530
165 ($246)$116$130$35,400
166 ($246)$115$130$35,270
167 ($246)$115$131$35,139
168 ($246)$114$131$35,008
Year 15 - 169 ($246)$114$131$34,877
170 ($246)$114$132$34,745
171 ($246)$113$132$34,613
172 ($246)$113$133$34,480
173 ($246)$112$133$34,347
174 ($246)$112$134$34,213
175 ($246)$111$134$34,079
176 ($246)$111$135$33,944
177 ($246)$111$135$33,809
178 ($246)$110$135$33,674
179 ($246)$110$136$33,538
180 ($246)$109$136$33,402
Year 16 - 181 ($246)$109$137$33,265
182 ($246)$108$137$33,128
183 ($246)$108$138$32,990
184 ($246)$107$138$32,852
185 ($246)$107$139$32,714
186 ($246)$107$139$32,575
187 ($246)$106$139$32,435
188 ($246)$106$140$32,295
189 ($246)$105$140$32,155
190 ($246)$105$141$32,014
191 ($246)$104$141$31,873
192 ($246)$104$142$31,731
Year 17 - 193 ($246)$103$142$31,589
194 ($246)$103$143$31,447
195 ($246)$102$143$31,303
196 ($246)$102$144$31,160
197 ($246)$102$144$31,016
198 ($246)$101$145$30,871
199 ($246)$101$145$30,726
200 ($246)$100$145$30,581
201 ($246)$100$146$30,435
202 ($246)$99$146$30,289
203 ($246)$99$147$30,142
204 ($246)$98$147$29,994
Year 18 - 205 ($246)$98$148$29,846
206 ($246)$97$148$29,698
207 ($246)$97$149$29,549
208 ($246)$96$149$29,400
209 ($246)$96$150$29,250
210 ($246)$95$150$29,100
211 ($246)$95$151$28,949
212 ($246)$94$151$28,798
213 ($246)$94$152$28,646
214 ($246)$93$152$28,494
215 ($246)$93$153$28,341
216 ($246)$92$153$28,188
Year 19 - 217 ($246)$92$154$28,034
218 ($246)$91$154$27,880
219 ($246)$91$155$27,726
220 ($246)$90$155$27,570
221 ($246)$90$156$27,415
222 ($246)$89$156$27,258
223 ($246)$89$157$27,102
224 ($246)$88$157$26,944
225 ($246)$88$158$26,787
226 ($246)$87$158$26,628
227 ($246)$87$159$26,469
228 ($246)$86$159$26,310
Year 20 - 229 ($246)$86$160$26,150
230 ($246)$85$160$25,990
231 ($246)$85$161$25,829
232 ($246)$84$161$25,668
233 ($246)$84$162$25,506
234 ($246)$83$162$25,343
235 ($246)$83$163$25,180
236 ($246)$82$164$25,017
237 ($246)$82$164$24,853
238 ($246)$81$165$24,688
239 ($246)$80$165$24,523
240 ($246)$80$166$24,357
Year 21 - 241 ($246)$79$166$24,191
242 ($246)$79$167$24,024
243 ($246)$78$167$23,857
244 ($246)$78$168$23,689
245 ($246)$77$168$23,521
246 ($246)$77$169$23,352
247 ($246)$76$169$23,182
248 ($246)$76$170$23,012
249 ($246)$75$171$22,842
250 ($246)$74$171$22,671
251 ($246)$74$172$22,499
252 ($246)$73$172$22,327
Year 22 - 253 ($246)$73$173$22,154
254 ($246)$72$173$21,981
255 ($246)$72$174$21,807
256 ($246)$71$175$21,632
257 ($246)$70$175$21,457
258 ($246)$70$176$21,281
259 ($246)$69$176$21,105
260 ($246)$69$177$20,928
261 ($246)$68$177$20,751
262 ($246)$68$178$20,573
263 ($246)$67$179$20,395
264 ($246)$66$179$20,215
Year 23 - 265 ($246)$66$180$20,036
266 ($246)$65$180$19,855
267 ($246)$65$181$19,675
268 ($246)$64$181$19,493
269 ($246)$64$182$19,311
270 ($246)$63$183$19,128
271 ($246)$62$183$18,945
272 ($246)$62$184$18,761
273 ($246)$61$184$18,577
274 ($246)$61$185$18,392
275 ($246)$60$186$18,206
276 ($246)$59$186$18,020
Year 24 - 277 ($246)$59$187$17,833
278 ($246)$58$187$17,646
279 ($246)$57$188$17,458
280 ($246)$57$189$17,269
281 ($246)$56$189$17,080
282 ($246)$56$190$16,890
283 ($246)$55$191$16,699
284 ($246)$54$191$16,508
285 ($246)$54$192$16,316
286 ($246)$53$192$16,124
287 ($246)$53$193$15,931
288 ($246)$52$194$15,737
Year 25 - 289 ($246)$51$194$15,543
290 ($246)$51$195$15,348
291 ($246)$50$196$15,152
292 ($246)$49$196$14,956
293 ($246)$49$197$14,759
294 ($246)$48$197$14,562
295 ($246)$47$198$14,364
296 ($246)$47$199$14,165
297 ($246)$46$199$13,966
298 ($246)$46$200$13,766
299 ($246)$45$201$13,565
300 ($246)$44$201$13,363
Year 26 - 301 ($246)$44$202$13,161
302 ($246)$43$203$12,959
303 ($246)$42$203$12,755
304 ($246)$42$204$12,551
305 ($246)$41$205$12,347
306 ($246)$40$205$12,141
307 ($246)$40$206$11,935
308 ($246)$39$207$11,729
309 ($246)$38$207$11,521
310 ($246)$38$208$11,313
311 ($246)$37$209$11,105
312 ($246)$36$209$10,895
Year 27 - 313 ($246)$36$210$10,685
314 ($246)$35$211$10,474
315 ($246)$34$211$10,263
316 ($246)$33$212$10,051
317 ($246)$33$213$9,838
318 ($246)$32$214$9,625
319 ($246)$31$214$9,410
320 ($246)$31$215$9,195
321 ($246)$30$216$8,980
322 ($246)$29$216$8,764
323 ($246)$29$217$8,546
324 ($246)$28$218$8,329
Year 28 - 325 ($246)$27$218$8,110
326 ($246)$26$219$7,891
327 ($246)$26$220$7,671
328 ($246)$25$221$7,451
329 ($246)$24$221$7,230
330 ($246)$24$222$7,007
331 ($246)$23$223$6,785
332 ($246)$22$223$6,561
333 ($246)$21$224$6,337
334 ($246)$21$225$6,112
335 ($246)$20$226$5,887
336 ($246)$19$226$5,660
Year 29 - 337 ($246)$18$227$5,433
338 ($246)$18$228$5,205
339 ($246)$17$229$4,977
340 ($246)$16$229$4,747
341 ($246)$15$230$4,517
342 ($246)$15$231$4,286
343 ($246)$14$232$4,055
344 ($246)$13$232$3,822
345 ($246)$12$233$3,589
346 ($246)$12$234$3,355
347 ($246)$11$235$3,121
348 ($246)$10$235$2,885
Year 30 - 349 ($246)$9$236$2,649
350 ($246)$9$237$2,412
351 ($246)$8$238$2,175
352 ($246)$7$238$1,936
353 ($246)$6$239$1,697
354 ($246)$6$240$1,457
355 ($246)$5$241$1,216
356 ($246)$4$242$974
357 ($246)$3$242$732
358 ($246)$2$243$489
359 ($246)$2$244$245
360 ($246)$1$245$0
TOTALS$36,404$52,000$88,404

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.