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Mortgage Payment Schedule for a $68,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 23, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($13,600) may require pre-mortgage insurance


3.92% is current rate for 30-year fixed
3.32% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$257 360 $38,196 $92,596

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,182 or less (zip code: 20149)


NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.666% | Rate: 3.625% | Fees: $1,256 | 30 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,140 /mo
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30 yr fixed mtg, 0 points | APR: 3.689% | Rate: 3.625% | Fees: $1,962 | 30 day rate lock

NMLS #: 2890 | State Lic #: MC-3098
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.751% | Rate: 3.750% | Fees: $23 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 412915
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.182% | Rate: 4.125% | Fees: $1,710 | 60 day rate lock

NMLS #: 424182
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.780% | Rate: 3.750% | Fees: $909 | 30 day rate lock

NMLS #: 417490
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.907% | Rate: 3.875% | Fees: $962 | 30 day rate lock

NMLS #: 227765 | State Lic #: MC-5920
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

NMLS #: 7706
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $68,000
Down Payment $13,600$54,400
Year 1 - 1 ($257)$178$80$54,320
2 ($257)$177$80$54,241
3 ($257)$177$80$54,161
4 ($257)$177$80$54,080
5 ($257)$177$81$54,000
6 ($257)$176$81$53,919
7 ($257)$176$81$53,838
8 ($257)$176$81$53,757
9 ($257)$176$82$53,675
10 ($257)$175$82$53,593
11 ($257)$175$82$53,511
12 ($257)$175$82$53,429
Year 2 - 13 ($257)$175$83$53,346
14 ($257)$174$83$53,263
15 ($257)$174$83$53,180
16 ($257)$174$83$53,096
17 ($257)$173$84$53,013
18 ($257)$173$84$52,928
19 ($257)$173$84$52,844
20 ($257)$173$85$52,760
21 ($257)$172$85$52,675
22 ($257)$172$85$52,590
23 ($257)$172$85$52,504
24 ($257)$172$86$52,418
Year 3 - 25 ($257)$171$86$52,332
26 ($257)$171$86$52,246
27 ($257)$171$87$52,160
28 ($257)$170$87$52,073
29 ($257)$170$87$51,986
30 ($257)$170$87$51,898
31 ($257)$170$88$51,811
32 ($257)$169$88$51,723
33 ($257)$169$88$51,634
34 ($257)$169$89$51,546
35 ($257)$168$89$51,457
36 ($257)$168$89$51,368
Year 4 - 37 ($257)$168$89$51,279
38 ($257)$168$90$51,189
39 ($257)$167$90$51,099
40 ($257)$167$90$51,009
41 ($257)$167$91$50,918
42 ($257)$166$91$50,827
43 ($257)$166$91$50,736
44 ($257)$166$91$50,644
45 ($257)$165$92$50,553
46 ($257)$165$92$50,461
47 ($257)$165$92$50,368
48 ($257)$165$93$50,276
Year 5 - 49 ($257)$164$93$50,183
50 ($257)$164$93$50,089
51 ($257)$164$94$49,996
52 ($257)$163$94$49,902
53 ($257)$163$94$49,808
54 ($257)$163$95$49,713
55 ($257)$162$95$49,618
56 ($257)$162$95$49,523
57 ($257)$162$95$49,428
58 ($257)$161$96$49,332
59 ($257)$161$96$49,236
60 ($257)$161$96$49,140
Year 6 - 61 ($257)$161$97$49,043
62 ($257)$160$97$48,946
63 ($257)$160$97$48,849
64 ($257)$160$98$48,751
65 ($257)$159$98$48,653
66 ($257)$159$98$48,555
67 ($257)$159$99$48,456
68 ($257)$158$99$48,357
69 ($257)$158$99$48,258
70 ($257)$158$100$48,158
71 ($257)$157$100$48,058
72 ($257)$157$100$47,958
Year 7 - 73 ($257)$157$101$47,858
74 ($257)$156$101$47,757
75 ($257)$156$101$47,656
76 ($257)$156$102$47,554
77 ($257)$155$102$47,452
78 ($257)$155$102$47,350
79 ($257)$155$103$47,247
80 ($257)$154$103$47,145
81 ($257)$154$103$47,041
82 ($257)$154$104$46,938
83 ($257)$153$104$46,834
84 ($257)$153$104$46,730
Year 8 - 85 ($257)$153$105$46,625
86 ($257)$152$105$46,520
87 ($257)$152$105$46,415
88 ($257)$152$106$46,309
89 ($257)$151$106$46,204
90 ($257)$151$106$46,097
91 ($257)$151$107$45,991
92 ($257)$150$107$45,884
93 ($257)$150$107$45,776
94 ($257)$150$108$45,669
95 ($257)$149$108$45,561
96 ($257)$149$108$45,452
Year 9 - 97 ($257)$148$109$45,344
98 ($257)$148$109$45,234
99 ($257)$148$109$45,125
100 ($257)$147$110$45,015
101 ($257)$147$110$44,905
102 ($257)$147$111$44,795
103 ($257)$146$111$44,684
104 ($257)$146$111$44,572
105 ($257)$146$112$44,461
106 ($257)$145$112$44,349
107 ($257)$145$112$44,236
108 ($257)$145$113$44,124
Year 10 - 109 ($257)$144$113$44,011
110 ($257)$144$113$43,897
111 ($257)$143$114$43,783
112 ($257)$143$114$43,669
113 ($257)$143$115$43,555
114 ($257)$142$115$43,440
115 ($257)$142$115$43,324
116 ($257)$142$116$43,209
117 ($257)$141$116$43,093
118 ($257)$141$116$42,976
119 ($257)$140$117$42,859
120 ($257)$140$117$42,742
Year 11 - 121 ($257)$140$118$42,625
122 ($257)$139$118$42,507
123 ($257)$139$118$42,388
124 ($257)$138$119$42,270
125 ($257)$138$119$42,150
126 ($257)$138$120$42,031
127 ($257)$137$120$41,911
128 ($257)$137$120$41,791
129 ($257)$137$121$41,670
130 ($257)$136$121$41,549
131 ($257)$136$121$41,427
132 ($257)$135$122$41,306
Year 12 - 133 ($257)$135$122$41,183
134 ($257)$135$123$41,061
135 ($257)$134$123$40,938
136 ($257)$134$123$40,814
137 ($257)$133$124$40,690
138 ($257)$133$124$40,566
139 ($257)$133$125$40,441
140 ($257)$132$125$40,316
141 ($257)$132$126$40,191
142 ($257)$131$126$40,065
143 ($257)$131$126$39,938
144 ($257)$130$127$39,812
Year 13 - 145 ($257)$130$127$39,684
146 ($257)$130$128$39,557
147 ($257)$129$128$39,429
148 ($257)$129$128$39,300
149 ($257)$128$129$39,172
150 ($257)$128$129$39,042
151 ($257)$128$130$38,913
152 ($257)$127$130$38,783
153 ($257)$127$131$38,652
154 ($257)$126$131$38,521
155 ($257)$126$131$38,390
156 ($257)$125$132$38,258
Year 14 - 157 ($257)$125$132$38,126
158 ($257)$125$133$37,993
159 ($257)$124$133$37,860
160 ($257)$124$134$37,726
161 ($257)$123$134$37,592
162 ($257)$123$134$37,458
163 ($257)$122$135$37,323
164 ($257)$122$135$37,188
165 ($257)$121$136$37,052
166 ($257)$121$136$36,916
167 ($257)$121$137$36,779
168 ($257)$120$137$36,642
Year 15 - 169 ($257)$120$138$36,505
170 ($257)$119$138$36,367
171 ($257)$119$138$36,228
172 ($257)$118$139$36,090
173 ($257)$118$139$35,950
174 ($257)$117$140$35,810
175 ($257)$117$140$35,670
176 ($257)$117$141$35,529
177 ($257)$116$141$35,388
178 ($257)$116$142$35,247
179 ($257)$115$142$35,105
180 ($257)$115$143$34,962
Year 16 - 181 ($257)$114$143$34,819
182 ($257)$114$143$34,676
183 ($257)$113$144$34,532
184 ($257)$113$144$34,387
185 ($257)$112$145$34,242
186 ($257)$112$145$34,097
187 ($257)$111$146$33,951
188 ($257)$111$146$33,805
189 ($257)$110$147$33,658
190 ($257)$110$147$33,511
191 ($257)$109$148$33,363
192 ($257)$109$148$33,215
Year 17 - 193 ($257)$109$149$33,066
194 ($257)$108$149$32,917
195 ($257)$108$150$32,767
196 ($257)$107$150$32,617
197 ($257)$107$151$32,467
198 ($257)$106$151$32,315
199 ($257)$106$152$32,164
200 ($257)$105$152$32,012
201 ($257)$105$153$31,859
202 ($257)$104$153$31,706
203 ($257)$104$154$31,552
204 ($257)$103$154$31,398
Year 18 - 205 ($257)$103$155$31,243
206 ($257)$102$155$31,088
207 ($257)$102$156$30,933
208 ($257)$101$156$30,776
209 ($257)$101$157$30,620
210 ($257)$100$157$30,463
211 ($257)$100$158$30,305
212 ($257)$99$158$30,147
213 ($257)$98$159$29,988
214 ($257)$98$159$29,829
215 ($257)$97$160$29,669
216 ($257)$97$160$29,509
Year 19 - 217 ($257)$96$161$29,348
218 ($257)$96$161$29,186
219 ($257)$95$162$29,025
220 ($257)$95$162$28,862
221 ($257)$94$163$28,699
222 ($257)$94$163$28,536
223 ($257)$93$164$28,372
224 ($257)$93$165$28,207
225 ($257)$92$165$28,042
226 ($257)$92$166$27,877
227 ($257)$91$166$27,710
228 ($257)$91$167$27,544
Year 20 - 229 ($257)$90$167$27,376
230 ($257)$89$168$27,209
231 ($257)$89$168$27,040
232 ($257)$88$169$26,871
233 ($257)$88$169$26,702
234 ($257)$87$170$26,532
235 ($257)$87$171$26,362
236 ($257)$86$171$26,190
237 ($257)$86$172$26,019
238 ($257)$85$172$25,847
239 ($257)$84$173$25,674
240 ($257)$84$173$25,500
Year 21 - 241 ($257)$83$174$25,327
242 ($257)$83$174$25,152
243 ($257)$82$175$24,977
244 ($257)$82$176$24,801
245 ($257)$81$176$24,625
246 ($257)$80$177$24,448
247 ($257)$80$177$24,271
248 ($257)$79$178$24,093
249 ($257)$79$179$23,915
250 ($257)$78$179$23,736
251 ($257)$78$180$23,556
252 ($257)$77$180$23,376
Year 22 - 253 ($257)$76$181$23,195
254 ($257)$76$181$23,013
255 ($257)$75$182$22,831
256 ($257)$75$183$22,649
257 ($257)$74$183$22,465
258 ($257)$73$184$22,282
259 ($257)$73$184$22,097
260 ($257)$72$185$21,912
261 ($257)$72$186$21,727
262 ($257)$71$186$21,540
263 ($257)$70$187$21,353
264 ($257)$70$187$21,166
Year 23 - 265 ($257)$69$188$20,978
266 ($257)$69$189$20,789
267 ($257)$68$189$20,600
268 ($257)$67$190$20,410
269 ($257)$67$191$20,219
270 ($257)$66$191$20,028
271 ($257)$65$192$19,837
272 ($257)$65$192$19,644
273 ($257)$64$193$19,451
274 ($257)$64$194$19,257
275 ($257)$63$194$19,063
276 ($257)$62$195$18,868
Year 24 - 277 ($257)$62$196$18,673
278 ($257)$61$196$18,476
279 ($257)$60$197$18,280
280 ($257)$60$197$18,082
281 ($257)$59$198$17,884
282 ($257)$58$199$17,685
283 ($257)$58$199$17,486
284 ($257)$57$200$17,286
285 ($257)$56$201$17,085
286 ($257)$56$201$16,883
287 ($257)$55$202$16,681
288 ($257)$54$203$16,479
Year 25 - 289 ($257)$54$203$16,275
290 ($257)$53$204$16,071
291 ($257)$52$205$15,867
292 ($257)$52$205$15,661
293 ($257)$51$206$15,455
294 ($257)$50$207$15,248
295 ($257)$50$207$15,041
296 ($257)$49$208$14,833
297 ($257)$48$209$14,624
298 ($257)$48$209$14,415
299 ($257)$47$210$14,205
300 ($257)$46$211$13,994
Year 26 - 301 ($257)$46$211$13,782
302 ($257)$45$212$13,570
303 ($257)$44$213$13,357
304 ($257)$44$214$13,144
305 ($257)$43$214$12,929
306 ($257)$42$215$12,714
307 ($257)$42$216$12,499
308 ($257)$41$216$12,282
309 ($257)$40$217$12,065
310 ($257)$39$218$11,847
311 ($257)$39$219$11,629
312 ($257)$38$219$11,410
Year 27 - 313 ($257)$37$220$11,190
314 ($257)$37$221$10,969
315 ($257)$36$221$10,748
316 ($257)$35$222$10,526
317 ($257)$34$223$10,303
318 ($257)$34$224$10,079
319 ($257)$33$224$9,855
320 ($257)$32$225$9,630
321 ($257)$31$226$9,404
322 ($257)$31$226$9,178
323 ($257)$30$227$8,950
324 ($257)$29$228$8,722
Year 28 - 325 ($257)$28$229$8,494
326 ($257)$28$229$8,264
327 ($257)$27$230$8,034
328 ($257)$26$231$7,803
329 ($257)$25$232$7,571
330 ($257)$25$232$7,339
331 ($257)$24$233$7,106
332 ($257)$23$234$6,872
333 ($257)$22$235$6,637
334 ($257)$22$236$6,401
335 ($257)$21$236$6,165
336 ($257)$20$237$5,928
Year 29 - 337 ($257)$19$238$5,690
338 ($257)$19$239$5,452
339 ($257)$18$239$5,212
340 ($257)$17$240$4,972
341 ($257)$16$241$4,731
342 ($257)$15$242$4,489
343 ($257)$15$243$4,247
344 ($257)$14$243$4,003
345 ($257)$13$244$3,759
346 ($257)$12$245$3,514
347 ($257)$11$246$3,269
348 ($257)$11$247$3,022
Year 30 - 349 ($257)$10$247$2,775
350 ($257)$9$248$2,526
351 ($257)$8$249$2,278
352 ($257)$7$250$2,028
353 ($257)$7$251$1,777
354 ($257)$6$251$1,526
355 ($257)$5$252$1,274
356 ($257)$4$253$1,020
357 ($257)$3$254$767
358 ($257)$3$255$512
359 ($257)$2$256$256
360 ($257)$1$256$0
TOTALS$38,196$54,400$92,596

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.