« Back to all home prices

Mortgage Payment Schedule for a $678,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of April 20, 2017. Check Lending Tree to see current rates from multiple lenders.

Mortgage Parameters


Less than 20% ($135,600) may require pre-mortgage insurance


3.97% is current rate for 30-year fixed
3.23% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,580 360 $386,446 $928,846

Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $678,000
Down Payment $135,600$542,400
Year 1 - 1 ($2,580)$1,794$786$541,614
2 ($2,580)$1,792$788$540,826
3 ($2,580)$1,789$791$540,035
4 ($2,580)$1,787$794$539,242
5 ($2,580)$1,784$796$538,445
6 ($2,580)$1,781$799$537,647
7 ($2,580)$1,779$801$536,845
8 ($2,580)$1,776$804$536,041
9 ($2,580)$1,773$807$535,235
10 ($2,580)$1,771$809$534,425
11 ($2,580)$1,768$812$533,613
12 ($2,580)$1,765$815$532,798
Year 2 - 13 ($2,580)$1,763$817$531,981
14 ($2,580)$1,760$820$531,161
15 ($2,580)$1,757$823$530,338
16 ($2,580)$1,755$826$529,512
17 ($2,580)$1,752$828$528,684
18 ($2,580)$1,749$831$527,853
19 ($2,580)$1,746$834$527,019
20 ($2,580)$1,744$837$526,182
21 ($2,580)$1,741$839$525,343
22 ($2,580)$1,738$842$524,501
23 ($2,580)$1,735$845$523,656
24 ($2,580)$1,732$848$522,808
Year 3 - 25 ($2,580)$1,730$851$521,958
26 ($2,580)$1,727$853$521,105
27 ($2,580)$1,724$856$520,248
28 ($2,580)$1,721$859$519,389
29 ($2,580)$1,718$862$518,528
30 ($2,580)$1,715$865$517,663
31 ($2,580)$1,713$868$516,795
32 ($2,580)$1,710$870$515,925
33 ($2,580)$1,707$873$515,052
34 ($2,580)$1,704$876$514,176
35 ($2,580)$1,701$879$513,297
36 ($2,580)$1,698$882$512,415
Year 4 - 37 ($2,580)$1,695$885$511,530
38 ($2,580)$1,692$888$510,642
39 ($2,580)$1,689$891$509,751
40 ($2,580)$1,686$894$508,857
41 ($2,580)$1,683$897$507,961
42 ($2,580)$1,681$900$507,061
43 ($2,580)$1,678$903$506,158
44 ($2,580)$1,675$906$505,253
45 ($2,580)$1,672$909$504,344
46 ($2,580)$1,669$912$503,433
47 ($2,580)$1,666$915$502,518
48 ($2,580)$1,662$918$501,600
Year 5 - 49 ($2,580)$1,659$921$500,680
50 ($2,580)$1,656$924$499,756
51 ($2,580)$1,653$927$498,829
52 ($2,580)$1,650$930$497,900
53 ($2,580)$1,647$933$496,967
54 ($2,580)$1,644$936$496,031
55 ($2,580)$1,641$939$495,092
56 ($2,580)$1,638$942$494,149
57 ($2,580)$1,635$945$493,204
58 ($2,580)$1,632$948$492,256
59 ($2,580)$1,629$952$491,304
60 ($2,580)$1,625$955$490,349
Year 6 - 61 ($2,580)$1,622$958$489,391
62 ($2,580)$1,619$961$488,430
63 ($2,580)$1,616$964$487,466
64 ($2,580)$1,613$967$486,499
65 ($2,580)$1,609$971$485,528
66 ($2,580)$1,606$974$484,554
67 ($2,580)$1,603$977$483,577
68 ($2,580)$1,600$980$482,597
69 ($2,580)$1,597$984$481,613
70 ($2,580)$1,593$987$480,626
71 ($2,580)$1,590$990$479,636
72 ($2,580)$1,587$993$478,643
Year 7 - 73 ($2,580)$1,584$997$477,646
74 ($2,580)$1,580$1,000$476,647
75 ($2,580)$1,577$1,003$475,643
76 ($2,580)$1,574$1,007$474,637
77 ($2,580)$1,570$1,010$473,627
78 ($2,580)$1,567$1,013$472,614
79 ($2,580)$1,564$1,017$471,597
80 ($2,580)$1,560$1,020$470,577
81 ($2,580)$1,557$1,023$469,554
82 ($2,580)$1,553$1,027$468,527
83 ($2,580)$1,550$1,030$467,497
84 ($2,580)$1,547$1,033$466,464
Year 8 - 85 ($2,580)$1,543$1,037$465,427
86 ($2,580)$1,540$1,040$464,386
87 ($2,580)$1,536$1,044$463,343
88 ($2,580)$1,533$1,047$462,295
89 ($2,580)$1,529$1,051$461,245
90 ($2,580)$1,526$1,054$460,190
91 ($2,580)$1,522$1,058$459,133
92 ($2,580)$1,519$1,061$458,072
93 ($2,580)$1,515$1,065$457,007
94 ($2,580)$1,512$1,068$455,939
95 ($2,580)$1,508$1,072$454,867
96 ($2,580)$1,505$1,075$453,792
Year 9 - 97 ($2,580)$1,501$1,079$452,713
98 ($2,580)$1,498$1,082$451,631
99 ($2,580)$1,494$1,086$450,545
100 ($2,580)$1,491$1,090$449,455
101 ($2,580)$1,487$1,093$448,362
102 ($2,580)$1,483$1,097$447,265
103 ($2,580)$1,480$1,100$446,165
104 ($2,580)$1,476$1,104$445,061
105 ($2,580)$1,472$1,108$443,953
106 ($2,580)$1,469$1,111$442,841
107 ($2,580)$1,465$1,115$441,726
108 ($2,580)$1,461$1,119$440,608
Year 10 - 109 ($2,580)$1,458$1,122$439,485
110 ($2,580)$1,454$1,126$438,359
111 ($2,580)$1,450$1,130$437,229
112 ($2,580)$1,446$1,134$436,095
113 ($2,580)$1,443$1,137$434,958
114 ($2,580)$1,439$1,141$433,817
115 ($2,580)$1,435$1,145$432,672
116 ($2,580)$1,431$1,149$431,523
117 ($2,580)$1,428$1,153$430,371
118 ($2,580)$1,424$1,156$429,214
119 ($2,580)$1,420$1,160$428,054
120 ($2,580)$1,416$1,164$426,890
Year 11 - 121 ($2,580)$1,412$1,168$425,723
122 ($2,580)$1,408$1,172$424,551
123 ($2,580)$1,405$1,176$423,375
124 ($2,580)$1,401$1,179$422,196
125 ($2,580)$1,397$1,183$421,012
126 ($2,580)$1,393$1,187$419,825
127 ($2,580)$1,389$1,191$418,634
128 ($2,580)$1,385$1,195$417,439
129 ($2,580)$1,381$1,199$416,240
130 ($2,580)$1,377$1,203$415,037
131 ($2,580)$1,373$1,207$413,830
132 ($2,580)$1,369$1,211$412,619
Year 12 - 133 ($2,580)$1,365$1,215$411,403
134 ($2,580)$1,361$1,219$410,184
135 ($2,580)$1,357$1,223$408,961
136 ($2,580)$1,353$1,227$407,734
137 ($2,580)$1,349$1,231$406,503
138 ($2,580)$1,345$1,235$405,268
139 ($2,580)$1,341$1,239$404,028
140 ($2,580)$1,337$1,243$402,785
141 ($2,580)$1,333$1,248$401,537
142 ($2,580)$1,328$1,252$400,286
143 ($2,580)$1,324$1,256$399,030
144 ($2,580)$1,320$1,260$397,770
Year 13 - 145 ($2,580)$1,316$1,264$396,506
146 ($2,580)$1,312$1,268$395,237
147 ($2,580)$1,308$1,273$393,965
148 ($2,580)$1,303$1,277$392,688
149 ($2,580)$1,299$1,281$391,407
150 ($2,580)$1,295$1,285$390,122
151 ($2,580)$1,291$1,289$388,832
152 ($2,580)$1,286$1,294$387,538
153 ($2,580)$1,282$1,298$386,240
154 ($2,580)$1,278$1,302$384,938
155 ($2,580)$1,274$1,307$383,631
156 ($2,580)$1,269$1,311$382,321
Year 14 - 157 ($2,580)$1,265$1,315$381,005
158 ($2,580)$1,260$1,320$379,686
159 ($2,580)$1,256$1,324$378,362
160 ($2,580)$1,252$1,328$377,033
161 ($2,580)$1,247$1,333$375,700
162 ($2,580)$1,243$1,337$374,363
163 ($2,580)$1,239$1,342$373,022
164 ($2,580)$1,234$1,346$371,676
165 ($2,580)$1,230$1,351$370,325
166 ($2,580)$1,225$1,355$368,970
167 ($2,580)$1,221$1,359$367,611
168 ($2,580)$1,216$1,364$366,247
Year 15 - 169 ($2,580)$1,212$1,368$364,878
170 ($2,580)$1,207$1,373$363,505
171 ($2,580)$1,203$1,378$362,128
172 ($2,580)$1,198$1,382$360,746
173 ($2,580)$1,193$1,387$359,359
174 ($2,580)$1,189$1,391$357,968
175 ($2,580)$1,184$1,396$356,572
176 ($2,580)$1,180$1,400$355,171
177 ($2,580)$1,175$1,405$353,766
178 ($2,580)$1,170$1,410$352,357
179 ($2,580)$1,166$1,414$350,942
180 ($2,580)$1,161$1,419$349,523
Year 16 - 181 ($2,580)$1,156$1,424$348,099
182 ($2,580)$1,152$1,428$346,671
183 ($2,580)$1,147$1,433$345,238
184 ($2,580)$1,142$1,438$343,800
185 ($2,580)$1,137$1,443$342,357
186 ($2,580)$1,133$1,447$340,909
187 ($2,580)$1,128$1,452$339,457
188 ($2,580)$1,123$1,457$338,000
189 ($2,580)$1,118$1,462$336,538
190 ($2,580)$1,113$1,467$335,071
191 ($2,580)$1,109$1,472$333,600
192 ($2,580)$1,104$1,476$332,123
Year 17 - 193 ($2,580)$1,099$1,481$330,642
194 ($2,580)$1,094$1,486$329,156
195 ($2,580)$1,089$1,491$327,664
196 ($2,580)$1,084$1,496$326,168
197 ($2,580)$1,079$1,501$324,667
198 ($2,580)$1,074$1,506$323,161
199 ($2,580)$1,069$1,511$321,650
200 ($2,580)$1,064$1,516$320,134
201 ($2,580)$1,059$1,521$318,613
202 ($2,580)$1,054$1,526$317,087
203 ($2,580)$1,049$1,531$315,556
204 ($2,580)$1,044$1,536$314,020
Year 18 - 205 ($2,580)$1,039$1,541$312,479
206 ($2,580)$1,034$1,546$310,932
207 ($2,580)$1,029$1,551$309,381
208 ($2,580)$1,024$1,557$307,824
209 ($2,580)$1,018$1,562$306,263
210 ($2,580)$1,013$1,567$304,696
211 ($2,580)$1,008$1,572$303,124
212 ($2,580)$1,003$1,577$301,546
213 ($2,580)$998$1,583$299,964
214 ($2,580)$992$1,588$298,376
215 ($2,580)$987$1,593$296,783
216 ($2,580)$982$1,598$295,185
Year 19 - 217 ($2,580)$977$1,604$293,581
218 ($2,580)$971$1,609$291,972
219 ($2,580)$966$1,614$290,358
220 ($2,580)$961$1,620$288,739
221 ($2,580)$955$1,625$287,114
222 ($2,580)$950$1,630$285,483
223 ($2,580)$944$1,636$283,848
224 ($2,580)$939$1,641$282,207
225 ($2,580)$934$1,646$280,560
226 ($2,580)$928$1,652$278,908
227 ($2,580)$923$1,657$277,251
228 ($2,580)$917$1,663$275,588
Year 20 - 229 ($2,580)$912$1,668$273,920
230 ($2,580)$906$1,674$272,246
231 ($2,580)$901$1,679$270,566
232 ($2,580)$895$1,685$268,881
233 ($2,580)$890$1,691$267,191
234 ($2,580)$884$1,696$265,494
235 ($2,580)$878$1,702$263,793
236 ($2,580)$873$1,707$262,085
237 ($2,580)$867$1,713$260,372
238 ($2,580)$861$1,719$258,653
239 ($2,580)$856$1,724$256,929
240 ($2,580)$850$1,730$255,199
Year 21 - 241 ($2,580)$844$1,736$253,463
242 ($2,580)$839$1,742$251,722
243 ($2,580)$833$1,747$249,974
244 ($2,580)$827$1,753$248,221
245 ($2,580)$821$1,759$246,462
246 ($2,580)$815$1,765$244,697
247 ($2,580)$810$1,771$242,927
248 ($2,580)$804$1,776$241,150
249 ($2,580)$798$1,782$239,368
250 ($2,580)$792$1,788$237,580
251 ($2,580)$786$1,794$235,786
252 ($2,580)$780$1,800$233,986
Year 22 - 253 ($2,580)$774$1,806$232,180
254 ($2,580)$768$1,812$230,368
255 ($2,580)$762$1,818$228,550
256 ($2,580)$756$1,824$226,726
257 ($2,580)$750$1,830$224,896
258 ($2,580)$744$1,836$223,059
259 ($2,580)$738$1,842$221,217
260 ($2,580)$732$1,848$219,369
261 ($2,580)$726$1,854$217,515
262 ($2,580)$720$1,861$215,654
263 ($2,580)$713$1,867$213,787
264 ($2,580)$707$1,873$211,915
Year 23 - 265 ($2,580)$701$1,879$210,035
266 ($2,580)$695$1,885$208,150
267 ($2,580)$689$1,891$206,259
268 ($2,580)$682$1,898$204,361
269 ($2,580)$676$1,904$202,457
270 ($2,580)$670$1,910$200,547
271 ($2,580)$663$1,917$198,630
272 ($2,580)$657$1,923$196,707
273 ($2,580)$651$1,929$194,778
274 ($2,580)$644$1,936$192,842
275 ($2,580)$638$1,942$190,900
276 ($2,580)$632$1,949$188,951
Year 24 - 277 ($2,580)$625$1,955$186,996
278 ($2,580)$619$1,961$185,035
279 ($2,580)$612$1,968$183,067
280 ($2,580)$606$1,974$181,092
281 ($2,580)$599$1,981$179,111
282 ($2,580)$593$1,988$177,124
283 ($2,580)$586$1,994$175,129
284 ($2,580)$579$2,001$173,129
285 ($2,580)$573$2,007$171,121
286 ($2,580)$566$2,014$169,107
287 ($2,580)$559$2,021$167,087
288 ($2,580)$553$2,027$165,059
Year 25 - 289 ($2,580)$546$2,034$163,025
290 ($2,580)$539$2,041$160,985
291 ($2,580)$533$2,048$158,937
292 ($2,580)$526$2,054$156,883
293 ($2,580)$519$2,061$154,822
294 ($2,580)$512$2,068$152,754
295 ($2,580)$505$2,075$150,679
296 ($2,580)$498$2,082$148,597
297 ($2,580)$492$2,089$146,509
298 ($2,580)$485$2,095$144,413
299 ($2,580)$478$2,102$142,311
300 ($2,580)$471$2,109$140,202
Year 26 - 301 ($2,580)$464$2,116$138,085
302 ($2,580)$457$2,123$135,962
303 ($2,580)$450$2,130$133,832
304 ($2,580)$443$2,137$131,694
305 ($2,580)$436$2,144$129,550
306 ($2,580)$429$2,152$127,398
307 ($2,580)$421$2,159$125,240
308 ($2,580)$414$2,166$123,074
309 ($2,580)$407$2,173$120,901
310 ($2,580)$400$2,180$118,721
311 ($2,580)$393$2,187$116,533
312 ($2,580)$386$2,195$114,339
Year 27 - 313 ($2,580)$378$2,202$112,137
314 ($2,580)$371$2,209$109,928
315 ($2,580)$364$2,216$107,711
316 ($2,580)$356$2,224$105,488
317 ($2,580)$349$2,231$103,256
318 ($2,580)$342$2,239$101,018
319 ($2,580)$334$2,246$98,772
320 ($2,580)$327$2,253$96,519
321 ($2,580)$319$2,261$94,258
322 ($2,580)$312$2,268$91,990
323 ($2,580)$304$2,276$89,714
324 ($2,580)$297$2,283$87,430
Year 28 - 325 ($2,580)$289$2,291$85,140
326 ($2,580)$282$2,298$82,841
327 ($2,580)$274$2,306$80,535
328 ($2,580)$266$2,314$78,221
329 ($2,580)$259$2,321$75,900
330 ($2,580)$251$2,329$73,571
331 ($2,580)$243$2,337$71,234
332 ($2,580)$236$2,344$68,890
333 ($2,580)$228$2,352$66,538
334 ($2,580)$220$2,360$64,178
335 ($2,580)$212$2,368$61,810
336 ($2,580)$204$2,376$59,434
Year 29 - 337 ($2,580)$197$2,384$57,051
338 ($2,580)$189$2,391$54,659
339 ($2,580)$181$2,399$52,260
340 ($2,580)$173$2,407$49,853
341 ($2,580)$165$2,415$47,437
342 ($2,580)$157$2,423$45,014
343 ($2,580)$149$2,431$42,583
344 ($2,580)$141$2,439$40,144
345 ($2,580)$133$2,447$37,697
346 ($2,580)$125$2,455$35,241
347 ($2,580)$117$2,464$32,778
348 ($2,580)$108$2,472$30,306
Year 30 - 349 ($2,580)$100$2,480$27,826
350 ($2,580)$92$2,488$25,338
351 ($2,580)$84$2,496$22,842
352 ($2,580)$76$2,505$20,337
353 ($2,580)$67$2,513$17,824
354 ($2,580)$59$2,521$15,303
355 ($2,580)$51$2,530$12,774
356 ($2,580)$42$2,538$10,236
357 ($2,580)$34$2,546$7,689
358 ($2,580)$25$2,555$5,135
359 ($2,580)$17$2,563$2,572
360 ($2,580)$9$2,572$0
TOTALS$386,446$542,400$928,846

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.