« Back to all home prices

Mortgage Payment Schedule for a $689,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of September 21, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($137,800) may require pre-mortgage insurance


3.83% is current rate for 30-year fixed
3.13% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,578 360 $376,801 $928,001

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,169 or less (zip code: 20149)


NMLS #: 1838 | State Lic #: MC-4344
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.639% | Rate: 3.625% | Fees: $445 | 30 day rate lock

NMLS #: 3294 | State Lic #: MC-1971
$1,140 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.656% | Rate: 3.625% | Fees: $950 | 30 day rate lock

NMLS #: 258821
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 66247 Cardinal Financial | State Lic #: MC-1825
$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.764% | Rate: 3.750% | Fees: $432 | 30 day rate lock

NMLS #: 67717
$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.000% | Rate: 4.000% | Fees: $0 | 30 day rate lock

$1,194 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

$1,158 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 30 day rate lock

NMLS #: 7706
$1,176 /mo
Learn more
Next
30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $689,000
Down Payment $137,800$551,200
Year 1 - 1 ($2,578)$1,759$819$550,381
2 ($2,578)$1,757$821$549,560
3 ($2,578)$1,754$824$548,737
4 ($2,578)$1,751$826$547,910
5 ($2,578)$1,749$829$547,081
6 ($2,578)$1,746$832$546,249
7 ($2,578)$1,743$834$545,415
8 ($2,578)$1,741$837$544,578
9 ($2,578)$1,738$840$543,738
10 ($2,578)$1,735$842$542,896
11 ($2,578)$1,733$845$542,051
12 ($2,578)$1,730$848$541,203
Year 2 - 13 ($2,578)$1,727$850$540,353
14 ($2,578)$1,725$853$539,500
15 ($2,578)$1,722$856$538,644
16 ($2,578)$1,719$859$537,785
17 ($2,578)$1,716$861$536,924
18 ($2,578)$1,714$864$536,060
19 ($2,578)$1,711$867$535,193
20 ($2,578)$1,708$870$534,323
21 ($2,578)$1,705$872$533,451
22 ($2,578)$1,703$875$532,576
23 ($2,578)$1,700$878$531,698
24 ($2,578)$1,697$881$530,817
Year 3 - 25 ($2,578)$1,694$884$529,933
26 ($2,578)$1,691$886$529,047
27 ($2,578)$1,689$889$528,158
28 ($2,578)$1,686$892$527,266
29 ($2,578)$1,683$895$526,371
30 ($2,578)$1,680$898$525,473
31 ($2,578)$1,677$901$524,572
32 ($2,578)$1,674$904$523,669
33 ($2,578)$1,671$906$522,762
34 ($2,578)$1,668$909$521,853
35 ($2,578)$1,666$912$520,941
36 ($2,578)$1,663$915$520,026
Year 4 - 37 ($2,578)$1,660$918$519,108
38 ($2,578)$1,657$921$518,187
39 ($2,578)$1,654$924$517,263
40 ($2,578)$1,651$927$516,336
41 ($2,578)$1,648$930$515,406
42 ($2,578)$1,645$933$514,474
43 ($2,578)$1,642$936$513,538
44 ($2,578)$1,639$939$512,599
45 ($2,578)$1,636$942$511,657
46 ($2,578)$1,633$945$510,713
47 ($2,578)$1,630$948$509,765
48 ($2,578)$1,627$951$508,814
Year 5 - 49 ($2,578)$1,624$954$507,860
50 ($2,578)$1,621$957$506,903
51 ($2,578)$1,618$960$505,943
52 ($2,578)$1,615$963$504,980
53 ($2,578)$1,612$966$504,014
54 ($2,578)$1,609$969$503,045
55 ($2,578)$1,606$972$502,073
56 ($2,578)$1,602$975$501,098
57 ($2,578)$1,599$978$500,119
58 ($2,578)$1,596$982$499,138
59 ($2,578)$1,593$985$498,153
60 ($2,578)$1,590$988$497,165
Year 6 - 61 ($2,578)$1,587$991$496,174
62 ($2,578)$1,584$994$495,180
63 ($2,578)$1,580$997$494,183
64 ($2,578)$1,577$1,001$493,182
65 ($2,578)$1,574$1,004$492,178
66 ($2,578)$1,571$1,007$491,172
67 ($2,578)$1,568$1,010$490,161
68 ($2,578)$1,564$1,013$489,148
69 ($2,578)$1,561$1,017$488,131
70 ($2,578)$1,558$1,020$487,112
71 ($2,578)$1,555$1,023$486,089
72 ($2,578)$1,551$1,026$485,062
Year 7 - 73 ($2,578)$1,548$1,030$484,033
74 ($2,578)$1,545$1,033$483,000
75 ($2,578)$1,542$1,036$481,964
76 ($2,578)$1,538$1,040$480,924
77 ($2,578)$1,535$1,043$479,881
78 ($2,578)$1,532$1,046$478,835
79 ($2,578)$1,528$1,049$477,786
80 ($2,578)$1,525$1,053$476,733
81 ($2,578)$1,522$1,056$475,676
82 ($2,578)$1,518$1,060$474,617
83 ($2,578)$1,515$1,063$473,554
84 ($2,578)$1,511$1,066$472,488
Year 8 - 85 ($2,578)$1,508$1,070$471,418
86 ($2,578)$1,505$1,073$470,345
87 ($2,578)$1,501$1,077$469,268
88 ($2,578)$1,498$1,080$468,188
89 ($2,578)$1,494$1,083$467,105
90 ($2,578)$1,491$1,087$466,018
91 ($2,578)$1,487$1,090$464,927
92 ($2,578)$1,484$1,094$463,833
93 ($2,578)$1,480$1,097$462,736
94 ($2,578)$1,477$1,101$461,635
95 ($2,578)$1,473$1,104$460,531
96 ($2,578)$1,470$1,108$459,423
Year 9 - 97 ($2,578)$1,466$1,111$458,311
98 ($2,578)$1,463$1,115$457,196
99 ($2,578)$1,459$1,119$456,078
100 ($2,578)$1,456$1,122$454,956
101 ($2,578)$1,452$1,126$453,830
102 ($2,578)$1,448$1,129$452,701
103 ($2,578)$1,445$1,133$451,568
104 ($2,578)$1,441$1,137$450,431
105 ($2,578)$1,438$1,140$449,291
106 ($2,578)$1,434$1,144$448,147
107 ($2,578)$1,430$1,147$447,000
108 ($2,578)$1,427$1,151$445,849
Year 10 - 109 ($2,578)$1,423$1,155$444,694
110 ($2,578)$1,419$1,158$443,535
111 ($2,578)$1,416$1,162$442,373
112 ($2,578)$1,412$1,166$441,207
113 ($2,578)$1,408$1,170$440,038
114 ($2,578)$1,404$1,173$438,864
115 ($2,578)$1,401$1,177$437,687
116 ($2,578)$1,397$1,181$436,507
117 ($2,578)$1,393$1,185$435,322
118 ($2,578)$1,389$1,188$434,134
119 ($2,578)$1,386$1,192$432,941
120 ($2,578)$1,382$1,196$431,745
Year 11 - 121 ($2,578)$1,378$1,200$430,546
122 ($2,578)$1,374$1,204$429,342
123 ($2,578)$1,370$1,207$428,135
124 ($2,578)$1,366$1,211$426,923
125 ($2,578)$1,363$1,215$425,708
126 ($2,578)$1,359$1,219$424,489
127 ($2,578)$1,355$1,223$423,266
128 ($2,578)$1,351$1,227$422,039
129 ($2,578)$1,347$1,231$420,808
130 ($2,578)$1,343$1,235$419,574
131 ($2,578)$1,339$1,239$418,335
132 ($2,578)$1,335$1,243$417,092
Year 12 - 133 ($2,578)$1,331$1,247$415,846
134 ($2,578)$1,327$1,251$414,595
135 ($2,578)$1,323$1,255$413,341
136 ($2,578)$1,319$1,259$412,082
137 ($2,578)$1,315$1,263$410,820
138 ($2,578)$1,311$1,267$409,553
139 ($2,578)$1,307$1,271$408,283
140 ($2,578)$1,303$1,275$407,008
141 ($2,578)$1,299$1,279$405,729
142 ($2,578)$1,295$1,283$404,446
143 ($2,578)$1,291$1,287$403,159
144 ($2,578)$1,287$1,291$401,868
Year 13 - 145 ($2,578)$1,283$1,295$400,573
146 ($2,578)$1,278$1,299$399,274
147 ($2,578)$1,274$1,303$397,970
148 ($2,578)$1,270$1,308$396,663
149 ($2,578)$1,266$1,312$395,351
150 ($2,578)$1,262$1,316$394,035
151 ($2,578)$1,258$1,320$392,715
152 ($2,578)$1,253$1,324$391,391
153 ($2,578)$1,249$1,329$390,062
154 ($2,578)$1,245$1,333$388,729
155 ($2,578)$1,241$1,337$387,392
156 ($2,578)$1,236$1,341$386,051
Year 14 - 157 ($2,578)$1,232$1,346$384,705
158 ($2,578)$1,228$1,350$383,355
159 ($2,578)$1,224$1,354$382,001
160 ($2,578)$1,219$1,359$380,642
161 ($2,578)$1,215$1,363$379,280
162 ($2,578)$1,211$1,367$377,912
163 ($2,578)$1,206$1,372$376,541
164 ($2,578)$1,202$1,376$375,165
165 ($2,578)$1,197$1,380$373,784
166 ($2,578)$1,193$1,385$372,400
167 ($2,578)$1,189$1,389$371,010
168 ($2,578)$1,184$1,394$369,617
Year 15 - 169 ($2,578)$1,180$1,398$368,219
170 ($2,578)$1,175$1,403$366,816
171 ($2,578)$1,171$1,407$365,409
172 ($2,578)$1,166$1,412$363,998
173 ($2,578)$1,162$1,416$362,582
174 ($2,578)$1,157$1,421$361,161
175 ($2,578)$1,153$1,425$359,736
176 ($2,578)$1,148$1,430$358,306
177 ($2,578)$1,144$1,434$356,872
178 ($2,578)$1,139$1,439$355,433
179 ($2,578)$1,134$1,443$353,990
180 ($2,578)$1,130$1,448$352,542
Year 16 - 181 ($2,578)$1,125$1,453$351,089
182 ($2,578)$1,121$1,457$349,632
183 ($2,578)$1,116$1,462$348,170
184 ($2,578)$1,111$1,467$346,704
185 ($2,578)$1,107$1,471$345,233
186 ($2,578)$1,102$1,476$343,757
187 ($2,578)$1,097$1,481$342,276
188 ($2,578)$1,092$1,485$340,791
189 ($2,578)$1,088$1,490$339,301
190 ($2,578)$1,083$1,495$337,806
191 ($2,578)$1,078$1,500$336,306
192 ($2,578)$1,073$1,504$334,802
Year 17 - 193 ($2,578)$1,069$1,509$333,293
194 ($2,578)$1,064$1,514$331,779
195 ($2,578)$1,059$1,519$330,260
196 ($2,578)$1,054$1,524$328,736
197 ($2,578)$1,049$1,529$327,207
198 ($2,578)$1,044$1,533$325,674
199 ($2,578)$1,039$1,538$324,136
200 ($2,578)$1,035$1,543$322,592
201 ($2,578)$1,030$1,548$321,044
202 ($2,578)$1,025$1,553$319,491
203 ($2,578)$1,020$1,558$317,933
204 ($2,578)$1,015$1,563$316,370
Year 18 - 205 ($2,578)$1,010$1,568$314,802
206 ($2,578)$1,005$1,573$313,229
207 ($2,578)$1,000$1,578$311,651
208 ($2,578)$995$1,583$310,068
209 ($2,578)$990$1,588$308,480
210 ($2,578)$985$1,593$306,886
211 ($2,578)$979$1,598$305,288
212 ($2,578)$974$1,603$303,685
213 ($2,578)$969$1,609$302,076
214 ($2,578)$964$1,614$300,463
215 ($2,578)$959$1,619$298,844
216 ($2,578)$954$1,624$297,220
Year 19 - 217 ($2,578)$949$1,629$295,591
218 ($2,578)$943$1,634$293,956
219 ($2,578)$938$1,640$292,317
220 ($2,578)$933$1,645$290,672
221 ($2,578)$928$1,650$289,022
222 ($2,578)$922$1,655$287,367
223 ($2,578)$917$1,661$285,706
224 ($2,578)$912$1,666$284,040
225 ($2,578)$907$1,671$282,369
226 ($2,578)$901$1,677$280,692
227 ($2,578)$896$1,682$279,010
228 ($2,578)$891$1,687$277,323
Year 20 - 229 ($2,578)$885$1,693$275,630
230 ($2,578)$880$1,698$273,932
231 ($2,578)$874$1,703$272,229
232 ($2,578)$869$1,709$270,520
233 ($2,578)$863$1,714$268,806
234 ($2,578)$858$1,720$267,086
235 ($2,578)$852$1,725$265,360
236 ($2,578)$847$1,731$263,630
237 ($2,578)$841$1,736$261,893
238 ($2,578)$836$1,742$260,151
239 ($2,578)$830$1,747$258,404
240 ($2,578)$825$1,753$256,651
Year 21 - 241 ($2,578)$819$1,759$254,892
242 ($2,578)$814$1,764$253,128
243 ($2,578)$808$1,770$251,358
244 ($2,578)$802$1,776$249,583
245 ($2,578)$797$1,781$247,801
246 ($2,578)$791$1,787$246,014
247 ($2,578)$785$1,793$244,222
248 ($2,578)$779$1,798$242,424
249 ($2,578)$774$1,804$240,620
250 ($2,578)$768$1,810$238,810
251 ($2,578)$762$1,816$236,994
252 ($2,578)$756$1,821$235,173
Year 22 - 253 ($2,578)$751$1,827$233,346
254 ($2,578)$745$1,833$231,513
255 ($2,578)$739$1,839$229,674
256 ($2,578)$733$1,845$227,829
257 ($2,578)$727$1,851$225,978
258 ($2,578)$721$1,857$224,122
259 ($2,578)$715$1,862$222,259
260 ($2,578)$709$1,868$220,391
261 ($2,578)$703$1,874$218,517
262 ($2,578)$697$1,880$216,636
263 ($2,578)$691$1,886$214,750
264 ($2,578)$685$1,892$212,858
Year 23 - 265 ($2,578)$679$1,898$210,959
266 ($2,578)$673$1,904$209,055
267 ($2,578)$667$1,911$207,144
268 ($2,578)$661$1,917$205,227
269 ($2,578)$655$1,923$203,305
270 ($2,578)$649$1,929$201,376
271 ($2,578)$643$1,935$199,441
272 ($2,578)$637$1,941$197,499
273 ($2,578)$630$1,947$195,552
274 ($2,578)$624$1,954$193,598
275 ($2,578)$618$1,960$191,639
276 ($2,578)$612$1,966$189,672
Year 24 - 277 ($2,578)$605$1,972$187,700
278 ($2,578)$599$1,979$185,721
279 ($2,578)$593$1,985$183,736
280 ($2,578)$586$1,991$181,745
281 ($2,578)$580$1,998$179,747
282 ($2,578)$574$2,004$177,743
283 ($2,578)$567$2,010$175,733
284 ($2,578)$561$2,017$173,716
285 ($2,578)$554$2,023$171,692
286 ($2,578)$548$2,030$169,663
287 ($2,578)$542$2,036$167,626
288 ($2,578)$535$2,043$165,584
Year 25 - 289 ($2,578)$528$2,049$163,534
290 ($2,578)$522$2,056$161,478
291 ($2,578)$515$2,062$159,416
292 ($2,578)$509$2,069$157,347
293 ($2,578)$502$2,076$155,272
294 ($2,578)$496$2,082$153,189
295 ($2,578)$489$2,089$151,100
296 ($2,578)$482$2,096$149,005
297 ($2,578)$476$2,102$146,903
298 ($2,578)$469$2,109$144,794
299 ($2,578)$462$2,116$142,678
300 ($2,578)$455$2,122$140,556
Year 26 - 301 ($2,578)$449$2,129$138,427
302 ($2,578)$442$2,136$136,291
303 ($2,578)$435$2,143$134,148
304 ($2,578)$428$2,150$131,998
305 ($2,578)$421$2,156$129,842
306 ($2,578)$414$2,163$127,678
307 ($2,578)$408$2,170$125,508
308 ($2,578)$401$2,177$123,331
309 ($2,578)$394$2,184$121,147
310 ($2,578)$387$2,191$118,956
311 ($2,578)$380$2,198$116,758
312 ($2,578)$373$2,205$114,552
Year 27 - 313 ($2,578)$366$2,212$112,340
314 ($2,578)$359$2,219$110,121
315 ($2,578)$351$2,226$107,895
316 ($2,578)$344$2,233$105,661
317 ($2,578)$337$2,241$103,421
318 ($2,578)$330$2,248$101,173
319 ($2,578)$323$2,255$98,918
320 ($2,578)$316$2,262$96,656
321 ($2,578)$308$2,269$94,387
322 ($2,578)$301$2,277$92,110
323 ($2,578)$294$2,284$89,826
324 ($2,578)$287$2,291$87,535
Year 28 - 325 ($2,578)$279$2,298$85,237
326 ($2,578)$272$2,306$82,931
327 ($2,578)$265$2,313$80,618
328 ($2,578)$257$2,320$78,298
329 ($2,578)$250$2,328$75,970
330 ($2,578)$242$2,335$73,635
331 ($2,578)$235$2,343$71,292
332 ($2,578)$228$2,350$68,942
333 ($2,578)$220$2,358$66,584
334 ($2,578)$213$2,365$64,219
335 ($2,578)$205$2,373$61,846
336 ($2,578)$197$2,380$59,465
Year 29 - 337 ($2,578)$190$2,388$57,077
338 ($2,578)$182$2,396$54,682
339 ($2,578)$175$2,403$52,278
340 ($2,578)$167$2,411$49,868
341 ($2,578)$159$2,419$47,449
342 ($2,578)$151$2,426$45,023
343 ($2,578)$144$2,434$42,588
344 ($2,578)$136$2,442$40,147
345 ($2,578)$128$2,450$37,697
346 ($2,578)$120$2,457$35,240
347 ($2,578)$112$2,465$32,774
348 ($2,578)$105$2,473$30,301
Year 30 - 349 ($2,578)$97$2,481$27,820
350 ($2,578)$89$2,489$25,331
351 ($2,578)$81$2,497$22,834
352 ($2,578)$73$2,505$20,329
353 ($2,578)$65$2,513$17,816
354 ($2,578)$57$2,521$15,295
355 ($2,578)$49$2,529$12,766
356 ($2,578)$41$2,537$10,229
357 ($2,578)$33$2,545$7,684
358 ($2,578)$25$2,553$5,131
359 ($2,578)$16$2,561$2,570
360 ($2,578)$8$2,570$0
TOTALS$376,801$551,200$928,001

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.