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Mortgage Payment Schedule for a $677,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($135,400) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,561 360 $380,275 $921,875

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $677,000
Down Payment $135,400$541,600
Year 1 - 1 ($2,561)$1,769$792$540,808
2 ($2,561)$1,767$794$540,014
3 ($2,561)$1,764$797$539,218
4 ($2,561)$1,761$799$538,418
5 ($2,561)$1,759$802$537,616
6 ($2,561)$1,756$805$536,812
7 ($2,561)$1,754$807$536,005
8 ($2,561)$1,751$810$535,195
9 ($2,561)$1,748$812$534,382
10 ($2,561)$1,746$815$533,567
11 ($2,561)$1,743$818$532,749
12 ($2,561)$1,740$820$531,929
Year 2 - 13 ($2,561)$1,738$823$531,106
14 ($2,561)$1,735$826$530,280
15 ($2,561)$1,732$829$529,452
16 ($2,561)$1,730$831$528,620
17 ($2,561)$1,727$834$527,786
18 ($2,561)$1,724$837$526,950
19 ($2,561)$1,721$839$526,110
20 ($2,561)$1,719$842$525,268
21 ($2,561)$1,716$845$524,423
22 ($2,561)$1,713$848$523,576
23 ($2,561)$1,710$850$522,725
24 ($2,561)$1,708$853$521,872
Year 3 - 25 ($2,561)$1,705$856$521,016
26 ($2,561)$1,702$859$520,157
27 ($2,561)$1,699$862$519,296
28 ($2,561)$1,696$864$518,431
29 ($2,561)$1,694$867$517,564
30 ($2,561)$1,691$870$516,694
31 ($2,561)$1,688$873$515,821
32 ($2,561)$1,685$876$514,945
33 ($2,561)$1,682$879$514,067
34 ($2,561)$1,679$881$513,185
35 ($2,561)$1,676$884$512,301
36 ($2,561)$1,674$887$511,414
Year 4 - 37 ($2,561)$1,671$890$510,524
38 ($2,561)$1,668$893$509,630
39 ($2,561)$1,665$896$508,735
40 ($2,561)$1,662$899$507,836
41 ($2,561)$1,659$902$506,934
42 ($2,561)$1,656$905$506,029
43 ($2,561)$1,653$908$505,121
44 ($2,561)$1,650$911$504,211
45 ($2,561)$1,647$914$503,297
46 ($2,561)$1,644$917$502,380
47 ($2,561)$1,641$920$501,461
48 ($2,561)$1,638$923$500,538
Year 5 - 49 ($2,561)$1,635$926$499,612
50 ($2,561)$1,632$929$498,684
51 ($2,561)$1,629$932$497,752
52 ($2,561)$1,626$935$496,817
53 ($2,561)$1,623$938$495,879
54 ($2,561)$1,620$941$494,938
55 ($2,561)$1,617$944$493,994
56 ($2,561)$1,614$947$493,047
57 ($2,561)$1,611$950$492,097
58 ($2,561)$1,608$953$491,144
59 ($2,561)$1,604$956$490,188
60 ($2,561)$1,601$959$489,228
Year 6 - 61 ($2,561)$1,598$963$488,265
62 ($2,561)$1,595$966$487,300
63 ($2,561)$1,592$969$486,331
64 ($2,561)$1,589$972$485,359
65 ($2,561)$1,586$975$484,383
66 ($2,561)$1,582$978$483,405
67 ($2,561)$1,579$982$482,423
68 ($2,561)$1,576$985$481,438
69 ($2,561)$1,573$988$480,450
70 ($2,561)$1,569$991$479,459
71 ($2,561)$1,566$995$478,465
72 ($2,561)$1,563$998$477,467
Year 7 - 73 ($2,561)$1,560$1,001$476,466
74 ($2,561)$1,556$1,004$475,461
75 ($2,561)$1,553$1,008$474,454
76 ($2,561)$1,550$1,011$473,443
77 ($2,561)$1,547$1,014$472,429
78 ($2,561)$1,543$1,017$471,411
79 ($2,561)$1,540$1,021$470,390
80 ($2,561)$1,537$1,024$469,366
81 ($2,561)$1,533$1,028$468,339
82 ($2,561)$1,530$1,031$467,308
83 ($2,561)$1,527$1,034$466,274
84 ($2,561)$1,523$1,038$465,236
Year 8 - 85 ($2,561)$1,520$1,041$464,195
86 ($2,561)$1,516$1,044$463,151
87 ($2,561)$1,513$1,048$462,103
88 ($2,561)$1,510$1,051$461,052
89 ($2,561)$1,506$1,055$459,997
90 ($2,561)$1,503$1,058$458,939
91 ($2,561)$1,499$1,062$457,877
92 ($2,561)$1,496$1,065$456,812
93 ($2,561)$1,492$1,069$455,744
94 ($2,561)$1,489$1,072$454,672
95 ($2,561)$1,485$1,076$453,596
96 ($2,561)$1,482$1,079$452,517
Year 9 - 97 ($2,561)$1,478$1,083$451,435
98 ($2,561)$1,475$1,086$450,349
99 ($2,561)$1,471$1,090$449,259
100 ($2,561)$1,468$1,093$448,166
101 ($2,561)$1,464$1,097$447,069
102 ($2,561)$1,460$1,100$445,969
103 ($2,561)$1,457$1,104$444,865
104 ($2,561)$1,453$1,108$443,757
105 ($2,561)$1,450$1,111$442,646
106 ($2,561)$1,446$1,115$441,531
107 ($2,561)$1,442$1,118$440,413
108 ($2,561)$1,439$1,122$439,291
Year 10 - 109 ($2,561)$1,435$1,126$438,165
110 ($2,561)$1,431$1,129$437,036
111 ($2,561)$1,428$1,133$435,903
112 ($2,561)$1,424$1,137$434,766
113 ($2,561)$1,420$1,141$433,625
114 ($2,561)$1,417$1,144$432,481
115 ($2,561)$1,413$1,148$431,333
116 ($2,561)$1,409$1,152$430,181
117 ($2,561)$1,405$1,156$429,026
118 ($2,561)$1,401$1,159$427,866
119 ($2,561)$1,398$1,163$426,703
120 ($2,561)$1,394$1,167$425,537
Year 11 - 121 ($2,561)$1,390$1,171$424,366
122 ($2,561)$1,386$1,175$423,191
123 ($2,561)$1,382$1,178$422,013
124 ($2,561)$1,379$1,182$420,831
125 ($2,561)$1,375$1,186$419,645
126 ($2,561)$1,371$1,190$418,455
127 ($2,561)$1,367$1,194$417,261
128 ($2,561)$1,363$1,198$416,063
129 ($2,561)$1,359$1,202$414,862
130 ($2,561)$1,355$1,206$413,656
131 ($2,561)$1,351$1,209$412,447
132 ($2,561)$1,347$1,213$411,233
Year 12 - 133 ($2,561)$1,343$1,217$410,016
134 ($2,561)$1,339$1,221$408,794
135 ($2,561)$1,335$1,225$407,569
136 ($2,561)$1,331$1,229$406,340
137 ($2,561)$1,327$1,233$405,106
138 ($2,561)$1,323$1,237$403,869
139 ($2,561)$1,319$1,241$402,627
140 ($2,561)$1,315$1,246$401,382
141 ($2,561)$1,311$1,250$400,132
142 ($2,561)$1,307$1,254$398,879
143 ($2,561)$1,303$1,258$397,621
144 ($2,561)$1,299$1,262$396,359
Year 13 - 145 ($2,561)$1,295$1,266$395,093
146 ($2,561)$1,291$1,270$393,823
147 ($2,561)$1,286$1,274$392,549
148 ($2,561)$1,282$1,278$391,270
149 ($2,561)$1,278$1,283$389,988
150 ($2,561)$1,274$1,287$388,701
151 ($2,561)$1,270$1,291$387,410
152 ($2,561)$1,266$1,295$386,115
153 ($2,561)$1,261$1,299$384,815
154 ($2,561)$1,257$1,304$383,511
155 ($2,561)$1,253$1,308$382,203
156 ($2,561)$1,249$1,312$380,891
Year 14 - 157 ($2,561)$1,244$1,317$379,575
158 ($2,561)$1,240$1,321$378,254
159 ($2,561)$1,236$1,325$376,929
160 ($2,561)$1,231$1,329$375,599
161 ($2,561)$1,227$1,334$374,265
162 ($2,561)$1,223$1,338$372,927
163 ($2,561)$1,218$1,343$371,585
164 ($2,561)$1,214$1,347$370,238
165 ($2,561)$1,209$1,351$368,886
166 ($2,561)$1,205$1,356$367,531
167 ($2,561)$1,201$1,360$366,171
168 ($2,561)$1,196$1,365$364,806
Year 15 - 169 ($2,561)$1,192$1,369$363,437
170 ($2,561)$1,187$1,374$362,063
171 ($2,561)$1,183$1,378$360,685
172 ($2,561)$1,178$1,383$359,303
173 ($2,561)$1,174$1,387$357,916
174 ($2,561)$1,169$1,392$356,524
175 ($2,561)$1,165$1,396$355,128
176 ($2,561)$1,160$1,401$353,727
177 ($2,561)$1,156$1,405$352,322
178 ($2,561)$1,151$1,410$350,912
179 ($2,561)$1,146$1,414$349,498
180 ($2,561)$1,142$1,419$348,079
Year 16 - 181 ($2,561)$1,137$1,424$346,655
182 ($2,561)$1,132$1,428$345,227
183 ($2,561)$1,128$1,433$343,794
184 ($2,561)$1,123$1,438$342,356
185 ($2,561)$1,118$1,442$340,914
186 ($2,561)$1,114$1,447$339,466
187 ($2,561)$1,109$1,452$338,015
188 ($2,561)$1,104$1,457$336,558
189 ($2,561)$1,099$1,461$335,097
190 ($2,561)$1,095$1,466$333,631
191 ($2,561)$1,090$1,471$332,160
192 ($2,561)$1,085$1,476$330,684
Year 17 - 193 ($2,561)$1,080$1,481$329,203
194 ($2,561)$1,075$1,485$327,718
195 ($2,561)$1,071$1,490$326,228
196 ($2,561)$1,066$1,495$324,733
197 ($2,561)$1,061$1,500$323,233
198 ($2,561)$1,056$1,505$321,728
199 ($2,561)$1,051$1,510$320,218
200 ($2,561)$1,046$1,515$318,703
201 ($2,561)$1,041$1,520$317,184
202 ($2,561)$1,036$1,525$315,659
203 ($2,561)$1,031$1,530$314,130
204 ($2,561)$1,026$1,535$312,595
Year 18 - 205 ($2,561)$1,021$1,540$311,055
206 ($2,561)$1,016$1,545$309,511
207 ($2,561)$1,011$1,550$307,961
208 ($2,561)$1,006$1,555$306,406
209 ($2,561)$1,001$1,560$304,846
210 ($2,561)$996$1,565$303,281
211 ($2,561)$991$1,570$301,711
212 ($2,561)$986$1,575$300,136
213 ($2,561)$980$1,580$298,556
214 ($2,561)$975$1,585$296,970
215 ($2,561)$970$1,591$295,380
216 ($2,561)$965$1,596$293,784
Year 19 - 217 ($2,561)$960$1,601$292,183
218 ($2,561)$954$1,606$290,577
219 ($2,561)$949$1,612$288,965
220 ($2,561)$944$1,617$287,348
221 ($2,561)$939$1,622$285,726
222 ($2,561)$933$1,627$284,099
223 ($2,561)$928$1,633$282,466
224 ($2,561)$923$1,638$280,828
225 ($2,561)$917$1,643$279,185
226 ($2,561)$912$1,649$277,536
227 ($2,561)$907$1,654$275,882
228 ($2,561)$901$1,660$274,222
Year 20 - 229 ($2,561)$896$1,665$272,557
230 ($2,561)$890$1,670$270,887
231 ($2,561)$885$1,676$269,211
232 ($2,561)$879$1,681$267,529
233 ($2,561)$874$1,687$265,843
234 ($2,561)$868$1,692$264,150
235 ($2,561)$863$1,698$262,452
236 ($2,561)$857$1,703$260,749
237 ($2,561)$852$1,709$259,040
238 ($2,561)$846$1,715$257,325
239 ($2,561)$841$1,720$255,605
240 ($2,561)$835$1,726$253,879
Year 21 - 241 ($2,561)$829$1,731$252,148
242 ($2,561)$824$1,737$250,411
243 ($2,561)$818$1,743$248,668
244 ($2,561)$812$1,748$246,920
245 ($2,561)$807$1,754$245,166
246 ($2,561)$801$1,760$243,406
247 ($2,561)$795$1,766$241,640
248 ($2,561)$789$1,771$239,869
249 ($2,561)$784$1,777$238,091
250 ($2,561)$778$1,783$236,308
251 ($2,561)$772$1,789$234,520
252 ($2,561)$766$1,795$232,725
Year 22 - 253 ($2,561)$760$1,801$230,924
254 ($2,561)$754$1,806$229,118
255 ($2,561)$748$1,812$227,306
256 ($2,561)$743$1,818$225,487
257 ($2,561)$737$1,824$223,663
258 ($2,561)$731$1,830$221,833
259 ($2,561)$725$1,836$219,997
260 ($2,561)$719$1,842$218,155
261 ($2,561)$713$1,848$216,307
262 ($2,561)$707$1,854$214,453
263 ($2,561)$701$1,860$212,592
264 ($2,561)$694$1,866$210,726
Year 23 - 265 ($2,561)$688$1,872$208,854
266 ($2,561)$682$1,879$206,975
267 ($2,561)$676$1,885$205,091
268 ($2,561)$670$1,891$203,200
269 ($2,561)$664$1,897$201,303
270 ($2,561)$658$1,903$199,400
271 ($2,561)$651$1,909$197,490
272 ($2,561)$645$1,916$195,575
273 ($2,561)$639$1,922$193,653
274 ($2,561)$633$1,928$191,725
275 ($2,561)$626$1,934$189,790
276 ($2,561)$620$1,941$187,849
Year 24 - 277 ($2,561)$614$1,947$185,902
278 ($2,561)$607$1,953$183,949
279 ($2,561)$601$1,960$181,989
280 ($2,561)$594$1,966$180,023
281 ($2,561)$588$1,973$178,050
282 ($2,561)$582$1,979$176,071
283 ($2,561)$575$1,986$174,085
284 ($2,561)$569$1,992$172,093
285 ($2,561)$562$1,999$170,095
286 ($2,561)$556$2,005$168,089
287 ($2,561)$549$2,012$166,078
288 ($2,561)$543$2,018$164,059
Year 25 - 289 ($2,561)$536$2,025$162,035
290 ($2,561)$529$2,031$160,003
291 ($2,561)$523$2,038$157,965
292 ($2,561)$516$2,045$155,920
293 ($2,561)$509$2,051$153,869
294 ($2,561)$503$2,058$151,811
295 ($2,561)$496$2,065$149,746
296 ($2,561)$489$2,072$147,674
297 ($2,561)$482$2,078$145,596
298 ($2,561)$476$2,085$143,511
299 ($2,561)$469$2,092$141,419
300 ($2,561)$462$2,099$139,320
Year 26 - 301 ($2,561)$455$2,106$137,214
302 ($2,561)$448$2,113$135,102
303 ($2,561)$441$2,119$132,982
304 ($2,561)$434$2,126$130,856
305 ($2,561)$427$2,133$128,723
306 ($2,561)$420$2,140$126,583
307 ($2,561)$414$2,147$124,435
308 ($2,561)$406$2,154$122,281
309 ($2,561)$399$2,161$120,120
310 ($2,561)$392$2,168$117,951
311 ($2,561)$385$2,175$115,776
312 ($2,561)$378$2,183$113,593
Year 27 - 313 ($2,561)$371$2,190$111,404
314 ($2,561)$364$2,197$109,207
315 ($2,561)$357$2,204$107,003
316 ($2,561)$350$2,211$104,792
317 ($2,561)$342$2,218$102,573
318 ($2,561)$335$2,226$100,347
319 ($2,561)$328$2,233$98,114
320 ($2,561)$321$2,240$95,874
321 ($2,561)$313$2,248$93,627
322 ($2,561)$306$2,255$91,372
323 ($2,561)$298$2,262$89,109
324 ($2,561)$291$2,270$86,840
Year 28 - 325 ($2,561)$284$2,277$84,563
326 ($2,561)$276$2,285$82,278
327 ($2,561)$269$2,292$79,986
328 ($2,561)$261$2,299$77,687
329 ($2,561)$254$2,307$75,380
330 ($2,561)$246$2,315$73,065
331 ($2,561)$239$2,322$70,743
332 ($2,561)$231$2,330$68,413
333 ($2,561)$223$2,337$66,076
334 ($2,561)$216$2,345$63,731
335 ($2,561)$208$2,353$61,379
336 ($2,561)$201$2,360$59,018
Year 29 - 337 ($2,561)$193$2,368$56,650
338 ($2,561)$185$2,376$54,275
339 ($2,561)$177$2,383$51,891
340 ($2,561)$170$2,391$49,500
341 ($2,561)$162$2,399$47,101
342 ($2,561)$154$2,407$44,694
343 ($2,561)$146$2,415$42,279
344 ($2,561)$138$2,423$39,857
345 ($2,561)$130$2,431$37,426
346 ($2,561)$122$2,439$34,987
347 ($2,561)$114$2,446$32,541
348 ($2,561)$106$2,454$30,087
Year 30 - 349 ($2,561)$98$2,462$27,624
350 ($2,561)$90$2,471$25,154
351 ($2,561)$82$2,479$22,675
352 ($2,561)$74$2,487$20,188
353 ($2,561)$66$2,495$17,693
354 ($2,561)$58$2,503$15,190
355 ($2,561)$50$2,511$12,679
356 ($2,561)$41$2,519$10,160
357 ($2,561)$33$2,528$7,632
358 ($2,561)$25$2,536$5,097
359 ($2,561)$17$2,544$2,552
360 ($2,561)$8$2,552$0
TOTALS$380,275$541,600$921,875

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.