« Back to all home prices

Mortgage Payment Schedule for a $678,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of October 19, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($135,600) may require pre-mortgage insurance


3.88% is current rate for 30-year fixed
3.19% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,552 360 $376,362 $918,762

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,176 or less (zip code: 20149)


$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.778% | Rate: 3.750% | Fees: $860 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 40 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,212 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.125% | Rate: 4.125% | Fees: $0 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.773% | Rate: 3.750% | Fees: $695 | 30 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.776% | Rate: 3.750% | Fees: $795 | 45 day rate lock

NMLS #: 790396
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 424182
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $9 | 30 day rate lock

NMLS #: 244476 | State Lic #: MC-5877
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.999% | Rate: 3.990% | Fees: $270 | 30 day rate lock

NMLS #: 181005
$1,192 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.019% | Rate: 3.990% | Fees: $870 | 45 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $678,000
Down Payment $135,600$542,400
Year 1 - 1 ($2,552)$1,754$798$541,602
2 ($2,552)$1,751$801$540,801
3 ($2,552)$1,749$804$539,997
4 ($2,552)$1,746$806$539,191
5 ($2,552)$1,743$809$538,382
6 ($2,552)$1,741$811$537,571
7 ($2,552)$1,738$814$536,757
8 ($2,552)$1,736$817$535,940
9 ($2,552)$1,733$819$535,121
10 ($2,552)$1,730$822$534,299
11 ($2,552)$1,728$825$533,475
12 ($2,552)$1,725$827$532,647
Year 2 - 13 ($2,552)$1,722$830$531,818
14 ($2,552)$1,720$833$530,985
15 ($2,552)$1,717$835$530,150
16 ($2,552)$1,714$838$529,312
17 ($2,552)$1,711$841$528,471
18 ($2,552)$1,709$843$527,628
19 ($2,552)$1,706$846$526,782
20 ($2,552)$1,703$849$525,933
21 ($2,552)$1,701$852$525,081
22 ($2,552)$1,698$854$524,227
23 ($2,552)$1,695$857$523,370
24 ($2,552)$1,692$860$522,510
Year 3 - 25 ($2,552)$1,689$863$521,647
26 ($2,552)$1,687$865$520,782
27 ($2,552)$1,684$868$519,913
28 ($2,552)$1,681$871$519,042
29 ($2,552)$1,678$874$518,168
30 ($2,552)$1,675$877$517,292
31 ($2,552)$1,673$880$516,412
32 ($2,552)$1,670$882$515,530
33 ($2,552)$1,667$885$514,645
34 ($2,552)$1,664$888$513,756
35 ($2,552)$1,661$891$512,866
36 ($2,552)$1,658$894$511,972
Year 4 - 37 ($2,552)$1,655$897$511,075
38 ($2,552)$1,652$900$510,175
39 ($2,552)$1,650$903$509,273
40 ($2,552)$1,647$905$508,367
41 ($2,552)$1,644$908$507,459
42 ($2,552)$1,641$911$506,548
43 ($2,552)$1,638$914$505,633
44 ($2,552)$1,635$917$504,716
45 ($2,552)$1,632$920$503,796
46 ($2,552)$1,629$923$502,873
47 ($2,552)$1,626$926$501,946
48 ($2,552)$1,623$929$501,017
Year 5 - 49 ($2,552)$1,620$932$500,085
50 ($2,552)$1,617$935$499,150
51 ($2,552)$1,614$938$498,212
52 ($2,552)$1,611$941$497,271
53 ($2,552)$1,608$944$496,326
54 ($2,552)$1,605$947$495,379
55 ($2,552)$1,602$950$494,429
56 ($2,552)$1,599$953$493,475
57 ($2,552)$1,596$957$492,519
58 ($2,552)$1,592$960$491,559
59 ($2,552)$1,589$963$490,596
60 ($2,552)$1,586$966$489,630
Year 6 - 61 ($2,552)$1,583$969$488,661
62 ($2,552)$1,580$972$487,689
63 ($2,552)$1,577$975$486,714
64 ($2,552)$1,574$978$485,736
65 ($2,552)$1,571$982$484,754
66 ($2,552)$1,567$985$483,769
67 ($2,552)$1,564$988$482,781
68 ($2,552)$1,561$991$481,790
69 ($2,552)$1,558$994$480,796
70 ($2,552)$1,555$998$479,798
71 ($2,552)$1,551$1,001$478,798
72 ($2,552)$1,548$1,004$477,794
Year 7 - 73 ($2,552)$1,545$1,007$476,786
74 ($2,552)$1,542$1,011$475,776
75 ($2,552)$1,538$1,014$474,762
76 ($2,552)$1,535$1,017$473,745
77 ($2,552)$1,532$1,020$472,725
78 ($2,552)$1,528$1,024$471,701
79 ($2,552)$1,525$1,027$470,674
80 ($2,552)$1,522$1,030$469,644
81 ($2,552)$1,519$1,034$468,610
82 ($2,552)$1,515$1,037$467,573
83 ($2,552)$1,512$1,040$466,533
84 ($2,552)$1,508$1,044$465,489
Year 8 - 85 ($2,552)$1,505$1,047$464,442
86 ($2,552)$1,502$1,050$463,392
87 ($2,552)$1,498$1,054$462,338
88 ($2,552)$1,495$1,057$461,281
89 ($2,552)$1,491$1,061$460,220
90 ($2,552)$1,488$1,064$459,156
91 ($2,552)$1,485$1,068$458,088
92 ($2,552)$1,481$1,071$457,018
93 ($2,552)$1,478$1,074$455,943
94 ($2,552)$1,474$1,078$454,865
95 ($2,552)$1,471$1,081$453,784
96 ($2,552)$1,467$1,085$452,699
Year 9 - 97 ($2,552)$1,464$1,088$451,611
98 ($2,552)$1,460$1,092$450,519
99 ($2,552)$1,457$1,095$449,423
100 ($2,552)$1,453$1,099$448,324
101 ($2,552)$1,450$1,103$447,222
102 ($2,552)$1,446$1,106$446,116
103 ($2,552)$1,442$1,110$445,006
104 ($2,552)$1,439$1,113$443,893
105 ($2,552)$1,435$1,117$442,776
106 ($2,552)$1,432$1,120$441,655
107 ($2,552)$1,428$1,124$440,531
108 ($2,552)$1,424$1,128$439,403
Year 10 - 109 ($2,552)$1,421$1,131$438,272
110 ($2,552)$1,417$1,135$437,137
111 ($2,552)$1,413$1,139$435,998
112 ($2,552)$1,410$1,142$434,856
113 ($2,552)$1,406$1,146$433,710
114 ($2,552)$1,402$1,150$432,560
115 ($2,552)$1,399$1,154$431,407
116 ($2,552)$1,395$1,157$430,249
117 ($2,552)$1,391$1,161$429,088
118 ($2,552)$1,387$1,165$427,924
119 ($2,552)$1,384$1,168$426,755
120 ($2,552)$1,380$1,172$425,583
Year 11 - 121 ($2,552)$1,376$1,176$424,407
122 ($2,552)$1,372$1,180$423,227
123 ($2,552)$1,368$1,184$422,043
124 ($2,552)$1,365$1,188$420,856
125 ($2,552)$1,361$1,191$419,664
126 ($2,552)$1,357$1,195$418,469
127 ($2,552)$1,353$1,199$417,270
128 ($2,552)$1,349$1,203$416,067
129 ($2,552)$1,345$1,207$414,860
130 ($2,552)$1,341$1,211$413,650
131 ($2,552)$1,337$1,215$412,435
132 ($2,552)$1,334$1,219$411,216
Year 12 - 133 ($2,552)$1,330$1,223$409,994
134 ($2,552)$1,326$1,226$408,767
135 ($2,552)$1,322$1,230$407,537
136 ($2,552)$1,318$1,234$406,302
137 ($2,552)$1,314$1,238$405,064
138 ($2,552)$1,310$1,242$403,822
139 ($2,552)$1,306$1,246$402,575
140 ($2,552)$1,302$1,250$401,325
141 ($2,552)$1,298$1,255$400,070
142 ($2,552)$1,294$1,259$398,812
143 ($2,552)$1,289$1,263$397,549
144 ($2,552)$1,285$1,267$396,282
Year 13 - 145 ($2,552)$1,281$1,271$395,012
146 ($2,552)$1,277$1,275$393,737
147 ($2,552)$1,273$1,279$392,458
148 ($2,552)$1,269$1,283$391,174
149 ($2,552)$1,265$1,287$389,887
150 ($2,552)$1,261$1,291$388,596
151 ($2,552)$1,256$1,296$387,300
152 ($2,552)$1,252$1,300$386,000
153 ($2,552)$1,248$1,304$384,696
154 ($2,552)$1,244$1,308$383,388
155 ($2,552)$1,240$1,312$382,075
156 ($2,552)$1,235$1,317$380,759
Year 14 - 157 ($2,552)$1,231$1,321$379,438
158 ($2,552)$1,227$1,325$378,112
159 ($2,552)$1,223$1,330$376,783
160 ($2,552)$1,218$1,334$375,449
161 ($2,552)$1,214$1,338$374,111
162 ($2,552)$1,210$1,342$372,768
163 ($2,552)$1,205$1,347$371,421
164 ($2,552)$1,201$1,351$370,070
165 ($2,552)$1,197$1,356$368,715
166 ($2,552)$1,192$1,360$367,355
167 ($2,552)$1,188$1,364$365,990
168 ($2,552)$1,183$1,369$364,622
Year 15 - 169 ($2,552)$1,179$1,373$363,249
170 ($2,552)$1,175$1,378$361,871
171 ($2,552)$1,170$1,382$360,489
172 ($2,552)$1,166$1,387$359,102
173 ($2,552)$1,161$1,391$357,711
174 ($2,552)$1,157$1,396$356,316
175 ($2,552)$1,152$1,400$354,916
176 ($2,552)$1,148$1,405$353,511
177 ($2,552)$1,143$1,409$352,102
178 ($2,552)$1,138$1,414$350,688
179 ($2,552)$1,134$1,418$349,270
180 ($2,552)$1,129$1,423$347,847
Year 16 - 181 ($2,552)$1,125$1,427$346,420
182 ($2,552)$1,120$1,432$344,988
183 ($2,552)$1,115$1,437$343,551
184 ($2,552)$1,111$1,441$342,110
185 ($2,552)$1,106$1,446$340,664
186 ($2,552)$1,101$1,451$339,213
187 ($2,552)$1,097$1,455$337,758
188 ($2,552)$1,092$1,460$336,298
189 ($2,552)$1,087$1,465$334,833
190 ($2,552)$1,083$1,469$333,364
191 ($2,552)$1,078$1,474$331,890
192 ($2,552)$1,073$1,479$330,411
Year 17 - 193 ($2,552)$1,068$1,484$328,927
194 ($2,552)$1,064$1,489$327,438
195 ($2,552)$1,059$1,493$325,945
196 ($2,552)$1,054$1,498$324,447
197 ($2,552)$1,049$1,503$322,943
198 ($2,552)$1,044$1,508$321,436
199 ($2,552)$1,039$1,513$319,923
200 ($2,552)$1,034$1,518$318,405
201 ($2,552)$1,030$1,523$316,882
202 ($2,552)$1,025$1,528$315,355
203 ($2,552)$1,020$1,532$313,822
204 ($2,552)$1,015$1,537$312,285
Year 18 - 205 ($2,552)$1,010$1,542$310,743
206 ($2,552)$1,005$1,547$309,195
207 ($2,552)$1,000$1,552$307,643
208 ($2,552)$995$1,557$306,085
209 ($2,552)$990$1,562$304,523
210 ($2,552)$985$1,567$302,955
211 ($2,552)$980$1,573$301,383
212 ($2,552)$974$1,578$299,805
213 ($2,552)$969$1,583$298,223
214 ($2,552)$964$1,588$296,635
215 ($2,552)$959$1,593$295,042
216 ($2,552)$954$1,598$293,443
Year 19 - 217 ($2,552)$949$1,603$291,840
218 ($2,552)$944$1,609$290,232
219 ($2,552)$938$1,614$288,618
220 ($2,552)$933$1,619$286,999
221 ($2,552)$928$1,624$285,375
222 ($2,552)$923$1,629$283,745
223 ($2,552)$917$1,635$282,111
224 ($2,552)$912$1,640$280,471
225 ($2,552)$907$1,645$278,826
226 ($2,552)$902$1,651$277,175
227 ($2,552)$896$1,656$275,519
228 ($2,552)$891$1,661$273,858
Year 20 - 229 ($2,552)$885$1,667$272,191
230 ($2,552)$880$1,672$270,519
231 ($2,552)$875$1,677$268,842
232 ($2,552)$869$1,683$267,159
233 ($2,552)$864$1,688$265,471
234 ($2,552)$858$1,694$263,777
235 ($2,552)$853$1,699$262,078
236 ($2,552)$847$1,705$260,373
237 ($2,552)$842$1,710$258,663
238 ($2,552)$836$1,716$256,947
239 ($2,552)$831$1,721$255,225
240 ($2,552)$825$1,727$253,499
Year 21 - 241 ($2,552)$820$1,732$251,766
242 ($2,552)$814$1,738$250,028
243 ($2,552)$808$1,744$248,284
244 ($2,552)$803$1,749$246,535
245 ($2,552)$797$1,755$244,780
246 ($2,552)$791$1,761$243,019
247 ($2,552)$786$1,766$241,253
248 ($2,552)$780$1,772$239,481
249 ($2,552)$774$1,778$237,703
250 ($2,552)$769$1,784$235,920
251 ($2,552)$763$1,789$234,130
252 ($2,552)$757$1,795$232,335
Year 22 - 253 ($2,552)$751$1,801$230,534
254 ($2,552)$745$1,807$228,728
255 ($2,552)$740$1,813$226,915
256 ($2,552)$734$1,818$225,097
257 ($2,552)$728$1,824$223,272
258 ($2,552)$722$1,830$221,442
259 ($2,552)$716$1,836$219,606
260 ($2,552)$710$1,842$217,764
261 ($2,552)$704$1,848$215,916
262 ($2,552)$698$1,854$214,062
263 ($2,552)$692$1,860$212,202
264 ($2,552)$686$1,866$210,336
Year 23 - 265 ($2,552)$680$1,872$208,464
266 ($2,552)$674$1,878$206,586
267 ($2,552)$668$1,884$204,702
268 ($2,552)$662$1,890$202,811
269 ($2,552)$656$1,896$200,915
270 ($2,552)$650$1,902$199,013
271 ($2,552)$643$1,909$197,104
272 ($2,552)$637$1,915$195,189
273 ($2,552)$631$1,921$193,268
274 ($2,552)$625$1,927$191,341
275 ($2,552)$619$1,933$189,407
276 ($2,552)$612$1,940$187,468
Year 24 - 277 ($2,552)$606$1,946$185,522
278 ($2,552)$600$1,952$183,569
279 ($2,552)$594$1,959$181,611
280 ($2,552)$587$1,965$179,646
281 ($2,552)$581$1,971$177,675
282 ($2,552)$574$1,978$175,697
283 ($2,552)$568$1,984$173,713
284 ($2,552)$562$1,990$171,723
285 ($2,552)$555$1,997$169,726
286 ($2,552)$549$2,003$167,722
287 ($2,552)$542$2,010$165,713
288 ($2,552)$536$2,016$163,696
Year 25 - 289 ($2,552)$529$2,023$161,673
290 ($2,552)$523$2,029$159,644
291 ($2,552)$516$2,036$157,608
292 ($2,552)$510$2,043$155,566
293 ($2,552)$503$2,049$153,516
294 ($2,552)$496$2,056$151,461
295 ($2,552)$490$2,062$149,398
296 ($2,552)$483$2,069$147,329
297 ($2,552)$476$2,076$145,254
298 ($2,552)$470$2,082$143,171
299 ($2,552)$463$2,089$141,082
300 ($2,552)$456$2,096$138,986
Year 26 - 301 ($2,552)$449$2,103$136,883
302 ($2,552)$443$2,110$134,774
303 ($2,552)$436$2,116$132,657
304 ($2,552)$429$2,123$130,534
305 ($2,552)$422$2,130$128,404
306 ($2,552)$415$2,137$126,267
307 ($2,552)$408$2,144$124,123
308 ($2,552)$401$2,151$121,972
309 ($2,552)$394$2,158$119,815
310 ($2,552)$387$2,165$117,650
311 ($2,552)$380$2,172$115,478
312 ($2,552)$373$2,179$113,300
Year 27 - 313 ($2,552)$366$2,186$111,114
314 ($2,552)$359$2,193$108,921
315 ($2,552)$352$2,200$106,721
316 ($2,552)$345$2,207$104,514
317 ($2,552)$338$2,214$102,300
318 ($2,552)$331$2,221$100,078
319 ($2,552)$324$2,229$97,850
320 ($2,552)$316$2,236$95,614
321 ($2,552)$309$2,243$93,371
322 ($2,552)$302$2,250$91,121
323 ($2,552)$295$2,257$88,863
324 ($2,552)$287$2,265$86,599
Year 28 - 325 ($2,552)$280$2,272$84,327
326 ($2,552)$273$2,279$82,047
327 ($2,552)$265$2,287$79,760
328 ($2,552)$258$2,294$77,466
329 ($2,552)$250$2,302$75,164
330 ($2,552)$243$2,309$72,855
331 ($2,552)$236$2,317$70,539
332 ($2,552)$228$2,324$68,215
333 ($2,552)$221$2,332$65,883
334 ($2,552)$213$2,339$63,544
335 ($2,552)$205$2,347$61,197
336 ($2,552)$198$2,354$58,843
Year 29 - 337 ($2,552)$190$2,362$56,481
338 ($2,552)$183$2,369$54,112
339 ($2,552)$175$2,377$51,735
340 ($2,552)$167$2,385$49,350
341 ($2,552)$160$2,393$46,957
342 ($2,552)$152$2,400$44,557
343 ($2,552)$144$2,408$42,149
344 ($2,552)$136$2,416$39,733
345 ($2,552)$128$2,424$37,309
346 ($2,552)$121$2,431$34,878
347 ($2,552)$113$2,439$32,439
348 ($2,552)$105$2,447$29,991
Year 30 - 349 ($2,552)$97$2,455$27,536
350 ($2,552)$89$2,463$25,073
351 ($2,552)$81$2,471$22,602
352 ($2,552)$73$2,479$20,123
353 ($2,552)$65$2,487$17,636
354 ($2,552)$57$2,495$15,141
355 ($2,552)$49$2,503$12,638
356 ($2,552)$41$2,511$10,126
357 ($2,552)$33$2,519$7,607
358 ($2,552)$25$2,528$5,080
359 ($2,552)$16$2,536$2,544
360 ($2,552)$8$2,544$0
TOTALS$376,362$542,400$918,762

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.