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Mortgage Payment Schedule for a $657,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of December 14, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($131,400) may require pre-mortgage insurance


3.93% is current rate for 30-year fixed
3.36% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,488 360 $370,127 $895,727

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,183 or less (zip code: 20149)


NMLS #: 1077157 | State Lic #: MC-5804
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.657% | Rate: 3.625% | Fees: $988 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.685% | Rate: 3.625% | Fees: $1,842 | 30 day rate lock

NMLS #: 134407 | State Lic #: MC-5378
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 40 day rate lock

NMLS #: 790396
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 122701 | State Lic #: MC-1186
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 447490
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.756% | Rate: 3.750% | Fees: $189 | 30 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.783% | Rate: 3.750% | Fees: $994 | 30 day rate lock

NMLS #: 1023 | State Lic #: MC-5814
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 45 day rate lock

NMLS #: 1256692 | State Lic #: MC-5920
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
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30 yr fixed mtg, 0 points | APR: 3.994% | Rate: 3.990% | Fees: $130 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $865 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,228 /mo
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30 yr fixed mtg, 0 points | APR: 4.240% | Rate: 4.240% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,230 /mo
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30 yr fixed mtg, 0 points | APR: 4.308% | Rate: 4.250% | Fees: $1,710 | 60 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $657,000
Down Payment $131,400$525,600
Year 1 - 1 ($2,488)$1,721$767$524,833
2 ($2,488)$1,719$769$524,064
3 ($2,488)$1,716$772$523,292
4 ($2,488)$1,714$774$522,518
5 ($2,488)$1,711$777$521,741
6 ($2,488)$1,709$779$520,961
7 ($2,488)$1,706$782$520,179
8 ($2,488)$1,704$785$519,395
9 ($2,488)$1,701$787$518,608
10 ($2,488)$1,698$790$517,818
11 ($2,488)$1,696$792$517,026
12 ($2,488)$1,693$795$516,231
Year 2 - 13 ($2,488)$1,691$797$515,433
14 ($2,488)$1,688$800$514,633
15 ($2,488)$1,685$803$513,831
16 ($2,488)$1,683$805$513,025
17 ($2,488)$1,680$808$512,217
18 ($2,488)$1,678$811$511,407
19 ($2,488)$1,675$813$510,593
20 ($2,488)$1,672$816$509,778
21 ($2,488)$1,670$819$508,959
22 ($2,488)$1,667$821$508,138
23 ($2,488)$1,664$824$507,314
24 ($2,488)$1,661$827$506,487
Year 3 - 25 ($2,488)$1,659$829$505,658
26 ($2,488)$1,656$832$504,826
27 ($2,488)$1,653$835$503,991
28 ($2,488)$1,651$838$503,153
29 ($2,488)$1,648$840$502,313
30 ($2,488)$1,645$843$501,470
31 ($2,488)$1,642$846$500,624
32 ($2,488)$1,640$849$499,775
33 ($2,488)$1,637$851$498,924
34 ($2,488)$1,634$854$498,070
35 ($2,488)$1,631$857$497,213
36 ($2,488)$1,628$860$496,353
Year 4 - 37 ($2,488)$1,626$863$495,491
38 ($2,488)$1,623$865$494,625
39 ($2,488)$1,620$868$493,757
40 ($2,488)$1,617$871$492,886
41 ($2,488)$1,614$874$492,012
42 ($2,488)$1,611$877$491,135
43 ($2,488)$1,608$880$490,255
44 ($2,488)$1,606$883$489,373
45 ($2,488)$1,603$885$488,487
46 ($2,488)$1,600$888$487,599
47 ($2,488)$1,597$891$486,708
48 ($2,488)$1,594$894$485,814
Year 5 - 49 ($2,488)$1,591$897$484,917
50 ($2,488)$1,588$900$484,017
51 ($2,488)$1,585$903$483,114
52 ($2,488)$1,582$906$482,208
53 ($2,488)$1,579$909$481,299
54 ($2,488)$1,576$912$480,387
55 ($2,488)$1,573$915$479,472
56 ($2,488)$1,570$918$478,554
57 ($2,488)$1,567$921$477,633
58 ($2,488)$1,564$924$476,709
59 ($2,488)$1,561$927$475,783
60 ($2,488)$1,558$930$474,853
Year 6 - 61 ($2,488)$1,555$933$473,920
62 ($2,488)$1,552$936$472,984
63 ($2,488)$1,549$939$472,044
64 ($2,488)$1,546$942$471,102
65 ($2,488)$1,543$945$470,157
66 ($2,488)$1,540$948$469,209
67 ($2,488)$1,537$951$468,257
68 ($2,488)$1,534$955$467,303
69 ($2,488)$1,530$958$466,345
70 ($2,488)$1,527$961$465,384
71 ($2,488)$1,524$964$464,420
72 ($2,488)$1,521$967$463,453
Year 7 - 73 ($2,488)$1,518$970$462,483
74 ($2,488)$1,515$973$461,509
75 ($2,488)$1,511$977$460,532
76 ($2,488)$1,508$980$459,553
77 ($2,488)$1,505$983$458,569
78 ($2,488)$1,502$986$457,583
79 ($2,488)$1,499$990$456,594
80 ($2,488)$1,495$993$455,601
81 ($2,488)$1,492$996$454,605
82 ($2,488)$1,489$999$453,605
83 ($2,488)$1,486$1,003$452,603
84 ($2,488)$1,482$1,006$451,597
Year 8 - 85 ($2,488)$1,479$1,009$450,588
86 ($2,488)$1,476$1,012$449,575
87 ($2,488)$1,472$1,016$448,560
88 ($2,488)$1,469$1,019$447,541
89 ($2,488)$1,466$1,022$446,518
90 ($2,488)$1,462$1,026$445,492
91 ($2,488)$1,459$1,029$444,463
92 ($2,488)$1,456$1,033$443,431
93 ($2,488)$1,452$1,036$442,395
94 ($2,488)$1,449$1,039$441,355
95 ($2,488)$1,445$1,043$440,313
96 ($2,488)$1,442$1,046$439,267
Year 9 - 97 ($2,488)$1,439$1,050$438,217
98 ($2,488)$1,435$1,053$437,164
99 ($2,488)$1,432$1,056$436,108
100 ($2,488)$1,428$1,060$435,048
101 ($2,488)$1,425$1,063$433,985
102 ($2,488)$1,421$1,067$432,918
103 ($2,488)$1,418$1,070$431,847
104 ($2,488)$1,414$1,074$430,774
105 ($2,488)$1,411$1,077$429,696
106 ($2,488)$1,407$1,081$428,615
107 ($2,488)$1,404$1,084$427,531
108 ($2,488)$1,400$1,088$426,443
Year 10 - 109 ($2,488)$1,397$1,092$425,351
110 ($2,488)$1,393$1,095$424,256
111 ($2,488)$1,389$1,099$423,158
112 ($2,488)$1,386$1,102$422,055
113 ($2,488)$1,382$1,106$420,949
114 ($2,488)$1,379$1,110$419,840
115 ($2,488)$1,375$1,113$418,727
116 ($2,488)$1,371$1,117$417,610
117 ($2,488)$1,368$1,120$416,489
118 ($2,488)$1,364$1,124$415,365
119 ($2,488)$1,360$1,128$414,238
120 ($2,488)$1,357$1,132$413,106
Year 11 - 121 ($2,488)$1,353$1,135$411,971
122 ($2,488)$1,349$1,139$410,832
123 ($2,488)$1,345$1,143$409,689
124 ($2,488)$1,342$1,146$408,543
125 ($2,488)$1,338$1,150$407,393
126 ($2,488)$1,334$1,154$406,239
127 ($2,488)$1,330$1,158$405,081
128 ($2,488)$1,327$1,161$403,920
129 ($2,488)$1,323$1,165$402,754
130 ($2,488)$1,319$1,169$401,585
131 ($2,488)$1,315$1,173$400,412
132 ($2,488)$1,311$1,177$399,235
Year 12 - 133 ($2,488)$1,307$1,181$398,055
134 ($2,488)$1,304$1,185$396,870
135 ($2,488)$1,300$1,188$395,682
136 ($2,488)$1,296$1,192$394,490
137 ($2,488)$1,292$1,196$393,294
138 ($2,488)$1,288$1,200$392,093
139 ($2,488)$1,284$1,204$390,889
140 ($2,488)$1,280$1,208$389,681
141 ($2,488)$1,276$1,212$388,470
142 ($2,488)$1,272$1,216$387,254
143 ($2,488)$1,268$1,220$386,034
144 ($2,488)$1,264$1,224$384,810
Year 13 - 145 ($2,488)$1,260$1,228$383,582
146 ($2,488)$1,256$1,232$382,350
147 ($2,488)$1,252$1,236$381,114
148 ($2,488)$1,248$1,240$379,874
149 ($2,488)$1,244$1,244$378,630
150 ($2,488)$1,240$1,248$377,382
151 ($2,488)$1,236$1,252$376,130
152 ($2,488)$1,232$1,256$374,874
153 ($2,488)$1,228$1,260$373,613
154 ($2,488)$1,224$1,265$372,349
155 ($2,488)$1,219$1,269$371,080
156 ($2,488)$1,215$1,273$369,807
Year 14 - 157 ($2,488)$1,211$1,277$368,530
158 ($2,488)$1,207$1,281$367,249
159 ($2,488)$1,203$1,285$365,963
160 ($2,488)$1,199$1,290$364,674
161 ($2,488)$1,194$1,294$363,380
162 ($2,488)$1,190$1,298$362,082
163 ($2,488)$1,186$1,302$360,780
164 ($2,488)$1,182$1,307$359,473
165 ($2,488)$1,177$1,311$358,162
166 ($2,488)$1,173$1,315$356,847
167 ($2,488)$1,169$1,319$355,528
168 ($2,488)$1,164$1,324$354,204
Year 15 - 169 ($2,488)$1,160$1,328$352,876
170 ($2,488)$1,156$1,332$351,543
171 ($2,488)$1,151$1,337$350,206
172 ($2,488)$1,147$1,341$348,865
173 ($2,488)$1,143$1,346$347,520
174 ($2,488)$1,138$1,350$346,170
175 ($2,488)$1,134$1,354$344,815
176 ($2,488)$1,129$1,359$343,456
177 ($2,488)$1,125$1,363$342,093
178 ($2,488)$1,120$1,368$340,725
179 ($2,488)$1,116$1,372$339,353
180 ($2,488)$1,111$1,377$337,976
Year 16 - 181 ($2,488)$1,107$1,381$336,595
182 ($2,488)$1,102$1,386$335,209
183 ($2,488)$1,098$1,390$333,819
184 ($2,488)$1,093$1,395$332,424
185 ($2,488)$1,089$1,399$331,025
186 ($2,488)$1,084$1,404$329,621
187 ($2,488)$1,080$1,409$328,212
188 ($2,488)$1,075$1,413$326,799
189 ($2,488)$1,070$1,418$325,381
190 ($2,488)$1,066$1,423$323,958
191 ($2,488)$1,061$1,427$322,531
192 ($2,488)$1,056$1,432$321,099
Year 17 - 193 ($2,488)$1,052$1,437$319,663
194 ($2,488)$1,047$1,441$318,222
195 ($2,488)$1,042$1,446$316,776
196 ($2,488)$1,037$1,451$315,325
197 ($2,488)$1,033$1,455$313,869
198 ($2,488)$1,028$1,460$312,409
199 ($2,488)$1,023$1,465$310,944
200 ($2,488)$1,018$1,470$309,474
201 ($2,488)$1,014$1,475$308,000
202 ($2,488)$1,009$1,479$306,520
203 ($2,488)$1,004$1,484$305,036
204 ($2,488)$999$1,489$303,547
Year 18 - 205 ($2,488)$994$1,494$302,053
206 ($2,488)$989$1,499$300,554
207 ($2,488)$984$1,504$299,050
208 ($2,488)$979$1,509$297,542
209 ($2,488)$974$1,514$296,028
210 ($2,488)$969$1,519$294,509
211 ($2,488)$965$1,524$292,986
212 ($2,488)$960$1,529$291,457
213 ($2,488)$955$1,534$289,923
214 ($2,488)$949$1,539$288,385
215 ($2,488)$944$1,544$286,841
216 ($2,488)$939$1,549$285,292
Year 19 - 217 ($2,488)$934$1,554$283,739
218 ($2,488)$929$1,559$282,180
219 ($2,488)$924$1,564$280,616
220 ($2,488)$919$1,569$279,047
221 ($2,488)$914$1,574$277,472
222 ($2,488)$909$1,579$275,893
223 ($2,488)$904$1,585$274,308
224 ($2,488)$898$1,590$272,719
225 ($2,488)$893$1,595$271,124
226 ($2,488)$888$1,600$269,523
227 ($2,488)$883$1,605$267,918
228 ($2,488)$877$1,611$266,307
Year 20 - 229 ($2,488)$872$1,616$264,691
230 ($2,488)$867$1,621$263,070
231 ($2,488)$862$1,627$261,443
232 ($2,488)$856$1,632$259,812
233 ($2,488)$851$1,637$258,174
234 ($2,488)$846$1,643$256,532
235 ($2,488)$840$1,648$254,884
236 ($2,488)$835$1,653$253,230
237 ($2,488)$829$1,659$251,571
238 ($2,488)$824$1,664$249,907
239 ($2,488)$818$1,670$248,238
240 ($2,488)$813$1,675$246,562
Year 21 - 241 ($2,488)$807$1,681$244,882
242 ($2,488)$802$1,686$243,196
243 ($2,488)$796$1,692$241,504
244 ($2,488)$791$1,697$239,807
245 ($2,488)$785$1,703$238,104
246 ($2,488)$780$1,708$236,396
247 ($2,488)$774$1,714$234,682
248 ($2,488)$769$1,720$232,962
249 ($2,488)$763$1,725$231,237
250 ($2,488)$757$1,731$229,506
251 ($2,488)$752$1,736$227,770
252 ($2,488)$746$1,742$226,027
Year 22 - 253 ($2,488)$740$1,748$224,280
254 ($2,488)$735$1,754$222,526
255 ($2,488)$729$1,759$220,767
256 ($2,488)$723$1,765$219,002
257 ($2,488)$717$1,771$217,231
258 ($2,488)$711$1,777$215,454
259 ($2,488)$706$1,783$213,671
260 ($2,488)$700$1,788$211,883
261 ($2,488)$694$1,794$210,089
262 ($2,488)$688$1,800$208,289
263 ($2,488)$682$1,806$206,483
264 ($2,488)$676$1,812$204,671
Year 23 - 265 ($2,488)$670$1,818$202,853
266 ($2,488)$664$1,824$201,029
267 ($2,488)$658$1,830$199,199
268 ($2,488)$652$1,836$197,364
269 ($2,488)$646$1,842$195,522
270 ($2,488)$640$1,848$193,674
271 ($2,488)$634$1,854$191,820
272 ($2,488)$628$1,860$189,960
273 ($2,488)$622$1,866$188,094
274 ($2,488)$616$1,872$186,222
275 ($2,488)$610$1,878$184,344
276 ($2,488)$604$1,884$182,460
Year 24 - 277 ($2,488)$598$1,891$180,569
278 ($2,488)$591$1,897$178,672
279 ($2,488)$585$1,903$176,769
280 ($2,488)$579$1,909$174,860
281 ($2,488)$573$1,915$172,945
282 ($2,488)$566$1,922$171,023
283 ($2,488)$560$1,928$169,095
284 ($2,488)$554$1,934$167,161
285 ($2,488)$547$1,941$165,220
286 ($2,488)$541$1,947$163,273
287 ($2,488)$535$1,953$161,319
288 ($2,488)$528$1,960$159,360
Year 25 - 289 ($2,488)$522$1,966$157,393
290 ($2,488)$515$1,973$155,421
291 ($2,488)$509$1,979$153,442
292 ($2,488)$503$1,986$151,456
293 ($2,488)$496$1,992$149,464
294 ($2,488)$489$1,999$147,465
295 ($2,488)$483$2,005$145,460
296 ($2,488)$476$2,012$143,448
297 ($2,488)$470$2,018$141,430
298 ($2,488)$463$2,025$139,405
299 ($2,488)$457$2,032$137,373
300 ($2,488)$450$2,038$135,335
Year 26 - 301 ($2,488)$443$2,045$133,290
302 ($2,488)$437$2,052$131,239
303 ($2,488)$430$2,058$129,180
304 ($2,488)$423$2,065$127,115
305 ($2,488)$416$2,072$125,043
306 ($2,488)$410$2,079$122,965
307 ($2,488)$403$2,085$120,879
308 ($2,488)$396$2,092$118,787
309 ($2,488)$389$2,099$116,688
310 ($2,488)$382$2,106$114,582
311 ($2,488)$375$2,113$112,469
312 ($2,488)$368$2,120$110,349
Year 27 - 313 ($2,488)$361$2,127$108,223
314 ($2,488)$354$2,134$106,089
315 ($2,488)$347$2,141$103,948
316 ($2,488)$340$2,148$101,801
317 ($2,488)$333$2,155$99,646
318 ($2,488)$326$2,162$97,484
319 ($2,488)$319$2,169$95,315
320 ($2,488)$312$2,176$93,139
321 ($2,488)$305$2,183$90,956
322 ($2,488)$298$2,190$88,766
323 ($2,488)$291$2,197$86,568
324 ($2,488)$284$2,205$84,364
Year 28 - 325 ($2,488)$276$2,212$82,152
326 ($2,488)$269$2,219$79,933
327 ($2,488)$262$2,226$77,707
328 ($2,488)$254$2,234$75,473
329 ($2,488)$247$2,241$73,232
330 ($2,488)$240$2,248$70,984
331 ($2,488)$232$2,256$68,728
332 ($2,488)$225$2,263$66,465
333 ($2,488)$218$2,270$64,194
334 ($2,488)$210$2,278$61,917
335 ($2,488)$203$2,285$59,631
336 ($2,488)$195$2,293$57,338
Year 29 - 337 ($2,488)$188$2,300$55,038
338 ($2,488)$180$2,308$52,730
339 ($2,488)$173$2,315$50,415
340 ($2,488)$165$2,323$48,092
341 ($2,488)$158$2,331$45,761
342 ($2,488)$150$2,338$43,423
343 ($2,488)$142$2,346$41,077
344 ($2,488)$135$2,354$38,723
345 ($2,488)$127$2,361$36,362
346 ($2,488)$119$2,369$33,993
347 ($2,488)$111$2,377$31,616
348 ($2,488)$104$2,385$29,232
Year 30 - 349 ($2,488)$96$2,392$26,839
350 ($2,488)$88$2,400$24,439
351 ($2,488)$80$2,408$22,031
352 ($2,488)$72$2,416$19,615
353 ($2,488)$64$2,424$17,191
354 ($2,488)$56$2,432$14,759
355 ($2,488)$48$2,440$12,319
356 ($2,488)$40$2,448$9,872
357 ($2,488)$32$2,456$7,416
358 ($2,488)$24$2,464$4,952
359 ($2,488)$16$2,472$2,480
360 ($2,488)$8$2,480$0
TOTALS$370,127$525,600$895,727

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.