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Mortgage Payment Schedule for a $689,000 Home

The mortgage payment schedule, also commonly referred to as an amortization table or schedule, is dependent on three factors - down payment, interest rate and term length. Modify them below if needed before viewing the payment schedule. The default values are based on a down payment of 20% and the current 30-year fixed mortgage rate average from Freddie Mac as of November 16, 2017. Check LendingTree to see current rates from multiple lenders or view the mortgage providers listed below.

Mortgage Parameters


Less than 20% ($137,800) may require pre-mortgage insurance


3.95% is current rate for 30-year fixed
3.31% is current rate for 15-year fixed

Mortgage Summary

Monthly PaymentNumber of PaymentsTotal InterestTotal Paid
$2,616 360 $390,434 $941,634

Mortgage Providers

Choose a lender below and lock in your estimated payment of $1,186 or less (zip code: 20149)


NMLS #: 1023 | State Lic #: MC-5814
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.750% | Rate: 3.750% | Fees: $0 | 45 day rate lock

NMLS #: 66247 | State Lic #: MC-1825
$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.760% | Rate: 3.750% | Fees: $302 | 30 day rate lock

NMLS #: 1071 | State Lic #: MC-1772
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 3232 | State Lic #: MC-1532
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.883% | Rate: 3.875% | Fees: $245 | 40 day rate lock

$1,158 /mo
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30 yr fixed mtg, 0 points | APR: 3.763% | Rate: 3.750% | Fees: $385 | 30 day rate lock

NMLS #: 790396
$1,176 /mo
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30 yr fixed mtg, 0 points | APR: 3.875% | Rate: 3.875% | Fees: $0 | 30 day rate lock

NMLS #: 417490
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.005% | Rate: 4.000% | Fees: $145 | 30 day rate lock

NMLS #: 181005
$1,194 /mo
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30 yr fixed mtg, 0 points | APR: 4.029% | Rate: 4.000% | Fees: $870 | 45 day rate lock

NMLS #: 2925 | State Lic #: MC-1875
$1,212 /mo
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30 yr fixed mtg, 0 points | APR: 4.135% | Rate: 4.125% | Fees: $299 | 45 day rate lock

$1,248 /mo
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30 yr fixed mtg, 0 points | APR: 4.375% | Rate: 4.375% | Fees: $0 | 30 day rate lock
Important information about our rate tables
The listings that appear on this page are from companies from which this website and Bankrate may receive compensation, which may impact how, where and in what order products appear. These listings do not include all companies or all available products. Neither Bankrate nor this website endorses or recommends any companies or products.


Mortgage Payment Schedule

PaymentInterestPrincipalBalance
Home Purchase  $689,000
Down Payment $137,800$551,200
Year 1 - 1 ($2,616)$1,814$801$550,399
2 ($2,616)$1,812$804$549,595
3 ($2,616)$1,809$807$548,788
4 ($2,616)$1,806$809$547,979
5 ($2,616)$1,804$812$547,167
6 ($2,616)$1,801$815$546,353
7 ($2,616)$1,798$817$545,535
8 ($2,616)$1,796$820$544,715
9 ($2,616)$1,793$823$543,893
10 ($2,616)$1,790$825$543,067
11 ($2,616)$1,788$828$542,239
12 ($2,616)$1,785$831$541,409
Year 2 - 13 ($2,616)$1,782$834$540,575
14 ($2,616)$1,779$836$539,739
15 ($2,616)$1,777$839$538,900
16 ($2,616)$1,774$842$538,058
17 ($2,616)$1,771$845$537,214
18 ($2,616)$1,768$847$536,366
19 ($2,616)$1,766$850$535,516
20 ($2,616)$1,763$853$534,663
21 ($2,616)$1,760$856$533,807
22 ($2,616)$1,757$859$532,949
23 ($2,616)$1,754$861$532,088
24 ($2,616)$1,751$864$531,223
Year 3 - 25 ($2,616)$1,749$867$530,356
26 ($2,616)$1,746$870$529,486
27 ($2,616)$1,743$873$528,614
28 ($2,616)$1,740$876$527,738
29 ($2,616)$1,737$879$526,860
30 ($2,616)$1,734$881$525,978
31 ($2,616)$1,731$884$525,094
32 ($2,616)$1,728$887$524,207
33 ($2,616)$1,726$890$523,316
34 ($2,616)$1,723$893$522,423
35 ($2,616)$1,720$896$521,527
36 ($2,616)$1,717$899$520,628
Year 4 - 37 ($2,616)$1,714$902$519,727
38 ($2,616)$1,711$905$518,822
39 ($2,616)$1,708$908$517,914
40 ($2,616)$1,705$911$517,003
41 ($2,616)$1,702$914$516,089
42 ($2,616)$1,699$917$515,172
43 ($2,616)$1,696$920$514,252
44 ($2,616)$1,693$923$513,329
45 ($2,616)$1,690$926$512,404
46 ($2,616)$1,687$929$511,475
47 ($2,616)$1,684$932$510,542
48 ($2,616)$1,681$935$509,607
Year 5 - 49 ($2,616)$1,677$938$508,669
50 ($2,616)$1,674$941$507,728
51 ($2,616)$1,671$944$506,784
52 ($2,616)$1,668$947$505,836
53 ($2,616)$1,665$951$504,885
54 ($2,616)$1,662$954$503,932
55 ($2,616)$1,659$957$502,975
56 ($2,616)$1,656$960$502,015
57 ($2,616)$1,652$963$501,052
58 ($2,616)$1,649$966$500,085
59 ($2,616)$1,646$970$499,116
60 ($2,616)$1,643$973$498,143
Year 6 - 61 ($2,616)$1,640$976$497,167
62 ($2,616)$1,637$979$496,188
63 ($2,616)$1,633$982$495,206
64 ($2,616)$1,630$986$494,220
65 ($2,616)$1,627$989$493,231
66 ($2,616)$1,624$992$492,239
67 ($2,616)$1,620$995$491,244
68 ($2,616)$1,617$999$490,245
69 ($2,616)$1,614$1,002$489,243
70 ($2,616)$1,610$1,005$488,238
71 ($2,616)$1,607$1,009$487,229
72 ($2,616)$1,604$1,012$486,218
Year 7 - 73 ($2,616)$1,600$1,015$485,202
74 ($2,616)$1,597$1,019$484,184
75 ($2,616)$1,594$1,022$483,162
76 ($2,616)$1,590$1,025$482,137
77 ($2,616)$1,587$1,029$481,108
78 ($2,616)$1,584$1,032$480,076
79 ($2,616)$1,580$1,035$479,041
80 ($2,616)$1,577$1,039$478,002
81 ($2,616)$1,573$1,042$476,960
82 ($2,616)$1,570$1,046$475,914
83 ($2,616)$1,567$1,049$474,865
84 ($2,616)$1,563$1,053$473,812
Year 8 - 85 ($2,616)$1,560$1,056$472,756
86 ($2,616)$1,556$1,059$471,697
87 ($2,616)$1,553$1,063$470,634
88 ($2,616)$1,549$1,066$469,567
89 ($2,616)$1,546$1,070$468,497
90 ($2,616)$1,542$1,074$467,424
91 ($2,616)$1,539$1,077$466,347
92 ($2,616)$1,535$1,081$465,266
93 ($2,616)$1,532$1,084$464,182
94 ($2,616)$1,528$1,088$463,094
95 ($2,616)$1,524$1,091$462,003
96 ($2,616)$1,521$1,095$460,908
Year 9 - 97 ($2,616)$1,517$1,098$459,810
98 ($2,616)$1,514$1,102$458,708
99 ($2,616)$1,510$1,106$457,602
100 ($2,616)$1,506$1,109$456,492
101 ($2,616)$1,503$1,113$455,379
102 ($2,616)$1,499$1,117$454,263
103 ($2,616)$1,495$1,120$453,142
104 ($2,616)$1,492$1,124$452,018
105 ($2,616)$1,488$1,128$450,891
106 ($2,616)$1,484$1,131$449,759
107 ($2,616)$1,480$1,135$448,624
108 ($2,616)$1,477$1,139$447,485
Year 10 - 109 ($2,616)$1,473$1,143$446,342
110 ($2,616)$1,469$1,146$445,196
111 ($2,616)$1,465$1,150$444,046
112 ($2,616)$1,462$1,154$442,892
113 ($2,616)$1,458$1,158$441,734
114 ($2,616)$1,454$1,162$440,572
115 ($2,616)$1,450$1,165$439,407
116 ($2,616)$1,446$1,169$438,238
117 ($2,616)$1,443$1,173$437,064
118 ($2,616)$1,439$1,177$435,887
119 ($2,616)$1,435$1,181$434,707
120 ($2,616)$1,431$1,185$433,522
Year 11 - 121 ($2,616)$1,427$1,189$432,333
122 ($2,616)$1,423$1,193$431,141
123 ($2,616)$1,419$1,196$429,944
124 ($2,616)$1,415$1,200$428,744
125 ($2,616)$1,411$1,204$427,539
126 ($2,616)$1,407$1,208$426,331
127 ($2,616)$1,403$1,212$425,119
128 ($2,616)$1,399$1,216$423,902
129 ($2,616)$1,395$1,220$422,682
130 ($2,616)$1,391$1,224$421,458
131 ($2,616)$1,387$1,228$420,229
132 ($2,616)$1,383$1,232$418,997
Year 12 - 133 ($2,616)$1,379$1,236$417,761
134 ($2,616)$1,375$1,241$416,520
135 ($2,616)$1,371$1,245$415,275
136 ($2,616)$1,367$1,249$414,027
137 ($2,616)$1,363$1,253$412,774
138 ($2,616)$1,359$1,257$411,517
139 ($2,616)$1,355$1,261$410,256
140 ($2,616)$1,350$1,265$408,991
141 ($2,616)$1,346$1,269$407,721
142 ($2,616)$1,342$1,274$406,448
143 ($2,616)$1,338$1,278$405,170
144 ($2,616)$1,334$1,282$403,888
Year 13 - 145 ($2,616)$1,329$1,286$402,602
146 ($2,616)$1,325$1,290$401,311
147 ($2,616)$1,321$1,295$400,017
148 ($2,616)$1,317$1,299$398,718
149 ($2,616)$1,312$1,303$397,415
150 ($2,616)$1,308$1,307$396,107
151 ($2,616)$1,304$1,312$394,795
152 ($2,616)$1,300$1,316$393,479
153 ($2,616)$1,295$1,320$392,159
154 ($2,616)$1,291$1,325$390,834
155 ($2,616)$1,286$1,329$389,505
156 ($2,616)$1,282$1,334$388,171
Year 14 - 157 ($2,616)$1,278$1,338$386,833
158 ($2,616)$1,273$1,342$385,491
159 ($2,616)$1,269$1,347$384,144
160 ($2,616)$1,264$1,351$382,793
161 ($2,616)$1,260$1,356$381,438
162 ($2,616)$1,256$1,360$380,077
163 ($2,616)$1,251$1,365$378,713
164 ($2,616)$1,247$1,369$377,344
165 ($2,616)$1,242$1,374$375,970
166 ($2,616)$1,238$1,378$374,592
167 ($2,616)$1,233$1,383$373,210
168 ($2,616)$1,228$1,387$371,822
Year 15 - 169 ($2,616)$1,224$1,392$370,431
170 ($2,616)$1,219$1,396$369,034
171 ($2,616)$1,215$1,401$367,633
172 ($2,616)$1,210$1,406$366,228
173 ($2,616)$1,206$1,410$364,818
174 ($2,616)$1,201$1,415$363,403
175 ($2,616)$1,196$1,419$361,984
176 ($2,616)$1,192$1,424$360,559
177 ($2,616)$1,187$1,429$359,131
178 ($2,616)$1,182$1,434$357,697
179 ($2,616)$1,177$1,438$356,259
180 ($2,616)$1,173$1,443$354,816
Year 16 - 181 ($2,616)$1,168$1,448$353,368
182 ($2,616)$1,163$1,452$351,916
183 ($2,616)$1,158$1,457$350,458
184 ($2,616)$1,154$1,462$348,996
185 ($2,616)$1,149$1,467$347,530
186 ($2,616)$1,144$1,472$346,058
187 ($2,616)$1,139$1,477$344,581
188 ($2,616)$1,134$1,481$343,100
189 ($2,616)$1,129$1,486$341,614
190 ($2,616)$1,124$1,491$340,122
191 ($2,616)$1,120$1,496$338,626
192 ($2,616)$1,115$1,501$337,125
Year 17 - 193 ($2,616)$1,110$1,506$335,619
194 ($2,616)$1,105$1,511$334,109
195 ($2,616)$1,100$1,516$332,593
196 ($2,616)$1,095$1,521$331,072
197 ($2,616)$1,090$1,526$329,546
198 ($2,616)$1,085$1,531$328,015
199 ($2,616)$1,080$1,536$326,479
200 ($2,616)$1,075$1,541$324,938
201 ($2,616)$1,070$1,546$323,392
202 ($2,616)$1,064$1,551$321,841
203 ($2,616)$1,059$1,556$320,285
204 ($2,616)$1,054$1,561$318,723
Year 18 - 205 ($2,616)$1,049$1,567$317,157
206 ($2,616)$1,044$1,572$315,585
207 ($2,616)$1,039$1,577$314,008
208 ($2,616)$1,034$1,582$312,426
209 ($2,616)$1,028$1,587$310,839
210 ($2,616)$1,023$1,592$309,246
211 ($2,616)$1,018$1,598$307,649
212 ($2,616)$1,013$1,603$306,046
213 ($2,616)$1,007$1,608$304,438
214 ($2,616)$1,002$1,614$302,824
215 ($2,616)$997$1,619$301,205
216 ($2,616)$991$1,624$299,581
Year 19 - 217 ($2,616)$986$1,630$297,951
218 ($2,616)$981$1,635$296,317
219 ($2,616)$975$1,640$294,676
220 ($2,616)$970$1,646$293,031
221 ($2,616)$965$1,651$291,380
222 ($2,616)$959$1,657$289,723
223 ($2,616)$954$1,662$288,061
224 ($2,616)$948$1,667$286,394
225 ($2,616)$943$1,673$284,721
226 ($2,616)$937$1,678$283,042
227 ($2,616)$932$1,684$281,358
228 ($2,616)$926$1,690$279,669
Year 20 - 229 ($2,616)$921$1,695$277,974
230 ($2,616)$915$1,701$276,273
231 ($2,616)$909$1,706$274,567
232 ($2,616)$904$1,712$272,855
233 ($2,616)$898$1,718$271,137
234 ($2,616)$892$1,723$269,414
235 ($2,616)$887$1,729$267,685
236 ($2,616)$881$1,735$265,951
237 ($2,616)$875$1,740$264,211
238 ($2,616)$870$1,746$262,465
239 ($2,616)$864$1,752$260,713
240 ($2,616)$858$1,757$258,955
Year 21 - 241 ($2,616)$852$1,763$257,192
242 ($2,616)$847$1,769$255,423
243 ($2,616)$841$1,775$253,648
244 ($2,616)$835$1,781$251,868
245 ($2,616)$829$1,787$250,081
246 ($2,616)$823$1,792$248,289
247 ($2,616)$817$1,798$246,490
248 ($2,616)$811$1,804$244,686
249 ($2,616)$805$1,810$242,876
250 ($2,616)$799$1,816$241,059
251 ($2,616)$793$1,822$239,237
252 ($2,616)$787$1,828$237,409
Year 22 - 253 ($2,616)$781$1,834$235,575
254 ($2,616)$775$1,840$233,735
255 ($2,616)$769$1,846$231,888
256 ($2,616)$763$1,852$230,036
257 ($2,616)$757$1,858$228,178
258 ($2,616)$751$1,865$226,313
259 ($2,616)$745$1,871$224,442
260 ($2,616)$739$1,877$222,566
261 ($2,616)$733$1,883$220,683
262 ($2,616)$726$1,889$218,793
263 ($2,616)$720$1,895$216,898
264 ($2,616)$714$1,902$214,996
Year 23 - 265 ($2,616)$708$1,908$213,088
266 ($2,616)$701$1,914$211,174
267 ($2,616)$695$1,921$209,253
268 ($2,616)$689$1,927$207,327
269 ($2,616)$682$1,933$205,393
270 ($2,616)$676$1,940$203,454
271 ($2,616)$670$1,946$201,508
272 ($2,616)$663$1,952$199,555
273 ($2,616)$657$1,959$197,597
274 ($2,616)$650$1,965$195,631
275 ($2,616)$644$1,972$193,660
276 ($2,616)$637$1,978$191,682
Year 24 - 277 ($2,616)$631$1,985$189,697
278 ($2,616)$624$1,991$187,706
279 ($2,616)$618$1,998$185,708
280 ($2,616)$611$2,004$183,704
281 ($2,616)$605$2,011$181,693
282 ($2,616)$598$2,018$179,675
283 ($2,616)$591$2,024$177,651
284 ($2,616)$585$2,031$175,620
285 ($2,616)$578$2,038$173,582
286 ($2,616)$571$2,044$171,538
287 ($2,616)$565$2,051$169,487
288 ($2,616)$558$2,058$167,429
Year 25 - 289 ($2,616)$551$2,065$165,365
290 ($2,616)$544$2,071$163,293
291 ($2,616)$538$2,078$161,215
292 ($2,616)$531$2,085$159,130
293 ($2,616)$524$2,092$157,038
294 ($2,616)$517$2,099$154,940
295 ($2,616)$510$2,106$152,834
296 ($2,616)$503$2,113$150,722
297 ($2,616)$496$2,120$148,602
298 ($2,616)$489$2,127$146,476
299 ($2,616)$482$2,134$144,342
300 ($2,616)$475$2,141$142,201
Year 26 - 301 ($2,616)$468$2,148$140,054
302 ($2,616)$461$2,155$137,899
303 ($2,616)$454$2,162$135,738
304 ($2,616)$447$2,169$133,569
305 ($2,616)$440$2,176$131,393
306 ($2,616)$433$2,183$129,210
307 ($2,616)$425$2,190$127,019
308 ($2,616)$418$2,198$124,822
309 ($2,616)$411$2,205$122,617
310 ($2,616)$404$2,212$120,405
311 ($2,616)$396$2,219$118,186
312 ($2,616)$389$2,227$115,959
Year 27 - 313 ($2,616)$382$2,234$113,725
314 ($2,616)$374$2,241$111,484
315 ($2,616)$367$2,249$109,235
316 ($2,616)$360$2,256$106,979
317 ($2,616)$352$2,264$104,715
318 ($2,616)$345$2,271$102,444
319 ($2,616)$337$2,278$100,166
320 ($2,616)$330$2,286$97,880
321 ($2,616)$322$2,293$95,587
322 ($2,616)$315$2,301$93,286
323 ($2,616)$307$2,309$90,977
324 ($2,616)$299$2,316$88,661
Year 28 - 325 ($2,616)$292$2,324$86,337
326 ($2,616)$284$2,331$84,006
327 ($2,616)$277$2,339$81,666
328 ($2,616)$269$2,347$79,320
329 ($2,616)$261$2,355$76,965
330 ($2,616)$253$2,362$74,603
331 ($2,616)$246$2,370$72,233
332 ($2,616)$238$2,378$69,855
333 ($2,616)$230$2,386$67,469
334 ($2,616)$222$2,394$65,075
335 ($2,616)$214$2,401$62,674
336 ($2,616)$206$2,409$60,265
Year 29 - 337 ($2,616)$198$2,417$57,847
338 ($2,616)$190$2,425$55,422
339 ($2,616)$182$2,433$52,989
340 ($2,616)$174$2,441$50,548
341 ($2,616)$166$2,449$48,098
342 ($2,616)$158$2,457$45,641
343 ($2,616)$150$2,465$43,176
344 ($2,616)$142$2,474$40,702
345 ($2,616)$134$2,482$38,221
346 ($2,616)$126$2,490$35,731
347 ($2,616)$118$2,498$33,233
348 ($2,616)$109$2,506$30,726
Year 30 - 349 ($2,616)$101$2,515$28,212
350 ($2,616)$93$2,523$25,689
351 ($2,616)$85$2,531$23,158
352 ($2,616)$76$2,539$20,619
353 ($2,616)$68$2,548$18,071
354 ($2,616)$59$2,556$15,515
355 ($2,616)$51$2,565$12,950
356 ($2,616)$43$2,573$10,377
357 ($2,616)$34$2,581$7,796
358 ($2,616)$26$2,590$5,206
359 ($2,616)$17$2,599$2,607
360 ($2,616)$9$2,607$0
TOTALS$390,434$551,200$941,634

Disclaimer

This information is provided "as-is" and should only be used for general informational purposes. All costs were rounded to the nearest dollar to make the page more legible. There may be additional costs associated with the mortgage, including taxes, fees, insurance, homeowner association membership, etc. that could affect the monthly payment amount. Although the cost calculations are believed to be reliable, its accuracy is not warranted in any way.